Home > Universal Savings Bank FA > Assets and Liabilities
Universal Savings Bank FA, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 0 | 8,431 |
| Assets and Liabilities | ||
| Total Assets: | $4,303,000 | 8,449 |
| Cash and due from depository institutions | $999,000 | 8,431 |
| Interest-bearing balances | $1,000 | 6,723 |
| Securities | $50,000 | 8,120 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $764,000 | 8,380 |
| Loan loss allowance | $235,000 | 7,394 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $0 | 8,385 |
| Other real estate owned | $599,000 | 8,431 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,891,000 | 5,343 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $4,303,000 | 8,449 |
| Total liabilities | $631,000 | 8,447 |
| Total deposits | $19,000 | 8,458 |
| Interest-bearing deposits | $19,000 | 8,427 |
| Deposits held in domestic offices | $19,000 | 8,457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $612,000 | 4,972 |
| Total equity capital | $3,672,000 | 7,719 |
| Total bank equity capital | $3,672,000 | 7,719 |
| Perpetual preferred stock | $1,650,000 | 54 |
| Common stock | $2,400,000 | 1,781 |
| Surplus | $30,182,000 | 1,056 |
| Undivided profits | $-30,560,000 | 8,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 6,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $11,000 | 8,401 |
| Earning assets | $815,000 | 8,449 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $6,093,000 | 8,438 |
| Average Assets, quarterly | $4,708,000 | 8,447 |
| Volatile liabilities | $0 | 8,385 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $0 | 8,241 |
| Tier 1 (core) risk-based capital | $3,672,000 | 7,691 |
| Tier 2 risk-based capital | $29,000 | 8,313 |
| Total risk weighted assets | $2,356,000 | 8,424 |
| Total unused commitments | $0 | 8,241 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 16 | 6,629 |
| Assets and Liabilities | ||
| Total Assets: | $5,113,000 | 8,484 |
| Cash and due from depository institutions | $864,000 | 6,629 |
| Interest-bearing balances | $384,000 | 3,891 |
| Securities | $75,000 | 8,147 |
| Federal funds sold & reverse repurchase agreements | $405,000 | 6,202 |
| Net loans & leases | $1,581,000 | 8,410 |
| Loan loss allowance | $358,000 | 6,703 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $202,000 | 7,759 |
| Other real estate owned | $0 | 6,629 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,986,000 | 5,131 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $5,113,000 | 8,484 |
| Total liabilities | $707,000 | 8,490 |
| Total deposits | $10,000 | 8,500 |
| Interest-bearing deposits | $10,000 | 8,471 |
| Deposits held in domestic offices | $10,000 | 8,499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $697,000 | 4,892 |
| Total equity capital | $4,406,000 | 7,509 |
| Total bank equity capital | $4,406,000 | 7,509 |
| Perpetual preferred stock | $1,650,000 | 54 |
| Common stock | $2,400,000 | 1,776 |
| Surplus | $30,182,000 | 1,052 |
| Undivided profits | $-29,826,000 | 8,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,049,000 | 3,570 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $14,000 | 8,430 |
| Earning assets | $2,445,000 | 8,491 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $6,988,000 | 8,471 |
| Average Assets, quarterly | $6,988,000 | 8,471 |
| Volatile liabilities | $0 | 8,430 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $33,000 | 8,256 |
| Tier 1 (core) risk-based capital | $4,406,000 | 7,425 |
| Tier 2 risk-based capital | $34,000 | 8,339 |
| Total risk weighted assets | $2,727,000 | 8,463 |
| Total unused commitments | $33,000 | 8,256 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 24 | 5,561 |
| Assets and Liabilities | ||
| Total Assets: | $8,863,000 | 8,479 |
| Cash and due from depository institutions | $2,459,000 | 5,561 |
| Interest-bearing balances | $2,075,000 | 1,883 |
| Securities | $75,000 | 8,192 |
| Federal funds sold & reverse repurchase agreements | $2,322,000 | 3,921 |
| Net loans & leases | $1,613,000 | 8,446 |
| Loan loss allowance | $356,000 | 6,717 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $262,000 | 7,588 |
| Other real estate owned | $0 | 5,561 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,132,000 | 5,022 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $8,863,000 | 8,479 |
| Total liabilities | $3,862,000 | 8,483 |
| Total deposits | $2,799,000 | 8,463 |
| Interest-bearing deposits | $2,607,000 | 8,431 |
| Deposits held in domestic offices | $2,799,000 | 8,462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,063,000 | 3,852 |
| Total equity capital | $5,001,000 | 7,268 |
| Total bank equity capital | $5,001,000 | 7,268 |
| Perpetual preferred stock | $1,650,000 | 58 |
| Common stock | $2,400,000 | 1,766 |
| Surplus | $30,182,000 | 1,024 |
| Undivided profits | $-29,231,000 | 8,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $814,000 | 3,713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $19,000 | 8,450 |
| Earning assets | $6,085,000 | 8,496 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $26,263,400 | 7,886 |
| Average Assets, quarterly | $11,938,500 | 8,421 |
| Volatile liabilities | $110,000 | 8,448 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $984,000 | 7,751 |
| Tier 1 (core) risk-based capital | $5,001,000 | 7,208 |
| Tier 2 risk-based capital | $48,000 | 8,335 |
| Total risk weighted assets | $3,862,000 | 8,476 |
| Total unused commitments | $984,000 | 7,751 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 48 | 3,455 |
| Assets and Liabilities | ||
| Total Assets: | $15,014,000 | 8,370 |
| Cash and due from depository institutions | $6,037,000 | 3,455 |
| Interest-bearing balances | $4,026,000 | 1,156 |
| Securities | $75,000 | 8,241 |
| Federal funds sold & reverse repurchase agreements | $3,855,000 | 3,045 |
| Net loans & leases | $1,999,000 | 8,456 |
| Loan loss allowance | $465,000 | 6,199 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $369,000 | 7,286 |
| Other real estate owned | $0 | 3,455 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,679,000 | 4,579 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $15,014,000 | 8,370 |
| Total liabilities | $10,013,000 | 8,386 |
| Total deposits | $8,102,000 | 8,399 |
| Interest-bearing deposits | $7,380,000 | 8,339 |
| Deposits held in domestic offices | $8,102,000 | 8,398 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,911,000 | 2,574 |
| Total equity capital | $5,001,000 | 7,276 |
| Total bank equity capital | $5,001,000 | 7,276 |
| Perpetual preferred stock | $1,650,000 | 58 |
| Common stock | $2,400,000 | 1,746 |
| Surplus | $29,658,000 | 1,024 |
| Undivided profits | $-28,707,000 | 8,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $913,000 | 3,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $15,000 | 8,485 |
| Earning assets | $9,955,000 | 8,458 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $30,613,500 | 7,709 |
| Average Assets, quarterly | $19,428,000 | 8,208 |
| Volatile liabilities | $110,000 | 8,472 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $1,549,000 | 7,492 |
| Tier 1 (core) risk-based capital | $5,001,000 | 7,233 |
| Tier 2 risk-based capital | $85,000 | 8,179 |
| Total risk weighted assets | $6,808,000 | 8,395 |
| Total unused commitments | $1,549,000 | 7,495 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 58 | 2,984 |
| Assets and Liabilities | ||
| Total Assets: | $23,842,000 | 8,081 |
| Cash and due from depository institutions | $7,940,000 | 2,984 |
| Interest-bearing balances | $4,834,000 | 1,071 |
| Securities | $1,917,000 | 7,901 |
| Federal funds sold & reverse repurchase agreements | $3,948,000 | 3,104 |
| Net loans & leases | $6,264,000 | 8,374 |
| Loan loss allowance | $217,000 | 7,573 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $450,000 | 7,102 |
| Other real estate owned | $550,000 | 2,984 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,773,000 | 4,454 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $23,842,000 | 8,081 |
