Home > Unity National Bank > Assets and Liabilities
Unity National Bank, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 69 | 2,351 |
| Assets and Liabilities | ||
| Total Assets: | $300,590,000 | 2,254 |
| Cash and due from depository institutions | $46,867,000 | 2,351 |
| Interest-bearing balances | $41,592,000 | 712 |
| Securities | $14,575,000 | 5,089 |
| Federal funds sold & reverse repurchase agreements | $3,525,000 | 2,107 |
| Net loans & leases | $192,835,000 | 2,346 |
| Loan loss allowance | $8,433,000 | 1,014 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $10,538,000 | 1,201 |
| Other real estate owned | $18,758,000 | 2,351 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $13,492,000 | 1,661 |
| Life insurance assets | $6,397,000 | 1,033 |
| Total liabilities and capital | $300,590,000 | 2,254 |
| Total liabilities | $291,540,000 | 2,127 |
| Total deposits | $264,286,000 | 2,127 |
| Interest-bearing deposits | $250,491,000 | 1,938 |
| Deposits held in domestic offices | $264,286,000 | 2,125 |
| % insured | 88.30% | 4,298 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $26,000,000 | 1,523 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,254,000 | 2,987 |
| Total equity capital | $9,050,000 | 5,533 |
| Total bank equity capital | $9,050,000 | 5,532 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $3,965,000 | 1,220 |
| Surplus | $12,120,000 | 2,331 |
| Undivided profits | $-7,035,000 | 7,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $24,279,000 | 752 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,062,000 | 3,169 |
| Earning assets | $252,527,000 | 2,436 |
| Long-term assets (5+ years) | $8,286,000 | 5,636 |
| Average Assets, year-to-date | $301,979,400 | 2,205 |
| Average Assets, quarterly | $299,230,000 | 2,258 |
| Volatile liabilities | $67,952,000 | 2,117 |
| Insider loans | $256,000 | 6,064 |
| FHLB advances | $26,000,000 | 1,433 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $9,312,000 | 4,293 |
| Tier 1 (core) risk-based capital | $8,932,000 | 5,444 |
| Tier 2 risk-based capital | $2,874,000 | 1,959 |
| Total risk weighted assets | $224,353,000 | 2,136 |
| Total unused commitments | $9,312,000 | 4,295 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 68 | 2,400 |
| Assets and Liabilities | ||
| Total Assets: | $297,870,000 | 2,290 |
| Cash and due from depository institutions | $30,587,000 | 2,400 |
| Interest-bearing balances | $27,043,000 | 962 |
| Securities | $16,675,000 | 4,836 |
| Federal funds sold & reverse repurchase agreements | $5,225,000 | 1,689 |
| Net loans & leases | $205,229,000 | 2,251 |
| Loan loss allowance | $8,006,000 | 1,008 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $10,673,000 | 1,187 |
| Other real estate owned | $17,347,000 | 2,400 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $12,134,000 | 1,616 |
| Life insurance assets | $6,336,000 | 1,034 |
| Total liabilities and capital | $297,870,000 | 2,290 |
| Total liabilities | $286,235,000 | 2,164 |
| Total deposits | $258,956,000 | 2,140 |
| Interest-bearing deposits | $244,487,000 | 1,991 |
| Deposits held in domestic offices | $258,956,000 | 2,138 |
| % insured | 87.04% | 4,905 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $26,200,000 | 1,564 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,079,000 | 3,615 |
| Total equity capital | $11,635,000 | 4,917 |
| Total bank equity capital | $11,635,000 | 4,917 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $3,965,000 | 1,246 |
| Surplus | $12,119,000 | 2,317 |
| Undivided profits | $-4,449,000 | 7,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $21,196,000 | 831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,237,000 | 2,917 |
| Earning assets | $254,172,000 | 2,439 |
| Long-term assets (5+ years) | $10,003,000 | 5,403 |
| Average Assets, year-to-date | $302,326,750 | 2,212 |
| Average Assets, quarterly | $298,120,000 | 2,270 |
| Volatile liabilities | $62,092,000 | 2,304 |
| Insider loans | $256,000 | 6,080 |
| FHLB advances | $26,200,000 | 1,476 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $10,558,000 | 4,130 |
| Tier 1 (core) risk-based capital | $11,445,000 | 4,802 |
| Tier 2 risk-based capital | $2,993,000 | 1,899 |
| Total risk weighted assets | $234,437,000 | 2,081 |
| Total unused commitments | $10,558,000 | 4,132 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 68 | 2,443 |
| Assets and Liabilities | ||
| Total Assets: | $298,370,000 | 2,283 |
| Cash and due from depository institutions | $26,708,000 | 2,443 |
| Interest-bearing balances | $15,925,000 | 1,307 |
| Securities | $16,408,000 | 4,866 |
| Federal funds sold & reverse repurchase agreements | $2,875,000 | 2,767 |
| Net loans & leases | $211,026,000 | 2,219 |
| Loan loss allowance | $7,933,000 | 997 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,772,000 | 1,203 |
| Other real estate owned | $18,221,000 | 2,443 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $12,360,000 | 1,607 |
| Life insurance assets | $6,291,000 | 1,044 |
| Total liabilities and capital | $298,370,000 | 2,283 |
| Total liabilities | $284,405,000 | 2,186 |
| Total deposits | $251,991,000 | 2,202 |
| Interest-bearing deposits | $237,875,000 | 2,040 |
| Deposits held in domestic offices | $251,991,000 | 2,200 |
| % insured | 78.25% | 4,255 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $31,200,000 | 1,446 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,214,000 | 3,393 |
| Total equity capital | $13,965,000 | 4,317 |
| Total bank equity capital | $13,965,000 | 4,317 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $3,965,000 | 1,263 |
| Surplus | $12,094,000 | 2,329 |
| Undivided profits | $-2,094,000 | 7,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $10,763,000 | 1,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,323,000 | 2,640 |
| Earning assets | $246,234,000 | 2,490 |
| Long-term assets (5+ years) | $11,947,000 | 5,098 |
| Average Assets, year-to-date | $303,812,330 | 2,234 |
| Average Assets, quarterly | $299,090,500 | 2,271 |
| Volatile liabilities | $58,682,000 | 2,414 |
| Insider loans | $969,000 | 4,371 |
| FHLB advances | $31,200,000 | 1,359 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $13,813,000 | 3,700 |
| Tier 1 (core) risk-based capital | $13,952,000 | 4,204 |
| Tier 2 risk-based capital | $3,058,000 | 1,858 |
| Total risk weighted assets | $239,738,000 | 2,070 |
| Total unused commitments | $13,813,000 | 3,702 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 72 | 2,329 |
| Assets and Liabilities | ||
| Total Assets: | $299,811,000 | 2,290 |
| Cash and due from depository institutions | $15,521,000 | 2,329 |
| Interest-bearing balances | $6,000 | 7,073 |
| Securities | $15,037,000 | 5,088 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $228,887,000 | 2,080 |
| Loan loss allowance | $4,128,000 | 1,665 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $10,851,000 | 1,199 |
| Other real estate owned | $15,348,000 | 2,329 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $14,167,000 | 1,443 |
| Life insurance assets | $6,224,000 | 1,057 |
| Total liabilities and capital | $299,811,000 | 2,290 |
| Total liabilities | $276,380,000 | 2,238 |
| Total deposits | $243,977,000 | 2,248 |
| Interest-bearing deposits | $228,887,000 | 2,097 |
| Deposits held in domestic offices | $243,977,000 | 2,246 |
| % insured | 79.14% | 4,012 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $31,400,000 | 1,486 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,003,000 | 3,719 |
| Total equity capital | $23,431,000 | 2,849 |
| Total bank equity capital | $23,431,000 | 2,849 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,965,000 | 1,272 |
| Surplus | $12,123,000 | 2,318 |
| Undivided profits | $7,343,000 | 3,661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $12,467,000 | 1,101 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,447,000 | 2,471 |
| Earning assets | $243,930,000 | 2,531 |
| Long-term assets (5+ years) | $13,798,000 | 4,828 |
| Average Assets, year-to-date | $306,533,500 | 2,231 |
| Average Assets, quarterly | $306,533,500 | 2,231 |
| Volatile liabilities | $56,532,000 | 2,506 |
| Insider loans | $1,348,000 | 3,823 |
| FHLB advances | $31,400,000 | 1,400 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $15,688,000 | 3,543 |
| Tier 1 (core) risk-based capital | $22,026,000 | 2,871 |
| Tier 2 risk-based capital | $3,160,000 | 1,793 |
| Total risk weighted assets | $251,845,000 | 1,992 |
