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Universal Bank, Assets and Liabilities

2001-12-31Rank
# of Employees:3,40278
Assets and Liabilities
Total Assets:$11,094,204,00092
Cash and due from depository institutions$9,949,00078
Interest-bearing balances$900,0003,108
Securities$09,430
Federal funds sold & reverse repurchase agreements$07,110
Net loans & leases$8,619,337,00080
Loan loss allowance$229,280,00055
Trading account assets$0182
Bank premises and fixed assets$09,537
Other real estate owned$078
Goodwill and other intangibles$1,862,064,00017
All other assets$602,854,00075
Life insurance assets$01
Total liabilities and capital$11,094,204,00092
Total liabilities$7,655,346,000123
Total deposits$52,771,0006,124
Interest-bearing deposits$10,000,0009,195
Deposits held in domestic offices$52,771,0006,121
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$7,143,270,00026
Subordinated debt$0241
All other liabilities$459,305,00071
Total equity capital$3,438,858,00031
Total bank equity capital$3,438,858,00031
Perpetual preferred stock$0158
Common stock$2,000,0001,837
Surplus$2,832,070,00014
Undivided profits$604,788,00075
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$119,238,00067
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$279,551,00024
Earning assets$8,620,237,000103
Long-term assets (5+ years)$08,482
Average Assets, year-to-date$13,972,691,80078
Average Assets, quarterly$13,978,108,50078
Volatile liabilities$7,153,270,00054
Insider loans$450,0005,649
FHLB advances$04,938
Loans and leases held for sale$01,749
Unused loan commitments$79,815,516,00016
Tier 1 (core) risk-based capital$2,436,508,00037
Tier 2 risk-based capital$129,390,000111
Total risk weighted assets$10,251,309,00077
Total unused commitments$79,815,516,00016
Derivatives$0450
2000-12-31Rank
# of Employees:3,20183
Assets and Liabilities
Total Assets:$12,249,391,00086
Cash and due from depository institutions$6,695,00083
Interest-bearing balances$2,100,0001,630
Securities$85,075,0001,324
Federal funds sold & reverse repurchase agreements$07,010
Net loans & leases$9,568,042,00076
Loan loss allowance$292,102,00048
Trading account assets$0175
Bank premises and fixed assets$22,0009,746
Other real estate owned$083
Goodwill and other intangibles$2,074,872,00012
All other assets$514,685,00082
Life insurance assets$01
Total liabilities and capital$12,249,391,00086
Total liabilities$9,122,441,000104
Total deposits$35,343,0007,390
Interest-bearing deposits$10,000,0009,398
Deposits held in domestic offices$35,343,0007,389
% insured0.00%1
Federal funds purchased & repurchase agreements$16,200,000830
Trading liabilities$077
Other borrowed funds$8,690,217,00020
Subordinated debt$0239
All other liabilities$380,681,00080
Total equity capital$3,126,950,00032
Total bank equity capital$3,126,950,00032
Perpetual preferred stock$0178
Common stock$2,000,0001,856
Surplus$2,832,070,00013
Undivided profits$292,880,000125
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$105,493,00069
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$168,677,00037
Earning assets$9,655,217,000100
Long-term assets (5+ years)$08,706
Average Assets, year-to-date$9,350,341,000102
Average Assets, quarterly$11,428,538,00089
Volatile liabilities$8,716,417,00055
Insider loans$367,0006,136
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$72,603,461,00016
Tier 1 (core) risk-based capital$1,833,815,50044
Tier 2 risk-based capital$140,984,720103
Total risk weighted assets$11,127,660,32075
Total unused commitments$72,603,461,00016
Derivatives$0481
1999-12-31Rank
# of Employees:3,45677
Assets and Liabilities
Total Assets:$6,806,596,000124
Cash and due from depository institutions$118,170,00077
Interest-bearing balances$19,936,000197
Securities$85,055,0001,353
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$4,128,254,000131
Loan loss allowance$297,646,00039
Trading account assets$0165
Bank premises and fixed assets$10,00010,128
Other real estate owned$077
Goodwill and other intangibles$2,283,371,00011
All other assets$191,736,000137
Life insurance assets$01
Total liabilities and capital$6,806,596,000124
Total liabilities$3,851,920,000188
Total deposits$100,247,0003,724
Interest-bearing deposits$10,000,0009,699