| Total liabilities | $21,445,000 | 7,989 |
| Total deposits | $18,369,000 | 8,061 |
| Interest-bearing deposits | $17,727,000 | 7,903 |
| Deposits held in domestic offices | $18,369,000 | 8,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,076,000 | 1,680 |
| Total equity capital | $2,397,000 | 8,263 |
| Total bank equity capital | $2,397,000 | 8,263 |
| Perpetual preferred stock | $1,650,000 | 60 |
| Common stock | $2,400,000 | 1,742 |
| Surplus | $26,058,000 | 1,151 |
| Undivided profits | $-27,711,000 | 8,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 6,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $38,000 | 8,484 |
| Earning assets | $16,963,000 | 8,281 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $35,813,330 | 7,505 |
| Average Assets, quarterly | $29,077,000 | 7,852 |
| Volatile liabilities | $1,031,000 | 8,316 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $23,241,000 | 3,120 |
| Tier 1 (core) risk-based capital | $2,397,000 | 8,259 |
| Tier 2 risk-based capital | $126,000 | 8,015 |
| Total risk weighted assets | $14,478,000 | 8,045 |
| Total unused commitments | $23,241,000 | 3,121 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 62 | 2,797 |
| Assets and Liabilities | ||
| Total Assets: | $34,312,000 | 7,632 |
| Cash and due from depository institutions | $9,190,000 | 2,797 |
| Interest-bearing balances | $5,407,000 | 1,081 |
| Securities | $2,448,000 | 7,813 |
| Federal funds sold & reverse repurchase agreements | $2,207,000 | 4,887 |
| Net loans & leases | $16,414,000 | 7,727 |
| Loan loss allowance | $664,000 | 5,343 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $614,000 | 6,670 |
| Other real estate owned | $642,000 | 2,797 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,797,000 | 4,342 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $34,312,000 | 7,632 |
| Total liabilities | $30,307,000 | 7,563 |
| Total deposits | $26,314,000 | 7,679 |
| Interest-bearing deposits | $25,595,000 | 7,421 |
| Deposits held in domestic offices | $26,314,000 | 7,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,993,000 | 1,397 |
| Total equity capital | $4,005,000 | 7,661 |
| Total bank equity capital | $4,005,000 | 7,661 |
| Perpetual preferred stock | $1,650,000 | 60 |
| Common stock | $2,400,000 | 1,730 |
| Surplus | $26,058,000 | 1,134 |
| Undivided profits | $-26,103,000 | 8,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $398,000 | 4,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $81,000 | 8,399 |
| Earning assets | $26,476,000 | 7,886 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $41,799,000 | 7,242 |
| Average Assets, quarterly | $41,799,000 | 7,242 |
| Volatile liabilities | $2,029,000 | 8,064 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $31,168,000 | 2,569 |
| Tier 1 (core) risk-based capital | $4,057,000 | 7,613 |
| Tier 2 risk-based capital | $205,000 | 7,547 |
| Total risk weighted assets | $21,954,000 | 7,548 |
| Total unused commitments | $31,168,000 | 2,570 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 75 | 2,340 |
| Assets and Liabilities | ||
| Total Assets: | $49,286,000 | 6,947 |
| Cash and due from depository institutions | $6,611,000 | 2,340 |
| Interest-bearing balances | $3,999,000 | 1,267 |
| Securities | $10,809,000 | 6,010 |
| Federal funds sold & reverse repurchase agreements | $2,569,000 | 4,073 |
| Net loans & leases | $23,981,000 | 7,230 |
| Loan loss allowance | $798,000 | 4,825 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $740,000 | 6,402 |
| Other real estate owned | $762,000 | 2,340 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,814,000 | 3,618 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $49,286,000 | 6,947 |
| Total liabilities | $40,062,000 | 7,050 |
| Total deposits | $37,051,000 | 7,073 |
| Interest-bearing deposits | $36,230,000 | 6,735 |
| Deposits held in domestic offices | $37,051,000 | 7,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,011,000 | 1,729 |
| Total equity capital | $9,224,000 | 5,619 |
| Total bank equity capital | $9,224,000 | 5,619 |
| Perpetual preferred stock | $1,650,000 | 60 |
| Common stock | $2,400,000 | 1,721 |
| Surplus | $26,058,000 | 1,102 |
| Undivided profits | $-20,884,000 | 8,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $602,000 | 3,522 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $156,000 | 8,129 |
| Earning assets | $41,358,000 | 7,098 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $114,800,000 | 4,493 |
| Average Assets, quarterly | $82,982,500 | 5,581 |
| Volatile liabilities | $28,228,000 | 3,861 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $65,484,000 | 1,487 |
| Tier 1 (core) risk-based capital | $8,895,000 | 5,663 |
| Tier 2 risk-based capital | $304,000 | 6,927 |
| Total risk weighted assets | $24,339,000 | 7,396 |
| Total unused commitments | $65,484,000 | 1,487 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 88 | 2,002 |
| Assets and Liabilities | ||
| Total Assets: | $116,679,000 | 4,550 |
| Cash and due from depository institutions | $5,633,000 | 2,002 |
| Interest-bearing balances | $3,692,000 | 1,223 |
| Securities | $3,558,000 | 7,667 |
| Federal funds sold & reverse repurchase agreements | $7,000 | 6,002 |
| Net loans & leases | $99,688,000 | 3,840 |
| Loan loss allowance | $1,163,000 | 3,772 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $850,000 | 6,191 |
| Other real estate owned | $762,000 | 2,002 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,181,000 | 2,559 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $116,679,000 | 4,550 |
| Total liabilities | $104,580,000 | 4,532 |
| Total deposits | $98,915,000 | 4,418 |
| Interest-bearing deposits | $96,648,000 | 3,994 |
| Deposits held in domestic offices | $98,915,000 | 4,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,665,000 | 999 |
| Total equity capital | $12,099,000 | 4,709 |
| Total bank equity capital | $12,099,000 | 4,709 |
| Perpetual preferred stock | $1,650,000 | 64 |
| Common stock | $2,400,000 | 1,717 |
| Surplus | $26,058,000 | 1,100 |
| Undivided profits | $-18,009,000 | 8,737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $903,000 | 2,746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $235,000 | 7,773 |
| Earning assets | $106,945,000 | 4,561 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $131,178,500 | 4,127 |
| Average Assets, quarterly | $125,378,000 | 4,307 |
| Volatile liabilities | $76,435,000 | 1,878 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $72,033,000 | 1,389 |
| Tier 1 (core) risk-based capital | $11,802,000 | 4,729 |
| Tier 2 risk-based capital | $952,000 | 4,124 |
| Total risk weighted assets | $76,180,000 | 4,707 |
| Total unused commitments | $72,033,000 | 1,390 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 221 | 744 |
| Assets and Liabilities | ||
| Total Assets: | $134,077,000 | 4,114 |
| Cash and due from depository institutions | $8,072,000 | 744 |
| Interest-bearing balances | $5,509,000 | 926 |
| Securities | $4,243,000 | 7,552 |
| Federal funds sold & reverse repurchase agreements | $1,669,000 | 3,882 |
| Net loans & leases | $104,829,000 | 3,672 |
| Loan loss allowance | $774,000 | 4,900 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,446,000 | 5,189 |
| Other real estate owned | $370,000 | 744 |
| Goodwill and other intangibles | $250,000 | 2,519 |
| All other assets | $13,198,000 | 1,352 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $134,077,000 | 4,114 |
| Total liabilities | $116,554,000 | 4,190 |
| Total deposits | $106,559,000 | 4,186 |
| Interest-bearing deposits | $103,719,000 | 3,767 |
| Deposits held in domestic offices | $106,559,000 | 4,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $9,995,000 | 632 |
| Total equity capital | $17,523,000 | 3,426 |
| Total bank equity capital | $17,523,000 | 3,426 |
| Perpetual preferred stock | $1,650,000 | 65 |
