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Unity National Bank of Houston, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$10,236,000	2,811
Total interest expense	$3,752,000	2,355
Net interest income	$6,484,000	2,997
Provision for loan and lease losses	$-147,000	4,360
Total noninterest income	$44,418,000	268
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$326,000	2,097
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,092,000	184
Total noninterest expense	$46,046,000	611
Salaries and employee benefits	$5,563,000	2,051
Premises and equipment expense	$917,000	2,126
Additional noninterest expense	$44,092,000	184
Pre-tax net operating income	$5,003,000	1,917
Securities gains (losses)	$0	988
Applicable income taxes	$0	3,369
Income before extraordinary items	$5,003,000	1,722
Extraordinary gains, net	$0	54
Net income	$5,003,000	1,743
Minority interest net income	$0	88
Net income of bank and minority interests.	$5,003,000	1,725
Net charge-offs	$90,000	1,557
Cash dividends	$63,000	3,382
Sale, conversion, retirement of capital stock, net	$3,000	505
Net operating income	$5,003,000	1,754
2023-09-30 (YTD Data)		Rank
Total interest income	$6,941,000	2,917
Total interest expense	$2,652,000	2,300
Net interest income	$4,289,000	3,192
Provision for loan and lease losses	$-148,000	4,410
Total noninterest income	$34,367,000	261
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$244,000	2,108
Trading account gains and fees	NA	NA
Additional Noninterest Income	$34,123,000	179
Total noninterest expense	$35,804,000	598
Salaries and employee benefits	$4,483,000	1,965
Premises and equipment expense	$713,000	2,088
Additional noninterest expense	$34,123,000	179
Pre-tax net operating income	$3,000,000	2,227
Securities gains (losses)	$0	849
Applicable income taxes	$0	3,407
Income before extraordinary items	$3,000,000	2,058
Extraordinary gains, net	$0	52
Net income	$3,000,000	2,077
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,000,000	2,058
Net charge-offs	$1,000	2,548
Cash dividends	$63,000	2,975
Sale, conversion, retirement of capital stock, net	$285,000	292
Net operating income	$3,000,000	2,083
2023-06-30 (YTD Data)		Rank
Total interest income	$4,474,000	2,940
Total interest expense	$1,617,000	2,250
Net interest income	$2,857,000	3,212
Provision for loan and lease losses	$-198,000	4,486
Total noninterest income	$24,422,000	244
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$163,000	2,098
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,259,000	171
Total noninterest expense	$25,474,000	546
Salaries and employee benefits	$3,131,000	1,901
Premises and equipment expense	$485,000	2,055
Additional noninterest expense	$24,259,000	171
Pre-tax net operating income	$2,003,000	2,248
Securities gains (losses)	$0	938
Applicable income taxes	$0	3,436
Income before extraordinary items	$2,003,000	2,062
Extraordinary gains, net	$0	51
Net income	$2,003,000	2,087
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,003,000	2,062
Net charge-offs	$0	2,431
Cash dividends	$63,000	2,834
Sale, conversion, retirement of capital stock, net	$285,000	231
Net operating income	$2,003,000	2,075
2023-03-31 (YTD Data)		Rank
Total interest income	$2,163,000	2,978
Total interest expense	$748,000	2,164
Net interest income	$1,415,000	3,240
Provision for loan and lease losses	$0	2,612
Total noninterest income	$12,524,000	239
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$83,000	2,106
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,441,000	169
Total noninterest expense	$13,077,000	545
Salaries and employee benefits	$1,504,000	1,998
Premises and equipment expense	$279,000	1,906
Additional noninterest expense	$12,441,000	169
Pre-tax net operating income	$862,000	2,483
Securities gains (losses)	$0	950
Applicable income taxes	$0	3,388
Income before extraordinary items	$862,000	2,285
Extraordinary gains, net	$0	4
Net income	$862,000	2,285
Minority interest net income	$0	48
Net income of bank and minority interests.	$862,000	2,285
Net charge-offs	$3,000	1,707
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$862,000	2,320
2022-12-31 (YTD Data)		Rank
Total interest income	$8,068,000	2,849
Total interest expense	$998,000	2,427
Net interest income	$7,070,000	2,868
Provision for loan and lease losses	$600,000	1,102
Total noninterest income	$44,180,000	277
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$395,000	1,963
Trading account gains and fees	NA	NA
Additional Noninterest Income	$43,785,000	195
Total noninterest expense	$47,620,000	571
Salaries and employee benefits	$5,714,000	2,010
Premises and equipment expense	$907,000	2,119
Additional noninterest expense	$43,785,000	195
Pre-tax net operating income	$3,030,000	2,648
Securities gains (losses)	$0	691
Applicable income taxes	$0	3,596
Income before extraordinary items	$3,030,000	2,450
Extraordinary gains, net	$0	5
Net income	$3,030,000	2,448
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,030,000	2,449
Net charge-offs	$7,000	2,241
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$4,000	558
Net operating income	$3,030,000	2,475
2022-09-30 (YTD Data)		Rank
Total interest income	$5,798,000	2,857
Total interest expense	$632,000	2,333
Net interest income	$5,166,000	2,875
Provision for loan and lease losses	$600,000	860
Total noninterest income	$33,762,000	281
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$310,000	1,921
Trading account gains and fees	NA	NA
Additional Noninterest Income	$33,452,000	198
Total noninterest expense	$36,116,000	557
Salaries and employee benefits	$4,186,000	2,032
Premises and equipment expense	$705,000	2,096
Additional noninterest expense	$33,452,000	198
Pre-tax net operating income	$2,212,000	2,667
Securities gains (losses)	$0	740
Applicable income taxes	$0	3,603
Income before extraordinary items	$2,212,000	2,462
Extraordinary gains, net	$0	4
Net income	$2,212,000	2,461
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,212,000	2,461
Net charge-offs	$107,000	906
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$4,000	507
Net operating income	$2,212,000	2,501
2022-06-30 (YTD Data)		Rank
Total interest income	$3,838,000	2,822
Total interest expense	$360,000	2,422
Net interest income	$3,478,000	2,846
Provision for loan and lease losses	$600,000	609
Total noninterest income	$23,638,000	265
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$212,000	1,878
Trading account gains and fees	NA	NA
Additional Noninterest Income	$23,426,000	202
Total noninterest expense	$25,063,000	532
Salaries and employee benefits	$2,705,000	2,076
Premises and equipment expense	$482,000	2,060
Additional noninterest expense	$21,876,000	240
Pre-tax net operating income	$1,453,000	2,599
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$1,453,000	2,393
Extraordinary gains, net	$0	4
Net income	$1,453,000	2,393
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,453,000	2,393
Net charge-offs	$99,000	728
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$4,000	485
Net operating income	$1,453,000	2,427
2022-03-31 (YTD Data)		Rank
Total interest income	$1,912,000	2,790
Total interest expense	$138,000	2,737
Net interest income	$1,774,000	2,766
Provision for loan and lease losses	$400,000	402
Total noninterest income	$10,900,000	287
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$123,000	1,689
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,777,000	215
Total noninterest expense	$11,616,000	569
Salaries and employee benefits	$1,272,000	2,155
Premises and equipment expense	$230,000	2,140
Additional noninterest expense	$10,114,000	258
Pre-tax net operating income	$658,000	2,622
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$658,000	2,434
Extraordinary gains, net	$0	4
Net income	$658,000	2,431
Minority interest net income	$0	50
Net income of bank and minority interests.	$658,000	2,434
Net charge-offs	$131,000	439
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$4,000	434
Net operating income	$658,000	2,456
2021-12-31 (YTD Data)		Rank
Total interest income	$8,163,000	2,782
Total interest expense	$499,000	3,181
Net interest income	$7,664,000	2,710
Provision for loan and lease losses	$1,165,000	519
Total noninterest income	$21,389,000	493
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$332,000	2,071
Trading account gains and fees	NA	NA
Additional Noninterest Income	$21,057,000	405
Total noninterest expense	$25,903,000	961
Salaries and employee benefits	$4,299,000	2,379
Premises and equipment expense	$789,000	2,330
Additional noninterest expense	$20,815,000	410
Pre-tax net operating income	$1,985,000	3,157
Securities gains (losses)	$18,000	1,546
Applicable income taxes	$0	3,710
Income before extraordinary items	$2,003,000	3,024
Extraordinary gains, net	$0	10
Net income	$2,003,000	3,024
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,003,000	3,024
Net charge-offs	$818,000	480
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$11,487,000	65
Net operating income	$1,985,000	3,014
2021-09-30 (YTD Data)		Rank
Total interest income	$6,107,000	2,839
Total interest expense	$366,000	3,299
Net interest income	$5,741,000	2,760
Provision for loan and lease losses	$955,000	465
Total noninterest income	$13,437,000	572
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$262,000	2,025
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,175,000	477
Total noninterest expense	$16,936,000	1,068
Salaries and employee benefits	$3,035,000	2,491
Premises and equipment expense	$553,000	2,460
Additional noninterest expense	$13,348,000	468
Pre-tax net operating income	$1,287,000	3,448
Securities gains (losses)	$0	2,015
Applicable income taxes	$0	3,719
Income before extraordinary items	$1,287,000	3,319
Extraordinary gains, net	$0	8
Net income	$1,287,000	3,318
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,287,000	3,319
Net charge-offs	$873,000	361
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$11,487,000	50
Net operating income	$1,287,000	3,288
2021-06-30 (YTD Data)		Rank
Total interest income	$4,094,000	2,842
Total interest expense	$239,000	3,389
Net interest income	$3,855,000	2,751
Provision for loan and lease losses	$600,000	497
Total noninterest income	$3,171,000	1,153
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$175,000	1,970
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,996,000	973
Total noninterest expense	$5,797,000	1,773
Salaries and employee benefits	$1,842,000	2,637
Premises and equipment expense	$359,000	2,486
Additional noninterest expense	$3,596,000	1,009
Pre-tax net operating income	$629,000	3,763
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$629,000	3,673
Extraordinary gains, net	$0	6
Net income	$629,000	3,673
Minority interest net income	$0	67
Net income of bank and minority interests.	$629,000	3,673
Net charge-offs	$551,000	374
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$11,455,000	31
Net operating income	$629,000	3,641
2021-03-31 (YTD Data)		Rank
Total interest income	$1,700,000	3,103
Total interest expense	$115,000	3,525
Net interest income	$1,585,000	3,024
Provision for loan and lease losses	$325,000	513
Total noninterest income	$317,000	2,746
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$90,000	1,926
Trading account gains and fees	NA	NA
Additional Noninterest Income	$227,000	2,723
Total noninterest expense	$1,464,000	2,765
Salaries and employee benefits	$824,000	2,806
