Home > Unity Bank Central > Income and Expense
Unity Bank Central, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,721,000 | 7,354 |
| Total interest expense | $700,000 | 7,057 |
| Net interest income | $1,021,000 | 7,432 |
| Provision for loan and lease losses | $72,000 | 4,622 |
| Total noninterest income | $201,000 | 6,447 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $129,000 | 5,332 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 6,374 |
| Total noninterest expense | $887,000 | 7,420 |
| Salaries and employee benefits | $485,000 | 7,436 |
| Premises and equipment expense | $175,000 | 6,408 |
| Additional noninterest expense | $227,000 | 7,568 |
| Pre-tax net operating income | $263,000 | 7,168 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $263,000 | 6,903 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $263,000 | 6,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 2,984 |
| Cash dividends | $222,000 | 4,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $263,000 | 6,911 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,121,000 | 7,400 |
| Total interest expense | $433,000 | 7,153 |
| Net interest income | $688,000 | 7,457 |
| Provision for loan and lease losses | $42,000 | 4,660 |
| Total noninterest income | $142,000 | 6,336 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $87,000 | 5,304 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,230 |
| Total noninterest expense | $603,000 | 7,414 |
| Salaries and employee benefits | $330,000 | 7,427 |
| Premises and equipment expense | $120,000 | 6,349 |
| Additional noninterest expense | $153,000 | 7,575 |
| Pre-tax net operating income | $185,000 | 7,174 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $185,000 | 6,864 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $185,000 | 6,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,485 |
| Cash dividends | $148,000 | 4,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $185,000 | 6,873 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $538,000 | 7,471 |
| Total interest expense | $207,000 | 7,173 |
| Net interest income | $331,000 | 7,549 |
| Provision for loan and lease losses | $17,000 | 4,701 |
| Total noninterest income | $67,000 | 6,418 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,246 |
| Total noninterest expense | $296,000 | 7,456 |
| Salaries and employee benefits | $166,000 | 7,435 |
| Premises and equipment expense | $63,000 | 6,234 |
| Additional noninterest expense | $67,000 | 7,791 |
| Pre-tax net operating income | $85,000 | 7,247 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $85,000 | 6,976 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $85,000 | 6,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $85,000 | 6,977 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,030,000 | 7,426 |
| Total interest expense | $672,000 | 7,125 |
| Net interest income | $1,358,000 | 7,486 |
| Provision for loan and lease losses | $51,000 | 5,720 |
| Total noninterest income | $279,000 | 6,467 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $168,000 | 5,414 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $111,000 | 6,239 |
| Total noninterest expense | $1,238,000 | 7,336 |
| Salaries and employee benefits | $643,000 | 7,468 |
| Premises and equipment expense | $248,000 | 6,233 |
| Additional noninterest expense | $347,000 | 7,359 |
| Pre-tax net operating income | $348,000 | 7,234 |
| Securities gains (losses) | $18,000 | 1,287 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $366,000 | 6,906 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $366,000 | 6,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,675 |
| Cash dividends | $287,000 | 4,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $348,000 | 6,971 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 7,472 |
| Total interest expense | $479,000 | 7,159 |
| Net interest income | $1,016,000 | 7,530 |
| Provision for loan and lease losses | $36,000 | 5,642 |
| Total noninterest income | $207,000 | 6,536 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $128,000 | 5,401 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $79,000 | 6,334 |
| Total noninterest expense | $912,000 | 7,366 |
| Salaries and employee benefits | $475,000 | 7,481 |
| Premises and equipment expense | $178,000 | 6,312 |
| Additional noninterest expense | $259,000 | 7,389 |
| Pre-tax net operating income | $275,000 | 7,300 |
| Securities gains (losses) | $18,000 | 1,269 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $293,000 | 6,955 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $293,000 | 6,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,898 |
| Cash dividends | $213,000 | 3,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $275,000 | 7,008 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $958,000 | 7,540 |
| Total interest expense | $300,000 | 7,185 |
| Net interest income | $658,000 | 7,593 |
