Home > Uniti Bank > Income and Expense
Uniti Bank, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 1,696 |
| Total interest expense | $797,000 | 1,680 |
| Net interest income | $3,631,000 | 1,690 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $556,000 | 1,812 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $67,000 | 2,814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $489,000 | 1,471 |
| Total noninterest expense | $2,976,000 | 1,673 |
| Salaries and employee benefits | $2,002,000 | 1,464 |
| Premises and equipment expense | $191,000 | 2,447 |
| Additional noninterest expense | $783,000 | 1,855 |
| Pre-tax net operating income | $1,211,000 | 1,795 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $365,000 | 1,111 |
| Income before extraordinary items | $846,000 | 2,125 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $846,000 | 2,124 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $846,000 | 2,124 |
| Net charge-offs | $-19,000 | 4,852 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 467 |
| Net operating income | $846,000 | 2,111 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $16,036,000 | 1,767 |
| Total interest expense | $2,099,000 | 1,878 |
| Net interest income | $13,937,000 | 1,715 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $3,186,000 | 1,475 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $300,000 | 2,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,886,000 | 1,171 |
| Total noninterest expense | $11,425,000 | 1,697 |
| Salaries and employee benefits | $7,396,000 | 1,518 |
| Premises and equipment expense | $1,089,000 | 1,931 |
| Additional noninterest expense | $2,940,000 | 1,957 |
| Pre-tax net operating income | $5,698,000 | 1,592 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,725,000 | 961 |
| Income before extraordinary items | $3,973,000 | 1,926 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,973,000 | 1,924 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,973,000 | 1,925 |
| Net charge-offs | $191,000 | 1,684 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 507 |
| Net operating income | $3,973,000 | 1,916 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,567,000 | 1,805 |
| Total interest expense | $1,418,000 | 1,937 |
| Net interest income | $10,149,000 | 1,757 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $2,482,000 | 1,455 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $228,000 | 2,746 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,254,000 | 1,160 |
| Total noninterest expense | $8,657,000 | 1,670 |
| Salaries and employee benefits | $5,536,000 | 1,511 |
| Premises and equipment expense | $820,000 | 1,936 |
| Additional noninterest expense | $2,301,000 | 1,881 |
| Pre-tax net operating income | $3,974,000 | 1,707 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,192,000 | 1,035 |
| Income before extraordinary items | $2,782,000 | 2,014 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,782,000 | 2,011 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,782,000 | 2,013 |
| Net charge-offs | $240,000 | 1,122 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 494 |
| Net operating income | $2,782,000 | 2,003 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,481,000 | 1,839 |
| Total interest expense | $869,000 | 1,973 |
| Net interest income | $6,612,000 | 1,779 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,709,000 | 1,430 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $162,000 | 2,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,547,000 | 1,136 |
| Total noninterest expense | $5,706,000 | 1,703 |
| Salaries and employee benefits | $3,677,000 | 1,528 |
| Premises and equipment expense | $535,000 | 1,981 |
| Additional noninterest expense | $1,494,000 | 1,929 |
| Pre-tax net operating income | $2,615,000 | 1,694 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $799,000 | 1,021 |
| Income before extraordinary items | $1,816,000 | 2,024 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,816,000 | 2,022 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,816,000 | 2,023 |
| Net charge-offs | $294,000 | 744 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 483 |
| Net operating income | $1,816,000 | 2,013 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,607,000 | 1,878 |
| Total interest expense | $399,000 | 2,029 |
| Net interest income | $3,208,000 | 1,824 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $922,000 | 1,339 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $89,000 | 2,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $833,000 | 1,053 |
| Total noninterest expense | $2,886,000 | 1,696 |
| Salaries and employee benefits | $1,915,000 | 1,489 |
| Premises and equipment expense | $262,000 | 2,042 |
| Additional noninterest expense | $709,000 | 2,015 |
| Pre-tax net operating income | $1,244,000 | 1,740 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $368,000 | 1,066 |
| Income before extraordinary items | $876,000 | 2,031 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $876,000 | 2,030 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $876,000 | 2,031 |
| Net charge-offs | $-27,000 | 5,064 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 452 |
| Net operating income | $876,000 | 2,021 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,723,000 | 2,025 |
| Total interest expense | $1,165,000 | 2,286 |
| Net interest income | $11,558,000 | 1,971 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $4,108,000 | 1,260 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $414,000 | 2,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,694,000 | 1,005 |
| Total noninterest expense | $10,750,000 | 1,796 |
| Salaries and employee benefits | $7,061,000 | 1,573 |
| Premises and equipment expense | $990,000 | 2,125 |
| Additional noninterest expense | $2,699,000 | 2,122 |
| Pre-tax net operating income | $4,916,000 | 1,744 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,868,000 | 1,330 |
| Income before extraordinary items | $3,048,000 | 2,009 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,048,000 | 2,007 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,048,000 | 2,009 |
| Net charge-offs | $113,000 | 2,310 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 472 |
| Net operating income | $3,048,000 | 1,994 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,238,000 | 2,089 |
| Total interest expense | $837,000 | 2,334 |
| Net interest income | $8,401,000 | 2,032 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $3,210,000 | 1,256 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $337,000 | 2,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,873,000 | 1,003 |
| Total noninterest expense | $8,112,000 | 1,782 |
| Salaries and employee benefits | $5,273,000 | 1,583 |
| Premises and equipment expense | $842,000 | 1,944 |
| Additional noninterest expense | $1,997,000 | 2,124 |
| Pre-tax net operating income | $3,499,000 | 1,830 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,440,000 | 1,150 |
| Income before extraordinary items | $2,059,000 | 2,357 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,059,000 | 2,356 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,059,000 | 2,357 |
| Net charge-offs | $159,000 | 1,561 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 436 |
| Net operating income | $2,059,000 | 2,336 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,764,000 | 2,188 |
| Total interest expense | $548,000 | 2,322 |
| Net interest income | $5,216,000 | 2,149 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,976,000 | 1,312 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $230,000 | 2,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,746,000 | 1,078 |
| Total noninterest expense | $5,146,000 | 1,859 |
| Salaries and employee benefits | $3,419,000 | 1,637 |
| Premises and equipment expense | $479,000 | 2,190 |
| Additional noninterest expense | $1,248,000 | 2,250 |
| Pre-tax net operating income | $2,046,000 | 1,990 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $842,000 | 1,233 |
| Income before extraordinary items | $1,204,000 | 2,521 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,204,000 | 2,520 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,204,000 | 2,521 |
| Net charge-offs | $-118,000 | 5,475 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 416 |
| Net operating income | $1,204,000 | 2,503 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 2,304 |
| Total interest expense | $252,000 | 2,444 |
