Home > Universal National Bank > Assets and Liabilities
Universal National Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 43 | 4,297 |
| Assets and Liabilities | ||
| Total Assets: | $74,646,000 | 5,590 |
| Cash and due from depository institutions | $5,576,000 | 4,297 |
| Interest-bearing balances | $500,000 | 3,044 |
| Securities | $17,892,000 | 5,735 |
| Federal funds sold & reverse repurchase agreements | $6,190,000 | 2,115 |
| Net loans & leases | $41,859,000 | 5,695 |
| Loan loss allowance | $740,000 | 4,492 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $254,000 | 9,529 |
| Other real estate owned | $97,000 | 4,297 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,778,000 | 2,633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,646,000 | 5,590 |
| Total liabilities | $67,612,000 | 5,560 |
| Total deposits | $63,754,000 | 5,579 |
| Interest-bearing deposits | $44,938,000 | 6,406 |
| Deposits held in domestic offices | $63,754,000 | 5,571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,502,000 | 2,469 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,356,000 | 1,785 |
| Total equity capital | $7,034,000 | 5,780 |
| Total bank equity capital | $7,034,000 | 5,780 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,900,000 | 2,116 |
| Surplus | $1,975,000 | 5,631 |
| Undivided profits | $3,159,000 | 5,919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,338,000 | 2,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $452,000 | 5,117 |
| Earning assets | $66,441,000 | 5,734 |
| Long-term assets (5+ years) | $11,007,000 | 3,991 |
| Average Assets, year-to-date | $72,344,800 | 5,580 |
| Average Assets, quarterly | $73,347,000 | 5,631 |
| Volatile liabilities | $10,005,000 | 4,866 |
| Insider loans | $180,000 | 7,913 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,998,000 | 536 |
| Unused loan commitments | $5,577,000 | 4,829 |
| Tier 1 (core) risk-based capital | $7,489,000 | 5,418 |
| Tier 2 risk-based capital | $560,910 | 4,819 |
| Total risk weighted assets | $44,693,710 | 5,526 |
| Total unused commitments | $5,577,000 | 4,842 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 46 | 4,150 |
| Assets and Liabilities | ||
| Total Assets: | $71,935,000 | 5,834 |
| Cash and due from depository institutions | $5,718,000 | 4,150 |
| Interest-bearing balances | $500,000 | 3,260 |
| Securities | $18,918,000 | 5,773 |
| Federal funds sold & reverse repurchase agreements | $3,470,000 | 3,943 |
| Net loans & leases | $39,934,000 | 5,844 |
| Loan loss allowance | $778,000 | 4,337 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $249,000 | 9,902 |
| Other real estate owned | $372,000 | 4,150 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,274,000 | 2,348 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,935,000 | 5,834 |
| Total liabilities | $66,245,000 | 5,705 |
| Total deposits | $61,371,000 | 5,823 |
| Interest-bearing deposits | $42,309,000 | 6,800 |
| Deposits held in domestic offices | $61,371,000 | 5,813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,849,000 | 2,258 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,025,000 | 1,518 |
| Total equity capital | $5,690,000 | 6,786 |
| Total bank equity capital | $5,690,000 | 6,786 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,900,000 | 2,176 |
| Surplus | $1,975,000 | 5,695 |
| Undivided profits | $1,815,000 | 7,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $720,000 | 3,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $377,000 | 6,092 |
| Earning assets | $62,822,000 | 6,033 |
| Long-term assets (5+ years) | $12,882,000 | 3,429 |
| Average Assets, year-to-date | $68,795,600 | 5,819 |
| Average Assets, quarterly | $70,556,500 | 5,857 |
| Volatile liabilities | $8,073,000 | 5,262 |
| Insider loans | $104,000 | 9,103 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $3,895,000 | 414 |
| Unused loan commitments | $3,749,000 | 5,747 |
| Tier 1 (core) risk-based capital | $6,143,000 | 6,320 |
| Tier 2 risk-based capital | $558,560 | 4,834 |
| Total risk weighted assets | $44,465,060 | 5,504 |
| Total unused commitments | $3,749,000 | 5,759 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 42 | 4,658 |
| Assets and Liabilities | ||
| Total Assets: | $65,422,000 | 6,225 |
| Cash and due from depository institutions | $7,529,000 | 4,658 |
| Interest-bearing balances | $697,000 | 2,878 |
| Securities | $19,464,000 | 5,987 |
| Federal funds sold & reverse repurchase agreements | $626,000 | 6,406 |
| Net loans & leases | $34,830,000 | 6,382 |
| Loan loss allowance | $767,000 | 4,489 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $258,000 | 10,203 |
| Other real estate owned | $222,000 | 4,658 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,493,000 | 3,159 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,422,000 | 6,225 |
| Total liabilities | $61,142,000 | 6,076 |
| Total deposits | $58,524,000 | 6,059 |
| Interest-bearing deposits | $39,987,000 | 7,098 |
| Deposits held in domestic offices | $58,524,000 | 6,053 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $638,000 | 3,765 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,981,000 | 1,814 |
