Home > University Bank > Income and Expense

University Bank, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$15,167,0002,225
Total interest expense$5,823,0002,612
Net interest income$9,344,0001,913
Provision for loan and lease losses$124,0004,529
Total noninterest income$1,791,0002,016
Gross Fiduciary activities income$245,000919
Service charges on deposit accounts$1,039,0001,287
Trading account gains and fees$0262
Additional Noninterest Income$507,0002,886
Total noninterest expense$8,451,0001,683
Salaries and employee benefits$4,021,0001,651
Premises and equipment expense$1,779,0001,182
Additional noninterest expense$2,651,0001,922
Pre-tax net operating income$2,560,0002,722
Securities gains (losses)$19,0002,034
Applicable income taxes$817,0002,791
Income before extraordinary items$1,762,0002,755
Extraordinary gains, net$053
Net income$1,762,0002,757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,441
Cash dividends$1,300,0001,758
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,749,0802,740
1995-12-31 (YTD Data)Rank
Total interest income$14,182,0002,368
Total interest expense$5,341,0002,857
Net interest income$8,841,0002,033
Provision for loan and lease losses$08,958
Total noninterest income$1,523,0002,259
Gross Fiduciary activities income$49,0001,286
Service charges on deposit accounts$1,005,0001,346
Trading account gains and fees$0522
Additional Noninterest Income$469,0002,993
Total noninterest expense$8,151,0001,724
Salaries and employee benefits$3,882,0001,716
Premises and equipment expense$1,750,0001,192
Additional noninterest expense$2,519,0001,982
Pre-tax net operating income$2,213,0003,198
Securities gains (losses)$03,831
Applicable income taxes$710,0003,199
Income before extraordinary items$1,503,0003,244
Extraordinary gains, net$065
Net income$1,503,0003,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,176
Cash dividends$975,0002,113
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,503,0003,219
1994-12-31 (YTD Data)Rank
Total interest income$12,774,0002,367
Total interest expense$4,442,0002,761
Net interest income$8,332,0002,175
Provision for loan and lease losses$-235,00012,357
Total noninterest income$1,930,0001,878
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,196,0001,114
Trading account gains and fees$0475
Additional Noninterest Income$734,0002,258
Total noninterest expense$8,068,0001,803
Salaries and employee benefits$3,715,0001,813
Premises and equipment expense$1,659,0001,255
Additional noninterest expense$2,694,0002,011
Pre-tax net operating income$2,429,0002,903
Securities gains (losses)$03,600
Applicable income taxes$824,0002,704
Income before extraordinary items$1,605,0003,001
Extraordinary gains, net$0249
Net income$1,605,0003,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-47,00011,851
Cash dividends$675,0002,593
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,605,0003,020
1993-12-31 (YTD Data)Rank
Total interest income$13,833,0002,243
Total interest expense$5,133,0002,515
Net interest income$8,700,0002,071
Provision for loan and lease losses$50,0007,415
Total noninterest income$2,083,0001,924
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,381,000963
Trading account gains and fees$0532
Additional Noninterest Income$702,0002,595
Total noninterest expense$10,853,0001,421
Salaries and employee benefits$3,779,0001,771
Premises and equipment expense$1,727,0001,243
Additional noninterest expense$5,347,0001,207
Pre-tax net operating income$-120,00012,616
Securities gains (losses)$3,023,000233
Applicable income taxes$903,0002,513
Income before extraordinary items$2,000,0002,524
Extraordinary gains, net$03,149
Net income$2,000,0002,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0003,410
Cash dividends$2,050,000983
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-85,87012,546
1992-12-31 (YTD Data)Rank
Total interest income$16,960,0002,085
Total interest expense$7,405,0002,290
Net interest income$9,555,0001,916
Provision for loan and lease losses$520,0002,905
Total noninterest income$2,098,0001,865
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,414,000929
Trading account gains and fees$0504
Additional Noninterest Income$684,0002,581
Total noninterest expense$9,112,0001,668
Salaries and employee benefits$3,649,0001,825
Premises and equipment expense$1,760,0001,251
Additional noninterest expense$3,703,0001,682
Pre-tax net operating income$2,021,0003,078
Securities gains (losses)$883,000722
Applicable income taxes$953,0002,201
Income before extraordinary items$1,951,0002,341
Extraordinary gains, net$01,422
Net income$1,951,0002,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$395,0002,845
Cash dividends$775,0001,969
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,359,3903,130

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.