Home > Unity Savings Bank > Assets and Liabilities
Unity Savings Bank, Assets and Liabilities
1996-12-31 | Rank | |
# of Employees: | 21 | 7,260 |
Assets and Liabilities | ||
Total Assets: | $65,142,000 | 6,180 |
Cash and due from depository institutions | $1,408,000 | 7,260 |
Interest-bearing balances | $244,000 | 3,798 |
Securities | $14,200,000 | 6,646 |
Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
Net loans & leases | $47,246,000 | 5,250 |
Loan loss allowance | $298,000 | 7,897 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $1,134,000 | 5,585 |
Other real estate owned | $24,000 | 7,260 |
Goodwill and other intangibles | $9,000 | 3,263 |
All other assets | $1,121,000 | 5,757 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $65,142,000 | 6,180 |
Total liabilities | $57,756,000 | 6,230 |
Total deposits | $49,057,000 | 6,688 |
Interest-bearing deposits | $48,882,000 | 6,059 |
Deposits held in domestic offices | $49,057,000 | 6,679 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $7,989,000 | 1,488 |
Subordinated debt | $0 | 298 |
All other liabilities | $710,000 | 4,632 |
Total equity capital | $7,386,000 | 5,587 |
Total bank equity capital | $7,386,000 | 5,587 |
Perpetual preferred stock | $0 | 250 |
Common stock | $93,000 | 9,274 |
Surplus | $0 | 10,586 |
Undivided profits | $7,293,000 | 3,303 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $194,000 | 6,746 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $228,000 | 7,995 |
Earning assets | $61,690,000 | 6,046 |
Long-term assets (5+ years) | $32,703,000 | 1,845 |
Average Assets, year-to-date | $60,716,400 | 6,310 |
Average Assets, quarterly | $64,006,500 | 6,198 |
Volatile liabilities | $10,198,000 | 4,806 |
Insider loans | $25,000 | 9,843 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $730,000 | 9,308 |
Tier 1 (core) risk-based capital | $7,413,000 | 5,467 |
Tier 2 risk-based capital | $298,000 | 7,256 |
Total risk weighted assets | $35,172,900 | 6,512 |
Total unused commitments | $730,000 | 9,317 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 22 | 7,361 |
Assets and Liabilities | ||
Total Assets: | $57,993,000 | 6,808 |
Cash and due from depository institutions | $1,318,000 | 7,361 |
Interest-bearing balances | $334,000 | 3,699 |
Securities | $11,517,000 | 7,756 |
Federal funds sold & reverse repurchase agreements | $399,000 | 8,567 |
Net loans & leases | $42,510,000 | 5,580 |
Loan loss allowance | $239,000 | 8,910 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $1,185,000 | 5,460 |
Other real estate owned | $64,000 | 7,361 |
Goodwill and other intangibles | $14,000 | 2,942 |
All other assets | $986,000 | 6,441 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $57,993,000 | 6,808 |
Total liabilities | $50,917,000 | 6,900 |
Total deposits | $48,789,000 | 6,884 |
Interest-bearing deposits | $48,580,000 | 6,199 |
Deposits held in domestic offices | $48,789,000 | 6,879 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $1,376,000 | 2,676 |
Subordinated debt | $0 | 337 |
All other liabilities | $752,000 | 4,607 |
Total equity capital | $7,076,000 | 5,816 |
Total bank equity capital | $7,076,000 | 5,816 |
Perpetual preferred stock | $0 | 288 |
Common stock | $93,000 | 9,730 |
Surplus | $0 | 11,041 |
Undivided profits | $6,983,000 | 3,497 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $511,000 | 4,210 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $213,000 | 8,532 |
Earning assets | $54,760,000 | 6,659 |
Long-term assets (5+ years) | $25,734,000 | 2,063 |
Average Assets, year-to-date | $56,023,200 | 6,751 |
Average Assets, quarterly | $57,531,000 | 6,776 |
Volatile liabilities | $4,965,000 | 6,946 |
Insider loans | $24,000 | 10,325 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $330,000 | 10,404 |
Tier 1 (core) risk-based capital | $7,102,000 | 5,666 |
Tier 2 risk-based capital | $239,000 | 8,229 |
Total risk weighted assets | $31,955,600 | 6,916 |
Total unused commitments | $330,000 | 10,412 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 22 | 7,672 |
Assets and Liabilities | ||
Total Assets: | $53,909,000 | 7,152 |
Cash and due from depository institutions | $1,171,000 | 7,672 |
Interest-bearing balances | $34,000 | 6,286 |
Securities | $9,695,000 | 8,854 |
Federal funds sold & reverse repurchase agreements | $267,000 | 7,544 |
Net loans & leases | $40,397,000 | 5,742 |
Loan loss allowance | $289,000 | 8,553 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $1,236,000 | 5,317 |
Other real estate owned | $147,000 | 7,672 |
Goodwill and other intangibles | $19,000 | 2,778 |
All other assets | $977,000 | 6,840 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $53,909,000 | 7,152 |
Total liabilities | $47,642,000 | 7,251 |
Total deposits | $46,085,000 | 7,193 |
Interest-bearing deposits | $45,910,000 | 6,476 |
Deposits held in domestic offices | $46,085,000 | 7,185 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $1,105,000 | 3,050 |
Subordinated debt | $0 | 372 |
All other liabilities | $452,000 | 5,585 |
Total equity capital | $6,267,000 | 6,060 |
Total bank equity capital | $6,267,000 | 6,060 |
Perpetual preferred stock | $0 | 310 |
Common stock | $93,000 | 10,257 |
Surplus | $0 | 11,565 |
Undivided profits | $6,174,000 | 3,571 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $215,000 | 6,563 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $183,000 | 8,868 |
Earning assets | $50,393,000 | 7,017 |
Long-term assets (5+ years) | $25,020,000 | 2,126 |
Average Assets, year-to-date | $53,386,800 | 7,064 |
Average Assets, quarterly | $54,083,500 | 7,099 |
Volatile liabilities | $5,039,000 | 6,713 |
Insider loans | $29,000 | 10,652 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $1,123,000 | 8,878 |
Tier 1 (core) risk-based capital | $6,642,000 | 5,891 |
Tier 2 risk-based capital | $289,000 | 7,663 |
Total risk weighted assets | $30,657,500 | 7,138 |
Total unused commitments | $1,123,000 | 8,888 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 22 | 7,996 |
Assets and Liabilities | ||
Total Assets: | $52,715,000 | 7,477 |
Cash and due from depository institutions | $1,798,000 | 7,996 |
Interest-bearing balances | $585,000 | 4,152 |
Securities | $10,756,000 | 8,812 |
Federal funds sold & reverse repurchase agreements | $1,641,000 | 6,432 |
Net loans & leases | $36,859,000 | 6,068 |
Loan loss allowance | $251,000 | 9,355 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $1,268,000 | 5,279 |
Other real estate owned | $30,000 | 7,996 |
Goodwill and other intangibles | $24,000 | 2,670 |
All other assets | $339,000 | 10,882 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $52,715,000 | 7,477 |
Total liabilities | $46,566,000 | 7,601 |
Total deposits | $45,957,000 | 7,489 |
Interest-bearing deposits | $45,815,000 | 6,740 |
Deposits held in domestic offices | $45,957,000 | 7,482 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $609,000 | 4,618 |
Total equity capital | $6,149,000 | 6,271 |
Total bank equity capital | $6,149,000 | 6,271 |
Perpetual preferred stock | $0 | 343 |
Common stock | $93,000 | 10,766 |
Surplus | $0 | 12,104 |
Undivided profits | $6,056,000 | 3,745 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $398,000 | 5,583 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $166,000 | 9,017 |
Earning assets | $49,841,000 | 7,286 |
Long-term assets (5+ years) | $22,442,000 | 2,418 |
Average Assets, year-to-date | $51,825,800 | 7,396 |
Average Assets, quarterly | $52,369,000 | 7,440 |
Volatile liabilities | $3,781,000 | 7,541 |
Insider loans | $35,000 | 10,918 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $802,000 | 9,710 |
Tier 1 (core) risk-based capital | $6,125,000 | 6,212 |
Tier 2 risk-based capital | $251,000 | 8,332 |
Total risk weighted assets | $28,045,600 | 7,593 |
Total unused commitments | $802,000 | 9,736 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 22 | 8,155 |
Assets and Liabilities | ||
Total Assets: | $50,935,000 | 7,758 |
Cash and due from depository institutions | $1,407,000 | 8,155 |
Interest-bearing balances | $199,000 | 6,148 |
Securities | $14,153,000 | 7,618 |
Federal funds sold & reverse repurchase agreements | $100,000 | 11,095 |
Net loans & leases | $33,057,000 | 6,571 |
Loan loss allowance | $222,000 | 10,106 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $1,401,000 | 4,922 |
Other real estate owned | $67,000 | 8,155 |
Goodwill and other intangibles | $29,000 | 2,637 |
All other assets | $721,000 | 7,923 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $50,935,000 | 7,758 |
Total liabilities | $45,381,000 | 7,890 |
Total deposits | $44,892,000 | 7,770 |
Interest-bearing deposits | $44,856,000 | 7,050 |
Deposits held in domestic offices | $44,892,000 | 7,764 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $489,000 | 5,917 |
Total equity capital | $5,554,000 | 6,577 |
Total bank equity capital | $5,554,000 | 6,577 |
Perpetual preferred stock | $0 | 346 |
Common stock | $93,000 | 11,264 |
Surplus | $0 | 12,588 |
Undivided profits | $5,461,000 | 3,894 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $403,000 | 6,327 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $196,000 | 8,759 |
Earning assets | $47,509,000 | 7,646 |
Long-term assets (5+ years) | $0 | 11,806 |
Average Assets, year-to-date | $50,924,000 | 7,617 |
Average Assets, quarterly | $51,243,000 | 7,680 |
Volatile liabilities | $2,594,000 | 9,114 |
Insider loans | $0 | 9,493 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $255,000 | 11,460 |
Tier 1 (core) risk-based capital | $5,554,000 | 6,506 |
Tier 2 risk-based capital | $200,000 | 9,432 |
Total risk weighted assets | $25,427,000 | 8,180 |
Total unused commitments | $255,000 | 11,479 |
Derivatives | $0 | 651 |