Home > University Bank > Income and Expense
University Bank, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,362,000 | 4,136 |
| Total interest expense | $467,000 | 3,355 |
| Net interest income | $2,895,000 | 4,190 |
| Provision for loan and lease losses | $1,000 | 4,220 |
| Total noninterest income | $525,000 | 3,649 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $231,000 | 2,997 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $294,000 | 3,636 |
| Total noninterest expense | $2,320,000 | 4,289 |
| Salaries and employee benefits | $1,194,000 | 4,388 |
| Premises and equipment expense | $386,000 | 3,467 |
| Additional noninterest expense | $740,000 | 4,338 |
| Pre-tax net operating income | $1,099,000 | 3,595 |
| Securities gains (losses) | $9,000 | 2,412 |
| Applicable income taxes | $48,000 | 3,647 |
| Income before extraordinary items | $1,060,000 | 3,408 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,060,000 | 3,406 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,060,000 | 3,407 |
| Net charge-offs | $-68,000 | 5,710 |
| Cash dividends | $352,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,051,360 | 3,361 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 4,110 |
| Total interest expense | $326,000 | 3,278 |
| Net interest income | $1,963,000 | 4,173 |
| Provision for loan and lease losses | $1,000 | 4,040 |
| Total noninterest income | $347,000 | 3,680 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $154,000 | 2,971 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $193,000 | 3,683 |
| Total noninterest expense | $1,482,000 | 4,430 |
| Salaries and employee benefits | $778,000 | 4,495 |
| Premises and equipment expense | $237,000 | 3,661 |
| Additional noninterest expense | $467,000 | 4,484 |
| Pre-tax net operating income | $827,000 | 3,390 |
| Securities gains (losses) | $27,000 | 1,561 |
| Applicable income taxes | $37,000 | 3,612 |
| Income before extraordinary items | $817,000 | 3,120 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $817,000 | 3,120 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $817,000 | 3,121 |
| Net charge-offs | $-74,000 | 5,855 |
| Cash dividends | $237,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $791,080 | 3,117 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 4,150 |
| Total interest expense | $168,000 | 3,240 |
| Net interest income | $963,000 | 4,235 |
| Provision for loan and lease losses | $1,000 | 3,650 |
| Total noninterest income | $173,000 | 3,653 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $72,000 | 3,080 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $101,000 | 3,585 |
| Total noninterest expense | $738,000 | 4,469 |
| Salaries and employee benefits | $384,000 | 4,541 |
| Premises and equipment expense | $120,000 | 3,662 |
| Additional noninterest expense | $234,000 | 4,498 |
| Pre-tax net operating income | $397,000 | 3,385 |
| Securities gains (losses) | $17,000 | 1,294 |
| Applicable income taxes | $18,000 | 3,566 |
| Income before extraordinary items | $396,000 | 3,141 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $396,000 | 3,144 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $396,000 | 3,144 |
| Net charge-offs | $-83,000 | 6,079 |
| Cash dividends | $119,000 | 2,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $379,680 | 3,153 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,715,000 | 4,099 |
| Total interest expense | $800,000 | 3,036 |
| Net interest income | $3,915,000 | 4,242 |
| Provision for loan and lease losses | $41,000 | 3,906 |
| Total noninterest income | $636,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $334,000 | 3,018 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $302,000 | 4,006 |
| Total noninterest expense | $3,030,000 | 4,473 |
| Salaries and employee benefits | $1,512,000 | 4,617 |
| Premises and equipment expense | $500,000 | 3,633 |
| Additional noninterest expense | $1,018,000 | 4,420 |
| Pre-tax net operating income | $1,480,000 | 3,505 |
| Securities gains (losses) | $34,000 | 1,996 |
| Applicable income taxes | $66,000 | 3,597 |
| Income before extraordinary items | $1,448,000 | 3,301 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,448,000 | 3,302 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,448,000 | 3,302 |
| Net charge-offs | $279,000 | 2,100 |
| Cash dividends | $474,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,415,360 | 3,292 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,572,000 | 4,114 |
| Total interest expense | $613,000 | 3,044 |
| Net interest income | $2,959,000 | 4,266 |
| Provision for loan and lease losses | $40,000 | 3,578 |
| Total noninterest income | $532,000 | 3,724 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $259,000 | 2,992 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $273,000 | 3,779 |
| Total noninterest expense | $2,280,000 | 4,471 |
| Salaries and employee benefits | $1,124,000 | 4,652 |
| Premises and equipment expense | $374,000 | 3,694 |
| Additional noninterest expense | $782,000 | 4,393 |
| Pre-tax net operating income | $1,171,000 | 3,482 |
| Securities gains (losses) | $25,000 | 1,897 |
| Applicable income taxes | $52,000 | 3,652 |
| Income before extraordinary items | $1,144,000 | 3,238 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,144,000 | 3,237 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,144,000 | 3,239 |
| Net charge-offs | $279,000 | 1,668 |
| Cash dividends | $356,000 | 2,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,120,000 | 3,244 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 4,126 |
| Total interest expense | $413,000 | 3,061 |
| Net interest income | $1,968,000 | 4,277 |
| Provision for loan and lease losses | $40,000 | 3,175 |
| Total noninterest income | $359,000 | 3,693 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $166,000 | 3,032 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $193,000 | 3,690 |
| Total noninterest expense | $1,529,000 | 4,495 |
| Salaries and employee benefits | $751,000 | 4,692 |
| Premises and equipment expense | $252,000 | 3,698 |
| Additional noninterest expense | $526,000 | 4,375 |
| Pre-tax net operating income | $758,000 | 3,485 |
| Securities gains (losses) | $-1,000 | 6,043 |
| Applicable income taxes | $33,000 | 3,649 |
| Income before extraordinary items | $724,000 | 3,272 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $724,000 | 3,278 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $724,000 | 3,278 |
| Net charge-offs | $91,000 | 2,276 |
| Cash dividends | $236,000 | 2,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $724,960 | 3,232 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,218,000 | 4,087 |
| Total interest expense | $208,000 | 3,080 |
| Net interest income | $1,010,000 | 4,218 |
| Provision for loan and lease losses | $40,000 | 2,444 |
| Total noninterest income | $161,000 | 3,872 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $80,000 | 3,076 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $81,000 | 3,873 |