Premises and equipment expense	$132,000	2,978
Additional noninterest expense	$508,000	2,508
Pre-tax net operating income	$113,000	4,389
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$113,000	4,356
Extraordinary gains, net	$0	3
Net income	$113,000	4,355
Minority interest net income	$0	55
Net income of bank and minority interests.	$113,000	4,356
Net charge-offs	$256,000	370
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$6,455,000	35
Net operating income	$113,000	4,337
2020-12-31 (YTD Data)		Rank
Total interest income	$6,510,000	3,173
Total interest expense	$929,000	3,050
Net interest income	$5,581,000	3,163
Provision for loan and lease losses	$354,000	2,544
Total noninterest income	$411,000	3,787
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$393,000	1,914
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,000	4,818
Total noninterest expense	$5,311,000	2,891
Salaries and employee benefits	$2,857,000	3,019
Premises and equipment expense	$594,000	2,766
Additional noninterest expense	$1,860,000	2,642
Pre-tax net operating income	$327,000	4,382
Securities gains (losses)	$0	2,675
Applicable income taxes	$0	3,697
Income before extraordinary items	$327,000	4,396
Extraordinary gains, net	$0	4
Net income	$327,000	4,395
Minority interest net income	$0	72
Net income of bank and minority interests.	$327,000	4,396
Net charge-offs	$6,000	3,144
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$1,505,000	172
Net operating income	$327,000	4,352
2020-09-30 (YTD Data)		Rank
Total interest income	$4,625,000	3,296
Total interest expense	$814,000	2,904
Net interest income	$3,811,000	3,330
Provision for loan and lease losses	$0	4,239
Total noninterest income	$308,000	3,798
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$294,000	1,921
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,000	4,831
Total noninterest expense	$3,888,000	2,927
Salaries and employee benefits	$2,080,000	3,042
Premises and equipment expense	$441,000	2,787
Additional noninterest expense	$1,367,000	2,681
Pre-tax net operating income	$231,000	4,438
Securities gains (losses)	$0	2,494
Applicable income taxes	$0	3,696
Income before extraordinary items	$231,000	4,447
Extraordinary gains, net	$0	4
Net income	$231,000	4,446
Minority interest net income	$0	65
Net income of bank and minority interests.	$231,000	4,447
Net charge-offs	$5,000	2,912
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$505,000	213
Net operating income	$231,000	4,401
2020-06-30 (YTD Data)		Rank
Total interest income	$3,061,000	3,340
Total interest expense	$561,000	2,976
Net interest income	$2,500,000	3,384
Provision for loan and lease losses	$0	4,134
Total noninterest income	$199,000	3,826
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$190,000	1,980
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,000	4,833
Total noninterest expense	$2,557,000	2,963
Salaries and employee benefits	$1,331,000	3,121
Premises and equipment expense	$282,000	2,860
Additional noninterest expense	$944,000	2,611
Pre-tax net operating income	$142,000	4,481
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$142,000	4,472
Extraordinary gains, net	$0	4
Net income	$142,000	4,472
Minority interest net income	$0	65
Net income of bank and minority interests.	$142,000	4,472
Net charge-offs	$0	3,033
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$1,000	498
Net operating income	$142,000	4,436
2020-03-31 (YTD Data)		Rank
Total interest income	$1,289,000	3,629
Total interest expense	$303,000	2,999
Net interest income	$986,000	3,756
Provision for loan and lease losses	$0	3,711
Total noninterest income	$107,000	3,725
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$102,000	2,113
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,000	4,851
Total noninterest expense	$1,166,000	3,149
Salaries and employee benefits	$660,000	3,148
Premises and equipment expense	$138,000	2,933
Additional noninterest expense	$368,000	3,089
Pre-tax net operating income	$-73,000	4,848
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$-73,000	4,833
Extraordinary gains, net	$0	4
Net income	$-73,000	4,833
Minority interest net income	$0	56
Net income of bank and minority interests.	$-73,000	4,833
Net charge-offs	$1,000	2,430
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$1,000	473
Net operating income	$-73,000	4,851
2019-12-31 (YTD Data)		Rank
Total interest income	$4,861,000	3,791
Total interest expense	$1,245,000	2,999
Net interest income	$3,616,000	3,931
Provision for loan and lease losses	$348,000	1,824
Total noninterest income	$1,011,000	2,804
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$460,000	2,033
Trading account gains and fees	NA	NA
Additional Noninterest Income	$551,000	2,921
Total noninterest expense	$4,932,000	3,041
Salaries and employee benefits	$2,749,000	3,078
Premises and equipment expense	$555,000	2,937
Additional noninterest expense	$1,628,000	2,925
Pre-tax net operating income	$-653,000	5,074
Securities gains (losses)	$6,000	2,041
Applicable income taxes	$0	3,859
Income before extraordinary items	$-647,000	5,076
Extraordinary gains, net	$0	11
Net income	$-647,000	5,077
Minority interest net income	$0	76
Net income of bank and minority interests.	$-647,000	5,077
Net charge-offs	$288,000	1,383
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$1,497,000	175
Net operating income	$-653,000	5,070
2019-09-30 (YTD Data)		Rank
Total interest income	$3,570,000	3,870
Total interest expense	$923,000	3,038
Net interest income	$2,647,000	4,022
Provision for loan and lease losses	$304,000	1,592
Total noninterest income	$373,000	3,710
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$349,000	2,019
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,000	4,903
Total noninterest expense	$3,165,000	3,346
Salaries and employee benefits	$2,042,000	3,109
Premises and equipment expense	$438,000	2,851
Additional noninterest expense	$685,000	3,947
Pre-tax net operating income	$-449,000	5,152
Securities gains (losses)	$0	2,167
Applicable income taxes	$0	3,902
Income before extraordinary items	$-449,000	5,159
Extraordinary gains, net	$0	11
Net income	$-449,000	5,159
Minority interest net income	$0	72
Net income of bank and minority interests.	$-449,000	5,159
Net charge-offs	$288,000	1,061
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$62,000	464
Net operating income	$-449,000	5,148
2019-06-30 (YTD Data)		Rank
Total interest income	$2,314,000	3,933
Total interest expense	$606,000	3,051
Net interest income	$1,708,000	4,092
Provision for loan and lease losses	$44,000	2,893
Total noninterest income	$249,000	3,691
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$235,000	1,987
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,000	4,980
Total noninterest expense	$2,440,000	3,095
Salaries and employee benefits	$1,375,000	3,110
Premises and equipment expense	$285,000	2,907
Additional noninterest expense	$780,000	3,054
Pre-tax net operating income	$-527,000	5,233
Securities gains (losses)	$0	1,702
Applicable income taxes	$0	3,901
Income before extraordinary items	$-527,000	5,234
Extraordinary gains, net	$0	11
Net income	$-527,000	5,233
Minority interest net income	$0	69
Net income of bank and minority interests.	$-527,000	5,233
Net charge-offs	$210,000	966
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$75,000	386
Net operating income	$-527,000	5,230
2019-03-31 (YTD Data)		Rank
Total interest income	$1,100,000	4,031
Total interest expense	$283,000	3,125
Net interest income	$817,000	4,188
Provision for loan and lease losses	$0	3,406
Total noninterest income	$128,000	3,644
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$120,000	1,957
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,000	4,976
Total noninterest expense	$1,213,000	3,126
Salaries and employee benefits	$691,000	3,132
Premises and equipment expense	$143,000	2,936
Additional noninterest expense	$379,000	3,131
Pre-tax net operating income	$-268,000	5,287
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$-268,000	5,286
Extraordinary gains, net	$0	5
Net income	$-268,000	5,284
Minority interest net income	$0	52
Net income of bank and minority interests.	$-268,000	5,284
Net charge-offs	$-2,000	4,062
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$-268,000	5,287
2018-12-31 (YTD Data)		Rank
Total interest income	$4,016,000	4,115
Total interest expense	$719,000	3,413
Net interest income	$3,297,000	4,187
Provision for loan and lease losses	$52,000	3,472
Total noninterest income	$601,000	3,555
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$517,000	1,935
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	4,681
Total noninterest expense	$5,477,000	2,878
Salaries and employee benefits	$3,073,000	2,913
Premises and equipment expense	$638,000	2,723
Additional noninterest expense	$1,766,000	2,835
Pre-tax net operating income	$-1,631,000	5,373
Securities gains (losses)	$0	1,125
Applicable income taxes	$0	3,978
Income before extraordinary items	$-1,631,000	5,368
Extraordinary gains, net	$0	6
Net income	$-1,631,000	5,367
Minority interest net income	$0	72
Net income of bank and minority interests.	$-1,631,000	5,367
Net charge-offs	$58,000	2,531
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$64,000	530
Net operating income	$-1,631,000	5,366
2018-09-30 (YTD Data)		Rank
Total interest income	$2,960,000	4,177
Total interest expense	$509,000	3,445
Net interest income	$2,451,000	4,243
Provision for loan and lease losses	$52,000	3,156
Total noninterest income	$464,000	3,537
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$388,000	1,943
Trading account gains and fees	NA	NA
Additional Noninterest Income	$76,000	4,631
Total noninterest expense	$4,163,000	2,862
Salaries and employee benefits	$2,300,000	2,927
Premises and equipment expense	$491,000	2,710
Additional noninterest expense	$1,372,000	2,762
Pre-tax net operating income	$-1,300,000	5,449
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$-1,300,000	5,441
Extraordinary gains, net	$0	5
Net income	$-1,300,000	5,440
Minority interest net income	$0	66
Net income of bank and minority interests.	$-1,300,000	5,440
Net charge-offs	$6,000	3,153
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$64,000	474
Net operating income	$-1,300,000	5,441
2018-06-30 (YTD Data)		Rank
Total interest income	$2,002,000	4,169
Total interest expense	$330,000	3,422
Net interest income	$1,672,000	4,231
Provision for loan and lease losses	$52,000	2,784
Total noninterest income	$274,000	3,710
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$252,000	1,975
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,000	5,075
Total noninterest expense	$2,782,000	2,889
Salaries and employee benefits	$1,520,000	2,963
Premises and equipment expense	$325,000	2,734
Additional noninterest expense	$937,000	2,731
Pre-tax net operating income	$-888,000	5,505
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$-888,000	5,497
Extraordinary gains, net	$0	6
Net income	$-888,000	5,496
Minority interest net income	$0	65
Net income of bank and minority interests.	$-888,000	5,496
Net charge-offs	$7,000	2,719
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$64,000	418
Net operating income	$-888,000	5,497
2018-03-31 (YTD Data)		Rank
Total interest income	$987,000	4,208
Total interest expense	$159,000	3,424
Net interest income	$828,000	4,265