| Net interest income | $2,429,000 | 2,276 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $957,000 | 1,341 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $113,000 | 2,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $844,000 | 1,083 |
| Total noninterest expense | $2,538,000 | 1,902 |
| Salaries and employee benefits | $1,701,000 | 1,655 |
| Premises and equipment expense | $241,000 | 2,205 |
| Additional noninterest expense | $596,000 | 2,334 |
| Pre-tax net operating income | $848,000 | 2,194 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $349,000 | 1,364 |
| Income before extraordinary items | $499,000 | 2,756 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $499,000 | 2,756 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $499,000 | 2,756 |
| Net charge-offs | $-50,000 | 5,471 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 393 |
| Net operating income | $499,000 | 2,742 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,556,000 | 2,495 |
| Total interest expense | $884,000 | 2,623 |
| Net interest income | $8,672,000 | 2,455 |
| Provision for loan and lease losses | $-600,000 | 5,773 |
| Total noninterest income | $4,016,000 | 1,335 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $354,000 | 2,676 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,662,000 | 1,048 |
| Total noninterest expense | $9,108,000 | 2,075 |
| Salaries and employee benefits | $5,991,000 | 1,790 |
| Premises and equipment expense | $766,000 | 2,575 |
| Additional noninterest expense | $2,351,000 | 2,427 |
| Pre-tax net operating income | $4,180,000 | 1,878 |
| Securities gains (losses) | $4,000 | 2,928 |
| Applicable income taxes | $1,774,000 | 1,142 |
| Income before extraordinary items | $2,410,000 | 2,468 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,410,000 | 2,467 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,410,000 | 2,468 |
| Net charge-offs | $-224,000 | 5,673 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $144,000 | 454 |
| Net operating income | $2,407,440 | 2,421 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,081,000 | 2,527 |
| Total interest expense | $658,000 | 2,638 |
| Net interest income | $6,423,000 | 2,485 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $2,905,000 | 1,370 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $262,000 | 2,708 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,643,000 | 1,084 |
| Total noninterest expense | $6,646,000 | 2,106 |
| Salaries and employee benefits | $4,347,000 | 1,827 |
| Premises and equipment expense | $571,000 | 2,589 |
| Additional noninterest expense | $1,728,000 | 2,479 |
| Pre-tax net operating income | $2,682,000 | 2,136 |
| Securities gains (losses) | $4,000 | 2,856 |
| Applicable income taxes | $1,105,000 | 1,312 |
| Income before extraordinary items | $1,581,000 | 2,740 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,581,000 | 2,740 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,581,000 | 2,740 |
| Net charge-offs | $-200,000 | 5,727 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 418 |
| Net operating income | $1,578,440 | 2,683 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,362,000 | 2,695 |
| Total interest expense | $428,000 | 2,707 |
| Net interest income | $3,934,000 | 2,667 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $2,087,000 | 1,272 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $173,000 | 2,689 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,914,000 | 997 |
| Total noninterest expense | $4,409,000 | 2,123 |
| Salaries and employee benefits | $2,866,000 | 1,860 |
| Premises and equipment expense | $383,000 | 2,594 |
| Additional noninterest expense | $1,160,000 | 2,463 |
| Pre-tax net operating income | $1,612,000 | 2,278 |
| Securities gains (losses) | $4,000 | 2,523 |
| Applicable income taxes | $665,000 | 1,407 |
| Income before extraordinary items | $951,000 | 2,887 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $951,000 | 2,885 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $951,000 | 2,886 |
| Net charge-offs | $-177,000 | 5,837 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 410 |
| Net operating income | $948,440 | 2,816 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 2,765 |
| Total interest expense | $222,000 | 2,645 |
| Net interest income | $1,891,000 | 2,733 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $1,027,000 | 1,280 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $93,000 | 2,537 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $934,000 | 985 |
| Total noninterest expense | $2,194,000 | 2,141 |
| Salaries and employee benefits | $1,462,000 | 1,834 |
| Premises and equipment expense | $187,000 | 2,673 |
| Additional noninterest expense | $545,000 | 2,592 |
| Pre-tax net operating income | $724,000 | 2,436 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $299,000 | 1,486 |
| Income before extraordinary items | $425,000 | 3,014 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $425,000 | 3,012 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $425,000 | 3,013 |
| Net charge-offs | $-25,000 | 5,537 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $37,000 | 369 |
| Net operating income | $425,000 | 2,958 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,090,000 | 2,817 |
| Total interest expense | $908,000 | 2,597 |
| Net interest income | $7,182,000 | 2,809 |
| Provision for loan and lease losses | $-1,830,000 | 6,099 |
| Total noninterest income | $3,340,000 | 1,482 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $322,000 | 2,894 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,018,000 | 1,154 |
| Total noninterest expense | $8,210,000 | 2,243 |
| Salaries and employee benefits | $5,346,000 | 1,947 |
| Premises and equipment expense | $743,000 | 2,704 |
| Additional noninterest expense | $2,121,000 | 2,678 |
| Pre-tax net operating income | $4,142,000 | 1,815 |
| Securities gains (losses) | $1,000 | 3,117 |
| Applicable income taxes | $1,753,000 | 1,106 |
| Income before extraordinary items | $2,390,000 | 2,411 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,390,000 | 2,413 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,390,000 | 2,413 |
| Net charge-offs | $-345,000 | 5,954 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 487 |
| Net operating income | $2,389,360 | 2,372 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,055,000 | 2,838 |
| Total interest expense | $664,000 | 2,675 |
| Net interest income | $5,391,000 | 2,826 |
| Provision for loan and lease losses | $-530,000 | 6,094 |
| Total noninterest income | $2,613,000 | 1,452 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $227,000 | 3,028 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,386,000 | 1,137 |
| Total noninterest expense | $5,942,000 | 2,312 |
| Salaries and employee benefits | $3,799,000 | 2,038 |
| Premises and equipment expense | $548,000 | 2,782 |
| Additional noninterest expense | $1,595,000 | 2,661 |
| Pre-tax net operating income | $2,592,000 | 2,138 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,067,000 | 1,310 |
| Income before extraordinary items | $1,525,000 | 2,739 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,525,000 | 2,739 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,525,000 | 2,740 |
| Net charge-offs | $-719,000 | 6,163 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 487 |
| Net operating income | $1,525,000 | 2,685 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,733,000 | 2,999 |
| Total interest expense | $438,000 | 2,703 |
| Net interest income | $3,295,000 | 3,019 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,899,000 | 1,366 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $151,000 | 3,012 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,748,000 | 1,071 |
| Total noninterest expense | $3,817,000 | 2,403 |
| Salaries and employee benefits | $2,382,000 | 2,165 |
| Premises and equipment expense | $362,000 | 2,808 |
| Additional noninterest expense | $1,073,000 | 2,663 |
| Pre-tax net operating income | $1,377,000 | 2,495 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $566,000 | 1,513 |
| Income before extraordinary items | $811,000 | 3,129 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $811,000 | 3,129 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $811,000 | 3,130 |
| Net charge-offs | $-189,000 | 6,066 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 491 |
| Net operating income | $811,000 | 3,069 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 3,041 |
