Home > University Bank > Assets and Liabilities
University Bank, Assets and Liabilities
| 2015-09-30 | Rank | |
| # of Employees: | 26 | 4,201 |
| Assets and Liabilities | ||
| Total Assets: | $113,962,000 | 4,246 |
| Cash and due from depository institutions | $24,569,000 | 4,201 |
| Interest-bearing balances | $21,899,000 | 1,479 |
| Securities | $7,400,000 | 5,239 |
| Federal funds sold & reverse repurchase agreements | $9,098,000 | 368 |
| Net loans & leases | $70,667,000 | 4,132 |
| Loan loss allowance | $1,713,000 | 3,003 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $1,417,000 | 4,146 |
| Other real estate owned | $0 | 4,201 |
| Goodwill and other intangibles | $0 | 2,786 |
| All other assets | $811,000 | 5,510 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $113,962,000 | 4,246 |
| Total liabilities | $98,161,000 | 4,298 |
| Total deposits | $91,970,000 | 4,311 |
| Interest-bearing deposits | $70,356,000 | 4,372 |
| Deposits held in domestic offices | $91,970,000 | 4,310 |
| % insured | 73.68% | 5,008 |
| Federal funds purchased & repurchase agreements | $0 | 2,046 |
| Trading liabilities | $0 | 169 |
| Other borrowed funds | $5,979,000 | 2,269 |
| Subordinated debt | $0 | 120 |
| All other liabilities | $212,000 | 5,198 |
| Total equity capital | $15,801,000 | 3,816 |
| Total bank equity capital | $15,801,000 | 3,814 |
| Perpetual preferred stock | $0 | 149 |
| Common stock | $1,500,000 | 1,552 |
| Surplus | $5,540,000 | 3,246 |
| Undivided profits | $8,761,000 | 3,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 144 |
| Memoranda | ||
| Noncurrent loans and leases | $838,000 | 3,284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 892 |
| Income earned, not collected on loans | $283,000 | 5,282 |
| Earning assets | $109,064,000 | 4,159 |
| Long-term assets (5+ years) | $12,367,000 | 5,239 |
| Average Assets, year-to-date | $113,467,000 | 4,234 |
| Average Assets, quarterly | $114,401,500 | 4,236 |
| Volatile liabilities | $3,300,000 | 4,629 |
| Insider loans | $270,000 | 4,710 |
| FHLB advances | $5,979,000 | 2,189 |
| Loans and leases held for sale | $0 | 1,915 |
| Unused loan commitments | $11,099,000 | 3,672 |
| Tier 1 (core) risk-based capital | $15,799,000 | 3,727 |
| Tier 2 risk-based capital | $978,000 | 3,779 |
| Total risk weighted assets | $77,545,000 | 4,107 |
| Total unused commitments | $11,099,000 | 3,672 |
| Derivatives | $752,000 | 1,236 |
| 2015-06-30 | Rank | |
| # of Employees: | 27 | 4,138 |
| Assets and Liabilities | ||
| Total Assets: | $114,841,000 | 4,245 |
| Cash and due from depository institutions | $8,971,000 | 4,138 |
| Interest-bearing balances | $5,190,000 | 3,736 |
| Securities | $23,936,000 | 3,896 |
| Federal funds sold & reverse repurchase agreements | $1,926,000 | 1,265 |
| Net loans & leases | $77,579,000 | 3,957 |
| Loan loss allowance | $1,719,000 | 3,011 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $1,482,000 | 4,129 |
| Other real estate owned | $0 | 4,138 |
| Goodwill and other intangibles | $0 | 2,811 |
| All other assets | $947,000 | 5,372 |
| Life insurance assets | $0 | 3,781 |
| Total liabilities and capital | $114,841,000 | 4,245 |
| Total liabilities | $99,174,000 | 4,290 |
| Total deposits | $92,802,000 | 4,331 |
| Interest-bearing deposits | $72,442,000 | 4,367 |
| Deposits held in domestic offices | $92,802,000 | 4,330 |
| % insured | 74.53% | 4,995 |
| Federal funds purchased & repurchase agreements | $0 | 2,081 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $6,121,000 | 2,241 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $251,000 | 4,925 |
| Total equity capital | $15,667,000 | 3,805 |
| Total bank equity capital | $15,667,000 | 3,803 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $1,500,000 | 1,576 |
| Surplus | $5,540,000 | 3,279 |
| Undivided profits | $8,627,000 | 3,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $1,013,000 | 3,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $381,000 | 4,740 |
| Earning assets | $108,631,000 | 4,184 |
| Long-term assets (5+ years) | $25,861,000 | 4,391 |
| Average Assets, year-to-date | $113,302,000 | 4,270 |
| Average Assets, quarterly | $113,979,500 | 4,263 |
| Volatile liabilities | $3,604,000 | 4,564 |
| Insider loans | $2,658,000 | 2,045 |
| FHLB advances | $6,121,000 | 2,160 |
| Loans and leases held for sale | $0 | 1,968 |
| Unused loan commitments | $9,839,000 | 3,893 |
| Tier 1 (core) risk-based capital | $15,672,000 | 3,742 |
| Tier 2 risk-based capital | $1,088,000 | 3,579 |
| Total risk weighted assets | $86,423,000 | 3,894 |
| Total unused commitments | $9,839,000 | 3,893 |
| Derivatives | $599,000 | 1,287 |
| 2015-03-31 | Rank | |
| # of Employees: | 27 | 4,166 |
| Assets and Liabilities | ||
| Total Assets: | $113,118,000 | 4,319 |
| Cash and due from depository institutions | $8,426,000 | 4,166 |
| Interest-bearing balances | $4,898,000 | 4,168 |
| Securities | $26,003,000 | 3,784 |
| Federal funds sold & reverse repurchase agreements | $684,000 | 2,098 |
| Net loans & leases | $75,600,000 | 3,998 |
| Loan loss allowance | $1,728,000 | 3,030 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,509,000 | 4,131 |
| Other real estate owned | $21,000 | 4,166 |
| Goodwill and other intangibles | $0 | 2,810 |
| All other assets | $875,000 | 5,446 |
| Life insurance assets | $0 | 3,784 |
| Total liabilities and capital | $113,118,000 | 4,319 |
| Total liabilities | $97,638,000 | 4,366 |
| Total deposits | $90,905,000 | 4,430 |
| Interest-bearing deposits | $71,437,000 | 4,444 |
| Deposits held in domestic offices | $90,905,000 | 4,430 |
| % insured | 77.76% | 4,612 |
| Federal funds purchased & repurchase agreements | $0 | 1,864 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $6,514,000 | 2,085 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $219,000 | 5,112 |
| Total equity capital | $15,480,000 | 3,871 |
| Total bank equity capital | $15,480,000 | 3,870 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $1,500,000 | 1,603 |
| Surplus | $5,540,000 | 3,309 |
| Undivided profits | $8,440,000 | 3,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $950,000 | 3,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $335,000 | 4,945 |
| Earning assets | $107,185,000 | 4,240 |
| Long-term assets (5+ years) | $26,132,000 | 4,390 |
| Average Assets, year-to-date | $112,532,500 | 4,321 |
| Average Assets, quarterly | $112,532,500 | 4,321 |
| Volatile liabilities | $603,000 | 5,859 |
| Insider loans | $2,663,000 | 2,053 |
| FHLB advances | $6,514,000 | 2,010 |
| Loans and leases held for sale | $0 | 1,949 |
| Unused loan commitments | $10,916,000 | 3,764 |
| Tier 1 (core) risk-based capital | $15,370,000 | 3,778 |
| Tier 2 risk-based capital | $1,084,000 | 3,563 |
| Total risk weighted assets | $86,076,000 | 3,889 |
| Total unused commitments | $10,916,000 | 3,764 |
| Derivatives | $883,000 | 1,236 |
| 2014-12-31 | Rank | |
| # of Employees: | 27 | 4,219 |
| Assets and Liabilities | ||
| Total Assets: | $111,947,000 | 4,381 |
| Cash and due from depository institutions | $9,459,000 | 4,219 |
| Interest-bearing balances | $3,682,000 | 4,312 |
| Securities | $23,502,000 | 4,011 |
| Federal funds sold & reverse repurchase agreements | $254,000 | 2,241 |
| Net loans & leases | $76,107,000 | 4,043 |
| Loan loss allowance | $1,644,000 | 3,153 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $1,539,000 | 4,154 |
| Other real estate owned | $21,000 | 4,219 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $1,065,000 | 5,313 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $111,947,000 | 4,381 |
| Total liabilities | $96,809,000 | 4,424 |
| Total deposits | $89,359,000 | 4,510 |
| Interest-bearing deposits | $69,772,000 | 4,535 |
| Deposits held in domestic offices | $89,359,000 | 4,510 |
| % insured | 78.68% | 4,495 |
| Federal funds purchased & repurchase agreements | $0 | 2,134 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $7,300,000 | 2,101 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $150,000 | 5,457 |
| Total equity capital | $15,138,000 | 3,908 |
| Total bank equity capital | $15,138,000 | 3,906 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $1,500,000 | 1,635 |
| Surplus | $5,540,000 | 3,337 |
| Undivided profits | $8,098,000 | 3,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $594,000 | 3,917 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $400,000 | 4,709 |
| Earning assets | $103,545,000 | 4,352 |
| Long-term assets (5+ years) | $27,065,000 | 4,404 |
| Average Assets, year-to-date | $112,681,400 | 4,327 |
| Average Assets, quarterly | $112,708,000 | 4,356 |
| Volatile liabilities | $940,000 | 5,807 |
| Insider loans | $2,873,000 | 1,956 |
| FHLB advances | $7,300,000 | 2,024 |
| Loans and leases held for sale | $0 | 1,855 |
| Unused loan commitments | $10,842,000 | 3,715 |
| Tier 1 (core) risk-based capital | $15,092,000 | 3,835 |
| Tier 2 risk-based capital | $950,000 | 3,892 |
| Total risk weighted assets | $84,421,000 | 3,968 |
| Total unused commitments | $10,842,000 | 3,715 |
| Derivatives | $904,000 | 1,137 |
| 2014-09-30 | Rank | |
| # of Employees: | 27 | 4,267 |
| Assets and Liabilities | ||
| Total Assets: | $113,469,000 | 4,373 |
| Cash and due from depository institutions | $8,108,000 | 4,267 |
| Interest-bearing balances | $2,408,000 | 4,813 |
| Securities | $23,847,000 | 4,079 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 2,159 |
| Net loans & leases | $78,181,000 | 3,974 |
| Loan loss allowance | $1,644,000 | 3,217 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,580,000 | 4,153 |
| Other real estate owned | $432,000 | 4,267 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $921,000 | 5,581 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $113,469,000 | 4,373 |
| Total liabilities | $98,511,000 | 4,405 |
| Total deposits | $88,792,000 | 4,526 |
| Interest-bearing deposits | $70,448,000 | 4,545 |
| Deposits held in domestic offices | $88,792,000 | 4,526 |
| % insured | 80.02% | 4,473 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $9,442,000 | 1,856 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $277,000 | 5,105 |
| Total equity capital | $14,958,000 | 3,947 |
| Total bank equity capital | $14,958,000 | 3,944 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $1,500,000 | 1,658 |
| Surplus | $5,540,000 | 3,381 |
| Undivided profits | $7,918,000 | 3,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $966,000 | 3,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $394,000 | 469 |
| Income earned, not collected on loans | $318,000 | 5,285 |
| Earning assets | $104,836,000 | 4,352 |
| Long-term assets (5+ years) | $25,512,000 | 4,565 |
| Average Assets, year-to-date | $112,865,000 | 4,363 |
| Average Assets, quarterly | $112,890,000 | 4,377 |
| Volatile liabilities | $2,940,000 | 4,929 |
| Insider loans | $4,252,000 | 1,411 |
| FHLB advances | $9,442,000 | 1,782 |
| Loans and leases held for sale | $0 | 1,914 |
| Unused loan commitments | $20,077,000 | 2,751 |
| Tier 1 (core) risk-based capital | $14,906,000 | 3,879 |
| Tier 2 risk-based capital | $978,000 | 3,868 |
| Total risk weighted assets | $86,562,000 | 3,930 |
| Total unused commitments | $20,077,000 | 2,751 |
| Derivatives | $1,414,000 | 1,050 |
| 2014-06-30 | Rank | |
| # of Employees: | 27 | 4,288 |
| Assets and Liabilities | ||
| Total Assets: | $112,311,000 | 4,413 |
| Cash and due from depository institutions | $5,785,000 | 4,288 |
| Interest-bearing balances | $2,548,000 | 4,826 |
| Securities | $24,166,000 | 4,097 |
| Federal funds sold & reverse repurchase agreements | $362,000 | 2,285 |
| Net loans & leases | $78,809,000 | 3,944 |
| Loan loss allowance | $1,832,000 | 3,012 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $1,621,000 | 4,149 |
| Other real estate owned | $655,000 | 4,288 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $913,000 | 5,579 |
| Life insurance assets | $0 | 3,825 |
| Total liabilities and capital | $112,311,000 | 4,413 |
| Total liabilities | $97,639,000 | 4,448 |
| Total deposits | $87,815,000 | 4,610 |
| Interest-bearing deposits | $69,646,000 | 4,608 |
| Deposits held in domestic offices | $87,815,000 | 4,610 |
| % insured | 81.49% | 4,305 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $9,586,000 | 1,840 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $238,000 | 5,190 |
| Total equity capital | $14,672,000 | 3,994 |
| Total bank equity capital | $14,672,000 | 3,991 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,500,000 | 1,686 |
| Surplus | $5,540,000 | 3,413 |
| Undivided profits | $7,632,000 | 3,546 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $1,530,000 | 2,815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $571,000 | 402 |
| Income earned, not collected on loans | $321,000 | 5,227 |
| Earning assets | $105,885,000 | 4,343 |
| Long-term assets (5+ years) | $26,000,000 | 4,577 |
| Average Assets, year-to-date | $112,663,670 | 4,399 |
| Average Assets, quarterly | $113,036,500 | 4,396 |
| Volatile liabilities | $2,938,000 | 4,958 |
| Insider loans | $4,268,000 | 1,423 |
| FHLB advances | $9,586,000 | 1,766 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $12,537,000 | 3,520 |
| Tier 1 (core) risk-based capital | $14,606,000 | 3,922 |
| Tier 2 risk-based capital | $966,000 | 3,915 |
| Total risk weighted assets | $85,779,000 | 3,951 |
| Total unused commitments | $12,537,000 | 3,520 |
| Derivatives | $1,733,000 | 1,049 |
| 2014-03-31 | Rank | |
| # of Employees: | 27 | 4,328 |
| Assets and Liabilities | ||
| Total Assets: | $113,762,000 | 4,436 |
| Cash and due from depository institutions | $9,631,000 | 4,328 |
| Interest-bearing balances | $6,773,000 | 3,695 |
| Securities | $22,432,000 | 4,263 |
| Federal funds sold & reverse repurchase agreements | $704,000 | 2,291 |
| Net loans & leases | $77,346,000 | 3,979 |
| Loan loss allowance | $1,936,000 | 2,943 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $1,658,000 | 4,142 |
| Other real estate owned | $655,000 | 4,328 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $1,336,000 | 5,141 |
| Life insurance assets | $0 | 3,830 |
| Total liabilities and capital | $113,762,000 | 4,436 |
| Total liabilities | $99,415,000 | 4,451 |
| Total deposits | $89,239,000 | 4,626 |
| Interest-bearing deposits | $72,042,000 | 4,610 |
