Home > United Western Bank > Income and Expense
United Western Bank, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $84,660,000 | 359 |
| Total interest expense | $18,776,000 | 417 |
| Net interest income | $65,884,000 | 342 |
| Provision for loan and lease losses | $56,839,000 | 160 |
| Total noninterest income | $150,000 | 6,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $150,000 | 4,981 |
| Total noninterest expense | $71,100,000 | 305 |
| Salaries and employee benefits | $17,158,000 | 557 |
| Premises and equipment expense | $3,463,000 | 739 |
| Additional noninterest expense | $50,479,000 | 201 |
| Pre-tax net operating income | $-61,905,000 | 7,617 |
| Securities gains (losses) | $-47,203,000 | 7,652 |
| Applicable income taxes | $-725,000 | 7,253 |
| Income before extraordinary items | $-108,383,000 | 7,629 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-108,383,000 | 7,629 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-108,383,000 | 7,629 |
| Net charge-offs | $55,978,000 | 158 |
| Cash dividends | $10,008,000 | 172 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-61,652,030 | 7,613 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $65,080,000 | 353 |
| Total interest expense | $15,262,000 | 399 |
| Net interest income | $49,818,000 | 339 |
| Provision for loan and lease losses | $38,784,000 | 173 |
| Total noninterest income | $844,000 | 3,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $844,000 | 2,009 |
| Total noninterest expense | $53,454,000 | 298 |
| Salaries and employee benefits | $13,855,000 | 517 |
| Premises and equipment expense | $2,651,000 | 737 |
| Additional noninterest expense | $36,948,000 | 198 |
| Pre-tax net operating income | $-41,576,000 | 7,714 |
| Securities gains (losses) | $-27,877,000 | 7,753 |
| Applicable income taxes | $-634,000 | 7,413 |
| Income before extraordinary items | $-68,819,000 | 7,734 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-68,819,000 | 7,734 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-68,819,000 | 7,734 |
| Net charge-offs | $33,786,000 | 184 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-41,220,770 | 7,715 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $44,283,000 | 352 |
| Total interest expense | $10,972,000 | 380 |
| Net interest income | $33,311,000 | 336 |
| Provision for loan and lease losses | $19,596,000 | 219 |
| Total noninterest income | $-191,000 | 7,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-191,000 | 7,601 |
| Total noninterest expense | $37,032,000 | 284 |
| Salaries and employee benefits | $9,762,000 | 494 |
| Premises and equipment expense | $1,817,000 | 727 |
| Additional noninterest expense | $25,453,000 | 196 |
| Pre-tax net operating income | $-23,508,000 | 7,765 |
| Securities gains (losses) | $-9,585,000 | 7,811 |
| Applicable income taxes | $-932,000 | 7,603 |
| Income before extraordinary items | $-32,161,000 | 7,783 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-32,161,000 | 7,783 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-32,161,000 | 7,783 |
| Net charge-offs | $14,441,000 | 252 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-22,863,550 | 7,766 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $22,075,000 | 365 |
| Total interest expense | $5,763,000 | 386 |
| Net interest income | $16,312,000 | 348 |
| Provision for loan and lease losses | $14,528,000 | 168 |
| Total noninterest income | $-1,181,000 | 7,908 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,181,000 | 7,908 |
| Total noninterest expense | $18,405,000 | 288 |
| Salaries and employee benefits | $4,856,000 | 501 |
| Premises and equipment expense | $833,000 | 807 |
| Additional noninterest expense | $12,716,000 | 199 |
| Pre-tax net operating income | $-17,802,000 | 7,887 |
| Securities gains (losses) | $-4,277,000 | 7,916 |
| Applicable income taxes | $-1,063,000 | 7,798 |
| Income before extraordinary items | $-21,016,000 | 7,887 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-21,016,000 | 7,888 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-21,016,000 | 7,888 |
| Net charge-offs | $14,261,000 | 160 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-16,952,850 | 7,880 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $99,959,000 | 337 |
| Total interest expense | $27,644,000 | 403 |
| Net interest income | $72,315,000 | 311 |
| Provision for loan and lease losses | $37,814,000 | 309 |
| Total noninterest income | $4,681,000 | 1,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,681,000 | 757 |
| Total noninterest expense | $63,205,000 | 362 |
| Salaries and employee benefits | $20,099,000 | 478 |
| Premises and equipment expense | $3,202,000 | 845 |
| Additional noninterest expense | $39,904,000 | 260 |
| Pre-tax net operating income | $-24,023,000 | 7,757 |
| Securities gains (losses) | $-67,965,000 | 7,995 |
| Applicable income taxes | $-22,629,000 | 7,928 |