| Total unused commitments | $15,688,000 | 3,545 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 86 | 1,964 |
| Assets and Liabilities | ||
| Total Assets: | $313,256,000 | 2,192 |
| Cash and due from depository institutions | $4,868,000 | 1,964 |
| Interest-bearing balances | $906,000 | 3,824 |
| Securities | $18,266,000 | 4,652 |
| Federal funds sold & reverse repurchase agreements | $11,172,000 | 858 |
| Net loans & leases | $244,248,000 | 1,983 |
| Loan loss allowance | $5,388,000 | 1,302 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $10,990,000 | 1,178 |
| Other real estate owned | $9,135,000 | 1,964 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $14,577,000 | 1,421 |
| Life insurance assets | $6,127,000 | 1,064 |
| Total liabilities and capital | $313,256,000 | 2,192 |
| Total liabilities | $289,468,000 | 2,140 |
| Total deposits | $250,419,000 | 2,156 |
| Interest-bearing deposits | $235,753,000 | 1,986 |
| Deposits held in domestic offices | $250,419,000 | 2,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $37,400,000 | 1,456 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,649,000 | 2,645 |
| Total equity capital | $23,788,000 | 2,791 |
| Total bank equity capital | $23,788,000 | 2,791 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,965,000 | 1,267 |
| Surplus | $11,170,000 | 2,436 |
| Undivided profits | $8,653,000 | 3,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,479,000 | 609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,261,000 | 2,952 |
| Earning assets | $274,592,000 | 2,258 |
| Long-term assets (5+ years) | $16,556,000 | 4,401 |
| Average Assets, year-to-date | $313,941,200 | 2,129 |
| Average Assets, quarterly | $314,709,500 | 2,169 |
| Volatile liabilities | $66,208,000 | 2,166 |
| Insider loans | $1,424,000 | 3,766 |
| FHLB advances | $37,400,000 | 1,366 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $17,493,000 | 3,321 |
| Tier 1 (core) risk-based capital | $23,052,000 | 2,738 |
| Tier 2 risk-based capital | $3,315,000 | 1,707 |
| Total risk weighted assets | $263,146,000 | 1,930 |
| Total unused commitments | $17,493,000 | 3,324 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 86 | 1,974 |
| Assets and Liabilities | ||
| Total Assets: | $316,163,000 | 2,176 |
| Cash and due from depository institutions | $3,622,000 | 1,974 |
| Interest-bearing balances | $55,000 | 5,619 |
| Securities | $25,261,000 | 3,791 |
| Federal funds sold & reverse repurchase agreements | $3,049,000 | 3,092 |
| Net loans & leases | $253,085,000 | 1,928 |
| Loan loss allowance | $4,064,000 | 1,518 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $11,130,000 | 1,153 |
| Other real estate owned | $6,972,000 | 1,974 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $13,044,000 | 1,528 |
| Life insurance assets | $6,112,000 | 1,059 |
| Total liabilities and capital | $316,163,000 | 2,176 |
| Total liabilities | $291,661,000 | 2,117 |
| Total deposits | $252,471,000 | 2,108 |
| Interest-bearing deposits | $231,635,000 | 2,012 |
| Deposits held in domestic offices | $252,471,000 | 2,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $37,600,000 | 1,433 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,590,000 | 2,785 |
| Total equity capital | $24,502,000 | 2,717 |
| Total bank equity capital | $24,502,000 | 2,717 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,965,000 | 1,269 |
| Surplus | $8,517,000 | 2,974 |
| Undivided profits | $12,020,000 | 2,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,489,000 | 568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,498,000 | 2,639 |
| Earning assets | $281,450,000 | 2,213 |
| Long-term assets (5+ years) | $36,599,000 | 2,818 |
| Average Assets, year-to-date | $314,112,500 | 2,139 |
| Average Assets, quarterly | $320,162,000 | 2,127 |
| Volatile liabilities | $59,234,000 | 2,328 |
| Insider loans | $1,111,000 | 4,232 |
| FHLB advances | $37,600,000 | 1,358 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $26,866,000 | 2,668 |
| Tier 1 (core) risk-based capital | $24,534,000 | 2,618 |
| Tier 2 risk-based capital | $3,340,000 | 1,654 |
| Total risk weighted assets | $266,467,000 | 1,908 |
| Total unused commitments | $26,866,000 | 2,670 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 85 | 2,024 |
| Assets and Liabilities | ||
| Total Assets: | $324,161,000 | 2,107 |
| Cash and due from depository institutions | $5,364,000 | 2,024 |
| Interest-bearing balances | $41,000 | 5,786 |
| Securities | $27,349,000 | 3,671 |
| Federal funds sold & reverse repurchase agreements | $4,309,000 | 2,502 |
| Net loans & leases | $258,914,000 | 1,860 |
| Loan loss allowance | $3,516,000 | 1,657 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,202,000 | 1,128 |
| Other real estate owned | $4,753,000 | 2,024 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $12,270,000 | 1,557 |
| Life insurance assets | $6,042,000 | 1,069 |
| Total liabilities and capital | $324,161,000 | 2,107 |
| Total liabilities | $298,989,000 | 2,047 |
| Total deposits | $260,014,000 | 2,042 |
| Interest-bearing deposits | $243,111,000 | 1,907 |
| Deposits held in domestic offices | $260,014,000 | 2,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $37,600,000 | 1,416 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,375,000 | 3,079 |
| Total equity capital | $25,172,000 | 2,674 |
| Total bank equity capital | $25,172,000 | 2,674 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,965,000 | 1,261 |
| Surplus | $8,513,000 | 2,959 |
| Undivided profits | $12,694,000 | 2,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,487,000 | 1,378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,809,000 | 2,122 |
| Earning assets | $290,613,000 | 2,144 |
| Long-term assets (5+ years) | $24,780,000 | 3,556 |
| Average Assets, year-to-date | $313,429,000 | 2,139 |
| Average Assets, quarterly | $319,130,500 | 2,122 |
| Volatile liabilities | $59,196,000 | 2,326 |
| Insider loans | $1,274,000 | 3,981 |
| FHLB advances | $37,600,000 | 1,343 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $26,916,000 | 2,729 |
| Tier 1 (core) risk-based capital | $25,431,000 | 2,552 |
| Tier 2 risk-based capital | $3,382,000 | 1,609 |
| Total risk weighted assets | $270,453,000 | 1,874 |
| Total unused commitments | $26,916,000 | 2,730 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 85 | 2,015 |
| Assets and Liabilities | ||
| Total Assets: | $314,100,000 | 2,162 |
| Cash and due from depository institutions | $4,602,000 | 2,015 |
| Interest-bearing balances | $232,000 | 4,295 |
| Securities | $25,742,000 | 3,813 |
| Federal funds sold & reverse repurchase agreements | $4,669,000 | 3,355 |
| Net loans & leases | $251,440,000 | 1,874 |
| Loan loss allowance | $3,281,000 | 1,719 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $11,320,000 | 1,113 |
| Other real estate owned | $4,354,000 | 2,015 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $11,973,000 | 1,543 |
| Life insurance assets | $5,879,000 | 1,087 |
| Total liabilities and capital | $314,100,000 | 2,162 |
| Total liabilities | $290,703,000 | 2,082 |
| Total deposits | $254,058,000 | 2,086 |
| Interest-bearing deposits | $234,927,000 | 1,971 |
| Deposits held in domestic offices | $254,058,000 | 2,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $34,800,000 | 1,398 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,845,000 | 2,628 |
| Total equity capital | $23,397,000 | 2,906 |
| Total bank equity capital | $23,397,000 | 2,906 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,965,000 | 1,256 |
| Surplus | $8,510,000 | 2,938 |
| Undivided profits | $10,922,000 | 3,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,776,000 | 1,179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,846,000 | 2,136 |
| Earning assets | $282,083,000 | 2,194 |
| Long-term assets (5+ years) | $22,642,000 | 3,618 |
| Average Assets, year-to-date | $308,063,000 | 2,173 |
| Average Assets, quarterly | $308,063,000 | 2,173 |
| Volatile liabilities | $51,685,000 | 2,546 |
| Insider loans | $1,108,000 | 4,186 |
| FHLB advances | $34,800,000 | 1,325 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $33,372,000 | 2,393 |
| Tier 1 (core) risk-based capital | $23,276,000 | 2,744 |
| Tier 2 risk-based capital | $3,281,000 | 1,618 |
| Total risk weighted assets | $263,276,000 | 1,907 |
| Total unused commitments | $33,372,000 | 2,394 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 86 | 2,013 |