Provision for loan and lease losses	$39,000	2,285
Total noninterest income	$136,000	3,717
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$129,000	1,947
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,000	5,232
Total noninterest expense	$1,319,000	3,007
Salaries and employee benefits	$688,000	3,152
Premises and equipment expense	$161,000	2,779
Additional noninterest expense	$470,000	2,745
Pre-tax net operating income	$-394,000	5,563
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$-394,000	5,551
Extraordinary gains, net	$0	7
Net income	$-394,000	5,551
Minority interest net income	$0	52
Net income of bank and minority interests.	$-394,000	5,551
Net charge-offs	$4,000	2,263
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$-394,000	5,554
2017-12-31 (YTD Data)		Rank
Total interest income	$4,247,000	4,046
Total interest expense	$556,000	3,513
Net interest income	$3,691,000	4,085
Provision for loan and lease losses	$137,000	2,745
Total noninterest income	$565,000	3,780
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$518,000	1,974
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,000	5,148
Total noninterest expense	$4,762,000	3,195
Salaries and employee benefits	$2,560,000	3,292
Premises and equipment expense	$611,000	2,887
Additional noninterest expense	$1,591,000	3,108
Pre-tax net operating income	$-643,000	5,577
Securities gains (losses)	$-2,000	4,854
Applicable income taxes	$0	4,135
Income before extraordinary items	$-645,000	5,539
Extraordinary gains, net	$0	9
Net income	$-645,000	5,539
Minority interest net income	$0	76
Net income of bank and minority interests.	$-645,000	5,539
Net charge-offs	$3,000	3,939
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$3,884,000	116
Net operating income	$-643,000	5,538
2017-09-30 (YTD Data)		Rank
Total interest income	$3,161,000	4,092
Total interest expense	$410,000	3,557
Net interest income	$2,751,000	4,138
Provision for loan and lease losses	$104,000	2,628
Total noninterest income	$434,000	3,769
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$404,000	1,936
Trading account gains and fees	NA	NA
Additional Noninterest Income	$30,000	5,259
Total noninterest expense	$3,534,000	3,229
Salaries and employee benefits	$1,904,000	3,317
Premises and equipment expense	$394,000	3,205
Additional noninterest expense	$1,236,000	3,036
Pre-tax net operating income	$-453,000	5,644
Securities gains (losses)	$-2,000	5,199
Applicable income taxes	$0	4,172
Income before extraordinary items	$-455,000	5,647
Extraordinary gains, net	$0	9
Net income	$-455,000	5,647
Minority interest net income	$0	71
Net income of bank and minority interests.	$-455,000	5,647
Net charge-offs	$10,000	3,258
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$3,884,000	92
Net operating income	$-453,000	5,648
2017-06-30 (YTD Data)		Rank
Total interest income	$2,034,000	4,154
Total interest expense	$274,000	3,517
Net interest income	$1,760,000	4,219
Provision for loan and lease losses	$65,000	2,560
Total noninterest income	$300,000	3,722
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$276,000	1,886
Trading account gains and fees	NA	NA
Additional Noninterest Income	$24,000	5,232
Total noninterest expense	$2,416,000	3,194
Salaries and employee benefits	$1,295,000	3,299
Premises and equipment expense	$263,000	3,200
Additional noninterest expense	$858,000	2,962
Pre-tax net operating income	$-421,000	5,715
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$-421,000	5,711
Extraordinary gains, net	$0	11
Net income	$-421,000	5,711
Minority interest net income	$0	71
Net income of bank and minority interests.	$-421,000	5,711
Net charge-offs	$-1,000	4,147
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$2,884,000	78
Net operating income	$-421,000	5,709
2017-03-31 (YTD Data)		Rank
Total interest income	$1,016,000	4,168
Total interest expense	$134,000	3,548
Net interest income	$882,000	4,225
Provision for loan and lease losses	$26,000	2,637
Total noninterest income	$142,000	3,816
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$141,000	1,850
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,000	5,710
Total noninterest expense	$1,158,000	3,315
Salaries and employee benefits	$638,000	3,356
Premises and equipment expense	$117,000	3,483
Additional noninterest expense	$403,000	3,102
Pre-tax net operating income	$-160,000	5,760
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$-160,000	5,760
Extraordinary gains, net	$0	8
Net income	$-160,000	5,760
Minority interest net income	$0	55
Net income of bank and minority interests.	$-160,000	5,760
Net charge-offs	$2,000	2,694
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$-160,000	5,757
2016-12-31 (YTD Data)		Rank
Total interest income	$3,599,000	4,405
Total interest expense	$354,000	4,230
Net interest income	$3,245,000	4,378
Provision for loan and lease losses	$-35,000	5,510
Total noninterest income	$1,631,000	2,374
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$452,000	2,250
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,179,000	2,203
Total noninterest expense	$4,296,000	3,503
Salaries and employee benefits	$2,538,000	3,371
Premises and equipment expense	$450,000	3,568
Additional noninterest expense	$1,308,000	3,629
Pre-tax net operating income	$615,000	4,636
Securities gains (losses)	$0	3,212
Applicable income taxes	$0	4,278
Income before extraordinary items	$615,000	4,514
Extraordinary gains, net	$0	5
Net income	$615,000	4,512
Minority interest net income	$0	82
Net income of bank and minority interests.	$615,000	4,513
Net charge-offs	$6,000	3,984
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$615,000	4,460
2016-09-30 (YTD Data)		Rank
Total interest income	$2,668,000	4,459
Total interest expense	$258,000	4,315
Net interest income	$2,410,000	4,419
Provision for loan and lease losses	$-35,000	5,669
Total noninterest income	$1,477,000	2,139
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$255,000	2,751
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,222,000	1,791
Total noninterest expense	$3,173,000	3,540
Salaries and employee benefits	$1,841,000	3,431
Premises and equipment expense	$389,000	3,329
Additional noninterest expense	$943,000	3,734
Pre-tax net operating income	$749,000	4,135
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$749,000	3,943
Extraordinary gains, net	$0	5
Net income	$749,000	3,941
Minority interest net income	$0	71
Net income of bank and minority interests.	$749,000	3,943
Net charge-offs	$-66,000	5,455
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$749,000	3,877
2016-06-30 (YTD Data)		Rank
Total interest income	$1,746,000	4,538
Total interest expense	$181,000	4,249
Net interest income	$1,565,000	4,505
Provision for loan and lease losses	$-35,000	5,792
Total noninterest income	$455,000	3,188
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$166,000	2,765
Trading account gains and fees	$0	157
Additional Noninterest Income	$289,000	3,079
Total noninterest expense	$1,958,000	3,717
Salaries and employee benefits	$1,125,000	3,643
Premises and equipment expense	$245,000	3,459
Additional noninterest expense	$588,000	3,919
Pre-tax net operating income	$97,000	5,474
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$97,000	5,469
Extraordinary gains, net	$0	16
Net income	$97,000	5,467
Minority interest net income	$0	71
Net income of bank and minority interests.	$97,000	5,468
Net charge-offs	$-69,000	5,599
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$97,000	5,412
2016-03-31 (YTD Data)		Rank
Total interest income	$910,000	4,478
Total interest expense	$109,000	3,944
Net interest income	$801,000	4,500
Provision for loan and lease losses	$-35,000	5,937
Total noninterest income	$250,000	3,016
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$84,000	2,723
Trading account gains and fees	$0	142
Additional Noninterest Income	$166,000	2,855
Total noninterest expense	$995,000	3,724
Salaries and employee benefits	$550,000	3,705
Premises and equipment expense	$149,000	3,073
Additional noninterest expense	$296,000	3,919
Pre-tax net operating income	$91,000	5,137
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$91,000	5,093
Extraordinary gains, net	$0	12
Net income	$91,000	5,093
Minority interest net income	$0	62
Net income of bank and minority interests.	$91,000	5,093
Net charge-offs	$-33,000	5,611
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$91,000	5,034
2015-12-31 (YTD Data)		Rank
Total interest income	$3,563,000	4,529
Total interest expense	$434,000	3,993
Net interest income	$3,129,000	4,556
Provision for loan and lease losses	$150,000	2,613
Total noninterest income	$692,000	3,662
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$445,000	2,334
Trading account gains and fees	$0	159
Additional Noninterest Income	$247,000	4,200
Total noninterest expense	$3,563,000	3,969
Salaries and employee benefits	$2,055,000	3,850
Premises and equipment expense	$441,000	3,717
Additional noninterest expense	$1,067,000	4,169
Pre-tax net operating income	$108,000	5,659
Securities gains (losses)	$0	3,216
Applicable income taxes	$0	4,402
Income before extraordinary items	$108,000	5,675
Extraordinary gains, net	$0	23
Net income	$108,000	5,678
Minority interest net income	$0	81
Net income of bank and minority interests.	$108,000	5,678
Net charge-offs	$-30,000	5,436
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$108,000	5,637
2015-09-30 (YTD Data)		Rank
Total interest income	$2,480,000	4,733
Total interest expense	$319,000	4,089
Net interest income	$2,161,000	4,774
Provision for loan and lease losses	$150,000	2,243
Total noninterest income	$520,000	3,671
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$349,000	2,273
Trading account gains and fees	$0	153
Additional Noninterest Income	$171,000	4,337
Total noninterest expense	$2,616,000	4,041
Salaries and employee benefits	$1,532,000	3,880
Premises and equipment expense	$337,000	3,731
Additional noninterest expense	$747,000	4,317
Pre-tax net operating income	$-85,000	6,027
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$-85,000	6,056
Extraordinary gains, net	$0	21
Net income	$-85,000	6,056
Minority interest net income	$0	78
Net income of bank and minority interests.	$-85,000	6,056
Net charge-offs	$-18,000	5,319
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$-85,000	6,031
2015-06-30 (YTD Data)		Rank
Total interest income	$1,650,000	4,766
Total interest expense	$210,000	4,149
Net interest income	$1,440,000	4,799
Provision for loan and lease losses	$150,000	1,756
Total noninterest income	$360,000	3,608
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$239,000	2,195
Trading account gains and fees	$0	157
Additional Noninterest Income	$121,000	4,300
Total noninterest expense	$1,743,000	4,077
Salaries and employee benefits	$1,019,000	3,914
Premises and equipment expense	$218,000	3,819
Additional noninterest expense	$506,000	4,334
Pre-tax net operating income	$-93,000	6,109
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$-93,000	6,138
Extraordinary gains, net	$0	22
Net income	$-93,000	6,139
Minority interest net income	$0	75
Net income of bank and minority interests.	$-93,000	6,139
Net charge-offs	$-17,000	5,433
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$-93,000	6,116
2015-03-31 (YTD Data)		Rank
Total interest income	$839,000	4,773
Total interest expense	$104,000	4,221