| Total noninterest expense | $783,000 | 4,474 |
| Salaries and employee benefits | $377,000 | 4,725 |
| Premises and equipment expense | $132,000 | 3,630 |
| Additional noninterest expense | $274,000 | 4,312 |
| Pre-tax net operating income | $348,000 | 3,563 |
| Securities gains (losses) | $-1,000 | 6,239 |
| Applicable income taxes | $15,000 | 3,648 |
| Income before extraordinary items | $332,000 | 3,362 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $332,000 | 3,365 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $332,000 | 3,365 |
| Net charge-offs | $-14,000 | 5,900 |
| Cash dividends | $118,000 | 2,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $332,960 | 3,319 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,800,000 | 4,181 |
| Total interest expense | $911,000 | 3,155 |
| Net interest income | $3,889,000 | 4,344 |
| Provision for loan and lease losses | $414,000 | 2,075 |
| Total noninterest income | $846,000 | 3,522 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $416,000 | 2,725 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $430,000 | 3,550 |
| Total noninterest expense | $2,925,000 | 4,664 |
| Salaries and employee benefits | $1,444,000 | 4,853 |
| Premises and equipment expense | $220,000 | 5,407 |
| Additional noninterest expense | $1,261,000 | 4,073 |
| Pre-tax net operating income | $1,396,000 | 3,528 |
| Securities gains (losses) | $22,000 | 2,293 |
| Applicable income taxes | $62,000 | 3,675 |
| Income before extraordinary items | $1,356,000 | 3,341 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,356,000 | 3,343 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,356,000 | 3,344 |
| Net charge-offs | $331,000 | 2,461 |
| Cash dividends | $475,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,334,880 | 3,320 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,608,000 | 4,217 |
| Total interest expense | $684,000 | 3,224 |
| Net interest income | $2,924,000 | 4,371 |
| Provision for loan and lease losses | $315,000 | 2,017 |
| Total noninterest income | $608,000 | 3,658 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $320,000 | 2,704 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $288,000 | 3,798 |
| Total noninterest expense | $2,134,000 | 4,752 |
| Salaries and employee benefits | $1,059,000 | 4,934 |
| Premises and equipment expense | $256,000 | 4,594 |
| Additional noninterest expense | $819,000 | 4,423 |
| Pre-tax net operating income | $1,083,000 | 3,550 |
| Securities gains (losses) | $22,000 | 2,167 |
| Applicable income taxes | $48,000 | 3,744 |
| Income before extraordinary items | $1,057,000 | 3,315 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,057,000 | 3,318 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,057,000 | 3,319 |
| Net charge-offs | $236,000 | 2,383 |
| Cash dividends | $238,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,035,880 | 3,288 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,387,000 | 4,248 |
| Total interest expense | $460,000 | 3,271 |
| Net interest income | $1,927,000 | 4,405 |
| Provision for loan and lease losses | $199,000 | 2,147 |
| Total noninterest income | $388,000 | 3,762 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $207,000 | 2,723 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $181,000 | 3,941 |
| Total noninterest expense | $1,403,000 | 4,804 |
| Salaries and employee benefits | $695,000 | 4,983 |
| Premises and equipment expense | $165,000 | 4,684 |
| Additional noninterest expense | $543,000 | 4,438 |
| Pre-tax net operating income | $713,000 | 3,551 |
| Securities gains (losses) | $22,000 | 1,956 |
| Applicable income taxes | $32,000 | 3,725 |
| Income before extraordinary items | $703,000 | 3,305 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $703,000 | 3,306 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $703,000 | 3,308 |
| Net charge-offs | $188,000 | 2,156 |
| Cash dividends | $158,000 | 2,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $681,880 | 3,274 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 4,181 |
| Total interest expense | $235,000 | 3,308 |
| Net interest income | $997,000 | 4,335 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $196,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $106,000 | 2,675 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $90,000 | 3,920 |
| Total noninterest expense | $649,000 | 5,037 |
| Salaries and employee benefits | $329,000 | 5,176 |
| Premises and equipment expense | $72,000 | 5,012 |
| Additional noninterest expense | $248,000 | 4,667 |
| Pre-tax net operating income | $444,000 | 3,105 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $19,000 | 3,634 |
| Income before extraordinary items | $425,000 | 2,922 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $425,000 | 2,922 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $425,000 | 2,924 |
| Net charge-offs | $114,000 | 1,786 |
| Cash dividends | $79,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $425,000 | 2,832 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,151,000 | 4,233 |
| Total interest expense | $1,112,000 | 3,353 |
| Net interest income | $4,039,000 | 4,383 |
| Provision for loan and lease losses | $336,000 | 3,235 |
| Total noninterest income | $354,000 | 4,990 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $455,000 | 2,675 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-101,000 | 6,732 |
| Total noninterest expense | $2,664,000 | 5,022 |
| Salaries and employee benefits | $1,419,000 | 4,979 |
| Premises and equipment expense | $388,000 | 4,374 |
| Additional noninterest expense | $857,000 | 5,143 |
| Pre-tax net operating income | $1,393,000 | 3,462 |
| Securities gains (losses) | $16,000 | 3,242 |
| Applicable income taxes | $62,000 | 3,790 |
| Income before extraordinary items | $1,347,000 | 3,323 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,347,000 | 3,324 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,347,000 | 3,324 |
| Net charge-offs | $84,000 | 4,557 |
| Cash dividends | $951,000 | 2,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,331,640 | 3,202 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,893,000 | 4,291 |
| Total interest expense | $860,000 | 3,403 |
| Net interest income | $3,033,000 | 4,454 |
| Provision for loan and lease losses | $301,000 | 2,958 |
| Total noninterest income | $124,000 | 5,964 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $301,000 | 2,960 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-177,000 | 6,971 |
| Total noninterest expense | $1,991,000 | 5,074 |
| Salaries and employee benefits | $1,071,000 | 4,993 |
| Premises and equipment expense | $285,000 | 4,475 |
| Additional noninterest expense | $635,000 | 5,206 |
| Pre-tax net operating income | $865,000 | 3,903 |
| Securities gains (losses) | $16,000 | 2,965 |
| Applicable income taxes | $38,000 | 3,913 |
| Income before extraordinary items | $843,000 | 3,767 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $843,000 | 3,767 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $843,000 | 3,769 |