| Assets and Liabilities | ||
| Total Assets: | $302,026,000 | 2,203 |
| Cash and due from depository institutions | $6,468,000 | 2,013 |
| Interest-bearing balances | $156,000 | 4,237 |
| Securities | $26,670,000 | 3,715 |
| Federal funds sold & reverse repurchase agreements | $3,898,000 | 3,012 |
| Net loans & leases | $239,625,000 | 1,965 |
| Loan loss allowance | $3,280,000 | 1,682 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $11,417,000 | 1,115 |
| Other real estate owned | $2,338,000 | 2,013 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $11,610,000 | 1,580 |
| Life insurance assets | $5,812,000 | 1,087 |
| Total liabilities and capital | $302,026,000 | 2,203 |
| Total liabilities | $278,411,000 | 2,138 |
| Total deposits | $254,474,000 | 2,071 |
| Interest-bearing deposits | $236,796,000 | 1,926 |
| Deposits held in domestic offices | $254,474,000 | 2,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $22,250,000 | 1,758 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,687,000 | 2,803 |
| Total equity capital | $23,615,000 | 2,857 |
| Total bank equity capital | $23,615,000 | 2,857 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,965,000 | 1,243 |
| Surplus | $8,507,000 | 2,908 |
| Undivided profits | $11,143,000 | 2,916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,915,000 | 1,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,010,000 | 2,119 |
| Earning assets | $270,349,000 | 2,246 |
| Long-term assets (5+ years) | $18,714,000 | 3,775 |
| Average Assets, year-to-date | $292,719,600 | 2,200 |
| Average Assets, quarterly | $304,855,000 | 2,160 |
| Volatile liabilities | $51,999,000 | 2,535 |
| Insider loans | $740,000 | 4,876 |
| FHLB advances | $22,250,000 | 1,664 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $36,625,000 | 2,249 |
| Tier 1 (core) risk-based capital | $23,568,000 | 2,712 |
| Tier 2 risk-based capital | $3,135,000 | 1,667 |
| Total risk weighted assets | $250,622,000 | 1,969 |
| Total unused commitments | $36,625,000 | 2,251 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 84 | 2,046 |
| Assets and Liabilities | ||
| Total Assets: | $307,684,000 | 2,139 |
| Cash and due from depository institutions | $5,866,000 | 2,046 |
| Interest-bearing balances | $480,000 | 3,082 |
| Securities | $24,860,000 | 3,916 |
| Federal funds sold & reverse repurchase agreements | $6,753,000 | 2,063 |
| Net loans & leases | $244,923,000 | 1,882 |
| Loan loss allowance | $3,126,000 | 1,694 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $11,503,000 | 1,075 |
| Other real estate owned | $2,092,000 | 2,046 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $11,687,000 | 1,560 |
| Life insurance assets | $5,729,000 | 1,071 |
| Total liabilities and capital | $307,684,000 | 2,139 |
| Total liabilities | $284,511,000 | 2,071 |
| Total deposits | $254,143,000 | 2,069 |
| Interest-bearing deposits | $236,299,000 | 1,929 |
| Deposits held in domestic offices | $254,143,000 | 2,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $27,950,000 | 1,417 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,418,000 | 2,136 |
| Total equity capital | $23,173,000 | 2,876 |
| Total bank equity capital | $23,173,000 | 2,876 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,965,000 | 1,221 |
| Surplus | $8,495,000 | 2,864 |
| Undivided profits | $10,713,000 | 3,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,050,000 | 1,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,271,000 | 1,988 |
| Earning assets | $277,016,000 | 2,177 |
| Long-term assets (5+ years) | $16,984,000 | 3,872 |
| Average Assets, year-to-date | $290,393,000 | 2,207 |
| Average Assets, quarterly | $305,434,500 | 2,143 |
| Volatile liabilities | $61,883,000 | 2,130 |
| Insider loans | $1,207,000 | 3,971 |
| FHLB advances | $27,950,000 | 1,342 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $35,720,000 | 2,313 |
| Tier 1 (core) risk-based capital | $23,227,000 | 2,747 |
| Tier 2 risk-based capital | $3,126,000 | 1,658 |
| Total risk weighted assets | $252,881,000 | 1,923 |
| Total unused commitments | $35,720,000 | 2,313 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 84 | 2,096 |
| Assets and Liabilities | ||
| Total Assets: | $303,185,000 | 2,185 |
| Cash and due from depository institutions | $6,893,000 | 2,096 |
| Interest-bearing balances | $963,000 | 2,507 |
| Securities | $24,745,000 | 3,898 |
| Federal funds sold & reverse repurchase agreements | $2,398,000 | 3,978 |
| Net loans & leases | $242,484,000 | 1,905 |
| Loan loss allowance | $3,070,000 | 1,719 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $11,570,000 | 1,061 |
| Other real estate owned | $2,963,000 | 2,096 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $12,132,000 | 1,512 |
| Life insurance assets | $5,702,000 | 1,064 |
| Total liabilities and capital | $303,185,000 | 2,185 |
| Total liabilities | $281,399,000 | 2,104 |
| Total deposits | $240,244,000 | 2,190 |
| Interest-bearing deposits | $215,840,000 | 2,102 |
| Deposits held in domestic offices | $240,244,000 | 2,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $39,400,000 | 1,066 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,755,000 | 2,599 |
| Total equity capital | $21,786,000 | 2,996 |
| Total bank equity capital | $21,786,000 | 2,996 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,965,000 | 1,208 |
| Surplus | $8,188,000 | 2,922 |
| Undivided profits | $9,633,000 | 3,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $362,000 | 4,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,128,000 | 1,977 |
| Earning assets | $270,590,000 | 2,227 |
| Long-term assets (5+ years) | $17,003,000 | 3,791 |
| Average Assets, year-to-date | $284,629,330 | 2,280 |
| Average Assets, quarterly | $293,719,500 | 2,237 |
| Volatile liabilities | $54,915,000 | 2,330 |
| Insider loans | $1,212,000 | 3,950 |
| FHLB advances | $39,400,000 | 989 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $37,329,000 | 2,263 |
| Tier 1 (core) risk-based capital | $22,093,000 | 2,873 |
| Tier 2 risk-based capital | $3,070,000 | 1,678 |
| Total risk weighted assets | $249,903,000 | 1,951 |
| Total unused commitments | $37,329,000 | 2,264 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 85 | 2,062 |
| Assets and Liabilities | ||
| Total Assets: | $284,254,000 | 2,311 |
| Cash and due from depository institutions | $4,552,000 | 2,062 |
| Interest-bearing balances | $136,000 | 4,377 |
| Securities | $19,651,000 | 4,540 |
| Federal funds sold & reverse repurchase agreements | $7,342,000 | 2,563 |
| Net loans & leases | $231,261,000 | 1,963 |
| Loan loss allowance | $2,927,000 | 1,793 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,682,000 | 1,015 |
| Other real estate owned | $1,436,000 | 2,062 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $8,330,000 | 2,008 |
| Life insurance assets | $2,414,000 | 2,008 |
| Total liabilities and capital | $284,254,000 | 2,311 |
| Total liabilities | $263,482,000 | 2,226 |
| Total deposits | $228,228,000 | 2,299 |
| Interest-bearing deposits | $208,097,000 | 2,166 |
| Deposits held in domestic offices | $228,228,000 | 2,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $33,400,000 | 1,157 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,854,000 | 2,550 |
| Total equity capital | $20,772,000 | 3,128 |
| Total bank equity capital | $20,772,000 | 3,128 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,965,000 | 1,191 |
| Surplus | $7,676,000 | 2,997 |
| Undivided profits | $9,131,000 | 3,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,444,000 | 1,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,917,000 | 2,124 |
| Earning assets | $258,390,000 | 2,314 |
| Long-term assets (5+ years) | $15,049,000 | 3,971 |
| Average Assets, year-to-date | $275,351,500 | 2,350 |
| Average Assets, quarterly | $275,351,500 | 2,350 |
| Volatile liabilities | $54,493,000 | 2,335 |
| Insider loans | $1,108,000 | 4,104 |
| FHLB advances | $33,400,000 | 1,088 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $41,271,000 | 2,116 |
| Tier 1 (core) risk-based capital | $20,824,000 | 2,998 |
| Tier 2 risk-based capital | $2,913,000 | 1,739 |
| Total risk weighted assets | $233,061,000 | 2,031 |
| Total unused commitments | $41,271,000 | 2,116 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 78 | 2,253 |
| Assets and Liabilities | ||
| Total Assets: | $266,449,000 | 2,422 |