| Total equity capital | $4,280,000 | 7,878 |
| Total bank equity capital | $4,280,000 | 7,878 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,900,000 | 2,231 |
| Surplus | $1,975,000 | 5,707 |
| Undivided profits | $404,000 | 10,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $507,000 | 4,242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $259,000 | 7,305 |
| Earning assets | $55,617,000 | 6,585 |
| Long-term assets (5+ years) | $13,002,000 | 3,483 |
| Average Assets, year-to-date | $67,144,200 | 5,996 |
| Average Assets, quarterly | $65,128,000 | 6,230 |
| Volatile liabilities | $5,308,000 | 6,529 |
| Insider loans | $117,000 | 9,199 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $315,000 | 950 |
| Unused loan commitments | $4,672,000 | 5,101 |
| Tier 1 (core) risk-based capital | $5,043,000 | 7,189 |
| Tier 2 risk-based capital | $548,720 | 4,914 |
| Total risk weighted assets | $43,679,420 | 5,533 |
| Total unused commitments | $4,672,000 | 5,107 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 46 | 4,472 |
| Assets and Liabilities | ||
| Total Assets: | $69,462,000 | 6,109 |
| Cash and due from depository institutions | $5,461,000 | 4,472 |
| Interest-bearing balances | $600,000 | 4,054 |
| Securities | $28,150,000 | 4,735 |
| Federal funds sold & reverse repurchase agreements | $1,884,000 | 6,027 |
| Net loans & leases | $31,283,000 | 6,795 |
| Loan loss allowance | $832,000 | 4,340 |
| Trading account assets | $269,000 | 302 |
| Bank premises and fixed assets | $279,000 | 10,414 |
| Other real estate owned | $694,000 | 4,472 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,442,000 | 4,588 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,462,000 | 6,109 |
| Total liabilities | $64,842,000 | 5,950 |
| Total deposits | $62,028,000 | 5,954 |
| Interest-bearing deposits | $45,560,000 | 6,768 |
| Deposits held in domestic offices | $62,028,000 | 5,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,996,000 | 2,250 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $818,000 | 3,656 |
| Total equity capital | $4,620,000 | 7,672 |
| Total bank equity capital | $4,620,000 | 7,672 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,900,000 | 2,274 |
| Surplus | $1,975,000 | 5,707 |
| Undivided profits | $745,000 | 10,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $957,000 | 3,266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $183,000 | 8,572 |
| Earning assets | $62,186,000 | 6,221 |
| Long-term assets (5+ years) | $19,321,000 | 2,742 |
| Average Assets, year-to-date | $69,292,600 | 5,977 |
| Average Assets, quarterly | $68,457,000 | 6,127 |
| Volatile liabilities | $7,003,000 | 5,303 |
| Insider loans | $155,000 | 8,901 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,010,000 | 4,874 |
| Tier 1 (core) risk-based capital | $4,620,000 | 7,604 |
| Tier 2 risk-based capital | $513,940 | 5,149 |
| Total risk weighted assets | $40,796,840 | 5,807 |
| Total unused commitments | $5,010,000 | 4,897 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 45 | 4,684 |
| Assets and Liabilities | ||
| Total Assets: | $70,651,000 | 6,096 |
| Cash and due from depository institutions | $4,783,000 | 4,684 |
| Interest-bearing balances | $798,000 | 4,193 |
| Securities | $23,966,000 | 5,335 |
| Federal funds sold & reverse repurchase agreements | $3,690,000 | 4,299 |
| Net loans & leases | $35,186,000 | 6,292 |
| Loan loss allowance | $781,000 | 4,572 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $347,000 | 10,089 |
| Other real estate owned | $852,000 | 4,684 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,827,000 | 3,887 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,651,000 | 6,096 |
| Total liabilities | $66,614,000 | 5,919 |
| Total deposits | $64,387,000 | 5,901 |
| Interest-bearing deposits | $48,024,000 | 6,697 |
| Deposits held in domestic offices | $64,387,000 | 5,892 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,102,000 | 2,476 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,125,000 | 2,988 |
| Total equity capital | $4,037,000 | 8,225 |
| Total bank equity capital | $4,037,000 | 8,225 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,900,000 | 2,357 |
| Surplus | $1,975,000 | 5,619 |
| Undivided profits | $162,000 | 12,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $971,000 | 3,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $267,000 | 7,166 |
| Earning assets | $63,640,000 | 6,153 |
| Long-term assets (5+ years) | $11,127,000 | 4,046 |
| Average Assets, year-to-date | $65,625,200 | 6,313 |
| Average Assets, quarterly | $69,041,000 | 6,149 |
| Volatile liabilities | $6,101,000 | 5,820 |
| Insider loans | $121,000 | 5,201 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,013,000 | 6,070 |
| Tier 1 (core) risk-based capital | $4,037,000 | 8,161 |
| Tier 2 risk-based capital | $523,350 | 5,015 |
| Total risk weighted assets | $41,610,350 | 5,755 |
| Total unused commitments | $3,013,000 | 6,099 |
| Derivatives | $0 | 651 |