| Deposits held in domestic offices | $89,239,000 | 4,626 |
| % insured | 79.80% | 4,741 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $9,978,000 | 1,700 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $198,000 | 5,363 |
| Total equity capital | $14,347,000 | 4,020 |
| Total bank equity capital | $14,347,000 | 4,018 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $1,500,000 | 1,707 |
| Surplus | $5,540,000 | 3,444 |
| Undivided profits | $7,307,000 | 3,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $1,608,000 | 2,854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $488,000 | 445 |
| Income earned, not collected on loans | $306,000 | 5,308 |
| Earning assets | $107,255,000 | 4,352 |
| Long-term assets (5+ years) | $23,042,000 | 4,801 |
| Average Assets, year-to-date | $112,840,000 | 4,429 |
| Average Assets, quarterly | $112,840,000 | 4,429 |
| Volatile liabilities | $938,000 | 5,912 |
| Insider loans | $4,301,000 | 1,415 |
| FHLB advances | $9,978,000 | 1,646 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $17,053,000 | 3,025 |
| Tier 1 (core) risk-based capital | $14,332,000 | 3,986 |
| Tier 2 risk-based capital | $951,000 | 3,967 |
| Total risk weighted assets | $83,875,000 | 4,005 |
| Total unused commitments | $17,053,000 | 3,025 |
| Derivatives | $885,000 | 1,130 |
| 2013-12-31 | Rank | |
| # of Employees: | 30 | 4,093 |
| Assets and Liabilities | ||
| Total Assets: | $111,918,000 | 4,469 |
| Cash and due from depository institutions | $5,704,000 | 4,093 |
| Interest-bearing balances | $1,273,000 | 5,515 |
| Securities | $24,428,000 | 4,107 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $78,008,000 | 3,993 |
| Loan loss allowance | $1,883,000 | 3,016 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $1,654,000 | 4,202 |
| Other real estate owned | $677,000 | 4,093 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $1,447,000 | 5,131 |
| Life insurance assets | $0 | 3,841 |
| Total liabilities and capital | $111,918,000 | 4,469 |
| Total liabilities | $97,823,000 | 4,521 |
| Total deposits | $87,771,000 | 4,686 |
| Interest-bearing deposits | $68,663,000 | 4,725 |
| Deposits held in domestic offices | $87,771,000 | 4,686 |
| % insured | 81.22% | 4,461 |
| Federal funds purchased & repurchase agreements | $302,000 | 2,143 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $9,621,000 | 1,806 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $129,000 | 5,772 |
| Total equity capital | $14,095,000 | 4,030 |
| Total bank equity capital | $14,095,000 | 4,027 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $1,500,000 | 1,734 |
| Surplus | $5,540,000 | 3,479 |
| Undivided profits | $7,055,000 | 3,584 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $1,047,000 | 3,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $537,000 | 414 |
| Income earned, not collected on loans | $430,000 | 4,693 |
| Earning assets | $103,709,000 | 4,440 |
| Long-term assets (5+ years) | $25,214,000 | 4,642 |
| Average Assets, year-to-date | $109,298,000 | 4,512 |
| Average Assets, quarterly | $111,496,000 | 4,474 |
| Volatile liabilities | $3,239,000 | 4,899 |
| Insider loans | $4,362,000 | 1,401 |
| FHLB advances | $9,621,000 | 1,741 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $19,798,000 | 2,700 |
| Tier 1 (core) risk-based capital | $14,118,000 | 4,033 |
| Tier 2 risk-based capital | $946,000 | 4,000 |
| Total risk weighted assets | $84,074,000 | 4,039 |
| Total unused commitments | $19,798,000 | 2,700 |
| Derivatives | $388,000 | 1,234 |
| 2013-09-30 | Rank | |
| # of Employees: | 26 | 4,480 |
| Assets and Liabilities | ||
| Total Assets: | $111,074,000 | 4,527 |
| Cash and due from depository institutions | $8,550,000 | 4,480 |
| Interest-bearing balances | $6,359,000 | 3,644 |
| Securities | $19,877,000 | 4,511 |
| Federal funds sold & reverse repurchase agreements | $170,000 | 2,617 |
| Net loans & leases | $78,855,000 | 3,998 |
| Loan loss allowance | $1,879,000 | 3,092 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $1,501,000 | 4,405 |
| Other real estate owned | $678,000 | 4,480 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $1,443,000 | 5,189 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $111,074,000 | 4,527 |
| Total liabilities | $97,050,000 | 4,557 |
| Total deposits | $87,839,000 | 4,701 |
| Interest-bearing deposits | $69,430,000 | 4,747 |
| Deposits held in domestic offices | $87,839,000 | 4,701 |
| % insured | 80.80% | 4,778 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $8,971,000 | 1,871 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $240,000 | 5,440 |
| Total equity capital | $14,024,000 | 4,083 |
| Total bank equity capital | $14,024,000 | 4,080 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $1,500,000 | 1,765 |
| Surplus | $5,540,000 | 3,504 |
| Undivided profits | $6,984,000 | 3,637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $2,386,000 | 2,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $248,000 | 593 |
| Income earned, not collected on loans | $412,000 | 4,953 |
| Earning assets | $105,261,000 | 4,430 |
| Long-term assets (5+ years) | $22,960,000 | 4,818 |
| Average Assets, year-to-date | $108,643,000 | 4,569 |
| Average Assets, quarterly | $110,322,500 | 4,536 |
| Volatile liabilities | $1,286,000 | 5,871 |
| Insider loans | $4,542,000 | 1,356 |
| FHLB advances | $8,971,000 | 1,801 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $20,216,000 | 2,682 |
| Tier 1 (core) risk-based capital | $14,056,000 | 4,066 |
| Tier 2 risk-based capital | $1,047,000 | 3,818 |
| Total risk weighted assets | $83,678,000 | 4,059 |
| Total unused commitments | $20,216,000 | 2,682 |
| Derivatives | $439,000 | 1,277 |
| 2013-06-30 | Rank | |
| # of Employees: | 26 | 4,530 |
| Assets and Liabilities | ||
| Total Assets: | $109,571,000 | 4,567 |
| Cash and due from depository institutions | $7,213,000 | 4,530 |
| Interest-bearing balances | $3,542,000 | 4,682 |
| Securities | $19,135,000 | 4,580 |
| Federal funds sold & reverse repurchase agreements | $144,000 | 2,789 |
| Net loans & leases | $79,826,000 | 3,971 |
| Loan loss allowance | $1,811,000 | 3,199 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $1,469,000 | 4,448 |
| Other real estate owned | $285,000 | 4,530 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $1,499,000 | 5,114 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $109,571,000 | 4,567 |
| Total liabilities | $95,781,000 | 4,601 |
| Total deposits | $87,591,000 | 4,729 |
| Interest-bearing deposits | $70,399,000 | 4,747 |
| Deposits held in domestic offices | $87,591,000 | 4,729 |
| % insured | 80.76% | 4,921 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $7,971,000 | 1,936 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $219,000 | 5,467 |
| Total equity capital | $13,790,000 | 4,153 |
| Total bank equity capital | $13,790,000 | 4,150 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $1,500,000 | 1,774 |
| Surplus | $5,540,000 | 3,519 |
| Undivided profits | $6,750,000 | 3,693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $2,031,000 | 2,841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $268,000 | 608 |
| Income earned, not collected on loans | $445,000 | 4,742 |
| Earning assets | $102,647,000 | 4,504 |
| Long-term assets (5+ years) | $23,117,000 | 4,792 |
| Average Assets, year-to-date | $107,832,670 | 4,613 |
| Average Assets, quarterly | $107,898,500 | 4,620 |
| Volatile liabilities | $636,000 | 6,300 |
| Insider loans | $2,320,000 | 2,314 |
| FHLB advances | $7,971,000 | 1,863 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $13,275,000 | 3,411 |
| Tier 1 (core) risk-based capital | $13,782,000 | 4,111 |
| Tier 2 risk-based capital | $941,000 | 4,063 |
| Total risk weighted assets | $82,990,000 | 4,092 |
| Total unused commitments | $13,275,000 | 3,411 |
| Derivatives | $1,113,000 | 1,182 |
| 2013-03-31 | Rank | |
| # of Employees: | 27 | 4,454 |
| Assets and Liabilities | ||
| Total Assets: | $106,226,000 | 4,711 |
| Cash and due from depository institutions | $6,525,000 | 4,454 |
| Interest-bearing balances | $3,347,000 | 5,061 |
| Securities | $15,613,000 | 4,941 |
| Federal funds sold & reverse repurchase agreements | $118,000 | 3,194 |
| Net loans & leases | $80,347,000 | 3,945 |
| Loan loss allowance | $1,786,000 | 3,279 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $1,461,000 | 4,478 |
| Other real estate owned | $323,000 | 4,454 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $1,839,000 | 4,787 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $106,226,000 | 4,711 |
| Total liabilities | $92,560,000 | 4,762 |
| Total deposits | $83,993,000 | 4,890 |
| Interest-bearing deposits | $69,319,000 | 4,833 |
| Deposits held in domestic offices | $83,993,000 | 4,890 |
| % insured | 84.31% | 4,161 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $8,364,000 | 1,792 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $203,000 | 5,655 |
| Total equity capital | $13,666,000 | 4,264 |
| Total bank equity capital | $13,666,000 | 4,263 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $1,500,000 | 1,806 |
| Surplus | $5,540,000 | 3,552 |
| Undivided profits | $6,626,000 | 3,868 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $1,647,000 | 3,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $33,000 | 933 |
| Income earned, not collected on loans | $455,000 | 4,655 |
| Earning assets | $99,425,000 | 4,661 |
| Long-term assets (5+ years) | $23,222,000 | 4,779 |
| Average Assets, year-to-date | $106,963,500 | 4,682 |
| Average Assets, quarterly | $106,963,500 | 4,682 |
| Volatile liabilities | $1,392,000 | 5,821 |
| Insider loans | $1,585,000 | 2,895 |
| FHLB advances | $8,364,000 | 1,716 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $16,469,000 | 3,028 |
| Tier 1 (core) risk-based capital | $13,584,000 | 4,132 |
| Tier 2 risk-based capital | $938,000 | 4,075 |
| Total risk weighted assets | $82,917,000 | 4,100 |
| Total unused commitments | $16,469,000 | 3,028 |
| Derivatives | $655,000 | 1,257 |
| 2012-12-31 | Rank | |
| # of Employees: | 26 | 4,581 |
| Assets and Liabilities | ||
| Total Assets: | $107,701,000 | 4,692 |
| Cash and due from depository institutions | $5,546,000 | 4,581 |
| Interest-bearing balances | $1,003,000 | 5,924 |
| Securities | $15,524,000 | 4,911 |
| Federal funds sold & reverse repurchase agreements | $29,000 | 3,219 |
| Net loans & leases | $83,059,000 | 3,924 |
| Loan loss allowance | $1,800,000 | 3,299 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $1,490,000 | 4,476 |
| Other real estate owned | $91,000 | 4,581 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $1,962,000 | 4,733 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $107,701,000 | 4,692 |
| Total liabilities | $94,376,000 | 4,742 |
| Total deposits | $85,188,000 | 4,856 |
| Interest-bearing deposits | $71,197,000 | 4,762 |
| Deposits held in domestic offices | $85,188,000 | 4,855 |
| % insured | 85.92% | 4,688 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $9,007,000 | 1,862 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $181,000 | 5,837 |
| Total equity capital | $13,325,000 | 4,343 |
| Total bank equity capital | $13,325,000 | 4,341 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $1,500,000 | 1,820 |
| Surplus | $5,540,000 | 3,577 |
| Undivided profits | $6,285,000 | 3,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $1,491,000 | 3,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $535,000 | 4,316 |
| Earning assets | $99,615,000 | 4,648 |
| Long-term assets (5+ years) | $23,785,000 | 4,706 |
| Average Assets, year-to-date | $108,645,000 | 4,620 |
| Average Assets, quarterly | $108,475,500 | 4,650 |
| Volatile liabilities | $1,391,000 | 5,934 |
| Insider loans | $2,295,000 | 2,345 |
| FHLB advances | $9,007,000 | 1,786 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $16,986,000 | 2,878 |
| Tier 1 (core) risk-based capital | $13,238,000 | 4,197 |
| Tier 2 risk-based capital | $972,000 | 4,038 |
| Total risk weighted assets | $85,717,000 | 4,069 |
| Total unused commitments | $16,986,000 | 2,878 |
| Derivatives | $1,802,000 | 1,077 |
| 2012-09-30 | Rank | |
| # of Employees: | 26 | 4,609 |
| Assets and Liabilities | ||
| Total Assets: | $109,250,000 | 4,672 |
| Cash and due from depository institutions | $7,015,000 | 4,609 |
| Interest-bearing balances | $2,424,000 | 5,184 |
| Securities | $15,664,000 | 4,983 |
| Federal funds sold & reverse repurchase agreements | $52,000 | 3,262 |
| Net loans & leases | $83,065,000 | 3,953 |
| Loan loss allowance | $1,753,000 | 3,414 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $1,443,000 | 4,566 |
| Other real estate owned | $101,000 | 4,609 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $1,910,000 | 4,881 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $109,250,000 | 4,672 |
| Total liabilities | $96,082,000 | 4,676 |
| Total deposits | $86,466,000 | 4,821 |
| Interest-bearing deposits | $71,815,000 | 4,777 |
| Deposits held in domestic offices | $86,466,000 | 4,820 |
| % insured | 87.20% | 4,539 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $9,357,000 | 1,888 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $259,000 | 5,735 |
| Total equity capital | $13,168,000 | 4,441 |
| Total bank equity capital | $13,168,000 | 4,438 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,500,000 | 1,857 |
| Surplus | $5,540,000 | 3,608 |
| Undivided profits | $6,128,000 | 4,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $1,202,000 | 3,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $481,000 | 4,842 |
| Earning assets | $101,205,000 | 4,629 |
| Long-term assets (5+ years) | $21,194,000 | 4,886 |
| Average Assets, year-to-date | $108,881,000 | 4,666 |
| Average Assets, quarterly | $108,350,500 | 4,683 |
| Volatile liabilities | $1,389,000 | 6,013 |
| Insider loans | $2,697,000 | 2,135 |
| FHLB advances | $9,357,000 | 1,812 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $10,747,000 | 3,720 |
| Tier 1 (core) risk-based capital | $13,060,000 | 4,273 |
| Tier 2 risk-based capital | $953,000 | 4,133 |
| Total risk weighted assets | $84,168,000 | 4,142 |
| Total unused commitments | $10,747,000 | 3,720 |
| Derivatives | $1,775,000 | 1,107 |
| 2012-06-30 | Rank | |
| # of Employees: | 28 | 4,436 |