| Cash and due from depository institutions | $5,220,000 | 2,253 |
| Interest-bearing balances | $248,000 | 3,813 |
| Securities | $19,815,000 | 4,574 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $221,326,000 | 2,025 |
| Loan loss allowance | $2,791,000 | 1,847 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $11,813,000 | 969 |
| Other real estate owned | $118,000 | 2,253 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,157,000 | 2,039 |
| Life insurance assets | $2,390,000 | 1,986 |
| Total liabilities and capital | $266,449,000 | 2,422 |
| Total liabilities | $246,808,000 | 2,355 |
| Total deposits | $210,818,000 | 2,444 |
| Interest-bearing deposits | $192,479,000 | 2,295 |
| Deposits held in domestic offices | $210,818,000 | 2,441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $338,000 | 3,031 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $33,850,000 | 1,203 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,802,000 | 2,607 |
| Total equity capital | $19,641,000 | 3,236 |
| Total bank equity capital | $19,641,000 | 3,236 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,965,000 | 1,179 |
| Surplus | $7,165,000 | 3,101 |
| Undivided profits | $8,511,000 | 3,493 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,338,000 | 723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,769,000 | 2,377 |
| Earning assets | $241,389,000 | 2,432 |
| Long-term assets (5+ years) | $15,123,000 | 3,934 |
| Average Assets, year-to-date | $249,057,600 | 2,477 |
| Average Assets, quarterly | $261,981,000 | 2,431 |
| Volatile liabilities | $58,552,000 | 2,354 |
| Insider loans | $1,040,000 | 4,180 |
| FHLB advances | $33,850,000 | 1,130 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $38,022,000 | 2,208 |
| Tier 1 (core) risk-based capital | $19,715,000 | 3,116 |
| Tier 2 risk-based capital | $2,765,000 | 1,813 |
| Total risk weighted assets | $221,170,000 | 2,112 |
| Total unused commitments | $38,022,000 | 2,208 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 77 | 2,302 |
| Assets and Liabilities | ||
| Total Assets: | $257,513,000 | 2,473 |
| Cash and due from depository institutions | $5,768,000 | 2,302 |
| Interest-bearing balances | $1,652,000 | 1,953 |
| Securities | $19,480,000 | 4,650 |
| Federal funds sold & reverse repurchase agreements | $46,000 | 5,919 |
| Net loans & leases | $212,484,000 | 2,098 |
| Loan loss allowance | $2,688,000 | 1,929 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,675,000 | 974 |
| Other real estate owned | $471,000 | 2,302 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $7,589,000 | 2,171 |
| Life insurance assets | $2,353,000 | 1,973 |
| Total liabilities and capital | $257,513,000 | 2,473 |
| Total liabilities | $238,534,000 | 2,404 |
| Total deposits | $205,697,000 | 2,474 |
| Interest-bearing deposits | $186,016,000 | 2,334 |
| Deposits held in domestic offices | $205,697,000 | 2,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $31,350,000 | 1,310 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,487,000 | 2,937 |
| Total equity capital | $18,979,000 | 3,296 |
| Total bank equity capital | $18,979,000 | 3,296 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,965,000 | 1,165 |
| Surplus | $7,165,000 | 3,075 |
| Undivided profits | $7,849,000 | 3,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,466,000 | 690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,687,000 | 2,506 |
| Earning assets | $233,662,000 | 2,496 |
| Long-term assets (5+ years) | $13,713,000 | 4,061 |
| Average Assets, year-to-date | $244,709,750 | 2,525 |
| Average Assets, quarterly | $253,692,500 | 2,488 |
| Volatile liabilities | $60,248,000 | 2,274 |
| Insider loans | $1,094,000 | 4,063 |
| FHLB advances | $31,350,000 | 1,221 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $46,796,000 | 1,952 |
| Tier 1 (core) risk-based capital | $19,119,000 | 3,165 |
| Tier 2 risk-based capital | $2,667,000 | 1,874 |
| Total risk weighted assets | $213,373,000 | 2,164 |
| Total unused commitments | $46,796,000 | 1,952 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 66 | 2,673 |
| Assets and Liabilities | ||
| Total Assets: | $249,872,000 | 2,526 |
| Cash and due from depository institutions | $6,332,000 | 2,673 |
| Interest-bearing balances | $133,000 | 4,471 |
| Securities | $20,929,000 | 4,448 |
| Federal funds sold & reverse repurchase agreements | $1,187,000 | 4,321 |
| Net loans & leases | $202,786,000 | 2,169 |
| Loan loss allowance | $2,616,000 | 1,951 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $11,444,000 | 989 |
| Other real estate owned | $0 | 2,673 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $7,194,000 | 2,245 |
| Life insurance assets | $2,267,000 | 1,980 |
| Total liabilities and capital | $249,872,000 | 2,526 |
| Total liabilities | $231,650,000 | 2,450 |
| Total deposits | $203,058,000 | 2,496 |
| Interest-bearing deposits | $185,689,000 | 2,320 |
| Deposits held in domestic offices | $203,058,000 | 2,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,218,000 | 2,809 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $25,800,000 | 1,519 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,574,000 | 2,600 |
| Total equity capital | $18,222,000 | 3,318 |
| Total bank equity capital | $18,222,000 | 3,318 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,965,000 | 1,150 |
| Surplus | $7,165,000 | 3,012 |
| Undivided profits | $7,092,000 | 3,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,073,000 | 869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,532,000 | 2,457 |
| Earning assets | $225,035,000 | 2,555 |
| Long-term assets (5+ years) | $14,962,000 | 3,862 |
| Average Assets, year-to-date | $240,442,000 | 2,569 |
| Average Assets, quarterly | $244,064,000 | 2,553 |
| Volatile liabilities | $45,732,000 | 2,767 |
| Insider loans | $1,195,000 | 3,895 |
| FHLB advances | $25,800,000 | 1,424 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $40,164,000 | 2,147 |
| Tier 1 (core) risk-based capital | $18,535,000 | 3,200 |
| Tier 2 risk-based capital | $2,564,000 | 1,923 |
| Total risk weighted assets | $205,085,000 | 2,221 |
| Total unused commitments | $40,164,000 | 2,148 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 66 | 2,658 |
| Assets and Liabilities | ||
| Total Assets: | $238,256,000 | 2,599 |
| Cash and due from depository institutions | $2,617,000 | 2,658 |
| Interest-bearing balances | $62,000 | 5,442 |
| Securities | $19,814,000 | 4,645 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $198,636,000 | 2,167 |
| Loan loss allowance | $2,540,000 | 1,985 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,220,000 | 1,095 |
| Other real estate owned | $132,000 | 2,658 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $6,837,000 | 2,274 |
| Life insurance assets | $2,254,000 | 1,953 |
| Total liabilities and capital | $238,256,000 | 2,599 |
| Total liabilities | $220,462,000 | 2,536 |
| Total deposits | $195,964,000 | 2,558 |
| Interest-bearing deposits | $178,789,000 | 2,390 |
| Deposits held in domestic offices | $195,964,000 | 2,554 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,482,000 | 2,415 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,800,000 | 1,640 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,216,000 | 3,096 |
| Total equity capital | $17,794,000 | 3,350 |
| Total bank equity capital | $17,794,000 | 3,350 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,965,000 | 1,137 |
| Surplus | $7,165,000 | 2,947 |
| Undivided profits | $6,664,000 | 3,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,078,000 | 856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,340,000 | 2,651 |
| Earning assets | $218,512,000 | 2,602 |
| Long-term assets (5+ years) | $14,628,000 | 3,879 |
| Average Assets, year-to-date | $235,727,000 | 2,607 |
| Average Assets, quarterly | $235,727,000 | 2,607 |
| Volatile liabilities | $36,610,000 | 3,108 |
| Insider loans | $1,544,000 | 3,358 |
| FHLB advances | $21,800,000 | 1,553 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $38,417,000 | 2,193 |
| Tier 1 (core) risk-based capital | $17,988,000 | 3,243 |
| Tier 2 risk-based capital | $2,481,000 | 1,943 |
| Total risk weighted assets | $198,409,000 | 2,241 |
| Total unused commitments | $38,417,000 | 2,194 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 63 | 2,774 |
| Assets and Liabilities | ||
| Total Assets: | $233,198,000 | 2,639 |
| Cash and due from depository institutions | $3,897,000 | 2,774 |
