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University Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,511,000 | 2,422 |
| Total interest expense | $7,745,000 | 2,196 |
| Net interest income | $6,766,000 | 2,692 |
| Provision for loan and lease losses | $2,960,000 | 842 |
| Total noninterest income | $1,682,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $552,000 | 2,496 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,130,000 | 1,838 |
| Total noninterest expense | $7,399,000 | 1,993 |
| Salaries and employee benefits | $3,091,000 | 2,123 |
| Premises and equipment expense | $601,000 | 3,352 |
| Additional noninterest expense | $3,707,000 | 1,681 |
| Pre-tax net operating income | $-1,911,000 | 13,625 |
| Securities gains (losses) | $82,000 | 3,330 |
| Applicable income taxes | $-1,024,000 | 13,828 |
| Income before extraordinary items | $-805,000 | 13,501 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-805,000 | 13,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 3,275 |
| Cash dividends | $225,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-857,480 | 13,430 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.