Home > Unity Bank > Net charge- offs to loans
Unity Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0939% | 945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0510% | 385 |
| Percentage Net Loans Charged-off:Construction & development | 0.2800% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 4,051 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0298% | 344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6458% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0959% | 811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0572% | 289 |
| Percentage Net Loans Charged-off:Construction & development | 0.3706% | 46 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0152% | 4,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0186% | 383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5913% | 387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0879% | 740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0630% | 213 |
| Percentage Net Loans Charged-off:Construction & development | 0.5560% | 23 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0511% | 4,489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0396% | 4,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0094% | 3,833 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0308% | 4,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0644% | 4,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0686% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 3,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 4,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0296% | 192 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9171% | 148 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9171% | 132 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0726% | 786 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 3,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0078% | 4,164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2372% | 133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0527% | 865 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 4,093 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8286% | 175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0105% | 3,608 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 3,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 4,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1275% | 4,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0594% | 1,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0416% | 643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0129% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0991% | 255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3839% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0639% | 376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1843% | 733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0827% | 2,087 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0827% | 1,976 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0860% | 827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0564% | 493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0179% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1313% | 184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5202% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0845% | 287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2752% | 499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1834% | 1,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1834% | 1,342 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0973% | 753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0866% | 362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0177% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2110% | 126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7835% | 21 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1432% | 197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1633% | 567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1610% | 1,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1610% | 1,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1551% | 505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1330% | 230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0446% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2942% | 91 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3945% | 35 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2827% | 97 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2887% | 355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3035% | 1,032 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3035% | 934 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 2,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0576% | 910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0901% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0350% | 936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0392% | 849 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2997% | 4,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0139% | 2,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 743 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0910% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0463% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 638 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4128% | 4,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0215% | 2,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0951% | 514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1373% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0702% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0790% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7337% | 4,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1447% | 875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1542% | 303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1973% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1412% | 297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1593% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0048% | 3,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0881% | 1,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 1,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0505% | 761 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0373% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0179% | 3,529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0437% | 1,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8961% | 566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1155% | 2,816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1155% | 2,693 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1085% | 1,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0696% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 1,064 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0245% | 3,600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0378% | 936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1526% | 380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1745% | 2,393 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1745% | 2,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 1,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0432% | 890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0946% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 3,897 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0376% | 3,680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 1,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2770% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2641% | 1,907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2641% | 1,786 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0927% | 1,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0675% | 560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1458% | 218 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4999% | 487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5391% | 1,229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5391% | 1,134 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 3,355 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 4,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0034% | 1,088 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0280% | 4,713 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0079% | 3,542 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0303% | 4,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3255% | 1,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0128% | 2,966 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0127% | 4,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 832 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0378% | 4,832 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 3,585 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0410% | 4,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4255% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 4,084 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 4,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,668 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0508% | 4,961 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0159% | 3,665 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0550% | 4,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3209% | 783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2813% | 1,853 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2813% | 1,749 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0472% | 4,943 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0543% | 5,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0130% | 4,918 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1164% | 5,254 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0244% | 3,799 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1275% | 5,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0740% | 882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0635% | 2,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0777% | 1,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0810% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0894% | 1,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2368% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0704% | 1,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2207% | 5,064 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0969% | 5,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0969% | 5,031 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0797% | 2,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0956% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1216% | 510 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0802% | 1,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3211% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0485% | 1,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2382% | 5,091 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1218% | 5,093 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1218% | 5,043 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0850% | 1,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0999% | 760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1647% | 366 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0318% | 1,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3043% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 4,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2278% | 5,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0598% | 1,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0842% | 731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1099% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0649% | 902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6379% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 4,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4765% | 5,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1514% | 1,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1496% | 906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0660% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2403% | 550 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 2,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0464% | 1,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2037% | 1,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0985% | 3,262 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0985% | 3,110 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1148% | 5,244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1599% | 1,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1591% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0851% | 345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2743% | 405 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 2,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0175% | 2,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1887% | 1,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1328% | 2,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1328% | 2,612 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1546% | 5,302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1337% | 1,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1243% | 891 |