| Total interest expense | $214,000 | 2,754 |
| Net interest income | $1,628,000 | 3,058 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $989,000 | 1,307 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $76,000 | 2,961 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $913,000 | 989 |
| Total noninterest expense | $1,910,000 | 2,405 |
| Salaries and employee benefits | $1,173,000 | 2,197 |
| Premises and equipment expense | $180,000 | 2,854 |
| Additional noninterest expense | $557,000 | 2,572 |
| Pre-tax net operating income | $707,000 | 2,401 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $291,000 | 1,477 |
| Income before extraordinary items | $416,000 | 3,048 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $416,000 | 3,051 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $416,000 | 3,051 |
| Net charge-offs | $-52,000 | 5,957 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 468 |
| Net operating income | $416,000 | 2,984 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,771,000 | 3,257 |
| Total interest expense | $826,000 | 2,969 |
| Net interest income | $5,945,000 | 3,266 |
| Provision for loan and lease losses | $-1,000,000 | 6,352 |
| Total noninterest income | $2,808,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $306,000 | 3,172 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,502,000 | 1,250 |
| Total noninterest expense | $7,259,000 | 2,532 |
| Salaries and employee benefits | $4,357,000 | 2,311 |
| Premises and equipment expense | $683,000 | 2,967 |
| Additional noninterest expense | $2,219,000 | 2,651 |
| Pre-tax net operating income | $2,494,000 | 2,594 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-4,855,000 | 6,479 |
| Income before extraordinary items | $7,349,000 | 908 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $7,349,000 | 907 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,349,000 | 907 |
| Net charge-offs | $-260,000 | 6,296 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 535 |
| Net operating income | $7,349,000 | 884 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,995,000 | 3,324 |
| Total interest expense | $610,000 | 3,060 |
| Net interest income | $4,385,000 | 3,338 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $2,263,000 | 1,565 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $234,000 | 3,165 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,029,000 | 1,189 |
| Total noninterest expense | $5,273,000 | 2,597 |
| Salaries and employee benefits | $3,051,000 | 2,454 |
| Premises and equipment expense | $504,000 | 3,022 |
| Additional noninterest expense | $1,718,000 | 2,594 |
| Pre-tax net operating income | $1,375,000 | 3,197 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $10,000 | 4,197 |
| Income before extraordinary items | $1,365,000 | 2,916 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,365,000 | 2,916 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,365,000 | 2,917 |
| Net charge-offs | $-217,000 | 6,355 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,365,000 | 2,857 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,316,000 | 3,347 |
| Total interest expense | $400,000 | 3,129 |
| Net interest income | $2,916,000 | 3,341 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,435,000 | 1,594 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $161,000 | 3,087 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,274,000 | 1,230 |
| Total noninterest expense | $3,457,000 | 2,643 |
| Salaries and employee benefits | $1,995,000 | 2,510 |
| Premises and equipment expense | $327,000 | 3,100 |
| Additional noninterest expense | $1,135,000 | 2,607 |
| Pre-tax net operating income | $894,000 | 3,167 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $10,000 | 4,090 |
| Income before extraordinary items | $884,000 | 2,887 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $884,000 | 2,893 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $884,000 | 2,893 |
| Net charge-offs | $-171,000 | 6,423 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $884,000 | 2,835 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 3,587 |
| Total interest expense | $199,000 | 3,193 |
| Net interest income | $1,296,000 | 3,602 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $708,000 | 1,580 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $84,000 | 3,004 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $624,000 | 1,210 |
| Total noninterest expense | $1,668,000 | 2,730 |
| Salaries and employee benefits | $967,000 | 2,593 |
| Premises and equipment expense | $145,000 | 3,429 |
| Additional noninterest expense | $556,000 | 2,658 |
| Pre-tax net operating income | $336,000 | 3,617 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $10,000 | 3,818 |
| Income before extraordinary items | $326,000 | 3,398 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $326,000 | 3,401 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $326,000 | 3,401 |
| Net charge-offs | $-70,000 | 6,404 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $326,000 | 3,353 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,895,000 | 3,657 |
| Total interest expense | $953,000 | 3,058 |
| Net interest income | $4,942,000 | 3,723 |
| Provision for loan and lease losses | $-700,000 | 6,625 |
| Total noninterest income | $1,661,000 | 2,422 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $362,000 | 3,036 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,299,000 | 2,028 |
| Total noninterest expense | $6,160,000 | 2,919 |
| Salaries and employee benefits | $3,343,000 | 2,892 |
| Premises and equipment expense | $575,000 | 3,400 |
| Additional noninterest expense | $2,242,000 | 2,731 |
| Pre-tax net operating income | $1,143,000 | 3,863 |
| Securities gains (losses) | $7,000 | 2,738 |
| Applicable income taxes | $36,000 | 3,888 |
| Income before extraordinary items | $1,114,000 | 3,690 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,114,000 | 3,693 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,114,000 | 3,694 |
| Net charge-offs | $-1,451,000 | 6,797 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,107,210 | 3,656 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,230,000 | 3,805 |
| Total interest expense | $748,000 | 3,026 |
| Net interest income | $3,482,000 | 3,902 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,326,000 | 2,381 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $278,000 | 2,998 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,048,000 | 1,982 |
| Total noninterest expense | $4,382,000 | 3,050 |
| Salaries and employee benefits | $2,330,000 | 3,059 |
| Premises and equipment expense | $434,000 | 3,427 |
| Additional noninterest expense | $1,618,000 | 2,811 |
| Pre-tax net operating income | $426,000 | 4,950 |
| Securities gains (losses) | $7,000 | 2,609 |
| Applicable income taxes | $26,000 | 4,006 |
| Income before extraordinary items | $407,000 | 4,895 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $407,000 | 4,895 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $407,000 | 4,896 |
| Net charge-offs | $28,000 | 4,232 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $400,420 | 4,818 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,692,000 | 3,929 |
| Total interest expense | $529,000 | 2,944 |
| Net interest income | $2,163,000 | 4,101 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,069,000 | 2,133 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $190,000 | 2,893 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $879,000 | 1,744 |
| Total noninterest expense | $2,895,000 | 3,080 |
| Salaries and employee benefits | $1,497,000 | 3,159 |
| Premises and equipment expense | $294,000 | 3,409 |
| Additional noninterest expense | $1,104,000 | 2,738 |
| Pre-tax net operating income | $337,000 | 4,721 |
| Securities gains (losses) | $7,000 | 2,393 |
| Applicable income taxes | $21,000 | 3,928 |
| Income before extraordinary items | $323,000 | 4,624 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $323,000 | 4,626 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $323,000 | 4,627 |
| Net charge-offs | $159,000 | 2,324 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $316,420 | 4,558 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,324,000 | 4,007 |
| Total interest expense | $285,000 | 2,893 |
| Net interest income | $1,039,000 | 4,230 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $535,000 | 2,128 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $99,000 | 2,798 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $436,000 | 1,737 |
| Total noninterest expense | $1,463,000 | 3,060 |
| Salaries and employee benefits | $801,000 | 3,050 |
| Premises and equipment expense | $144,000 | 3,483 |
| Additional noninterest expense | $518,000 | 2,901 |
| Pre-tax net operating income | $111,000 | 5,205 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $112,000 | 5,113 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $112,000 | 5,115 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $112,000 | 5,115 |
| Net charge-offs | $22,000 | 3,012 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $111,000 | 5,017 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,558,000 | 4,029 |
| Total interest expense | $1,400,000 | 2,865 |
| Net interest income | $4,158,000 | 4,309 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,382,000 | 2,736 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $391,000 | 2,972 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $991,000 | 2,379 |
| Total noninterest expense | $6,030,000 | 3,021 |
| Salaries and employee benefits | $3,148,000 | 3,024 |
| Premises and equipment expense | $611,000 | 3,345 |
| Additional noninterest expense | $2,271,000 | 2,791 |
| Pre-tax net operating income | $-490,000 | 6,500 |
| Securities gains (losses) | $570,000 | 838 |
| Applicable income taxes | $8,000 | 4,426 |
| Income before extraordinary items | $72,000 | 6,132 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $72,000 | 6,125 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $72,000 | 6,128 |
| Net charge-offs | $809,000 | 2,043 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-441,000 | 6,498 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,307,000 | 4,015 |
| Total interest expense | $1,088,000 | 2,886 |
| Net interest income | $3,219,000 | 4,297 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $684,000 | 3,451 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $291,000 | 3,023 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $393,000 | 3,293 |
| Total noninterest expense | $4,484,000 | 3,061 |
| Salaries and employee benefits | $2,328,000 | 3,074 |
| Premises and equipment expense | $448,000 | 3,449 |
| Additional noninterest expense | $1,708,000 | 2,801 |
| Pre-tax net operating income | $-581,000 | 6,716 |
| Securities gains (losses) | $568,000 | 679 |
| Applicable income taxes | $8,000 | 4,434 |
| Income before extraordinary items | $-21,000 | 6,443 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-21,000 | 6,441 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-21,000 | 6,441 |
| Net charge-offs | $388,000 | 2,494 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-589,000 | 6,740 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,838,000 | 4,077 |
| Total interest expense | $755,000 | 2,886 |
| Net interest income | $2,083,000 | 4,378 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $453,000 | 3,429 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $192,000 | 3,035 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $261,000 | 3,270 |
| Total noninterest expense | $3,014,000 | 3,046 |
| Salaries and employee benefits | $1,531,000 | 3,114 |
| Premises and equipment expense | $300,000 | 3,434 |
| Additional noninterest expense | $1,183,000 | 2,715 |
| Pre-tax net operating income | $-478,000 | 6,808 |
| Securities gains (losses) | $563,000 | 480 |
| Applicable income taxes | $8,000 | 4,301 |
| Income before extraordinary items | $77,000 | 6,079 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $77,000 | 6,079 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $77,000 | 6,079 |
| Net charge-offs | $2,374,000 | 613 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-435,330 | 6,800 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,535,000 | 3,916 |
| Total interest expense | $388,000 | 2,921 |
| Net interest income | $1,147,000 | 4,137 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $203,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $93,000 | 3,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $110,000 | 3,556 |
| Total noninterest expense | $1,428,000 | 3,176 |
| Salaries and employee benefits | $768,000 | 3,118 |
| Premises and equipment expense | $147,000 | 3,517 |
| Additional noninterest expense | $513,000 | 3,033 |
| Pre-tax net operating income | $-78,000 | 6,679 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $-83,000 | 6,778 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-83,000 | 6,779 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-83,000 | 6,779 |
| Net charge-offs | $419,000 | 1,215 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-83,000 | 6,713 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,726,000 | 3,777 |
| Total interest expense | $1,943,000 | 2,837 |
| Net interest income | $4,783,000 | 4,019 |
| Provision for loan and lease losses | $-9,000 | 7,207 |
| Total noninterest income | $1,730,000 | 2,221 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $422,000 | 2,921 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,308,000 | 1,793 |
| Total noninterest expense | $6,182,000 | 2,988 |
| Salaries and employee benefits | $3,157,000 | 2,987 |
| Premises and equipment expense | $632,000 | 3,447 |
| Additional noninterest expense | $2,393,000 | 2,677 |
| Pre-tax net operating income | $340,000 | 5,133 |
| Securities gains (losses) | $8,000 | 3,400 |
| Applicable income taxes | $-56,000 | 6,748 |
| Income before extraordinary items | $404,000 | 4,928 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $404,000 | 4,930 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $404,000 | 4,929 |
| Net charge-offs | $2,554,000 | 1,330 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $396,000 | 4,824 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 3,732 |
| Total interest expense | $1,520,000 | 2,844 |
| Net interest income | $3,699,000 | 3,960 |
| Provision for loan and lease losses | $-9,000 | 7,295 |
| Total noninterest income | $1,495,000 | 2,004 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $319,000 | 2,905 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,176,000 | 1,582 |
| Total noninterest expense | $4,628,000 | 2,988 |
| Salaries and employee benefits | $2,397,000 | 2,962 |
| Premises and equipment expense | $458,000 | 3,571 |
| Additional noninterest expense | $1,773,000 | 2,707 |
| Pre-tax net operating income | $575,000 | 4,287 |
| Securities gains (losses) | $6,000 | 3,178 |
| Applicable income taxes | $-57,000 | 6,943 |
| Income before extraordinary items | $638,000 | 3,919 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $638,000 | 3,921 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $638,000 | 3,921 |
| Net charge-offs | $2,066,000 | 1,195 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $632,000 | 3,823 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,690,000 | 3,615 |
| Total interest expense | $1,061,000 | 2,830 |
| Net interest income | $2,629,000 | 3,815 |
| Provision for loan and lease losses | $-9,000 | 7,369 |
| Total noninterest income | $1,220,000 | 1,718 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $212,000 | 2,898 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,008,000 | 1,329 |
| Total noninterest expense | $3,140,000 | 2,981 |
| Salaries and employee benefits | $1,629,000 | 2,931 |
| Premises and equipment expense | $296,000 | 3,681 |
| Additional noninterest expense | $1,215,000 | 2,719 |
| Pre-tax net operating income | $718,000 | 3,147 |
| Securities gains (losses) | $4,000 | 2,586 |
| Applicable income taxes | $-57,000 | 7,053 |
| Income before extraordinary items | $779,000 | 2,716 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $779,000 | 2,716 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $779,000 | 2,716 |
| Net charge-offs | $2,053,000 | 911 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $775,000 | 2,640 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,007,000 | 3,399 |
| Total interest expense | $545,000 | 2,846 |
| Net interest income | $1,462,000 | 3,537 |
| Provision for loan and lease losses | $-9,000 | 7,455 |
| Total noninterest income | $455,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $104,000 | 2,899 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $351,000 | 1,726 |
| Total noninterest expense | $1,593,000 | 2,942 |
| Salaries and employee benefits | $807,000 | 2,978 |
| Premises and equipment expense | $129,000 | 4,078 |
| Additional noninterest expense | $657,000 | 2,522 |
| Pre-tax net operating income | $333,000 | 3,329 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $333,000 | 3,021 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $333,000 | 3,020 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $333,000 | 3,021 |
| Net charge-offs | $314,000 | 1,706 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $333,000 | 2,965 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,977,000 | 3,230 |
| Total interest expense | $2,428,000 | 3,063 |
| Net interest income | $6,549,000 | 3,248 |
| Provision for loan and lease losses | $9,132,000 | 716 |
| Total noninterest income | $1,738,000 | 2,296 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $533,000 | 2,528 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,205,000 | 1,952 |
| Total noninterest expense | $7,140,000 | 2,682 |
| Salaries and employee benefits | $2,982,000 | 3,135 |
| Premises and equipment expense | $836,000 | 2,886 |
| Additional noninterest expense | $3,322,000 | 2,097 |
| Pre-tax net operating income | $-7,985,000 | 7,288 |
| Securities gains (losses) | $314,000 | 1,224 |
| Applicable income taxes | $3,391,000 | 491 |
| Income before extraordinary items | $-11,062,000 | 7,403 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-11,062,000 | 7,402 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-11,062,000 | 7,403 |
| Net charge-offs | $8,629,000 | 675 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-11,376,000 | 7,398 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,873,000 | 3,238 |
| Total interest expense | $1,879,000 | 3,104 |
| Net interest income | $4,994,000 | 3,250 |
| Provision for loan and lease losses | $8,683,000 | 560 |
| Total noninterest income | $1,539,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $409,000 | 2,543 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,130,000 | 1,665 |
| Total noninterest expense | $5,273,000 | 2,713 |
| Salaries and employee benefits | $2,214,000 | 3,183 |
| Premises and equipment expense | $638,000 | 2,890 |
| Additional noninterest expense | $2,421,000 | 2,123 |
| Pre-tax net operating income | $-7,423,000 | 7,487 |
| Securities gains (losses) | $314,000 | 1,045 |
| Applicable income taxes | $-2,986,000 | 7,652 |
| Income before extraordinary items | $-4,123,000 | 7,370 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-4,123,000 | 7,370 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-4,123,000 | 7,371 |
| Net charge-offs | $5,880,000 | 693 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-4,323,960 | 7,359 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,629,000 | 3,245 |
| Total interest expense | $1,266,000 | 3,178 |
| Net interest income | $3,363,000 | 3,203 |
| Provision for loan and lease losses | $4,617,000 | 673 |
| Total noninterest income | $760,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $277,000 | 2,516 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $483,000 | 2,134 |
| Total noninterest expense | $3,477,000 | 2,745 |
| Salaries and employee benefits | $1,475,000 | 3,191 |
| Premises and equipment expense | $375,000 | 3,201 |
| Additional noninterest expense | $1,627,000 | 2,103 |
| Pre-tax net operating income | $-3,971,000 | 7,489 |
| Securities gains (losses) | $20,000 | 2,363 |
| Applicable income taxes | $-1,659,000 | 7,680 |
| Income before extraordinary items | $-2,292,000 | 7,376 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,292,000 | 7,375 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,292,000 | 7,376 |
| Net charge-offs | $4,155,000 | 650 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,304,800 | 7,367 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 3,151 |
| Total interest expense | $644,000 | 3,259 |
| Net interest income | $1,810,000 | 3,059 |
| Provision for loan and lease losses | $2,165,000 | 708 |
| Total noninterest income | $418,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $141,000 | 2,456 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $277,000 | 1,933 |
| Total noninterest expense | $1,571,000 | 3,028 |
| Salaries and employee benefits | $724,000 | 3,298 |
| Premises and equipment expense | $198,000 | 3,141 |
| Additional noninterest expense | $649,000 | 2,533 |
| Pre-tax net operating income | $-1,508,000 | 7,523 |
| Securities gains (losses) | $20,000 | 1,521 |
| Applicable income taxes | $-625,000 | 7,732 |
| Income before extraordinary items | $-863,000 | 7,430 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-863,000 | 7,430 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-863,000 | 7,431 |
| Net charge-offs | $2,760,000 | 515 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-875,800 | 7,424 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,381,000 | 3,145 |
| Total interest expense | $4,676,000 | 2,403 |
| Net interest income | $5,705,000 | 3,602 |
| Provision for loan and lease losses | $10,127,000 | 864 |
| Total noninterest income | $1,316,000 | 2,795 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $528,000 | 2,776 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $788,000 | 2,477 |
| Total noninterest expense | $8,373,000 | 2,364 |
| Salaries and employee benefits | $3,068,000 | 3,109 |
| Premises and equipment expense | $937,000 | 2,731 |
| Additional noninterest expense | $4,368,000 | 1,707 |
| Pre-tax net operating income | $-11,479,000 | 7,539 |
| Securities gains (losses) | $8,000 | 3,320 |
| Applicable income taxes | $-4,818,000 | 7,752 |
| Income before extraordinary items | $-6,653,000 | 7,408 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,653,000 | 7,406 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,653,000 | 7,406 |
| Net charge-offs | $5,463,000 | 1,069 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,658,120 | 7,417 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,916,000 | 3,142 |
| Total interest expense | $3,948,000 | 2,244 |
| Net interest income | $3,968,000 | 3,809 |
| Provision for loan and lease losses | $6,859,000 | 837 |
| Total noninterest income | $937,000 | 2,944 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $394,000 | 2,796 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $543,000 | 2,685 |
| Total noninterest expense | $6,858,000 | 2,178 |
| Salaries and employee benefits | $2,395,000 | 3,041 |
| Premises and equipment expense | $732,000 | 2,667 |
| Additional noninterest expense | $3,731,000 | 1,451 |
| Pre-tax net operating income | $-8,812,000 | 7,703 |
| Securities gains (losses) | $3,000 | 3,260 |
| Applicable income taxes | $-3,701,000 | 7,851 |
| Income before extraordinary items | $-5,108,000 | 7,587 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,108,000 | 7,587 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,108,000 | 7,587 |
| Net charge-offs | $3,493,000 | 1,075 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-5,109,920 | 7,598 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,377,000 | 3,113 |
| Total interest expense | $2,812,000 | 2,207 |
| Net interest income | $2,565,000 | 3,871 |
| Provision for loan and lease losses | $5,646,000 | 683 |
| Total noninterest income | $870,000 | 2,398 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $272,000 | 2,697 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $598,000 | 1,995 |
| Total noninterest expense | $3,860,000 | 2,589 |
| Salaries and employee benefits | $1,622,000 | 3,045 |
| Premises and equipment expense | $528,000 | 2,526 |
| Additional noninterest expense | $1,710,000 | 2,070 |
| Pre-tax net operating income | $-6,071,000 | 7,793 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-2,550,000 | 7,942 |
| Income before extraordinary items | $-3,521,000 | 7,680 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,521,000 | 7,678 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,521,000 | 7,679 |
| Net charge-offs | $2,764,000 | 913 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-3,521,000 | 7,691 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,686,000 | 3,145 |
| Total interest expense | $1,433,000 | 2,234 |
| Net interest income | $1,253,000 | 3,928 |
| Provision for loan and lease losses | $2,561,000 | 628 |
| Total noninterest income | $280,000 | 3,148 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $147,000 | 2,511 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $133,000 | 3,173 |
| Total noninterest expense | $1,847,000 | 2,611 |
| Salaries and employee benefits | $803,000 | 3,095 |
| Premises and equipment expense | $321,000 | 2,170 |
| Additional noninterest expense | $723,000 | 2,166 |