Net interest income	$735,000	4,786
Provision for loan and lease losses	$0	3,703
Total noninterest income	$200,000	3,429
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$114,000	2,259
Trading account gains and fees	$0	152
Additional Noninterest Income	$86,000	3,826
Total noninterest expense	$851,000	4,162
Salaries and employee benefits	$507,000	3,947
Premises and equipment expense	$106,000	3,910
Additional noninterest expense	$238,000	4,462
Pre-tax net operating income	$84,000	5,335
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$84,000	5,266
Extraordinary gains, net	$0	13
Net income	$84,000	5,269
Minority interest net income	$0	64
Net income of bank and minority interests.	$84,000	5,270
Net charge-offs	$-8,000	5,326
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$84,000	5,200
2014-12-31 (YTD Data)		Rank
Total interest income	$3,075,000	5,009
Total interest expense	$389,000	4,511
Net interest income	$2,686,000	5,014
Provision for loan and lease losses	$0	4,603
Total noninterest income	$757,000	3,580
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$442,000	2,505
Trading account gains and fees	$0	180
Additional Noninterest Income	$315,000	3,951
Total noninterest expense	$3,570,000	4,093
Salaries and employee benefits	$1,998,000	3,991
Premises and equipment expense	$557,000	3,398
Additional noninterest expense	$1,015,000	4,424
Pre-tax net operating income	$-127,000	6,185
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$-127,000	6,202
Extraordinary gains, net	$0	17
Net income	$-127,000	6,202
Minority interest net income	$0	84
Net income of bank and minority interests.	$-127,000	6,203
Net charge-offs	$40,000	3,942
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-127,000	6,195
2014-09-30 (YTD Data)		Rank
Total interest income	$2,253,000	5,098
Total interest expense	$287,000	4,621
Net interest income	$1,966,000	5,105
Provision for loan and lease losses	$0	4,401
Total noninterest income	$504,000	3,824
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$336,000	2,489
Trading account gains and fees	$0	174
Additional Noninterest Income	$168,000	4,436
Total noninterest expense	$2,720,000	4,074
Salaries and employee benefits	$1,490,000	4,000
Premises and equipment expense	$460,000	3,225
Additional noninterest expense	$770,000	4,420
Pre-tax net operating income	$-250,000	6,321
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$-250,000	6,336
Extraordinary gains, net	$0	15
Net income	$-250,000	6,335
Minority interest net income	$0	81
Net income of bank and minority interests.	$-250,000	6,335
Net charge-offs	$46,000	3,324
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$-250,000	6,333
2014-06-30 (YTD Data)		Rank
Total interest income	$1,475,000	5,152
Total interest expense	$187,000	4,706
Net interest income	$1,288,000	5,149
Provision for loan and lease losses	$0	4,196
Total noninterest income	$287,000	4,111
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$221,000	2,491
Trading account gains and fees	$0	172
Additional Noninterest Income	$66,000	5,055
Total noninterest expense	$1,797,000	4,115
Salaries and employee benefits	$1,008,000	4,005
Premises and equipment expense	$302,000	3,277
Additional noninterest expense	$487,000	4,547
Pre-tax net operating income	$-222,000	6,407
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$-222,000	6,423
Extraordinary gains, net	$0	20
Net income	$-222,000	6,425
Minority interest net income	$0	80
Net income of bank and minority interests.	$-222,000	6,425
Net charge-offs	$51,000	2,771
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$-222,000	6,416
2014-03-31 (YTD Data)		Rank
Total interest income	$743,000	5,184
Total interest expense	$92,000	4,795
Net interest income	$651,000	5,187
Provision for loan and lease losses	$0	3,817
Total noninterest income	$129,000	4,231
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$113,000	2,428
Trading account gains and fees	$0	147
Additional Noninterest Income	$16,000	5,685
Total noninterest expense	$893,000	4,158
Salaries and employee benefits	$503,000	4,048
Premises and equipment expense	$155,000	3,267
Additional noninterest expense	$235,000	4,632
Pre-tax net operating income	$-113,000	6,461
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$-113,000	6,464
Extraordinary gains, net	$0	16
Net income	$-113,000	6,464
Minority interest net income	$0	66
Net income of bank and minority interests.	$-113,000	6,465
Net charge-offs	$45,000	1,951
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$-113,000	6,460
2013-12-31 (YTD Data)		Rank
Total interest income	$3,204,000	5,102
Total interest expense	$392,000	4,947
Net interest income	$2,812,000	5,066
Provision for loan and lease losses	$-70,000	6,345
Total noninterest income	$647,000	4,004
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$470,000	2,507
Trading account gains and fees	$0	184
Additional Noninterest Income	$177,000	4,764
Total noninterest expense	$3,581,000	4,198
Salaries and employee benefits	$1,930,000	4,155
Premises and equipment expense	$663,000	3,068
Additional noninterest expense	$988,000	4,605
Pre-tax net operating income	$-52,000	6,259
Securities gains (losses)	$74,000	1,532
Applicable income taxes	$0	4,631
Income before extraordinary items	$22,000	6,203
Extraordinary gains, net	$0	29
Net income	$22,000	6,204
Minority interest net income	$0	90
Net income of bank and minority interests.	$22,000	6,205
Net charge-offs	$39,000	4,522
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-52,000	6,272
2013-09-30 (YTD Data)		Rank
Total interest income	$2,206,000	5,320
Total interest expense	$298,000	5,018
Net interest income	$1,908,000	5,313
Provision for loan and lease losses	$5,000	4,832
Total noninterest income	$476,000	4,112
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$357,000	2,488
Trading account gains and fees	$0	180
Additional Noninterest Income	$119,000	4,980
Total noninterest expense	$2,705,000	4,193
Salaries and employee benefits	$1,445,000	4,175
Premises and equipment expense	$514,000	3,047
Additional noninterest expense	$746,000	4,619
Pre-tax net operating income	$-326,000	6,556
Securities gains (losses)	$36,000	1,884
Applicable income taxes	$0	4,713
Income before extraordinary items	$-290,000	6,570
Extraordinary gains, net	$0	25
Net income	$-290,000	6,570
Minority interest net income	$0	84
Net income of bank and minority interests.	$-290,000	6,570
Net charge-offs	$42,000	3,991
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-326,000	6,567
2013-06-30 (YTD Data)		Rank
Total interest income	$1,432,000	5,390
Total interest expense	$199,000	5,069
Net interest income	$1,233,000	5,378
Provision for loan and lease losses	$5,000	4,656
Total noninterest income	$260,000	4,454
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$234,000	2,489
Trading account gains and fees	$0	157
Additional Noninterest Income	$26,000	5,953
Total noninterest expense	$1,820,000	4,193
Salaries and employee benefits	$966,000	4,194
Premises and equipment expense	$348,000	3,008
Additional noninterest expense	$506,000	4,610
Pre-tax net operating income	$-332,000	6,627
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$-332,000	6,663
Extraordinary gains, net	$0	22
Net income	$-332,000	6,664
Minority interest net income	$0	82
Net income of bank and minority interests.	$-332,000	6,664
Net charge-offs	$82,000	2,933
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$-332,000	6,638
2013-03-31 (YTD Data)		Rank
Total interest income	$728,000	5,399
Total interest expense	$97,000	5,201
Net interest income	$631,000	5,370
Provision for loan and lease losses	$0	4,409
Total noninterest income	$110,000	4,702
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$121,000	2,415
Trading account gains and fees	$0	148
Additional Noninterest Income	$-11,000	6,800
Total noninterest expense	$916,000	4,219
Salaries and employee benefits	$485,000	4,229
Premises and equipment expense	$176,000	3,006
Additional noninterest expense	$255,000	4,594
Pre-tax net operating income	$-175,000	6,703
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$-175,000	6,732
Extraordinary gains, net	$0	10
Net income	$-175,000	6,733
Minority interest net income	$0	76
Net income of bank and minority interests.	$-175,000	6,733
Net charge-offs	$-15,000	6,346
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-175,000	6,711
2012-12-31 (YTD Data)		Rank
Total interest income	$3,048,000	5,451
Total interest expense	$427,000	5,426
Net interest income	$2,621,000	5,375
Provision for loan and lease losses	$0	5,905
Total noninterest income	$808,000	3,628
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$535,000	2,350
Trading account gains and fees	$0	166
Additional Noninterest Income	$273,000	4,162
Total noninterest expense	$3,666,000	4,263
Salaries and employee benefits	$1,908,000	4,245
Premises and equipment expense	$655,000	3,175
Additional noninterest expense	$1,103,000	4,558
Pre-tax net operating income	$-237,000	6,376
Securities gains (losses)	$65,000	2,559
Applicable income taxes	$0	4,751
Income before extraordinary items	$-172,000	6,450
Extraordinary gains, net	$0	29
Net income	$-172,000	6,444
Minority interest net income	$0	93
Net income of bank and minority interests.	$-172,000	6,446
Net charge-offs	$-7,000	6,565
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-237,000	6,398
2012-09-30 (YTD Data)		Rank
Total interest income	$2,279,000	5,546
Total interest expense	$327,000	5,512
Net interest income	$1,952,000	5,479
Provision for loan and lease losses	$0	5,790
Total noninterest income	$621,000	3,626
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$416,000	2,316
Trading account gains and fees	$0	157
Additional Noninterest Income	$205,000	4,215
Total noninterest expense	$2,704,000	4,325
Salaries and employee benefits	$1,470,000	4,200
Premises and equipment expense	$490,000	3,212
Additional noninterest expense	$744,000	4,859
Pre-tax net operating income	$-131,000	6,462
Securities gains (losses)	$65,000	2,283
Applicable income taxes	$0	4,802
Income before extraordinary items	$-66,000	6,508
Extraordinary gains, net	$0	20
Net income	$-66,000	6,505
Minority interest net income	$0	86
Net income of bank and minority interests.	$-66,000	6,505
Net charge-offs	$-5,000	6,472
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-131,000	6,476
2012-06-30 (YTD Data)		Rank
Total interest income	$1,534,000	5,564
Total interest expense	$222,000	5,568
Net interest income	$1,312,000	5,492
Provision for loan and lease losses	$0	5,619
Total noninterest income	$428,000	3,535
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$279,000	2,285
Trading account gains and fees	$0	153
Additional Noninterest Income	$149,000	4,089
Total noninterest expense	$1,810,000	4,340
Salaries and employee benefits	$977,000	4,232
Premises and equipment expense	$331,000	3,194
Additional noninterest expense	$502,000	4,854
Pre-tax net operating income	$-70,000	6,483
Securities gains (losses)	$57,000	1,972
Applicable income taxes	$0	4,770
Income before extraordinary items	$-13,000	6,485
Extraordinary gains, net	$0	19
Net income	$-13,000	6,485
Minority interest net income	$0	84
Net income of bank and minority interests.	$-13,000	6,485
Net charge-offs	$31,000	4,381
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-70,000	6,504
2012-03-31 (YTD Data)		Rank
Total interest income	$759,000	5,636
Total interest expense	$112,000	5,669