| Assets and Liabilities | ||
| Total Assets: | $107,451,000 | 4,724 |
| Cash and due from depository institutions | $4,928,000 | 4,436 |
| Interest-bearing balances | $1,474,000 | 5,586 |
| Securities | $16,281,000 | 4,927 |
| Federal funds sold & reverse repurchase agreements | $78,000 | 3,358 |
| Net loans & leases | $82,371,000 | 3,993 |
| Loan loss allowance | $1,667,000 | 3,561 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $1,460,000 | 4,569 |
| Other real estate owned | $421,000 | 4,436 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $1,912,000 | 4,861 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $107,451,000 | 4,724 |
| Total liabilities | $94,556,000 | 4,749 |
| Total deposits | $84,987,000 | 4,899 |
| Interest-bearing deposits | $70,138,000 | 4,881 |
| Deposits held in domestic offices | $84,987,000 | 4,898 |
| % insured | 89.07% | 4,034 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $9,357,000 | 1,934 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $212,000 | 5,882 |
| Total equity capital | $12,895,000 | 4,462 |
| Total bank equity capital | $12,895,000 | 4,460 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $1,500,000 | 1,892 |
| Surplus | $5,540,000 | 3,612 |
| Undivided profits | $5,855,000 | 4,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $1,014,000 | 4,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $448,000 | 4,908 |
| Earning assets | $100,204,000 | 4,673 |
| Long-term assets (5+ years) | $19,271,000 | 5,077 |
| Average Assets, year-to-date | $108,758,000 | 4,700 |
| Average Assets, quarterly | $108,697,000 | 4,704 |
| Volatile liabilities | $1,389,000 | 6,065 |
| Insider loans | $2,571,000 | 2,223 |
| FHLB advances | $9,357,000 | 1,854 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $11,670,000 | 3,537 |
| Tier 1 (core) risk-based capital | $12,812,000 | 4,301 |
| Tier 2 risk-based capital | $945,000 | 4,163 |
| Total risk weighted assets | $83,245,000 | 4,196 |
| Total unused commitments | $11,670,000 | 3,537 |
| Derivatives | $628,000 | 1,211 |
| 2012-03-31 | Rank | |
| # of Employees: | 29 | 4,356 |
| Assets and Liabilities | ||
| Total Assets: | $109,943,000 | 4,726 |
| Cash and due from depository institutions | $8,265,000 | 4,356 |
| Interest-bearing balances | $4,619,000 | 4,587 |
| Securities | $14,256,000 | 5,216 |
| Federal funds sold & reverse repurchase agreements | $377,000 | 3,234 |
| Net loans & leases | $82,614,000 | 3,990 |
| Loan loss allowance | $1,653,000 | 3,593 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $1,469,000 | 4,586 |
| Other real estate owned | $1,075,000 | 4,356 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $1,887,000 | 4,901 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $109,943,000 | 4,726 |
| Total liabilities | $97,142,000 | 4,732 |
| Total deposits | $87,176,000 | 4,887 |
| Interest-bearing deposits | $73,106,000 | 4,836 |
| Deposits held in domestic offices | $87,176,000 | 4,885 |
| % insured | 88.38% | 4,294 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $9,750,000 | 1,907 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $216,000 | 5,806 |
| Total equity capital | $12,801,000 | 4,458 |
| Total bank equity capital | $12,801,000 | 4,456 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,500,000 | 1,920 |
| Surplus | $5,540,000 | 3,634 |
| Undivided profits | $5,761,000 | 4,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $1,563,000 | 3,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $408,000 | 5,165 |
| Earning assets | $101,866,000 | 4,687 |
| Long-term assets (5+ years) | $17,605,000 | 5,240 |
| Average Assets, year-to-date | $109,411,500 | 4,722 |
| Average Assets, quarterly | $109,411,500 | 4,722 |
| Volatile liabilities | $1,650,000 | 5,942 |
| Insider loans | $2,474,000 | 2,299 |
| FHLB advances | $9,750,000 | 1,835 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $12,123,000 | 3,551 |
| Tier 1 (core) risk-based capital | $12,725,000 | 4,318 |
| Tier 2 risk-based capital | $1,000,000 | 4,060 |
| Total risk weighted assets | $84,253,000 | 4,187 |
| Total unused commitments | $12,123,000 | 3,551 |
| Derivatives | $1,706,000 | 1,033 |
| 2011-12-31 | Rank | |
| # of Employees: | 29 | 4,371 |
| Assets and Liabilities | ||
| Total Assets: | $108,604,000 | 4,736 |
| Cash and due from depository institutions | $8,693,000 | 4,371 |
| Interest-bearing balances | $5,440,000 | 3,993 |
| Securities | $13,542,000 | 5,280 |
| Federal funds sold & reverse repurchase agreements | $40,000 | 3,535 |
| Net loans & leases | $81,756,000 | 4,058 |
| Loan loss allowance | $1,548,000 | 3,705 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $1,488,000 | 4,575 |
| Other real estate owned | $1,489,000 | 4,371 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $1,596,000 | 5,317 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $108,604,000 | 4,736 |
| Total liabilities | $95,938,000 | 4,753 |
| Total deposits | $85,375,000 | 4,910 |
| Interest-bearing deposits | $73,675,000 | 4,786 |
| Deposits held in domestic offices | $85,375,000 | 4,909 |
| % insured | 87.87% | 4,525 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $10,393,000 | 1,916 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $170,000 | 6,165 |
| Total equity capital | $12,666,000 | 4,480 |
| Total bank equity capital | $12,666,000 | 4,479 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,500,000 | 1,933 |
| Surplus | $5,540,000 | 3,656 |
| Undivided profits | $5,626,000 | 4,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $1,500,000 | 3,763 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $425,000 | 5,222 |
| Earning assets | $100,778,000 | 4,661 |
| Long-term assets (5+ years) | $15,920,000 | 4,800 |
| Average Assets, year-to-date | $105,488,800 | 4,745 |
| Average Assets, quarterly | $107,857,500 | 4,735 |
| Volatile liabilities | $1,648,000 | 6,073 |
| Insider loans | $2,508,000 | 2,291 |
| FHLB advances | $10,393,000 | 1,821 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $12,641,000 | 3,376 |
| Tier 1 (core) risk-based capital | $12,603,000 | 4,320 |
| Tier 2 risk-based capital | $926,000 | 4,227 |
| Total risk weighted assets | $78,660,000 | 4,369 |
| Total unused commitments | $12,641,000 | 3,377 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 29 | 4,386 |
| Assets and Liabilities | ||
| Total Assets: | $107,111,000 | 4,778 |
| Cash and due from depository institutions | $8,902,000 | 4,386 |
| Interest-bearing balances | $6,394,000 | 3,807 |
| Securities | $14,248,000 | 5,150 |
| Federal funds sold & reverse repurchase agreements | $199,000 | 3,448 |
| Net loans & leases | $79,205,000 | 4,162 |
| Loan loss allowance | $1,465,000 | 3,845 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $1,462,000 | 4,642 |
| Other real estate owned | $1,511,000 | 4,386 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $1,584,000 | 5,402 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $107,111,000 | 4,778 |
| Total liabilities | $94,765,000 | 4,776 |
| Total deposits | $83,794,000 | 4,959 |
| Interest-bearing deposits | $71,386,000 | 4,899 |
| Deposits held in domestic offices | $83,794,000 | 4,958 |
| % insured | 89.09% | 4,272 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $10,743,000 | 1,937 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $228,000 | 6,062 |
| Total equity capital | $12,346,000 | 4,583 |
| Total bank equity capital | $12,346,000 | 4,582 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,500,000 | 1,967 |
| Surplus | $5,540,000 | 3,683 |
| Undivided profits | $5,306,000 | 4,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $1,371,000 | 3,989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $366,000 | 5,662 |
| Earning assets | $100,046,000 | 4,696 |
| Long-term assets (5+ years) | $15,801,000 | 4,749 |
| Average Assets, year-to-date | $104,710,000 | 4,797 |
| Average Assets, quarterly | $106,464,500 | 4,763 |
| Volatile liabilities | $1,344,000 | 6,270 |
| Insider loans | $2,735,000 | 2,201 |
| FHLB advances | $10,743,000 | 1,835 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $11,921,000 | 3,487 |
| Tier 1 (core) risk-based capital | $12,274,000 | 4,412 |
| Tier 2 risk-based capital | $945,000 | 4,219 |
| Total risk weighted assets | $74,507,000 | 4,539 |
| Total unused commitments | $11,921,000 | 3,489 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 28 | 4,547 |
| Assets and Liabilities | ||
| Total Assets: | $105,818,000 | 4,817 |
| Cash and due from depository institutions | $11,502,000 | 4,547 |
| Interest-bearing balances | $6,172,000 | 3,686 |
| Securities | $8,436,000 | 6,045 |
| Federal funds sold & reverse repurchase agreements | $407,000 | 3,317 |
| Net loans & leases | $80,240,000 | 4,163 |
| Loan loss allowance | $1,358,000 | 4,053 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $1,473,000 | 4,667 |
| Other real estate owned | $2,088,000 | 4,547 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $1,672,000 | 5,340 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $105,818,000 | 4,817 |
| Total liabilities | $93,798,000 | 4,825 |
| Total deposits | $82,856,000 | 5,020 |
| Interest-bearing deposits | $70,903,000 | 4,955 |
| Deposits held in domestic offices | $82,856,000 | 5,019 |
| % insured | 89.18% | 4,358 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $10,743,000 | 1,989 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $199,000 | 6,152 |
| Total equity capital | $12,020,000 | 4,617 |
| Total bank equity capital | $12,020,000 | 4,615 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,500,000 | 1,997 |
| Surplus | $5,540,000 | 3,715 |
| Undivided profits | $4,980,000 | 4,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $1,139,000 | 4,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $390,000 | 5,525 |
| Earning assets | $95,255,000 | 4,852 |
| Long-term assets (5+ years) | $14,857,000 | 4,848 |
| Average Assets, year-to-date | $103,909,670 | 4,857 |
| Average Assets, quarterly | $103,394,500 | 4,881 |
| Volatile liabilities | $2,091,000 | 5,949 |
| Insider loans | $2,618,000 | 2,316 |
| FHLB advances | $10,743,000 | 1,895 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $8,562,000 | 4,183 |
| Tier 1 (core) risk-based capital | $11,976,000 | 4,455 |
| Tier 2 risk-based capital | $949,000 | 4,240 |
| Total risk weighted assets | $75,248,000 | 4,551 |
| Total unused commitments | $8,562,000 | 4,186 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 29 | 4,457 |
| Assets and Liabilities | ||
| Total Assets: | $100,971,000 | 4,988 |
| Cash and due from depository institutions | $5,114,000 | 4,457 |
| Interest-bearing balances | $1,754,000 | 5,266 |
| Securities | $12,058,000 | 5,512 |
| Federal funds sold & reverse repurchase agreements | $33,000 | 4,240 |
| Net loans & leases | $78,154,000 | 4,252 |
| Loan loss allowance | $1,310,000 | 4,138 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $1,496,000 | 4,681 |
| Other real estate owned | $2,353,000 | 4,457 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $1,763,000 | 5,293 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $100,971,000 | 4,988 |
| Total liabilities | $89,479,000 | 5,005 |
| Total deposits | $80,381,000 | 5,153 |
| Interest-bearing deposits | $70,414,000 | 5,035 |
| Deposits held in domestic offices | $80,381,000 | 5,152 |
| % insured | 86.56% | 5,189 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $8,893,000 | 2,287 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $205,000 | 6,055 |
| Total equity capital | $11,492,000 | 4,705 |
| Total bank equity capital | $11,492,000 | 4,704 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,500,000 | 2,023 |
| Surplus | $5,486,000 | 3,745 |
| Undivided profits | $4,506,000 | 4,344 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $1,120,000 | 4,444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $393,000 | 5,517 |
| Earning assets | $91,999,000 | 4,997 |
| Long-term assets (5+ years) | $19,310,000 | 4,349 |
| Average Assets, year-to-date | $102,955,500 | 4,921 |
| Average Assets, quarterly | $102,955,500 | 4,921 |
| Volatile liabilities | $2,090,000 | 5,988 |
| Insider loans | $2,542,000 | 2,390 |
| FHLB advances | $8,893,000 | 2,182 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $8,287,000 | 4,293 |
| Tier 1 (core) risk-based capital | $11,500,000 | 4,587 |
| Tier 2 risk-based capital | $933,000 | 4,314 |
| Total risk weighted assets | $73,670,000 | 4,647 |
| Total unused commitments | $8,287,000 | 4,295 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 30 | 4,398 |
| Assets and Liabilities | ||
| Total Assets: | $104,940,000 | 4,902 |
| Cash and due from depository institutions | $10,840,000 | 4,398 |
| Interest-bearing balances | $8,484,000 | 3,045 |
| Securities | $11,374,000 | 5,516 |
| Federal funds sold & reverse repurchase agreements | $498,000 | 3,515 |
| Net loans & leases | $77,560,000 | 4,366 |
| Loan loss allowance | $1,368,000 | 4,058 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $1,473,000 | 4,761 |
| Other real estate owned | $1,385,000 | 4,398 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $1,810,000 | 5,383 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $104,940,000 | 4,902 |
| Total liabilities | $93,768,000 | 4,900 |
| Total deposits | $86,316,000 | 4,945 |
| Interest-bearing deposits | $75,982,000 | 4,825 |
| Deposits held in domestic offices | $86,316,000 | 4,944 |
| % insured | 86.76% | 5,078 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $7,250,000 | 2,663 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $202,000 | 6,149 |
| Total equity capital | $11,172,000 | 4,774 |
| Total bank equity capital | $11,172,000 | 4,772 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,500,000 | 2,051 |
| Surplus | $5,486,000 | 3,775 |
| Undivided profits | $4,186,000 | 4,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $1,731,000 | 3,818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $371,000 | 5,805 |
| Earning assets | $97,916,000 | 4,835 |
| Long-term assets (5+ years) | $18,526,000 | 4,382 |
| Average Assets, year-to-date | $105,515,800 | 4,838 |
| Average Assets, quarterly | $103,570,000 | 4,930 |
| Volatile liabilities | $15,577,000 | 5,231 |
| Insider loans | $1,798,000 | 3,029 |
| FHLB advances | $7,250,000 | 2,540 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $5,255,000 | 5,086 |