| Common stock | $2,400,000 | 1,711 |
| Surplus | $26,058,000 | 1,081 |
| Undivided profits | $-12,585,000 | 8,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $411,000 | 4,071 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $144,000 | 8,193 |
| Earning assets | $116,250,000 | 4,290 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $136,011,670 | 4,035 |
| Average Assets, quarterly | $132,502,000 | 4,124 |
| Volatile liabilities | $85,180,000 | 1,700 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $128,557,000 | 859 |
| Tier 1 (core) risk-based capital | $16,360,000 | 3,602 |
| Tier 2 risk-based capital | $774,000 | 4,666 |
| Total risk weighted assets | $82,236,000 | 4,453 |
| Total unused commitments | $128,557,000 | 860 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 216 | 742 |
| Assets and Liabilities | ||
| Total Assets: | $130,927,000 | 4,173 |
| Cash and due from depository institutions | $9,748,000 | 742 |
| Interest-bearing balances | $6,328,000 | 902 |
| Securities | $24,926,000 | 4,035 |
| Federal funds sold & reverse repurchase agreements | $3,363,000 | 3,397 |
| Net loans & leases | $78,275,000 | 4,362 |
| Loan loss allowance | $443,000 | 6,367 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,394,000 | 5,250 |
| Other real estate owned | $370,000 | 742 |
| Goodwill and other intangibles | $350,000 | 2,309 |
| All other assets | $12,501,000 | 1,384 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $130,927,000 | 4,173 |
| Total liabilities | $111,788,000 | 4,304 |
| Total deposits | $100,672,000 | 4,354 |
| Interest-bearing deposits | $98,834,000 | 3,894 |
| Deposits held in domestic offices | $100,672,000 | 4,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $11,116,000 | 588 |
| Total equity capital | $19,139,000 | 3,151 |
| Total bank equity capital | $19,139,000 | 3,151 |
| Perpetual preferred stock | $1,650,000 | 67 |
| Common stock | $2,400,000 | 1,699 |
| Surplus | $26,058,000 | 1,045 |
| Undivided profits | $-10,969,000 | 8,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $483,000 | 3,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $65,000 | 8,554 |
| Earning assets | $112,892,000 | 4,369 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $136,979,000 | 4,017 |
| Average Assets, quarterly | $136,979,000 | 4,017 |
| Volatile liabilities | $75,126,000 | 1,789 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $145,541,000 | 767 |
| Tier 1 (core) risk-based capital | $17,110,000 | 3,406 |
| Tier 2 risk-based capital | $443,000 | 6,107 |
| Total risk weighted assets | $76,139,000 | 4,609 |
| Total unused commitments | $145,541,000 | 767 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 224 | 710 |
| Assets and Liabilities | ||
| Total Assets: | $143,031,000 | 3,898 |
| Cash and due from depository institutions | $6,885,000 | 710 |
| Interest-bearing balances | $4,483,000 | 1,193 |
| Securities | $21,626,000 | 4,417 |
| Federal funds sold & reverse repurchase agreements | $18,822,000 | 698 |
| Net loans & leases | $83,529,000 | 4,185 |
| Loan loss allowance | $619,000 | 5,466 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,461,000 | 5,142 |
| Other real estate owned | $0 | 710 |
| Goodwill and other intangibles | $450,000 | 2,173 |
| All other assets | $10,258,000 | 1,637 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $143,031,000 | 3,898 |
| Total liabilities | $124,180,000 | 3,981 |
| Total deposits | $110,029,000 | 4,058 |
| Interest-bearing deposits | $107,521,000 | 3,588 |
| Deposits held in domestic offices | $110,029,000 | 4,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,660 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,151,000 | 1,175 |
| Total equity capital | $18,851,000 | 3,157 |
| Total bank equity capital | $18,851,000 | 3,157 |
| Perpetual preferred stock | $1,650,000 | 68 |
| Common stock | $2,400,000 | 1,688 |
| Surplus | $26,058,000 | 1,024 |
| Undivided profits | $-11,257,000 | 8,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $876,000 | 2,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $184,000 | 7,983 |
| Earning assets | $128,460,000 | 3,941 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $169,955,200 | 3,253 |
| Average Assets, quarterly | $156,628,500 | 3,580 |
| Volatile liabilities | $93,558,000 | 1,454 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $10,000,000 | 2,516 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $145,953,000 | 756 |
| Tier 1 (core) risk-based capital | $16,606,000 | 3,451 |
| Tier 2 risk-based capital | $619,000 | 5,222 |
| Total risk weighted assets | $83,134,000 | 4,345 |
| Total unused commitments | $145,953,000 | 756 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 245 | 635 |
| Assets and Liabilities | ||
| Total Assets: | $170,226,000 | 3,342 |
| Cash and due from depository institutions | $6,490,000 | 635 |
| Interest-bearing balances | $4,266,000 | 1,229 |
| Securities | $6,426,000 | 7,140 |
| Federal funds sold & reverse repurchase agreements | $6,638,000 | 1,843 |
| Net loans & leases | $137,620,000 | 2,849 |
| Loan loss allowance | $779,000 | 4,804 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,549,000 | 4,971 |
| Other real estate owned | $0 | 635 |
| Goodwill and other intangibles | $450,000 | 2,157 |
| All other assets | $11,053,000 | 1,487 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $170,226,000 | 3,342 |
| Total liabilities | $150,639,000 | 3,371 |
| Total deposits | $142,516,000 | 3,257 |
| Interest-bearing deposits | $139,095,000 | 2,859 |
| Deposits held in domestic offices | $142,516,000 | 3,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $4,000,000 | 4,002 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,123,000 | 1,159 |
| Total equity capital | $19,587,000 | 3,029 |
| Total bank equity capital | $19,587,000 | 3,029 |
| Perpetual preferred stock | $1,650,000 | 65 |
| Common stock | $2,400,000 | 1,660 |
| Surplus | $26,058,000 | 990 |
| Undivided profits | $-10,521,000 | 8,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,503,000 | 1,707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $250,000 | 7,521 |
| Earning assets | $154,950,000 | 3,359 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $176,686,250 | 3,140 |
| Average Assets, quarterly | $168,267,000 | 3,330 |
| Volatile liabilities | $112,948,000 | 1,176 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $4,000,000 | 3,822 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $254,235,000 | 493 |
| Tier 1 (core) risk-based capital | $17,300,000 | 3,258 |
| Tier 2 risk-based capital | $779,000 | 4,534 |
| Total risk weighted assets | $108,174,000 | 3,571 |
| Total unused commitments | $254,235,000 | 493 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 205 | 774 |
| Assets and Liabilities | ||
| Total Assets: | $166,308,000 | 3,335 |
| Cash and due from depository institutions | $1,992,000 | 774 |
| Interest-bearing balances | $94,000 | 5,215 |
| Securities | $11,742,000 | 6,013 |
| Federal funds sold & reverse repurchase agreements | $3,937,000 | 2,498 |
| Net loans & leases | $134,855,000 | 2,823 |
| Loan loss allowance | $573,000 | 5,660 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,418,000 | 5,123 |
| Other real estate owned | $0 | 774 |
| Goodwill and other intangibles | $450,000 | 2,153 |
| All other assets | $11,914,000 | 1,351 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $166,308,000 | 3,335 |
| Total liabilities | $143,424,000 | 3,441 |
| Total deposits | $121,050,000 | 3,643 |
| Interest-bearing deposits | $118,075,000 | 3,223 |
| Deposits held in domestic offices | $121,050,000 | 3,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $22,374,000 | 370 |
| Total equity capital | $22,884,000 | 2,590 |
| Total bank equity capital | $22,884,000 | 2,590 |
| Perpetual preferred stock | $1,650,000 | 66 |
| Common stock | $2,400,000 | 1,642 |
| Surplus | $26,058,000 | 971 |