| Net charge-offs | $96,000 | 4,007 |
| Cash dividends | $624,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $827,640 | 3,635 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,596,000 | 4,314 |
| Total interest expense | $591,000 | 3,442 |
| Net interest income | $2,005,000 | 4,482 |
| Provision for loan and lease losses | $202,000 | 2,957 |
| Total noninterest income | $-23,000 | 7,046 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $182,000 | 3,158 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-205,000 | 7,077 |
| Total noninterest expense | $1,329,000 | 5,104 |
| Salaries and employee benefits | $723,000 | 4,991 |
| Premises and equipment expense | $188,000 | 4,513 |
| Additional noninterest expense | $418,000 | 5,250 |
| Pre-tax net operating income | $451,000 | 4,265 |
| Securities gains (losses) | $16,000 | 2,581 |
| Applicable income taxes | $20,000 | 3,998 |
| Income before extraordinary items | $447,000 | 4,179 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $447,000 | 4,184 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $447,000 | 4,183 |
| Net charge-offs | $82,000 | 3,600 |
| Cash dividends | $475,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $431,640 | 4,062 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,298,000 | 4,358 |
| Total interest expense | $312,000 | 3,437 |
| Net interest income | $986,000 | 4,580 |
| Provision for loan and lease losses | $101,000 | 2,830 |
| Total noninterest income | $140,000 | 4,363 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $84,000 | 3,280 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $56,000 | 4,542 |
| Total noninterest expense | $651,000 | 5,179 |
| Salaries and employee benefits | $351,000 | 5,121 |
| Premises and equipment expense | $87,000 | 4,720 |
| Additional noninterest expense | $213,000 | 5,218 |
| Pre-tax net operating income | $374,000 | 3,423 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $14,000 | 3,852 |
| Income before extraordinary items | $360,000 | 3,291 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $360,000 | 3,295 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $360,000 | 3,295 |
| Net charge-offs | $-4,000 | 6,305 |
| Cash dividends | $475,000 | 935 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $360,000 | 3,116 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,269,000 | 4,429 |
| Total interest expense | $1,375,000 | 3,648 |
| Net interest income | $3,894,000 | 4,611 |
| Provision for loan and lease losses | $367,000 | 3,855 |
| Total noninterest income | $827,000 | 3,454 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $431,000 | 2,890 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $396,000 | 3,457 |
| Total noninterest expense | $2,706,000 | 5,145 |
| Salaries and employee benefits | $1,436,000 | 5,075 |
| Premises and equipment expense | $367,000 | 4,762 |
| Additional noninterest expense | $903,000 | 5,148 |
| Pre-tax net operating income | $1,648,000 | 2,874 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $62,000 | 3,646 |
| Income before extraordinary items | $1,586,000 | 2,669 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,586,000 | 2,670 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,586,000 | 2,670 |
| Net charge-offs | $188,000 | 4,365 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,586,000 | 2,584 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,942,000 | 4,478 |
| Total interest expense | $1,036,000 | 3,746 |
| Net interest income | $2,906,000 | 4,655 |
| Provision for loan and lease losses | $266,000 | 3,789 |
| Total noninterest income | $607,000 | 3,503 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $333,000 | 2,824 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $274,000 | 3,597 |
| Total noninterest expense | $2,180,000 | 4,974 |
| Salaries and employee benefits | $1,050,000 | 5,131 |
| Premises and equipment expense | $274,000 | 4,832 |
| Additional noninterest expense | $856,000 | 4,586 |
| Pre-tax net operating income | $1,067,000 | 3,195 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $47,000 | 3,654 |
| Income before extraordinary items | $1,020,000 | 3,023 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,020,000 | 3,025 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,020,000 | 3,025 |
| Net charge-offs | $170,000 | 3,892 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,020,000 | 2,924 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 4,534 |
| Total interest expense | $690,000 | 3,851 |
| Net interest income | $1,932,000 | 4,684 |
| Provision for loan and lease losses | $166,000 | 3,778 |
| Total noninterest income | $409,000 | 3,509 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $221,000 | 2,818 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $188,000 | 3,592 |
| Total noninterest expense | $1,420,000 | 5,083 |
| Salaries and employee benefits | $702,000 | 5,166 |
| Premises and equipment expense | $174,000 | 4,993 |
| Additional noninterest expense | $544,000 | 4,782 |
| Pre-tax net operating income | $755,000 | 3,042 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $33,000 | 3,586 |
| Income before extraordinary items | $722,000 | 2,861 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $722,000 | 2,863 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $722,000 | 2,863 |
| Net charge-offs | $176,000 | 3,243 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $722,000 | 2,781 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 4,586 |
| Total interest expense | $351,000 | 3,906 |
| Net interest income | $941,000 | 4,754 |
| Provision for loan and lease losses | $99,000 | 3,417 |
| Total noninterest income | $183,000 | 3,773 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $106,000 | 2,857 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $77,000 | 3,973 |
| Total noninterest expense | $711,000 | 5,112 |
| Salaries and employee benefits | $363,000 | 5,132 |
| Premises and equipment expense | $84,000 | 5,123 |
| Additional noninterest expense | $264,000 | 4,855 |
| Pre-tax net operating income | $314,000 | 3,441 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $14,000 | 3,619 |
| Income before extraordinary items | $300,000 | 3,243 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $300,000 | 3,240 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $300,000 | 3,242 |
| Net charge-offs | $157,000 | 2,316 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $300,000 | 3,180 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,473,000 | 4,565 |
| Total interest expense | $1,798,000 | 3,826 |
| Net interest income | $3,675,000 | 4,821 |
| Provision for loan and lease losses | $571,000 | 3,944 |
| Total noninterest income | $492,000 | 4,597 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $487,000 | 2,690 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,877 |
| Total noninterest expense | $2,871,000 | 5,145 |