| Interest-bearing balances | $132,000 | 4,655 |
| Securities | $18,880,000 | 4,789 |
| Federal funds sold & reverse repurchase agreements | $725,000 | 5,140 |
| Net loans & leases | $193,154,000 | 2,166 |
| Loan loss allowance | $2,445,000 | 2,021 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,402,000 | 1,178 |
| Other real estate owned | $132,000 | 2,774 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,008,000 | 2,245 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $233,198,000 | 2,639 |
| Total liabilities | $215,866,000 | 2,566 |
| Total deposits | $185,566,000 | 2,663 |
| Interest-bearing deposits | $169,185,000 | 2,478 |
| Deposits held in domestic offices | $185,566,000 | 2,659 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $29,250,000 | 1,370 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,050,000 | 3,376 |
| Total equity capital | $17,332,000 | 3,383 |
| Total bank equity capital | $17,332,000 | 3,383 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,965,000 | 1,125 |
| Surplus | $7,165,000 | 2,914 |
| Undivided profits | $6,202,000 | 4,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,003,000 | 874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,352,000 | 2,642 |
| Earning assets | $212,891,000 | 2,630 |
| Long-term assets (5+ years) | $14,242,000 | 3,932 |
| Average Assets, year-to-date | $218,919,800 | 2,681 |
| Average Assets, quarterly | $232,059,000 | 2,637 |
| Volatile liabilities | $36,988,000 | 3,041 |
| Insider loans | $602,000 | 5,100 |
| FHLB advances | $29,250,000 | 1,278 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $37,935,000 | 2,158 |
| Tier 1 (core) risk-based capital | $17,495,000 | 3,279 |
| Tier 2 risk-based capital | $2,402,000 | 1,964 |
| Total risk weighted assets | $192,143,000 | 2,254 |
| Total unused commitments | $37,935,000 | 2,158 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 65 | 2,674 |
| Assets and Liabilities | ||
| Total Assets: | $230,920,000 | 2,625 |
| Cash and due from depository institutions | $3,399,000 | 2,674 |
| Interest-bearing balances | $319,000 | 3,872 |
| Securities | $22,250,000 | 4,316 |
| Federal funds sold & reverse repurchase agreements | $3,427,000 | 2,895 |
| Net loans & leases | $185,777,000 | 2,210 |
| Loan loss allowance | $2,344,000 | 2,069 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,446,000 | 1,123 |
| Other real estate owned | $142,000 | 2,674 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,479,000 | 2,324 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $230,920,000 | 2,625 |
| Total liabilities | $214,011,000 | 2,541 |
| Total deposits | $187,889,000 | 2,566 |
| Interest-bearing deposits | $170,884,000 | 2,398 |
| Deposits held in domestic offices | $187,889,000 | 2,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $25,250,000 | 1,513 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $872,000 | 3,786 |
| Total equity capital | $16,909,000 | 3,426 |
| Total bank equity capital | $16,909,000 | 3,426 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,965,000 | 1,091 |
| Surplus | $7,165,000 | 2,857 |
| Undivided profits | $5,779,000 | 4,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,767,000 | 710 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,240,000 | 2,827 |
| Earning assets | $211,773,000 | 2,605 |
| Long-term assets (5+ years) | $15,650,000 | 3,785 |
| Average Assets, year-to-date | $215,350,250 | 2,700 |
| Average Assets, quarterly | $225,006,500 | 2,651 |
| Volatile liabilities | $35,702,000 | 3,023 |
| Insider loans | $631,000 | 5,027 |
| FHLB advances | $25,250,000 | 1,419 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $20,317,000 | 3,248 |
| Tier 1 (core) risk-based capital | $16,886,000 | 3,338 |
| Tier 2 risk-based capital | $2,314,000 | 1,993 |
| Total risk weighted assets | $185,116,000 | 2,285 |
| Total unused commitments | $20,317,000 | 3,250 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 60 | 2,851 |
| Assets and Liabilities | ||
| Total Assets: | $219,093,000 | 2,691 |
| Cash and due from depository institutions | $4,435,000 | 2,851 |
| Interest-bearing balances | $488,000 | 3,437 |
| Securities | $22,570,000 | 4,302 |
| Federal funds sold & reverse repurchase agreements | $2,519,000 | 3,181 |
| Net loans & leases | $173,860,000 | 2,296 |
| Loan loss allowance | $2,201,000 | 2,153 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,597,000 | 1,090 |
| Other real estate owned | $154,000 | 2,851 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,958,000 | 2,387 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $219,093,000 | 2,691 |
| Total liabilities | $202,678,000 | 2,620 |
| Total deposits | $176,677,000 | 2,677 |
| Interest-bearing deposits | $160,532,000 | 2,503 |
| Deposits held in domestic offices | $176,677,000 | 2,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,200,000 | 1,516 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $801,000 | 3,750 |
| Total equity capital | $16,415,000 | 3,457 |
| Total bank equity capital | $16,415,000 | 3,457 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,965,000 | 1,074 |
| Surplus | $7,165,000 | 2,808 |
| Undivided profits | $5,285,000 | 4,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,609,000 | 1,542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,064,000 | 2,988 |
| Earning assets | $199,437,000 | 2,703 |
| Long-term assets (5+ years) | $15,701,000 | 3,820 |
| Average Assets, year-to-date | $210,160,330 | 2,750 |
| Average Assets, quarterly | $215,585,500 | 2,706 |
| Volatile liabilities | $28,198,000 | 3,447 |
| Insider loans | $2,026,000 | 2,745 |
| FHLB advances | $25,200,000 | 1,424 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $21,166,000 | 3,077 |
| Tier 1 (core) risk-based capital | $16,349,000 | 3,357 |
| Tier 2 risk-based capital | $2,201,000 | 2,049 |
| Total risk weighted assets | $178,345,000 | 2,307 |
| Total unused commitments | $21,166,000 | 3,078 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 58 | 2,920 |
| Assets and Liabilities | ||
| Total Assets: | $212,078,000 | 2,750 |
| Cash and due from depository institutions | $3,577,000 | 2,920 |
| Interest-bearing balances | $118,000 | 4,846 |
| Securities | $17,660,000 | 5,036 |
| Federal funds sold & reverse repurchase agreements | $8,898,000 | 1,393 |
| Net loans & leases | $167,683,000 | 2,320 |
| Loan loss allowance | $2,123,000 | 2,204 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,517,000 | 1,213 |
| Other real estate owned | $147,000 | 2,920 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,596,000 | 2,476 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $212,078,000 | 2,750 |
| Total liabilities | $196,192,000 | 2,675 |
| Total deposits | $179,671,000 | 2,628 |
| Interest-bearing deposits | $164,063,000 | 2,450 |
| Deposits held in domestic offices | $179,671,000 | 2,623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,700,000 | 1,952 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $821,000 | 3,631 |
| Total equity capital | $15,886,000 | 3,476 |
| Total bank equity capital | $15,886,000 | 3,476 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,965,000 | 1,061 |
| Surplus | $7,165,000 | 2,762 |
| Undivided profits | $4,756,000 | 4,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,601,000 | 1,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $980,000 | 3,111 |
| Earning assets | $194,359,000 | 2,757 |
| Long-term assets (5+ years) | $13,815,000 | 4,151 |
| Average Assets, year-to-date | $205,694,000 | 2,808 |
| Average Assets, quarterly | $205,694,000 | 2,808 |
| Volatile liabilities | $28,387,000 | 3,317 |
| Insider loans | $1,737,000 | 3,044 |
| FHLB advances | $15,700,000 | 1,850 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $20,787,000 | 3,053 |
| Tier 1 (core) risk-based capital | $15,915,000 | 3,401 |
| Tier 2 risk-based capital | $2,123,000 | 2,109 |
| Total risk weighted assets | $172,058,000 | 2,352 |
| Total unused commitments | $20,787,000 | 3,056 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 48 | 3,450 |
| Assets and Liabilities | ||
| Total Assets: | $199,310,000 | 2,896 |
| Cash and due from depository institutions | $2,947,000 | 3,450 |
| Interest-bearing balances | $132,000 | 4,760 |
| Securities | $13,782,000 | 5,726 |
| Federal funds sold & reverse repurchase agreements | $3,668,000 | 2,811 |
| Net loans & leases | $165,074,000 | 2,336 |