| Pre-tax net operating income | $-2,875,000 | 7,933 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-1,206,000 | 8,033 |
| Income before extraordinary items | $-1,669,000 | 7,855 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,669,000 | 7,856 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,669,000 | 7,856 |
| Net charge-offs | $1,020,000 | 946 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,669,000 | 7,849 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,672,000 | 2,520 |
| Total interest expense | $6,588,000 | 2,314 |
| Net interest income | $8,084,000 | 2,675 |
| Provision for loan and lease losses | $2,811,000 | 1,458 |
| Total noninterest income | $1,746,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $625,000 | 2,569 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,121,000 | 1,983 |
| Total noninterest expense | $7,542,000 | 2,509 |
| Salaries and employee benefits | $3,981,000 | 2,525 |
| Premises and equipment expense | $876,000 | 2,940 |
| Additional noninterest expense | $2,685,000 | 2,217 |
| Pre-tax net operating income | $-523,000 | 6,784 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-160,000 | 7,171 |
| Income before extraordinary items | $-363,000 | 6,615 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-363,000 | 6,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,355,000 | 1,653 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-363,000 | 6,762 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,448,000 | 2,473 |
| Total interest expense | $5,043,000 | 2,364 |
| Net interest income | $6,405,000 | 2,569 |
| Provision for loan and lease losses | $1,065,000 | 1,763 |
| Total noninterest income | $1,434,000 | 2,273 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $482,000 | 2,528 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $952,000 | 1,884 |
| Total noninterest expense | $5,845,000 | 2,420 |
| Salaries and employee benefits | $3,183,000 | 2,404 |
| Premises and equipment expense | $675,000 | 2,903 |
| Additional noninterest expense | $1,987,000 | 2,178 |
| Pre-tax net operating income | $929,000 | 3,826 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $390,000 | 2,185 |
| Income before extraordinary items | $539,000 | 4,296 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $539,000 | 4,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 2,270 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $539,000 | 4,451 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,853,000 | 2,463 |
| Total interest expense | $3,405,000 | 2,416 |
| Net interest income | $4,448,000 | 2,458 |
| Provision for loan and lease losses | $677,000 | 1,569 |
| Total noninterest income | $980,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $325,000 | 2,476 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $655,000 | 1,879 |
| Total noninterest expense | $3,911,000 | 2,419 |
| Salaries and employee benefits | $2,155,000 | 2,398 |
| Premises and equipment expense | $453,000 | 2,887 |
| Additional noninterest expense | $1,303,000 | 2,173 |
| Pre-tax net operating income | $840,000 | 3,329 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $352,000 | 2,015 |
| Income before extraordinary items | $488,000 | 4,080 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $488,000 | 4,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 1,451 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $488,000 | 4,017 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,152,000 | 2,405 |
| Total interest expense | $1,863,000 | 2,386 |
| Net interest income | $2,289,000 | 2,393 |
| Provision for loan and lease losses | $478,000 | 1,026 |
| Total noninterest income | $425,000 | 2,502 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $163,000 | 2,450 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $262,000 | 2,147 |
| Total noninterest expense | $1,990,000 | 2,379 |
| Salaries and employee benefits | $1,069,000 | 2,434 |
| Premises and equipment expense | $228,000 | 2,885 |
| Additional noninterest expense | $693,000 | 2,028 |
| Pre-tax net operating income | $246,000 | 4,561 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $103,000 | 2,768 |
| Income before extraordinary items | $143,000 | 5,288 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $143,000 | 5,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 1,012 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $143,000 | 5,181 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,965,000 | 2,166 |
| Total interest expense | $8,262,000 | 2,259 |
| Net interest income | $10,703,000 | 2,115 |
| Provision for loan and lease losses | $1,853,000 | 894 |
| Total noninterest income | $2,123,000 | 2,129 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $658,000 | 2,496 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,465,000 | 1,697 |
| Total noninterest expense | $8,287,000 | 2,212 |
| Salaries and employee benefits | $4,595,000 | 2,186 |
| Premises and equipment expense | $876,000 | 2,864 |
| Additional noninterest expense | $2,816,000 | 1,962 |
| Pre-tax net operating income | $2,686,000 | 2,664 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,070,000 | 1,779 |
| Income before extraordinary items | $1,616,000 | 3,269 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,616,000 | 3,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,766,000 | 672 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,616,000 | 3,255 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,389,000 | 2,164 |
| Total interest expense | $6,277,000 | 2,239 |
| Net interest income | $8,112,000 | 2,105 |
| Provision for loan and lease losses | $618,000 | 1,325 |
| Total noninterest income | $1,210,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $476,000 | 2,547 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $734,000 | 2,241 |
| Total noninterest expense | $6,095,000 | 2,231 |
| Salaries and employee benefits | $3,501,000 | 2,155 |
| Premises and equipment expense | $662,000 | 2,834 |
| Additional noninterest expense | $1,932,000 | 2,079 |
| Pre-tax net operating income | $2,609,000 | 2,359 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,096,000 | 1,540 |
| Income before extraordinary items | $1,513,000 | 2,950 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,513,000 | 2,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 1,000 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,513,000 | 2,940 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,672,000 | 2,167 |
| Total interest expense | $4,206,000 | 2,239 |
| Net interest income | $5,466,000 | 2,117 |
| Provision for loan and lease losses | $481,000 | 1,062 |
| Total noninterest income | $858,000 | 2,466 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $322,000 | 2,510 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $536,000 | 2,149 |
| Total noninterest expense | $3,909,000 | 2,336 |
| Salaries and employee benefits | $2,259,000 | 2,268 |
| Premises and equipment expense | $451,000 | 2,813 |
| Additional noninterest expense | $1,199,000 | 2,208 |
| Pre-tax net operating income | $1,934,000 | 2,229 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $813,000 | 1,474 |
| Income before extraordinary items | $1,121,000 | 2,795 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,121,000 | 2,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 1,441 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,121,000 | 2,775 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,764,000 | 2,188 |
| Total interest expense | $2,103,000 | 2,225 |
| Net interest income | $2,661,000 | 2,175 |
| Provision for loan and lease losses | $300,000 | 788 |
| Total noninterest income | $531,000 | 2,133 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $167,000 | 2,392 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $364,000 | 1,709 |
| Total noninterest expense | $1,923,000 | 2,376 |
| Salaries and employee benefits | $1,125,000 | 2,286 |
| Premises and equipment expense | $234,000 | 2,740 |
| Additional noninterest expense | $564,000 | 2,330 |
| Pre-tax net operating income | $969,000 | 2,228 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $408,000 | 1,499 |
| Income before extraordinary items | $561,000 | 2,778 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $561,000 | 2,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 1,116 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $561,000 | 2,766 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,563,000 | 2,223 |
| Total interest expense | $7,779,000 | 2,093 |
