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Unity Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$144,533,000387
Total interest expense$48,061,000398
Net interest income$96,472,000377
Provision for loan and lease losses$3,168,000436
Total noninterest income$6,941,000955
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,322,000807
Trading account gains and feesNANA
Additional Noninterest Income$5,619,000818
Total noninterest expense$48,352,000586
Salaries and employee benefits$29,098,000542
Premises and equipment expense$6,203,000463
Additional noninterest expense$5,619,000818
Pre-tax net operating income$51,893,000338
Securities gains (losses)$105,000240
Applicable income taxes$13,374,000276
Income before extraordinary items$38,624,000347
Extraordinary gains, net$054
Net income$38,624,000352
Minority interest net income$088
Net income of bank and minority interests.$38,624,000350
Net charge-offs$2,021,000382
Cash dividends$15,188,000357
Sale, conversion, retirement of capital stock, net$1,779,000151
Net operating income$38,541,050358
2023-09-30 (YTD Data)Rank
Total interest income$106,472,000390
Total interest expense$34,260,000394
Net interest income$72,212,000386
Provision for loan and lease losses$1,357,000549
Total noninterest income$5,151,000985
Gross Fiduciary activities income$0950
Service charges on deposit accounts$970,000825
Trading account gains and feesNANA
Additional Noninterest Income$4,181,000839
Total noninterest expense$36,399,000587
Salaries and employee benefits$21,833,000542
Premises and equipment expense$4,598,000468
Additional noninterest expense$4,181,000839
Pre-tax net operating income$39,607,000347
Securities gains (losses)$-73,0003,922
Applicable income taxes$10,208,000289
Income before extraordinary items$29,326,000359
Extraordinary gains, net$052
Net income$29,326,000362
Minority interest net income$081
Net income of bank and minority interests.$29,326,000359
Net charge-offs$1,544,000337
Cash dividends$13,716,000308
Sale, conversion, retirement of capital stock, net$1,297,000149
Net operating income$29,383,670370
2023-06-30 (YTD Data)Rank
Total interest income$69,352,000381
Total interest expense$20,986,000377
Net interest income$48,366,000382
Provision for loan and lease losses$801,000580
Total noninterest income$3,217,000965
Gross Fiduciary activities income$0931
Service charges on deposit accounts$554,000914
Trading account gains and feesNANA
Additional Noninterest Income$2,663,000808
Total noninterest expense$23,998,000583
Salaries and employee benefits$14,390,000540
Premises and equipment expense$3,097,000454
Additional noninterest expense$2,663,000808
Pre-tax net operating income$26,784,000341
Securities gains (losses)$70,000224
Applicable income taxes$7,105,000283
Income before extraordinary items$19,749,000354
Extraordinary gains, net$051
Net income$19,749,000362
Minority interest net income$081
Net income of bank and minority interests.$19,749,000355
Net charge-offs$940,000318
Cash dividends$12,308,000245
Sale, conversion, retirement of capital stock, net$868,000134
Net operating income$19,693,700360
2023-03-31 (YTD Data)Rank
Total interest income$33,668,000391
Total interest expense$9,284,000378
Net interest income$24,384,000385
Provision for loan and lease losses$108,0001,234
Total noninterest income$1,330,0001,098
Gross Fiduciary activities income$0913
Service charges on deposit accounts$276,000929
Trading account gains and feesNANA
Additional Noninterest Income$1,054,000928
Total noninterest expense$11,738,000598
Salaries and employee benefits$7,098,000564
Premises and equipment expense$1,537,000471
Additional noninterest expense$1,054,000928
Pre-tax net operating income$13,868,000345
Securities gains (losses)$66,000222
Applicable income taxes$3,631,000286
Income before extraordinary items$10,303,000358
Extraordinary gains, net$04
Net income$10,303,000359
Minority interest net income$048
Net income of bank and minority interests.$10,303,000359
Net charge-offs$-50,0004,443
Cash dividends$6,574,000227
Sale, conversion, retirement of capital stock, net$417,000115
Net operating income$10,250,860365
2022-12-31 (YTD Data)Rank
Total interest income$102,405,000398
Total interest expense$10,284,000445
Net interest income$92,121,000399
Provision for loan and lease losses$4,159,000322
Total noninterest income$7,406,000926
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,282,000838
Trading account gains and feesNANA
Additional Noninterest Income$6,124,000768
Total noninterest expense$44,273,000608
Salaries and employee benefits$27,032,000566
Premises and equipment expense$5,781,000480
Additional noninterest expense$6,124,000768
Pre-tax net operating income$51,095,000373
Securities gains (losses)$-428,0004,289
Applicable income taxes$13,185,000313
Income before extraordinary items$37,482,000395
Extraordinary gains, net$05
Net income$37,482,000396
Minority interest net income$063
Net income of bank and minority interests.$37,482,000396
Net charge-offs$1,265,000358
Cash dividends$4,510,000844
Sale, conversion, retirement of capital stock, net$1,681,000191
Net operating income$37,820,120396
2022-09-30 (YTD Data)Rank
Total interest income$71,631,000406
Total interest expense$4,803,000480
Net interest income$66,828,000403
Provision for loan and lease losses$2,526,000345
Total noninterest income$6,301,000867
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,013,000809
Trading account gains and feesNANA
Additional Noninterest Income$5,288,000727
Total noninterest expense$32,486,000615
Salaries and employee benefits$19,865,000579
Premises and equipment expense$4,264,000486
Additional noninterest expense$5,288,000727
Pre-tax net operating income$38,117,000374
Securities gains (losses)$-427,0004,462
Applicable income taxes$9,614,000330
Income before extraordinary items$28,076,000387
Extraordinary gains, net$04
Net income$28,076,000387
Minority interest net income$057
Net income of bank and minority interests.$28,076,000387
Net charge-offs$967,000307
Cash dividends$3,348,000785
Sale, conversion, retirement of capital stock, net$1,239,000175
Net operating income$28,413,330391
2022-06-30 (YTD Data)Rank
Total interest income$45,066,000406
Total interest expense$2,416,000494
Net interest income$42,650,000405
Provision for loan and lease losses$1,009,000420
Total noninterest income$5,020,000756
Gross Fiduciary activities income$0925
Service charges on deposit accounts$646,000835
Trading account gains and feesNANA
Additional Noninterest Income$4,374,000649
Total noninterest expense$21,949,000601
Salaries and employee benefits$13,380,000565
Premises and equipment expense$2,838,000483
Additional noninterest expense$5,731,000686
Pre-tax net operating income$24,712,000369
Securities gains (losses)$-284,0004,513
Applicable income taxes$6,165,000325
Income before extraordinary items$18,263,000388
Extraordinary gains, net$04
Net income$18,263,000388
Minority interest net income$060
Net income of bank and minority interests.$18,263,000388
Net charge-offs$453,000353
Cash dividends$2,189,000788
Sale, conversion, retirement of capital stock, net$833,000154
Net operating income$18,487,360390
2022-03-31 (YTD Data)Rank
Total interest income$21,513,000412
Total interest expense$1,168,000478
Net interest income$20,345,000411
Provision for loan and lease losses$-178,0004,556
Total noninterest income$2,337,000803
Gross Fiduciary activities income$0892
Service charges on deposit accounts$319,000835
Trading account gains and feesNANA
Additional Noninterest Income$2,018,000686
Total noninterest expense$10,851,000606
Salaries and employee benefits$6,521,000578
Premises and equipment expense$1,421,000491
Additional noninterest expense$2,909,000665
Pre-tax net operating income$12,009,000364
Securities gains (losses)$-166,0004,583
Applicable income taxes$2,842,000327
Income before extraordinary items$9,001,000385
Extraordinary gains, net$04
Net income$9,001,000385
Minority interest net income$050
Net income of bank and minority interests.$9,001,000385
Net charge-offs$-44,0004,368
Cash dividends$1,035,000749
Sale, conversion, retirement of capital stock, net$395,000134
Net operating income$9,132,140389
2021-12-31 (YTD Data)Rank
Total interest income$86,988,000410
Total interest expense$7,485,000372
Net interest income$79,503,000420
Provision for loan and lease losses$181,0001,799
Total noninterest income$9,130,000887
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,329,000770
Trading account gains and feesNANA
Additional Noninterest Income$7,801,000800
Total noninterest expense$42,193,000626
Salaries and employee benefits$24,867,000598
Premises and equipment expense$5,418,000498
Additional noninterest expense$11,908,000668
Pre-tax net operating income$46,259,000409
Securities gains (losses)$16,0001,585
Applicable income taxes$11,786,000352
Income before extraordinary items$34,489,000438
Extraordinary gains, net$010
Net income$34,489,000439
Minority interest net income$074
Net income of bank and minority interests.$34,489,000439
Net charge-offs$984,000426
Cash dividends$11,291,000442
Sale, conversion, retirement of capital stock, net$1,617,000187
Net operating income$34,476,360430
2021-09-30 (YTD Data)Rank
Total interest income$64,052,000424
Total interest expense$6,108,000362
Net interest income$57,944,000432
Provision for loan and lease losses$500,000801
Total noninterest income$7,311,000869
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,004,000759
Trading account gains and feesNANA
Additional Noninterest Income$6,307,000782
Total noninterest expense$31,224,000633
Salaries and employee benefits$18,205,000612
Premises and equipment expense$4,032,000509
Additional noninterest expense$8,987,000656
Pre-tax net operating income$33,531,000428
Securities gains (losses)$24,0001,334
Applicable income taxes$8,453,000372
Income before extraordinary items$25,102,000449
Extraordinary gains, net$08
Net income$25,102,000448
Minority interest net income$069
Net income of bank and minority interests.$25,102,000449
Net charge-offs$1,068,000319
Cash dividends$9,250,000404
Sale, conversion, retirement of capital stock, net$1,190,000171
Net operating income$25,083,040442
2021-06-30 (YTD Data)Rank
Total interest income$42,107,000425
Total interest expense$4,620,000333
Net interest income$37,487,000435
Provision for loan and lease losses$500,000605
Total noninterest income$5,408,000814
Gross Fiduciary activities income$0951
Service charges on deposit accounts$681,000712
Trading account gains and feesNANA
Additional Noninterest Income$4,727,000716
Total noninterest expense$20,976,000616
Salaries and employee benefits$12,463,000598
Premises and equipment expense$2,716,000504
Additional noninterest expense$5,797,000668
Pre-tax net operating income$21,419,000439
Securities gains (losses)$29,0001,065
Applicable income taxes$5,314,000385
Income before extraordinary items$16,134,000466
Extraordinary gains, net$06
Net income$16,134,000464
Minority interest net income$067
Net income of bank and minority interests.$16,134,000466
Net charge-offs$804,000304
Cash dividends$4,800,000457
Sale, conversion, retirement of capital stock, net$784,000151
Net operating income$16,111,090459
2021-03-31 (YTD Data)Rank
Total interest income$21,043,000424
Total interest expense$2,472,000331
Net interest income$18,571,000432
Provision for loan and lease losses$500,000366
Total noninterest income$2,939,000759
Gross Fiduciary activities income$0922
Service charges on deposit accounts$359,000672