| Percentage Net Loans Charged-off:Construction & development | 0.1313% | 264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1937% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 1,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 1,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3729% | 865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2004% | 2,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2004% | 2,158 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1462% | 1,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1514% | 660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2459% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0520% | 1,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 1,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0118% | 1,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4105% | 1,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4105% | 1,391 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0355% | 3,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0350% | 2,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0782% | 1,120 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0191% | 5,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2712% | 428 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0544% | 5,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0252% | 2,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1027% | 3,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1027% | 3,001 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7389% | 476 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0877% | 2,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0583% | 1,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1380% | 770 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0430% | 5,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2023% | 459 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0729% | 5,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7780% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2704% | 2,164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2704% | 2,016 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0741% | 364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0879% | 2,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0430% | 2,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1726% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1322% | 5,951 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0062% | 4,156 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1477% | 5,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1741% | 400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6861% | 278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2949% | 809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2812% | 595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6950% | 213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2598% | 6,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2912% | 6,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6384% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9174% | 312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4388% | 963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4303% | 716 |
| Percentage Net Loans Charged-off:Construction & development | -0.0819% | 5,239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3851% | 826 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5593% | 577 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1068% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4853% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6307% | 1,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6964% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6964% | 447 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3642% | 1,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3652% | 811 |
| Percentage Net Loans Charged-off:Construction & development | -0.1256% | 5,370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3800% | 732 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3935% | 843 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4943% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2403% | 1,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2960% | 1,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3615% | 307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3615% | 275 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4151% | 981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4140% | 756 |
| Percentage Net Loans Charged-off:Construction & development | -0.1653% | 5,486 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4787% | 596 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3662% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4689% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2068% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4303% | 1,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4145% | 598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4145% | 545 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1090% | 877 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5483% | 672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5416% | 536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5519% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5662% | 565 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5367% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4182% | 728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6874% | 586 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8202% | 279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8202% | 250 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1738% | 618 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6306% | 1,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6107% | 909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0301% | 1,560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7200% | 788 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4708% | 1,185 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7909% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2540% | 1,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2046% | 884 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9916% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9916% | 447 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1620% | 5,873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5963% | 1,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5609% | 953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0398% | 1,394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7120% | 747 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3426% | 1,460 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1145% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2129% | 1,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6557% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2898% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2898% | 706 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1428% | 5,907 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4648% | 1,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3937% | 1,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.2867% | 1,003 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5280% | 855 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1660% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3330% | 748 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1371% | 2,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5273% | 442 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8525% | 525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8525% | 474 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3812% | 6,020 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7185% | 855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6033% | 868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8163% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2692% | 1,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6710% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1972% | 1,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9710% | 245 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8217% | 225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8217% | 208 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4103% | 6,051 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9429% | 1,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9039% | 1,123 |
| Percentage Net Loans Charged-off:Construction & development | 6.2467% | 439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9336% | 959 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3333% | 2,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1742% | 1,458 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3622% | 2,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1229% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3365% | 2,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3365% | 2,725 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1351% | 1,166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9544% | 1,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9794% | 991 |
| Percentage Net Loans Charged-off:Construction & development | 8.2885% | 331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9476% | 861 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3432% | 2,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2287% | 1,218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3640% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2907% | 2,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4427% | 2,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4427% | 2,155 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3433% | 803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7630% | 1,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7611% | 1,308 |
| Percentage Net Loans Charged-off:Construction & development | 10.7555% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4382% | 1,350 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4445% | 1,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1730% | 1,153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4952% | 1,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8860% | 1,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8229% | 1,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7929% | 1,144 |
| Percentage Net Loans Charged-off:Construction & development | 5.1325% | 422 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7401% | 800 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4556% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5428% | 1,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7231% | 716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7916% | 2,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8275% | 1,899 |
| Percentage Net Loans Charged-off:Construction & development | 2.7532% | 1,478 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0132% | 1,237 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1829% | 3,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3753% | 1,390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1445% | 3,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2202% | 6,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0953% | 4,525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0901% | 4,353 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7767% | 2,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8115% | 1,774 |
| Percentage Net Loans Charged-off:Construction & development | 3.6429% | 1,117 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9597% | 1,091 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1960% | 3,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4376% | 1,160 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1473% | 3,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2205% | 6,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1237% | 4,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1154% | 3,841 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8440% | 1,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8976% | 1,532 |
| Percentage Net Loans Charged-off:Construction & development | 5.4018% | 771 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9534% | 1,032 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2951% | 2,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6547% | 873 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2220% | 2,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7674% | 6,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1812% | 3,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1657% | 3,236 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0331% | 1,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0880% | 1,123 |
| Percentage Net Loans Charged-off:Construction & development | 4.5142% | 674 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2734% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3014% | 1,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3639% | 1,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5558% | 6,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0543% | 2,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0051% | 1,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.3457% | 2,981 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3257% | 998 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4008% | 2,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7462% | 1,052 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3305% | 2,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5168% | 1,345 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1811% | 7,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8656% | 2,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7831% | 2,086 |
| Percentage Net Loans Charged-off:Construction & development | -0.8123% | 7,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1450% | 1,020 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2274% | 3,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2733% | 2,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2173% | 947 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2457% | 7,226 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8932% | 2,052 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8155% | 1,846 |
| Percentage Net Loans Charged-off:Construction & development | -0.0277% | 6,923 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1484% | 887 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2286% | 2,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2746% | 2,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0131% | 973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3716% | 3,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7870% | 1,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7929% | 1,598 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1273% | 707 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2118% | 2,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2540% | 2,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6880% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6723% | 3,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6177% | 2,608 |
| Percentage Net Loans Charged-off:Construction & development | 1.5931% | 2,262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7475% | 1,396 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1131% | 3,848 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0165% | 5,783 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1383% | 3,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9752% | 1,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9754% | 2,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3928% | 852 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7730% | 2,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7076% | 1,977 |
| Percentage Net Loans Charged-off:Construction & development | 2.0079% | 1,725 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8190% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1518% | 3,126 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0177% | 5,808 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1844% | 2,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3032% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2740% | 2,007 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7499% | 501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7899% | 2,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7462% | 1,687 |
| Percentage Net Loans Charged-off:Construction & development | 1.8227% | 1,484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9224% | 708 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0940% | 3,057 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0205% | 5,843 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1152% | 2,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8042% | 1,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8820% | 1,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8963% | 1,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7828% | 1,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1861% | 412 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1188% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0284% | 5,847 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1446% | 1,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5993% | 623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3986% | 2,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3084% | 2,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4400% | 938 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0446% | 3,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4186% | 775 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0186% | 7,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2627% | 927 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2905% | 1,737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1605% | 521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3533% | 2,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2410% | 1,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3281% | 739 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0630% | 2,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5879% | 510 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0263% | 7,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6311% | 570 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5497% | 1,154 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4295% | 540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1758% | 2,964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0575% | 2,826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0744% | 1,008 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0221% | 2,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3842% | 512 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0435% | 7,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4309% | 514 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1760% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0654% | 393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1227% | 2,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 2,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0602% | 647 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0808% | 8,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0957% | 8,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0267% | 463 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2959% | 1,211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1453% | 3,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0834% | 2,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1239% | 997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 7,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 7,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8366% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3403% | 3,834 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1547% | 7,430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1103% | 3,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 2,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0335% | 957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0169% | 7,853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0203% | 7,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7852% | 1,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5204% | 2,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5041% | 7,446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0679% | 3,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 2,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0191% | 773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0137% | 7,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 7,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4932% | 1,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1911% | 3,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9967% | 7,422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 2,918 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0296% | 8,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0392% | 8,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 7,807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 7,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6229% | 794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3689% | 2,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5717% | 7,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1699% | 2,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0747% | 1,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0529% | 606 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0944% | 799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 2,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1205% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7207% | 1,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5540% | 2,644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1016% | 2,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 2,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0269% | 837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0369% | 1,795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1571% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5323% | 1,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1235% | 4,501 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0792% | 2,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0427% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0413% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0558% | 1,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2305% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2843% | 1,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4653% | 2,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0628% | 2,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0769% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0704% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1101% | 748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4510% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0427% | 6,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7383% | 1,652 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1986% | 2,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1808% | 751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0610% | 922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4777% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8278% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3269% | 2,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0462% | 5,995 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2076% | 1,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1485% | 838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0810% | 674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3200% | 448 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2132% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5901% | 1,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9273% | 1,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1374% | 2,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0512% | 1,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1024% | 519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0488% | 8,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0660% | 8,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7688% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3570% | 3,443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2268% | 1,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0879% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0922% | 361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0960% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1297% | 761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4132% | 567 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1745% | 1,272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1932% | 2,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1416% | 1,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2080% | 779 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0206% | 2,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0280% | 2,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5610% | 1,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4249% | 4,198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1765% | 2,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1485% | 1,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2136% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 2,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0387% | 1,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3876% | 2,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1505% | 2,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1105% | 1,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1688% | 530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 7,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 7,967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4233% | 1,719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1621% | 2,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2427% | 538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3694% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 8,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 8,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3410% | 8,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1058% | 4,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0594% | 2,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0711% | 1,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0468% | 2,404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2596% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0181% | 8,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3142% | 3,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5214% | 4,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1499% | 3,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0302% | 2,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0241% | 1,131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0495% | 1,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2986% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 8,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7074% | 1,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6539% | 3,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1852% | 2,911 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0242% | 8,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0258% | 8,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2834% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0287% | 8,549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0370% | 8,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0906% | 1,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0309% | 2,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2056% | 2,308 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0175% | 8,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0569% | 8,759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0718% | 8,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0676% | 980 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6801% | 1,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4854% | 1,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0224% | 8,659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0327% | 2,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0379% | 2,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9483% | 1,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5462% | 1,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 20.3135% | 60 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3271% | 2,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 3,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0321% | 8,898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0352% | 2,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 2,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5051% | 2,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4660% | 4,307 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.2939% | 83 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1221% | 4,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 948 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0257% | 1,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4852% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2646% | 1,048 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5797% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5149% | 35 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4500% | 7 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0308% | 650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0489% | 476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9886% | 221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3951% | 906 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2052% | 3,406 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0516% | 6,696 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1139% | 5,467 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1014% | 5,598 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2550% | 3,410 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0763% | 7,620 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 11,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |