Home > Universal Federal Savings Bank > Net Loans and Leases
Universal Federal Savings Bank, Net Loans and Leases
| 2001-12-31 | Rank | |
| Net loans and leases | $42,311,000 | 5,775 |
| Loan loss allowance | $95,000 | 9,093 |
| Total loans and leases | $42,406,000 | 5,798 |
| Unearned income | NA | NA |
| Loans and leases, gross | $42,406,000 | 5,800 |
| All real estate loans | $42,400,000 | 4,416 |
| Real estate loans in domestic offices | $42,400,000 | 4,415 |
| Construction and development loans | $310,000 | 6,966 |
| Commercial RE | $531,000 | 8,469 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $7,543,000 | 1,018 |
| 1-4 family residential loans | $34,016,000 | 3,024 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $0 | 9,072 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $6,000 | 9,444 |
| Credit card loans | $0 | 2,963 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,000 | 9,338 |
| All other loans & leases | $0 | 7,647 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 6,796 |
| Lease financing receivables | $0 | 1,754 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,687 |
| Non 1-4 family restructured loans & leases | $0 | 1,687 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $95,000 | 9,006 |
| Total loans and leases | NA | NA |
| 2000-12-31 | Rank | |
| Net loans and leases | $36,278,000 | 6,244 |
| Loan loss allowance | $92,000 | 9,300 |
| Total loans and leases | $36,370,000 | 6,286 |
| Unearned income | NA | NA |
| Loans and leases, gross | $36,370,000 | 6,293 |
| All real estate loans | $36,365,000 | 4,718 |
| Real estate loans in domestic offices | $36,365,000 | 4,718 |
| Construction and development loans | $0 | 8,220 |
| Commercial RE | $559,000 | 8,585 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,421,000 | 1,085 |
| 1-4 family residential loans | $29,385,000 | 3,358 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $0 | 9,319 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,000 | 9,734 |
| Credit card loans | $0 | 5,753 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,000 | 9,683 |
| All other loans & leases | $0 | 7,989 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 7,234 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $92,000 | 911 |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $35,293,000 | 6,262 |
| Loan loss allowance | $58,000 | 9,825 |
| Total loans and leases | $35,351,000 | 6,302 |
| Unearned income | NA | NA |
| Loans and leases, gross | $35,351,000 | 6,307 |
| All real estate loans | $35,326,000 | 4,691 |
| Real estate loans in domestic offices | $35,326,000 | 4,691 |
| Construction and development loans | $0 | 8,472 |
| Commercial RE | $274,000 | 9,227 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $6,552,000 | 1,044 |
| 1-4 family residential loans | $28,500,000 | 3,363 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $0 | 9,611 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $25,000 | 10,038 |
| Credit card loans | $0 | 5,906 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $25,000 | 9,982 |
| All other loans & leases | $0 | 8,281 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 7,504 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $58,000 | 998 |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $29,448,000 | 6,789 |
| Loan loss allowance | $50,000 | 10,108 |
| Total loans and leases | $29,498,000 | 6,824 |
| Unearned income | NA | NA |
| Loans and leases, gross | $29,498,000 | 6,835 |
| All real estate loans | $29,493,000 | 5,059 |
| Real estate loans in domestic offices | $29,493,000 | 5,059 |
| Construction and development loans | $0 | 8,593 |
| Commercial RE | $170,000 | 9,636 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,490,000 | 1,100 |
| 1-4 family residential loans | $23,833,000 | 3,720 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $0 | 9,795 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,000 | 10,311 |
| Credit card loans | $0 | 6,028 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,000 | 10,250 |
| All other loans & leases | $0 | 8,514 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 7,741 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $50,000 | 1,020 |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $24,051,000 | 7,646 |
| Loan loss allowance | $44,000 | 10,618 |
| Total loans and leases | $24,095,000 | 7,690 |
| Unearned income | NA | NA |
| Loans and leases, gross | $24,095,000 | 7,705 |
| All real estate loans | $24,073,000 | 5,769 |
| Real estate loans in domestic offices | $24,073,000 | 5,769 |
| Construction and development loans | $0 | 8,938 |
| Commercial RE | $182,000 | 9,986 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,067,000 | 1,455 |
| 1-4 family residential loans | $19,824,000 | 4,329 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $0 | 10,215 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $22,000 | 10,759 |
| Credit card loans | $0 | 6,279 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $22,000 | 10,699 |