| Undivided profits | $-7,224,000 | 8,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,303,000 | 1,871 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $165,000 | 8,061 |
| Earning assets | $150,628,000 | 3,368 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $178,839,670 | 3,091 |
| Average Assets, quarterly | $157,055,500 | 3,456 |
| Volatile liabilities | $86,444,000 | 1,461 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $214,203,000 | 536 |
| Tier 1 (core) risk-based capital | $20,250,000 | 2,773 |
| Tier 2 risk-based capital | $573,000 | 5,383 |
| Total risk weighted assets | $92,041,000 | 3,951 |
| Total unused commitments | $214,203,000 | 536 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 193 | 814 |
| Assets and Liabilities | ||
| Total Assets: | $147,803,000 | 3,663 |
| Cash and due from depository institutions | $8,060,000 | 814 |
| Interest-bearing balances | $6,389,000 | 874 |
| Securities | $8,406,000 | 6,788 |
| Federal funds sold & reverse repurchase agreements | $975,000 | 5,080 |
| Net loans & leases | $119,503,000 | 3,067 |
| Loan loss allowance | $816,000 | 4,644 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,414,000 | 5,142 |
| Other real estate owned | $0 | 814 |
| Goodwill and other intangibles | $450,000 | 2,152 |
| All other assets | $8,995,000 | 1,710 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $147,803,000 | 3,663 |
| Total liabilities | $125,257,000 | 3,828 |
| Total deposits | $121,046,000 | 3,663 |
| Interest-bearing deposits | $117,986,000 | 3,244 |
| Deposits held in domestic offices | $121,046,000 | 3,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,211,000 | 1,065 |
| Total equity capital | $22,546,000 | 2,554 |
| Total bank equity capital | $22,546,000 | 2,554 |
| Perpetual preferred stock | $1,650,000 | 67 |
| Common stock | $2,400,000 | 1,643 |
| Surplus | $26,058,000 | 944 |
| Undivided profits | $-7,562,000 | 8,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,472,000 | 1,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $131,000 | 8,310 |
| Earning assets | $135,273,000 | 3,657 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $185,105,500 | 3,023 |
| Average Assets, quarterly | $185,105,500 | 3,023 |
| Volatile liabilities | $72,393,000 | 1,616 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $107,710,000 | 898 |
| Tier 1 (core) risk-based capital | $22,259,000 | 2,505 |
| Tier 2 risk-based capital | $816,000 | 4,358 |
| Total risk weighted assets | $82,472,000 | 4,256 |
| Total unused commitments | $107,710,000 | 898 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 177 | 907 |
| Assets and Liabilities | ||
| Total Assets: | $222,408,000 | 2,631 |
| Cash and due from depository institutions | $6,049,000 | 907 |
| Interest-bearing balances | $461,000 | 3,564 |
| Securities | $9,059,000 | 6,667 |
| Federal funds sold & reverse repurchase agreements | $5,767,000 | 1,947 |
| Net loans & leases | $194,513,000 | 2,012 |
| Loan loss allowance | $790,000 | 4,699 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,364,000 | 5,223 |
| Other real estate owned | $0 | 907 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,656,000 | 2,418 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $222,408,000 | 2,631 |
| Total liabilities | $204,503,000 | 2,576 |
| Total deposits | $165,469,000 | 2,797 |
| Interest-bearing deposits | $160,323,000 | 2,474 |
| Deposits held in domestic offices | $165,469,000 | 2,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $30,000,000 | 1,316 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $9,034,000 | 604 |
| Total equity capital | $17,905,000 | 3,147 |
| Total bank equity capital | $17,905,000 | 3,147 |
| Perpetual preferred stock | $1,650,000 | 65 |
| Common stock | $2,400,000 | 1,627 |
| Surplus | $26,058,000 | 927 |
| Undivided profits | $-12,203,000 | 8,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $902,000 | 2,589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $704,000 | 4,137 |
| Earning assets | $209,800,000 | 2,570 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $135,005,600 | 3,804 |
| Average Assets, quarterly | $164,654,500 | 3,313 |
| Volatile liabilities | $141,918,000 | 890 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $30,000,000 | 1,213 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $77,487,000 | 1,116 |
| Tier 1 (core) risk-based capital | $18,024,000 | 2,995 |
| Tier 2 risk-based capital | $790,000 | 4,416 |
| Total risk weighted assets | $172,848,000 | 2,307 |
| Total unused commitments | $77,487,000 | 1,116 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 87 | 1,963 |
| Assets and Liabilities | ||
| Total Assets: | $106,901,000 | 4,609 |
| Cash and due from depository institutions | $826,000 | 1,963 |
| Interest-bearing balances | $295,000 | 4,097 |
| Securities | $16,303,000 | 5,297 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $82,470,000 | 4,026 |
| Loan loss allowance | $540,000 | 5,833 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,029,000 | 5,815 |
| Other real estate owned | $0 | 1,963 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,273,000 | 2,193 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $106,901,000 | 4,609 |
| Total liabilities | $95,453,000 | 4,602 |
| Total deposits | $61,647,000 | 5,751 |
| Interest-bearing deposits | $58,340,000 | 5,376 |
| Deposits held in domestic offices | $61,647,000 | 5,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $20,072,000 | 1,717 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $13,734,000 | 468 |
| Total equity capital | $11,448,000 | 4,533 |
| Total bank equity capital | $11,448,000 | 4,533 |
| Perpetual preferred stock | $1,650,000 | 69 |
| Common stock | $2,400,000 | 1,620 |
| Surplus | $16,558,000 | 1,329 |
| Undivided profits | $-9,160,000 | 8,999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $533,000 | 3,830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $293,000 | 7,110 |
| Earning assets | $99,068,000 | 4,584 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $113,155,000 | 4,342 |
| Average Assets, quarterly | $136,191,500 | 3,838 |
| Volatile liabilities | $62,431,000 | 1,736 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $20,072,000 | 1,602 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $61,321,000 | 1,341 |
| Tier 1 (core) risk-based capital | $11,564,000 | 4,350 |
| Tier 2 risk-based capital | $540,000 | 5,514 |
| Total risk weighted assets | $86,950,000 | 4,018 |
| Total unused commitments | $61,321,000 | 1,342 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 85 | 2,010 |
| Assets and Liabilities | ||
| Total Assets: | $165,482,000 | 3,261 |
| Cash and due from depository institutions | $10,935,000 | 2,010 |
| Interest-bearing balances | $9,533,000 | 647 |
| Securities | $9,976,000 | 6,588 |
| Federal funds sold & reverse repurchase agreements | $331,000 | 5,310 |
| Net loans & leases | $135,091,000 | 2,692 |
| Loan loss allowance | $476,000 | 6,186 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $757,000 | 6,415 |
| Other real estate owned | $0 | 2,010 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $8,392,000 | 1,738 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $165,482,000 | 3,261 |
| Total liabilities | $151,781,000 | 3,216 |
| Total deposits | $126,357,000 | 3,464 |
| Interest-bearing deposits | $116,564,000 | 3,209 |
| Deposits held in domestic offices | $126,357,000 | 3,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,162,000 | 1,682 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $5,262,000 | 834 |
| Total equity capital | $13,701,000 | 3,826 |
| Total bank equity capital | $13,701,000 | 3,826 |
| Perpetual preferred stock | $1,650,000 | 71 |
| Common stock | $2,400,000 | 1,620 |
| Surplus | $16,558,000 | 1,285 |
| Undivided profits | $-6,907,000 | 9,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $397,000 | 4,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $589,000 | 4,670 |