Trading account gains and feesNANA
Additional Noninterest Income$2,580,000685
Total noninterest expense$10,147,000637
Salaries and employee benefits$6,109,000603
Premises and equipment expense$1,393,000492
Additional noninterest expense$2,645,000718
Pre-tax net operating income$10,863,000428
Securities gains (losses)$28,000806
Applicable income taxes$2,869,000368
Income before extraordinary items$8,022,000470
Extraordinary gains, net$03
Net income$8,022,000468
Minority interest net income$055
Net income of bank and minority interests.$8,022,000470
Net charge-offs$640,000233
Cash dividends$2,850,000359
Sale, conversion, retirement of capital stock, net$374,000139
Net operating income$7,999,880461
2020-12-31 (YTD Data)Rank
Total interest income$80,071,000436
Total interest expense$14,133,000367
Net interest income$65,938,000454
Provision for loan and lease losses$7,000,000452
Total noninterest income$11,718,000718
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,289,000760
Trading account gains and feesNANA
Additional Noninterest Income$10,429,000623
Total noninterest expense$40,412,000625
Salaries and employee benefits$23,449,000601
Premises and equipment expense$5,279,000504
Additional noninterest expense$11,684,000652
Pre-tax net operating income$30,244,000430
Securities gains (losses)$334,000773
Applicable income taxes$7,487,000377
Income before extraordinary items$23,091,000470
Extraordinary gains, net$04
Net income$23,091,000469
Minority interest net income$072
Net income of bank and minority interests.$23,091,000470
Net charge-offs$290,0001,310
Cash dividends$8,207,000533
Sale, conversion, retirement of capital stock, net$1,411,000175
Net operating income$22,827,140456
2020-09-30 (YTD Data)Rank
Total interest income$59,375,000440
Total interest expense$11,270,000372
Net interest income$48,105,000452
Provision for loan and lease losses$6,000,000436
Total noninterest income$8,101,000730
Gross Fiduciary activities income$0981
Service charges on deposit accounts$920,000789
Trading account gains and feesNANA
Additional Noninterest Income$7,181,000637
Total noninterest expense$29,325,000631
Salaries and employee benefits$17,059,000609
Premises and equipment expense$3,922,000501
Additional noninterest expense$8,344,000661
Pre-tax net operating income$20,881,000433
Securities gains (losses)$337,000646
Applicable income taxes$5,035,000378
Income before extraordinary items$16,183,000469
Extraordinary gains, net$04
Net income$16,183,000468
Minority interest net income$065
Net income of bank and minority interests.$16,183,000469
Net charge-offs$158,0001,387
Cash dividends$6,200,000500
Sale, conversion, retirement of capital stock, net$1,059,000157
Net operating income$15,916,770467
2020-06-30 (YTD Data)Rank
Total interest income$39,340,000451
Total interest expense$7,920,000388
Net interest income$31,420,000469
Provision for loan and lease losses$4,000,000464
Total noninterest income$4,948,000731
Gross Fiduciary activities income$0970
Service charges on deposit accounts$619,000789
Trading account gains and feesNANA
Additional Noninterest Income$4,329,000635
Total noninterest expense$19,141,000638
Salaries and employee benefits$11,277,000607
Premises and equipment expense$2,608,000507
Additional noninterest expense$5,256,000672
Pre-tax net operating income$13,227,000398
Securities gains (losses)$322,000512
Applicable income taxes$3,167,000350
Income before extraordinary items$10,382,000428
Extraordinary gains, net$04
Net income$10,382,000427
Minority interest net income$065
Net income of bank and minority interests.$10,382,000428
Net charge-offs$160,0001,117
Cash dividends$3,700,000540
Sale, conversion, retirement of capital stock, net$707,000141
Net operating income$10,127,620425
2020-03-31 (YTD Data)Rank
Total interest income$19,830,000450
Total interest expense$4,254,000421
Net interest income$15,576,000466
Provision for loan and lease losses$1,500,000471
Total noninterest income$2,456,000708
Gross Fiduciary activities income$0941
Service charges on deposit accounts$364,000803
Trading account gains and feesNANA
Additional Noninterest Income$2,092,000582
Total noninterest expense$9,659,000632
Salaries and employee benefits$5,701,000602
Premises and equipment expense$1,305,000510
Additional noninterest expense$2,653,000675
Pre-tax net operating income$6,873,000352
Securities gains (losses)$310,000279
Applicable income taxes$1,693,000305
Income before extraordinary items$5,490,000369
Extraordinary gains, net$04
Net income$5,490,000368
Minority interest net income$056
Net income of bank and minority interests.$5,490,000369
Net charge-offs$519,000359
Cash dividends$850,000917
Sale, conversion, retirement of capital stock, net$365,000130
Net operating income$5,245,100378
2019-12-31 (YTD Data)Rank
Total interest income$77,006,000461
Total interest expense$17,691,000427
Net interest income$59,315,000476
Provision for loan and lease losses$2,100,000516
Total noninterest income$7,766,000833
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,678,000744
Trading account gains and fees$0135
Additional Noninterest Income$6,088,000721
Total noninterest expense$35,929,000659
Salaries and employee benefits$20,779,000635
Premises and equipment expense$5,606,000472
Additional noninterest expense$9,544,000738
Pre-tax net operating income$29,052,000463
Securities gains (losses)$63,0001,146
Applicable income taxes$6,573,000414
Income before extraordinary items$22,542,000491
Extraordinary gains, net$011
Net income$22,542,000490
Minority interest net income$076
Net income of bank and minority interests.$22,542,000492
Net charge-offs$1,193,000585
Cash dividends$3,308,0001,110
Sale, conversion, retirement of capital stock, net$1,271,000186
Net operating income$22,492,230484
2019-09-30 (YTD Data)Rank
Total interest income$57,392,000467
Total interest expense$13,230,000438
Net interest income$44,162,000484
Provision for loan and lease losses$1,600,000477
Total noninterest income$5,839,000833
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,246,000743
Trading account gains and fees$0129
Additional Noninterest Income$4,593,000713
Total noninterest expense$26,884,000657
Salaries and employee benefits$15,472,000636
Premises and equipment expense$4,128,000482
Additional noninterest expense$7,284,000721
Pre-tax net operating income$21,517,000478
Securities gains (losses)$31,0001,258
Applicable income taxes$4,793,000431
Income before extraordinary items$16,755,000502
Extraordinary gains, net$011
Net income$16,755,000501
Minority interest net income$072
Net income of bank and minority interests.$16,755,000502
Net charge-offs$1,086,000476
Cash dividends$2,450,0001,028
Sale, conversion, retirement of capital stock, net$932,000174
Net operating income$16,730,510490
2019-06-30 (YTD Data)Rank
Total interest income$37,977,000470
Total interest expense$8,667,000442
Net interest income$29,310,000485
Provision for loan and lease losses$850,000559
Total noninterest income$3,517,000884
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$831,000737
Trading account gains and fees$0131
Additional Noninterest Income$2,686,000766
Total noninterest expense$17,843,000662
Salaries and employee benefits$10,093,000655
Premises and equipment expense$2,742,000487
Additional noninterest expense$5,008,000711
Pre-tax net operating income$14,134,000468
Securities gains (losses)$25,000968
Applicable income taxes$3,120,000430
Income before extraordinary items$11,039,000499
Extraordinary gains, net$011
Net income$11,039,000498
Minority interest net income$069
Net income of bank and minority interests.$11,039,000498
Net charge-offs$373,000680
Cash dividends$1,600,0001,040
Sale, conversion, retirement of capital stock, net$604,000156
Net operating income$11,019,250483
2019-03-31 (YTD Data)Rank
Total interest income$18,797,000471
Total interest expense$4,201,000447
Net interest income$14,596,000486
Provision for loan and lease losses$500,000468
Total noninterest income$1,618,000901
Gross Fiduciary activities income$0972
Service charges on deposit accounts$410,000730
Trading account gains and fees$0126
Additional Noninterest Income$1,208,000790
Total noninterest expense$8,778,000671
Salaries and employee benefits$4,881,000673
Premises and equipment expense$1,374,000491
Additional noninterest expense$2,523,000694
Pre-tax net operating income$6,936,000465
Securities gains (losses)$12,000677
Applicable income taxes$1,495,000448
Income before extraordinary items$5,453,000492
Extraordinary gains, net$05
Net income$5,453,000491
Minority interest net income$052
Net income of bank and minority interests.$5,453,000491
Net charge-offs$304,000468
Cash dividends$750,0001,015
Sale, conversion, retirement of capital stock, net$283,000141
Net operating income$5,443,520480
2018-12-31 (YTD Data)Rank
Total interest income$68,642,000477
Total interest expense$13,266,000421
Net interest income$55,376,000493
Provision for loan and lease losses$2,050,000497
Total noninterest income$8,038,000800
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,581,000781
Trading account gains and fees$0126
Additional Noninterest Income$6,457,000687
Total noninterest expense$34,759,000659
Salaries and employee benefits$20,237,000620
Premises and equipment expense$5,280,000498
Additional noninterest expense$9,242,000753
Pre-tax net operating income$26,605,000474
Securities gains (losses)$-28,0004,694
Applicable income taxes$5,396,000449
Income before extraordinary items$21,181,000487
Extraordinary gains, net$06
Net income$21,181,000486
Minority interest net income$072
Net income of bank and minority interests.$21,181,000486
Net charge-offs$118,0002,031
Cash dividends$2,858,0001,131
Sale, conversion, retirement of capital stock, net$1,051,000222
Net operating income$21,203,400485
2018-09-30 (YTD Data)Rank
Total interest income$50,195,000482
Total interest expense$9,433,000410
Net interest income$40,762,000501
Provision for loan and lease losses$1,550,000465
Total noninterest income$6,287,000790
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,134,000811
Trading account gains and fees$0138
Additional Noninterest Income$5,153,000667
Total noninterest expense$26,194,000647
Salaries and employee benefits$15,369,000616
Premises and equipment expense$3,966,000501
Additional noninterest expense$6,859,000746
Pre-tax net operating income$19,305,000491
Securities gains (losses)$-32,0005,041
Applicable income taxes$3,794,000478
Income before extraordinary items$15,479,000501
Extraordinary gains, net$05
Net income$15,479,000500
Minority interest net income$066
Net income of bank and minority interests.$15,479,000500
Net charge-offs$118,0001,608
Cash dividends$2,100,0001,025
Sale, conversion, retirement of capital stock, net$785,000207
Net operating income$15,504,600501
2018-06-30 (YTD Data)Rank
Total interest income$32,683,000483
Total interest expense$5,869,000408
Net interest income$26,814,000505
Provision for loan and lease losses$1,050,000448
Total noninterest income$3,953,000817
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$738,000820
Trading account gains and fees$0130
Additional Noninterest Income$3,215,000703
Total noninterest expense$16,933,000670
Salaries and employee benefits$9,605,000655
Premises and equipment expense$2,635,000503
Additional noninterest expense$4,693,000725
Pre-tax net operating income$12,784,000493
Securities gains (losses)$-24,0005,137
Applicable income taxes$2,556,000476
Income before extraordinary items$10,204,000508