Net interest income	$647,000	5,546
Provision for loan and lease losses	$0	5,254
Total noninterest income	$189,000	3,758
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$136,000	2,314
Trading account gains and fees	$0	148
Additional Noninterest Income	$53,000	4,635
Total noninterest expense	$852,000	4,512
Salaries and employee benefits	$492,000	4,244
Premises and equipment expense	$147,000	3,517
Additional noninterest expense	$213,000	5,218
Pre-tax net operating income	$-16,000	6,510
Securities gains (losses)	$42,000	1,300
Applicable income taxes	$0	4,704
Income before extraordinary items	$26,000	6,264
Extraordinary gains, net	$0	19
Net income	$26,000	6,263
Minority interest net income	$0	78
Net income of bank and minority interests.	$26,000	6,264
Net charge-offs	$57,000	2,915
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-16,000	6,512
2011-12-31 (YTD Data)		Rank
Total interest income	$3,130,000	5,671
Total interest expense	$491,000	5,883
Net interest income	$2,639,000	5,542
Provision for loan and lease losses	$67,000	5,659
Total noninterest income	$861,000	3,386
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$626,000	2,165
Trading account gains and fees	$0	146
Additional Noninterest Income	$235,000	4,223
Total noninterest expense	$3,667,000	4,369
Salaries and employee benefits	$1,878,000	4,334
Premises and equipment expense	$662,000	3,321
Additional noninterest expense	$1,127,000	4,630
Pre-tax net operating income	$-234,000	6,262
Securities gains (losses)	$25,000	2,985
Applicable income taxes	$0	4,719
Income before extraordinary items	$-209,000	6,339
Extraordinary gains, net	$0	29
Net income	$-209,000	6,342
Minority interest net income	$0	96
Net income of bank and minority interests.	$-209,000	6,342
Net charge-offs	$-4,000	6,925
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-234,000	6,301
2011-09-30 (YTD Data)		Rank
Total interest income	$2,345,000	5,729
Total interest expense	$384,000	5,915
Net interest income	$1,961,000	5,597
Provision for loan and lease losses	$67,000	5,338
Total noninterest income	$715,000	3,217
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$464,000	2,195
Trading account gains and fees	$0	145
Additional Noninterest Income	$251,000	3,733
Total noninterest expense	$2,804,000	4,313
Salaries and employee benefits	$1,401,000	4,346
Premises and equipment expense	$480,000	3,453
Additional noninterest expense	$923,000	4,384
Pre-tax net operating income	$-195,000	6,387
Securities gains (losses)	$240,000	1,074
Applicable income taxes	$0	4,740
Income before extraordinary items	$45,000	6,108
Extraordinary gains, net	$0	21
Net income	$45,000	6,109
Minority interest net income	$0	87
Net income of bank and minority interests.	$45,000	6,109
Net charge-offs	$39,000	5,139
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-195,000	6,427
2011-06-30 (YTD Data)		Rank
Total interest income	$1,575,000	5,764
Total interest expense	$265,000	5,968
Net interest income	$1,310,000	5,623
Provision for loan and lease losses	$67,000	4,804
Total noninterest income	$489,000	3,160
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$307,000	2,188
Trading account gains and fees	$0	153
Additional Noninterest Income	$182,000	3,655
Total noninterest expense	$1,821,000	4,424
Salaries and employee benefits	$919,000	4,425
Premises and equipment expense	$320,000	3,492
Additional noninterest expense	$582,000	4,610
Pre-tax net operating income	$-89,000	6,401
Securities gains (losses)	$38,000	1,750
Applicable income taxes	$0	4,697
Income before extraordinary items	$-51,000	6,428
Extraordinary gains, net	$0	15
Net income	$-51,000	6,427
Minority interest net income	$0	89
Net income of bank and minority interests.	$-51,000	6,428
Net charge-offs	$100,000	3,841
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-89,000	6,449
2011-03-31 (YTD Data)		Rank
Total interest income	$741,000	5,933
Total interest expense	$134,000	6,047
Net interest income	$607,000	5,803
Provision for loan and lease losses	$67,000	3,867
Total noninterest income	$260,000	3,081
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$151,000	2,186
Trading account gains and fees	$0	158
Additional Noninterest Income	$109,000	3,417
Total noninterest expense	$890,000	4,511
Salaries and employee benefits	$465,000	4,425
Premises and equipment expense	$162,000	3,505
Additional noninterest expense	$263,000	4,867
Pre-tax net operating income	$-90,000	6,665
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$-90,000	6,696
Extraordinary gains, net	$0	9
Net income	$-90,000	6,696
Minority interest net income	$0	86
Net income of bank and minority interests.	$-90,000	6,696
Net charge-offs	$55,000	3,265
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-90,000	6,687
2010-12-31 (YTD Data)		Rank
Total interest income	$3,308,000	5,842
Total interest expense	$611,000	6,213
Net interest income	$2,697,000	5,602
Provision for loan and lease losses	$660,000	3,694
Total noninterest income	$1,249,000	2,841
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$806,000	1,816
Trading account gains and fees	$0	175
Additional Noninterest Income	$443,000	3,367
Total noninterest expense	$3,996,000	4,224
Salaries and employee benefits	$2,253,000	3,891
Premises and equipment expense	$699,000	3,303
Additional noninterest expense	$1,044,000	4,974
Pre-tax net operating income	$-710,000	6,357
Securities gains (losses)	$93,000	2,225
Applicable income taxes	$0	4,655
Income before extraordinary items	$-617,000	6,424
Extraordinary gains, net	$0	29
Net income	$-617,000	6,425
Minority interest net income	$0	111
Net income of bank and minority interests.	$-617,000	6,425
Net charge-offs	$756,000	3,070
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$2,676,000	226
Net operating income	$-710,000	6,428
2010-09-30 (YTD Data)		Rank
Total interest income	$2,537,000	5,899
Total interest expense	$470,000	6,321
Net interest income	$2,067,000	5,633
Provision for loan and lease losses	$613,000	3,208
Total noninterest income	$967,000	2,792
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$635,000	1,784
Trading account gains and fees	$0	165
Additional Noninterest Income	$332,000	3,387
Total noninterest expense	$2,956,000	4,284
Salaries and employee benefits	$1,646,000	4,004
Premises and equipment expense	$544,000	3,251
Additional noninterest expense	$766,000	5,037
Pre-tax net operating income	$-535,000	6,571
Securities gains (losses)	$93,000	1,997
Applicable income taxes	$0	4,726
Income before extraordinary items	$-442,000	6,637
Extraordinary gains, net	$0	23
Net income	$-442,000	6,637
Minority interest net income	$0	110
Net income of bank and minority interests.	$-442,000	6,637
Net charge-offs	$583,000	2,865
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$1,000,000	287
Net operating income	$-535,000	6,625
2010-06-30 (YTD Data)		Rank
Total interest income	$1,713,000	5,913
Total interest expense	$319,000	6,376
Net interest income	$1,394,000	5,629
Provision for loan and lease losses	$613,000	2,539
Total noninterest income	$642,000	2,735
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$418,000	1,820
Trading account gains and fees	$0	152
Additional Noninterest Income	$224,000	3,313
Total noninterest expense	$1,967,000	4,288
Salaries and employee benefits	$1,098,000	4,025
Premises and equipment expense	$371,000	3,224
Additional noninterest expense	$498,000	5,100
Pre-tax net operating income	$-544,000	6,777
Securities gains (losses)	$52,000	1,856
Applicable income taxes	$0	4,691
Income before extraordinary items	$-492,000	6,855
Extraordinary gains, net	$0	19
Net income	$-492,000	6,857
Minority interest net income	$0	105
Net income of bank and minority interests.	$-492,000	6,856
Net charge-offs	$606,000	2,227
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$1,000,000	200
Net operating income	$-544,000	6,848
2010-03-31 (YTD Data)		Rank
Total interest income	$882,000	5,915
Total interest expense	$157,000	6,526
Net interest income	$725,000	5,562
Provision for loan and lease losses	$12,000	6,061
Total noninterest income	$331,000	2,677
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$206,000	1,832
Trading account gains and fees	$0	175
Additional Noninterest Income	$125,000	3,132
Total noninterest expense	$980,000	4,336
Salaries and employee benefits	$551,000	4,071
Premises and equipment expense	$187,000	3,303
Additional noninterest expense	$242,000	5,210
Pre-tax net operating income	$64,000	5,484
Securities gains (losses)	$38,000	1,256
Applicable income taxes	$0	4,611
Income before extraordinary items	$102,000	4,942
Extraordinary gains, net	$0	16
Net income	$102,000	4,943
Minority interest net income	$0	91
Net income of bank and minority interests.	$102,000	4,942
Net charge-offs	$-1,000	6,806
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$64,000	5,374
2009-12-31 (YTD Data)		Rank
Total interest income	$2,951,000	6,369
Total interest expense	$699,000	6,692
Net interest income	$2,252,000	6,097
Provision for loan and lease losses	$0	7,427
Total noninterest income	$1,087,000	3,179
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$731,000	2,172
Trading account gains and fees	$0	211
Additional Noninterest Income	$356,000	3,710
Total noninterest expense	$4,306,000	4,133
Salaries and employee benefits	$2,341,000	3,879
Premises and equipment expense	$777,000	3,205
Additional noninterest expense	$1,188,000	4,777
Pre-tax net operating income	$-967,000	6,243
Securities gains (losses)	$125,000	1,940
Applicable income taxes	$0	4,388
Income before extraordinary items	$-842,000	6,286
Extraordinary gains, net	$0	34
Net income	$-842,000	6,285
Minority interest net income	$0	115
Net income of bank and minority interests.	$-842,000	6,285
Net charge-offs	$-164,000	7,993
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-967,000	6,357
2009-09-30 (YTD Data)		Rank
Total interest income	$2,213,000	6,438
Total interest expense	$535,000	6,783
Net interest income	$1,678,000	6,121
Provision for loan and lease losses	$0	7,284
Total noninterest income	$805,000	3,242
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$510,000	2,318
Trading account gains and fees	$0	212
Additional Noninterest Income	$295,000	3,652
Total noninterest expense	$3,242,000	4,130
Salaries and employee benefits	$1,778,000	3,889
Premises and equipment expense	$580,000	3,250
Additional noninterest expense	$884,000	4,770
Pre-tax net operating income	$-759,000	6,513
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$-759,000	6,604
Extraordinary gains, net	$0	27
Net income	$-759,000	6,605
Minority interest net income	$0	118
Net income of bank and minority interests.	$-759,000	6,605
Net charge-offs	$-186,000	8,076
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-759,000	6,605
2009-06-30 (YTD Data)		Rank
Total interest income	$1,473,000	6,501
Total interest expense	$367,000	6,853
Net interest income	$1,106,000	6,154
Provision for loan and lease losses	$0	7,158
Total noninterest income	$435,000	3,689
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$321,000	2,403
Trading account gains and fees	$0	193
Additional Noninterest Income	$114,000	4,574
Total noninterest expense	$2,227,000	4,059
Salaries and employee benefits	$1,212,000	3,871
Premises and equipment expense	$378,000	3,332
Additional noninterest expense	$637,000	4,546
Pre-tax net operating income	$-686,000	6,792