Deposits held in domestic offices$100,247,0003,721
% insured0.00%1
Federal funds purchased & repurchase agreements$14,600,000966
Trading liabilities$065
Other borrowed funds$3,394,268,00052
Subordinated debt$0242
All other liabilities$342,805,00078
Total equity capital$2,954,676,00027
Total bank equity capital$2,954,676,00027
Perpetual preferred stock$0193
Common stock$2,000,0001,872
Surplus$2,833,166,00012
Undivided profits$119,510,000221
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$49,501,000109
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$14,622,000199
Earning assets$4,233,245,000173
Long-term assets (5+ years)$08,976
Average Assets, year-to-date$6,532,250,600124
Average Assets, quarterly$6,486,353,000130
Volatile liabilities$3,418,868,00094
Insider loans$340,0006,240
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$74,803,751,00012
Tier 1 (core) risk-based capital$1,409,974,00058
Tier 2 risk-based capital$68,786,620139
Total risk weighted assets$5,274,070,220120
Total unused commitments$74,803,751,00012
Derivatives$3,150,000,00057
1998-12-31Rank
# of Employees:3,72872
Assets and Liabilities
Total Assets:$6,856,720,000119
Cash and due from depository institutions$134,058,00072
Interest-bearing balances$20,016,000278
Securities$84,680,0001,389
Federal funds sold & reverse repurchase agreements$08,346
Net loans & leases$4,022,882,000129
Loan loss allowance$297,646,00036
Trading account assets$0197
Bank premises and fixed assets$26,00010,294
Other real estate owned$072
Goodwill and other intangibles$2,483,013,0008
All other assets$132,061,000164
Life insurance assets$01
Total liabilities and capital$6,856,720,000119
Total liabilities$4,041,790,000169
Total deposits$107,282,0003,482
Interest-bearing deposits$10,000,0009,905
Deposits held in domestic offices$107,282,0003,477
% insured0.00%1
Federal funds purchased & repurchase agreements$12,400,000944
Trading liabilities$069
Other borrowed funds$3,664,934,00040
Subordinated debt$0255
All other liabilities$257,174,00094
Total equity capital$2,814,930,00024
Total bank equity capital$2,814,930,00024
Perpetual preferred stock$0199
Common stock$2,000,0001,820
Surplus$2,820,566,00011
Undivided profits$-7,636,00010,444
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$31,808,000145
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$15,149,000197
Earning assets$4,127,578,000164
Long-term assets (5+ years)$09,173
Average Assets, year-to-date$3,745,656,600190
Average Assets, quarterly$6,456,098,000120
Volatile liabilities$3,687,334,00084
Insider loans$354,0006,100
FHLB advances$0740
Loans and leases held for sale$500,000,00043
Unused loan commitments$67,154,810,00017
Tier 1 (core) risk-based capital$1,035,649,50070
Tier 2 risk-based capital$64,789,940143
Total risk weighted assets$4,950,339,340116
Total unused commitments$67,154,810,00017
Derivatives$3,750,000,00054
1997-12-31Rank
# of Employees:99,630
Assets and Liabilities
Total Assets:$74,548,0005,464
Cash and due from depository institutions$675,0009,630
Interest-bearing balances$100,0004,537
Securities$138,00010,787
Federal funds sold & reverse repurchase agreements$08,160
Net loans & leases$24,088,0007,641
Loan loss allowance$910,0003,654
Trading account assets$0203
Bank premises and fixed assets$51,00010,558
Other real estate owned$09,630
Goodwill and other intangibles$03,571
All other assets$49,596,000285
Life insurance assets$01
Total liabilities and capital$74,548,0005,464
Total liabilities$69,203,0005,317
Total deposits$59,540,0005,693
Interest-bearing deposits$10,200,00010,304
Deposits held in domestic offices$59,540,0005,687
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$5,239,0001,914
Subordinated debt$0260
All other liabilities$4,424,0001,114
Total equity capital$5,345,0006,882
Total bank equity capital$5,345,0006,882
Perpetual preferred stock$0223
Common stock$2,000,0001,809
Surplus$2,605,0004,575
Undivided profits$740,0009,022
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$231,0005,978
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$2,500,000873
Earning assets$24,326,0009,168
Long-term assets (5+ years)$09,550
Average Assets, year-to-date$49,808,0006,873
Average Assets, quarterly$62,037,0006,151