Extraordinary gains, net$06
Net income$10,204,000507
Minority interest net income$065
Net income of bank and minority interests.$10,204,000507
Net charge-offs$-28,0004,853
Cash dividends$1,351,0001,045
Sale, conversion, retirement of capital stock, net$526,000186
Net operating income$10,223,200504
2018-03-31 (YTD Data)Rank
Total interest income$16,059,000487
Total interest expense$2,707,000414
Net interest income$13,352,000513
Provision for loan and lease losses$500,000462
Total noninterest income$1,886,000818
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$364,000835
Trading account gains and fees$0123
Additional Noninterest Income$1,522,000699
Total noninterest expense$8,481,000671
Salaries and employee benefits$4,851,000652
Premises and equipment expense$1,278,000516
Additional noninterest expense$2,352,000717
Pre-tax net operating income$6,257,000489
Securities gains (losses)$-17,0005,291
Applicable income taxes$1,220,000491
Income before extraordinary items$5,020,000497
Extraordinary gains, net$07
Net income$5,020,000496
Minority interest net income$052
Net income of bank and minority interests.$5,020,000497
Net charge-offs$-140,0005,438
Cash dividends$630,0001,012
Sale, conversion, retirement of capital stock, net$263,000173
Net operating income$5,033,600496
2017-12-31 (YTD Data)Rank
Total interest income$56,660,000509
Total interest expense$9,203,000401
Net interest income$47,457,000531
Provision for loan and lease losses$1,650,000598
Total noninterest income$6,664,000904
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,498,000818
Trading account gains and fees$0151
Additional Noninterest Income$5,166,000798
Total noninterest expense$30,864,000711
Salaries and employee benefits$17,186,000715
Premises and equipment expense$4,681,000532
Additional noninterest expense$8,997,000746
Pre-tax net operating income$21,607,000518
Securities gains (losses)$62,000805
Applicable income taxes$9,553,000423
Income before extraordinary items$12,116,000632
Extraordinary gains, net$09
Net income$12,116,000632
Minority interest net income$076
Net income of bank and minority interests.$12,116,000632
Net charge-offs$673,000903
Cash dividends$2,458,0001,205
Sale, conversion, retirement of capital stock, net$746,000249
Net operating income$12,076,320631
2017-09-30 (YTD Data)Rank
Total interest income$41,282,000524
Total interest expense$6,722,000398
Net interest income$34,560,000544
Provision for loan and lease losses$1,150,000616
Total noninterest income$4,939,000932
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,114,000829
Trading account gains and fees$0145
Additional Noninterest Income$3,825,000818
Total noninterest expense$22,984,000716
Salaries and employee benefits$12,715,000728
Premises and equipment expense$3,497,000543
Additional noninterest expense$6,772,000739
Pre-tax net operating income$15,365,000542
Securities gains (losses)$69,000740
Applicable income taxes$5,641,000454
Income before extraordinary items$9,793,000639
Extraordinary gains, net$09
Net income$9,793,000639
Minority interest net income$071
Net income of bank and minority interests.$9,793,000639
Net charge-offs$616,000688
Cash dividends$1,817,0001,136
Sale, conversion, retirement of capital stock, net$571,000229
Net operating income$9,748,840631
2017-06-30 (YTD Data)Rank
Total interest income$26,793,000533
Total interest expense$4,407,000391
Net interest income$22,386,000557
Provision for loan and lease losses$650,000707
Total noninterest income$3,263,000936
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$678,000895
Trading account gains and fees$0139
Additional Noninterest Income$2,585,000811
Total noninterest expense$15,169,000722
Salaries and employee benefits$8,431,000733
Premises and equipment expense$2,326,000537
Additional noninterest expense$4,412,000754
Pre-tax net operating income$9,830,000557
Securities gains (losses)$16,0001,075
Applicable income taxes$3,633,000458
Income before extraordinary items$6,213,000659
Extraordinary gains, net$011
Net income$6,213,000659
Minority interest net income$071
Net income of bank and minority interests.$6,213,000659
Net charge-offs$429,000645
Cash dividends$1,182,0001,169
Sale, conversion, retirement of capital stock, net$390,000214
Net operating income$6,202,760645
2017-03-31 (YTD Data)Rank
Total interest income$12,959,000549
Total interest expense$2,142,000386
Net interest income$10,817,000576
Provision for loan and lease losses$250,000786
Total noninterest income$1,602,000939
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$335,000907
Trading account gains and fees$0142
Additional Noninterest Income$1,267,000810
Total noninterest expense$7,463,000736
Salaries and employee benefits$4,113,000759
Premises and equipment expense$1,170,000554
Additional noninterest expense$2,180,000756
Pre-tax net operating income$4,706,000552
Securities gains (losses)$01,153
Applicable income taxes$1,720,000461
Income before extraordinary items$2,986,000663
Extraordinary gains, net$08
Net income$2,986,000663
Minority interest net income$055
Net income of bank and minority interests.$2,986,000663
Net charge-offs$148,000727
Cash dividends$550,0001,118
Sale, conversion, retirement of capital stock, net$212,000180
Net operating income$2,986,000653
2016-12-31 (YTD Data)Rank
Total interest income$47,880,000564
Total interest expense$8,856,000341
Net interest income$39,024,000616
Provision for loan and lease losses$1,220,000765
Total noninterest income$8,911,000751
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,258,000976
Trading account gains and fees$0170
Additional Noninterest Income$7,653,000622
Total noninterest expense$27,849,000774
Salaries and employee benefits$15,018,000795
Premises and equipment expense$4,261,000582
Additional noninterest expense$8,570,000772
Pre-tax net operating income$18,866,000544
Securities gains (losses)$248,000755
Applicable income taxes$6,708,000457
Income before extraordinary items$12,406,000632
Extraordinary gains, net$05
Net income$12,406,000631
Minority interest net income$082
Net income of bank and minority interests.$12,406,000631
Net charge-offs$1,400,000520
Cash dividends$6,603,000529
Sale, conversion, retirement of capital stock, net$545,000270
Net operating income$12,244,800626
2016-09-30 (YTD Data)Rank
Total interest income$35,330,000568
Total interest expense$6,695,000336
Net interest income$28,635,000624
Provision for loan and lease losses$1,020,000673
Total noninterest income$7,055,000729
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$940,000976
Trading account gains and fees$0169
Additional Noninterest Income$6,115,000600
Total noninterest expense$20,536,000783
Salaries and employee benefits$11,130,000798
Premises and equipment expense$3,103,000596
Additional noninterest expense$6,303,000788
Pre-tax net operating income$14,134,000539
Securities gains (losses)$124,0001,118
Applicable income taxes$4,969,000465
Income before extraordinary items$9,289,000637
Extraordinary gains, net$05
Net income$9,289,000637
Minority interest net income$071
Net income of bank and minority interests.$9,289,000637
Net charge-offs$1,094,000449
Cash dividends$6,157,000419
Sale, conversion, retirement of capital stock, net$470,000228
Net operating income$9,208,400618
2016-06-30 (YTD Data)Rank
Total interest income$23,004,000580
Total interest expense$4,548,000330
Net interest income$18,456,000647
Provision for loan and lease losses$600,000726
Total noninterest income$5,084,000673
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$619,000973
Trading account gains and fees$0157
Additional Noninterest Income$4,465,000542
Total noninterest expense$13,453,000790
Salaries and employee benefits$7,258,000814
Premises and equipment expense$2,005,000619
Additional noninterest expense$4,190,000796
Pre-tax net operating income$9,487,000530
Securities gains (losses)$112,000886
Applicable income taxes$3,345,000454
Income before extraordinary items$6,254,000619
Extraordinary gains, net$016
Net income$6,254,000617
Minority interest net income$071
Net income of bank and minority interests.$6,254,000618
Net charge-offs$601,000522
Cash dividends$5,757,000326
Sale, conversion, retirement of capital stock, net$319,000218
Net operating income$6,181,200607
2016-03-31 (YTD Data)Rank
Total interest income$11,316,000589
Total interest expense$2,300,000320
Net interest income$9,016,000661
Provision for loan and lease losses$200,000957
Total noninterest income$1,877,000829
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$333,000923
Trading account gains and fees$0142
Additional Noninterest Income$1,544,000688
Total noninterest expense$6,705,000795
Salaries and employee benefits$3,549,000829
Premises and equipment expense$1,040,000607
Additional noninterest expense$2,116,000770
Pre-tax net operating income$3,988,000590
Securities gains (losses)$32,0001,025
Applicable income taxes$1,344,000513
Income before extraordinary items$2,676,000686
Extraordinary gains, net$012
Net income$2,676,000685
Minority interest net income$062
Net income of bank and minority interests.$2,676,000686
Net charge-offs$325,000464
Cash dividends$5,418,000198
Sale, conversion, retirement of capital stock, net$150,000213
Net operating income$2,654,560677
2015-12-31 (YTD Data)Rank
Total interest income$42,425,000605
Total interest expense$8,115,000340
Net interest income$34,310,000666
Provision for loan and lease losses$500,0001,348
Total noninterest income$6,671,000921
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,520,000849
Trading account gains and fees$0159
Additional Noninterest Income$5,151,000803
Total noninterest expense$26,582,000782
Salaries and employee benefits$14,295,000804
Premises and equipment expense$4,099,000602
Additional noninterest expense$8,188,000804
Pre-tax net operating income$13,899,000652
Securities gains (losses)$28,0002,030
Applicable income taxes$4,652,000557
Income before extraordinary items$9,275,000781
Extraordinary gains, net$023
Net income$9,275,000781
Minority interest net income$081
Net income of bank and minority interests.$9,275,000781
Net charge-offs$292,0001,628
Cash dividends$1,149,0001,975
Sale, conversion, retirement of capital stock, net$509,000305
Net operating income$9,256,240763
2015-09-30 (YTD Data)Rank
Total interest income$31,286,000619
Total interest expense$5,990,000344
Net interest income$25,296,000676
Provision for loan and lease losses$400,0001,230
Total noninterest income$5,146,000909
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,118,000860
Trading account gains and fees$0153
Additional Noninterest Income$4,028,000780
Total noninterest expense$19,988,000779
Salaries and employee benefits$10,767,000808
Premises and equipment expense$3,015,000631
Additional noninterest expense$6,206,000796
Pre-tax net operating income$10,054,000695
Securities gains (losses)$28,0001,833
Applicable income taxes$3,365,000593
Income before extraordinary items$6,717,000809
Extraordinary gains, net$021
Net income$6,717,000808
Minority interest net income$078
Net income of bank and minority interests.$6,717,000809
Net charge-offs$530,000824
Cash dividends$823,0001,807
Sale, conversion, retirement of capital stock, net$367,000287
Net operating income$6,698,240795
2015-06-30 (YTD Data)Rank
Total interest income$20,553,000624
Total interest expense$3,944,000348
Net interest income$16,609,000688
Provision for loan and lease losses$200,0001,484
Total noninterest income$3,028,000992