| Tier 1 (core) risk-based capital | $11,200,000 | 4,681 |
| Tier 2 risk-based capital | $876,000 | 4,485 |
| Total risk weighted assets | $69,623,000 | 4,853 |
| Total unused commitments | $5,255,000 | 5,087 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 29 | 4,555 |
| Assets and Liabilities | ||
| Total Assets: | $102,200,000 | 5,029 |
| Cash and due from depository institutions | $6,819,000 | 4,555 |
| Interest-bearing balances | $3,392,000 | 4,358 |
| Securities | $11,763,000 | 5,409 |
| Federal funds sold & reverse repurchase agreements | $103,000 | 4,190 |
| Net loans & leases | $78,665,000 | 4,417 |
| Loan loss allowance | $1,829,000 | 3,399 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,489,000 | 4,804 |
| Other real estate owned | $1,560,000 | 4,555 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $1,801,000 | 5,503 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $102,200,000 | 5,029 |
| Total liabilities | $91,962,000 | 4,982 |
| Total deposits | $84,136,000 | 5,037 |
| Interest-bearing deposits | $75,164,000 | 4,902 |
| Deposits held in domestic offices | $84,136,000 | 5,035 |
| % insured | 87.37% | 4,420 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $7,600,000 | 2,711 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $226,000 | 6,407 |
| Total equity capital | $10,238,000 | 5,182 |
| Total bank equity capital | $10,238,000 | 5,181 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,500,000 | 2,086 |
| Surplus | $4,788,000 | 4,023 |
| Undivided profits | $3,950,000 | 4,740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $1,859,000 | 3,830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $373,000 | 6,003 |
| Earning assets | $93,923,000 | 4,991 |
| Long-term assets (5+ years) | $15,464,000 | 4,676 |
| Average Assets, year-to-date | $105,659,750 | 4,893 |
| Average Assets, quarterly | $102,787,000 | 4,994 |
| Volatile liabilities | $16,350,000 | 5,234 |
| Insider loans | $2,201,000 | 2,738 |
| FHLB advances | $7,600,000 | 2,594 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $5,893,000 | 5,012 |
| Tier 1 (core) risk-based capital | $10,213,000 | 5,008 |
| Tier 2 risk-based capital | $941,000 | 4,380 |
| Total risk weighted assets | $74,413,000 | 4,756 |
| Total unused commitments | $5,893,000 | 5,016 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 30 | 4,493 |
| Assets and Liabilities | ||
| Total Assets: | $103,374,000 | 5,002 |
| Cash and due from depository institutions | $5,382,000 | 4,493 |
| Interest-bearing balances | $277,000 | 6,147 |
| Securities | $10,082,000 | 5,721 |
| Federal funds sold & reverse repurchase agreements | $3,688,000 | 1,927 |
| Net loans & leases | $78,937,000 | 4,442 |
| Loan loss allowance | $1,869,000 | 3,367 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,489,000 | 4,848 |
| Other real estate owned | $1,927,000 | 4,493 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $1,869,000 | 5,460 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $103,374,000 | 5,002 |
| Total liabilities | $93,455,000 | 4,942 |
| Total deposits | $85,636,000 | 5,004 |
| Interest-bearing deposits | $76,570,000 | 4,876 |
| Deposits held in domestic offices | $85,636,000 | 5,003 |
| % insured | 88.59% | 4,112 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $7,600,000 | 2,837 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $219,000 | 6,379 |
| Total equity capital | $9,919,000 | 5,261 |
| Total bank equity capital | $9,919,000 | 5,260 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,500,000 | 2,108 |
| Surplus | $4,788,000 | 4,037 |
| Undivided profits | $3,631,000 | 4,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $1,686,000 | 4,031 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $371,000 | 5,974 |
| Earning assets | $92,984,000 | 5,030 |
| Long-term assets (5+ years) | $15,275,000 | 4,673 |
| Average Assets, year-to-date | $106,813,000 | 4,892 |
| Average Assets, quarterly | $107,722,500 | 4,882 |
| Volatile liabilities | $16,578,000 | 5,241 |
| Insider loans | $2,488,000 | 2,558 |
| FHLB advances | $7,600,000 | 2,718 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $6,364,000 | 4,900 |
| Tier 1 (core) risk-based capital | $9,897,000 | 5,104 |
| Tier 2 risk-based capital | $963,000 | 4,346 |
| Total risk weighted assets | $75,352,000 | 4,754 |
| Total unused commitments | $6,364,000 | 4,902 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 30 | 4,535 |
| Assets and Liabilities | ||
| Total Assets: | $112,071,000 | 4,829 |
| Cash and due from depository institutions | $4,353,000 | 4,535 |
| Interest-bearing balances | $640,000 | 5,683 |
| Securities | $12,280,000 | 5,418 |
| Federal funds sold & reverse repurchase agreements | $10,808,000 | 869 |
| Net loans & leases | $79,013,000 | 4,485 |
| Loan loss allowance | $1,748,000 | 3,547 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,508,000 | 4,902 |
| Other real estate owned | $2,151,000 | 4,535 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $1,958,000 | 5,449 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $112,071,000 | 4,829 |
| Total liabilities | $102,341,000 | 4,762 |
| Total deposits | $89,334,000 | 4,959 |
| Interest-bearing deposits | $80,211,000 | 4,821 |
| Deposits held in domestic offices | $89,334,000 | 4,958 |
| % insured | 89.20% | 3,991 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,750,000 | 2,296 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $257,000 | 6,119 |
| Total equity capital | $9,730,000 | 5,335 |
| Total bank equity capital | $9,730,000 | 5,334 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,500,000 | 2,149 |
| Surplus | $4,788,000 | 4,089 |
| Undivided profits | $3,442,000 | 4,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,353,000 | 4,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $357,000 | 6,165 |
| Earning assets | $102,741,000 | 4,796 |
| Long-term assets (5+ years) | $11,282,000 | 5,200 |
| Average Assets, year-to-date | $108,532,500 | 4,908 |
| Average Assets, quarterly | $108,532,500 | 4,908 |
| Volatile liabilities | $22,542,000 | 4,611 |
| Insider loans | $2,530,000 | 2,583 |
| FHLB advances | $12,750,000 | 2,195 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $6,480,000 | 5,013 |
| Tier 1 (core) risk-based capital | $9,717,000 | 5,210 |
| Tier 2 risk-based capital | $970,000 | 4,379 |
| Total risk weighted assets | $74,803,000 | 4,833 |
| Total unused commitments | $6,480,000 | 5,018 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 31 | 4,480 |
| Assets and Liabilities | ||
| Total Assets: | $104,994,000 | 5,025 |
| Cash and due from depository institutions | $3,934,000 | 4,480 |
| Interest-bearing balances | $807,000 | 5,298 |
| Securities | $12,826,000 | 5,314 |
| Federal funds sold & reverse repurchase agreements | $2,440,000 | 2,624 |
| Net loans & leases | $80,354,000 | 4,491 |
| Loan loss allowance | $1,568,000 | 3,751 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,470,000 | 4,992 |
| Other real estate owned | $2,082,000 | 4,480 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $1,888,000 | 5,630 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $104,994,000 | 5,025 |
| Total liabilities | $95,188,000 | 4,979 |
| Total deposits | $84,704,000 | 5,119 |
| Interest-bearing deposits | $74,585,000 | 5,012 |
| Deposits held in domestic offices | $84,704,000 | 5,119 |
| % insured | 89.33% | 3,976 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,250,000 | 2,699 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $234,000 | 6,335 |
| Total equity capital | $9,806,000 | 5,290 |
| Total bank equity capital | $9,806,000 | 5,289 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,500,000 | 2,185 |
| Surplus | $4,788,000 | 4,118 |
| Undivided profits | $3,518,000 | 4,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $2,500,000 | 3,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $745,000 | 388 |
| Income earned, not collected on loans | $390,000 | 6,070 |
| Earning assets | $96,427,000 | 5,000 |
| Long-term assets (5+ years) | $11,258,000 | 5,205 |
| Average Assets, year-to-date | $116,360,000 | 4,674 |
| Average Assets, quarterly | $109,693,500 | 4,890 |
| Volatile liabilities | $21,747,000 | 4,731 |
| Insider loans | $1,877,000 | 3,171 |
| FHLB advances | $10,250,000 | 2,581 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $6,285,000 | 5,056 |
| Tier 1 (core) risk-based capital | $9,806,000 | 5,172 |
| Tier 2 risk-based capital | $918,000 | 4,526 |
| Total risk weighted assets | $70,415,000 | 5,027 |
| Total unused commitments | $6,285,000 | 5,058 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 31 | 4,522 |
| Assets and Liabilities | ||
| Total Assets: | $114,393,000 | 4,791 |
| Cash and due from depository institutions | $5,100,000 | 4,522 |
| Interest-bearing balances | $414,000 | 5,628 |
| Securities | $12,914,000 | 5,353 |
| Federal funds sold & reverse repurchase agreements | $7,062,000 | 1,309 |
| Net loans & leases | $85,136,000 | 4,382 |
| Loan loss allowance | $2,047,000 | 3,110 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,503,000 | 4,986 |
| Other real estate owned | $979,000 | 4,522 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $1,699,000 | 5,463 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $114,393,000 | 4,791 |
| Total liabilities | $104,387,000 | 4,705 |
| Total deposits | $95,370,000 | 4,752 |
| Interest-bearing deposits | $86,611,000 | 4,582 |
| Deposits held in domestic offices | $95,370,000 | 4,750 |
| % insured | 89.48% | 4,130 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $8,600,000 | 3,066 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $417,000 | 5,729 |
| Total equity capital | $10,006,000 | 5,362 |
| Total bank equity capital | $10,006,000 | 5,361 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,500,000 | 2,214 |
| Surplus | $4,788,000 | 4,122 |
| Undivided profits | $3,718,000 | 4,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $2,982,000 | 3,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $338,000 | 585 |
| Income earned, not collected on loans | $478,000 | 5,727 |
| Earning assets | $105,526,000 | 4,764 |
| Long-term assets (5+ years) | $10,772,000 | 5,292 |
| Average Assets, year-to-date | $119,201,500 | 4,617 |
| Average Assets, quarterly | $115,101,000 | 4,758 |
| Volatile liabilities | $28,056,000 | 4,149 |
| Insider loans | $1,607,000 | 3,438 |
| FHLB advances | $8,600,000 | 2,936 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $3,142,000 | 6,289 |
| Tier 1 (core) risk-based capital | $10,006,000 | 5,211 |
| Tier 2 risk-based capital | $937,000 | 4,450 |
| Total risk weighted assets | $73,080,000 | 4,976 |
| Total unused commitments | $3,142,000 | 6,293 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 31 | 4,585 |
| Assets and Liabilities | ||
| Total Assets: | $115,809,000 | 4,770 |
| Cash and due from depository institutions | $6,284,000 | 4,585 |
| Interest-bearing balances | $1,252,000 | 4,497 |
| Securities | $9,458,000 | 5,918 |
| Federal funds sold & reverse repurchase agreements | $6,739,000 | 1,478 |
| Net loans & leases | $89,695,000 | 4,273 |
| Loan loss allowance | $1,827,000 | 3,271 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,509,000 | 5,037 |
| Other real estate owned | $242,000 | 4,585 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $1,882,000 | 5,239 |
| Life insurance assets | $30,000 | 3,858 |
| Total liabilities and capital | $115,809,000 | 4,770 |
| Total liabilities | $105,818,000 | 4,695 |
| Total deposits | $96,764,000 | 4,713 |
| Interest-bearing deposits | $87,656,000 | 4,549 |
| Deposits held in domestic offices | $96,764,000 | 4,710 |
| % insured | 80.52% | 3,571 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $8,600,000 | 3,164 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $454,000 | 5,562 |
| Total equity capital | $9,991,000 | 5,340 |
| Total bank equity capital | $9,991,000 | 5,339 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,500,000 | 2,248 |
| Surplus | $4,788,000 | 4,160 |
| Undivided profits | $3,703,000 | 4,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $2,832,000 | 3,108 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $338,000 | 572 |
| Income earned, not collected on loans | $452,000 | 5,820 |
| Earning assets | $107,144,000 | 4,739 |
| Long-term assets (5+ years) | $10,895,000 | 5,250 |
| Average Assets, year-to-date | $120,804,330 | 4,612 |
| Average Assets, quarterly | $117,593,000 | 4,716 |
| Volatile liabilities | $31,391,000 | 3,867 |
| Insider loans | $1,808,000 | 3,292 |
| FHLB advances | $8,600,000 | 3,026 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,338,000 | 5,290 |
| Tier 1 (core) risk-based capital | $9,991,000 | 5,252 |
| Tier 2 risk-based capital | $953,000 | 4,393 |
| Total risk weighted assets | $76,402,000 | 4,884 |
| Total unused commitments | $6,338,000 | 5,295 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 32 | 4,522 |
| Assets and Liabilities | ||
| Total Assets: | $119,377,000 | 4,699 |
| Cash and due from depository institutions | $6,052,000 | 4,522 |
| Interest-bearing balances | $1,139,000 | 4,270 |
| Securities | $318,000 | 7,870 |
| Federal funds sold & reverse repurchase agreements | $13,566,000 | 877 |
| Net loans & leases | $95,632,000 | 4,126 |
| Loan loss allowance | $1,670,000 | 3,389 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,534,000 | 5,043 |
| Other real estate owned | $465,000 | 4,522 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $1,810,000 | 5,314 |
| Life insurance assets | $30,000 | 3,883 |
| Total liabilities and capital | $119,376,000 | 4,699 |
| Total liabilities | $109,391,000 | 4,612 |
| Total deposits | $100,240,000 | 4,614 |
| Interest-bearing deposits | $90,592,000 | 4,444 |
| Deposits held in domestic offices | $100,240,000 | 4,611 |
| % insured | 80.45% | 3,654 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $8,750,000 | 3,231 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $401,000 | 5,736 |
| Total equity capital | $9,985,000 | 5,409 |
| Total bank equity capital | $9,985,000 | 5,408 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,500,000 | 2,261 |
| Surplus | $4,788,000 | 4,167 |