Volatile liabilities$15,439,0003,677
Insider loans$09,792
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$010,531
Tier 1 (core) risk-based capital$5,345,0006,731
Tier 2 risk-based capital$910,0003,200
Total risk weighted assets$74,918,0003,607
Total unused commitments$010,532
Derivatives$0533
1996-12-31Rank
# of Employees:109,804
Assets and Liabilities
Total Assets:$45,230,0007,658
Cash and due from depository institutions$198,0009,804
Interest-bearing balances$06,640
Securities$138,00011,335
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$24,047,0007,786
Loan loss allowance$951,0003,668
Trading account assets$0240
Bank premises and fixed assets$76,00010,851
Other real estate owned$09,804
Goodwill and other intangibles$03,437
All other assets$20,771,000529
Life insurance assets$01
Total liabilities and capital$45,230,0007,658
Total liabilities$39,178,0007,795
Total deposits$23,802,0009,398
Interest-bearing deposits$10,200,00010,795
Deposits held in domestic offices$23,802,0009,396
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$11,798,0001,216
Subordinated debt$0298
All other liabilities$3,578,0001,285
Total equity capital$6,052,0006,410
Total bank equity capital$6,052,0006,410
Perpetual preferred stock$0250
Common stock$2,000,0001,906
Surplus$2,605,0004,639
Undivided profits$1,447,0008,115
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$326,0005,394
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$2,294,000961
Earning assets$24,185,0009,548
Long-term assets (5+ years)$09,965
Average Assets, year-to-date$38,365,2008,172
Average Assets, quarterly$42,708,0007,838
Volatile liabilities$21,998,0002,697
Insider loans$010,271
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$010,924
Tier 1 (core) risk-based capital$6,052,0006,326
Tier 2 risk-based capital$575,2804,728
Total risk weighted assets$45,646,8805,432
Total unused commitments$010,925
Derivatives$0549
1995-12-31Rank
# of Employees:119,970
Assets and Liabilities
Total Assets:$35,559,0008,882
Cash and due from depository institutions$105,0009,970
Interest-bearing balances$06,853
Securities$138,00011,852
Federal funds sold & reverse repurchase agreements$09,298
Net loans & leases$24,193,0007,844
Loan loss allowance$804,0004,230
Trading account assets$0261
Bank premises and fixed assets$100,00011,072
Other real estate owned$09,970
Goodwill and other intangibles$03,181
All other assets$11,023,000879
Life insurance assets$01
Total liabilities and capital$35,559,0008,882
Total liabilities$30,066,0009,073
Total deposits$14,641,00011,008
Interest-bearing deposits$10,200,00011,286
Deposits held in domestic offices$14,641,00011,007
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$11,575,0001,096
Subordinated debt$0337
All other liabilities$3,850,0001,251
Total equity capital$5,493,0006,935
Total bank equity capital$5,493,0006,935
Perpetual preferred stock$0288
Common stock$2,000,0001,954
Surplus$2,605,0004,627
Undivided profits$888,0009,500
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$246,0006,137
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$2,001,0001,130
Earning assets$24,331,0009,883
Long-term assets (5+ years)$010,367
Average Assets, year-to-date$33,499,8008,935
Average Assets, quarterly$34,152,0008,987
Volatile liabilities$21,775,0002,460
Insider loans$010,773
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$011,319
Tier 1 (core) risk-based capital$5,493,0006,827
Tier 2 risk-based capital$453,4905,691
Total risk weighted assets$35,928,4906,438
Total unused commitments$011,320
Derivatives$0628
1994-12-31Rank
# of Employees:312,513
Assets and Liabilities
Total Assets:$34,726,0009,194
Cash and due from depository institutions$45,00012,513
Interest-bearing balances$07,034
Securities$012,560
Federal funds sold & reverse repurchase agreements$08,397
Net loans & leases$22,938,0008,175
Loan loss allowance$2,062,0001,912
Trading account assets$0286
Bank premises and fixed assets$012,554
Other real estate owned$012,513
Goodwill and other intangibles$03,133
All other assets$11,743,000882
Life insurance assets$01
Total liabilities and capital$34,726,0009,194
Total liabilities$30,316,0009,299
Total deposits$11,683,00011,909
Interest-bearing deposits$11,104,00011,682