| Income before extraordinary items | $-69,359,000 | 7,908 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-69,359,000 | 7,907 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-69,359,000 | 7,907 |
| Net charge-offs | $17,013,000 | 462 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-18,385,250 | 7,721 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $76,434,000 | 348 |
| Total interest expense | $20,616,000 | 434 |
| Net interest income | $55,818,000 | 312 |
| Provision for loan and lease losses | $22,976,000 | 355 |
| Total noninterest income | $4,704,000 | 927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,704,000 | 618 |
| Total noninterest expense | $46,420,000 | 373 |
| Salaries and employee benefits | $15,369,000 | 485 |
| Premises and equipment expense | $2,375,000 | 862 |
| Additional noninterest expense | $28,676,000 | 270 |
| Pre-tax net operating income | $-8,874,000 | 7,706 |
| Securities gains (losses) | $-46,932,000 | 8,081 |
| Applicable income taxes | $-22,403,000 | 8,033 |
| Income before extraordinary items | $-33,403,000 | 7,959 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-33,403,000 | 7,958 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-33,403,000 | 7,958 |
| Net charge-offs | $9,104,000 | 538 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,366,520 | 7,423 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $51,918,000 | 347 |
| Total interest expense | $13,374,000 | 483 |
| Net interest income | $38,544,000 | 306 |
| Provision for loan and lease losses | $10,868,000 | 427 |
| Total noninterest income | $3,338,000 | 887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,338,000 | 600 |
| Total noninterest expense | $28,863,000 | 401 |
| Salaries and employee benefits | $10,260,000 | 493 |
| Premises and equipment expense | $1,570,000 | 894 |
| Additional noninterest expense | $17,033,000 | 301 |
| Pre-tax net operating income | $2,151,000 | 1,047 |
| Securities gains (losses) | $-46,932,000 | 8,184 |
| Applicable income taxes | $-17,812,000 | 8,127 |
| Income before extraordinary items | $-26,969,000 | 8,064 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-26,969,000 | 8,063 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-26,969,000 | 8,063 |
| Net charge-offs | $5,684,000 | 537 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,067,480 | 568 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $26,067,000 | 354 |
| Total interest expense | $6,605,000 | 501 |
| Net interest income | $19,462,000 | 297 |
| Provision for loan and lease losses | $4,181,000 | 453 |
| Total noninterest income | $1,305,000 | 1,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,305,000 | 690 |
| Total noninterest expense | $13,454,000 | 400 |
| Salaries and employee benefits | $5,173,000 | 488 |
| Premises and equipment expense | $758,000 | 944 |
| Additional noninterest expense | $7,523,000 | 282 |
| Pre-tax net operating income | $3,132,000 | 393 |
| Securities gains (losses) | $48,000 | 1,321 |
| Applicable income taxes | $830,000 | 411 |
| Income before extraordinary items | $2,350,000 | 412 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,350,000 | 413 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,350,000 | 414 |
| Net charge-offs | $3,140,000 | 438 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,314,480 | 386 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $114,682,000 | 352 |
| Total interest expense | $29,525,000 | 539 |
| Net interest income | $85,157,000 | 289 |
| Provision for loan and lease losses | $13,529,000 | 484 |
| Total noninterest income | $1,720,000 | 2,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,720,000 | 1,457 |
| Total noninterest expense | $54,409,000 | 406 |
| Salaries and employee benefits | $19,952,000 | 486 |
| Premises and equipment expense | $2,500,000 | 1,114 |
| Additional noninterest expense | $31,957,000 | 290 |
| Pre-tax net operating income | $18,939,000 | 307 |
| Securities gains (losses) | $763,000 | 267 |
| Applicable income taxes | $6,017,000 | 276 |
| Income before extraordinary items | $13,685,000 | 299 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $13,685,000 | 299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,261,000 | 951 |
| Cash dividends | $2,830,000 | 972 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $13,158,530 | 320 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $85,821,000 | 365 |
| Total interest expense | $22,402,000 | 560 |
| Net interest income | $63,419,000 | 302 |
| Provision for loan and lease losses | $10,293,000 | 394 |
| Total noninterest income | $1,815,000 | 1,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,815,000 | 1,188 |
| Total noninterest expense | $40,726,000 | 398 |
| Salaries and employee benefits | $14,853,000 | 506 |
| Premises and equipment expense | $1,769,000 | 1,175 |
| Additional noninterest expense | $24,104,000 | 263 |
| Pre-tax net operating income | $14,215,000 | 371 |
| Securities gains (losses) | $742,000 | 229 |
| Applicable income taxes | $4,563,000 | 337 |
| Income before extraordinary items | $10,394,000 | 350 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $10,394,000 | 349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,551,000 | 713 |
| Cash dividends | $2,830,000 | 749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $9,882,020 | 393 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $56,801,000 | 376 |
| Total interest expense | $15,159,000 | 565 |
| Net interest income | $41,642,000 | 310 |
| Provision for loan and lease losses | $3,615,000 | 534 |
| Total noninterest income | $990,000 | 2,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $990,000 | 1,406 |
| Total noninterest expense | $26,749,000 | 397 |
| Salaries and employee benefits | $9,579,000 | 516 |
| Premises and equipment expense | $1,106,000 | 1,237 |
| Additional noninterest expense | $16,064,000 | 257 |
| Pre-tax net operating income | $12,268,000 | 311 |
| Securities gains (losses) | $324,000 | 427 |
| Applicable income taxes | $4,061,000 | 305 |
| Income before extraordinary items | $8,531,000 | 326 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,531,000 | 325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,479,000 | 665 |
| Cash dividends | $1,440,000 | 1,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $8,310,680 | 333 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $29,410,000 | 377 |
| Total interest expense | $8,384,000 | 562 |
| Net interest income | $21,026,000 | 305 |
| Provision for loan and lease losses | $1,536,000 | 464 |
| Total noninterest income | $284,000 | 3,247 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $284,000 | 2,040 |
| Total noninterest expense | $13,502,000 | 390 |
| Salaries and employee benefits | $4,836,000 | 525 |
| Premises and equipment expense | $588,000 | 1,178 |
| Additional noninterest expense | $8,078,000 | 244 |
| Pre-tax net operating income | $6,272,000 | 338 |
| Securities gains (losses) | $182,000 | 479 |
| Applicable income taxes | $2,091,000 | 328 |
| Income before extraordinary items | $4,363,000 | 354 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,363,000 | 355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 1,095 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $4,239,240 | 349 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $121,773,000 | 374 |
| Total interest expense | $47,848,000 | 436 |
| Net interest income | $73,925,000 | 338 |
| Provision for loan and lease losses | $2,451,000 | 711 |
| Total noninterest income | $3,030,000 | 1,625 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,030,000 | 1,010 |
| Total noninterest expense | $54,161,000 | 376 |
| Salaries and employee benefits | $17,120,000 | 564 |
| Premises and equipment expense | $1,951,000 | 1,359 |
| Additional noninterest expense | $35,091,000 | 226 |
| Pre-tax net operating income | $20,345,000 | 458 |
| Securities gains (losses) | $2,144,000 | 109 |
| Applicable income taxes | $7,145,000 | 419 |
| Income before extraordinary items | $15,343,000 | 444 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $15,343,000 | 441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $608,000 | 1,475 |
| Cash dividends | $11,416,000 | 377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $13,885,080 | 476 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $91,400,000 | 376 |
| Total interest expense | $36,793,000 | 430 |
| Net interest income | $54,607,000 | 339 |
| Provision for loan and lease losses | $1,277,000 | 729 |
| Total noninterest income | $1,840,000 | 1,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,840,000 | 1,190 |
| Total noninterest expense | $40,348,000 | 375 |
| Salaries and employee benefits | $12,021,000 | 602 |
| Premises and equipment expense | $1,390,000 | 1,429 |
| Additional noninterest expense | $26,938,000 | 214 |
| Pre-tax net operating income | $14,824,000 | 509 |
| Securities gains (losses) | $2,052,000 | 96 |
| Applicable income taxes | $5,364,000 | 452 |
| Income before extraordinary items | $11,511,000 | 484 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $11,511,000 | 482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $522,000 | 1,038 |
| Cash dividends | $7,416,000 | 413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $10,115,640 | 529 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $60,398,000 | 388 |
| Total interest expense | $24,851,000 | 431 |
| Net interest income | $35,547,000 | 358 |
| Provision for loan and lease losses | $925,000 | 622 |
| Total noninterest income | $1,527,000 | 1,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,527,000 | 1,031 |
| Total noninterest expense | $26,333,000 | 393 |
| Salaries and employee benefits | $7,658,000 | 644 |
| Premises and equipment expense | $892,000 | 1,505 |
| Additional noninterest expense | $17,784,000 | 224 |
| Pre-tax net operating income | $9,818,000 | 540 |
| Securities gains (losses) | $836,000 | 135 |
| Applicable income taxes | $3,351,000 | 502 |