| Loan loss allowance | $2,259,000 | 2,074 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,091,000 | 1,263 |
| Other real estate owned | $247,000 | 3,450 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,501,000 | 2,473 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $199,310,000 | 2,896 |
| Total liabilities | $183,839,000 | 2,819 |
| Total deposits | $163,786,000 | 2,829 |
| Interest-bearing deposits | $148,509,000 | 2,667 |
| Deposits held in domestic offices | $163,786,000 | 2,824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $19,150,000 | 1,772 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $903,000 | 3,336 |
| Total equity capital | $15,471,000 | 3,548 |
| Total bank equity capital | $15,471,000 | 3,548 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,965,000 | 1,033 |
| Surplus | $7,165,000 | 2,716 |
| Undivided profits | $4,341,000 | 4,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $370,000 | 4,369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $914,000 | 3,311 |
| Earning assets | $182,656,000 | 2,886 |
| Long-term assets (5+ years) | $12,155,000 | 4,435 |
| Average Assets, year-to-date | $176,141,800 | 3,058 |
| Average Assets, quarterly | $193,823,500 | 2,928 |
| Volatile liabilities | $37,456,000 | 2,697 |
| Insider loans | $1,698,000 | 3,071 |
| FHLB advances | $19,150,000 | 1,669 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $16,179,000 | 3,447 |
| Tier 1 (core) risk-based capital | $15,395,000 | 3,444 |
| Tier 2 risk-based capital | $2,125,000 | 2,083 |
| Total risk weighted assets | $169,898,000 | 2,345 |
| Total unused commitments | $16,179,000 | 3,449 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 47 | 3,527 |
| Assets and Liabilities | ||
| Total Assets: | $188,337,000 | 2,981 |
| Cash and due from depository institutions | $2,430,000 | 3,527 |
| Interest-bearing balances | $210,000 | 4,353 |
| Securities | $12,820,000 | 5,910 |
| Federal funds sold & reverse repurchase agreements | $2,964,000 | 2,999 |
| Net loans & leases | $160,045,000 | 2,359 |
| Loan loss allowance | $2,190,000 | 2,122 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,884,000 | 1,725 |
| Other real estate owned | $261,000 | 3,527 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,933,000 | 3,133 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $188,337,000 | 2,981 |
| Total liabilities | $173,374,000 | 2,924 |
| Total deposits | $153,313,000 | 2,942 |
| Interest-bearing deposits | $136,962,000 | 2,825 |
| Deposits held in domestic offices | $153,313,000 | 2,936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $19,150,000 | 1,774 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $911,000 | 3,424 |
| Total equity capital | $14,963,000 | 3,663 |
| Total bank equity capital | $14,963,000 | 3,663 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,965,000 | 1,020 |
| Surplus | $7,165,000 | 2,686 |
| Undivided profits | $3,833,000 | 5,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $501,000 | 3,952 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $841,000 | 3,693 |
| Earning assets | $176,039,000 | 2,935 |
| Long-term assets (5+ years) | $12,420,000 | 4,504 |
| Average Assets, year-to-date | $170,349,750 | 3,130 |
| Average Assets, quarterly | $180,325,000 | 3,051 |
| Volatile liabilities | $39,911,000 | 2,499 |
| Insider loans | $826,000 | 4,472 |
| FHLB advances | $19,150,000 | 1,664 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $16,732,000 | 3,366 |
| Tier 1 (core) risk-based capital | $14,892,000 | 3,540 |
| Tier 2 risk-based capital | $2,016,000 | 2,159 |
| Total risk weighted assets | $161,131,000 | 2,434 |
| Total unused commitments | $16,732,000 | 3,369 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 46 | 3,612 |
| Assets and Liabilities | ||
| Total Assets: | $172,313,000 | 3,161 |
| Cash and due from depository institutions | $5,023,000 | 3,612 |
| Interest-bearing balances | $100,000 | 5,164 |
| Securities | $12,383,000 | 6,089 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $145,783,000 | 2,519 |
| Loan loss allowance | $1,995,000 | 2,292 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,068,000 | 2,030 |
| Other real estate owned | $184,000 | 3,612 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,872,000 | 3,141 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $172,313,000 | 3,161 |
| Total liabilities | $158,484,000 | 3,112 |
| Total deposits | $137,136,000 | 3,224 |
| Interest-bearing deposits | $121,824,000 | 3,081 |
| Deposits held in domestic offices | $137,136,000 | 3,220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 2,055 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,600,000 | 1,844 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $748,000 | 3,591 |
| Total equity capital | $13,829,000 | 3,794 |
| Total bank equity capital | $13,829,000 | 3,794 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,965,000 | 1,007 |
| Surplus | $6,665,000 | 2,821 |
| Undivided profits | $3,199,000 | 5,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $502,000 | 3,982 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $738,000 | 3,861 |
| Earning assets | $158,266,000 | 3,147 |
| Long-term assets (5+ years) | $11,869,000 | 4,711 |
| Average Assets, year-to-date | $164,354,000 | 3,226 |
| Average Assets, quarterly | $166,697,000 | 3,217 |
| Volatile liabilities | $47,534,000 | 2,144 |
| Insider loans | $882,000 | 4,358 |
| FHLB advances | $17,600,000 | 1,734 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $20,971,000 | 2,919 |
| Tier 1 (core) risk-based capital | $14,103,000 | 3,666 |
| Tier 2 risk-based capital | $1,842,000 | 2,299 |
| Total risk weighted assets | $147,192,000 | 2,596 |
| Total unused commitments | $20,971,000 | 2,922 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 46 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $161,081,000 | 3,310 |
| Cash and due from depository institutions | $3,346,000 | 3,588 |
| Interest-bearing balances | $212,000 | 4,553 |
| Securities | $10,636,000 | 6,436 |
| Federal funds sold & reverse repurchase agreements | $1,262,000 | 5,334 |
| Net loans & leases | $136,648,000 | 2,607 |
| Loan loss allowance | $1,870,000 | 2,398 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,971,000 | 2,018 |
| Other real estate owned | $817,000 | 3,588 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,401,000 | 3,308 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $161,081,000 | 3,310 |
| Total liabilities | $147,310,000 | 3,258 |
| Total deposits | $134,831,000 | 3,260 |
| Interest-bearing deposits | $120,065,000 | 3,112 |
| Deposits held in domestic offices | $134,831,000 | 3,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $11,600,000 | 2,230 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $879,000 | 3,514 |
| Total equity capital | $13,771,000 | 3,875 |
| Total bank equity capital | $13,771,000 | 3,875 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,965,000 | 1,000 |
| Surplus | $6,665,000 | 2,782 |
| Undivided profits | $3,141,000 | 5,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,592,000 | 1,830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $738,000 | 3,808 |
| Earning assets | $148,758,000 | 3,294 |
| Long-term assets (5+ years) | $28,135,000 | 2,903 |
| Average Assets, year-to-date | $160,374,500 | 3,299 |
| Average Assets, quarterly | $160,374,500 | 3,299 |
| Volatile liabilities | $43,842,000 | 2,192 |
| Insider loans | $939,000 | 4,148 |
| FHLB advances | $11,600,000 | 2,115 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $12,626,000 | 3,871 |
| Tier 1 (core) risk-based capital | $13,617,000 | 3,717 |
| Tier 2 risk-based capital | $1,749,000 | 2,363 |
| Total risk weighted assets | $139,760,000 | 2,652 |
| Total unused commitments | $12,626,000 | 3,876 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 50 | 3,363 |
| Assets and Liabilities | ||
| Total Assets: | $159,668,000 | 3,315 |
| Cash and due from depository institutions | $2,956,000 | 3,363 |
| Interest-bearing balances | $59,000 | 5,757 |
| Securities | $10,981,000 | 6,396 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $136,391,000 | 2,585 |
| Loan loss allowance | $1,866,000 | 2,402 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,993,000 | 1,985 |
| Other real estate owned | $747,000 | 3,363 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,600,000 | 3,196 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,668,000 | 3,315 |
| Total liabilities | $146,484,000 | 3,246 |