| Earning assets | $154,931,000 | 3,200 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $115,239,670 | 4,315 |
| Average Assets, quarterly | $131,394,500 | 3,933 |
| Volatile liabilities | $124,710,000 | 925 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $20,162,000 | 1,577 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $68,915,000 | 1,194 |
| Tier 1 (core) risk-based capital | $13,828,000 | 3,723 |
| Tier 2 risk-based capital | $476,000 | 5,861 |
| Total risk weighted assets | $139,725,000 | 2,718 |
| Total unused commitments | $68,915,000 | 1,194 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 80 | 2,143 |
| Assets and Liabilities | ||
| Total Assets: | $97,307,000 | 4,907 |
| Cash and due from depository institutions | $7,909,000 | 2,143 |
| Interest-bearing balances | $6,848,000 | 1,009 |
| Securities | $9,762,000 | 6,626 |
| Federal funds sold & reverse repurchase agreements | $2,336,000 | 4,339 |
| Net loans & leases | $67,786,000 | 4,500 |
| Loan loss allowance | $255,000 | 7,640 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $719,000 | 6,513 |
| Other real estate owned | $118,000 | 2,143 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $8,677,000 | 1,595 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $97,307,000 | 4,907 |
| Total liabilities | $84,217,000 | 5,020 |
| Total deposits | $61,885,000 | 5,765 |
| Interest-bearing deposits | $44,717,000 | 6,283 |
| Deposits held in domestic offices | $61,885,000 | 5,763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $20,251,000 | 1,595 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,081,000 | 1,925 |
| Total equity capital | $13,090,000 | 4,040 |
| Total bank equity capital | $13,090,000 | 4,040 |
| Perpetual preferred stock | $1,650,000 | 73 |
| Common stock | $2,400,000 | 1,615 |
| Surplus | $11,858,000 | 1,696 |
| Undivided profits | $-2,818,000 | 8,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $564,000 | 3,841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $298,000 | 6,856 |
| Earning assets | $86,732,000 | 5,015 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $90,118,500 | 5,140 |
| Average Assets, quarterly | $90,118,500 | 5,140 |
| Volatile liabilities | $64,479,000 | 1,581 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $20,251,000 | 1,484 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $31,697,000 | 2,132 |
| Tier 1 (core) risk-based capital | $13,076,000 | 3,859 |
| Tier 2 risk-based capital | $255,000 | 7,407 |
| Total risk weighted assets | $65,985,000 | 4,767 |
| Total unused commitments | $31,697,000 | 2,137 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 66 | 2,625 |
| Assets and Liabilities | ||
| Total Assets: | $82,930,000 | 5,427 |
| Cash and due from depository institutions | $14,139,000 | 2,625 |
| Interest-bearing balances | $12,992,000 | 499 |
| Securities | $19,980,000 | 4,818 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $38,735,000 | 6,129 |
| Loan loss allowance | $235,000 | 7,824 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $608,000 | 6,831 |
| Other real estate owned | $125,000 | 2,625 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $9,343,000 | 1,540 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,930,000 | 5,427 |
| Total liabilities | $68,167,000 | 5,702 |
| Total deposits | $50,668,000 | 6,435 |
| Interest-bearing deposits | $35,640,000 | 6,922 |
| Deposits held in domestic offices | $50,668,000 | 6,433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,339,000 | 1,934 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,160,000 | 1,762 |
| Total equity capital | $14,763,000 | 3,585 |
| Total bank equity capital | $14,763,000 | 3,585 |
| Perpetual preferred stock | $1,650,000 | 72 |
| Common stock | $2,400,000 | 1,625 |
| Surplus | $11,858,000 | 1,668 |
| Undivided profits | $-1,145,000 | 8,852 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $563,000 | 3,855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $191,000 | 7,994 |
| Earning assets | $71,707,000 | 5,615 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $78,157,000 | 5,516 |
| Average Assets, quarterly | $77,626,000 | 5,621 |
| Volatile liabilities | $47,872,000 | 2,041 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $15,339,000 | 1,811 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $17,442,000 | 3,114 |
| Tier 1 (core) risk-based capital | $14,763,000 | 3,426 |
| Tier 2 risk-based capital | $235,000 | 7,619 |
| Total risk weighted assets | $39,456,000 | 6,308 |
| Total unused commitments | $17,442,000 | 3,116 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 68 | 2,572 |
| Assets and Liabilities | ||
| Total Assets: | $72,322,000 | 5,873 |
| Cash and due from depository institutions | $9,939,000 | 2,572 |
| Interest-bearing balances | $8,931,000 | 849 |
| Securities | $23,962,000 | 4,262 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $33,968,000 | 6,501 |
| Loan loss allowance | $183,000 | 8,225 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $349,000 | 7,683 |
| Other real estate owned | $0 | 2,572 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,104,000 | 2,911 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,322,000 | 5,873 |
| Total liabilities | $65,959,000 | 5,805 |
| Total deposits | $48,307,000 | 6,558 |
| Interest-bearing deposits | $45,482,000 | 6,223 |
| Deposits held in domestic offices | $48,307,000 | 6,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,429,000 | 1,848 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,223,000 | 1,772 |
| Total equity capital | $6,363,000 | 6,467 |
| Total bank equity capital | $6,363,000 | 6,467 |
| Perpetual preferred stock | $1,650,000 | 72 |
| Common stock | $2,400,000 | 1,622 |
| Surplus | $1,858,000 | 5,685 |
| Undivided profits | $455,000 | 8,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $781,000 | 3,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $115,000 | 8,662 |
| Earning assets | $66,861,000 | 5,834 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $76,963,750 | 5,586 |
| Average Assets, quarterly | $75,140,000 | 5,733 |
| Volatile liabilities | $41,676,000 | 2,227 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $15,429,000 | 1,719 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $10,710,000 | 4,135 |
| Tier 1 (core) risk-based capital | $6,363,000 | 6,326 |
| Tier 2 risk-based capital | $183,000 | 8,090 |
| Total risk weighted assets | $50,911,000 | 5,521 |
| Total unused commitments | $10,710,000 | 4,141 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 63 | 2,757 |
| Assets and Liabilities | ||
| Total Assets: | $77,958,000 | 5,619 |
| Cash and due from depository institutions | $900,000 | 2,757 |
| Interest-bearing balances | $290,000 | 4,462 |
| Securities | $0 | 9,101 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $54,650,000 | 5,091 |
| Loan loss allowance | $185,000 | 8,228 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $206,000 | 8,257 |
| Other real estate owned | $0 | 2,757 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $22,202,000 | 680 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,958,000 | 5,619 |
| Total liabilities | $71,300,000 | 5,545 |
| Total deposits | $49,956,000 | 6,465 |
| Interest-bearing deposits | $45,455,000 | 6,236 |
| Deposits held in domestic offices | $49,956,000 | 6,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $20,674,000 | 1,533 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $670,000 | 4,323 |
| Total equity capital | $6,658,000 | 6,307 |
| Total bank equity capital | $6,658,000 | 6,307 |
| Perpetual preferred stock | $1,650,000 | 70 |
| Common stock | $2,400,000 | 1,616 |
| Surplus | $1,858,000 | 5,674 |
| Undivided profits | $750,000 | 7,857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $633,000 | 3,859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $152,000 | 8,411 |
| Earning assets | $54,940,000 | 6,453 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $78,511,000 | 5,543 |
