Home > Unity Bank > Income and Expense
Unity Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,515,000 | 6,536 |
| Total interest expense | $964,000 | 6,396 |
| Net interest income | $1,551,000 | 6,544 |
| Provision for loan and lease losses | $12,000 | 6,287 |
| Total noninterest income | $175,000 | 6,703 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $120,000 | 5,469 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,804 |
| Total noninterest expense | $1,100,000 | 6,962 |
| Salaries and employee benefits | $628,000 | 6,838 |
| Premises and equipment expense | $224,000 | 5,782 |
| Additional noninterest expense | $248,000 | 7,430 |
| Pre-tax net operating income | $614,000 | 5,803 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $613,000 | 5,313 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $613,000 | 5,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $357,000 | 3,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $613,000 | 5,306 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,644,000 | 6,580 |
| Total interest expense | $615,000 | 6,403 |
| Net interest income | $1,029,000 | 6,596 |
| Provision for loan and lease losses | $7,000 | 6,120 |
| Total noninterest income | $109,000 | 6,838 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $75,000 | 5,584 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $34,000 | 6,958 |
| Total noninterest expense | $729,000 | 7,016 |
| Salaries and employee benefits | $417,000 | 6,870 |
| Premises and equipment expense | $149,000 | 5,798 |
| Additional noninterest expense | $163,000 | 7,480 |
| Pre-tax net operating income | $402,000 | 5,891 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $401,000 | 5,386 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $401,000 | 5,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $238,000 | 3,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $401,000 | 5,384 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $808,000 | 6,616 |
| Total interest expense | $299,000 | 6,387 |
| Net interest income | $509,000 | 6,639 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $53,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $34,000 | 5,706 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,791 |
| Total noninterest expense | $369,000 | 6,983 |
| Salaries and employee benefits | $211,000 | 6,859 |
| Premises and equipment expense | $77,000 | 5,732 |
| Additional noninterest expense | $81,000 | 7,485 |
| Pre-tax net operating income | $193,000 | 5,917 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $193,000 | 5,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $193,000 | 5,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $193,000 | 5,426 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,960,000 | 6,624 |
| Total interest expense | $1,004,000 | 6,277 |
| Net interest income | $1,956,000 | 6,691 |
| Provision for loan and lease losses | $45,000 | 5,862 |
| Total noninterest income | $227,000 | 6,856 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $150,000 | 5,623 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $77,000 | 6,809 |
| Total noninterest expense | $1,466,000 | 6,943 |
| Salaries and employee benefits | $808,000 | 6,904 |
| Premises and equipment expense | $322,000 | 5,533 |
| Additional noninterest expense | $336,000 | 7,427 |
| Pre-tax net operating income | $672,000 | 6,223 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $670,000 | 5,755 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $670,000 | 5,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $509,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $671,000 | 5,730 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,159,000 | 6,685 |
| Total interest expense | $704,000 | 6,346 |
| Net interest income | $1,455,000 | 6,742 |
| Provision for loan and lease losses | $35,000 | 5,685 |
| Total noninterest income | $171,000 | 6,872 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $113,000 | 5,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $58,000 | 6,825 |
| Total noninterest expense | $1,091,000 | 6,961 |
| Salaries and employee benefits | $599,000 | 6,937 |
| Premises and equipment expense | $233,000 | 5,629 |
| Additional noninterest expense | $259,000 | 7,389 |
| Pre-tax net operating income | $500,000 | 6,404 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $498,000 | 5,907 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $498,000 | 5,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $378,000 | 3,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $499,000 | 5,864 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,363,000 | 6,777 |
| Total interest expense | $385,000 | 6,696 |
| Net interest income | $978,000 | 6,713 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $116,000 | 6,819 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $75,000 | 5,613 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $41,000 | 6,734 |
| Total noninterest expense | $710,000 | 7,029 |
| Salaries and employee benefits | $387,000 | 7,013 |
| Premises and equipment expense | $153,000 | 5,650 |
| Additional noninterest expense | $170,000 | 7,402 |
| Pre-tax net operating income | $354,000 | 6,271 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $352,000 | 5,766 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $352,000 | 5,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $252,000 | 3,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $354,000 | 5,708 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $657,000 | 6,893 |
| Total interest expense | $173,000 | 6,884 |
| Net interest income | $484,000 | 6,792 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $50,000 | 7,067 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $33,000 | 5,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $340,000 | 7,169 |
| Salaries and employee benefits | $187,000 | 7,157 |
| Premises and equipment expense | $76,000 | 5,710 |
| Additional noninterest expense | $77,000 | 7,634 |
| Pre-tax net operating income | $179,000 | 6,202 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $180,000 | 5,667 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $180,000 | 5,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $142,000 | 2,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $179,000 | 5,648 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 6,829 |
| Total interest expense | $573,000 | 7,052 |
| Net interest income | $1,999,000 | 6,626 |
| Provision for loan and lease losses | $65,000 | 5,573 |
| Total noninterest income | $201,000 | 7,140 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $130,000 | 6,047 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $71,000 | 6,969 |
| Total noninterest expense | $1,295,000 | 7,271 |
| Salaries and employee benefits | $754,000 | 7,102 |
| Premises and equipment expense | $265,000 | 6,036 |
| Additional noninterest expense | $276,000 | 7,845 |
| Pre-tax net operating income | $840,000 | 5,673 |
| Securities gains (losses) | $53,000 | 1,691 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $892,000 | 4,999 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $892,000 | 5,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $574,000 | 3,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $839,000 | 5,085 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,901,000 | 6,874 |
| Total interest expense | $422,000 | 7,089 |
| Net interest income | $1,479,000 | 6,667 |
| Provision for loan and lease losses | $50,000 | 5,368 |
| Total noninterest income | $151,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $96,000 | 6,117 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $55,000 | 6,930 |
| Total noninterest expense | $960,000 | 7,262 |
| Salaries and employee benefits | $567,000 | 7,043 |
| Premises and equipment expense | $196,000 | 6,042 |
| Additional noninterest expense | $197,000 | 7,929 |
| Pre-tax net operating income | $620,000 | 5,812 |
| Securities gains (losses) | $51,000 | 1,641 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $671,000 | 5,066 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $671,000 | 5,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $426,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $620,000 | 5,189 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 6,953 |
| Total interest expense | $277,000 | 7,163 |
| Net interest income | $965,000 | 6,752 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $106,000 | 7,117 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $63,000 | 6,159 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $43,000 | 6,699 |
| Total noninterest expense | $649,000 | 7,279 |
| Salaries and employee benefits | $389,000 | 7,011 |
| Premises and equipment expense | $131,000 | 6,070 |
| Additional noninterest expense | $129,000 | 7,980 |
| Pre-tax net operating income | $392,000 | 5,904 |
| Securities gains (losses) | $31,000 | 1,773 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $423,000 | 5,171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $423,000 | 5,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $284,000 | 2,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $392,000 | 5,275 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $602,000 | 7,065 |
| Total interest expense | $139,000 | 7,207 |
| Net interest income | $463,000 | 6,899 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $59,000 | 6,900 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $30,000 | 6,194 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $29,000 | 6,170 |
| Total noninterest expense | $324,000 | 7,319 |
| Salaries and employee benefits | $200,000 | 6,988 |
| Premises and equipment expense | $60,000 | 6,320 |
| Additional noninterest expense | $64,000 | 8,039 |
| Pre-tax net operating income | $183,000 | 6,018 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $183,000 | 5,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $183,000 | 5,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $183,000 | 5,434 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,653,000 | 6,885 |
| Total interest expense | $597,000 | 7,401 |
| Net interest income | $2,056,000 | 6,506 |
| Provision for loan and lease losses | $55,000 | 6,156 |
| Total noninterest income | $196,000 | 7,390 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $125,000 | 6,206 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $71,000 | 7,063 |
| Total noninterest expense | $1,229,000 | 7,419 |
| Salaries and employee benefits | $754,000 | 7,098 |
| Premises and equipment expense | $221,000 | 6,526 |
| Additional noninterest expense | $254,000 | 8,075 |
| Pre-tax net operating income | $968,000 | 5,258 |
| Securities gains (losses) | $-9,000 | 8,769 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $958,000 | 4,759 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $958,000 | 4,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,204 |
| Cash dividends | $601,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $967,000 | 4,569 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 6,928 |
| Total interest expense | $461,000 | 7,486 |
| Net interest income | $1,557,000 | 6,511 |
| Provision for loan and lease losses | $40,000 | 6,097 |
| Total noninterest income | $123,000 | 7,732 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $94,000 | 6,246 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 7,883 |
| Total noninterest expense | $938,000 | 7,351 |
| Salaries and employee benefits | $567,000 | 7,058 |
| Premises and equipment expense | $167,000 | 6,504 |
| Additional noninterest expense | $204,000 | 7,962 |
| Pre-tax net operating income | $702,000 | 5,491 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $702,000 | 4,988 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $702,000 | 4,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,592 |
| Cash dividends | $447,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $702,000 | 4,796 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,325,000 | 7,008 |