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$719,000878
Trading account gains and fees$0157
Additional Noninterest Income$2,309,000874
Total noninterest expense$13,113,000792
Salaries and employee benefits$6,952,000832
Premises and equipment expense$2,038,000623
Additional noninterest expense$4,123,000798
Pre-tax net operating income$6,324,000732
Securities gains (losses)$28,0001,532
Applicable income taxes$2,116,000615
Income before extraordinary items$4,236,000852
Extraordinary gains, net$022
Net income$4,236,000852
Minority interest net income$075
Net income of bank and minority interests.$4,236,000852
Net charge-offs$347,000829
Cash dividends$503,0001,912
Sale, conversion, retirement of capital stock, net$249,000275
Net operating income$4,217,240831
2015-03-31 (YTD Data)Rank
Total interest income$10,020,000633
Total interest expense$1,979,000350
Net interest income$8,041,000709
Provision for loan and lease losses$200,000888
Total noninterest income$1,504,000969
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$346,000887
Trading account gains and fees$0152
Additional Noninterest Income$1,158,000830
Total noninterest expense$6,500,000806
Salaries and employee benefits$3,472,000835
Premises and equipment expense$1,032,000614
Additional noninterest expense$1,996,000818
Pre-tax net operating income$2,845,000781
Securities gains (losses)$02,027
Applicable income taxes$975,000640
Income before extraordinary items$1,870,000920
Extraordinary gains, net$013
Net income$1,870,000921
Minority interest net income$064
Net income of bank and minority interests.$1,870,000920
Net charge-offs$570,000310
Cash dividends$250,0001,664
Sale, conversion, retirement of capital stock, net$126,000236
Net operating income$1,870,000886
2014-12-31 (YTD Data)Rank
Total interest income$37,983,000663
Total interest expense$7,770,000361
Net interest income$30,213,000731
Provision for loan and lease losses$2,550,000392
Total noninterest income$5,540,0001,017
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,469,000902
Trading account gains and fees$0180
Additional Noninterest Income$4,071,000894
Total noninterest expense$24,518,000819
Salaries and employee benefits$12,750,000856
Premises and equipment expense$3,924,000628
Additional noninterest expense$7,844,000829
Pre-tax net operating income$8,685,000952
Securities gains (losses)$433,000455
Applicable income taxes$2,936,000732
Income before extraordinary items$6,182,0001,068
Extraordinary gains, net$017
Net income$6,182,0001,066
Minority interest net income$084
Net income of bank and minority interests.$6,182,0001,067
Net charge-offs$3,140,000333
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$467,000314
Net operating income$5,887,5601,093
2014-09-30 (YTD Data)Rank
Total interest income$27,961,000674
Total interest expense$5,742,000366
Net interest income$22,219,000741
Provision for loan and lease losses$1,700,000400
Total noninterest income$4,157,0001,020
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,106,000907
Trading account gains and fees$0174
Additional Noninterest Income$3,051,000887
Total noninterest expense$18,479,000815
Salaries and employee benefits$9,553,000861
Premises and equipment expense$2,947,000624
Additional noninterest expense$5,979,000811
Pre-tax net operating income$6,197,0001,012
Securities gains (losses)$378,000397
Applicable income taxes$2,046,000793
Income before extraordinary items$4,529,0001,102
Extraordinary gains, net$015
Net income$4,529,0001,101
Minority interest net income$081
Net income of bank and minority interests.$4,529,0001,101
Net charge-offs$1,923,000401
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$327,000288
Net operating income$4,268,1801,144
2014-06-30 (YTD Data)Rank
Total interest income$18,349,000678
Total interest expense$3,767,000366
Net interest income$14,582,000747
Provision for loan and lease losses$1,150,000408
Total noninterest income$2,464,0001,109
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$718,000916
Trading account gains and fees$0172
Additional Noninterest Income$1,746,000985
Total noninterest expense$12,282,000814
Salaries and employee benefits$6,340,000861
Premises and equipment expense$1,985,000623
Additional noninterest expense$3,957,000817
Pre-tax net operating income$3,614,0001,107
Securities gains (losses)$378,000298
Applicable income taxes$1,300,000788
Income before extraordinary items$2,692,0001,180
Extraordinary gains, net$020
Net income$2,692,0001,180
Minority interest net income$080
Net income of bank and minority interests.$2,692,0001,181
Net charge-offs$1,433,000382
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$222,000276
Net operating income$2,438,7401,269
2014-03-31 (YTD Data)Rank
Total interest income$9,144,000689
Total interest expense$1,853,000379
Net interest income$7,291,000752
Provision for loan and lease losses$600,000384
Total noninterest income$1,196,0001,098
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$377,000870
Trading account gains and fees$0147
Additional Noninterest Income$819,000990
Total noninterest expense$6,152,000823
Salaries and employee benefits$3,217,000862
Premises and equipment expense$1,004,000634
Additional noninterest expense$1,931,000828
Pre-tax net operating income$1,735,0001,105
Securities gains (losses)$110,000416
Applicable income taxes$623,000795
Income before extraordinary items$1,222,0001,237
Extraordinary gains, net$016
Net income$1,222,0001,238
Minority interest net income$066
Net income of bank and minority interests.$1,222,0001,238
Net charge-offs$934,000313
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$111,000241
Net operating income$1,149,4001,288
2013-12-31 (YTD Data)Rank
Total interest income$34,562,000719
Total interest expense$6,998,000449
Net interest income$27,564,000774
Provision for loan and lease losses$2,350,000546
Total noninterest income$5,542,0001,047
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,505,000917
Trading account gains and fees$0184
Additional Noninterest Income$4,037,000934
Total noninterest expense$23,915,000858
Salaries and employee benefits$12,251,000881
Premises and equipment expense$3,966,000619
Additional noninterest expense$7,698,000879
Pre-tax net operating income$6,841,0001,094
Securities gains (losses)$387,000568
Applicable income taxes$2,452,000772
Income before extraordinary items$4,776,0001,274
Extraordinary gains, net$029
Net income$4,776,0001,276
Minority interest net income$090
Net income of bank and minority interests.$4,776,0001,277
Net charge-offs$3,967,000415
Cash dividends$12,707,000275
Sale, conversion, retirement of capital stock, net$354,000330
Net operating income$4,520,5801,318
2013-09-30 (YTD Data)Rank
Total interest income$25,590,000733
Total interest expense$5,179,000469
Net interest income$20,411,000789
Provision for loan and lease losses$1,550,000629
Total noninterest income$4,294,0001,050
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,093,000946
Trading account gains and fees$0180
Additional Noninterest Income$3,201,000931
Total noninterest expense$18,053,000854
Salaries and employee benefits$9,325,000875
Premises and equipment expense$2,961,000629
Additional noninterest expense$5,767,000877
Pre-tax net operating income$5,102,0001,117
Securities gains (losses)$364,000550
Applicable income taxes$1,903,000771
Income before extraordinary items$3,563,0001,289
Extraordinary gains, net$025
Net income$3,563,0001,291
Minority interest net income$084
Net income of bank and minority interests.$3,563,0001,291
Net charge-offs$2,758,000457
Cash dividends$12,707,000204
Sale, conversion, retirement of capital stock, net$254,000301
Net operating income$3,326,4001,338
2013-06-30 (YTD Data)Rank
Total interest income$16,958,000731
Total interest expense$3,462,000478
Net interest income$13,496,000785
Provision for loan and lease losses$950,000704
Total noninterest income$2,868,0001,053
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$695,000971
Trading account gains and fees$0157
Additional Noninterest Income$2,173,000926
Total noninterest expense$12,151,000838
Salaries and employee benefits$6,341,000859
Premises and equipment expense$2,015,000612
Additional noninterest expense$3,795,000894
Pre-tax net operating income$3,263,0001,140
Securities gains (losses)$330,000520
Applicable income taxes$1,257,000768
Income before extraordinary items$2,336,0001,296
Extraordinary gains, net$022
Net income$2,336,0001,299
Minority interest net income$082
Net income of bank and minority interests.$2,336,0001,299
Net charge-offs$1,399,000598
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$169,000285
Net operating income$2,121,5001,375
2013-03-31 (YTD Data)Rank
Total interest income$8,426,000741
Total interest expense$1,745,000493
Net interest income$6,681,000787
Provision for loan and lease losses$650,000563
Total noninterest income$1,484,0001,030
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$347,000955
Trading account gains and fees$0148
Additional Noninterest Income$1,137,000904
Total noninterest expense$6,121,000837
Salaries and employee benefits$3,176,000866
Premises and equipment expense$1,038,000607
Additional noninterest expense$1,907,000890
Pre-tax net operating income$1,394,0001,302
Securities gains (losses)$223,000419
Applicable income taxes$565,000814
Income before extraordinary items$1,052,0001,401
Extraordinary gains, net$010
Net income$1,052,0001,404
Minority interest net income$076
Net income of bank and minority interests.$1,052,0001,403
Net charge-offs$1,063,000453
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$83,000265
Net operating income$907,0501,557
2012-12-31 (YTD Data)Rank
Total interest income$35,627,000733
Total interest expense$8,174,000511
Net interest income$27,453,000786
Provision for loan and lease losses$4,000,000611
Total noninterest income$6,231,000973
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,528,000932
Trading account gains and fees$0166
Additional Noninterest Income$4,703,000848
Total noninterest expense$24,184,000827
Salaries and employee benefits$12,560,000836
Premises and equipment expense$4,063,000587
Additional noninterest expense$7,561,000920
Pre-tax net operating income$5,500,0001,267
Securities gains (losses)$573,000836
Applicable income taxes$2,090,000843
Income before extraordinary items$3,983,0001,461
Extraordinary gains, net$029
Net income$3,983,0001,462
Minority interest net income$093
Net income of bank and minority interests.$3,983,0001,462
Net charge-offs$5,590,000529
Cash dividends$9,000,000346
Sale, conversion, retirement of capital stock, net$356,000356
Net operating income$3,604,8201,500
2012-09-30 (YTD Data)Rank
Total interest income$27,019,000735
Total interest expense$6,296,000522
Net interest income$20,723,000789
Provision for loan and lease losses$3,200,000595
Total noninterest income$4,394,0001,022
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,131,000953
Trading account gains and fees$0157
Additional Noninterest Income$3,263,000884
Total noninterest expense$18,053,000822
Salaries and employee benefits$9,505,000828
Premises and equipment expense$3,007,000600
Additional noninterest expense$5,541,000945
Pre-tax net operating income$3,864,0001,369
Securities gains (losses)$514,000740
Applicable income taxes$1,494,000921
Income before extraordinary items$2,884,0001,535
Extraordinary gains, net$020
Net income$2,884,0001,536
Minority interest net income$086
Net income of bank and minority interests.$2,884,0001,536
Net charge-offs$4,254,000526