Deposits held in domestic offices$11,683,00011,908
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$7,507,0001,435
Subordinated debt$0372
All other liabilities$11,126,000571
Total equity capital$4,410,0007,734
Total bank equity capital$4,410,0007,734
Perpetual preferred stock$0310
Common stock$2,000,0002,014
Surplus$1,000,0007,908
Undivided profits$1,410,0008,186
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$161,0007,342
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$2,060,000952
Earning assets$22,938,00010,382
Long-term assets (5+ years)$010,888
Average Assets, year-to-date$31,927,2009,438
Average Assets, quarterly$34,195,0009,227
Volatile liabilities$18,611,0002,676
Insider loans$011,229
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$011,812
Tier 1 (core) risk-based capital$4,410,0007,816
Tier 2 risk-based capital$459,4005,653
Total risk weighted assets$35,149,4006,503
Total unused commitments$011,813
Derivatives$0687
1993-12-31Rank
# of Employees:313,181
Assets and Liabilities
Total Assets:$30,645,00010,084
Cash and due from depository institutions$37,00013,181
Interest-bearing balances$07,655
Securities$013,214
Federal funds sold & reverse repurchase agreements$010,345
Net loans & leases$23,325,0008,157
Loan loss allowance$1,675,0002,384
Trading account assets$0330
Bank premises and fixed assets$013,227
Other real estate owned$013,181
Goodwill and other intangibles$03,091
All other assets$7,283,0001,195
Life insurance assets$01
Total liabilities and capital$30,645,00010,084
Total liabilities$26,575,00010,242
Total deposits$11,675,00012,534
Interest-bearing deposits$11,311,00012,245
Deposits held in domestic offices$11,675,00012,534
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$10,335,0001,051
Subordinated debt$0413
All other liabilities$4,565,0001,011
Total equity capital$4,070,0008,305
Total bank equity capital$4,070,0008,305
Perpetual preferred stock$0343
Common stock$2,000,0002,040
Surplus$500,00010,245
Undivided profits$1,570,0008,274
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$135,0008,559
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$1,484,0001,147
Earning assets$23,325,00010,788
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$29,274,80010,133
Average Assets, quarterly$30,015,50010,109
Volatile liabilities$21,646,0002,252
Insider loans$011,728
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$012,206
Tier 1 (core) risk-based capital$4,070,0008,220
Tier 2 risk-based capital$403,6306,233
Total risk weighted assets$31,019,0307,126
Total unused commitments$012,208
Derivatives$0714
1992-12-31Rank
# of Employees:313,811
Assets and Liabilities
Total Assets:$28,464,00010,657
Cash and due from depository institutions$45,00013,811
Interest-bearing balances$08,059
Securities$013,824
Federal funds sold & reverse repurchase agreements$011,296
Net loans & leases$23,317,0008,216
Loan loss allowance$1,683,0002,444
Trading account assets$0344
Bank premises and fixed assets$013,876
Other real estate owned$013,811
Goodwill and other intangibles$03,106
All other assets$5,102,0001,620
Life insurance assets$01
Total liabilities and capital$28,464,00010,657
Total liabilities$24,727,00010,829
Total deposits$11,383,00013,140
Interest-bearing deposits$11,205,00012,798
Deposits held in domestic offices$11,383,00013,139
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$10,621,000915
Subordinated debt$0482
All other liabilities$2,723,0001,486
Total equity capital$3,737,0008,610
Total bank equity capital$3,737,0008,610
Perpetual preferred stock$0346
Common stock$2,000,0002,114
Surplus$500,00010,509
Undivided profits$1,237,0008,987
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$122,0009,672
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$1,150,0001,682
Earning assets$23,317,00011,071
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$28,088,80010,556
Average Assets, quarterly$28,410,00010,608
Volatile liabilities$21,826,0002,190
Insider loans$09,493
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$012,570
Tier 1 (core) risk-based capital$3,737,0008,548
Tier 2 risk-based capital$376,2806,522
Total risk weighted assets$28,795,2807,542
Total unused commitments$012,572
Derivatives$0651