| Provision for loan and lease losses | $24,000 | 5,514 |
| Total noninterest income | $132,000 | 6,585 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $84,000 | 5,390 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $48,000 | 6,470 |
| Total noninterest expense | $606,000 | 7,369 |
| Salaries and employee benefits | $319,000 | 7,468 |
| Premises and equipment expense | $121,000 | 6,259 |
| Additional noninterest expense | $166,000 | 7,447 |
| Pre-tax net operating income | $160,000 | 7,477 |
| Securities gains (losses) | $16,000 | 1,180 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $176,000 | 7,110 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $176,000 | 7,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $142,000 | 3,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $160,000 | 7,211 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $464,000 | 7,639 |
| Total interest expense | $143,000 | 7,255 |
| Net interest income | $321,000 | 7,708 |
| Provision for loan and lease losses | $11,000 | 5,337 |
| Total noninterest income | $67,000 | 6,520 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $41,000 | 5,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,409 |
| Total noninterest expense | $295,000 | 7,487 |
| Salaries and employee benefits | $161,000 | 7,494 |
| Premises and equipment expense | $58,000 | 6,415 |
| Additional noninterest expense | $76,000 | 7,655 |
| Pre-tax net operating income | $82,000 | 7,464 |
| Securities gains (losses) | $9,000 | 1,042 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $91,000 | 7,045 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $91,000 | 7,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $82,000 | 7,162 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,912,000 | 7,473 |
| Total interest expense | $561,000 | 7,090 |
| Net interest income | $1,351,000 | 7,520 |
| Provision for loan and lease losses | $62,000 | 5,624 |
| Total noninterest income | $261,000 | 6,685 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $168,000 | 5,579 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $93,000 | 6,537 |
| Total noninterest expense | $1,139,000 | 7,553 |
| Salaries and employee benefits | $616,000 | 7,604 |
| Premises and equipment expense | $221,000 | 6,522 |
| Additional noninterest expense | $302,000 | 7,692 |
| Pre-tax net operating income | $411,000 | 7,033 |
| Securities gains (losses) | $37,000 | 1,965 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $448,000 | 6,560 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $448,000 | 6,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,696 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $411,000 | 6,655 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 7,481 |
| Total interest expense | $418,000 | 7,107 |
| Net interest income | $1,029,000 | 7,514 |
| Provision for loan and lease losses | $47,000 | 5,450 |
| Total noninterest income | $194,000 | 6,735 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $128,000 | 5,592 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $66,000 | 6,636 |
| Total noninterest expense | $851,000 | 7,528 |
| Salaries and employee benefits | $460,000 | 7,562 |
| Premises and equipment expense | $166,000 | 6,493 |
| Additional noninterest expense | $225,000 | 7,706 |
| Pre-tax net operating income | $325,000 | 7,070 |
| Securities gains (losses) | $37,000 | 1,884 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $361,000 | 6,545 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $361,000 | 6,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,250 |
| Cash dividends | $222,000 | 3,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $324,000 | 6,684 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $954,000 | 7,540 |
| Total interest expense | $279,000 | 7,150 |
| Net interest income | $675,000 | 7,570 |
| Provision for loan and lease losses | $27,000 | 5,578 |
| Total noninterest income | $128,000 | 6,783 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $81,000 | 5,696 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $47,000 | 6,544 |
| Total noninterest expense | $571,000 | 7,565 |
| Salaries and employee benefits | $309,000 | 7,595 |
| Premises and equipment expense | $112,000 | 6,506 |
| Additional noninterest expense | $150,000 | 7,728 |
| Pre-tax net operating income | $205,000 | 7,148 |
| Securities gains (losses) | $33,000 | 1,728 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $238,000 | 6,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $238,000 | 6,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,880 |
| Cash dividends | $148,000 | 3,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $205,000 | 6,771 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $476,000 | 7,595 |
| Total interest expense | $142,000 | 7,164 |
| Net interest income | $334,000 | 7,635 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $56,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $33,000 | 6,033 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $23,000 | 6,579 |