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$274,000313
Net operating income$2,544,7601,611
2012-06-30 (YTD Data)Rank
Total interest income$17,983,000745
Total interest expense$4,346,000520
Net interest income$13,637,000809
Provision for loan and lease losses$2,200,000594
Total noninterest income$2,705,0001,068
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$748,000953
Trading account gains and fees$0153
Additional Noninterest Income$1,957,000929
Total noninterest expense$11,964,000828
Salaries and employee benefits$6,315,000829
Premises and equipment expense$1,982,000605
Additional noninterest expense$3,667,000948
Pre-tax net operating income$2,178,0001,581
Securities gains (losses)$507,000536
Applicable income taxes$908,000961
Income before extraordinary items$1,777,0001,640
Extraordinary gains, net$019
Net income$1,777,0001,639
Minority interest net income$084
Net income of bank and minority interests.$1,777,0001,640
Net charge-offs$2,264,000633
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$156,000302
Net operating income$1,442,3801,850
2012-03-31 (YTD Data)Rank
Total interest income$9,136,000741
Total interest expense$2,324,000507
Net interest income$6,812,000808
Provision for loan and lease losses$1,200,000541
Total noninterest income$1,278,0001,102
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$386,000900
Trading account gains and fees$0148
Additional Noninterest Income$892,000992
Total noninterest expense$5,825,000857
Salaries and employee benefits$3,182,000812
Premises and equipment expense$922,000650
Additional noninterest expense$1,721,000999
Pre-tax net operating income$1,065,0001,589
Securities gains (losses)$224,000553
Applicable income taxes$429,0001,016
Income before extraordinary items$860,0001,690
Extraordinary gains, net$019
Net income$860,0001,690
Minority interest net income$078
Net income of bank and minority interests.$860,0001,691
Net charge-offs$1,209,000595
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$83,000242
Net operating income$709,9201,888
2011-12-31 (YTD Data)Rank
Total interest income$39,521,000707
Total interest expense$10,528,000538
Net interest income$28,993,000756
Provision for loan and lease losses$6,800,000612
Total noninterest income$4,471,0001,141
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,445,0001,023
Trading account gains and fees$0146
Additional Noninterest Income$3,026,0001,034
Total noninterest expense$23,623,000840
Salaries and employee benefits$11,781,000835
Premises and equipment expense$4,081,000616
Additional noninterest expense$7,761,000913
Pre-tax net operating income$3,041,0001,816
Securities gains (losses)$303,0001,134
Applicable income taxes$780,0001,585
Income before extraordinary items$2,564,0001,840
Extraordinary gains, net$029
Net income$2,564,0001,841
Minority interest net income$096
Net income of bank and minority interests.$2,564,0001,841
Net charge-offs$4,816,000823
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$516,000407
Net operating income$2,330,6901,898
2011-09-30 (YTD Data)Rank
Total interest income$30,389,000707
Total interest expense$8,007,000553
Net interest income$22,382,000738
Provision for loan and lease losses$5,650,000558
Total noninterest income$3,323,0001,151
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,054,0001,057
Trading account gains and fees$0145
Additional Noninterest Income$2,269,0001,027
Total noninterest expense$17,818,000833
Salaries and employee benefits$8,881,000837
Premises and equipment expense$3,140,000612
Additional noninterest expense$5,797,000905
Pre-tax net operating income$2,237,0001,912
Securities gains (losses)$353,000822
Applicable income taxes$579,0001,606
Income before extraordinary items$2,011,0001,825
Extraordinary gains, net$021
Net income$2,011,0001,825
Minority interest net income$087
Net income of bank and minority interests.$2,011,0001,825
Net charge-offs$3,567,000821
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$434,000363
Net operating income$1,735,6601,960
2011-06-30 (YTD Data)Rank
Total interest income$20,438,000711
Total interest expense$5,432,000572
Net interest income$15,006,000738
Provision for loan and lease losses$4,250,000509
Total noninterest income$2,208,0001,149
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$680,0001,086
Trading account gains and fees$0153
Additional Noninterest Income$1,528,0001,004
Total noninterest expense$11,994,000834
Salaries and employee benefits$5,937,000843
Premises and equipment expense$2,141,000605
Additional noninterest expense$3,916,000924
Pre-tax net operating income$970,0002,594
Securities gains (losses)$87,0001,233
Applicable income taxes$150,0002,504
Income before extraordinary items$907,0002,450
Extraordinary gains, net$015
Net income$907,0002,450
Minority interest net income$089
Net income of bank and minority interests.$907,0002,450
Net charge-offs$2,596,000768
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$363,000254
Net operating income$832,1802,521
2011-03-31 (YTD Data)Rank
Total interest income$10,242,000713
Total interest expense$2,739,000584
Net interest income$7,503,000736
Provision for loan and lease losses$2,500,000426
Total noninterest income$1,141,0001,105
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$344,0001,053
Trading account gains and fees$0158
Additional Noninterest Income$797,000971
Total noninterest expense$6,170,000816
Salaries and employee benefits$3,057,000832
Premises and equipment expense$1,104,000599
Additional noninterest expense$2,009,000892
Pre-tax net operating income$-26,0006,485
Securities gains (losses)$125,000469
Applicable income taxes$-140,0007,335
Income before extraordinary items$239,0003,659
Extraordinary gains, net$09
Net income$239,0003,659
Minority interest net income$086
Net income of bank and minority interests.$239,0003,658
Net charge-offs$1,589,000630
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$57,000335
Net operating income$114,0004,771
2010-12-31 (YTD Data)Rank
Total interest income$44,034,000682
Total interest expense$13,903,000567
Net interest income$30,131,000727
Provision for loan and lease losses$7,250,000853
Total noninterest income$4,168,0001,229
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,424,0001,071
Trading account gains and fees$0175
Additional Noninterest Income$2,744,0001,129
Total noninterest expense$24,168,000831
Salaries and employee benefits$11,875,000832
Premises and equipment expense$4,268,000605
Additional noninterest expense$8,025,000917
Pre-tax net operating income$2,881,0001,676
Securities gains (losses)$85,0002,299
Applicable income taxes$634,0001,674
Income before extraordinary items$2,332,0001,768
Extraordinary gains, net$029
Net income$2,332,0001,769
Minority interest net income$0111
Net income of bank and minority interests.$2,332,0001,770
Net charge-offs$6,728,000814
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$336,000527
Net operating income$2,264,8501,745
2010-09-30 (YTD Data)Rank
Total interest income$33,183,000681
Total interest expense$10,948,000563
Net interest income$22,235,000739
Provision for loan and lease losses$4,500,000948
Total noninterest income$3,121,0001,224
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,051,0001,112
Trading account gains and fees$0165
Additional Noninterest Income$2,070,0001,084
Total noninterest expense$18,005,000826
Salaries and employee benefits$8,781,000834
Premises and equipment expense$3,212,000594
Additional noninterest expense$6,012,000887
Pre-tax net operating income$2,851,0001,377
Securities gains (losses)$42,0002,530
Applicable income taxes$671,0001,371
Income before extraordinary items$2,222,0001,501
Extraordinary gains, net$023
Net income$2,222,0001,504
Minority interest net income$0110
Net income of bank and minority interests.$2,222,0001,504
Net charge-offs$4,179,000891
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$263,000461
Net operating income$2,189,6601,458
2010-06-30 (YTD Data)Rank
Total interest income$22,456,000678
Total interest expense$7,667,000555
Net interest income$14,789,000738
Provision for loan and lease losses$3,000,000940
Total noninterest income$2,065,0001,208
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$692,0001,134
Trading account gains and fees$0152
Additional Noninterest Income$1,373,0001,052
Total noninterest expense$11,968,000826
Salaries and employee benefits$5,821,000833
Premises and equipment expense$2,152,000603
Additional noninterest expense$3,995,000891
Pre-tax net operating income$1,886,0001,373
Securities gains (losses)$8,0002,663
Applicable income taxes$419,0001,404
Income before extraordinary items$1,475,0001,495
Extraordinary gains, net$019
Net income$1,475,0001,496
Minority interest net income$0105
Net income of bank and minority interests.$1,475,0001,496
Net charge-offs$2,896,000858
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$104,000475
Net operating income$1,468,7601,429
2010-03-31 (YTD Data)Rank
Total interest income$11,513,000675
Total interest expense$4,017,000560
Net interest income$7,496,000739
Provision for loan and lease losses$1,500,000888
Total noninterest income$903,0001,335
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$362,0001,080
Trading account gains and fees$0175
Additional Noninterest Income$541,0001,211
Total noninterest expense$5,940,000836
Salaries and employee benefits$2,999,000819
Premises and equipment expense$1,097,000610
Additional noninterest expense$1,844,000959
Pre-tax net operating income$959,0001,359
Securities gains (losses)$4,0001,944
Applicable income taxes$194,0001,455
Income before extraordinary items$769,0001,434
Extraordinary gains, net$016
Net income$769,0001,436
Minority interest net income$091
Net income of bank and minority interests.$769,0001,436
Net charge-offs$1,287,000867
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$51,000410
Net operating income$765,8001,391
2009-12-31 (YTD Data)Rank
Total interest income$49,409,000667
Total interest expense$21,453,000526
Net interest income$27,956,000767
Provision for loan and lease losses$8,000,0001,028
Total noninterest income$3,890,0001,330
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,418,0001,214
Trading account gains and fees$0211
Additional Noninterest Income$2,472,0001,184
Total noninterest expense$23,938,000879
Salaries and employee benefits$11,243,000878
Premises and equipment expense$4,375,000606
Additional noninterest expense$8,320,000947
Pre-tax net operating income$-92,0005,576
Securities gains (losses)$-1,757,0007,788
Applicable income taxes$-855,0007,223
Income before extraordinary items$-994,0006,364
Extraordinary gains, net$034
Net income$-994,0006,364
Minority interest net income$0115
Net income of bank and minority interests.$-994,0006,364
Net charge-offs$4,484,0001,243
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$266,000653
Net operating income$130,4804,995
2009-09-30 (YTD Data)Rank
Total interest income$37,305,000673
Total interest expense$16,720,000540
Net interest income$20,585,000782
Provision for loan and lease losses$6,000,000928
Total noninterest income$2,679,0001,445
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,038,0001,244
Trading account gains and fees$0212
Additional Noninterest Income$1,641,0001,312
Total noninterest expense$17,864,000865
Salaries and employee benefits$8,386,000894
Premises and equipment expense$3,310,000609
Additional noninterest expense$6,168,000912
Pre-tax net operating income$-600,0006,403