| Average Assets, quarterly | $76,603,500 | 5,648 |
| Volatile liabilities | $47,108,000 | 1,982 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $19,819,000 | 1,483 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $20,465,000 | 2,755 |
| Tier 1 (core) risk-based capital | $5,991,000 | 6,472 |
| Tier 2 risk-based capital | $185,000 | 8,089 |
| Total risk weighted assets | $46,305,000 | 5,804 |
| Total unused commitments | $20,465,000 | 2,764 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 51 | 3,297 |
| Assets and Liabilities | ||
| Total Assets: | $75,249,000 | 5,687 |
| Cash and due from depository institutions | $7,895,000 | 3,297 |
| Interest-bearing balances | $6,678,000 | 1,207 |
| Securities | $0 | 9,153 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $41,020,000 | 5,917 |
| Loan loss allowance | $213,000 | 8,045 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $105,000 | 8,748 |
| Other real estate owned | $0 | 3,297 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $26,229,000 | 598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,249,000 | 5,687 |
| Total liabilities | $68,626,000 | 5,622 |
| Total deposits | $52,274,000 | 6,269 |
| Interest-bearing deposits | $46,043,000 | 6,170 |
| Deposits held in domestic offices | $52,274,000 | 6,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $15,608,000 | 1,743 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $744,000 | 4,080 |
| Total equity capital | $6,623,000 | 6,247 |
| Total bank equity capital | $6,623,000 | 6,247 |
| Perpetual preferred stock | $1,650,000 | 70 |
| Common stock | $2,400,000 | 1,625 |
| Surplus | $1,859,000 | 5,661 |
| Undivided profits | $714,000 | 7,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,155,000 | 2,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $165,000 | 8,342 |
| Earning assets | $47,698,000 | 6,860 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $78,787,500 | 5,507 |
| Average Assets, quarterly | $78,787,500 | 5,507 |
| Volatile liabilities | $38,694,000 | 2,282 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $15,608,000 | 1,635 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $19,897,000 | 2,711 |
| Tier 1 (core) risk-based capital | $6,623,000 | 6,033 |
| Tier 2 risk-based capital | $213,000 | 7,859 |
| Total risk weighted assets | $29,982,000 | 7,031 |
| Total unused commitments | $19,897,000 | 2,723 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 37 | 4,296 |
| Assets and Liabilities | ||
| Total Assets: | $82,326,000 | 5,347 |
| Cash and due from depository institutions | $2,675,000 | 4,296 |
| Interest-bearing balances | $1,595,000 | 2,631 |
| Securities | $0 | 9,193 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $57,769,000 | 4,859 |
| Loan loss allowance | $187,000 | 8,257 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $253,000 | 8,122 |
| Other real estate owned | $0 | 4,296 |
| Goodwill and other intangibles | $303,000 | 2,220 |
| All other assets | $21,326,000 | 692 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,326,000 | 5,347 |
| Total liabilities | $75,435,000 | 5,267 |
| Total deposits | $58,293,000 | 5,878 |
| Interest-bearing deposits | $53,218,000 | 5,659 |
| Deposits held in domestic offices | $58,293,000 | 5,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $15,840,000 | 1,776 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,302,000 | 2,800 |
| Total equity capital | $6,891,000 | 6,064 |
| Total bank equity capital | $6,891,000 | 6,064 |
| Perpetual preferred stock | $1,650,000 | 74 |
| Common stock | $2,400,000 | 1,617 |
| Surplus | $2,281,000 | 5,136 |
| Undivided profits | $560,000 | 8,073 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,014,000 | 2,689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $502,000 | 5,596 |
| Earning assets | $59,364,000 | 6,116 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $150,028,200 | 3,243 |
| Average Assets, quarterly | $131,357,500 | 3,762 |
| Volatile liabilities | $40,991,000 | 2,158 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $15,840,000 | 1,644 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $11,989,000 | 3,677 |
| Tier 1 (core) risk-based capital | $6,588,000 | 6,006 |
| Tier 2 risk-based capital | $187,000 | 8,117 |
| Total risk weighted assets | $36,577,000 | 6,474 |
| Total unused commitments | $11,989,000 | 3,681 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 444 | 373 |
| Assets and Liabilities | ||
| Total Assets: | $150,632,000 | 3,257 |
| Cash and due from depository institutions | $34,973,000 | 373 |
| Interest-bearing balances | $21,712,000 | 309 |
| Securities | $12,513,000 | 5,899 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $60,078,000 | 4,662 |
| Loan loss allowance | $296,000 | 7,400 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $8,479,000 | 1,008 |
| Other real estate owned | $0 | 373 |
| Goodwill and other intangibles | $1,645,000 | 1,170 |
| All other assets | $32,944,000 | 492 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $150,632,000 | 3,257 |
| Total liabilities | $110,806,000 | 3,878 |
| Total deposits | $58,752,000 | 5,766 |
| Interest-bearing deposits | $37,453,000 | 6,755 |
| Deposits held in domestic offices | $58,752,000 | 5,762 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $37,000,000 | 916 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $15,054,000 | 488 |
| Total equity capital | $39,826,000 | 1,234 |
| Total bank equity capital | $39,826,000 | 1,234 |
| Perpetual preferred stock | $1,650,000 | 76 |
| Common stock | $9,400,000 | 322 |
| Surplus | $0 | 8,858 |
| Undivided profits | $28,776,000 | 986 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,134,000 | 1,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $642,000 | 5,034 |
| Earning assets | $94,303,000 | 4,441 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $154,697,400 | 3,049 |
| Average Assets, quarterly | $153,742,500 | 3,170 |
| Volatile liabilities | $62,695,000 | 1,462 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $37,000,000 | 821 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $7,793,000 | 4,476 |
| Tier 1 (core) risk-based capital | $38,117,000 | 1,199 |
| Tier 2 risk-based capital | $296,000 | 7,128 |
| Total risk weighted assets | $91,512,000 | 3,470 |
| Total unused commitments | $7,793,000 | 4,484 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 400 | 404 |
| Assets and Liabilities | ||
| Total Assets: | $148,567,000 | 3,182 |
| Cash and due from depository institutions | $1,866,000 | 404 |
| Interest-bearing balances | $795,000 | 2,596 |
| Securities | $5,534,000 | 8,179 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $108,378,000 | 2,834 |
| Loan loss allowance | $396,000 | 6,499 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $7,764,000 | 1,064 |
| Other real estate owned | $368,000 | 404 |
| Goodwill and other intangibles | $1,815,000 | 1,105 |
| All other assets | $22,842,000 | 542 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,567,000 | 3,182 |
| Total liabilities | $122,162,000 | 3,421 |
| Total deposits | $64,134,000 | 5,294 |
| Interest-bearing deposits | $52,481,000 | 5,462 |
| Deposits held in domestic offices | $64,134,000 | 5,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $44,130,000 | 791 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $13,898,000 | 510 |
| Total equity capital | $26,405,000 | 1,750 |
| Total bank equity capital | $26,405,000 | 1,750 |
| Perpetual preferred stock | $1,650,000 | 83 |
| Common stock | $2,400,000 | 1,630 |
| Surplus | $0 | 9,124 |
| Undivided profits | $22,355,000 | 1,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,823,000 | 1,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $696,000 | 3,890 |
| Earning assets | $114,707,000 | 3,685 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $131,347,400 | 3,393 |
| Average Assets, quarterly | $143,477,500 | 3,240 |
| Volatile liabilities | $61,517,000 | 1,456 |
| Insider loans | $524,000 | 5,330 |