| Total noninterest expense | $295,000 | 7,542 |
| Salaries and employee benefits | $157,000 | 7,587 |
| Premises and equipment expense | $57,000 | 6,454 |
| Additional noninterest expense | $81,000 | 7,616 |
| Pre-tax net operating income | $83,000 | 7,426 |
| Securities gains (losses) | $33,000 | 1,437 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $116,000 | 6,595 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $116,000 | 6,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $83,000 | 7,092 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,031,000 | 7,504 |
| Total interest expense | $582,000 | 7,443 |
| Net interest income | $1,449,000 | 7,437 |
| Provision for loan and lease losses | $80,000 | 5,625 |
| Total noninterest income | $216,000 | 7,208 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $129,000 | 6,157 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $87,000 | 6,760 |
| Total noninterest expense | $1,090,000 | 7,690 |
| Salaries and employee benefits | $594,000 | 7,717 |
| Premises and equipment expense | $196,000 | 6,824 |
| Additional noninterest expense | $300,000 | 7,754 |
| Pre-tax net operating income | $495,000 | 6,697 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $499,000 | 6,343 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $499,000 | 6,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,234 |
| Cash dividends | $356,000 | 4,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $494,000 | 6,213 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 7,593 |
| Total interest expense | $442,000 | 7,575 |
| Net interest income | $1,080,000 | 7,505 |
| Provision for loan and lease losses | $80,000 | 5,120 |
| Total noninterest income | $169,000 | 7,176 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $100,000 | 6,127 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $69,000 | 6,726 |
| Total noninterest expense | $811,000 | 7,702 |
| Salaries and employee benefits | $445,000 | 7,688 |
| Premises and equipment expense | $142,000 | 6,925 |
| Additional noninterest expense | $224,000 | 7,785 |
| Pre-tax net operating income | $358,000 | 6,913 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $360,000 | 6,592 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $360,000 | 6,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,672 |
| Cash dividends | $267,000 | 3,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $357,000 | 6,435 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 7,646 |
| Total interest expense | $297,000 | 7,682 |
| Net interest income | $719,000 | 7,527 |
| Provision for loan and lease losses | $23,000 | 6,223 |
| Total noninterest income | $105,000 | 7,308 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $66,000 | 6,137 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $39,000 | 6,988 |
| Total noninterest expense | $530,000 | 7,767 |
| Salaries and employee benefits | $295,000 | 7,728 |
| Premises and equipment expense | $88,000 | 7,078 |
| Additional noninterest expense | $147,000 | 7,817 |
| Pre-tax net operating income | $271,000 | 6,695 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $-1,000 | 8,923 |
| Income before extraordinary items | $275,000 | 6,303 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $275,000 | 6,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,731 |
| Cash dividends | $178,000 | 3,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $272,000 | 6,113 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $489,000 | 7,795 |
| Total interest expense | $151,000 | 7,737 |
| Net interest income | $338,000 | 7,674 |
| Provision for loan and lease losses | $13,000 | 5,878 |
| Total noninterest income | $55,000 | 7,195 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $31,000 | 6,193 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $259,000 | 7,852 |
| Salaries and employee benefits | $144,000 | 7,818 |
| Premises and equipment expense | $42,000 | 7,220 |
| Additional noninterest expense | $73,000 | 7,858 |
| Pre-tax net operating income | $121,000 | 6,881 |
| Securities gains (losses) | $3,000 | 2,514 |
| Applicable income taxes | $-1,000 | 8,975 |
| Income before extraordinary items | $125,000 | 6,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $125,000 | 6,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $89,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $122,000 | 6,349 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,074,000 | 7,765 |
| Total interest expense | $736,000 | 7,704 |
| Net interest income | $1,338,000 | 7,702 |
| Provision for loan and lease losses | $70,000 | 6,288 |
| Total noninterest income | $194,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $124,000 | 6,185 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 7,078 |
| Total noninterest expense | $933,000 | 8,078 |
