Home > Universal National Bank > Net Loans and Leases
Universal National Bank, Net Loans and Leases
| 1996-12-31 | Rank | |
| Net loans and leases | $41,859,000 | 5,695 |
| Loan loss allowance | $740,000 | 4,492 |
| Total loans and leases | $42,599,000 | 5,679 |
| Unearned income | $39,000 | 5,122 |
| Loans and leases, gross | $42,599,000 | 5,686 |
| All real estate loans | $10,484,000 | 8,329 |
| Real estate loans in domestic offices | $10,484,000 | 8,328 |
| Construction and development loans | $214,000 | 7,776 |
| Commercial RE | $4,349,000 | 5,882 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,148,000 | 3,149 |
| 1-4 family residential loans | $4,773,000 | 8,297 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $21,021,000 | 1,762 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,949,000 | 8,201 |
| Credit card loans | $0 | 6,619 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,949,000 | 7,963 |
| All other loans & leases | $9,184,000 | 666 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $1,367,000 | 966 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $7,817,000 | 198 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $332,000 | 1,179 |
| Non 1-4 family restructured loans & leases | $332,000 | 1,179 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $39,934,000 | 5,844 |
| Loan loss allowance | $778,000 | 4,337 |
| Total loans and leases | $40,712,000 | 5,826 |
| Unearned income | $52,000 | 5,349 |
| Loans and leases, gross | $40,712,000 | 5,833 |
| All real estate loans | $13,339,000 | 7,721 |
| Real estate loans in domestic offices | $13,339,000 | 7,721 |
| Construction and development loans | $217,000 | 7,865 |
| Commercial RE | $5,262,000 | 5,400 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,650,000 | 2,683 |
| 1-4 family residential loans | $6,210,000 | 7,792 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $18,799,000 | 1,863 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,652,000 | 8,873 |
| Credit card loans | $0 | 6,778 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,652,000 | 8,665 |
| All other loans & leases | $6,974,000 | 781 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $1,275,000 | 1,047 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $5,699,000 | 214 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $449,000 | 1,118 |
| Non 1-4 family restructured loans & leases | $449,000 | 1,118 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $34,830,000 | 6,382 |
| Loan loss allowance | $767,000 | 4,489 |
| Total loans and leases | $35,597,000 | 6,364 |
| Unearned income | $49,000 | 5,953 |
| Loans and leases, gross | $35,597,000 | 6,374 |
| All real estate loans | $14,164,000 | 7,708 |
| Real estate loans in domestic offices | $14,164,000 | 7,708 |
| Construction and development loans | $897,000 | 5,575 |
| Commercial RE | $6,720,000 | 4,825 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,023,000 | 2,466 |
| 1-4 family residential loans | $4,524,000 | 8,982 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $18,223,000 | 1,803 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,808,000 | 8,856 |
| Credit card loans | $0 | 6,913 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,808,000 | 8,617 |
| All other loans & leases | $1,451,000 | 2,147 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $1,451,000 | 1,002 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $605,000 | 1,115 |
| Non 1-4 family restructured loans & leases | $605,000 | 1,115 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $31,283,000 | 6,795 |
| Loan loss allowance | $832,000 | 4,340 |
| Total loans and leases | $32,115,000 | 6,761 |
| Unearned income | $86,000 | 5,786 |
| Loans and leases, gross | $32,115,000 | 6,775 |
| All real estate loans | $17,051,000 | 7,172 |
| Real estate loans in domestic offices | $17,051,000 | 7,171 |
| Construction and development loans | $71,000 | 9,461 |
| Commercial RE | $8,114,000 | 4,317 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,018,000 | 1,666 |
| 1-4 family residential loans | $4,848,000 | 9,012 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $12,846,000 | 2,404 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,569,000 | 9,588 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,569,000 | 9,379 |
| All other loans & leases | $735,000 | 3,392 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $735,000 | 1,555 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $499,000 | 835 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $723,000 | 1,193 |
| Non 1-4 family restructured loans & leases | $723,000 | 1,193 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $35,186,000 | 6,292 |
| Loan loss allowance | $781,000 | 4,572 |
| Total loans and leases | $35,967,000 | 6,267 |
| Unearned income | $94,000 | 6,287 |
| Loans and leases, gross | $35,967,000 | 6,284 |
| All real estate loans | $19,673,000 | 6,664 |
| Real estate loans in domestic offices | $19,673,000 | 6,663 |
| Construction and development loans | $90,000 | 9,338 |
| Commercial RE | $8,885,000 | 4,012 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,336,000 | 1,616 |
| 1-4 family residential loans | $6,362,000 | 8,335 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $13,034,000 | 2,469 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,048,000 | 9,092 |
| Credit card loans | $0 | 7,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,048,000 | 8,841 |
| All other loans & leases | $1,306,000 | 2,624 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $298,000 | 3,143 |
| Other loans | $1,008,000 | 1,352 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $916,000 | 671 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $706,000 | 1,452 |
| Non 1-4 family restructured loans & leases | $706,000 | 1,452 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |