Home > UnitedKingfield Bank > Income and Expense
UnitedKingfield Bank, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $15,894,000 | 1,226 |
| Total interest expense | $6,901,000 | 1,126 |
| Net interest income | $8,993,000 | 1,273 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $1,291,000 | 1,850 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $692,000 | 1,280 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $599,000 | 1,961 |
| Total noninterest expense | $5,598,000 | 1,606 |
| Salaries and employee benefits | $1,598,000 | 2,964 |
| Premises and equipment expense | $568,000 | 2,184 |
| Additional noninterest expense | $3,432,000 | 784 |
| Pre-tax net operating income | $4,686,000 | 1,083 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,494,000 | 996 |
| Income before extraordinary items | $3,192,000 | 1,194 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,192,000 | 1,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,314 |
| Cash dividends | $1,573,000 | 1,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,192,000 | 1,178 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,846,000 | 1,219 |
| Total interest expense | $3,273,000 | 1,114 |
| Net interest income | $4,573,000 | 1,243 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $620,000 | 1,881 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $324,000 | 1,329 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $296,000 | 1,961 |
| Total noninterest expense | $2,857,000 | 1,574 |
| Salaries and employee benefits | $836,000 | 2,859 |
| Premises and equipment expense | $291,000 | 2,154 |
| Additional noninterest expense | $1,730,000 | 772 |
| Pre-tax net operating income | $2,336,000 | 1,064 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $758,000 | 977 |
| Income before extraordinary items | $1,578,000 | 1,179 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,578,000 | 1,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,215 |
| Cash dividends | $283,000 | 2,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,578,000 | 1,160 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $27,899,000 | 1,198 |
| Total interest expense | $9,968,000 | 1,131 |
| Net interest income | $17,931,000 | 1,202 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $2,381,000 | 1,950 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,387,000 | 1,282 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $994,000 | 2,228 |
| Total noninterest expense | $10,982,000 | 1,563 |
| Salaries and employee benefits | $3,279,000 | 2,746 |
| Premises and equipment expense | $1,080,000 | 2,214 |
| Additional noninterest expense | $6,623,000 | 790 |
| Pre-tax net operating income | $9,330,000 | 1,039 |
| Securities gains (losses) | $-41,000 | 8,106 |
| Applicable income taxes | $3,027,000 | 944 |
| Income before extraordinary items | $6,262,000 | 1,161 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,262,000 | 1,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,271 |
| Cash dividends | $3,895,000 | 840 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,289,470 | 1,130 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $20,283,000 | 1,194 |
| Total interest expense | $7,062,000 | 1,125 |
| Net interest income | $13,221,000 | 1,210 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,778,000 | 1,956 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,043,000 | 1,261 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $735,000 | 2,238 |
| Total noninterest expense | $8,187,000 | 1,563 |
| Salaries and employee benefits | $2,428,000 | 2,742 |
| Premises and equipment expense | $811,000 | 2,205 |
| Additional noninterest expense | $4,948,000 | 782 |
| Pre-tax net operating income | $6,812,000 | 1,059 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,240,000 | 969 |
| Income before extraordinary items | $4,572,000 | 1,188 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,572,000 | 1,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,074 |
| Cash dividends | $2,930,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,572,000 | 1,160 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,936,000 | 1,209 |
| Total interest expense | $4,391,000 | 1,132 |
| Net interest income | $8,545,000 | 1,245 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,165,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $666,000 | 1,286 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $499,000 | 2,183 |
| Total noninterest expense | $5,359,000 | 1,580 |
| Salaries and employee benefits | $1,533,000 | 2,871 |
| Premises and equipment expense | $564,000 | 2,102 |
| Additional noninterest expense | $3,262,000 | 793 |
| Pre-tax net operating income | $4,351,000 | 1,083 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,419,000 | 1,009 |
| Income before extraordinary items | $2,932,000 | 1,203 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,932,000 | 1,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 1,520 |
| Cash dividends | $2,130,000 | 676 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,932,000 | 1,179 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,280,000 | 1,217 |
| Total interest expense | $2,039,000 | 1,160 |
| Net interest income | $4,241,000 | 1,251 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $571,000 | 1,940 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $335,000 | 1,223 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $236,000 | 2,241 |
| Total noninterest expense | $2,716,000 | 1,559 |
| Salaries and employee benefits | $735,000 | 2,986 |
| Premises and equipment expense | $309,000 | 1,942 |
| Additional noninterest expense | $1,672,000 | 760 |
| Pre-tax net operating income | $2,096,000 | 1,102 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $726,000 | 977 |
| Income before extraordinary items | $1,370,000 | 1,262 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,370,000 | 1,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 762 |
| Cash dividends | $1,660,000 | 433 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,370,000 | 1,237 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $23,058,000 | 1,225 |
| Total interest expense | $6,828,000 | 1,196 |
| Net interest income | $16,230,000 | 1,241 |
| Provision for loan and lease losses | $-1,250,000 | 8,938 |
| Total noninterest income | $2,497,000 | 1,868 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,479,000 | 1,206 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,018,000 | 2,117 |
| Total noninterest expense | $11,338,000 | 1,439 |
| Salaries and employee benefits | $3,230,000 | 2,664 |
| Premises and equipment expense | $1,130,000 | 2,034 |
| Additional noninterest expense | $6,978,000 | 739 |
| Pre-tax net operating income | $8,639,000 | 1,011 |
| Securities gains (losses) | $18,000 | 2,469 |
| Applicable income taxes | $2,969,000 | 911 |
| Income before extraordinary items | $5,688,000 | 1,148 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,688,000 | 1,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-395,000 | 8,928 |
| Cash dividends | $1,739,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,676,120 | 1,121 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $17,049,000 | 1,226 |
| Total interest expense | $4,985,000 | 1,201 |
| Net interest income | $12,064,000 | 1,245 |
| Provision for loan and lease losses | $-1,250,000 | 8,996 |
| Total noninterest income | $1,882,000 | 1,872 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,117,000 | 1,199 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $765,000 | 2,134 |
| Total noninterest expense | $8,326,000 | 1,463 |
| Salaries and employee benefits | $2,384,000 | 2,678 |
| Premises and equipment expense | $835,000 | 2,073 |
| Additional noninterest expense | $5,107,000 | 746 |
| Pre-tax net operating income | $6,870,000 | 968 |
| Securities gains (losses) | $18,000 | 2,374 |
| Applicable income taxes | $2,312,000 | 904 |
| Income before extraordinary items | $4,576,000 | 1,072 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,576,000 | 1,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-423,000 | 8,969 |
| Cash dividends | $965,000 | 1,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,564,120 | 1,038 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,344,000 | 1,214 |
| Total interest expense | $3,306,000 | 1,194 |
| Net interest income | $8,038,000 | 1,232 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $1,180,000 | 1,948 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $740,000 | 1,195 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $440,000 | 2,380 |
| Total noninterest expense | $5,705,000 | 1,418 |
| Salaries and employee benefits | $1,589,000 | 2,686 |
| Premises and equipment expense | $582,000 | 1,976 |
| Additional noninterest expense | $3,534,000 | 721 |
| Pre-tax net operating income | $3,513,000 | 1,224 |
| Securities gains (losses) | $18,000 | 2,100 |
| Applicable income taxes | $1,168,000 | 1,133 |
| Income before extraordinary items | $2,363,000 | 1,369 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,363,000 | 1,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-368,000 | 9,031 |
| Cash dividends | $965,000 | 1,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,350,940 | 1,326 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,741,000 | 1,206 |
| Total interest expense | $1,660,000 | 1,209 |
| Net interest income | $4,081,000 | 1,214 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $579,000 | 1,942 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $360,000 | 1,182 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $219,000 | 2,324 |
| Total noninterest expense | $2,936,000 | 1,400 |
| Salaries and employee benefits | $790,000 | 2,719 |
| Premises and equipment expense | $289,000 | 2,000 |
| Additional noninterest expense | $1,857,000 | 681 |
| Pre-tax net operating income | $1,724,000 | 1,228 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $570,000 | 1,181 |
| Income before extraordinary items | $1,154,000 | 1,394 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,154,000 | 1,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-344,000 | 9,083 |
| Cash dividends | $481,000 | 1,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,154,000 | 1,322 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $22,904,000 | 1,246 |
| Total interest expense | $7,061,000 | 1,255 |
| Net interest income | $15,843,000 | 1,220 |
| Provision for loan and lease losses | $550,000 | 2,001 |
| Total noninterest income | $2,323,000 | 2,073 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,479,000 | 1,171 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $844,000 | 2,652 |
| Total noninterest expense | $10,949,000 | 1,460 |
| Salaries and employee benefits | $3,054,000 | 2,722 |
| Premises and equipment expense | $1,198,000 | 1,909 |
| Additional noninterest expense | $6,697,000 | 774 |
| Pre-tax net operating income | $6,667,000 | 1,252 |
| Securities gains (losses) | $55,000 | 2,425 |
| Applicable income taxes | $2,201,000 | 1,199 |
| Income before extraordinary items | $4,521,000 | 1,398 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,521,000 | 1,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,044,000 | 895 |
| Cash dividends | $2,492,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,484,150 | 1,347 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $17,214,000 | 1,269 |
| Total interest expense | $5,399,000 | 1,281 |
| Net interest income | $11,815,000 | 1,239 |
| Provision for loan and lease losses | $1,750,000 | 590 |
| Total noninterest income | $1,682,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,124,000 | 1,152 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $558,000 | 2,945 |
| Total noninterest expense | $7,847,000 | 1,540 |
| Salaries and employee benefits | $2,121,000 | 2,926 |
| Premises and equipment expense | $903,000 | 1,902 |
| Additional noninterest expense | $4,823,000 | 802 |
| Pre-tax net operating income | $3,900,000 | 1,622 |
| Securities gains (losses) | $54,000 | 2,255 |
| Applicable income taxes | $1,273,000 | 1,529 |
| Income before extraordinary items | $2,681,000 | 1,802 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,681,000 | 1,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,806,000 | 475 |
| Cash dividends | $1,292,000 | 1,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,644,280 | 1,723 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,604,000 | 1,272 |
| Total interest expense | $3,662,000 | 1,301 |
| Net interest income | $7,942,000 | 1,230 |
| Provision for loan and lease losses | $1,565,000 | 463 |
| Total noninterest income | $1,135,000 | 2,151 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $743,000 | 1,153 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $392,000 | 2,832 |
| Total noninterest expense | $5,376,000 | 1,492 |
| Salaries and employee benefits | $1,511,000 | 2,759 |
| Premises and equipment expense | $629,000 | 1,811 |
| Additional noninterest expense | $3,236,000 | 804 |
| Pre-tax net operating income | $2,136,000 | 1,925 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $678,000 | 1,864 |
| Income before extraordinary items | $1,458,000 | 2,159 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,458,000 | 2,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,063,000 | 325 |
| Cash dividends | $1,291,000 | 1,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,458,000 | 2,041 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,852,000 | 1,269 |
| Total interest expense | $1,854,000 | 1,315 |
| Net interest income | $3,998,000 | 1,225 |
| Provision for loan and lease losses | $420,000 | 698 |
| Total noninterest income | $556,000 | 2,114 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $349,000 | 1,197 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $207,000 | 2,666 |
| Total noninterest expense | $2,721,000 | 1,460 |
| Salaries and employee benefits | $748,000 | 2,777 |
| Premises and equipment expense | $331,000 | 1,720 |
| Additional noninterest expense | $1,642,000 | 771 |
| Pre-tax net operating income | $1,413,000 | 1,499 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $466,000 | 1,456 |
| Income before extraordinary items | $947,000 | 1,692 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $947,000 | 1,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 1,581 |
| Cash dividends | $871,000 | 782 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $947,000 | 1,585 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $24,259,000 | 1,265 |
| Total interest expense | $8,584,000 | 1,303 |
| Net interest income | $15,675,000 | 1,229 |
| Provision for loan and lease losses | $2,205,000 | 688 |
| Total noninterest income | $3,255,000 | 1,476 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,566,000 | 1,031 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,689,000 | 1,499 |
| Total noninterest expense | $11,095,000 | 1,392 |
| Salaries and employee benefits | $3,109,000 | 2,536 |
| Premises and equipment expense | $1,325,000 | 1,656 |
| Additional noninterest expense | $6,661,000 | 766 |
| Pre-tax net operating income | $5,630,000 | 1,473 |
| Securities gains (losses) | $58,000 | 2,273 |
| Applicable income taxes | $1,819,000 | 1,399 |
| Income before extraordinary items | $3,869,000 | 1,571 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,869,000 | 1,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,208,000 | 815 |
| Cash dividends | $1,526,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,829,560 | 1,528 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $27,019,000 | 1,271 |
| Total interest expense | $11,724,000 | 1,386 |
| Net interest income | $15,295,000 | 1,155 |
| Provision for loan and lease losses | $2,025,000 | 690 |
| Total noninterest income | $2,844,000 | 1,539 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,491,000 | 995 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,353,000 | 1,658 |
| Total noninterest expense | $11,798,000 | 1,233 |
| Salaries and employee benefits | $3,306,000 | 2,271 |
| Premises and equipment expense | $1,460,000 | 1,477 |
| Additional noninterest expense | $7,032,000 | 731 |
| Pre-tax net operating income | $4,316,000 | 1,644 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,270,000 | 1,734 |
| Income before extraordinary items | $3,046,000 | 1,728 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,046,000 | 1,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $831,000 | 1,072 |
| Cash dividends | $1,449,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,046,000 | 1,655 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $26,915,000 | 1,313 |
| Total interest expense | $13,536,000 | 1,291 |
| Net interest income | $13,379,000 | 1,311 |
| Provision for loan and lease losses | $1,450,000 | 789 |
| Total noninterest income | $2,876,000 | 1,406 |
| Gross Fiduciary activities income | $1,000 | 1,318 |
| Service charges on deposit accounts | $1,276,000 | 1,065 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,599,000 | 1,319 |
| Total noninterest expense | $10,611,000 | 1,309 |
| Salaries and employee benefits | $3,278,000 | 2,182 |
| Premises and equipment expense | $1,465,000 | 1,414 |
| Additional noninterest expense | $5,868,000 | 845 |
| Pre-tax net operating income | $4,194,000 | 1,749 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,262,000 | 1,748 |
| Income before extraordinary items | $2,932,000 | 1,777 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,932,000 | 1,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $801,000 | 878 |
| Cash dividends | $1,045,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $10,711,000 | 56 |
| Net operating income | $2,932,000 | 1,771 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,342,000 | 2,268 |
| Total interest expense | $6,470,000 | 2,280 |
| Net interest income | $7,872,000 | 2,234 |
| Provision for loan and lease losses | $700,000 | 1,317 |
| Total noninterest income | $1,354,000 | 2,466 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $705,000 | 1,885 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $649,000 | 2,496 |
| Total noninterest expense | $6,214,000 | 2,195 |
| Salaries and employee benefits | $2,895,000 | 2,421 |
| Premises and equipment expense | $793,000 | 2,559 |
| Additional noninterest expense | $2,526,000 | 1,753 |
| Pre-tax net operating income | $2,312,000 | 2,980 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $748,000 | 2,782 |
| Income before extraordinary items | $1,564,000 | 3,142 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,564,000 | 3,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 1,784 |
| Cash dividends | $206,000 | 5,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,564,000 | 3,111 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,247,000 | 2,456 |
| Total interest expense | $5,984,000 | 2,528 |
| Net interest income | $7,263,000 | 2,349 |
| Provision for loan and lease losses | $680,000 | 1,348 |
| Total noninterest income | $1,336,000 | 2,470 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $633,000 | 2,028 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $703,000 | 2,385 |
| Total noninterest expense | $5,128,000 | 2,536 |
| Salaries and employee benefits | $2,477,000 | 2,743 |
| Premises and equipment expense | $787,000 | 2,495 |
| Additional noninterest expense | $1,864,000 | 2,248 |
| Pre-tax net operating income | $2,791,000 | 2,537 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $961,000 | 2,374 |
| Income before extraordinary items | $1,830,000 | 2,759 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,830,000 | 2,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 1,392 |
| Cash dividends | $131,000 | 5,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,830,000 | 2,685 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,058,000 | 2,713 |
| Total interest expense | $5,769,000 | 2,593 |
| Net interest income | $6,289,000 | 2,773 |
| Provision for loan and lease losses | $530,000 | 1,698 |
| Total noninterest income | $1,168,000 | 2,688 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $541,000 | 2,439 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $627,000 | 2,403 |
| Total noninterest expense | $4,595,000 | 2,769 |
| Salaries and employee benefits | $2,162,000 | 3,064 |
| Premises and equipment expense | $744,000 | 2,592 |
| Additional noninterest expense | $1,689,000 | 2,438 |
| Pre-tax net operating income | $2,332,000 | 3,090 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $757,000 | 3,054 |
| Income before extraordinary items | $1,575,000 | 3,216 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,575,000 | 3,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,217 |
| Cash dividends | $89,000 | 6,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,575,000 | 3,149 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,776,000 | 3,046 |
| Total interest expense | $5,186,000 | 2,900 |
| Net interest income | $5,590,000 | 3,162 |
| Provision for loan and lease losses | $390,000 | 2,134 |
| Total noninterest income | $1,138,000 | 2,807 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $543,000 | 2,502 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $595,000 | 2,584 |
| Total noninterest expense | $4,448,000 | 3,047 |
| Salaries and employee benefits | $2,011,000 | 3,321 |
| Premises and equipment expense | $717,000 | 2,726 |
| Additional noninterest expense | $1,720,000 | 2,790 |
| Pre-tax net operating income | $1,890,000 | 3,563 |
| Securities gains (losses) | $-47,000 | 11,013 |
| Applicable income taxes | $582,000 | 3,682 |
| Income before extraordinary items | $1,261,000 | 3,711 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,261,000 | 3,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 1,805 |
| Cash dividends | $72,000 | 7,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,292,960 | 3,583 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,067,000 | 3,271 |
| Total interest expense | $5,051,000 | 3,000 |
| Net interest income | $5,016,000 | 3,521 |
| Provision for loan and lease losses | $315,000 | 2,210 |
| Total noninterest income | $999,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $452,000 | 2,995 |
| Trading account gains and fees | $16,000 | 405 |
| Additional Noninterest Income | $531,000 | 2,761 |
| Total noninterest expense | $4,565,000 | 2,949 |
| Salaries and employee benefits | $2,050,000 | 3,239 |
| Premises and equipment expense | $725,000 | 2,719 |
| Additional noninterest expense | $1,790,000 | 2,638 |
| Pre-tax net operating income | $1,135,000 | 5,470 |
| Securities gains (losses) | $32,000 | 1,585 |
| Applicable income taxes | $336,000 | 5,591 |
| Income before extraordinary items | $831,000 | 5,298 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $831,000 | 5,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,742 |
| Cash dividends | $64,000 | 7,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $808,280 | 5,379 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,027,000 | 4,206 |
| Total interest expense | $3,325,000 | 3,604 |
| Net interest income | $3,702,000 | 4,699 |
| Provision for loan and lease losses | $140,000 | 3,750 |
| Total noninterest income | $876,000 | 3,425 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $302,000 | 4,339 |
| Trading account gains and fees | $18,000 | 349 |
| Additional Noninterest Income | $556,000 | 2,744 |
| Total noninterest expense | $4,196,000 | 3,276 |
| Salaries and employee benefits | $1,930,000 | 3,398 |
| Premises and equipment expense | $670,000 | 2,939 |
| Additional noninterest expense | $1,596,000 | 3,134 |
| Pre-tax net operating income | $242,000 | 10,562 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $21,000 | 11,132 |
| Income before extraordinary items | $221,000 | 10,024 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $221,000 | 10,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,977 |
| Cash dividends | $74,000 | 7,474 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 1,006 |
| Net operating income | $221,000 | 10,092 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,782,000 | 6,005 |
| Total interest expense | $1,751,000 | 6,482 |
| Net interest income | $3,031,000 | 5,614 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $907,000 | 3,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 6,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $710,000 | 2,572 |
| Total noninterest expense | $2,851,000 | 4,713 |
| Salaries and employee benefits | $1,267,000 | 4,990 |
| Premises and equipment expense | $369,000 | 5,029 |
| Additional noninterest expense | $1,215,000 | 4,150 |
| Pre-tax net operating income | $967,000 | 6,043 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $261,000 | 6,630 |
| Income before extraordinary items | $706,000 | 6,074 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $706,000 | 6,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 6,716 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,707,000 | 381 |
| Net operating income | $706,000 | 5,803 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,420,000 | 6,987 |
| Total interest expense | $1,852,000 | 7,473 |
| Net interest income | $2,568,000 | 6,465 |
| Provision for loan and lease losses | $222,000 | 4,939 |
| Total noninterest income | $570,000 | 5,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 8,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $462,000 | 3,356 |
| Total noninterest expense | $2,083,000 | 6,178 |
| Salaries and employee benefits | $925,000 | 6,478 |
| Premises and equipment expense | $280,000 | 6,282 |
| Additional noninterest expense | $878,000 | 5,639 |
| Pre-tax net operating income | $833,000 | 6,417 |
| Securities gains (losses) | $188,000 | 2,094 |
| Applicable income taxes | $369,000 | 5,101 |
| Income before extraordinary items | $652,000 | 6,223 |
| Extraordinary gains, net | $59,000 | 945 |
| Net income | $710,000 | 5,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 6,938 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $531,680 | 6,698 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.