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$-686,000	6,933
Extraordinary gains, net	$0	21
Net income	$-686,000	6,933
Minority interest net income	$0	112
Net income of bank and minority interests.	$-686,000	6,933
Net charge-offs	$-23,000	8,018
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-686,000	6,915
2009-03-31 (YTD Data)		Rank
Total interest income	$743,000	6,527
Total interest expense	$192,000	6,871
Net interest income	$551,000	6,178
Provision for loan and lease losses	$0	6,744
Total noninterest income	$204,000	3,768
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$147,000	2,511
Trading account gains and fees	$0	171
Additional Noninterest Income	$57,000	4,606
Total noninterest expense	$1,056,000	4,138
Salaries and employee benefits	$601,000	3,915
Premises and equipment expense	$168,000	3,672
Additional noninterest expense	$287,000	4,547
Pre-tax net operating income	$-301,000	7,062
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$-301,000	7,207
Extraordinary gains, net	$0	15
Net income	$-301,000	7,207
Minority interest net income	$0	102
Net income of bank and minority interests.	$-301,000	7,208
Net charge-offs	$-68,000	8,165
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-301,000	7,152
2008-12-31 (YTD Data)		Rank
Total interest income	$3,195,000	6,497
Total interest expense	$828,000	7,082
Net interest income	$2,367,000	6,028
Provision for loan and lease losses	$1,018,000	2,686
Total noninterest income	$936,000	3,551
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$677,000	2,408
Trading account gains and fees	$0	154
Additional Noninterest Income	$259,000	4,363
Total noninterest expense	$6,154,000	3,005
Salaries and employee benefits	$3,069,000	3,182
Premises and equipment expense	$638,000	3,744
Additional noninterest expense	$2,447,000	2,392
Pre-tax net operating income	$-3,869,000	7,705
Securities gains (losses)	$0	3,220
Applicable income taxes	$0	4,979
Income before extraordinary items	$-3,869,000	7,720
Extraordinary gains, net	$0	39
Net income	$-3,869,000	7,719
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$997,000	1,967
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-3,869,000	7,787
2008-09-30 (YTD Data)		Rank
Total interest income	$2,427,000	6,536
Total interest expense	$600,000	7,246
Net interest income	$1,827,000	6,009
Provision for loan and lease losses	$143,000	4,691
Total noninterest income	$706,000	3,624
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$532,000	2,336
Trading account gains and fees	$0	148
Additional Noninterest Income	$174,000	4,699
Total noninterest expense	$3,696,000	3,600
Salaries and employee benefits	$2,157,000	3,415
Premises and equipment expense	$492,000	3,680
Additional noninterest expense	$1,047,000	3,736
Pre-tax net operating income	$-1,306,000	7,670
Securities gains (losses)	$-1,000,000	7,928
Applicable income taxes	$0	5,372
Income before extraordinary items	$-2,306,000	7,920
Extraordinary gains, net	$0	31
Net income	$-2,306,000	7,919
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$201,000	3,058
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-1,306,000	7,745
2008-06-30 (YTD Data)		Rank
Total interest income	$1,629,000	6,590
Total interest expense	$402,000	7,363
Net interest income	$1,227,000	6,013
Provision for loan and lease losses	$143,000	3,748
Total noninterest income	$478,000	3,608
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$359,000	2,305
Trading account gains and fees	$0	149
Additional Noninterest Income	$119,000	4,748
Total noninterest expense	$2,421,000	3,671
Salaries and employee benefits	$1,434,000	3,458
Premises and equipment expense	$315,000	3,818
Additional noninterest expense	$672,000	3,827
Pre-tax net operating income	$-859,000	7,828
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$-859,000	7,929
Extraordinary gains, net	$0	21
Net income	$-859,000	7,928
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$131,000	2,699
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$-859,000	7,909
2008-03-31 (YTD Data)		Rank
Total interest income	$832,000	6,629
Total interest expense	$203,000	7,468
Net interest income	$629,000	5,977
Provision for loan and lease losses	$0	6,080
Total noninterest income	$232,000	3,683
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$176,000	2,306
Trading account gains and fees	$0	158
Additional Noninterest Income	$56,000	4,821
Total noninterest expense	$1,206,000	3,687
Salaries and employee benefits	$731,000	3,431
Premises and equipment expense	$158,000	3,825
Additional noninterest expense	$317,000	3,957
Pre-tax net operating income	$-345,000	7,950
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$-345,000	8,030
Extraordinary gains, net	$0	15
Net income	$-345,000	8,029
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$163,000	1,417
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$-345,000	8,000
2007-12-31 (YTD Data)		Rank
Total interest income	$3,615,000	6,443
Total interest expense	$840,000	7,424
Net interest income	$2,775,000	5,695
Provision for loan and lease losses	$18,000	6,370
Total noninterest income	$1,074,000	3,390
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$802,000	2,128
Trading account gains and fees	$0	178
Additional Noninterest Income	$272,000	4,420
Total noninterest expense	$4,621,000	3,687
Salaries and employee benefits	$2,873,000	3,337
Premises and equipment expense	$623,000	3,733
Additional noninterest expense	$1,125,000	4,256
Pre-tax net operating income	$-790,000	7,960
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$-790,000	8,030
Extraordinary gains, net	$0	39
Net income	$-790,000	8,028
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	6,253
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$4,271,000	283
Net operating income	$-790,000	8,021
2007-09-30 (YTD Data)		Rank
Total interest income	$2,692,000	6,501
Total interest expense	$637,000	7,450
Net interest income	$2,055,000	5,760
Provision for loan and lease losses	$18,000	5,899
Total noninterest income	$799,000	3,397
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$612,000	2,076
Trading account gains and fees	$0	184
Additional Noninterest Income	$187,000	4,625
Total noninterest expense	$3,425,000	3,691
Salaries and employee benefits	$2,162,000	3,319
Premises and equipment expense	$483,000	3,635
Additional noninterest expense	$780,000	4,449
Pre-tax net operating income	$-589,000	8,129
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$-589,000	8,179
Extraordinary gains, net	$0	33
Net income	$-589,000	8,175
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-224,000	8,472
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$1,390,000	293
Net operating income	$-589,000	8,169
2007-06-30 (YTD Data)		Rank
Total interest income	$1,793,000	6,541
Total interest expense	$420,000	7,490
Net interest income	$1,373,000	5,807
Provision for loan and lease losses	$18,000	5,390
Total noninterest income	$527,000	3,448
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$408,000	2,077
Trading account gains and fees	$0	168
Additional Noninterest Income	$119,000	4,768
Total noninterest expense	$2,427,000	3,527
Salaries and employee benefits	$1,448,000	3,343
Premises and equipment expense	$319,000	3,683
Additional noninterest expense	$660,000	3,730
Pre-tax net operating income	$-545,000	8,327
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$-545,000	8,353
Extraordinary gains, net	$0	29
Net income	$-545,000	8,352
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-242,000	8,538
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$-545,000	8,347
2007-03-31 (YTD Data)		Rank
Total interest income	$891,000	6,586
Total interest expense	$207,000	7,530
Net interest income	$684,000	5,819
Provision for loan and lease losses	$18,000	4,475
Total noninterest income	$284,000	3,229
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$210,000	1,972
Trading account gains and fees	$0	195
Additional Noninterest Income	$74,000	4,353
Total noninterest expense	$1,227,000	3,507
Salaries and employee benefits	$732,000	3,330
Premises and equipment expense	$173,000	3,492
Additional noninterest expense	$322,000	3,755
Pre-tax net operating income	$-277,000	8,393
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$-277,000	8,413
Extraordinary gains, net	$0	22
Net income	$-277,000	8,411
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-106,000	8,515
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$-277,000	8,402
2006-12-31 (YTD Data)		Rank
Total interest income	$3,261,000	6,584
Total interest expense	$766,000	7,400
Net interest income	$2,495,000	6,030
Provision for loan and lease losses	$1,505,000	706
Total noninterest income	$963,000	3,639
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$666,000	2,472
Trading account gains and fees	$0	130
Additional Noninterest Income	$297,000	4,316
Total noninterest expense	$4,991,000	3,360
Salaries and employee benefits	$2,836,000	3,286
Premises and equipment expense	$618,000	3,671
Additional noninterest expense	$1,537,000	3,235
Pre-tax net operating income	$-3,038,000	8,637
Securities gains (losses)	$0	1,687
Applicable income taxes	$275,000	3,923
Income before extraordinary items	$-3,313,000	8,649
Extraordinary gains, net	$0	51
Net income	$-3,313,000	8,649
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,011,000	385
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$-3,313,000	8,641
2006-09-30 (YTD Data)		Rank
Total interest income	$2,446,000	6,612
Total interest expense	$562,000	7,427
Net interest income	$1,884,000	6,076
Provision for loan and lease losses	$852,000	894
Total noninterest income	$766,000	3,487
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$477,000	2,580
Trading account gains and fees	$0	126
Additional Noninterest Income	$289,000	3,803
Total noninterest expense	$3,452,000	3,570
Salaries and employee benefits	$2,048,000	3,381
Premises and equipment expense	$428,000	3,920
Additional noninterest expense	$976,000	3,670
Pre-tax net operating income	$-1,654,000	8,670
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$-1,654,000	8,685
Extraordinary gains, net	$0	45
Net income	$-1,654,000	8,685
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$987,000	471
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$-1,654,000	8,674
2006-06-30 (YTD Data)		Rank
Total interest income	$1,604,000	6,649
Total interest expense	$357,000	7,455
Net interest income	$1,247,000	6,121
Provision for loan and lease losses	$796,000	651
Total noninterest income	$624,000	3,044
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$311,000	2,595
Trading account gains and fees	$0	126
Additional Noninterest Income	$313,000	2,934
Total noninterest expense	$2,229,000	3,665
Salaries and employee benefits	$1,319,000	3,485
Premises and equipment expense	$280,000	3,986
Additional noninterest expense	$630,000	3,771
Pre-tax net operating income	$-1,154,000	8,710
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$-1,154,000	8,721
Extraordinary gains, net	$0	39
Net income	$-1,154,000	8,721
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$646,000	476
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$-1,154,000	8,712
2006-03-31 (YTD Data)		Rank
Total interest income	$793,000	6,663
Total interest expense	$176,000	7,445
Net interest income	$617,000	6,159
Provision for loan and lease losses	$54,000	3,025
Total noninterest income	$229,000	3,677