| All other loans & leases | $0 | 8,942 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $44,000 | 1,119 |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $23,690,000 | 7,847 |
| Loan loss allowance | $87,000 | 10,693 |
| Total loans and leases | $23,777,000 | 7,872 |
| Unearned income | $265,000 | 2,994 |
| Loans and leases, gross | $24,042,000 | 7,846 |
| All real estate loans | $24,030,000 | 5,881 |
| Real estate loans in domestic offices | $24,030,000 | 5,881 |
| Construction and development loans | $0 | 9,347 |
| Commercial RE | $69,000 | 10,787 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,337,000 | 1,469 |
| 1-4 family residential loans | $19,624,000 | 4,429 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $0 | 10,678 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $12,000 | 11,310 |
| Credit card loans | $0 | 6,619 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $12,000 | 11,248 |
| All other loans & leases | $0 | 9,363 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $87,000 | 1,141 |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $23,419,000 | 7,983 |
| Loan loss allowance | $20,000 | 11,830 |
| Total loans and leases | $23,439,000 | 8,030 |
| Unearned income | $167,000 | 3,959 |
| Loans and leases, gross | $23,606,000 | 8,011 |
| All real estate loans | $23,500,000 | 5,986 |
| Real estate loans in domestic offices | $23,500,000 | 5,984 |
| Construction and development loans | $0 | 9,747 |
| Commercial RE | $79,000 | 11,240 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,112,000 | 1,550 |
| 1-4 family residential loans | $19,309,000 | 4,534 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $0 | 11,109 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $106,000 | 11,687 |
| Credit card loans | $0 | 6,778 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $106,000 | 11,619 |
| All other loans & leases | $0 | 9,776 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 9,003 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $20,000 | 1,341 |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $23,144,000 | 8,137 |
| Loan loss allowance | $115,000 | 11,314 |
| Total loans and leases | $23,259,000 | 8,183 |
| Unearned income | $193,000 | 4,081 |
| Loans and leases, gross | $23,452,000 | 8,157 |
| All real estate loans | $23,429,000 | 5,993 |
| Real estate loans in domestic offices | $23,429,000 | 5,992 |
| Construction and development loans | $0 | 10,097 |
| Commercial RE | $86,000 | 11,792 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $4,264,000 | 1,533 |
| 1-4 family residential loans | $19,079,000 | 4,594 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $0 | 11,645 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $23,000 | 12,450 |
| Credit card loans | $0 | 6,913 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $23,000 | 12,391 |
| All other loans & leases | $0 | 10,273 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 9,457 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $115,000 | 1,199 |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $21,338,000 | 8,563 |
| Loan loss allowance | $94,000 | 12,209 |
| Total loans and leases | $21,432,000 | 8,624 |
| Unearned income | $206,000 | 4,256 |
| Loans and leases, gross | $21,638,000 | 8,588 |
| All real estate loans | $21,613,000 | 6,298 |
| Real estate loans in domestic offices | $21,613,000 | 6,297 |
| Construction and development loans | $0 | 10,482 |
| Commercial RE | $91,000 | 12,382 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,717,000 | 1,749 |
| 1-4 family residential loans | $17,805,000 | 4,853 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $0 | 12,244 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $25,000 | 13,122 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $25,000 | 13,065 |
| All other loans & leases | $0 | 10,736 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 9,884 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $94,000 | 1,390 |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $21,268,000 | 8,645 |
| Loan loss allowance | $77,000 | 12,985 |
| Total loans and leases | $21,345,000 | 8,709 |
| Unearned income | $279,000 | 4,171 |
| Loans and leases, gross | $21,624,000 | 8,651 |
| All real estate loans | $21,605,000 | 6,307 |
| Real estate loans in domestic offices | $21,605,000 | 6,305 |
| Construction and development loans | $0 | 10,798 |
| Commercial RE | $96,000 | 12,872 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,361,000 | 1,857 |
| 1-4 family residential loans | $18,148,000 | 4,893 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $0 | 12,783 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $19,000 | 13,770 |
| Credit card loans | $0 | 7,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $19,000 | 13,720 |
| All other loans & leases | $0 | 11,131 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 10,230 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $77,000 | 1,577 |
| Total loans and leases | NA | NA |