Securities gains (losses)$-1,074,0007,869
Applicable income taxes$-526,0007,359
Income before extraordinary items$-1,148,0006,821
Extraordinary gains, net$027
Net income$-1,148,0006,822
Minority interest net income$0118
Net income of bank and minority interests.$-1,148,0006,823
Net charge-offs$3,881,000998
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$172,000619
Net operating income$-406,9406,338
2009-06-30 (YTD Data)Rank
Total interest income$25,120,000677
Total interest expense$11,428,000559
Net interest income$13,692,000790
Provision for loan and lease losses$3,000,0001,087
Total noninterest income$1,672,0001,528
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$665,0001,275
Trading account gains and fees$0193
Additional Noninterest Income$1,007,0001,426
Total noninterest expense$11,749,000896
Salaries and employee benefits$5,477,000925
Premises and equipment expense$2,300,000601
Additional noninterest expense$3,972,000966
Pre-tax net operating income$615,0002,969
Securities gains (losses)$-1,232,0008,023
Applicable income taxes$-193,0007,293
Income before extraordinary items$-424,0006,683
Extraordinary gains, net$021
Net income$-424,0006,684
Minority interest net income$0112
Net income of bank and minority interests.$-424,0006,684
Net charge-offs$2,661,000938
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$86,000643
Net operating income$426,0803,263
2009-03-31 (YTD Data)Rank
Total interest income$12,590,000683
Total interest expense$5,787,000573
Net interest income$6,803,000786
Provision for loan and lease losses$1,500,000913
Total noninterest income$834,0001,505
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$330,0001,250
Trading account gains and fees$0171
Additional Noninterest Income$504,0001,379
Total noninterest expense$5,556,000921
Salaries and employee benefits$2,624,000965
Premises and equipment expense$1,182,000598
Additional noninterest expense$1,750,000960
Pre-tax net operating income$581,0002,099
Securities gains (losses)$515,000327
Applicable income taxes$346,000932
Income before extraordinary items$750,0001,458
Extraordinary gains, net$015
Net income$750,0001,458
Minority interest net income$0102
Net income of bank and minority interests.$750,0001,460
Net charge-offs$1,519,000729
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$399,8002,425
2008-12-31 (YTD Data)Rank
Total interest income$50,766,000730
Total interest expense$23,346,000682
Net interest income$27,420,000785
Provision for loan and lease losses$4,500,0001,078
Total noninterest income$4,589,0001,143
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,393,0001,289
Trading account gains and fees$0154
Additional Noninterest Income$3,196,000918
Total noninterest expense$22,902,000869
Salaries and employee benefits$11,985,000832
Premises and equipment expense$4,425,000627
Additional noninterest expense$6,492,000990
Pre-tax net operating income$4,607,0001,181
Securities gains (losses)$-1,852,0007,870
Applicable income taxes$684,0001,549
Income before extraordinary items$2,071,0001,922
Extraordinary gains, net$039
Net income$2,071,0001,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,557,0001,117
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$323,000653
Net operating income$3,460,0001,284
2008-09-30 (YTD Data)Rank
Total interest income$37,867,000759
Total interest expense$17,218,000726
Net interest income$20,649,000799
Provision for loan and lease losses$3,200,000866
Total noninterest income$3,706,0001,112
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,042,0001,300
Trading account gains and fees$0148
Additional Noninterest Income$2,664,000892
Total noninterest expense$17,126,000860
Salaries and employee benefits$9,148,000837
Premises and equipment expense$3,300,000636
Additional noninterest expense$4,678,000980
Pre-tax net operating income$4,029,0001,247
Securities gains (losses)$-1,562,0008,004
Applicable income taxes$788,0001,381
Income before extraordinary items$1,679,0002,103
Extraordinary gains, net$031
Net income$1,679,0002,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,670,000947
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$214,000554
Net operating income$2,741,1601,423
2008-06-30 (YTD Data)Rank
Total interest income$24,900,000782
Total interest expense$11,366,000755
Net interest income$13,534,000808
Provision for loan and lease losses$1,100,0001,158
Total noninterest income$2,591,0001,083
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$661,0001,351
Trading account gains and fees$0149
Additional Noninterest Income$1,930,000864
Total noninterest expense$11,347,000864
Salaries and employee benefits$6,200,000834
Premises and equipment expense$2,187,000633
Additional noninterest expense$2,960,0001,006
Pre-tax net operating income$3,678,000964
Securities gains (losses)$-103,0008,262
Applicable income taxes$1,157,000828
Income before extraordinary items$2,418,0001,134
Extraordinary gains, net$021
Net income$2,418,0001,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$538,0001,247
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$132,000515
Net operating income$2,488,0401,089
2008-03-31 (YTD Data)Rank
Total interest income$12,638,000799
Total interest expense$5,972,000771
Net interest income$6,666,000820
Provision for loan and lease losses$450,0001,056
Total noninterest income$1,386,0001,029
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$320,0001,366
Trading account gains and fees$0158
Additional Noninterest Income$1,066,000816
Total noninterest expense$5,770,000829
Salaries and employee benefits$3,220,000801
Premises and equipment expense$1,089,000643
Additional noninterest expense$1,461,000991
Pre-tax net operating income$1,832,0001,039
Securities gains (losses)$70,000899
Applicable income taxes$637,000839
Income before extraordinary items$1,265,0001,187
Extraordinary gains, net$015
Net income$1,265,0001,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0001,335
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$69,000400
Net operating income$1,218,1001,194
2007-12-31 (YTD Data)Rank
Total interest income$48,908,000857
Total interest expense$24,052,000818
Net interest income$24,856,000889
Provision for loan and lease losses$1,550,0001,025
Total noninterest income$6,511,000885
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,383,0001,289
Trading account gains and fees$0178
Additional Noninterest Income$5,128,000668
Total noninterest expense$22,100,000839
Salaries and employee benefits$11,446,000864
Premises and equipment expense$4,452,000594
Additional noninterest expense$6,202,000907
Pre-tax net operating income$7,717,0001,091
Securities gains (losses)$-594,0008,386
Applicable income taxes$2,121,0001,080
Income before extraordinary items$5,002,0001,281
Extraordinary gains, net$039
Net income$5,002,0001,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$791,0001,219
Cash dividends$355,0004,219
Sale, conversion, retirement of capital stock, net$462,000549
Net operating income$5,417,8001,178
2007-09-30 (YTD Data)Rank
Total interest income$36,247,000867
Total interest expense$17,816,000838
Net interest income$18,431,000891
Provision for loan and lease losses$1,000,000898
Total noninterest income$4,856,000891
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,026,0001,287
Trading account gains and fees$0184
Additional Noninterest Income$3,830,000677
Total noninterest expense$16,176,000852
Salaries and employee benefits$8,494,000875
Premises and equipment expense$3,229,000615
Additional noninterest expense$4,453,000918
Pre-tax net operating income$6,111,0001,118
Securities gains (losses)$10,0001,001
Applicable income taxes$1,852,0001,020
Income before extraordinary items$4,269,0001,206
Extraordinary gains, net$033
Net income$4,269,0001,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$441,0001,186
Cash dividends$355,0003,415
Sale, conversion, retirement of capital stock, net$392,000452
Net operating income$4,262,0001,196
2007-06-30 (YTD Data)Rank
Total interest income$23,678,000896
Total interest expense$11,360,000873
Net interest income$12,318,000912
Provision for loan and lease losses$550,000943
Total noninterest income$3,416,000873
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$688,0001,279
Trading account gains and fees$0168
Additional Noninterest Income$2,728,000657
Total noninterest expense$10,675,000873
Salaries and employee benefits$5,678,000899
Premises and equipment expense$2,111,000646
Additional noninterest expense$2,886,000963
Pre-tax net operating income$4,509,0001,065
Securities gains (losses)$10,000866
Applicable income taxes$1,381,000984
Income before extraordinary items$3,138,0001,142
Extraordinary gains, net$029
Net income$3,138,0001,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0001,450
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$312,000374
Net operating income$3,131,1001,125
2007-03-31 (YTD Data)Rank
Total interest income$11,700,000900
Total interest expense$5,582,000882
Net interest income$6,118,000916
Provision for loan and lease losses$200,0001,154
Total noninterest income$1,669,000871
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$349,0001,237
Trading account gains and fees$0195
Additional Noninterest Income$1,320,000668
Total noninterest expense$5,418,000855
Salaries and employee benefits$2,956,000858
Premises and equipment expense$1,073,000635
Additional noninterest expense$1,389,000988
Pre-tax net operating income$2,169,0001,075
Securities gains (losses)$10,000691
Applicable income taxes$664,0001,023
Income before extraordinary items$1,515,0001,166
Extraordinary gains, net$022
Net income$1,515,0001,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0001,485
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$106,000337
Net operating income$1,508,0001,152
2006-12-31 (YTD Data)Rank
Total interest income$43,158,000905
Total interest expense$19,041,000876
Net interest income$24,117,000917
Provision for loan and lease losses$1,550,000693
Total noninterest income$7,550,000779
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,602,0001,103
Trading account gains and fees$0130
Additional Noninterest Income$5,948,000599
Total noninterest expense$21,008,000841
Salaries and employee benefits$11,026,000874
Premises and equipment expense$4,101,000627
Additional noninterest expense$5,881,000907
Pre-tax net operating income$9,109,0001,078
Securities gains (losses)$01,687
Applicable income taxes$3,056,000927
Income before extraordinary items$6,053,0001,221
Extraordinary gains, net$051
Net income$6,053,0001,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$818,000827
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$289,000690
Net operating income$6,053,0001,208
2006-09-30 (YTD Data)Rank
Total interest income$31,888,000918
Total interest expense$13,571,000898
Net interest income$18,317,000926
Provision for loan and lease losses$950,000785
Total noninterest income$5,852,000771
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,228,0001,086
Trading account gains and fees$0126
Additional Noninterest Income$4,624,000584
Total noninterest expense$15,589,000857
Salaries and employee benefits$8,197,000896
Premises and equipment expense$3,056,000648
Additional noninterest expense$4,336,000917
Pre-tax net operating income$7,630,0001,010
Securities gains (losses)$01,388
Applicable income taxes$2,560,000889
Income before extraordinary items$5,070,0001,140
Extraordinary gains, net$045
Net income$5,070,0001,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$362,0001,013
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$245,000562
Net operating income$5,070,0001,127
2006-06-30 (YTD Data)Rank
Total interest income$20,637,000928
Total interest expense$8,372,000925
Net interest income$12,265,000923
Provision for loan and lease losses$550,000898
Total noninterest income$3,635,000811
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$840,0001,054
Trading account gains and fees$0126
Additional Noninterest Income$2,795,000623
Total noninterest expense$10,230,000874
Salaries and employee benefits$5,389,000913
Premises and equipment expense$2,055,000635
Additional noninterest expense$2,786,000961
Pre-tax net operating income$5,120,000997
Securities gains (losses)$01,185
Applicable income taxes$1,702,000894
Income before extraordinary items$3,418,0001,125
Extraordinary gains, net$039
Net income$3,418,0001,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,0001,157
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$142,000480
Net operating income$3,418,0001,104
2006-03-31 (YTD Data)Rank
Total interest income$9,996,000930
Total interest expense$3,864,000940
Net interest income$6,132,000922
Provision for loan and lease losses$300,000761
Total noninterest income$1,997,000743
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$433,000986
Trading account gains and fees$0115
Additional Noninterest Income$1,564,000584
Total noninterest expense$5,248,000851
Salaries and employee benefits$2,725,000898
Premises and equipment expense$1,037,000629
Additional noninterest expense$1,486,000892
Pre-tax net operating income$2,581,000971
Securities gains (losses)$0955
Applicable income taxes$871,000875
Income before extraordinary items$1,710,0001,098
Extraordinary gains, net$021
Net income$1,710,0001,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0001,171
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$76,000351
Net operating income$1,710,0001,083
2005-12-31 (YTD Data)Rank
Total interest income$33,820,000972
Total interest expense$11,415,000978
Net interest income$22,405,000949
Provision for loan and lease losses$1,850,000576
Total noninterest income$8,070,000726
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,766,000992
Trading account gains and fees$0138
Additional Noninterest Income$6,304,000586
Total noninterest expense$18,564,000918
Salaries and employee benefits$9,639,000949
Premises and equipment expense$3,555,000698
Additional noninterest expense$5,370,000969
Pre-tax net operating income$10,061,000976
Securities gains (losses)$16,0001,323
Applicable income taxes$3,763,000808
Income before extraordinary items$6,314,0001,153
Extraordinary gains, net$046
Net income$6,314,0001,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$814,000796
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$85,000744
Net operating income$6,303,7601,128
2005-09-30 (YTD Data)Rank
Total interest income$24,341,000988
Total interest expense$7,969,000986
Net interest income$16,372,000969
Provision for loan and lease losses$1,325,000579
Total noninterest income$6,003,000735
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,321,000994
Trading account gains and fees$0126
Additional Noninterest Income$4,682,000585
Total noninterest expense$13,779,000921
Salaries and employee benefits$7,079,000960
Premises and equipment expense$2,592,000703
Additional noninterest expense$4,108,000931
Pre-tax net operating income$7,271,0001,007
Securities gains (losses)$16,0001,308
Applicable income taxes$2,782,000825
Income before extraordinary items$4,505,0001,200
Extraordinary gains, net$035
Net income$4,505,0001,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$623,000702
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$125,000540
Net operating income$4,494,7601,175
2005-06-30 (YTD Data)Rank
Total interest income$15,461,0001,005
Total interest expense$4,871,0001,018
Net interest income$10,590,000986
Provision for loan and lease losses$650,000766
Total noninterest income$3,873,000745
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$869,000981
Trading account gains and fees$0116
Additional Noninterest Income$3,004,000596
Total noninterest expense$9,222,000903
Salaries and employee benefits$4,710,000952
Premises and equipment expense$1,713,000697
Additional noninterest expense$2,799,000900
Pre-tax net operating income$4,591,0001,028
Securities gains (losses)$24,0001,040
Applicable income taxes$1,758,000848
Income before extraordinary items$2,857,0001,232
Extraordinary gains, net$030
Net income$2,857,0001,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,000978
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$116,000416
Net operating income$2,841,6401,211
2005-03-31 (YTD Data)Rank
Total interest income$7,522,0001,013
Total interest expense$2,231,0001,056
Net interest income$5,291,000979
Provision for loan and lease losses$300,000755
Total noninterest income$1,722,000811
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$430,000957
Trading account gains and fees$0115
Additional Noninterest Income$1,292,000657
Total noninterest expense$4,618,000902
Salaries and employee benefits$2,397,000930
Premises and equipment expense$906,000669
Additional noninterest expense$1,315,000948
Pre-tax net operating income$2,095,0001,103
Securities gains (losses)$01,685
Applicable income taxes$798,000911
Income before extraordinary items$1,297,0001,332
Extraordinary gains, net$024
Net income$1,297,0001,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,000655
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$3,000469
Net operating income$1,297,0001,304
2004-12-31 (YTD Data)Rank
Total interest income$26,162,0001,082
Total interest expense$7,046,0001,157
Net interest income$19,116,0001,041
Provision for loan and lease losses$1,175,000918
Total noninterest income$7,485,000756
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,618,0001,101
Trading account gains and fees$0138
Additional Noninterest Income$5,867,000595
Total noninterest expense$17,120,000947
Salaries and employee benefits$8,436,0001,020
Premises and equipment expense$3,162,000728
Additional noninterest expense$5,522,000909
Pre-tax net operating income$8,306,0001,057
Securities gains (losses)$50,0001,738
Applicable income taxes$3,044,000896
Income before extraordinary items$5,312,0001,228
Extraordinary gains, net$034
Net income$5,312,0001,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$671,0001,053
Cash dividends$230,0004,702
Sale, conversion, retirement of capital stock, net$188,000581
Net operating income$5,280,0001,203
2004-09-30 (YTD Data)Rank
Total interest income$19,144,0001,093
Total interest expense$5,096,0001,168
Net interest income$14,048,0001,052
Provision for loan and lease losses$825,000933
Total noninterest income$5,637,000771
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,272,0001,062
Trading account gains and fees$0134
Additional Noninterest Income$4,365,000606
Total noninterest expense$12,699,000962
Salaries and employee benefits$6,255,0001,029
Premises and equipment expense$2,349,000737
Additional noninterest expense$4,095,000907
Pre-tax net operating income$6,161,0001,074
Securities gains (losses)$46,0001,731
Applicable income taxes$2,262,000916
Income before extraordinary items$3,945,0001,249
Extraordinary gains, net$026
Net income$3,945,0001,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$451,0001,052
Cash dividends$230,0003,791
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,915,5601,224
2004-06-30 (YTD Data)Rank
Total interest income$12,415,0001,110
Total interest expense$3,340,0001,183
Net interest income$9,075,0001,079
Provision for loan and lease losses$500,000987
Total noninterest income$3,667,000793
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$889,000984
Trading account gains and fees$0130
Additional Noninterest Income$2,778,000645
Total noninterest expense$8,378,000961
Salaries and employee benefits$4,299,0001,000
Premises and equipment expense$1,522,000750
Additional noninterest expense$2,557,000970
Pre-tax net operating income$3,864,0001,116
Securities gains (losses)$46,0001,516
Applicable income taxes$1,412,000964
Income before extraordinary items$2,498,0001,299
Extraordinary gains, net$021
Net income$2,498,0001,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0001,163
Cash dividends$230,0003,269
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,468,5601,268
2004-03-31 (YTD Data)Rank
Total interest income$6,226,0001,123
Total interest expense$1,624,0001,228
Net interest income$4,602,0001,075
Provision for loan and lease losses$250,000948
Total noninterest income$1,804,000771
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$406,0001,059
Trading account gains and fees$0121
Additional Noninterest Income$1,398,000616
Total noninterest expense$4,364,000936
Salaries and employee benefits$2,239,000962
Premises and equipment expense$769,000764
Additional noninterest expense$1,356,000910
Pre-tax net operating income$1,792,0001,175
Securities gains (losses)$53,0001,163
Applicable income taxes$652,0001,042
Income before extraordinary items$1,193,0001,346
Extraordinary gains, net$016
Net income$1,193,0001,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0001,051
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,158,5501,318
2003-12-31 (YTD Data)Rank
Total interest income$24,895,0001,146
Total interest expense$6,890,0001,279
Net interest income$18,005,0001,063
Provision for loan and lease losses$1,600,000778
Total noninterest income$8,157,000770
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,977,000865
Trading account gains and fees$0160
Additional Noninterest Income$6,180,000647
Total noninterest expense$17,270,000940
Salaries and employee benefits$8,301,0001,022
Premises and equipment expense$2,944,000770
Additional noninterest expense$6,025,000852
Pre-tax net operating income$7,292,0001,148
Securities gains (losses)$144,0001,583
Applicable income taxes$2,750,000983
Income before extraordinary items$4,686,0001,361
Extraordinary gains, net$054
Net income$4,686,0001,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$342,0002,069
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,593,8401,320
2003-09-30 (YTD Data)Rank
Total interest income$18,619,0001,171
Total interest expense$5,216,0001,330
Net interest income$13,403,0001,090
Provision for loan and lease losses$1,225,000751
Total noninterest income$6,120,000796
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,529,000850
Trading account gains and fees$0153
Additional Noninterest Income$4,591,000681
Total noninterest expense$12,378,0001,001
Salaries and employee benefits$5,998,0001,063
Premises and equipment expense$2,150,000797
Additional noninterest expense$4,230,000910
Pre-tax net operating income$5,920,0001,098
Securities gains (losses)$101,0001,748
Applicable income taxes$2,217,000980
Income before extraordinary items$3,804,0001,296
Extraordinary gains, net$040
Net income$3,804,0001,296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,0001,518
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,739,3601,250
2003-06-30 (YTD Data)Rank
Total interest income$12,473,0001,181
Total interest expense$3,515,0001,372
Net interest income$8,958,0001,089
Provision for loan and lease losses$850,000730
Total noninterest income$3,969,000803
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,093,000786
Trading account gains and fees$0150
Additional Noninterest Income$2,876,000696
Total noninterest expense$8,221,0001,001