| Total deposits | $132,485,000 | 3,290 |
| Interest-bearing deposits | $118,341,000 | 3,146 |
| Deposits held in domestic offices | $132,485,000 | 3,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,100,000 | 2,218 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,009,000 | 2,305 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $890,000 | 3,339 |
| Total equity capital | $13,184,000 | 3,942 |
| Total bank equity capital | $13,184,000 | 3,942 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,965,000 | 1,006 |
| Surplus | $6,665,000 | 2,757 |
| Undivided profits | $2,554,000 | 6,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,077,000 | 2,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $739,000 | 3,935 |
| Earning assets | $147,431,000 | 3,300 |
| Long-term assets (5+ years) | $26,172,000 | 3,061 |
| Average Assets, year-to-date | $147,168,800 | 3,458 |
| Average Assets, quarterly | $157,540,000 | 3,332 |
| Volatile liabilities | $51,796,000 | 1,904 |
| Insider loans | $972,000 | 4,097 |
| FHLB advances | $11,009,000 | 2,172 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $15,428,000 | 3,370 |
| Tier 1 (core) risk-based capital | $13,175,000 | 3,794 |
| Tier 2 risk-based capital | $1,718,000 | 2,369 |
| Total risk weighted assets | $137,278,000 | 2,668 |
| Total unused commitments | $15,428,000 | 3,371 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 44 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $155,412,000 | 3,387 |
| Cash and due from depository institutions | $3,742,000 | 3,774 |
| Interest-bearing balances | $174,000 | 4,846 |
| Securities | $13,008,000 | 5,916 |
| Federal funds sold & reverse repurchase agreements | $525,000 | 5,911 |
| Net loans & leases | $129,028,000 | 2,681 |
| Loan loss allowance | $1,810,000 | 2,456 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,949,000 | 1,981 |
| Other real estate owned | $851,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,309,000 | 3,399 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,412,000 | 3,387 |
| Total liabilities | $142,705,000 | 3,320 |
| Total deposits | $125,774,000 | 3,430 |
| Interest-bearing deposits | $112,867,000 | 3,264 |
| Deposits held in domestic offices | $125,774,000 | 3,427 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,181 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,309,000 | 1,935 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $622,000 | 4,421 |
| Total equity capital | $12,707,000 | 4,055 |
| Total bank equity capital | $12,707,000 | 4,055 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,965,000 | 998 |
| Surplus | $6,665,000 | 2,705 |
| Undivided profits | $2,077,000 | 6,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $418,000 | 4,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $694,000 | 4,352 |
| Earning assets | $142,735,000 | 3,373 |
| Long-term assets (5+ years) | $26,308,000 | 3,054 |
| Average Assets, year-to-date | $144,044,000 | 3,530 |
| Average Assets, quarterly | $151,879,500 | 3,430 |
| Volatile liabilities | $50,464,000 | 1,886 |
| Insider loans | $1,129,000 | 3,783 |
| FHLB advances | $14,309,000 | 1,808 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $17,583,000 | 3,086 |
| Tier 1 (core) risk-based capital | $12,745,000 | 3,891 |
| Tier 2 risk-based capital | $1,643,000 | 2,464 |
| Total risk weighted assets | $131,255,000 | 2,778 |
| Total unused commitments | $17,583,000 | 3,089 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 48 | 3,506 |
| Assets and Liabilities | ||
| Total Assets: | $148,347,000 | 3,511 |
| Cash and due from depository institutions | $4,857,000 | 3,506 |
| Interest-bearing balances | $88,000 | 5,646 |
| Securities | $13,779,000 | 5,716 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $120,999,000 | 2,797 |
| Loan loss allowance | $1,721,000 | 2,510 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,994,000 | 1,929 |
| Other real estate owned | $976,000 | 3,506 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,742,000 | 3,754 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,347,000 | 3,511 |
| Total liabilities | $135,762,000 | 3,440 |
| Total deposits | $125,896,000 | 3,413 |
| Interest-bearing deposits | $116,006,000 | 3,170 |
| Deposits held in domestic offices | $125,896,000 | 3,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,648,000 | 1,910 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,500,000 | 2,916 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $718,000 | 4,129 |
| Total equity capital | $12,585,000 | 4,082 |
| Total bank equity capital | $12,585,000 | 4,082 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,965,000 | 988 |
| Surplus | $6,665,000 | 2,669 |
| Undivided profits | $1,955,000 | 6,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $366,000 | 5,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $633,000 | 4,512 |
| Earning assets | $134,866,000 | 3,518 |
| Long-term assets (5+ years) | $25,095,000 | 2,994 |
| Average Assets, year-to-date | $140,254,670 | 3,607 |
| Average Assets, quarterly | $144,934,500 | 3,529 |
| Volatile liabilities | $47,075,000 | 1,983 |
| Insider loans | $1,437,000 | 3,244 |
| FHLB advances | $6,500,000 | 2,750 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $13,996,000 | 3,492 |
| Tier 1 (core) risk-based capital | $12,372,000 | 3,911 |
| Tier 2 risk-based capital | $1,515,000 | 2,598 |
| Total risk weighted assets | $121,029,000 | 2,953 |
| Total unused commitments | $13,996,000 | 3,503 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 48 | 3,475 |
| Assets and Liabilities | ||
| Total Assets: | $141,522,000 | 3,593 |
| Cash and due from depository institutions | $2,453,000 | 3,475 |
| Interest-bearing balances | $18,000 | 6,444 |
| Securities | $11,873,000 | 6,121 |
| Federal funds sold & reverse repurchase agreements | $7,962,000 | 2,172 |
| Net loans & leases | $111,436,000 | 2,938 |
| Loan loss allowance | $1,600,000 | 2,656 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,059,000 | 1,865 |
| Other real estate owned | $13,000 | 3,475 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,726,000 | 3,740 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,522,000 | 3,593 |
| Total liabilities | $129,345,000 | 3,539 |
| Total deposits | $124,088,000 | 3,418 |
| Interest-bearing deposits | $114,687,000 | 3,196 |
| Deposits held in domestic offices | $124,088,000 | 3,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $4,500,000 | 3,381 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $757,000 | 4,047 |
| Total equity capital | $12,177,000 | 4,123 |
| Total bank equity capital | $12,177,000 | 4,123 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,965,000 | 978 |
| Surplus | $6,665,000 | 2,619 |
| Undivided profits | $1,547,000 | 7,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,288,000 | 2,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $639,000 | 4,484 |
| Earning assets | $131,289,000 | 3,553 |
| Long-term assets (5+ years) | $16,376,000 | 3,812 |
| Average Assets, year-to-date | $136,208,500 | 3,693 |
| Average Assets, quarterly | $136,208,500 | 3,693 |
| Volatile liabilities | $41,901,000 | 2,127 |
| Insider loans | $1,952,000 | 2,583 |
| FHLB advances | $4,500,000 | 3,219 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $13,528,000 | 3,511 |
| Tier 1 (core) risk-based capital | $12,019,000 | 3,951 |
| Tier 2 risk-based capital | $1,400,000 | 2,712 |
| Total risk weighted assets | $111,318,000 | 3,108 |
| Total unused commitments | $13,528,000 | 3,524 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 48 | 3,462 |
| Assets and Liabilities | ||
| Total Assets: | $130,895,000 | 3,820 |
| Cash and due from depository institutions | $3,852,000 | 3,462 |
| Interest-bearing balances | $312,000 | 4,160 |
| Securities | $12,517,000 | 5,959 |
| Federal funds sold & reverse repurchase agreements | $561,000 | 6,347 |
| Net loans & leases | $106,382,000 | 3,050 |
| Loan loss allowance | $1,471,000 | 2,800 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,102,000 | 1,813 |
| Other real estate owned | $13,000 | 3,462 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,468,000 | 4,004 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,895,000 | 3,820 |
| Total liabilities | $118,961,000 | 3,776 |
| Total deposits | $117,992,000 | 3,526 |
| Interest-bearing deposits | $109,431,000 | 3,266 |
| Deposits held in domestic offices | $117,992,000 | 3,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $969,000 | 3,459 |