| Net interest income | $9,784,000 | 2,332 |
| Provision for loan and lease losses | $1,150,000 | 910 |
| Total noninterest income | $3,387,000 | 1,462 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,091,000 | 1,628 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,296,000 | 1,222 |
| Total noninterest expense | $7,855,000 | 2,250 |
| Salaries and employee benefits | $4,489,000 | 2,182 |
| Premises and equipment expense | $866,000 | 2,803 |
| Additional noninterest expense | $2,500,000 | 2,104 |
| Pre-tax net operating income | $4,166,000 | 2,188 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,688,000 | 1,506 |
| Income before extraordinary items | $2,478,000 | 2,639 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,478,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $821,000 | 823 |
| Cash dividends | $300,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $5,913,000 | 290 |
| Net operating income | $2,478,000 | 2,623 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,931,000 | 2,250 |
| Total interest expense | $5,806,000 | 2,047 |
| Net interest income | $7,125,000 | 2,424 |
| Provision for loan and lease losses | $950,000 | 785 |
| Total noninterest income | $2,678,000 | 1,424 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $826,000 | 1,612 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,852,000 | 1,166 |
| Total noninterest expense | $5,713,000 | 2,310 |
| Salaries and employee benefits | $3,405,000 | 2,159 |
| Premises and equipment expense | $644,000 | 2,837 |
| Additional noninterest expense | $1,664,000 | 2,326 |
| Pre-tax net operating income | $3,140,000 | 2,250 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,320,000 | 1,532 |
| Income before extraordinary items | $1,820,000 | 2,771 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,820,000 | 2,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,117 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $5,913,000 | 221 |
| Net operating income | $1,820,000 | 2,759 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,315,000 | 2,290 |
| Total interest expense | $3,763,000 | 2,003 |
| Net interest income | $4,552,000 | 2,515 |
| Provision for loan and lease losses | $650,000 | 759 |
| Total noninterest income | $1,914,000 | 1,354 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $537,000 | 1,633 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,377,000 | 1,080 |
| Total noninterest expense | $3,778,000 | 2,341 |
| Salaries and employee benefits | $2,277,000 | 2,157 |
| Premises and equipment expense | $415,000 | 2,908 |
| Additional noninterest expense | $1,086,000 | 2,380 |
| Pre-tax net operating income | $2,038,000 | 2,270 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $857,000 | 1,572 |
| Income before extraordinary items | $1,181,000 | 2,831 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,181,000 | 2,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 818 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,181,000 | 2,820 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,863,000 | 2,395 |
| Total interest expense | $1,755,000 | 2,032 |
| Net interest income | $2,108,000 | 2,670 |
| Provision for loan and lease losses | $250,000 | 918 |
| Total noninterest income | $992,000 | 1,288 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $256,000 | 1,650 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $736,000 | 1,007 |
| Total noninterest expense | $1,806,000 | 2,455 |
| Salaries and employee benefits | $1,105,000 | 2,226 |
| Premises and equipment expense | $198,000 | 3,049 |
| Additional noninterest expense | $503,000 | 2,526 |
| Pre-tax net operating income | $1,044,000 | 2,207 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $439,000 | 1,544 |
| Income before extraordinary items | $605,000 | 2,721 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $605,000 | 2,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 969 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $605,000 | 2,706 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,122,000 | 2,880 |
| Total interest expense | $4,095,000 | 2,604 |
| Net interest income | $7,027,000 | 3,035 |
| Provision for loan and lease losses | $1,035,000 | 1,016 |
| Total noninterest income | $3,819,000 | 1,330 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $930,000 | 1,840 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,889,000 | 1,040 |
| Total noninterest expense | $6,294,000 | 2,629 |
| Salaries and employee benefits | $3,833,000 | 2,388 |
| Premises and equipment expense | $640,000 | 3,460 |
| Additional noninterest expense | $1,821,000 | 2,725 |
| Pre-tax net operating income | $3,517,000 | 2,446 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,477,000 | 1,715 |
| Income before extraordinary items | $2,040,000 | 3,054 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,040,000 | 3,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,519 |
| Cash dividends | $200,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $181,000 | 658 |
| Net operating income | $2,040,000 | 3,017 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,533,000 | 3,096 |
| Total interest expense | $2,618,000 | 2,821 |
| Net interest income | $4,915,000 | 3,188 |
| Provision for loan and lease losses | $775,000 | 965 |
| Total noninterest income | $2,964,000 | 1,308 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $678,000 | 1,893 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,286,000 | 1,009 |
| Total noninterest expense | $4,307,000 | 2,831 |
| Salaries and employee benefits | $2,502,000 | 2,668 |
| Premises and equipment expense | $459,000 | 3,590 |
| Additional noninterest expense | $1,346,000 | 2,738 |
| Pre-tax net operating income | $2,797,000 | 2,349 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,175,000 | 1,681 |
| Income before extraordinary items | $1,622,000 | 2,943 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,622,000 | 2,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,012 |
| Cash dividends | $100,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $182,000 | 506 |
| Net operating income | $1,622,000 | 2,896 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,544,000 | 3,282 |
| Total interest expense | $1,436,000 | 3,158 |
| Net interest income | $3,108,000 | 3,310 |
| Provision for loan and lease losses | $530,000 | 933 |
| Total noninterest income | $1,776,000 | 1,395 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $439,000 | 1,917 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,337,000 | 1,088 |
| Total noninterest expense | $2,777,000 | 2,907 |
| Salaries and employee benefits | $1,569,000 | 2,806 |
| Premises and equipment expense | $305,000 | 3,577 |
| Additional noninterest expense | $903,000 | 2,691 |
| Pre-tax net operating income | $1,577,000 | 2,650 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $663,000 | 1,861 |
| Income before extraordinary items | $914,000 | 3,313 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $914,000 | 3,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,240 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $182,000 | 374 |
| Net operating income | $914,000 | 3,268 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,015,000 | 3,567 |
| Total interest expense | $638,000 | 3,345 |
| Net interest income | $1,377,000 | 3,656 |
| Provision for loan and lease losses | $200,000 | 1,128 |
| Total noninterest income | $771,000 | 1,535 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $214,000 | 1,893 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $557,000 | 1,226 |
| Total noninterest expense | $1,224,000 | 3,270 |
| Salaries and employee benefits | $693,000 | 3,149 |
| Premises and equipment expense | $145,000 | 3,742 |
| Additional noninterest expense | $386,000 | 3,118 |
| Pre-tax net operating income | $724,000 | 2,781 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $297,000 | 1,990 |
| Income before extraordinary items | $427,000 | 3,454 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $427,000 | 3,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $427,000 | 3,420 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,333,000 | 4,637 |
| Total interest expense | $1,491,000 | 4,525 |
| Net interest income | $3,842,000 | 4,614 |
| Provision for loan and lease losses | $550,000 | 1,804 |
| Total noninterest income | $2,363,000 | 1,951 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $583,000 | 2,767 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,780,000 | 1,439 |