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$197,000	2,069
Trading account gains and fees	$0	115
Additional Noninterest Income	$32,000	5,945
Total noninterest expense	$1,043,000	3,891
Salaries and employee benefits	$645,000	3,565
Premises and equipment expense	$127,000	4,250
Additional noninterest expense	$271,000	4,222
Pre-tax net operating income	$-251,000	8,586
Securities gains (losses)	$0	955
Applicable income taxes	$-90,000	8,690
Income before extraordinary items	$-161,000	8,525
Extraordinary gains, net	$0	21
Net income	$-161,000	8,524
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	772
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$-161,000	8,513
2005-12-31 (YTD Data)		Rank
Total interest income	$3,365,000	6,298
Total interest expense	$704,000	7,032
Net interest income	$2,661,000	5,878
Provision for loan and lease losses	$1,443,000	745
Total noninterest income	$1,064,000	3,404
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$899,000	1,909
Trading account gains and fees	$0	138
Additional Noninterest Income	$165,000	5,562
Total noninterest expense	$3,706,000	4,100
Salaries and employee benefits	$1,756,000	4,558
Premises and equipment expense	$501,000	4,166
Additional noninterest expense	$1,449,000	3,319
Pre-tax net operating income	$-1,424,000	8,711
Securities gains (losses)	$0	2,296
Applicable income taxes	$-502,000	8,769
Income before extraordinary items	$-922,000	8,650
Extraordinary gains, net	$0	46
Net income	$-922,000	8,650
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$953,000	704
Cash dividends	$13,000	5,990
Sale, conversion, retirement of capital stock, net	$5,744,000	282
Net operating income	$-922,000	8,631
2005-09-30 (YTD Data)		Rank
Total interest income	$2,586,000	6,216
Total interest expense	$518,000	7,013
Net interest income	$2,068,000	5,791
Provision for loan and lease losses	$1,332,000	575
Total noninterest income	$813,000	3,371
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$687,000	1,870
Trading account gains and fees	$0	126
Additional Noninterest Income	$126,000	5,517
Total noninterest expense	$2,482,000	4,449
Salaries and employee benefits	$1,318,000	4,524
Premises and equipment expense	$360,000	4,288
Additional noninterest expense	$804,000	4,168
Pre-tax net operating income	$-933,000	8,713
Securities gains (losses)	$0	2,317
Applicable income taxes	$-331,000	8,797
Income before extraordinary items	$-602,000	8,675
Extraordinary gains, net	$0	35
Net income	$-602,000	8,675
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$411,000	990
Cash dividends	$9,000	5,271
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$-602,000	8,651
2005-06-30 (YTD Data)		Rank
Total interest income	$1,746,000	6,129
Total interest expense	$336,000	6,979
Net interest income	$1,410,000	5,691
Provision for loan and lease losses	$628,000	790
Total noninterest income	$558,000	3,277
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$463,000	1,809
Trading account gains and fees	$0	116
Additional Noninterest Income	$95,000	5,289
Total noninterest expense	$1,728,000	4,289
Salaries and employee benefits	$930,000	4,307
Premises and equipment expense	$234,000	4,331
Additional noninterest expense	$564,000	3,987
Pre-tax net operating income	$-388,000	8,638
Securities gains (losses)	$0	2,146
Applicable income taxes	$-141,000	8,770
Income before extraordinary items	$-247,000	8,613
Extraordinary gains, net	$0	30
Net income	$-247,000	8,613
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$264,000	990
Cash dividends	$6,000	5,038
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$-247,000	8,588
2005-03-31 (YTD Data)		Rank
Total interest income	$908,000	6,023
Total interest expense	$165,000	6,986
Net interest income	$743,000	5,561
Provision for loan and lease losses	$54,000	3,086
Total noninterest income	$271,000	3,282
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$222,000	1,826
Trading account gains and fees	$0	115
Additional Noninterest Income	$49,000	5,227
Total noninterest expense	$855,000	4,329
Salaries and employee benefits	$476,000	4,250
Premises and equipment expense	$116,000	4,396
Additional noninterest expense	$263,000	4,201
Pre-tax net operating income	$105,000	7,157
Securities gains (losses)	$0	1,685
Applicable income taxes	$31,000	5,273
Income before extraordinary items	$74,000	7,345
Extraordinary gains, net	$0	24
Net income	$74,000	7,344
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	1,087
Cash dividends	$3,000	3,844
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$74,000	7,311
2004-12-31 (YTD Data)		Rank
Total interest income	$3,700,000	5,810
Total interest expense	$600,000	6,940
Net interest income	$3,100,000	5,312
Provision for loan and lease losses	$438,000	2,205
Total noninterest income	$1,474,000	2,724
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,182,000	1,494
Trading account gains and fees	$0	138
Additional Noninterest Income	$292,000	4,319
Total noninterest expense	$3,567,000	4,113
Salaries and employee benefits	$1,908,000	4,153
Premises and equipment expense	$485,000	4,185
Additional noninterest expense	$1,174,000	3,823
Pre-tax net operating income	$569,000	6,489
Securities gains (losses)	$0	3,819
Applicable income taxes	$157,000	5,048
Income before extraordinary items	$412,000	6,701
Extraordinary gains, net	$0	34
Net income	$412,000	6,703
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$660,000	1,074
Cash dividends	$99,000	5,535
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$412,000	6,648
2004-09-30 (YTD Data)		Rank
Total interest income	$2,779,000	5,792
Total interest expense	$444,000	6,978
Net interest income	$2,335,000	5,293
Provision for loan and lease losses	$385,000	1,835
Total noninterest income	$1,052,000	2,820
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$928,000	1,434
Trading account gains and fees	$0	134
Additional Noninterest Income	$124,000	5,505
Total noninterest expense	$2,726,000	4,015
Salaries and employee benefits	$1,502,000	3,946
Premises and equipment expense	$342,000	4,352
Additional noninterest expense	$882,000	3,786
Pre-tax net operating income	$276,000	7,344
Securities gains (losses)	$0	3,710
Applicable income taxes	$74,000	5,656
Income before extraordinary items	$202,000	7,467
Extraordinary gains, net	$0	26
Net income	$202,000	7,467
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$614,000	808
Cash dividends	$96,000	4,670
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$202,000	7,409
2004-06-30 (YTD Data)		Rank
Total interest income	$1,862,000	5,789
Total interest expense	$300,000	6,981
Net interest income	$1,562,000	5,279
Provision for loan and lease losses	$330,000	1,426
Total noninterest income	$720,000	2,785
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$661,000	1,340
Trading account gains and fees	$0	130
Additional Noninterest Income	$59,000	6,161
Total noninterest expense	$1,834,000	4,015
Salaries and employee benefits	$995,000	3,995
Premises and equipment expense	$223,000	4,437
Additional noninterest expense	$616,000	3,671
Pre-tax net operating income	$118,000	7,775
Securities gains (losses)	$0	3,413
Applicable income taxes	$27,000	6,108
Income before extraordinary items	$91,000	7,875
Extraordinary gains, net	$0	21
Net income	$91,000	7,876
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$538,000	659
Cash dividends	$92,000	4,287
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$91,000	7,810
2004-03-31 (YTD Data)		Rank
Total interest income	$945,000	5,759
Total interest expense	$153,000	7,000
Net interest income	$792,000	5,245
Provision for loan and lease losses	$276,000	884
Total noninterest income	$318,000	2,985
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$287,000	1,495
Trading account gains and fees	$0	121
Additional Noninterest Income	$31,000	6,045
Total noninterest expense	$880,000	4,160
Salaries and employee benefits	$491,000	4,068
Premises and equipment expense	$109,000	4,538
Additional noninterest expense	$280,000	3,953
Pre-tax net operating income	$-46,000	8,716
Securities gains (losses)	$0	2,934
Applicable income taxes	$-22,000	8,910
Income before extraordinary items	$-24,000	8,705
Extraordinary gains, net	$0	16
Net income	$-24,000	8,705
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$522,000	418
Cash dividends	$46,000	3,441
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$-24,000	8,660
2003-12-31 (YTD Data)		Rank
Total interest income	$3,681,000	5,906
Total interest expense	$733,000	6,922
Net interest income	$2,948,000	5,367
Provision for loan and lease losses	$493,000	2,196
Total noninterest income	$1,546,000	2,784
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,321,000	1,311
Trading account gains and fees	$0	160
Additional Noninterest Income	$225,000	5,046
Total noninterest expense	$3,549,000	4,063
Salaries and employee benefits	$1,891,000	4,112
Premises and equipment expense	$470,000	4,250
Additional noninterest expense	$1,188,000	3,761
Pre-tax net operating income	$452,000	6,832
Securities gains (losses)	$0	4,500
Applicable income taxes	$103,000	5,691
Income before extraordinary items	$349,000	7,046
Extraordinary gains, net	$0	54
Net income	$349,000	7,047
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,839
Cash dividends	$226,000	4,772
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$349,000	6,898
2003-09-30 (YTD Data)		Rank
Total interest income	$2,808,000	5,923
Total interest expense	$574,000	6,971
Net interest income	$2,234,000	5,345
Provision for loan and lease losses	$198,000	3,360
Total noninterest income	$1,089,000	2,960
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$993,000	1,315
Trading account gains and fees	$0	153
Additional Noninterest Income	$96,000	6,163
Total noninterest expense	$2,705,000	3,990
Salaries and employee benefits	$1,464,000	4,000
Premises and equipment expense	$360,000	4,184
Additional noninterest expense	$881,000	3,766
Pre-tax net operating income	$420,000	6,632
Securities gains (losses)	$0	4,204
Applicable income taxes	$112,000	5,453
Income before extraordinary items	$308,000	6,907
Extraordinary gains, net	$0	40
Net income	$308,000	6,908
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	4,350
Cash dividends	$180,000	4,170
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$308,000	6,738
2003-06-30 (YTD Data)		Rank
Total interest income	$1,879,000	5,943
Total interest expense	$404,000	6,953
Net interest income	$1,475,000	5,381
Provision for loan and lease losses	$153,000	2,974
Total noninterest income	$710,000	2,976
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$645,000	1,333
Trading account gains and fees	$0	150
Additional Noninterest Income	$65,000	6,111
Total noninterest expense	$1,798,000	4,004
Salaries and employee benefits	$967,000	4,022
Premises and equipment expense	$237,000	4,222
Additional noninterest expense	$594,000	3,729
Pre-tax net operating income	$234,000	6,947
Securities gains (losses)	$0	3,782
Applicable income taxes	$66,000	5,622
Income before extraordinary items	$168,000	7,274
Extraordinary gains, net	$0	30
Net income	$168,000	7,277
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	4,181
Cash dividends	$122,000	4,064
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$168,000	7,092
2003-03-31 (YTD Data)		Rank
Total interest income	$906,000	6,075
Total interest expense	$205,000	7,010
Net interest income	$701,000	5,547