| Salaries and employee benefits | $1,427,000 | 5,183 |
| Premises and equipment expense | $340,000 | 5,130 |
| Additional noninterest expense | $1,104,000 | 4,823 |
| Pre-tax net operating income | $725,000 | 3,870 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $11,000 | 4,198 |
| Income before extraordinary items | $714,000 | 3,822 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $714,000 | 3,821 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $714,000 | 3,824 |
| Net charge-offs | $770,000 | 3,046 |
| Cash dividends | $20,000 | 4,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $714,000 | 3,688 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,136,000 | 4,641 |
| Total interest expense | $1,418,000 | 3,847 |
| Net interest income | $2,718,000 | 4,916 |
| Provision for loan and lease losses | $538,000 | 3,427 |
| Total noninterest income | $403,000 | 4,501 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $364,000 | 2,758 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $39,000 | 6,224 |
| Total noninterest expense | $2,158,000 | 5,157 |
| Salaries and employee benefits | $1,071,000 | 5,228 |
| Premises and equipment expense | $256,000 | 5,188 |
| Additional noninterest expense | $831,000 | 4,814 |
| Pre-tax net operating income | $425,000 | 4,432 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $425,000 | 4,387 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $425,000 | 4,388 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $425,000 | 4,388 |
| Net charge-offs | $276,000 | 3,837 |
| Cash dividends | $20,000 | 3,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $425,000 | 4,217 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,797,000 | 4,640 |
| Total interest expense | $1,009,000 | 3,785 |
| Net interest income | $1,788,000 | 4,969 |
| Provision for loan and lease losses | $538,000 | 2,759 |
| Total noninterest income | $294,000 | 4,305 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $230,000 | 2,882 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $64,000 | 5,284 |
| Total noninterest expense | $1,455,000 | 5,148 |
| Salaries and employee benefits | $718,000 | 5,232 |
| Premises and equipment expense | $174,000 | 5,189 |
| Additional noninterest expense | $563,000 | 4,770 |
| Pre-tax net operating income | $89,000 | 5,563 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $89,000 | 5,616 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $89,000 | 5,619 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $89,000 | 5,618 |
| Net charge-offs | $235,000 | 3,357 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $89,000 | 5,494 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,403,000 | 4,686 |
| Total interest expense | $532,000 | 3,763 |
| Net interest income | $871,000 | 5,073 |
| Provision for loan and lease losses | $321,000 | 2,312 |
| Total noninterest income | $85,000 | 5,317 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $98,000 | 3,183 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-13,000 | 7,583 |
| Total noninterest expense | $726,000 | 5,200 |
| Salaries and employee benefits | $360,000 | 5,271 |
| Premises and equipment expense | $97,000 | 5,031 |
| Additional noninterest expense | $269,000 | 4,903 |
| Pre-tax net operating income | $-91,000 | 6,628 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-91,000 | 6,732 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-91,000 | 6,733 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-91,000 | 6,732 |
| Net charge-offs | $140,000 | 2,795 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-91,000 | 6,664 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,468,000 | 4,396 |
| Total interest expense | $2,897,000 | 3,502 |
| Net interest income | $3,571,000 | 4,912 |
| Provision for loan and lease losses | $1,595,000 | 2,798 |
| Total noninterest income | $739,000 | 3,946 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $452,000 | 3,084 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $287,000 | 4,041 |
| Total noninterest expense | $3,079,000 | 5,103 |
| Salaries and employee benefits | $1,396,000 | 5,407 |
| Premises and equipment expense | $322,000 | 5,483 |
| Additional noninterest expense | $1,361,000 | 4,357 |
| Pre-tax net operating income | $-364,000 | 5,872 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-364,000 | 5,985 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-364,000 | 5,983 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-364,000 | 5,983 |
| Net charge-offs | $1,130,000 | 2,722 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-364,000 | 5,984 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,994,000 | 4,377 |
| Total interest expense | $2,290,000 | 3,503 |
| Net interest income | $2,704,000 | 4,893 |
| Provision for loan and lease losses | $1,145,000 | 2,582 |
| Total noninterest income | $560,000 | 3,977 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $340,000 | 3,099 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $220,000 | 4,131 |
| Total noninterest expense | $2,284,000 | 5,156 |
| Salaries and employee benefits | $1,105,000 | 5,287 |
| Premises and equipment expense | $228,000 | 5,674 |
| Additional noninterest expense | $951,000 | 4,551 |
| Pre-tax net operating income | $-165,000 | 5,977 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-165,000 | 6,073 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-165,000 | 6,074 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-165,000 | 6,073 |
| Net charge-offs | $200,000 | 4,244 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-165,000 | 6,051 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,424,000 | 4,334 |
| Total interest expense | $1,565,000 | 3,574 |
| Net interest income | $1,859,000 | 4,788 |
| Provision for loan and lease losses | $868,000 | 2,244 |
| Total noninterest income | $362,000 | 4,040 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $215,000 | 3,170 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $147,000 | 4,160 |
| Total noninterest expense | $1,532,000 | 5,182 |
| Salaries and employee benefits | $769,000 | 5,222 |
| Premises and equipment expense | $146,000 | 5,811 |
| Additional noninterest expense | $617,000 | 4,644 |
| Pre-tax net operating income | $-179,000 | 6,240 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-179,000 | 6,343 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-179,000 | 6,342 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-179,000 | 6,342 |
| Net charge-offs | $144,000 | 3,824 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-179,000 | 6,319 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,786,000 | 4,257 |
| Total interest expense | $791,000 | 3,643 |
| Net interest income | $995,000 | 4,594 |
| Provision for loan and lease losses | $607,000 | 1,579 |
| Total noninterest income | $144,000 | 4,485 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $98,000 | 3,301 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $46,000 | 4,978 |
| Total noninterest expense | $718,000 | 5,319 |