| Total equity capital | $11,934,000 | 4,135 |
| Total bank equity capital | $11,934,000 | 4,135 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,965,000 | 972 |
| Surplus | $6,665,000 | 2,577 |
| Undivided profits | $1,304,000 | 7,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,106,000 | 2,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $570,000 | 5,136 |
| Earning assets | $119,772,000 | 3,802 |
| Long-term assets (5+ years) | $11,596,000 | 4,519 |
| Average Assets, year-to-date | $120,893,200 | 3,916 |
| Average Assets, quarterly | $129,704,000 | 3,812 |
| Volatile liabilities | $41,418,000 | 2,138 |
| Insider loans | $1,834,000 | 2,693 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $12,746,000 | 3,533 |
| Tier 1 (core) risk-based capital | $11,802,000 | 3,953 |
| Tier 2 risk-based capital | $1,305,000 | 2,839 |
| Total risk weighted assets | $104,220,000 | 3,239 |
| Total unused commitments | $12,746,000 | 3,537 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 44 | 3,732 |
| Assets and Liabilities | ||
| Total Assets: | $111,632,000 | 4,212 |
| Cash and due from depository institutions | $2,461,000 | 3,732 |
| Interest-bearing balances | $63,000 | 5,568 |
| Securities | $11,989,000 | 6,028 |
| Federal funds sold & reverse repurchase agreements | $2,602,000 | 4,232 |
| Net loans & leases | $86,875,000 | 3,543 |
| Loan loss allowance | $1,196,000 | 3,124 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,344,000 | 1,674 |
| Other real estate owned | $0 | 3,732 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,361,000 | 4,071 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,632,000 | 4,212 |
| Total liabilities | $103,376,000 | 4,104 |
| Total deposits | $102,297,000 | 3,867 |
| Interest-bearing deposits | $94,947,000 | 3,592 |
| Deposits held in domestic offices | $102,297,000 | 3,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,079,000 | 3,285 |
| Total equity capital | $8,256,000 | 5,238 |
| Total bank equity capital | $8,256,000 | 5,238 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,965,000 | 972 |
| Surplus | $3,965,000 | 3,706 |
| Undivided profits | $326,000 | 8,327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $106,000 | 6,886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $550,000 | 5,599 |
| Earning assets | $101,529,000 | 4,220 |
| Long-term assets (5+ years) | $7,899,000 | 5,313 |
| Average Assets, year-to-date | $97,728,600 | 4,462 |
| Average Assets, quarterly | $109,848,500 | 4,210 |
| Volatile liabilities | $41,157,000 | 2,072 |
| Insider loans | $1,203,000 | 3,489 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $11,677,000 | 3,575 |
| Tier 1 (core) risk-based capital | $8,262,000 | 5,078 |
| Tier 2 risk-based capital | $1,057,000 | 3,220 |
| Total risk weighted assets | $84,454,000 | 3,729 |
| Total unused commitments | $11,677,000 | 3,583 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 30 | 5,074 |
| Assets and Liabilities | ||
| Total Assets: | $78,377,000 | 5,247 |
| Cash and due from depository institutions | $2,202,000 | 5,074 |
| Interest-bearing balances | $114,000 | 4,408 |
| Securities | $8,412,000 | 7,251 |
| Federal funds sold & reverse repurchase agreements | $4,690,000 | 2,510 |
| Net loans & leases | $56,683,000 | 4,775 |
| Loan loss allowance | $866,000 | 3,908 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,047,000 | 1,718 |
| Other real estate owned | $0 | 5,074 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,343,000 | 5,203 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,377,000 | 5,247 |
| Total liabilities | $70,584,000 | 5,238 |
| Total deposits | $69,900,000 | 5,005 |
| Interest-bearing deposits | $63,401,000 | 4,829 |
| Deposits held in domestic offices | $69,900,000 | 5,001 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $684,000 | 4,746 |
| Total equity capital | $7,793,000 | 5,357 |
| Total bank equity capital | $7,793,000 | 5,357 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,965,000 | 975 |
| Surplus | $3,965,000 | 3,640 |
| Undivided profits | $-137,000 | 9,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $453,000 | 5,458 |
| Earning assets | $69,899,000 | 5,367 |
| Long-term assets (5+ years) | $2,077,000 | 7,297 |
| Average Assets, year-to-date | $65,049,000 | 5,759 |
| Average Assets, quarterly | $76,278,500 | 5,306 |
| Volatile liabilities | $24,761,000 | 3,118 |
| Insider loans | $445,000 | 5,689 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,002,000 | 4,961 |
| Tier 1 (core) risk-based capital | $7,722,000 | 5,288 |
| Tier 2 risk-based capital | $774,020 | 4,008 |
| Total risk weighted assets | $61,829,420 | 4,590 |
| Total unused commitments | $6,002,000 | 4,964 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 22 | 6,389 |
| Assets and Liabilities | ||
| Total Assets: | $52,045,000 | 6,765 |
| Cash and due from depository institutions | $3,205,000 | 6,389 |
| Interest-bearing balances | $102,000 | 4,616 |
| Securities | $6,413,000 | 8,200 |
| Federal funds sold & reverse repurchase agreements | $4,440,000 | 2,129 |
| Net loans & leases | $34,058,000 | 6,395 |
| Loan loss allowance | $520,000 | 5,554 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,254,000 | 2,643 |
| Other real estate owned | $0 | 6,389 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $675,000 | 7,424 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,045,000 | 6,765 |
| Total liabilities | $44,833,000 | 6,887 |
| Total deposits | $44,317,000 | 6,702 |
| Interest-bearing deposits | $39,483,000 | 6,540 |
| Deposits held in domestic offices | $44,317,000 | 6,699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $516,000 | 5,246 |
| Total equity capital | $7,212,000 | 5,519 |
| Total bank equity capital | $7,212,000 | 5,519 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,965,000 | 987 |
| Surplus | $3,965,000 | 3,607 |
| Undivided profits | $-718,000 | 9,734 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 8,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $210,000 | 7,654 |
| Earning assets | $45,013,000 | 6,944 |
| Long-term assets (5+ years) | $1,996,000 | 7,677 |
| Average Assets, year-to-date | $30,751,200 | 8,311 |
| Average Assets, quarterly | $45,450,500 | 7,186 |
| Volatile liabilities | $10,344,000 | 5,324 |
| Insider loans | $284,000 | 6,583 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,697,000 | 6,887 |
| Tier 1 (core) risk-based capital | $7,229,000 | 5,542 |
| Tier 2 risk-based capital | $485,940 | 5,441 |
| Total risk weighted assets | $38,840,840 | 6,117 |
| Total unused commitments | $2,697,000 | 6,892 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 20 | 6,877 |
| Assets and Liabilities | ||
| Total Assets: | $11,098,000 | 10,187 |
| Cash and due from depository institutions | $382,000 | 6,877 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $210,000 | 10,270 |
| Federal funds sold & reverse repurchase agreements | $5,840,000 | 2,952 |
| Net loans & leases | $3,207,000 | 10,279 |
| Loan loss allowance | $40,000 | 10,181 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,403,000 | 4,970 |
| Other real estate owned | $0 | 6,877 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $56,000 | 10,410 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,098,000 | 10,187 |
| Total liabilities | $3,644,000 | 10,402 |
| Total deposits | $3,589,000 | 10,364 |
| Interest-bearing deposits | $2,854,000 | 10,319 |
| Deposits held in domestic offices | $3,589,000 | 10,364 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $55,000 | 10,181 |
| Total equity capital | $7,454,000 | 5,521 |
| Total bank equity capital | $7,454,000 | 5,521 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,965,000 | 945 |
| Surplus | $3,965,000 | 3,468 |
| Undivided profits | $-476,000 | 10,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $11,000 | 10,245 |
| Earning assets | $9,257,000 | 10,208 |
| Long-term assets (5+ years) | $77,000 | 9,102 |
| Average Assets, year-to-date | $11,098,000 | 10,152 |
| Average Assets, quarterly | $11,098,000 | 10,169 |
| Volatile liabilities | $524,000 | 10,094 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,851,000 | 7,622 |
| Tier 1 (core) risk-based capital | $7,454,000 | 5,328 |
| Tier 2 risk-based capital | $40,000 | 10,141 |
| Total risk weighted assets | $5,933,600 | 10,149 |
| Total unused commitments | $1,851,000 | 7,632 |
| Derivatives | $0 | 527 |