| Undivided profits | $3,697,000 | 4,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,486,000 | 3,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $338,000 | 516 |
| Income earned, not collected on loans | $422,000 | 6,048 |
| Earning assets | $110,655,000 | 4,660 |
| Long-term assets (5+ years) | $9,817,000 | 5,423 |
| Average Assets, year-to-date | $123,302,000 | 4,567 |
| Average Assets, quarterly | $123,302,000 | 4,567 |
| Volatile liabilities | $25,337,000 | 4,380 |
| Insider loans | $2,086,000 | 3,055 |
| FHLB advances | $8,750,000 | 3,107 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $6,314,000 | 5,398 |
| Tier 1 (core) risk-based capital | $9,985,000 | 5,288 |
| Tier 2 risk-based capital | $1,011,000 | 4,238 |
| Total risk weighted assets | $80,232,000 | 4,765 |
| Total unused commitments | $6,314,000 | 5,399 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 32 | 4,558 |
| Assets and Liabilities | ||
| Total Assets: | $127,227,000 | 4,473 |
| Cash and due from depository institutions | $5,254,000 | 4,558 |
| Interest-bearing balances | $1,097,000 | 3,619 |
| Securities | $317,000 | 7,931 |
| Federal funds sold & reverse repurchase agreements | $11,119,000 | 868 |
| Net loans & leases | $106,497,000 | 3,871 |
| Loan loss allowance | $1,102,000 | 4,288 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,562,000 | 5,044 |
| Other real estate owned | $465,000 | 4,558 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,013,000 | 5,167 |
| Life insurance assets | $30,000 | 3,911 |
| Total liabilities and capital | $127,227,000 | 4,473 |
| Total liabilities | $117,056,000 | 4,387 |
| Total deposits | $107,843,000 | 4,333 |
| Interest-bearing deposits | $97,940,000 | 4,146 |
| Deposits held in domestic offices | $107,843,000 | 4,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $8,750,000 | 3,415 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $463,000 | 5,503 |
| Total equity capital | $10,171,000 | 5,350 |
| Total bank equity capital | $10,171,000 | 5,350 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,500,000 | 2,274 |
| Surplus | $4,788,000 | 4,155 |
| Undivided profits | $3,883,000 | 4,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $684,000 | 4,971 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $338,000 | 489 |
| Income earned, not collected on loans | $613,000 | 5,168 |
| Earning assets | $119,030,000 | 4,399 |
| Long-term assets (5+ years) | $7,252,000 | 5,851 |
| Average Assets, year-to-date | $120,201,400 | 4,512 |
| Average Assets, quarterly | $125,055,000 | 4,482 |
| Volatile liabilities | $33,111,000 | 3,675 |
| Insider loans | $9,208,000 | 847 |
| FHLB advances | $8,750,000 | 3,305 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $6,604,000 | 5,313 |
| Tier 1 (core) risk-based capital | $10,171,000 | 5,239 |
| Tier 2 risk-based capital | $1,051,000 | 4,105 |
| Total risk weighted assets | $84,063,000 | 4,644 |
| Total unused commitments | $6,604,000 | 5,317 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 32 | 4,597 |
| Assets and Liabilities | ||
| Total Assets: | $122,883,000 | 4,539 |
| Cash and due from depository institutions | $3,949,000 | 4,597 |
| Interest-bearing balances | $881,000 | 3,168 |
| Securities | $317,000 | 7,991 |
| Federal funds sold & reverse repurchase agreements | $7,149,000 | 1,679 |
| Net loans & leases | $107,659,000 | 3,829 |
| Loan loss allowance | $1,218,000 | 3,917 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,586,000 | 5,040 |
| Other real estate owned | $306,000 | 4,597 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,917,000 | 5,359 |
| Life insurance assets | $48,000 | 3,911 |
| Total liabilities and capital | $122,883,000 | 4,539 |
| Total liabilities | $114,273,000 | 4,410 |
| Total deposits | $104,594,000 | 4,379 |
| Interest-bearing deposits | $95,778,000 | 4,167 |
| Deposits held in domestic offices | $104,594,000 | 4,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $9,100,000 | 3,364 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $579,000 | 5,137 |
| Total equity capital | $8,610,000 | 5,910 |
| Total bank equity capital | $8,610,000 | 5,910 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,500,000 | 2,293 |
| Surplus | $2,987,000 | 5,035 |
| Undivided profits | $4,123,000 | 4,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,197,000 | 3,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $488,000 | 376 |
| Income earned, not collected on loans | $561,000 | 5,578 |
| Earning assets | $116,006,000 | 4,459 |
| Long-term assets (5+ years) | $9,906,000 | 5,333 |
| Average Assets, year-to-date | $118,445,000 | 4,564 |
| Average Assets, quarterly | $120,159,500 | 4,579 |
| Volatile liabilities | $32,960,000 | 3,587 |
| Insider loans | $8,941,000 | 857 |
| FHLB advances | $9,100,000 | 3,233 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $7,580,000 | 5,214 |
| Tier 1 (core) risk-based capital | $8,610,000 | 5,830 |
| Tier 2 risk-based capital | $1,036,000 | 4,059 |
| Total risk weighted assets | $83,011,000 | 4,675 |
| Total unused commitments | $7,580,000 | 5,215 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 32 | 4,653 |
| Assets and Liabilities | ||
| Total Assets: | $117,436,000 | 4,672 |
| Cash and due from depository institutions | $3,855,000 | 4,653 |
| Interest-bearing balances | $75,000 | 5,354 |
| Securities | $367,000 | 8,025 |
| Federal funds sold & reverse repurchase agreements | $699,000 | 4,990 |
| Net loans & leases | $108,788,000 | 3,774 |
| Loan loss allowance | $1,051,000 | 4,200 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,608,000 | 5,039 |
| Other real estate owned | $162,000 | 4,653 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,957,000 | 5,277 |
| Life insurance assets | $48,000 | 3,939 |
| Total liabilities and capital | $117,436,000 | 4,672 |
| Total liabilities | $109,020,000 | 4,556 |
| Total deposits | $99,355,000 | 4,552 |
| Interest-bearing deposits | $89,949,000 | 4,343 |
| Deposits held in domestic offices | $99,355,000 | 4,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $9,100,000 | 3,260 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $565,000 | 5,148 |
| Total equity capital | $8,416,000 | 6,004 |
| Total bank equity capital | $8,416,000 | 6,004 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,500,000 | 2,314 |
| Surplus | $2,987,000 | 5,050 |
| Undivided profits | $3,929,000 | 5,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,321,000 | 3,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $488,000 | 350 |
| Income earned, not collected on loans | $574,000 | 5,473 |
| Earning assets | $109,929,000 | 4,609 |
| Long-term assets (5+ years) | $9,361,000 | 5,403 |
| Average Assets, year-to-date | $116,965,670 | 4,628 |
| Average Assets, quarterly | $117,467,000 | 4,656 |
| Volatile liabilities | $33,295,000 | 3,575 |
| Insider loans | $9,217,000 | 825 |
| FHLB advances | $9,100,000 | 3,136 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $9,387,000 | 4,882 |
| Tier 1 (core) risk-based capital | $8,416,000 | 5,924 |
| Tier 2 risk-based capital | $1,017,000 | 4,066 |
| Total risk weighted assets | $81,579,000 | 4,709 |
| Total unused commitments | $9,387,000 | 4,882 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 32 | 4,686 |
| Assets and Liabilities | ||
| Total Assets: | $117,498,000 | 4,674 |
| Cash and due from depository institutions | $2,109,000 | 4,686 |
| Interest-bearing balances | $78,000 | 5,308 |
| Securities | $337,000 | 8,078 |
| Federal funds sold & reverse repurchase agreements | $3,167,000 | 4,153 |
| Net loans & leases | $108,011,000 | 3,719 |
| Loan loss allowance | $1,004,000 | 4,241 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,617,000 | 5,038 |
| Other real estate owned | $198,000 | 4,686 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,059,000 | 5,061 |
| Life insurance assets | $48,000 | 3,960 |
| Total liabilities and capital | $117,498,000 | 4,674 |
| Total liabilities | $109,254,000 | 4,516 |
| Total deposits | $99,617,000 | 4,541 |
| Interest-bearing deposits | $90,488,000 | 4,335 |
| Deposits held in domestic offices | $99,617,000 | 4,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $9,100,000 | 3,031 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $537,000 | 5,493 |
| Total equity capital | $8,244,000 | 6,145 |
| Total bank equity capital | $8,244,000 | 6,145 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,500,000 | 2,314 |
| Surplus | $2,987,000 | 5,042 |
| Undivided profits | $3,757,000 | 5,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $678,000 | 4,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $188,000 | 588 |
| Income earned, not collected on loans | $691,000 | 4,905 |
| Earning assets | $111,593,000 | 4,560 |
| Long-term assets (5+ years) | $9,015,000 | 5,390 |
| Average Assets, year-to-date | $116,730,500 | 4,641 |
| Average Assets, quarterly | $116,730,500 | 4,641 |
| Volatile liabilities | $35,029,000 | 3,432 |
| Insider loans | $2,569,000 | 2,630 |
| FHLB advances | $9,100,000 | 2,927 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $8,489,000 | 5,145 |
| Tier 1 (core) risk-based capital | $8,243,000 | 5,993 |
| Tier 2 risk-based capital | $1,004,000 | 4,052 |
| Total risk weighted assets | $82,227,000 | 4,639 |
| Total unused commitments | $8,489,000 | 5,146 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 32 | 4,680 |
| Assets and Liabilities | ||
| Total Assets: | $115,963,000 | 4,656 |
| Cash and due from depository institutions | $3,627,000 | 4,680 |
| Interest-bearing balances | $70,000 | 5,148 |
| Securities | $336,000 | 8,127 |
| Federal funds sold & reverse repurchase agreements | $3,097,000 | 3,408 |
| Net loans & leases | $105,095,000 | 3,815 |
| Loan loss allowance | $922,000 | 4,465 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,641,000 | 5,016 |
| Other real estate owned | $134,000 | 4,680 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,033,000 | 5,148 |
| Life insurance assets | $48,000 | 3,969 |
| Total liabilities and capital | $115,963,000 | 4,656 |
| Total liabilities | $107,920,000 | 4,524 |
| Total deposits | $100,288,000 | 4,468 |
| Interest-bearing deposits | $89,895,000 | 4,300 |
| Deposits held in domestic offices | $100,288,000 | 4,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,100,000 | 3,184 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $532,000 | 5,516 |
| Total equity capital | $8,043,000 | 6,163 |
| Total bank equity capital | $8,043,000 | 6,163 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,500,000 | 2,312 |
| Surplus | $2,987,000 | 5,037 |
| Undivided profits | $3,556,000 | 5,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $610,000 | 4,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $667,000 | 5,249 |
| Earning assets | $108,598,000 | 4,596 |
| Long-term assets (5+ years) | $8,204,000 | 5,291 |
| Average Assets, year-to-date | $111,592,000 | 4,637 |
| Average Assets, quarterly | $115,449,500 | 4,633 |
| Volatile liabilities | $33,921,000 | 3,517 |
| Insider loans | $2,395,000 | 2,718 |
| FHLB advances | $7,100,000 | 3,062 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $8,855,000 | 4,995 |
| Tier 1 (core) risk-based capital | $8,043,000 | 6,048 |
| Tier 2 risk-based capital | $922,000 | 4,273 |
| Total risk weighted assets | $80,356,000 | 4,677 |
| Total unused commitments | $8,855,000 | 4,996 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 32 | 4,694 |
| Assets and Liabilities | ||
| Total Assets: | $114,936,000 | 4,637 |
| Cash and due from depository institutions | $3,815,000 | 4,694 |
| Interest-bearing balances | $34,000 | 5,579 |
| Securities | $346,000 | 8,174 |
| Federal funds sold & reverse repurchase agreements | $5,537,000 | 2,379 |
| Net loans & leases | $101,992,000 | 3,850 |
| Loan loss allowance | $952,000 | 4,326 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,622,000 | 5,027 |
| Other real estate owned | $179,000 | 4,694 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,445,000 | 5,993 |
| Life insurance assets | $27,000 | 3,982 |
| Total liabilities and capital | $114,936,000 | 4,637 |
| Total liabilities | $107,213,000 | 4,486 |
| Total deposits | $99,219,000 | 4,467 |
| Interest-bearing deposits | $88,800,000 | 4,313 |
| Deposits held in domestic offices | $99,219,000 | 4,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,450,000 | 2,993 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $544,000 | 5,573 |
| Total equity capital | $7,723,000 | 6,288 |
| Total bank equity capital | $7,723,000 | 6,288 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,500,000 | 2,291 |
| Surplus | $2,987,000 | 5,005 |
| Undivided profits | $3,236,000 | 5,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $568,000 | 4,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $687,000 | 5,407 |
| Earning assets | $107,909,000 | 4,575 |
| Long-term assets (5+ years) | $7,800,000 | 5,257 |
| Average Assets, year-to-date | $110,499,250 | 4,676 |
| Average Assets, quarterly | $112,583,500 | 4,651 |
| Volatile liabilities | $31,983,000 | 3,583 |
| Insider loans | $1,962,000 | 3,050 |
| FHLB advances | $7,450,000 | 2,865 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $5,617,000 | 5,867 |
| Tier 1 (core) risk-based capital | $7,723,000 | 6,199 |
| Tier 2 risk-based capital | $952,000 | 4,147 |
| Total risk weighted assets | $78,735,000 | 4,704 |
| Total unused commitments | $5,617,000 | 5,867 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 32 | 4,745 |
| Assets and Liabilities | ||
| Total Assets: | $110,231,000 | 4,738 |
| Cash and due from depository institutions | $3,986,000 | 4,745 |
| Interest-bearing balances | $34,000 | 5,653 |
| Securities | $380,000 | 8,219 |
| Federal funds sold & reverse repurchase agreements | $4,194,000 | 2,994 |
| Net loans & leases | $98,455,000 | 3,938 |
| Loan loss allowance | $961,000 | 4,296 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,538,000 | 5,141 |
| Other real estate owned | $264,000 | 4,745 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,414,000 | 6,007 |
| Life insurance assets | $27,000 | 4,012 |
| Total liabilities and capital | $110,231,000 | 4,738 |
| Total liabilities | $102,970,000 | 4,612 |
| Total deposits | $94,907,000 | 4,586 |
| Interest-bearing deposits | $84,759,000 | 4,442 |