Provision for loan and lease losses	$39,000	4,168
Total noninterest income	$350,000	2,914
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$319,000	1,312
Trading account gains and fees	$0	134
Additional Noninterest Income	$31,000	6,166
Total noninterest expense	$890,000	4,031
Salaries and employee benefits	$482,000	4,017
Premises and equipment expense	$121,000	4,122
Additional noninterest expense	$287,000	3,789
Pre-tax net operating income	$122,000	6,871
Securities gains (losses)	$0	2,891
Applicable income taxes	$35,000	5,559
Income before extraordinary items	$87,000	7,137
Extraordinary gains, net	$0	21
Net income	$87,000	7,140
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	2,880
Cash dividends	$60,000	3,294
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$87,000	6,985
2002-12-31 (YTD Data)		Rank
Total interest income	$3,688,000	6,168
Total interest expense	$1,044,000	6,817
Net interest income	$2,644,000	5,721
Provision for loan and lease losses	$158,000	4,829
Total noninterest income	$1,760,000	2,351
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$1,231,000	1,323
Trading account gains and fees	$0	153
Additional Noninterest Income	$529,000	3,187
Total noninterest expense	$3,494,000	3,983
Salaries and employee benefits	$1,997,000	3,741
Premises and equipment expense	$435,000	4,364
Additional noninterest expense	$1,062,000	3,982
Pre-tax net operating income	$752,000	5,923
Securities gains (losses)	$0	4,537
Applicable income taxes	$236,000	4,854
Income before extraordinary items	$516,000	6,326
Extraordinary gains, net	$0	70
Net income	$516,000	6,325
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	4,201
Cash dividends	$244,000	4,654
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$516,000	6,174
2001-12-31 (YTD Data)		Rank
Total interest income	$4,007,000	6,346
Total interest expense	$1,464,000	7,051
Net interest income	$2,543,000	5,660
Provision for loan and lease losses	$501,000	2,195
Total noninterest income	$1,842,000	2,146
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$1,233,000	1,212
Trading account gains and fees	$0	177
Additional Noninterest Income	$609,000	2,802
Total noninterest expense	$3,235,000	4,092
Salaries and employee benefits	$1,851,000	3,827
Premises and equipment expense	$454,000	4,209
Additional noninterest expense	$930,000	4,300
Pre-tax net operating income	$649,000	5,988
Securities gains (losses)	$0	4,612
Applicable income taxes	$202,000	5,017
Income before extraordinary items	$447,000	6,321
Extraordinary gains, net	$0	105
Net income	$447,000	6,323
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$315,000	2,167
Cash dividends	$242,000	4,730
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$447,000	6,203
2000-12-31 (YTD Data)		Rank
Total interest income	$3,513,000	6,921
Total interest expense	$1,067,000	8,089
Net interest income	$2,446,000	5,897
Provision for loan and lease losses	$131,000	4,674
Total noninterest income	$1,505,000	2,334
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,072,000	1,263
Trading account gains and fees	NA	NA
Additional Noninterest Income	$433,000	3,189
Total noninterest expense	$2,957,000	4,282
Salaries and employee benefits	$1,709,000	3,938
Premises and equipment expense	$391,000	4,578
Additional noninterest expense	$857,000	4,510
Pre-tax net operating income	$863,000	5,660
Securities gains (losses)	$0	1,956
Applicable income taxes	$263,000	4,874
Income before extraordinary items	$600,000	5,850
Extraordinary gains, net	$0	38
Net income	$600,000	5,848
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	3,051
Cash dividends	$239,000	4,873
Sale, conversion, retirement of capital stock, net	$184,000	649
Net operating income	$600,000	5,864
1999-12-31 (YTD Data)		Rank
Total interest income	$2,989,000	7,396
Total interest expense	$796,000	8,690
Net interest income	$2,193,000	6,293
Provision for loan and lease losses	$111,000	5,007
Total noninterest income	$1,094,000	2,896
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$966,000	1,357
Trading account gains and fees	NA	NA
Additional Noninterest Income	$128,000	5,999
Total noninterest expense	$2,551,000	4,806
Salaries and employee benefits	$1,450,000	4,456
Premises and equipment expense	$355,000	4,929
Additional noninterest expense	$746,000	5,031
Pre-tax net operating income	$625,000	6,625
Securities gains (losses)	$0	3,155
Applicable income taxes	$201,000	5,699
Income before extraordinary items	$424,000	6,850
Extraordinary gains, net	$0	35
Net income	$424,000	6,850
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	4,369
Cash dividends	$228,000	5,021
Sale, conversion, retirement of capital stock, net	$28,000	912
Net operating income	$424,000	6,825
1998-12-31 (YTD Data)		Rank
Total interest income	$2,610,000	7,971
Total interest expense	$824,000	8,876
Net interest income	$1,786,000	7,084
Provision for loan and lease losses	$40,000	6,927
Total noninterest income	$916,000	3,280
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$829,000	1,528
Trading account gains and fees	NA	NA
Additional Noninterest Income	$87,000	6,959
Total noninterest expense	$2,267,000	5,104
Salaries and employee benefits	$1,290,000	4,795
Premises and equipment expense	$251,000	5,955
Additional noninterest expense	$726,000	5,015
Pre-tax net operating income	$395,000	7,910
Securities gains (losses)	$0	4,449
Applicable income taxes	$104,000	7,470
Income before extraordinary items	$291,000	7,958
Extraordinary gains, net	$0	32
Net income	$291,000	7,957
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	3,499
Cash dividends	$220,000	5,201
Sale, conversion, retirement of capital stock, net	$823,000	493
Net operating income	$291,000	7,871
1997-12-31 (YTD Data)		Rank
Total interest income	$2,377,000	8,545
Total interest expense	$761,000	9,369
Net interest income	$1,616,000	7,732
Provision for loan and lease losses	$36,000	7,137
Total noninterest income	$757,000	3,734
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$682,000	1,916
Trading account gains and fees	NA	NA
Additional Noninterest Income	$75,000	7,536
Total noninterest expense	$1,753,000	6,175
Salaries and employee benefits	$1,026,000	5,760
Premises and equipment expense	$201,000	6,835
Additional noninterest expense	$526,000	6,307
Pre-tax net operating income	$584,000	7,497
Securities gains (losses)	$0	3,944
Applicable income taxes	$184,000	7,120
Income before extraordinary items	$400,000	7,636
Extraordinary gains, net	$0	44
Net income	$400,000	7,639
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,380
Cash dividends	$209,000	5,284
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$400,000	7,580
1996-12-31 (YTD Data)		Rank
Total interest income	$2,250,000	9,028
Total interest expense	$667,000	10,069
Net interest income	$1,583,000	8,074
Provision for loan and lease losses	$24,000	7,740
Total noninterest income	$731,000	3,965
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$690,000	1,972
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	9,308
Total noninterest expense	$1,674,000	6,668
Salaries and employee benefits	$998,000	5,996
Premises and equipment expense	$183,000	7,367
Additional noninterest expense	$493,000	7,118
Pre-tax net operating income	$616,000	7,329
Securities gains (losses)	$0	4,148
Applicable income taxes	$205,000	7,063
Income before extraordinary items	$411,000	7,525
Extraordinary gains, net	$0	53
Net income	$411,000	7,523
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	7,019
Cash dividends	$157,000	5,911
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$411,000	7,471
1995-12-31 (YTD Data)		Rank
Total interest income	$1,888,000	9,902
Total interest expense	$574,000	10,767
Net interest income	$1,314,000	9,035
Provision for loan and lease losses	$0	8,958
Total noninterest income	$708,000	4,049
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$663,000	2,042
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	9,472
Total noninterest expense	$1,547,000	7,127
Salaries and employee benefits	$894,000	6,584
Premises and equipment expense	$161,000	8,015
Additional noninterest expense	$492,000	7,319
Pre-tax net operating income	$475,000	8,583
Securities gains (losses)	$0	3,831
Applicable income taxes	$127,000	8,677
Income before extraordinary items	$348,000	8,497
Extraordinary gains, net	$0	65
Net income	$348,000	8,501
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	8,036
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$-200,000	10,483
Net operating income	$348,000	8,478
1994-12-31 (YTD Data)		Rank
Total interest income	$1,616,000	10,497
Total interest expense	$447,000	11,354
Net interest income	$1,169,000	9,840
Provision for loan and lease losses	$42,000	6,508
Total noninterest income	$713,000	4,062
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$649,000	2,088
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	8,924
Total noninterest expense	$1,547,000	7,451
Salaries and employee benefits	$862,000	6,861
Premises and equipment expense	$171,000	8,060
Additional noninterest expense	$514,000	7,721
Pre-tax net operating income	$293,000	10,181
Securities gains (losses)	$148,000	609
Applicable income taxes	$164,000	8,039
Income before extraordinary items	$277,000	9,406
Extraordinary gains, net	$0	249
Net income	$277,000	9,412
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	5,320
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$182,280	10,519
1993-12-31 (YTD Data)		Rank
Total interest income	$1,512,000	11,220
Total interest expense	$487,000	11,744
Net interest income	$1,025,000	10,695
Provision for loan and lease losses	$45,000	7,729
Total noninterest income	$794,000	4,013
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$719,000	1,899
Trading account gains and fees	NA	NA
Additional Noninterest Income	$75,000	8,845
Total noninterest expense	$1,534,000	7,716
Salaries and employee benefits	$824,000	7,174
Premises and equipment expense	$166,000	8,480
Additional noninterest expense	$544,000	7,823
Pre-tax net operating income	$240,000	10,699
Securities gains (losses)	$76,000	2,857
Applicable income taxes	$101,000	9,717
Income before extraordinary items	$215,000	10,471
Extraordinary gains, net	$322,000	667
Net income	$537,000	7,425
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	8,917
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$163,320	10,837
1992-12-31 (YTD Data)		Rank
Total interest income	$1,568,000	11,806
Total interest expense	$636,000	12,132
Net interest income	$932,000	11,376
Provision for loan and lease losses	$60,000	8,535
Total noninterest income	$776,000	4,060
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$687,000	1,980
Trading account gains and fees	NA	NA
Additional Noninterest Income	$89,000	8,478
Total noninterest expense	$1,526,000	7,818
Salaries and employee benefits	$697,000	8,013
Premises and equipment expense	$139,000	9,430
Additional noninterest expense	$690,000	6,820
Pre-tax net operating income	$122,000	11,786
Securities gains (losses)	$238,000	1,782
Applicable income taxes	$63,000	10,913
Income before extraordinary items	$297,000	9,372
Extraordinary gains, net	$63,000	927
Net income	$360,000	8,740
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	7,548
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$114,000	810
Net operating income	$101,840	11,627

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.