| Salaries and employee benefits | $525,000 | 8,037 |
| Premises and equipment expense | $173,000 | 7,122 |
| Additional noninterest expense | $235,000 | 8,287 |
| Pre-tax net operating income | $529,000 | 6,659 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,000 | 7,615 |
| Income before extraordinary items | $528,000 | 6,270 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $528,000 | 6,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,049 |
| Cash dividends | $314,000 | 4,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $528,000 | 6,123 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 8,135 |
| Total interest expense | $1,029,000 | 7,965 |
| Net interest income | $1,052,000 | 8,184 |
| Provision for loan and lease losses | $48,000 | 6,745 |
| Total noninterest income | $272,000 | 6,650 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $112,000 | 6,368 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $160,000 | 5,413 |
| Total noninterest expense | $910,000 | 8,188 |
| Salaries and employee benefits | $508,000 | 8,136 |
| Premises and equipment expense | $205,000 | 6,718 |
| Additional noninterest expense | $197,000 | 8,680 |
| Pre-tax net operating income | $366,000 | 7,127 |
| Securities gains (losses) | $7,000 | 3,779 |
| Applicable income taxes | $13,000 | 7,494 |
| Income before extraordinary items | $360,000 | 6,783 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $360,000 | 6,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,336 |
| Cash dividends | $118,000 | 5,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $353,210 | 6,698 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,859,000 | 8,557 |
| Total interest expense | $996,000 | 8,228 |
| Net interest income | $863,000 | 8,773 |
| Provision for loan and lease losses | $67,000 | 6,062 |
| Total noninterest income | $200,000 | 7,270 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 6,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,226 |
| Total noninterest expense | $987,000 | 8,069 |
| Salaries and employee benefits | $492,000 | 8,287 |
| Premises and equipment expense | $203,000 | 6,721 |
| Additional noninterest expense | $292,000 | 8,010 |
| Pre-tax net operating income | $9,000 | 9,086 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,000 | 8,258 |
| Income before extraordinary items | $6,000 | 9,126 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,000 | 9,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,683 |
| Cash dividends | $14,000 | 6,747 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 637 |
| Net operating income | $6,000 | 9,109 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,501,000 | 9,070 |
| Total interest expense | $791,000 | 8,700 |
| Net interest income | $710,000 | 9,256 |
| Provision for loan and lease losses | $43,000 | 6,780 |
| Total noninterest income | $179,000 | 7,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 6,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,795 |
| Total noninterest expense | $751,000 | 8,878 |
| Salaries and employee benefits | $413,000 | 8,819 |
| Premises and equipment expense | $153,000 | 7,610 |
| Additional noninterest expense | $185,000 | 9,176 |
| Pre-tax net operating income | $95,000 | 9,096 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $13,000 | 8,404 |
| Income before extraordinary items | $82,000 | 9,082 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $82,000 | 9,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $36,000 | 6,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $82,000 | 9,054 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 9,583 |
| Total interest expense | $654,000 | 9,327 |
| Net interest income | $604,000 | 9,730 |
| Provision for loan and lease losses | $17,000 | 7,887 |
| Total noninterest income | $183,000 | 7,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 7,121 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,726 |
| Total noninterest expense | $536,000 | 9,650 |
| Salaries and employee benefits | $314,000 | 9,546 |
| Premises and equipment expense | $90,000 | 8,926 |
| Additional noninterest expense | $132,000 | 9,835 |
| Pre-tax net operating income | $234,000 | 8,748 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $32,000 | 8,664 |
| Income before extraordinary items | $202,000 | 8,607 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $202,000 | 8,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $60,000 | 6,728 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 629 |
| Net operating income | $202,000 | 8,532 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,101,000 | 10,198 |
| Total interest expense | $559,000 | 9,945 |
| Net interest income | $542,000 | 10,298 |
| Provision for loan and lease losses | $7,000 | 8,548 |
| Total noninterest income | $160,000 | 8,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,483 |
| Total noninterest expense | $511,000 | 10,087 |