| Deposits held in domestic offices | $94,907,000 | 4,584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $7,450,000 | 2,906 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $613,000 | 5,069 |
| Total equity capital | $7,261,000 | 6,410 |
| Total bank equity capital | $7,261,000 | 6,410 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,500,000 | 2,291 |
| Surplus | $2,700,000 | 5,147 |
| Undivided profits | $3,061,000 | 5,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $553,000 | 3,976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $609,000 | 5,577 |
| Earning assets | $103,063,000 | 4,687 |
| Long-term assets (5+ years) | $5,468,000 | 5,767 |
| Average Assets, year-to-date | $109,020,330 | 4,748 |
| Average Assets, quarterly | $110,162,000 | 4,732 |
| Volatile liabilities | $30,940,000 | 3,624 |
| Insider loans | $2,771,000 | 2,434 |
| FHLB advances | $7,450,000 | 2,777 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $9,128,000 | 5,004 |
| Tier 1 (core) risk-based capital | $7,262,000 | 6,358 |
| Tier 2 risk-based capital | $947,000 | 4,157 |
| Total risk weighted assets | $75,767,000 | 4,787 |
| Total unused commitments | $9,128,000 | 5,006 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 31 | 4,814 |
| Assets and Liabilities | ||
| Total Assets: | $110,093,000 | 4,777 |
| Cash and due from depository institutions | $3,240,000 | 4,814 |
| Interest-bearing balances | $206,000 | 3,979 |
| Securities | $381,000 | 8,250 |
| Federal funds sold & reverse repurchase agreements | $8,461,000 | 2,293 |
| Net loans & leases | $94,711,000 | 3,993 |
| Loan loss allowance | $992,000 | 4,192 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,545,000 | 5,102 |
| Other real estate owned | $143,000 | 4,814 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,612,000 | 5,650 |
| Life insurance assets | $27,000 | 4,029 |
| Total liabilities and capital | $110,093,000 | 4,777 |
| Total liabilities | $102,510,000 | 4,632 |
| Total deposits | $94,580,000 | 4,618 |
| Interest-bearing deposits | $82,393,000 | 4,537 |
| Deposits held in domestic offices | $94,580,000 | 4,616 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $7,450,000 | 2,838 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $480,000 | 5,652 |
| Total equity capital | $7,583,000 | 6,282 |
| Total bank equity capital | $7,583,000 | 6,282 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,500,000 | 2,279 |
| Surplus | $2,700,000 | 5,125 |
| Undivided profits | $3,383,000 | 5,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $318,000 | 4,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $617,000 | 5,399 |
| Earning assets | $103,759,000 | 4,711 |
| Long-term assets (5+ years) | $4,876,000 | 5,896 |
| Average Assets, year-to-date | $108,415,000 | 4,789 |
| Average Assets, quarterly | $108,415,000 | 4,789 |
| Volatile liabilities | $30,524,000 | 3,594 |
| Insider loans | $8,476,000 | 828 |
| FHLB advances | $7,450,000 | 2,723 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $4,771,000 | 6,232 |
| Tier 1 (core) risk-based capital | $7,582,000 | 6,193 |
| Tier 2 risk-based capital | $909,000 | 4,270 |
| Total risk weighted assets | $72,610,000 | 4,872 |
| Total unused commitments | $4,771,000 | 6,233 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 29 | 5,036 |
| Assets and Liabilities | ||
| Total Assets: | $106,737,000 | 4,837 |
| Cash and due from depository institutions | $4,687,000 | 5,036 |
| Interest-bearing balances | $565,000 | 3,036 |
| Securities | $380,000 | 8,301 |
| Federal funds sold & reverse repurchase agreements | $5,915,000 | 2,572 |
| Net loans & leases | $92,389,000 | 4,037 |
| Loan loss allowance | $957,000 | 4,275 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,533,000 | 5,108 |
| Other real estate owned | $143,000 | 5,036 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,690,000 | 5,595 |
| Life insurance assets | $20,000 | 4,042 |
| Total liabilities and capital | $106,737,000 | 4,837 |
| Total liabilities | $99,604,000 | 4,691 |
| Total deposits | $91,701,000 | 4,683 |
| Interest-bearing deposits | $81,443,000 | 4,513 |
| Deposits held in domestic offices | $91,701,000 | 4,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,450,000 | 2,919 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $453,000 | 5,751 |
| Total equity capital | $7,133,000 | 6,409 |
| Total bank equity capital | $7,133,000 | 6,409 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,500,000 | 2,271 |
| Surplus | $2,700,000 | 5,110 |
| Undivided profits | $2,933,000 | 5,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $207,000 | 5,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $682,000 | 5,223 |
| Earning assets | $99,249,000 | 4,795 |
| Long-term assets (5+ years) | $4,788,000 | 5,884 |
| Average Assets, year-to-date | $101,125,200 | 4,873 |
| Average Assets, quarterly | $104,533,500 | 4,863 |
| Volatile liabilities | $31,388,000 | 3,640 |
| Insider loans | $6,070,000 | 1,181 |
| FHLB advances | $7,450,000 | 2,809 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $6,858,000 | 5,471 |
| Tier 1 (core) risk-based capital | $7,133,000 | 6,343 |
| Tier 2 risk-based capital | $879,000 | 4,340 |
| Total risk weighted assets | $70,210,000 | 4,947 |
| Total unused commitments | $6,858,000 | 5,471 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $102,330,000 | 4,953 |
| Cash and due from depository institutions | $3,298,000 | 5,063 |
| Interest-bearing balances | $615,000 | 2,877 |
| Securities | $382,000 | 8,378 |
| Federal funds sold & reverse repurchase agreements | $4,877,000 | 2,487 |
| Net loans & leases | $90,707,000 | 4,083 |
| Loan loss allowance | $1,004,000 | 4,167 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,533,000 | 5,093 |
| Other real estate owned | $35,000 | 5,063 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,498,000 | 5,892 |
| Life insurance assets | $20,000 | 4,016 |
| Total liabilities and capital | $102,330,000 | 4,953 |
| Total liabilities | $95,266,000 | 4,801 |
| Total deposits | $86,998,000 | 4,800 |
| Interest-bearing deposits | $78,732,000 | 4,573 |
| Deposits held in domestic offices | $86,998,000 | 4,797 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,800,000 | 3,024 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $468,000 | 5,770 |
| Total equity capital | $7,064,000 | 6,423 |
| Total bank equity capital | $7,064,000 | 6,423 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,278 |
| Surplus | $2,700,000 | 5,105 |
| Undivided profits | $2,864,000 | 5,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $946,000 | 2,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $600,000 | 5,655 |
| Earning assets | $96,581,000 | 4,866 |
| Long-term assets (5+ years) | $4,887,000 | 5,855 |
| Average Assets, year-to-date | $99,722,250 | 4,930 |
| Average Assets, quarterly | $101,028,500 | 4,946 |
| Volatile liabilities | $27,223,000 | 3,957 |
| Insider loans | $6,562,000 | 1,060 |
| FHLB advances | $7,800,000 | 2,891 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $6,731,000 | 5,530 |
| Tier 1 (core) risk-based capital | $7,064,000 | 6,379 |
| Tier 2 risk-based capital | $946,000 | 4,144 |
| Total risk weighted assets | $75,596,000 | 4,735 |
| Total unused commitments | $6,731,000 | 5,531 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 29 | 5,082 |
| Assets and Liabilities | ||
| Total Assets: | $99,727,000 | 4,991 |
| Cash and due from depository institutions | $3,011,000 | 5,082 |
| Interest-bearing balances | $623,000 | 2,877 |
| Securities | $380,000 | 8,425 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 2,936 |
| Net loans & leases | $89,940,000 | 4,065 |
| Loan loss allowance | $973,000 | 4,224 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,548,000 | 5,053 |
| Other real estate owned | $56,000 | 5,082 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,592,000 | 5,699 |
| Life insurance assets | $20,000 | 3,999 |
| Total liabilities and capital | $99,727,000 | 4,991 |
| Total liabilities | $92,927,000 | 4,858 |
| Total deposits | $84,641,000 | 4,862 |
| Interest-bearing deposits | $75,300,000 | 4,684 |
| Deposits held in domestic offices | $84,641,000 | 4,858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $7,800,000 | 3,045 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $486,000 | 5,341 |
| Total equity capital | $6,800,000 | 6,446 |
| Total bank equity capital | $6,800,000 | 6,446 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,500,000 | 2,272 |
| Surplus | $2,700,000 | 5,092 |
| Undivided profits | $2,600,000 | 5,879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $591,000 | 3,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $699,000 | 4,785 |
| Earning assets | $94,143,000 | 4,898 |
| Long-term assets (5+ years) | $5,674,000 | 5,583 |
| Average Assets, year-to-date | $98,853,000 | 4,968 |
| Average Assets, quarterly | $99,095,500 | 4,989 |
| Volatile liabilities | $26,267,000 | 3,975 |
| Insider loans | $6,430,000 | 1,076 |
| FHLB advances | $7,800,000 | 2,913 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $6,360,000 | 5,702 |
| Tier 1 (core) risk-based capital | $6,800,000 | 6,454 |
| Tier 2 risk-based capital | $955,000 | 4,090 |
| Total risk weighted assets | $76,319,000 | 4,681 |
| Total unused commitments | $6,360,000 | 5,703 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 28 | 5,176 |
| Assets and Liabilities | ||
| Total Assets: | $98,464,000 | 5,018 |
| Cash and due from depository institutions | $2,859,000 | 5,176 |
| Interest-bearing balances | $560,000 | 3,116 |
| Securities | $380,000 | 8,462 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,057 |
| Net loans & leases | $88,220,000 | 4,057 |
| Loan loss allowance | $904,000 | 4,408 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,568,000 | 4,980 |
| Other real estate owned | $116,000 | 5,176 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,321,000 | 6,019 |
| Life insurance assets | $20,000 | 3,961 |
| Total liabilities and capital | $98,464,000 | 5,018 |
| Total liabilities | $91,603,000 | 4,883 |
| Total deposits | $83,351,000 | 4,920 |
| Interest-bearing deposits | $73,088,000 | 4,784 |
| Deposits held in domestic offices | $83,351,000 | 4,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,800,000 | 2,938 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $452,000 | 5,422 |
| Total equity capital | $6,861,000 | 6,395 |
| Total bank equity capital | $6,861,000 | 6,395 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,261 |
| Surplus | $2,700,000 | 5,026 |
| Undivided profits | $2,661,000 | 5,872 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $719,000 | 2,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $539,000 | 5,481 |
| Earning assets | $93,160,000 | 4,933 |
| Long-term assets (5+ years) | $6,171,000 | 5,430 |
| Average Assets, year-to-date | $98,416,000 | 5,003 |
| Average Assets, quarterly | $98,416,000 | 5,003 |
| Volatile liabilities | $23,890,000 | 4,080 |
| Insider loans | $5,602,000 | 1,219 |
| FHLB advances | $7,800,000 | 2,825 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $4,986,000 | 6,129 |
| Tier 1 (core) risk-based capital | $6,861,000 | 6,378 |
| Tier 2 risk-based capital | $904,000 | 4,185 |
| Total risk weighted assets | $74,556,000 | 4,675 |
| Total unused commitments | $4,986,000 | 6,130 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 28 | 5,186 |
| Assets and Liabilities | ||
| Total Assets: | $98,368,000 | 5,028 |
| Cash and due from depository institutions | $3,891,000 | 5,186 |
| Interest-bearing balances | $535,000 | 3,271 |
| Securities | $0 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $6,300,000 | 2,081 |
| Net loans & leases | $85,175,000 | 4,135 |
| Loan loss allowance | $841,000 | 4,602 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,589,000 | 4,938 |
| Other real estate owned | $95,000 | 5,186 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,318,000 | 6,060 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $98,368,000 | 5,028 |
| Total liabilities | $91,766,000 | 4,887 |
| Total deposits | $83,673,000 | 4,889 |
| Interest-bearing deposits | $74,611,000 | 4,665 |
| Deposits held in domestic offices | $83,673,000 | 4,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,800,000 | 3,047 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $293,000 | 6,375 |
| Total equity capital | $6,602,000 | 6,494 |
| Total bank equity capital | $6,602,000 | 6,494 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,500,000 | 2,256 |
| Surplus | $2,700,000 | 5,007 |
| Undivided profits | $2,402,000 | 6,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $603,000 | 3,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $464,000 | 5,979 |
| Earning assets | $92,010,000 | 4,950 |
| Long-term assets (5+ years) | $6,787,000 | 5,296 |
| Average Assets, year-to-date | $90,336,200 | 5,143 |
| Average Assets, quarterly | $93,667,000 | 5,134 |
| Volatile liabilities | $24,603,000 | 3,927 |
| Insider loans | $5,411,000 | 1,251 |
| FHLB advances | $7,800,000 | 2,917 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $6,435,000 | 5,595 |
| Tier 1 (core) risk-based capital | $6,602,000 | 6,458 |
| Tier 2 risk-based capital | $841,000 | 4,369 |
| Total risk weighted assets | $72,613,000 | 4,718 |
| Total unused commitments | $6,435,000 | 5,595 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 28 | 5,170 |
| Assets and Liabilities | ||
| Total Assets: | $88,966,000 | 5,298 |
| Cash and due from depository institutions | $3,985,000 | 5,170 |
| Interest-bearing balances | $572,000 | 3,282 |
| Securities | $0 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 3,290 |
| Net loans & leases | $79,419,000 | 4,292 |
| Loan loss allowance | $935,000 | 4,290 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,615,000 | 4,861 |
| Other real estate owned | $49,000 | 5,170 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,198,000 | 6,278 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $88,966,000 | 5,298 |
| Total liabilities | $82,528,000 | 5,166 |
| Total deposits | $74,072,000 | 5,230 |
| Interest-bearing deposits | $66,719,000 | 5,003 |
| Deposits held in domestic offices | $74,072,000 | 5,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $8,150,000 | 2,983 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $306,000 | 6,406 |
| Total equity capital | $6,438,000 | 6,570 |
