Home > Unity Bank & Trust Company > Income and Expense
Unity Bank & Trust Company, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,162,000 | 2,494 |
| Total interest expense | $4,666,000 | 2,631 |
| Net interest income | $7,496,000 | 2,414 |
| Provision for loan and lease losses | $497,000 | 1,554 |
| Total noninterest income | $1,981,000 | 1,844 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,134,000 | 1,166 |
| Trading account gains and fees | $-153,000 | 4,888 |
| Additional Noninterest Income | $1,000,000 | 1,835 |
| Total noninterest expense | $8,027,000 | 1,811 |
| Salaries and employee benefits | $3,456,000 | 1,934 |
| Premises and equipment expense | $1,592,000 | 1,315 |
| Additional noninterest expense | $2,979,000 | 1,815 |
| Pre-tax net operating income | $953,000 | 6,153 |
| Securities gains (losses) | $-582,000 | 12,286 |
| Applicable income taxes | $345,000 | 5,334 |
| Income before extraordinary items | $26,000 | 11,939 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $26,000 | 11,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $655,000 | 1,142 |
| Cash dividends | $629,000 | 2,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $398,480 | 8,257 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,541,000 | 2,948 |
| Total interest expense | $3,992,000 | 3,176 |
| Net interest income | $6,549,000 | 2,749 |
| Provision for loan and lease losses | $638,000 | 1,776 |
| Total noninterest income | $1,755,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,010,000 | 1,339 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $745,000 | 2,490 |
| Total noninterest expense | $6,339,000 | 2,283 |
| Salaries and employee benefits | $3,106,000 | 2,126 |
| Premises and equipment expense | $1,001,000 | 2,050 |
| Additional noninterest expense | $2,232,000 | 2,481 |
| Pre-tax net operating income | $1,327,000 | 4,790 |
| Securities gains (losses) | $280,000 | 1,363 |
| Applicable income taxes | $467,000 | 4,438 |
| Income before extraordinary items | $1,140,000 | 4,206 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,140,000 | 4,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 2,091 |
| Cash dividends | $61,000 | 7,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $941,200 | 4,692 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,732,000 | 3,254 |
| Total interest expense | $4,967,000 | 3,329 |
| Net interest income | $5,765,000 | 3,186 |
| Provision for loan and lease losses | $505,000 | 2,972 |
| Total noninterest income | $1,464,000 | 2,435 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $959,000 | 1,397 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $505,000 | 3,162 |
| Total noninterest expense | $6,097,000 | 2,386 |
| Salaries and employee benefits | $2,854,000 | 2,280 |
| Premises and equipment expense | $1,012,000 | 2,068 |
| Additional noninterest expense | $2,231,000 | 2,554 |
| Pre-tax net operating income | $627,000 | 7,538 |
| Securities gains (losses) | $131,000 | 2,589 |
| Applicable income taxes | $249,000 | 6,674 |
| Income before extraordinary items | $509,000 | 7,246 |
| Extraordinary gains, net | $249,000 | 359 |
| Net income | $758,000 | 5,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 3,368 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $421,230 | 7,651 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.