| FHLB advances | $40,000,000 | 250 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $9,603,000 | 3,847 |
| Tier 1 (core) risk-based capital | $24,589,000 | 1,791 |
| Tier 2 risk-based capital | $396,000 | 6,187 |
| Total risk weighted assets | $86,765,000 | 3,510 |
| Total unused commitments | $9,603,000 | 3,850 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 258 | 649 |
| Assets and Liabilities | ||
| Total Assets: | $107,305,000 | 4,160 |
| Cash and due from depository institutions | $1,010,000 | 649 |
| Interest-bearing balances | $80,000 | 5,114 |
| Securities | $7,026,000 | 7,979 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $74,472,000 | 3,785 |
| Loan loss allowance | $195,000 | 8,501 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,559,000 | 1,521 |
| Other real estate owned | $670,000 | 649 |
| Goodwill and other intangibles | $806,000 | 1,605 |
| All other assets | $17,762,000 | 641 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,305,000 | 4,160 |
| Total liabilities | $89,879,000 | 4,431 |
| Total deposits | $39,593,000 | 7,092 |
| Interest-bearing deposits | $30,636,000 | 7,428 |
| Deposits held in domestic offices | $39,593,000 | 7,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $39,000,000 | 868 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $11,286,000 | 566 |
| Total equity capital | $17,426,000 | 2,525 |
| Total bank equity capital | $17,426,000 | 2,525 |
| Perpetual preferred stock | $1,650,000 | 83 |
| Common stock | $2,400,000 | 1,635 |
| Surplus | $0 | 9,427 |
| Undivided profits | $13,376,000 | 1,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,121,000 | 1,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $290,000 | 6,590 |
| Earning assets | $81,578,000 | 4,812 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $99,202,200 | 4,285 |
| Average Assets, quarterly | $95,775,000 | 4,526 |
| Volatile liabilities | $49,833,000 | 1,654 |
| Insider loans | $572,000 | 5,033 |
| FHLB advances | $29,000,000 | 299 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $12,313,000 | 3,271 |
| Tier 1 (core) risk-based capital | $16,685,000 | 2,625 |
| Tier 2 risk-based capital | $195,000 | 8,238 |
| Total risk weighted assets | $62,635,000 | 4,464 |
| Total unused commitments | $12,313,000 | 3,274 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 202 | 836 |
| Assets and Liabilities | ||
| Total Assets: | $112,581,000 | 3,921 |
| Cash and due from depository institutions | $35,687,000 | 836 |
| Interest-bearing balances | $20,401,000 | 267 |
| Securities | $2,233,000 | 9,731 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $55,462,000 | 4,590 |
| Loan loss allowance | $461,000 | 5,893 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,840,000 | 2,125 |
| Other real estate owned | $743,000 | 836 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $14,616,000 | 667 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,581,000 | 3,921 |
| Total liabilities | $97,847,000 | 4,022 |
| Total deposits | $69,242,000 | 5,093 |
| Interest-bearing deposits | $46,029,000 | 6,024 |
| Deposits held in domestic offices | $69,242,000 | 5,089 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $16,004,000 | 1,187 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $12,601,000 | 543 |
| Total equity capital | $14,734,000 | 3,053 |
| Total bank equity capital | $14,734,000 | 3,053 |
| Perpetual preferred stock | $1,650,000 | 84 |
| Common stock | $2,400,000 | 1,577 |
| Surplus | $0 | 9,669 |
| Undivided profits | $10,684,000 | 2,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,546,000 | 1,638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $150,000 | 8,648 |
| Earning assets | $78,096,000 | 4,969 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $94,891,800 | 4,349 |
| Average Assets, quarterly | $103,882,500 | 4,144 |
| Volatile liabilities | $38,581,000 | 1,758 |
| Insider loans | $582,000 | 4,889 |
| FHLB advances | $16,000,000 | 345 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,455,000 | 4,699 |
| Tier 1 (core) risk-based capital | $14,722,000 | 2,904 |
| Tier 2 risk-based capital | $461,000 | 5,487 |
| Total risk weighted assets | $59,579,000 | 4,432 |
| Total unused commitments | $6,455,000 | 4,705 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 140 | 1,249 |
| Assets and Liabilities | ||
| Total Assets: | $85,849,000 | 4,911 |
| Cash and due from depository institutions | $14,764,000 | 1,249 |
| Interest-bearing balances | $7,318,000 | 601 |
| Securities | $3,717,000 | 9,711 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $52,821,000 | 4,764 |
| Loan loss allowance | $785,000 | 4,119 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,831,000 | 4,108 |
| Other real estate owned | $162,000 | 1,249 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $12,554,000 | 721 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,849,000 | 4,911 |
| Total liabilities | $74,762,000 | 5,031 |
| Total deposits | $53,151,000 | 6,153 |
| Interest-bearing deposits | $37,503,000 | 6,925 |
| Deposits held in domestic offices | $53,151,000 | 6,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $11,000,000 | 1,305 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $10,611,000 | 607 |
| Total equity capital | $11,087,000 | 3,937 |
| Total bank equity capital | $11,087,000 | 3,937 |
| Perpetual preferred stock | $1,650,000 | 95 |
| Common stock | $2,400,000 | 1,560 |
| Surplus | $0 | 10,084 |
| Undivided profits | $7,037,000 | 3,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,131,000 | 2,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $232,000 | 7,773 |
| Earning assets | $63,856,000 | 5,746 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $79,313,000 | 5,041 |
| Average Assets, quarterly | $84,629,500 | 4,917 |
| Volatile liabilities | $26,073,000 | 2,389 |
| Insider loans | $62,000 | 8,888 |
| FHLB advances | $11,000,000 | 400 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,187,000 | 5,643 |
| Tier 1 (core) risk-based capital | $11,093,000 | 3,797 |
| Tier 2 risk-based capital | $754,000 | 3,731 |
| Total risk weighted assets | $60,296,000 | 4,331 |
| Total unused commitments | $4,187,000 | 5,650 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 123 | 1,527 |
| Assets and Liabilities | ||
| Total Assets: | $71,234,000 | 5,800 |
| Cash and due from depository institutions | $5,721,000 | 1,527 |
| Interest-bearing balances | $237,000 | 3,808 |
| Securities | $2,390,000 | 10,755 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $56,764,000 | 4,563 |
| Loan loss allowance | $1,810,000 | 2,074 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $839,000 | 6,585 |
| Other real estate owned | $119,000 | 1,527 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $5,401,000 | 1,486 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,234,000 | 5,800 |
| Total liabilities | $62,809,000 | 5,868 |
| Total deposits | $46,418,000 | 6,927 |
| Interest-bearing deposits | $46,418,000 | 6,273 |
| Deposits held in domestic offices | $46,418,000 | 6,919 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $10,000,000 | 1,323 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $6,391,000 | 841 |
| Total equity capital | $8,425,000 | 5,020 |
| Total bank equity capital | $8,425,000 | 5,020 |
| Perpetual preferred stock | $1,650,000 | 98 |
| Common stock | $2,400,000 | 1,625 |
| Surplus | $0 | 10,586 |
| Undivided profits | $4,375,000 | 4,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,073,000 | 848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $274,000 | 7,285 |
| Earning assets | $59,391,000 | 6,196 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $69,393,400 | 5,739 |
| Average Assets, quarterly | $71,435,000 | 5,726 |
| Volatile liabilities | $18,833,000 | 3,045 |
| Insider loans | $32,000 | 9,747 |
| FHLB advances | $10,000,000 | 442 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,786,000 | 7,724 |