Salaries and employee benefits$3,862,0001,098
Premises and equipment expense$1,457,000788
Additional noninterest expense$2,902,000892
Pre-tax net operating income$3,856,0001,114
Securities gains (losses)$128,0001,333
Applicable income taxes$1,476,0001,003
Income before extraordinary items$2,508,0001,319
Extraordinary gains, net$030
Net income$2,508,0001,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$295,0001,268
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,426,0801,270
2003-03-31 (YTD Data)Rank
Total interest income$6,190,0001,197
Total interest expense$1,851,0001,316
Net interest income$4,339,0001,127
Provision for loan and lease losses$450,000656
Total noninterest income$2,024,000767
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$570,000732
Trading account gains and fees$0134
Additional Noninterest Income$1,454,000682
Total noninterest expense$4,043,0001,002
Salaries and employee benefits$1,910,0001,103
Premises and equipment expense$721,000803
Additional noninterest expense$1,412,000884
Pre-tax net operating income$1,870,0001,157
Securities gains (losses)$83,0001,102
Applicable income taxes$738,0001,021
Income before extraordinary items$1,215,0001,356
Extraordinary gains, net$021
Net income$1,215,0001,354
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$162,0001,073
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,161,8801,319
2002-12-31 (YTD Data)Rank
Total interest income$24,292,0001,262
Total interest expense$8,481,0001,327
Net interest income$15,811,0001,221
Provision for loan and lease losses$2,350,000655
Total noninterest income$7,761,000741
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,545,0001,042
Trading account gains and fees$0153
Additional Noninterest Income$6,216,000596
Total noninterest expense$15,464,0001,009
Salaries and employee benefits$7,496,0001,060
Premises and equipment expense$2,746,000798
Additional noninterest expense$5,222,000955
Pre-tax net operating income$5,758,0001,449
Securities gains (losses)$228,0001,078
Applicable income taxes$2,111,0001,229
Income before extraordinary items$3,875,0001,567
Extraordinary gains, net$070
Net income$3,875,0001,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,421,000706
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,726,8001,559
2001-12-31 (YTD Data)Rank
Total interest income$23,878,0001,429
Total interest expense$11,722,0001,387
Net interest income$12,156,0001,461
Provision for loan and lease losses$1,400,000958
Total noninterest income$5,235,000954
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,262,0001,175
Trading account gains and fees$0177
Additional Noninterest Income$3,973,000777
Total noninterest expense$14,287,0001,036
Salaries and employee benefits$6,815,0001,092
Premises and equipment expense$2,748,000768
Additional noninterest expense$4,724,0001,021
Pre-tax net operating income$1,704,0003,548
Securities gains (losses)$104,0001,712
Applicable income taxes$-382,0009,467
Income before extraordinary items$2,190,0002,346
Extraordinary gains, net$0105
Net income$2,190,0002,350
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$793,0001,107
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,086,0002,356
2000-12-31 (YTD Data)Rank
Total interest income$28,008,0001,264
Total interest expense$16,395,0001,071
Net interest income$11,613,0001,514
Provision for loan and lease losses$716,0001,391
Total noninterest income$7,664,000694
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,174,0001,154
Trading account gains and fees$0180
Additional Noninterest Income$6,490,000544
Total noninterest expense$23,473,000671
Salaries and employee benefits$9,120,000771
Premises and equipment expense$3,842,000573
Additional noninterest expense$10,511,000560
Pre-tax net operating income$-4,912,0009,872
Securities gains (losses)$-2,0007,578
Applicable income taxes$610,0003,068
Income before extraordinary items$-5,524,0009,865
Extraordinary gains, net$038
Net income$-5,524,0009,864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$331,0001,701
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-5,522,0009,866
1999-12-31 (YTD Data)Rank
Total interest income$23,607,0001,376
Total interest expense$12,844,0001,186
Net interest income$10,763,0001,617
Provision for loan and lease losses$1,743,000630
Total noninterest income$5,413,000886
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$778,0001,700
Trading account gains and fees$0173
Additional Noninterest Income$4,635,000681
Total noninterest expense$19,529,000771
Salaries and employee benefits$8,279,000832
Premises and equipment expense$3,531,000620
Additional noninterest expense$7,719,000723
Pre-tax net operating income$-5,096,00010,205
Securities gains (losses)$-12,0009,370
Applicable income taxes$-2,163,00010,197
Income before extraordinary items$-2,945,00010,182
Extraordinary gains, net$035
Net income$-2,945,00010,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,395,000566
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-2,937,32010,178
1998-12-31 (YTD Data)Rank
Total interest income$17,307,0001,871
Total interest expense$7,223,0002,100
Net interest income$10,084,0001,698
Provision for loan and lease losses$804,0001,174
Total noninterest income$4,152,0001,064
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$843,0001,494
Trading account gains and fees$0224
Additional Noninterest Income$3,309,000851
Total noninterest expense$9,833,0001,339
Salaries and employee benefits$4,518,0001,445
Premises and equipment expense$1,599,0001,200
Additional noninterest expense$3,716,0001,204
Pre-tax net operating income$3,599,0002,018
Securities gains (losses)$44,0001,829
Applicable income taxes$1,358,0001,784
Income before extraordinary items$2,285,0002,276
Extraordinary gains, net$032
Net income$2,285,0002,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0001,853
Cash dividends$505,0003,469
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,256,8402,219
1997-12-31 (YTD Data)Rank
Total interest income$14,854,0002,200
Total interest expense$6,431,0002,336
Net interest income$8,423,0002,072
Provision for loan and lease losses$498,0001,789
Total noninterest income$3,044,0001,281
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$683,0001,914
Trading account gains and fees$0239
Additional Noninterest Income$2,361,000981
Total noninterest expense$7,624,0001,709
Salaries and employee benefits$3,807,0001,719
Premises and equipment expense$1,377,0001,418
Additional noninterest expense$2,440,0001,738
Pre-tax net operating income$3,345,0002,260
Securities gains (losses)$03,944
Applicable income taxes$1,283,0001,953
Income before extraordinary items$2,062,0002,514
Extraordinary gains, net$044
Net income$2,062,0002,513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,755
Cash dividends$297,0004,646
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,062,0002,460
1996-12-31 (YTD Data)Rank
Total interest income$10,849,0003,036
Total interest expense$4,662,0003,204
Net interest income$6,187,0002,871
Provision for loan and lease losses$431,0001,965
Total noninterest income$2,590,0001,508
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$484,0002,799
Trading account gains and feesNANA
Additional Noninterest Income$2,106,0001,115
Total noninterest expense$6,343,0002,164
Salaries and employee benefits$2,833,0002,347
Premises and equipment expense$1,060,0001,900
Additional noninterest expense$2,450,0002,047
Pre-tax net operating income$2,003,0003,420
Securities gains (losses)$32,0001,648
Applicable income taxes$695,0003,198
Income before extraordinary items$1,340,0003,534
Extraordinary gains, net$053
Net income$1,340,0003,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0004,082
Cash dividends$359,0004,145
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,318,8803,539
1995-12-31 (YTD Data)Rank
Total interest income$7,698,0004,156
Total interest expense$3,251,0004,425
Net interest income$4,447,0003,952
Provision for loan and lease losses$214,0002,883
Total noninterest income$1,251,0002,622
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$269,0004,688
Trading account gains and feesNANA
Additional Noninterest Income$982,0001,825
Total noninterest expense$3,914,0003,400
Salaries and employee benefits$1,974,0003,348
Premises and equipment expense$411,0004,429
Additional noninterest expense$1,529,0003,048
Pre-tax net operating income$1,571,0004,291
Securities gains (losses)$-19,00010,530
Applicable income taxes$645,0003,471
Income before extraordinary items$906,0004,963
Extraordinary gains, net$065
Net income$906,0004,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,247
Cash dividends$293,0004,640
Sale, conversion, retirement of capital stock, net$20,000721
Net operating income$918,1604,911
1994-12-31 (YTD Data)Rank
Total interest income$4,957,0005,709
Total interest expense$1,851,0005,948
Net interest income$3,106,0005,468
Provision for loan and lease losses$161,0003,456
Total noninterest income$724,0004,011
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$209,0005,695
Trading account gains and feesNANA
Additional Noninterest Income$515,0002,903
Total noninterest expense$2,600,0004,985
Salaries and employee benefits$1,193,0005,263
Premises and equipment expense$256,0006,422
Additional noninterest expense$1,151,0004,206
Pre-tax net operating income$1,070,0005,680
Securities gains (losses)$03,600
Applicable income taxes$219,0007,023
Income before extraordinary items$851,0005,114
Extraordinary gains, net$0249
Net income$851,0005,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,111
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$1,858,000317
Net operating income$851,0005,160
1993-12-31 (YTD Data)Rank
Total interest income$3,485,0007,553
Total interest expense$1,625,0006,813
Net interest income$1,860,0008,077
Provision for loan and lease losses$183,0004,103
Total noninterest income$396,0006,520
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$138,0007,392
Trading account gains and feesNANA
Additional Noninterest Income$258,0004,921
Total noninterest expense$1,978,0006,394
Salaries and employee benefits$936,0006,503
Premises and equipment expense$212,0007,448
Additional noninterest expense$830,0005,755
Pre-tax net operating income$95,00011,901
Securities gains (losses)$261,0001,423
Applicable income taxes$8,00011,870
Income before extraordinary items$349,0008,944
Extraordinary gains, net$03,149
Net income$349,0009,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0008,132
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$845,000512
Net operating income$93,22011,671
1992-12-31 (YTD Data)Rank
Total interest income$2,925,0009,121
Total interest expense$2,019,0007,071
Net interest income$906,00011,491
Provision for loan and lease losses$125,0006,594
Total noninterest income$539,0005,337
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$170,0006,609
Trading account gains and feesNANA
Additional Noninterest Income$369,0003,894
Total noninterest expense$2,016,0006,342
Salaries and employee benefits$833,0007,041
Premises and equipment expense$210,0007,616
Additional noninterest expense$973,0005,165
Pre-tax net operating income$-696,00013,394
Securities gains (losses)$361,0001,370
Applicable income taxes$012,680
Income before extraordinary items$-335,00013,277
Extraordinary gains, net$01,422
Net income$-335,00013,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$664,000496
Net operating income$-696,00013,373

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.