| Total interest expense | $320,000 | 7,515 |
| Net interest income | $1,005,000 | 6,625 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $81,000 | 7,748 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $62,000 | 6,251 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $19,000 | 7,898 |
| Total noninterest expense | $631,000 | 7,362 |
| Salaries and employee benefits | $380,000 | 7,080 |
| Premises and equipment expense | $110,000 | 6,521 |
| Additional noninterest expense | $141,000 | 7,900 |
| Pre-tax net operating income | $430,000 | 5,692 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $430,000 | 5,218 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $430,000 | 5,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $298,000 | 2,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $430,000 | 5,011 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $664,000 | 7,051 |
| Total interest expense | $165,000 | 7,552 |
| Net interest income | $499,000 | 6,655 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $42,000 | 7,669 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 6,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 7,671 |
| Total noninterest expense | $321,000 | 7,348 |
| Salaries and employee benefits | $193,000 | 7,069 |
| Premises and equipment expense | $55,000 | 6,522 |
| Additional noninterest expense | $73,000 | 7,858 |
| Pre-tax net operating income | $210,000 | 5,730 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $210,000 | 5,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $210,000 | 5,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $210,000 | 5,012 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,835,000 | 7,018 |
| Total interest expense | $883,000 | 7,243 |
| Net interest income | $1,952,000 | 6,698 |
| Provision for loan and lease losses | $43,000 | 6,876 |
| Total noninterest income | $187,000 | 7,449 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $127,000 | 6,151 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 7,355 |
| Total noninterest expense | $1,155,000 | 7,578 |
| Salaries and employee benefits | $708,000 | 7,240 |
| Premises and equipment expense | $146,000 | 7,500 |
| Additional noninterest expense | $301,000 | 7,794 |
| Pre-tax net operating income | $941,000 | 5,368 |
| Securities gains (losses) | $14,000 | 3,404 |
| Applicable income taxes | $1,000 | 7,615 |
| Income before extraordinary items | $954,000 | 4,722 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $954,000 | 4,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,261 |
| Cash dividends | $635,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $940,000 | 4,634 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,120,000 | 7,132 |
| Total interest expense | $1,442,000 | 7,093 |
| Net interest income | $1,678,000 | 7,012 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $207,000 | 7,240 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $146,000 | 5,853 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $61,000 | 7,372 |
| Total noninterest expense | $1,033,000 | 7,873 |
| Salaries and employee benefits | $660,000 | 7,379 |
| Premises and equipment expense | $126,000 | 7,904 |
| Additional noninterest expense | $247,000 | 8,247 |
| Pre-tax net operating income | $792,000 | 5,510 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $22,000 | 7,256 |
| Income before extraordinary items | $771,000 | 4,963 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $771,000 | 4,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,841 |
| Cash dividends | $577,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $770,030 | 4,851 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,038,000 | 7,375 |
| Total interest expense | $1,371,000 | 7,420 |
| Net interest income | $1,667,000 | 7,175 |
| Provision for loan and lease losses | $71,000 | 5,956 |
| Total noninterest income | $145,000 | 7,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 6,469 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,167 |
| Total noninterest expense | $990,000 | 8,057 |
| Salaries and employee benefits | $600,000 | 7,700 |
| Premises and equipment expense | $141,000 | 7,736 |
| Additional noninterest expense | $249,000 | 8,345 |
| Pre-tax net operating income | $751,000 | 6,038 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $75,000 | 6,855 |
| Income before extraordinary items | $676,000 | 5,503 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $676,000 | 5,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $462,000 | 3,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $676,000 | 5,511 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,824,000 | 7,579 |
| Total interest expense | $1,144,000 | 7,796 |
| Net interest income | $1,680,000 | 7,228 |
| Provision for loan and lease losses | $83,000 | 5,609 |
| Total noninterest income | $154,000 | 8,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,625 |
| Total noninterest expense | $984,000 | 8,177 |
| Salaries and employee benefits | $564,000 | 7,945 |
| Premises and equipment expense | $151,000 | 7,646 |
| Additional noninterest expense | $269,000 | 8,389 |
| Pre-tax net operating income | $767,000 | 6,057 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $75,000 | 7,256 |
| Income before extraordinary items | $699,000 | 5,465 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $699,000 | 5,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,038 |
| Cash dividends | $292,000 | 4,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $692,700 | 5,458 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,601,000 | 7,985 |
| Total interest expense | $1,208,000 | 7,895 |
| Net interest income | $1,393,000 | 7,918 |
| Provision for loan and lease losses | $8,000 | 8,341 |
| Total noninterest income | $143,000 | 8,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 6,506 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,238 |
| Total noninterest expense | $855,000 | 8,586 |
| Salaries and employee benefits | $489,000 | 8,430 |