| Salaries and employee benefits | $267,000 | 10,162 |
| Premises and equipment expense | $99,000 | 8,988 |
| Additional noninterest expense | $145,000 | 10,058 |
| Pre-tax net operating income | $184,000 | 9,658 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $15,000 | 9,816 |
| Income before extraordinary items | $169,000 | 9,411 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $169,000 | 9,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 775 |
| Net operating income | $169,000 | 9,367 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $950,000 | 10,884 |
| Total interest expense | $469,000 | 10,686 |
| Net interest income | $481,000 | 10,934 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $136,000 | 9,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 8,366 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,080 |
| Total noninterest expense | $414,000 | 10,924 |
| Salaries and employee benefits | $223,000 | 10,885 |
| Premises and equipment expense | $47,000 | 10,725 |
| Additional noninterest expense | $144,000 | 10,616 |
| Pre-tax net operating income | $191,000 | 9,838 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $79,000 | 9,173 |
| Income before extraordinary items | $112,000 | 10,114 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $112,000 | 10,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $112,000 | 10,057 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $850,000 | 11,475 |
| Total interest expense | $409,000 | 11,297 |
| Net interest income | $441,000 | 11,520 |
| Provision for loan and lease losses | $11,000 | 8,279 |
| Total noninterest income | $131,000 | 9,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,506 |
| Total noninterest expense | $351,000 | 11,586 |
| Salaries and employee benefits | $191,000 | 11,539 |
| Premises and equipment expense | $39,000 | 11,410 |
| Additional noninterest expense | $121,000 | 11,412 |
| Pre-tax net operating income | $210,000 | 10,403 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $84,000 | 9,508 |
| Income before extraordinary items | $126,000 | 10,690 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $126,000 | 10,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $60,000 | 7,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $126,000 | 10,670 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $697,000 | 12,204 |
| Total interest expense | $277,000 | 12,110 |
| Net interest income | $420,000 | 12,195 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $109,000 | 10,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 9,555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,362 |
| Total noninterest expense | $326,000 | 12,277 |
| Salaries and employee benefits | $162,000 | 12,299 |
| Premises and equipment expense | $41,000 | 11,957 |
| Additional noninterest expense | $123,000 | 12,092 |
| Pre-tax net operating income | $191,000 | 10,963 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $77,000 | 9,880 |
| Income before extraordinary items | $114,000 | 11,226 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $114,000 | 11,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $6,000 | 8,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $114,000 | 11,275 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $673,000 | 12,852 |
| Total interest expense | $270,000 | 12,789 |
| Net interest income | $403,000 | 12,807 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $84,000 | 11,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,745 |
| Total noninterest expense | $300,000 | 12,983 |
| Salaries and employee benefits | $144,000 | 13,011 |
| Premises and equipment expense | $24,000 | 13,001 |
| Additional noninterest expense | $132,000 | 12,630 |
| Pre-tax net operating income | $175,000 | 11,267 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $86,000 | 10,077 |
| Income before extraordinary items | $91,000 | 11,888 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $91,000 | 11,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $89,720 | 11,724 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $702,000 | 13,479 |
| Total interest expense | $333,000 | 13,395 |
| Net interest income | $369,000 | 13,464 |
| Provision for loan and lease losses | $9,000 | 11,277 |
| Total noninterest income | $93,000 | 11,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $278,000 | 13,631 |
| Salaries and employee benefits | $133,000 | 13,659 |
| Premises and equipment expense | $40,000 | 13,061 |
| Additional noninterest expense | $105,000 | 13,479 |
| Pre-tax net operating income | $175,000 | 11,299 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $61,000 | 10,966 |
| Income before extraordinary items | $114,000 | 11,747 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $114,000 | 11,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 794 |
| Net operating income | $114,000 | 11,439 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.