| Total bank equity capital | $6,438,000 | 6,570 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,225 |
| Surplus | $2,700,000 | 4,962 |
| Undivided profits | $2,238,000 | 6,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $577,000 | 3,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $342,000 | 6,847 |
| Earning assets | $82,691,000 | 5,260 |
| Long-term assets (5+ years) | $7,322,000 | 5,216 |
| Average Assets, year-to-date | $88,328,250 | 5,219 |
| Average Assets, quarterly | $88,591,500 | 5,279 |
| Volatile liabilities | $23,126,000 | 4,036 |
| Insider loans | $3,615,000 | 1,790 |
| FHLB advances | $8,150,000 | 2,843 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $6,430,000 | 5,526 |
| Tier 1 (core) risk-based capital | $6,438,000 | 6,520 |
| Tier 2 risk-based capital | $817,000 | 4,407 |
| Total risk weighted assets | $65,276,000 | 5,001 |
| Total unused commitments | $6,430,000 | 5,526 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 26 | 5,432 |
| Assets and Liabilities | ||
| Total Assets: | $88,217,000 | 5,274 |
| Cash and due from depository institutions | $2,609,000 | 5,432 |
| Interest-bearing balances | $57,000 | 5,593 |
| Securities | $0 | 8,693 |
| Federal funds sold & reverse repurchase agreements | $4,400,000 | 2,310 |
| Net loans & leases | $78,215,000 | 4,276 |
| Loan loss allowance | $920,000 | 4,299 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,596,000 | 4,865 |
| Other real estate owned | $184,000 | 5,432 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,213,000 | 6,090 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $88,217,000 | 5,274 |
| Total liabilities | $82,019,000 | 5,140 |
| Total deposits | $73,542,000 | 5,198 |
| Interest-bearing deposits | $65,797,000 | 5,008 |
| Deposits held in domestic offices | $73,542,000 | 5,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,150,000 | 2,951 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $327,000 | 5,959 |
| Total equity capital | $6,198,000 | 6,642 |
| Total bank equity capital | $6,198,000 | 6,642 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,206 |
| Surplus | $2,700,000 | 4,939 |
| Undivided profits | $1,998,000 | 6,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $573,000 | 3,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $353,000 | 6,516 |
| Earning assets | $82,672,000 | 5,201 |
| Long-term assets (5+ years) | $7,458,000 | 5,259 |
| Average Assets, year-to-date | $88,115,670 | 5,222 |
| Average Assets, quarterly | $87,980,500 | 5,249 |
| Volatile liabilities | $21,461,000 | 4,108 |
| Insider loans | $2,991,000 | 2,049 |
| FHLB advances | $8,150,000 | 2,816 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $6,567,000 | 5,518 |
| Tier 1 (core) risk-based capital | $6,198,000 | 6,586 |
| Tier 2 risk-based capital | $817,000 | 4,371 |
| Total risk weighted assets | $65,219,000 | 4,944 |
| Total unused commitments | $6,567,000 | 5,518 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 26 | 5,439 |
| Assets and Liabilities | ||
| Total Assets: | $87,744,000 | 5,298 |
| Cash and due from depository institutions | $2,777,000 | 5,439 |
| Interest-bearing balances | $54,000 | 5,670 |
| Securities | $0 | 8,768 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,145 |
| Net loans & leases | $76,839,000 | 4,279 |
| Loan loss allowance | $964,000 | 4,174 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,371,000 | 5,219 |
| Other real estate owned | $72,000 | 5,439 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,185,000 | 6,162 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $87,744,000 | 5,298 |
| Total liabilities | $81,480,000 | 5,177 |
| Total deposits | $72,979,000 | 5,262 |
| Interest-bearing deposits | $65,955,000 | 5,025 |
| Deposits held in domestic offices | $72,979,000 | 5,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,150,000 | 2,873 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $351,000 | 5,657 |
| Total equity capital | $6,264,000 | 6,579 |
| Total bank equity capital | $6,264,000 | 6,579 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,212 |
| Surplus | $2,700,000 | 4,947 |
| Undivided profits | $2,064,000 | 6,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,112,000 | 2,163 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $388,000 | 6,152 |
| Earning assets | $82,393,000 | 5,224 |
| Long-term assets (5+ years) | $7,343,000 | 5,344 |
| Average Assets, year-to-date | $88,065,000 | 5,262 |
| Average Assets, quarterly | $88,065,000 | 5,262 |
| Volatile liabilities | $23,242,000 | 3,816 |
| Insider loans | $1,753,000 | 3,019 |
| FHLB advances | $8,150,000 | 2,754 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $5,967,000 | 5,702 |
| Tier 1 (core) risk-based capital | $6,264,000 | 6,531 |
| Tier 2 risk-based capital | $790,000 | 4,448 |
| Total risk weighted assets | $63,125,000 | 5,008 |
| Total unused commitments | $5,967,000 | 5,704 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 23 | 5,877 |
| Assets and Liabilities | ||
| Total Assets: | $88,386,000 | 5,269 |
| Cash and due from depository institutions | $2,309,000 | 5,877 |
| Interest-bearing balances | $89,000 | 5,366 |
| Securities | $0 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $6,400,000 | 1,767 |
| Net loans & leases | $77,169,000 | 4,245 |
| Loan loss allowance | $947,000 | 4,192 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,272,000 | 5,378 |
| Other real estate owned | $0 | 5,877 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,236,000 | 6,036 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $88,386,000 | 5,269 |
| Total liabilities | $82,342,000 | 5,140 |
| Total deposits | $73,964,000 | 5,183 |
| Interest-bearing deposits | $66,071,000 | 4,990 |
| Deposits held in domestic offices | $73,964,000 | 5,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $8,150,000 | 2,880 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $228,000 | 6,594 |
| Total equity capital | $6,044,000 | 6,710 |
| Total bank equity capital | $6,044,000 | 6,710 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,198 |
| Surplus | $2,700,000 | 4,930 |
| Undivided profits | $1,844,000 | 6,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $755,000 | 2,960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $397,000 | 6,062 |
| Earning assets | $83,658,000 | 5,176 |
| Long-term assets (5+ years) | $8,782,000 | 5,052 |
| Average Assets, year-to-date | $85,047,600 | 5,264 |
| Average Assets, quarterly | $88,302,500 | 5,235 |
| Volatile liabilities | $22,229,000 | 3,871 |
| Insider loans | $1,662,000 | 3,111 |
| FHLB advances | $8,150,000 | 2,741 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $6,567,000 | 5,323 |
| Tier 1 (core) risk-based capital | $6,044,000 | 6,616 |
| Tier 2 risk-based capital | $786,000 | 4,430 |
| Total risk weighted assets | $62,706,000 | 5,001 |
| Total unused commitments | $6,567,000 | 5,326 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 23 | 5,872 |
| Assets and Liabilities | ||
| Total Assets: | $88,219,000 | 5,246 |
| Cash and due from depository institutions | $2,186,000 | 5,872 |
| Interest-bearing balances | $68,000 | 5,597 |
| Securities | $0 | 8,861 |
| Federal funds sold & reverse repurchase agreements | $6,700,000 | 1,656 |
| Net loans & leases | $76,799,000 | 4,242 |
| Loan loss allowance | $1,033,000 | 3,926 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,288,000 | 5,331 |
| Other real estate owned | $0 | 5,872 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,246,000 | 6,050 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $88,219,000 | 5,246 |
| Total liabilities | $82,417,000 | 5,112 |
| Total deposits | $73,656,000 | 5,175 |
| Interest-bearing deposits | $67,026,000 | 4,921 |
| Deposits held in domestic offices | $73,656,000 | 5,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $8,500,000 | 2,831 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $261,000 | 6,546 |
| Total equity capital | $5,802,000 | 6,866 |
| Total bank equity capital | $5,802,000 | 6,866 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,500,000 | 2,195 |
| Surplus | $2,700,000 | 4,901 |
| Undivided profits | $1,602,000 | 6,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,505,000 | 1,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $414,000 | 6,102 |
| Earning assets | $83,567,000 | 5,143 |
| Long-term assets (5+ years) | $8,669,000 | 5,203 |
| Average Assets, year-to-date | $84,213,000 | 5,297 |
| Average Assets, quarterly | $86,281,500 | 5,280 |
| Volatile liabilities | $23,037,000 | 3,757 |
| Insider loans | $1,148,000 | 3,796 |
| FHLB advances | $8,500,000 | 2,693 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $4,985,000 | 5,875 |
| Tier 1 (core) risk-based capital | $5,802,000 | 6,747 |
| Tier 2 risk-based capital | $791,000 | 4,417 |
| Total risk weighted assets | $63,026,000 | 4,956 |
| Total unused commitments | $4,985,000 | 5,879 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 24 | 5,785 |
| Assets and Liabilities | ||
| Total Assets: | $84,344,000 | 5,370 |
| Cash and due from depository institutions | $1,970,000 | 5,785 |
| Interest-bearing balances | $49,000 | 5,853 |
| Securities | $0 | 8,921 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 3,004 |
| Net loans & leases | $77,034,000 | 4,174 |
| Loan loss allowance | $980,000 | 4,073 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,298,000 | 5,303 |
| Other real estate owned | $62,000 | 5,785 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,280,000 | 5,947 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $84,344,000 | 5,370 |
| Total liabilities | $78,741,000 | 5,244 |
| Total deposits | $69,998,000 | 5,339 |
| Interest-bearing deposits | $63,921,000 | 5,082 |
| Deposits held in domestic offices | $69,998,000 | 5,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,500,000 | 2,800 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $243,000 | 6,364 |
| Total equity capital | $5,603,000 | 6,857 |
| Total bank equity capital | $5,603,000 | 6,857 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,500,000 | 2,197 |
| Surplus | $2,700,000 | 4,891 |
| Undivided profits | $1,403,000 | 6,927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,247,000 | 2,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $425,000 | 5,818 |
| Earning assets | $79,783,000 | 5,280 |
| Long-term assets (5+ years) | $10,362,000 | 4,975 |
| Average Assets, year-to-date | $82,877,670 | 5,387 |
| Average Assets, quarterly | $83,244,500 | 5,393 |
| Volatile liabilities | $21,203,000 | 3,872 |
| Insider loans | $2,158,000 | 2,541 |
| FHLB advances | $8,500,000 | 2,675 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $4,548,000 | 6,083 |
| Tier 1 (core) risk-based capital | $5,603,000 | 6,808 |
| Tier 2 risk-based capital | $779,000 | 4,448 |
| Total risk weighted assets | $62,130,000 | 4,977 |
| Total unused commitments | $4,548,000 | 6,086 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 25 | 5,632 |
| Assets and Liabilities | ||
| Total Assets: | $82,145,000 | 5,487 |
| Cash and due from depository institutions | $2,604,000 | 5,632 |
| Interest-bearing balances | $89,000 | 5,552 |
| Securities | $0 | 8,960 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,157 |
| Net loans & leases | $72,713,000 | 4,271 |
| Loan loss allowance | $950,000 | 4,104 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,301,000 | 5,292 |
| Other real estate owned | $129,000 | 5,632 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,198,000 | 5,971 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $82,145,000 | 5,487 |
| Total liabilities | $76,234,000 | 5,339 |
| Total deposits | $67,474,000 | 5,469 |
| Interest-bearing deposits | $62,275,000 | 5,207 |
| Deposits held in domestic offices | $67,474,000 | 5,467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $8,500,000 | 2,674 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $260,000 | 6,510 |
| Total equity capital | $5,911,000 | 6,788 |
| Total bank equity capital | $5,911,000 | 6,788 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,500,000 | 2,193 |
| Surplus | $2,700,000 | 4,876 |
| Undivided profits | $1,711,000 | 6,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,290,000 | 2,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $420,000 | 5,786 |
| Earning assets | $77,002,000 | 5,409 |
| Long-term assets (5+ years) | $10,780,000 | 4,852 |
| Average Assets, year-to-date | $82,144,500 | 5,445 |
| Average Assets, quarterly | $82,144,500 | 5,445 |
| Volatile liabilities | $20,028,000 | 3,912 |
| Insider loans | $159,000 | 6,937 |
| FHLB advances | $8,500,000 | 2,547 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $5,598,000 | 5,666 |
| Tier 1 (core) risk-based capital | $5,911,000 | 6,603 |
| Tier 2 risk-based capital | $743,000 | 4,551 |
| Total risk weighted assets | $59,164,000 | 5,081 |
| Total unused commitments | $5,598,000 | 5,674 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 24 | 5,799 |
| Assets and Liabilities | ||
| Total Assets: | $82,144,000 | 5,459 |
| Cash and due from depository institutions | $2,699,000 | 5,799 |
| Interest-bearing balances | $92,000 | 5,480 |
| Securities | $0 | 9,026 |
| Federal funds sold & reverse repurchase agreements | $4,600,000 | 2,440 |
| Net loans & leases | $72,369,000 | 4,255 |
| Loan loss allowance | $932,000 | 4,155 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,327,000 | 5,252 |
| Other real estate owned | $0 | 5,799 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,149,000 | 6,148 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,144,000 | 5,459 |
| Total liabilities | $76,409,000 | 5,316 |
| Total deposits | $67,702,000 | 5,460 |
| Interest-bearing deposits | $62,349,000 | 5,169 |
| Deposits held in domestic offices | $67,702,000 | 5,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,500,000 | 2,669 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $207,000 | 6,916 |
| Total equity capital | $5,735,000 | 6,825 |
| Total bank equity capital | $5,735,000 | 6,825 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,500,000 | 2,208 |
| Surplus | $2,700,000 | 4,853 |
| Undivided profits | $1,535,000 | 6,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $884,000 | 2,932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $378,000 | 6,266 |