| Tier 1 (core) risk-based capital | $8,402,000 | 4,913 |
| Tier 2 risk-based capital | $569,000 | 4,766 |
| Total risk weighted assets | $44,952,000 | 5,496 |
| Total unused commitments | $1,786,000 | 7,736 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 86 | 2,272 |
| Assets and Liabilities | ||
| Total Assets: | $66,994,000 | 6,134 |
| Cash and due from depository institutions | $3,645,000 | 2,272 |
| Interest-bearing balances | $135,000 | 4,604 |
| Securities | $3,652,000 | 10,764 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $54,899,000 | 4,631 |
| Loan loss allowance | $1,368,000 | 2,676 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $860,000 | 6,571 |
| Other real estate owned | $1,000 | 2,272 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,937,000 | 1,991 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,994,000 | 6,134 |
| Total liabilities | $60,888,000 | 6,081 |
| Total deposits | $42,282,000 | 7,476 |
| Interest-bearing deposits | $34,839,000 | 7,641 |
| Deposits held in domestic offices | $42,282,000 | 7,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $15,006,000 | 974 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,600,000 | 1,324 |
| Total equity capital | $6,106,000 | 6,471 |
| Total bank equity capital | $6,106,000 | 6,471 |
| Perpetual preferred stock | $1,650,000 | 109 |
| Common stock | $2,400,000 | 1,662 |
| Surplus | $0 | 11,041 |
| Undivided profits | $2,056,000 | 7,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,158,000 | 2,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $452,000 | 5,230 |
| Earning assets | $58,686,000 | 6,333 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $64,201,000 | 6,137 |
| Average Assets, quarterly | $67,292,500 | 6,064 |
| Volatile liabilities | $22,395,000 | 2,408 |
| Insider loans | $30,000 | 10,216 |
| FHLB advances | $15,000,000 | 345 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,782,000 | 5,109 |
| Tier 1 (core) risk-based capital | $6,069,000 | 6,383 |
| Tier 2 risk-based capital | $543,000 | 4,944 |
| Total risk weighted assets | $43,416,000 | 5,604 |
| Total unused commitments | $4,782,000 | 5,123 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 80 | 2,498 |
| Assets and Liabilities | ||
| Total Assets: | $55,957,000 | 6,988 |
| Cash and due from depository institutions | $1,956,000 | 2,498 |
| Interest-bearing balances | $123,000 | 4,924 |
| Securities | $3,794,000 | 11,341 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $47,551,000 | 5,105 |
| Loan loss allowance | $269,000 | 8,815 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $451,000 | 8,798 |
| Other real estate owned | $0 | 2,498 |
| Goodwill and other intangibles | $192,000 | 1,943 |
| All other assets | $2,013,000 | 3,821 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,957,000 | 6,988 |
| Total liabilities | $51,747,000 | 6,880 |
| Total deposits | $40,832,000 | 7,742 |
| Interest-bearing deposits | $34,811,000 | 7,733 |
| Deposits held in domestic offices | $40,832,000 | 7,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,384,000 | 1,362 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,531,000 | 1,497 |
| Total equity capital | $4,210,000 | 7,943 |
| Total bank equity capital | $4,210,000 | 7,943 |
| Perpetual preferred stock | $1,650,000 | 104 |
| Common stock | $2,400,000 | 1,703 |
| Surplus | $0 | 11,565 |
| Undivided profits | $160,000 | 11,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $336,000 | 5,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $292,000 | 6,723 |
| Earning assets | $51,468,000 | 6,928 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $48,716,000 | 7,504 |
| Average Assets, quarterly | $52,161,000 | 7,284 |
| Volatile liabilities | $15,394,000 | 3,120 |
| Insider loans | $212,000 | 8,038 |
| FHLB advances | $8,384,000 | 510 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,375,000 | 5,300 |
| Tier 1 (core) risk-based capital | $4,018,000 | 8,259 |
| Tier 2 risk-based capital | $269,000 | 7,940 |
| Total risk weighted assets | $31,175,000 | 7,063 |
| Total unused commitments | $4,375,000 | 5,307 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 42 | 4,837 |
| Assets and Liabilities | ||
| Total Assets: | $48,306,000 | 7,914 |
| Cash and due from depository institutions | $2,868,000 | 4,837 |
| Interest-bearing balances | $814,000 | 3,683 |
| Securities | $6,127,000 | 10,716 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $37,336,000 | 6,019 |
| Loan loss allowance | $432,000 | 7,036 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $158,000 | 11,583 |
| Other real estate owned | $88,000 | 4,837 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,729,000 | 3,924 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,306,000 | 7,914 |
| Total liabilities | $45,726,000 | 7,690 |
| Total deposits | $41,667,000 | 7,953 |
| Interest-bearing deposits | $36,530,000 | 7,840 |
| Deposits held in domestic offices | $41,667,000 | 7,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,405,000 | 1,766 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $654,000 | 4,370 |
| Total equity capital | $2,580,000 | 10,423 |
| Total bank equity capital | $2,580,000 | 10,423 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,400,000 | 1,720 |
| Surplus | $0 | 12,104 |
| Undivided profits | $180,000 | 11,736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 10,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $207,000 | 7,948 |
| Earning assets | $44,277,000 | 7,894 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $45,176,800 | 8,059 |
| Average Assets, quarterly | $46,889,000 | 7,989 |
| Volatile liabilities | $12,185,000 | 3,542 |
| Insider loans | $41,000 | 10,808 |
| FHLB advances | $3,405,000 | 577 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,224,000 | 7,217 |
| Tier 1 (core) risk-based capital | $2,580,000 | 10,377 |
| Tier 2 risk-based capital | $285,000 | 7,821 |
| Total risk weighted assets | $29,114,000 | 7,424 |
| Total unused commitments | $2,224,000 | 7,241 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 17 | 9,428 |
| Assets and Liabilities | ||
| Total Assets: | $44,209,000 | 8,487 |
| Cash and due from depository institutions | $2,199,000 | 9,428 |
| Interest-bearing balances | $311,000 | 5,516 |
| Securities | $1,496,000 | 13,279 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $39,311,000 | 5,807 |
| Loan loss allowance | $489,000 | 6,588 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $14,000 | 13,750 |
| Other real estate owned | $0 | 9,428 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,189,000 | 5,523 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,209,000 | 8,487 |
| Total liabilities | $41,809,000 | 8,307 |
| Total deposits | $37,974,000 | 8,610 |
| Interest-bearing deposits | $31,055,000 | 8,864 |
| Deposits held in domestic offices | $37,974,000 | 8,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,405,000 | 1,571 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $430,000 | 6,507 |
| Total equity capital | $2,400,000 | 10,751 |
| Total bank equity capital | $2,400,000 | 10,751 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,400,000 | 1,773 |
| Surplus | $0 | 12,588 |
| Undivided profits | $0 | 12,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $422,000 | 6,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $236,000 | 7,816 |
| Earning assets | $41,118,000 | 8,356 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $55,007,200 | 7,209 |
| Average Assets, quarterly | $49,918,000 | 7,808 |
| Volatile liabilities | $13,657,000 | 3,219 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $3,405,000 | 566 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,651,000 | 7,849 |
| Tier 1 (core) risk-based capital | $2,400,000 | 10,700 |
| Tier 2 risk-based capital | $374,000 | 6,561 |
| Total risk weighted assets | $29,781,000 | 7,359 |
| Total unused commitments | $1,651,000 | 7,884 |
| Derivatives | $0 | 651 |