Home > Unity Bank & Trust Company > Assets and Liabilities
Unity Bank & Trust Company, Assets and Liabilities
| 1994-12-31 | Rank | |
| # of Employees: | 118 | 1,695 |
| Assets and Liabilities | ||
| Total Assets: | $171,633,000 | 2,666 |
| Cash and due from depository institutions | $10,323,000 | 1,695 |
| Interest-bearing balances | $79,000 | 5,901 |
| Securities | $45,674,000 | 2,869 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $100,433,000 | 2,637 |
| Loan loss allowance | $1,293,000 | 2,877 |
| Trading account assets | $440,000 | 229 |
| Bank premises and fixed assets | $5,265,000 | 1,408 |
| Other real estate owned | $0 | 1,695 |
| Goodwill and other intangibles | $5,737,000 | 433 |
| All other assets | $3,761,000 | 2,168 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,633,000 | 2,666 |
| Total liabilities | $158,253,000 | 2,635 |
| Total deposits | $134,738,000 | 2,828 |
| Interest-bearing deposits | $112,781,000 | 2,916 |
| Deposits held in domestic offices | $134,738,000 | 2,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,183,000 | 1,217 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $9,106,000 | 1,294 |
| Subordinated debt | $2,000,000 | 234 |
| All other liabilities | $1,226,000 | 2,618 |
| Total equity capital | $13,380,000 | 3,051 |
| Total bank equity capital | $13,380,000 | 3,051 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $7,621,000 | 494 |
| Surplus | $6,636,000 | 2,204 |
| Undivided profits | $-877,000 | 12,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $579,000 | 3,905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,122,000 | 1,754 |
| Earning assets | $146,626,000 | 2,832 |
| Long-term assets (5+ years) | $30,454,000 | 1,810 |
| Average Assets, year-to-date | $168,822,400 | 2,634 |
| Average Assets, quarterly | $176,022,000 | 2,577 |
| Volatile liabilities | $24,868,000 | 2,111 |
| Insider loans | $5,608,000 | 756 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $21,456,000 | 1,827 |
| Tier 1 (core) risk-based capital | $10,478,000 | 3,927 |
| Tier 2 risk-based capital | $3,293,000 | 1,027 |
| Total risk weighted assets | $114,674,700 | 2,326 |
| Total unused commitments | $21,456,000 | 1,839 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 114 | 1,830 |
| Assets and Liabilities | ||
| Total Assets: | $157,402,000 | 2,914 |
| Cash and due from depository institutions | $7,722,000 | 1,830 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $41,662,000 | 3,340 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $94,678,000 | 2,732 |
| Loan loss allowance | $1,353,000 | 2,858 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,847,000 | 1,246 |
| Other real estate owned | $0 | 1,830 |
| Goodwill and other intangibles | $5,618,000 | 393 |
| All other assets | $1,875,000 | 3,649 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,402,000 | 2,914 |
| Total liabilities | $142,289,000 | 2,941 |
| Total deposits | $127,453,000 | 3,084 |
| Interest-bearing deposits | $106,746,000 | 3,187 |
| Deposits held in domestic offices | $127,453,000 | 3,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,119,000 | 1,255 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $4,549,000 | 1,570 |
| Subordinated debt | $2,000,000 | 235 |
| All other liabilities | $1,168,000 | 2,769 |
| Total equity capital | $15,113,000 | 2,673 |
| Total bank equity capital | $15,113,000 | 2,673 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $7,621,000 | 489 |
| Surplus | $6,635,000 | 2,106 |
| Undivided profits | $857,000 | 9,903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $153,000 | 8,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $986,000 | 1,764 |
| Earning assets | $136,340,000 | 3,081 |
| Long-term assets (5+ years) | $33,900,000 | 1,715 |
| Average Assets, year-to-date | $151,575,400 | 2,935 |
| Average Assets, quarterly | $157,536,000 | 2,881 |
| Volatile liabilities | $22,794,000 | 2,158 |
| Insider loans | $4,236,000 | 967 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,266,000 | 2,401 |
| Tier 1 (core) risk-based capital | $10,385,000 | 3,845 |
| Tier 2 risk-based capital | $3,326,950 | 1,012 |
| Total risk weighted assets | $106,130,250 | 2,468 |
| Total unused commitments | $14,266,000 | 2,421 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 98 | 2,197 |
| Assets and Liabilities | ||
| Total Assets: | $144,694,000 | 3,214 |
| Cash and due from depository institutions | $7,268,000 | 2,197 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $39,572,000 | 3,474 |
| Federal funds sold & reverse repurchase agreements | $1,465,000 | 7,620 |
| Net loans & leases | $83,551,000 | 3,127 |
| Loan loss allowance | $1,104,000 | 3,423 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,022,000 | 1,199 |
| Other real estate owned | $9,000 | 2,197 |
| Goodwill and other intangibles | $4,937,000 | 428 |
| All other assets | $1,870,000 | 3,803 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,694,000 | 3,214 |
| Total liabilities | $130,660,000 | 3,263 |
| Total deposits | $123,917,000 | 3,288 |
| Interest-bearing deposits | $110,356,000 | 3,224 |
| Deposits held in domestic offices | $123,917,000 | 3,279 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,296,000 | 1,931 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,544,000 | 2,169 |
| Subordinated debt | $2,000,000 | 250 |
| All other liabilities | $903,000 | 3,564 |
| Total equity capital | $14,034,000 | 2,747 |
| Total bank equity capital | $14,034,000 | 2,747 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $7,621,000 | 494 |
| Surplus | $6,635,000 | 2,024 |
| Undivided profits | $-222,000 | 12,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $362,000 | 6,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,035,000 | 1,889 |
| Earning assets | $124,588,000 | 3,410 |
| Long-term assets (5+ years) | $27,641,000 | 2,000 |
| Average Assets, year-to-date | $142,271,400 | 3,198 |
| Average Assets, quarterly | $144,124,000 | 3,209 |
| Volatile liabilities | $17,264,000 | 2,668 |
| Insider loans | $15,000 | 8,588 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $18,627,000 | 1,915 |
| Tier 1 (core) risk-based capital | $9,097,000 | 4,185 |
| Tier 2 risk-based capital | $3,104,000 | 1,092 |
| Total risk weighted assets | $98,608,100 | 2,704 |
| Total unused commitments | $18,627,000 | 1,931 |
| Derivatives | $0 | 651 |