| Salaries and employee benefits | $371,000 | 5,384 |
| Premises and equipment expense | $77,000 | 5,736 |
| Additional noninterest expense | $270,000 | 4,735 |
| Pre-tax net operating income | $-186,000 | 6,863 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-186,000 | 7,005 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-186,000 | 7,006 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-186,000 | 7,006 |
| Net charge-offs | $39,000 | 3,779 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-186,000 | 6,930 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,995,000 | 4,130 |
| Total interest expense | $4,024,000 | 3,495 |
| Net interest income | $3,971,000 | 4,594 |
| Provision for loan and lease losses | $789,000 | 3,069 |
| Total noninterest income | $678,000 | 4,204 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $493,000 | 3,051 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $185,000 | 4,964 |
| Total noninterest expense | $2,899,000 | 5,230 |
| Salaries and employee benefits | $1,549,000 | 5,246 |
| Premises and equipment expense | $133,000 | 7,298 |
| Additional noninterest expense | $1,217,000 | 4,251 |
| Pre-tax net operating income | $961,000 | 3,830 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $42,000 | 3,938 |
| Income before extraordinary items | $919,000 | 3,437 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $919,000 | 3,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $609,000 | 2,529 |
| Cash dividends | $591,000 | 3,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $919,000 | 3,587 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,028,000 | 4,184 |
| Total interest expense | $3,038,000 | 3,590 |
| Net interest income | $2,990,000 | 4,624 |
| Provision for loan and lease losses | $320,000 | 3,446 |
| Total noninterest income | $555,000 | 4,112 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $373,000 | 3,060 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $182,000 | 4,610 |
| Total noninterest expense | $2,221,000 | 5,149 |
| Salaries and employee benefits | $1,176,000 | 5,238 |
| Premises and equipment expense | $98,000 | 7,375 |
| Additional noninterest expense | $947,000 | 4,031 |
| Pre-tax net operating income | $1,004,000 | 3,674 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $42,000 | 4,220 |
| Income before extraordinary items | $962,000 | 3,183 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $962,000 | 3,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,309 |
| Cash dividends | $395,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $962,000 | 3,328 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,055,000 | 4,214 |
| Total interest expense | $2,062,000 | 3,667 |
| Net interest income | $1,993,000 | 4,634 |
| Provision for loan and lease losses | $136,000 | 3,803 |
| Total noninterest income | $331,000 | 4,413 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $236,000 | 3,136 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $95,000 | 5,148 |
| Total noninterest expense | $1,444,000 | 5,249 |
| Salaries and employee benefits | $786,000 | 5,268 |
| Premises and equipment expense | $146,000 | 5,901 |
| Additional noninterest expense | $512,000 | 4,665 |
| Pre-tax net operating income | $744,000 | 3,585 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $31,000 | 4,398 |
| Income before extraordinary items | $713,000 | 3,291 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $713,000 | 3,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,377 |
| Cash dividends | $339,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $713,000 | 3,228 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,115,000 | 4,166 |
| Total interest expense | $1,077,000 | 3,729 |
| Net interest income | $1,038,000 | 4,494 |
| Provision for loan and lease losses | $82,000 | 3,030 |
| Total noninterest income | $157,000 | 4,507 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $107,000 | 3,316 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $50,000 | 5,048 |
| Total noninterest expense | $709,000 | 5,325 |
| Salaries and employee benefits | $397,000 | 5,260 |
| Premises and equipment expense | $67,000 | 6,170 |
| Additional noninterest expense | $245,000 | 4,756 |
| Pre-tax net operating income | $404,000 | 3,530 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $18,000 | 4,432 |
| Income before extraordinary items | $386,000 | 3,265 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $386,000 | 3,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $184,000 | 2,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $386,000 | 3,182 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,254,000 | 4,288 |
| Total interest expense | $4,329,000 | 3,811 |
| Net interest income | $3,925,000 | 4,681 |
| Provision for loan and lease losses | $291,000 | 3,261 |
| Total noninterest income | $630,000 | 4,539 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $439,000 | 3,344 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $191,000 | 5,161 |
| Total noninterest expense | $2,747,000 | 5,296 |
| Salaries and employee benefits | $1,400,000 | 5,509 |
| Premises and equipment expense | $317,000 | 5,658 |
| Additional noninterest expense | $1,030,000 | 4,561 |
| Pre-tax net operating income | $1,517,000 | 3,886 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $265,000 | 3,538 |
| Income before extraordinary items | $1,252,000 | 3,850 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,252,000 | 3,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 2,188 |
| Cash dividends | $630,000 | 3,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,252,000 | 3,836 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,097,000 | 4,335 |
| Total interest expense | $3,199,000 | 3,853 |
| Net interest income | $2,898,000 | 4,744 |
| Provision for loan and lease losses | $126,000 | 3,786 |
| Total noninterest income | $449,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $324,000 | 3,375 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $125,000 | 5,405 |
| Total noninterest expense | $2,038,000 | 5,301 |
| Salaries and employee benefits | $1,051,000 | 5,490 |
| Premises and equipment expense | $235,000 | 5,666 |
| Additional noninterest expense | $752,000 | 4,585 |
| Pre-tax net operating income | $1,183,000 | 3,979 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $250,000 | 3,427 |
| Income before extraordinary items | $933,000 | 4,026 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $933,000 | 4,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,491 |
| Cash dividends | $630,000 | 2,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $933,000 | 4,008 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,014,000 | 4,384 |
| Total interest expense | $2,096,000 | 3,906 |
| Net interest income | $1,918,000 | 4,794 |
| Provision for loan and lease losses | $73,000 | 3,790 |
| Total noninterest income | $290,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $206,000 | 3,454 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $84,000 | 5,421 |
| Total noninterest expense | $1,309,000 | 5,458 |
| Salaries and employee benefits | $691,000 | 5,595 |
| Premises and equipment expense | $149,000 | 5,826 |
| Additional noninterest expense | $469,000 | 4,786 |
| Pre-tax net operating income | $826,000 | 3,951 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $233,000 | 3,065 |
| Income before extraordinary items | $593,000 | 4,184 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $593,000 | 4,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,491 |
| Cash dividends | $465,000 | 2,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $593,000 | 4,173 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,979,000 | 4,426 |
| Total interest expense | $1,026,000 | 3,952 |
| Net interest income | $953,000 | 4,826 |
| Provision for loan and lease losses | $39,000 | 3,484 |
| Total noninterest income | $129,000 | 4,959 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $85,000 | 3,779 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $44,000 | 5,347 |
| Total noninterest expense | $593,000 | 5,788 |
| Salaries and employee benefits | $337,000 | 5,709 |
| Premises and equipment expense | $71,000 | 5,997 |
| Additional noninterest expense | $185,000 | 5,520 |
| Pre-tax net operating income | $450,000 | 3,753 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $450,000 | 3,230 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $450,000 | 3,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $450,000 | 3,204 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,149,000 | 4,508 |
| Total interest expense | $3,482,000 | 3,928 |
| Net interest income | $3,667,000 | 4,907 |
| Provision for loan and lease losses | $286,000 | 2,876 |
| Total noninterest income | $519,000 | 5,052 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $391,000 | 3,581 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $128,000 | 5,909 |
| Total noninterest expense | $2,459,000 | 5,538 |
| Salaries and employee benefits | $1,357,000 | 5,506 |
| Premises and equipment expense | $263,000 | 6,076 |
| Additional noninterest expense | $839,000 | 5,087 |
| Pre-tax net operating income | $1,441,000 | 4,380 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $510,000 | 3,134 |
| Income before extraordinary items | $931,000 | 4,861 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $931,000 | 4,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,414 |
| Cash dividends | $400,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $931,000 | 4,854 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,231,000 | 4,568 |
| Total interest expense | $2,444,000 | 4,018 |
| Net interest income | $2,787,000 | 4,901 |
| Provision for loan and lease losses | $203,000 | 2,846 |
| Total noninterest income | $391,000 | 5,063 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $289,000 | 3,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $102,000 | 5,813 |
| Total noninterest expense | $1,795,000 | 5,604 |
| Salaries and employee benefits | $993,000 | 5,573 |
| Premises and equipment expense | $192,000 | 6,184 |
| Additional noninterest expense | $610,000 | 5,162 |
| Pre-tax net operating income | $1,180,000 | 4,337 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $418,000 | 3,117 |
| Income before extraordinary items | $762,000 | 4,810 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $762,000 | 4,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,474 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $762,000 | 4,806 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,389,000 | 4,608 |
| Total interest expense | $1,523,000 | 4,080 |
| Net interest income | $1,866,000 | 4,917 |
| Provision for loan and lease losses | $155,000 | 2,524 |
| Total noninterest income | $264,000 | 5,030 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $187,000 | 3,697 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $77,000 | 5,619 |
| Total noninterest expense | $1,195,000 | 5,623 |
| Salaries and employee benefits | $660,000 | 5,611 |
| Premises and equipment expense | $127,000 | 6,211 |
| Additional noninterest expense | $408,000 | 5,142 |
| Pre-tax net operating income | $780,000 | 4,381 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $282,000 | 3,132 |
| Income before extraordinary items | $498,000 | 4,886 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $498,000 | 4,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,343 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $498,000 | 4,878 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 4,626 |
| Total interest expense | $711,000 | 4,141 |
| Net interest income | $939,000 | 4,896 |
| Provision for loan and lease losses | $69,000 | 2,655 |
| Total noninterest income | $128,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $87,000 | 3,767 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,486 |
| Total noninterest expense | $585,000 | 5,701 |
| Salaries and employee benefits | $328,000 | 5,660 |
| Premises and equipment expense | $60,000 | 6,361 |
| Additional noninterest expense | $197,000 | 5,226 |
| Pre-tax net operating income | $413,000 | 4,204 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $154,000 | 2,999 |
| Income before extraordinary items | $259,000 | 4,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $259,000 | 4,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $259,000 | 4,758 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,674,000 | 4,760 |
| Total interest expense | $2,591,000 | 3,722 |
| Net interest income | $3,083,000 | 5,421 |
| Provision for loan and lease losses | $110,000 | 4,684 |
| Total noninterest income | $526,000 | 5,125 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $362,000 | 3,774 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $164,000 | 5,570 |
| Total noninterest expense | $2,193,000 | 5,793 |
| Salaries and employee benefits | $1,126,000 | 5,983 |
| Premises and equipment expense | $259,000 | 6,117 |
| Additional noninterest expense | $808,000 | 5,137 |
| Pre-tax net operating income | $1,306,000 | 4,713 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $472,000 | 3,460 |
| Income before extraordinary items | $834,000 | 5,248 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $834,000 | 5,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,186 |
| Cash dividends | $275,000 | 4,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $834,000 | 5,223 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,131,000 | 4,809 |
| Total interest expense | $1,816,000 | 3,767 |
| Net interest income | $2,315,000 | 5,425 |
| Provision for loan and lease losses | $88,000 | 4,501 |
| Total noninterest income | $426,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $264,000 | 3,838 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $162,000 | 5,051 |
| Total noninterest expense | $1,600,000 | 5,851 |
| Salaries and employee benefits | $818,000 | 6,061 |
| Premises and equipment expense | $192,000 | 6,137 |
| Additional noninterest expense | $590,000 | 5,180 |
| Pre-tax net operating income | $1,053,000 | 4,634 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $383,000 | 3,400 |
| Income before extraordinary items | $670,000 | 5,191 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $670,000 | 5,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 2,579 |
| Cash dividends | $275,000 | 3,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $670,000 | 5,157 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,703,000 | 4,815 |
| Total interest expense | $1,172,000 | 3,684 |
| Net interest income | $1,531,000 | 5,443 |
| Provision for loan and lease losses | $49,000 | 4,625 |
| Total noninterest income | $241,000 | 5,306 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $169,000 | 3,872 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $72,000 | 5,829 |
| Total noninterest expense | $1,045,000 | 5,912 |
| Salaries and employee benefits | $536,000 | 6,132 |
| Premises and equipment expense | $133,000 | 6,041 |
| Additional noninterest expense | $376,000 | 5,299 |
| Pre-tax net operating income | $678,000 | 4,702 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $248,000 | 3,426 |
| Income before extraordinary items | $430,000 | 5,268 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $430,000 | 5,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,257 |
| Cash dividends | $275,000 | 3,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $430,000 | 5,221 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,320,000 | 4,875 |
| Total interest expense | $574,000 | 3,634 |
| Net interest income | $746,000 | 5,543 |
| Provision for loan and lease losses | $24,000 | 4,451 |
| Total noninterest income | $121,000 | 5,246 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $79,000 | 3,954 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $42,000 | 5,556 |
| Total noninterest expense | $495,000 | 6,142 |
| Salaries and employee benefits | $260,000 | 6,249 |
| Premises and equipment expense | $51,000 | 6,715 |
| Additional noninterest expense | $184,000 | 5,365 |
| Pre-tax net operating income | $348,000 | 4,611 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $128,000 | 3,377 |
| Income before extraordinary items | $220,000 | 5,171 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $220,000 | 5,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $220,000 | 5,141 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,259,000 | 4,680 |
| Total interest expense | $2,185,000 | 3,392 |
| Net interest income | $3,074,000 | 5,335 |
| Provision for loan and lease losses | $241,000 | 3,310 |
| Total noninterest income | $519,000 | 5,170 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $380,000 | 3,760 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $139,000 | 5,831 |
| Total noninterest expense | $2,074,000 | 5,890 |
| Salaries and employee benefits | $1,010,000 | 6,246 |
| Premises and equipment expense | $208,000 | 6,665 |
| Additional noninterest expense | $856,000 | 4,864 |
| Pre-tax net operating income | $1,278,000 | 4,634 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $470,000 | 3,449 |
| Income before extraordinary items | $808,000 | 5,246 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $808,000 | 5,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 2,401 |
| Cash dividends | $500,000 | 3,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $808,000 | 5,174 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,892,000 | 4,696 |
| Total interest expense | $1,615,000 | 3,391 |
| Net interest income | $2,277,000 | 5,364 |
| Provision for loan and lease losses | $236,000 | 2,677 |
| Total noninterest income | $388,000 | 5,205 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $286,000 | 3,777 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $102,000 | 5,884 |
| Total noninterest expense | $1,533,000 | 5,887 |
| Salaries and employee benefits | $766,000 | 6,165 |
| Premises and equipment expense | $115,000 | 7,261 |
| Additional noninterest expense | $652,000 | 4,768 |
| Pre-tax net operating income | $896,000 | 4,893 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $329,000 | 3,632 |
| Income before extraordinary items | $567,000 | 5,506 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $567,000 | 5,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 2,418 |
| Cash dividends | $500,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $567,000 | 5,437 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 4,751 |
| Total interest expense | $1,067,000 | 3,403 |
| Net interest income | $1,494,000 | 5,423 |
| Provision for loan and lease losses | $164,000 | 2,573 |
| Total noninterest income | $254,000 | 5,246 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $188,000 | 3,792 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $66,000 | 5,947 |
| Total noninterest expense | $1,005,000 | 5,987 |
| Salaries and employee benefits | $527,000 | 6,109 |
| Premises and equipment expense | $70,000 | 7,453 |
| Additional noninterest expense | $408,000 | 4,997 |
| Pre-tax net operating income | $579,000 | 4,913 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $211,000 | 3,674 |
| Income before extraordinary items | $368,000 | 5,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $368,000 | 5,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 1,990 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $368,000 | 5,449 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 4,832 |
| Total interest expense | $528,000 | 3,471 |
| Net interest income | $734,000 | 5,469 |
| Provision for loan and lease losses | $95,000 | 2,197 |
| Total noninterest income | $119,000 | 5,364 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $88,000 | 3,887 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $480,000 | 6,176 |
| Salaries and employee benefits | $269,000 | 6,097 |
| Premises and equipment expense | $26,000 | 7,959 |
| Additional noninterest expense | $185,000 | 5,342 |
| Pre-tax net operating income | $278,000 | 5,008 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $102,000 | 3,757 |
| Income before extraordinary items | $176,000 | 5,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $176,000 | 5,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 1,540 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $176,000 | 5,524 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,075,000 | 4,846 |
| Total interest expense | $2,118,000 | 3,855 |
| Net interest income | $2,957,000 | 5,356 |
| Provision for loan and lease losses | $329,000 | 2,981 |
| Total noninterest income | $577,000 | 5,069 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $413,000 | 3,572 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $164,000 | 5,666 |
| Total noninterest expense | $1,965,000 | 6,044 |
| Salaries and employee benefits | $964,000 | 6,388 |
| Premises and equipment expense | $224,000 | 6,499 |
| Additional noninterest expense | $777,000 | 5,150 |
| Pre-tax net operating income | $1,240,000 | 4,602 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $455,000 | 3,554 |
| Income before extraordinary items | $785,000 | 5,283 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $785,000 | 5,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,652 |
| Cash dividends | $100,000 | 5,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $785,000 | 5,135 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,801,000 | 4,906 |
| Total interest expense | $1,604,000 | 3,937 |
| Net interest income | $2,197,000 | 5,397 |
| Provision for loan and lease losses | $226,000 | 3,050 |
| Total noninterest income | $439,000 | 5,081 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $311,000 | 3,586 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $128,000 | 5,642 |
| Total noninterest expense | $1,435,000 | 6,099 |
| Salaries and employee benefits | $701,000 | 6,461 |
| Premises and equipment expense | $164,000 | 6,559 |
| Additional noninterest expense | $570,000 | 5,196 |
| Pre-tax net operating income | $975,000 | 4,613 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $358,000 | 3,597 |
| Income before extraordinary items | $617,000 | 5,324 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $617,000 | 5,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,467 |
| Cash dividends | $100,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $617,000 | 5,138 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,514,000 | 4,969 |
| Total interest expense | $1,070,000 | 4,031 |
| Net interest income | $1,444,000 | 5,449 |
| Provision for loan and lease losses | $158,000 | 2,928 |
| Total noninterest income | $292,000 | 5,061 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $197,000 | 3,662 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $95,000 | 5,412 |
| Total noninterest expense | $929,000 | 6,218 |
| Salaries and employee benefits | $459,000 | 6,542 |
| Premises and equipment expense | $99,000 | 6,790 |
| Additional noninterest expense | $371,000 | 5,270 |
| Pre-tax net operating income | $649,000 | 4,626 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $238,000 | 3,644 |
| Income before extraordinary items | $411,000 | 5,324 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $411,000 | 5,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $411,000 | 5,127 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,259,000 | 4,984 |
| Total interest expense | $541,000 | 4,105 |
| Net interest income | $718,000 | 5,462 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $133,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $90,000 | 3,801 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 5,547 |
| Total noninterest expense | $422,000 | 6,552 |
| Salaries and employee benefits | $218,000 | 6,718 |
| Premises and equipment expense | $38,000 | 7,422 |
| Additional noninterest expense | $166,000 | 5,612 |
| Pre-tax net operating income | $354,000 | 4,363 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $130,000 | 3,490 |
| Income before extraordinary items | $224,000 | 5,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $224,000 | 5,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $224,000 | 4,811 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,882,000 | 5,256 |
| Total interest expense | $2,269,000 | 4,422 |
| Net interest income | $2,613,000 | 5,765 |
| Provision for loan and lease losses | $204,000 | 4,309 |
| Total noninterest income | $382,000 | 5,889 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $253,000 | 4,656 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $129,000 | 5,921 |
| Total noninterest expense | $1,584,000 | 6,689 |
| Salaries and employee benefits | $798,000 | 6,890 |
| Premises and equipment expense | $188,000 | 6,919 |
| Additional noninterest expense | $598,000 | 5,945 |
| Pre-tax net operating income | $1,207,000 | 4,698 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $443,000 | 3,692 |
| Income before extraordinary items | $764,000 | 5,325 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $764,000 | 5,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,280 |
| Cash dividends | $500,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $764,000 | 5,187 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,396,000 | 6,033 |
| Total interest expense | $2,615,000 | 5,247 |
| Net interest income | $1,781,000 | 6,824 |
| Provision for loan and lease losses | $170,000 | 4,530 |
| Total noninterest income | $305,000 | 6,377 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $173,000 | 5,471 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $132,000 | 5,790 |
| Total noninterest expense | $1,207,000 | 7,434 |
| Salaries and employee benefits | $603,000 | 7,655 |
| Premises and equipment expense | $110,000 | 8,147 |
| Additional noninterest expense | $494,000 | 6,479 |
| Pre-tax net operating income | $709,000 | 5,783 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $205,000 | 4,980 |
| Income before extraordinary items | $504,000 | 6,051 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $504,000 | 6,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,890 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $504,000 | 5,939 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,114,000 | 7,299 |
| Total interest expense | $1,784,000 | 6,618 |
| Net interest income | $1,330,000 | 7,799 |
| Provision for loan and lease losses | $206,000 | 3,678 |
| Total noninterest income | $218,000 | 7,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 6,469 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,143 |
| Total noninterest expense | $951,000 | 8,158 |
| Salaries and employee benefits | $464,000 | 8,429 |
| Premises and equipment expense | $85,000 | 8,701 |
| Additional noninterest expense | $402,000 | 7,129 |
| Pre-tax net operating income | $391,000 | 7,524 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $142,000 | 6,017 |
| Income before extraordinary items | $249,000 | 7,778 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $249,000 | 7,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $249,000 | 7,783 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,360,000 | 9,244 |
| Total interest expense | $695,000 | 8,958 |
| Net interest income | $665,000 | 9,364 |
| Provision for loan and lease losses | $250,000 | 3,042 |
| Total noninterest income | $105,000 | 8,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,394 |
| Total noninterest expense | $687,000 | 9,066 |
| Salaries and employee benefits | $327,000 | 9,322 |
| Premises and equipment expense | $92,000 | 8,784 |
| Additional noninterest expense | $268,000 | 8,394 |
| Pre-tax net operating income | $-167,000 | 9,597 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-167,000 | 9,650 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-167,000 | 9,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 356 |
| Net operating income | $-167,000 | 9,623 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.