| Premises and equipment expense | $139,000 | 7,901 |
| Additional noninterest expense | $227,000 | 8,823 |
| Pre-tax net operating income | $673,000 | 6,593 |
| Securities gains (losses) | $52,000 | 1,697 |
| Applicable income taxes | $87,000 | 7,722 |
| Income before extraordinary items | $638,000 | 5,872 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $638,000 | 5,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $256,000 | 4,894 |
| Sale, conversion, retirement of capital stock, net | $224,000 | 664 |
| Net operating income | $592,240 | 5,985 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,523,000 | 8,346 |
| Total interest expense | $1,120,000 | 8,347 |
| Net interest income | $1,403,000 | 8,226 |
| Provision for loan and lease losses | $17,000 | 8,044 |
| Total noninterest income | $126,000 | 8,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 7,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,236 |
| Total noninterest expense | $865,000 | 8,800 |
| Salaries and employee benefits | $476,000 | 8,776 |
| Premises and equipment expense | $154,000 | 7,716 |
| Additional noninterest expense | $235,000 | 9,026 |
| Pre-tax net operating income | $647,000 | 7,216 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $178,000 | 7,207 |
| Income before extraordinary items | $470,000 | 7,167 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $470,000 | 7,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $508,000 | 3,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $469,270 | 7,125 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,421,000 | 8,796 |
| Total interest expense | $1,097,000 | 8,710 |
| Net interest income | $1,324,000 | 8,703 |
| Provision for loan and lease losses | $3,000 | 8,923 |
| Total noninterest income | $283,000 | 7,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 5,422 |
| Total noninterest expense | $782,000 | 9,499 |
| Salaries and employee benefits | $441,000 | 9,320 |
| Premises and equipment expense | $128,000 | 8,584 |
| Additional noninterest expense | $213,000 | 9,784 |
| Pre-tax net operating income | $822,000 | 6,418 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $325,000 | 5,565 |
| Income before extraordinary items | $496,000 | 6,929 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $496,000 | 6,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $496,640 | 6,862 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,374,000 | 9,151 |
| Total interest expense | $1,052,000 | 9,072 |
| Net interest income | $1,322,000 | 9,016 |
| Provision for loan and lease losses | $5,000 | 8,671 |
| Total noninterest income | $187,000 | 8,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,981 |
| Total noninterest expense | $802,000 | 9,762 |
| Salaries and employee benefits | $444,000 | 9,591 |
| Premises and equipment expense | $146,000 | 8,373 |
| Additional noninterest expense | $212,000 | 10,282 |
| Pre-tax net operating income | $702,000 | 7,320 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $290,000 | 6,141 |
| Income before extraordinary items | $414,000 | 7,933 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $414,000 | 7,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $375,000 | 4,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $412,720 | 7,912 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,096,000 | 9,619 |
| Total interest expense | $813,000 | 9,538 |
| Net interest income | $1,283,000 | 9,514 |
| Provision for loan and lease losses | $45,000 | 6,361 |
| Total noninterest income | $165,000 | 9,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,157 |
| Total noninterest expense | $802,000 | 10,244 |
| Salaries and employee benefits | $447,000 | 9,856 |
| Premises and equipment expense | $129,000 | 9,118 |
| Additional noninterest expense | $226,000 | 10,825 |
| Pre-tax net operating income | $601,000 | 7,989 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $244,000 | 6,632 |
| Income before extraordinary items | $357,000 | 8,579 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $357,000 | 8,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $220,000 | 5,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $357,000 | 8,629 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 9,944 |
| Total interest expense | $840,000 | 9,838 |
| Net interest income | $1,282,000 | 9,797 |
| Provision for loan and lease losses | $14,000 | 9,467 |
| Total noninterest income | $159,000 | 10,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $791,000 | 10,710 |
| Salaries and employee benefits | $435,000 | 10,290 |
| Premises and equipment expense | $127,000 | 9,576 |
| Additional noninterest expense | $229,000 | 11,340 |
| Pre-tax net operating income | $636,000 | 7,714 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $261,000 | 6,630 |
| Income before extraordinary items | $383,000 | 8,606 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $383,000 | 8,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $377,880 | 8,403 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,386,000 | 10,120 |
| Total interest expense | $1,132,000 | 9,857 |
| Net interest income | $1,254,000 | 10,119 |
| Provision for loan and lease losses | $-144,000 | 13,760 |
| Total noninterest income | $118,000 | 11,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 10,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,701 |
| Total noninterest expense | $754,000 | 11,236 |
| Salaries and employee benefits | $415,000 | 10,682 |
| Premises and equipment expense | $115,000 | 10,217 |
| Additional noninterest expense | $224,000 | 11,899 |
| Pre-tax net operating income | $762,000 | 6,758 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $116,000 | 9,484 |
| Income before extraordinary items | $654,000 | 6,205 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $654,000 | 6,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 13,542 |
| Cash dividends | $450,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $647,200 | 5,897 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.