| Earning assets | $77,061,000 | 5,368 |
| Long-term assets (5+ years) | $11,264,000 | 4,777 |
| Average Assets, year-to-date | $78,852,400 | 5,486 |
| Average Assets, quarterly | $81,978,500 | 5,434 |
| Volatile liabilities | $25,299,000 | 3,326 |
| Insider loans | $152,000 | 7,017 |
| FHLB advances | $8,500,000 | 2,531 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $6,382,000 | 5,271 |
| Tier 1 (core) risk-based capital | $5,735,000 | 6,664 |
| Tier 2 risk-based capital | $725,000 | 4,608 |
| Total risk weighted assets | $57,826,000 | 5,151 |
| Total unused commitments | $6,382,000 | 5,276 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 27 | 5,398 |
| Assets and Liabilities | ||
| Total Assets: | $81,813,000 | 5,475 |
| Cash and due from depository institutions | $2,397,000 | 5,398 |
| Interest-bearing balances | $64,000 | 5,777 |
| Securities | $0 | 9,073 |
| Federal funds sold & reverse repurchase agreements | $5,400,000 | 2,482 |
| Net loans & leases | $71,613,000 | 4,285 |
| Loan loss allowance | $853,000 | 4,435 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,354,000 | 5,168 |
| Other real estate owned | $0 | 5,398 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,049,000 | 6,453 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,813,000 | 5,475 |
| Total liabilities | $76,247,000 | 5,337 |
| Total deposits | $70,985,000 | 5,306 |
| Interest-bearing deposits | $65,988,000 | 4,986 |
| Deposits held in domestic offices | $70,985,000 | 5,303 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,313 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $262,000 | 6,738 |
| Total equity capital | $5,566,000 | 6,926 |
| Total bank equity capital | $5,566,000 | 6,926 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,500,000 | 2,218 |
| Surplus | $2,700,000 | 4,821 |
| Undivided profits | $1,366,000 | 7,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $524,000 | 4,234 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $377,000 | 6,453 |
| Earning assets | $77,077,000 | 5,375 |
| Long-term assets (5+ years) | $5,801,000 | 6,013 |
| Average Assets, year-to-date | $78,029,500 | 5,555 |
| Average Assets, quarterly | $80,861,500 | 5,494 |
| Volatile liabilities | $24,379,000 | 3,369 |
| Insider loans | $417,000 | 5,811 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $6,650,000 | 5,158 |
| Tier 1 (core) risk-based capital | $5,566,000 | 6,785 |
| Tier 2 risk-based capital | $721,000 | 4,637 |
| Total risk weighted assets | $57,534,000 | 5,168 |
| Total unused commitments | $6,650,000 | 5,165 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 26 | 5,536 |
| Assets and Liabilities | ||
| Total Assets: | $79,910,000 | 5,547 |
| Cash and due from depository institutions | $2,585,000 | 5,536 |
| Interest-bearing balances | $64,000 | 5,817 |
| Securities | $0 | 9,101 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,947 |
| Net loans & leases | $69,998,000 | 4,343 |
| Loan loss allowance | $826,000 | 4,488 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,362,000 | 5,150 |
| Other real estate owned | $0 | 5,536 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $965,000 | 6,544 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,910,000 | 5,547 |
| Total liabilities | $74,549,000 | 5,377 |
| Total deposits | $69,355,000 | 5,366 |
| Interest-bearing deposits | $63,139,000 | 5,124 |
| Deposits held in domestic offices | $69,355,000 | 5,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,000,000 | 3,282 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $194,000 | 7,440 |
| Total equity capital | $5,361,000 | 7,063 |
| Total bank equity capital | $5,361,000 | 7,063 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,500,000 | 2,218 |
| Surplus | $2,700,000 | 4,789 |
| Undivided profits | $1,161,000 | 7,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $493,000 | 4,393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $380,000 | 6,293 |
| Earning assets | $75,062,000 | 5,434 |
| Long-term assets (5+ years) | $5,946,000 | 5,890 |
| Average Assets, year-to-date | $76,768,330 | 5,605 |
| Average Assets, quarterly | $78,135,000 | 5,584 |
| Volatile liabilities | $26,172,000 | 3,165 |
| Insider loans | $437,000 | 5,696 |
| FHLB advances | $5,000,000 | 3,090 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $4,518,000 | 5,961 |
| Tier 1 (core) risk-based capital | $5,361,000 | 6,868 |
| Tier 2 risk-based capital | $695,000 | 4,696 |
| Total risk weighted assets | $55,494,000 | 5,240 |
| Total unused commitments | $4,518,000 | 5,973 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 25 | 5,670 |
| Assets and Liabilities | ||
| Total Assets: | $76,360,000 | 5,644 |
| Cash and due from depository institutions | $2,607,000 | 5,670 |
| Interest-bearing balances | $50,000 | 5,857 |
| Securities | $0 | 9,153 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 4,256 |
| Net loans & leases | $68,212,000 | 4,380 |
| Loan loss allowance | $745,000 | 4,774 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,372,000 | 5,106 |
| Other real estate owned | $0 | 5,670 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $969,000 | 6,527 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,360,000 | 5,644 |
| Total liabilities | $71,186,000 | 5,508 |
| Total deposits | $65,818,000 | 5,523 |
| Interest-bearing deposits | $60,165,000 | 5,276 |
| Deposits held in domestic offices | $65,818,000 | 5,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,000,000 | 3,200 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $368,000 | 6,003 |
| Total equity capital | $5,174,000 | 7,111 |
| Total bank equity capital | $5,174,000 | 7,111 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,500,000 | 2,229 |
| Surplus | $2,700,000 | 4,765 |
| Undivided profits | $974,000 | 7,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $767,000 | 3,381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $415,000 | 6,034 |
| Earning assets | $71,462,000 | 5,571 |
| Long-term assets (5+ years) | $5,410,000 | 5,968 |
| Average Assets, year-to-date | $75,197,500 | 5,663 |
| Average Assets, quarterly | $75,197,500 | 5,663 |
| Volatile liabilities | $29,971,000 | 2,812 |
| Insider loans | $524,000 | 5,324 |
| FHLB advances | $5,000,000 | 3,011 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,140,000 | 6,077 |
| Tier 1 (core) risk-based capital | $5,174,000 | 6,945 |
| Tier 2 risk-based capital | $673,000 | 4,730 |
| Total risk weighted assets | $53,808,000 | 5,269 |
| Total unused commitments | $4,140,000 | 6,089 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 24 | 5,809 |
| Assets and Liabilities | ||
| Total Assets: | $74,035,000 | 5,720 |
| Cash and due from depository institutions | $2,221,000 | 5,809 |
| Interest-bearing balances | $39,000 | 5,963 |
| Securities | $0 | 9,193 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,357 |
| Net loans & leases | $66,979,000 | 4,430 |
| Loan loss allowance | $670,000 | 5,039 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,364,000 | 5,120 |
| Other real estate owned | $25,000 | 5,809 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $946,000 | 6,665 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,035,000 | 5,720 |
| Total liabilities | $68,985,000 | 5,568 |
| Total deposits | $63,553,000 | 5,595 |
| Interest-bearing deposits | $57,483,000 | 5,381 |
| Deposits held in domestic offices | $63,553,000 | 5,591 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,000,000 | 3,233 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $432,000 | 5,650 |
| Total equity capital | $5,050,000 | 7,161 |
| Total bank equity capital | $5,050,000 | 7,161 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,500,000 | 2,229 |
| Surplus | $2,700,000 | 4,716 |
| Undivided profits | $850,000 | 7,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 6,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $403,000 | 6,332 |
| Earning assets | $69,518,000 | 5,625 |
| Long-term assets (5+ years) | $4,637,000 | 6,186 |
| Average Assets, year-to-date | $66,686,400 | 5,892 |
| Average Assets, quarterly | $71,991,500 | 5,774 |
| Volatile liabilities | $28,752,000 | 2,894 |
| Insider loans | $512,000 | 5,398 |
| FHLB advances | $5,000,000 | 3,024 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $4,080,000 | 5,956 |
| Tier 1 (core) risk-based capital | $5,050,000 | 6,992 |
| Tier 2 risk-based capital | $656,000 | 4,776 |
| Total risk weighted assets | $52,443,000 | 5,310 |
| Total unused commitments | $4,080,000 | 5,958 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 20 | 6,455 |
| Assets and Liabilities | ||
| Total Assets: | $60,742,000 | 6,285 |
| Cash and due from depository institutions | $2,204,000 | 6,455 |
| Interest-bearing balances | $81,000 | 5,414 |
| Securities | $0 | 9,430 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 5,500 |
| Net loans & leases | $55,126,000 | 4,944 |
| Loan loss allowance | $560,000 | 5,440 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,336,000 | 5,162 |
| Other real estate owned | $0 | 6,455 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $776,000 | 7,293 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,742,000 | 6,285 |
| Total liabilities | $55,956,000 | 6,160 |
| Total deposits | $50,655,000 | 6,287 |
| Interest-bearing deposits | $47,057,000 | 5,991 |
| Deposits held in domestic offices | $50,655,000 | 6,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,996 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $301,000 | 6,885 |
| Total equity capital | $4,786,000 | 7,255 |
| Total bank equity capital | $4,786,000 | 7,255 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,500,000 | 2,273 |
| Surplus | $2,700,000 | 4,649 |
| Undivided profits | $586,000 | 8,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 7,624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $337,000 | 7,213 |
| Earning assets | $56,507,000 | 6,209 |
| Long-term assets (5+ years) | $3,891,000 | 6,534 |
| Average Assets, year-to-date | $55,009,000 | 6,434 |
| Average Assets, quarterly | $58,623,000 | 6,348 |
| Volatile liabilities | $25,220,000 | 3,116 |
| Insider loans | $913,000 | 4,114 |
| FHLB advances | $5,000,000 | 2,803 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $4,098,000 | 5,955 |
| Tier 1 (core) risk-based capital | $4,786,000 | 7,107 |
| Tier 2 risk-based capital | $560,000 | 5,125 |
| Total risk weighted assets | $45,148,000 | 5,724 |
| Total unused commitments | $4,098,000 | 5,959 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 12 | 8,106 |
| Assets and Liabilities | ||
| Total Assets: | $49,930,000 | 6,851 |
| Cash and due from depository institutions | $4,448,000 | 8,106 |
| Interest-bearing balances | $237,000 | 3,690 |
| Securities | $340,000 | 9,676 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 2,972 |
| Net loans & leases | $40,410,000 | 5,886 |
| Loan loss allowance | $450,000 | 6,053 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $641,000 | 6,976 |
| Other real estate owned | $0 | 8,106 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $391,000 | 8,693 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,930,000 | 6,851 |
| Total liabilities | $46,848,000 | 6,666 |
| Total deposits | $41,589,000 | 6,829 |
| Interest-bearing deposits | $38,205,000 | 6,576 |
| Deposits held in domestic offices | $41,589,000 | 6,827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 2,858 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $259,000 | 7,695 |
| Total equity capital | $3,082,000 | 8,525 |
| Total bank equity capital | $3,082,000 | 8,525 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,500,000 | 2,325 |
| Surplus | $1,500,000 | 6,147 |
| Undivided profits | $82,000 | 8,849 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 5,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $228,000 | 7,691 |
| Earning assets | $44,687,000 | 6,927 |
| Long-term assets (5+ years) | $2,172,000 | 7,241 |
| Average Assets, year-to-date | $38,671,400 | 7,503 |
| Average Assets, quarterly | $45,823,500 | 7,100 |
| Volatile liabilities | $19,283,000 | 3,735 |
| Insider loans | $576,000 | 5,111 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,832,000 | 6,644 |
| Tier 1 (core) risk-based capital | $3,082,000 | 8,466 |
| Tier 2 risk-based capital | $407,480 | 6,091 |
| Total risk weighted assets | $32,556,180 | 6,717 |
| Total unused commitments | $2,832,000 | 6,649 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 9 | 9,060 |
| Assets and Liabilities | ||
| Total Assets: | $29,145,000 | 8,609 |
| Cash and due from depository institutions | $2,136,000 | 9,060 |
| Interest-bearing balances | $135,000 | 4,379 |
| Securities | $99,000 | 10,092 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 3,483 |
| Net loans & leases | $24,129,000 | 7,441 |
| Loan loss allowance | $250,000 | 7,899 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $445,000 | 7,935 |
| Other real estate owned | $0 | 9,060 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $136,000 | 9,990 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,145,000 | 8,609 |
| Total liabilities | $26,312,000 | 8,547 |
| Total deposits | $26,216,000 | 8,400 |
| Interest-bearing deposits | $23,441,000 | 8,243 |
| Deposits held in domestic offices | $26,216,000 | 8,398 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $96,000 | 9,446 |
| Total equity capital | $2,833,000 | 8,810 |
| Total bank equity capital | $2,833,000 | 8,810 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,500,000 | 2,361 |
| Surplus | $1,500,000 | 6,231 |
| Undivided profits | $-167,000 | 9,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 8,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $117,000 | 8,919 |
| Earning assets | $26,563,000 | 8,578 |
| Long-term assets (5+ years) | $1,842,000 | 7,765 |
| Average Assets, year-to-date | $21,792,750 | 9,097 |
| Average Assets, quarterly | $27,392,000 | 8,698 |
| Volatile liabilities | $11,971,000 | 4,950 |
| Insider loans | $264,000 | 6,722 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,369,000 | 6,413 |
| Tier 1 (core) risk-based capital | $2,833,000 | 8,839 |
| Tier 2 risk-based capital | $250,000 | 7,615 |
| Total risk weighted assets | $20,016,200 | 8,225 |
| Total unused commitments | $3,369,000 | 6,419 |
| Derivatives | $0 | 488 |