| Total noninterest expense | $4,031,000 | 3,720 |
| Salaries and employee benefits | $2,263,000 | 3,619 |
| Premises and equipment expense | $481,000 | 4,212 |
| Additional noninterest expense | $1,287,000 | 3,547 |
| Pre-tax net operating income | $1,624,000 | 4,050 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $285,000 | 4,258 |
| Income before extraordinary items | $1,339,000 | 3,914 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,339,000 | 3,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,515 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,339,000 | 3,850 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,547,000 | 5,014 |
| Total interest expense | $937,000 | 4,967 |
| Net interest income | $2,610,000 | 4,908 |
| Provision for loan and lease losses | $350,000 | 2,001 |
| Total noninterest income | $1,646,000 | 2,071 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $372,000 | 3,179 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,274,000 | 1,494 |
| Total noninterest expense | $2,730,000 | 4,008 |
| Salaries and employee benefits | $1,468,000 | 4,022 |
| Premises and equipment expense | $344,000 | 4,338 |
| Additional noninterest expense | $918,000 | 3,653 |
| Pre-tax net operating income | $1,176,000 | 4,208 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $101,000 | 5,334 |
| Income before extraordinary items | $1,075,000 | 3,841 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,075,000 | 3,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,075,000 | 3,757 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 5,457 |
| Total interest expense | $500,000 | 5,650 |
| Net interest income | $1,562,000 | 5,279 |
| Provision for loan and lease losses | $240,000 | 1,886 |
| Total noninterest income | $985,000 | 2,223 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $195,000 | 3,713 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $790,000 | 1,560 |
| Total noninterest expense | $1,653,000 | 4,350 |
| Salaries and employee benefits | $907,000 | 4,292 |
| Premises and equipment expense | $207,000 | 4,664 |
| Additional noninterest expense | $539,000 | 4,081 |
| Pre-tax net operating income | $654,000 | 4,616 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $653,000 | 4,008 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $653,000 | 4,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $653,000 | 3,927 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $913,000 | 5,876 |
| Total interest expense | $223,000 | 6,040 |
| Net interest income | $690,000 | 5,685 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $294,000 | 3,156 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $83,000 | 4,031 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $211,000 | 2,389 |
| Total noninterest expense | $727,000 | 4,793 |
| Salaries and employee benefits | $386,000 | 4,861 |
| Premises and equipment expense | $93,000 | 5,051 |
| Additional noninterest expense | $248,000 | 4,344 |
| Pre-tax net operating income | $167,000 | 6,218 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $167,000 | 5,759 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $167,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $167,000 | 5,634 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,799,000 | 6,742 |
| Total interest expense | $792,000 | 6,732 |
| Net interest income | $2,007,000 | 6,588 |
| Provision for loan and lease losses | $230,000 | 3,756 |
| Total noninterest income | $1,144,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $187,000 | 5,413 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $957,000 | 2,456 |
| Total noninterest expense | $2,469,000 | 5,261 |
| Salaries and employee benefits | $1,310,000 | 5,329 |
| Premises and equipment expense | $310,000 | 5,580 |
| Additional noninterest expense | $849,000 | 4,854 |
| Pre-tax net operating income | $452,000 | 6,832 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $451,000 | 6,567 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $451,000 | 6,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $8,016,000 | 123 |
| Net operating income | $451,000 | 6,401 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 6,982 |
| Total interest expense | $578,000 | 6,951 |
| Net interest income | $1,402,000 | 6,829 |
| Provision for loan and lease losses | $170,000 | 3,682 |
| Total noninterest income | $686,000 | 3,985 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $122,000 | 5,757 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $564,000 | 2,922 |
| Total noninterest expense | $1,700,000 | 5,538 |
| Salaries and employee benefits | $882,000 | 5,675 |
| Premises and equipment expense | $190,000 | 6,129 |
| Additional noninterest expense | $628,000 | 4,855 |
| Pre-tax net operating income | $218,000 | 7,630 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $217,000 | 7,480 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $217,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 569 |
| Net operating income | $217,000 | 7,325 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 7,217 |
| Total interest expense | $379,000 | 7,117 |
| Net interest income | $853,000 | 7,107 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $416,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $72,000 | 5,973 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $344,000 | 3,041 |
| Total noninterest expense | $1,121,000 | 5,577 |
| Salaries and employee benefits | $582,000 | 5,714 |
| Premises and equipment expense | $127,000 | 6,126 |
| Additional noninterest expense | $412,000 | 4,898 |
| Pre-tax net operating income | $48,000 | 8,384 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $47,000 | 8,452 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $47,000 | 8,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 499 |
| Net operating income | $47,000 | 8,320 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $575,000 | 7,430 |
| Total interest expense | $187,000 | 7,263 |
| Net interest income | $388,000 | 7,367 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $177,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $26,000 | 6,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $151,000 | 3,200 |
| Total noninterest expense | $549,000 | 5,641 |
| Salaries and employee benefits | $290,000 | 5,735 |
| Premises and equipment expense | $63,000 | 6,146 |
| Additional noninterest expense | $196,000 | 5,029 |
| Pre-tax net operating income | $-34,000 | 8,848 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $-35,000 | 8,922 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-35,000 | 8,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 349 |
| Net operating income | $-35,000 | 8,831 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,301,000 | 8,586 |
| Total interest expense | $461,000 | 8,494 |
| Net interest income | $840,000 | 8,515 |
| Provision for loan and lease losses | $290,000 | 3,537 |
| Total noninterest income | $356,000 | 6,055 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $58,000 | 7,387 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $298,000 | 4,273 |
| Total noninterest expense | $1,883,000 | 6,086 |
| Salaries and employee benefits | $956,000 | 6,294 |
| Premises and equipment expense | $251,000 | 6,124 |
| Additional noninterest expense | $676,000 | 5,524 |
| Pre-tax net operating income | $-977,000 | 9,116 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,000 | 7,615 |
| Income before extraordinary items | $-978,000 | 9,173 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-978,000 | 9,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,190,000 | 356 |
| Net operating income | $-978,000 | 9,142 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,000 | 9,607 |
| Total interest expense | $8,000 | 9,569 |
| Net interest income | $5,000 | 9,601 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $0 | 9,561 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $0 | 9,480 |
| Total noninterest expense | $370,000 | 9,405 |
| Salaries and employee benefits | $132,000 | 9,517 |
| Premises and equipment expense | $20,000 | 9,492 |
| Additional noninterest expense | $218,000 | 8,521 |
| Pre-tax net operating income | $-365,000 | 9,087 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-365,000 | 9,164 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-365,000 | 9,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $6,354,000 | 134 |
| Net operating income | $-365,000 | 9,113 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.