| Income before extraordinary items | $7,302,000 | 533 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,302,000 | 532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 1,018 |
| Cash dividends | $6,482,000 | 333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $6,725,160 | 556 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $30,308,000 | 391 |
| Total interest expense | $12,884,000 | 412 |
| Net interest income | $17,424,000 | 364 |
| Provision for loan and lease losses | $358,000 | 688 |
| Total noninterest income | $104,000 | 5,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $104,000 | 3,699 |
| Total noninterest expense | $13,089,000 | 385 |
| Salaries and employee benefits | $3,847,000 | 650 |
| Premises and equipment expense | $418,000 | 1,602 |
| Additional noninterest expense | $8,824,000 | 221 |
| Pre-tax net operating income | $4,081,000 | 608 |
| Securities gains (losses) | $833,000 | 86 |
| Applicable income taxes | $1,524,000 | 534 |
| Income before extraordinary items | $3,390,000 | 557 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,390,000 | 557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,528 |
| Cash dividends | $1,430,000 | 613 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,815,230 | 635 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $115,022,000 | 382 |
| Total interest expense | $53,658,000 | 341 |
| Net interest income | $61,364,000 | 389 |
| Provision for loan and lease losses | $2,342,000 | 489 |
| Total noninterest income | $15,917,000 | 452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-230,000 | 8,667 |
| Additional Noninterest Income | $16,147,000 | 307 |
| Total noninterest expense | $49,079,000 | 394 |
| Salaries and employee benefits | $12,376,000 | 763 |
| Premises and equipment expense | $3,067,000 | 817 |
| Additional noninterest expense | $33,635,000 | 226 |
| Pre-tax net operating income | $25,859,000 | 452 |
| Securities gains (losses) | $1,111,000 | 154 |
| Applicable income taxes | $8,924,000 | 425 |
| Income before extraordinary items | $18,046,000 | 460 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $18,046,000 | 459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $551,000 | 1,090 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $17,301,630 | 465 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $84,581,000 | 397 |
| Total interest expense | $39,701,000 | 344 |
| Net interest income | $44,880,000 | 412 |
| Provision for loan and lease losses | $2,260,000 | 354 |
| Total noninterest income | $14,788,000 | 392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-230,000 | 8,732 |
| Additional Noninterest Income | $15,018,000 | 285 |
| Total noninterest expense | $36,245,000 | 407 |
| Salaries and employee benefits | $8,568,000 | 852 |
| Premises and equipment expense | $2,677,000 | 734 |
| Additional noninterest expense | $24,999,000 | 238 |
| Pre-tax net operating income | $21,162,000 | 449 |
| Securities gains (losses) | $915,000 | 151 |
| Applicable income taxes | $7,622,000 | 413 |
| Income before extraordinary items | $14,455,000 | 460 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $14,455,000 | 459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $863,000 | 527 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $13,860,250 | 465 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $54,820,000 | 396 |
| Total interest expense | $25,044,000 | 351 |
| Net interest income | $29,776,000 | 413 |
| Provision for loan and lease losses | $2,028,000 | 268 |
| Total noninterest income | $7,073,000 | 500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-167,000 | 8,766 |
| Additional Noninterest Income | $7,240,000 | 344 |
| Total noninterest expense | $23,562,000 | 418 |
| Salaries and employee benefits | $5,443,000 | 904 |
| Premises and equipment expense | $1,789,000 | 737 |
| Additional noninterest expense | $16,329,000 | 242 |
| Pre-tax net operating income | $11,258,000 | 513 |
| Securities gains (losses) | $755,000 | 131 |
| Applicable income taxes | $4,045,000 | 478 |
| Income before extraordinary items | $7,968,000 | 517 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,968,000 | 516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,013,000 | 338 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $7,469,700 | 535 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $26,544,000 | 395 |
| Total interest expense | $11,680,000 | 355 |
| Net interest income | $14,864,000 | 412 |
| Provision for loan and lease losses | $957,000 | 278 |
| Total noninterest income | $5,276,000 | 371 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-6,000 | 8,761 |
| Additional Noninterest Income | $5,282,000 | 273 |
| Total noninterest expense | $11,746,000 | 422 |
| Salaries and employee benefits | $2,658,000 | 919 |
| Premises and equipment expense | $866,000 | 751 |
| Additional noninterest expense | $8,221,000 | 248 |
| Pre-tax net operating income | $7,436,000 | 419 |
| Securities gains (losses) | $454,000 | 114 |
| Applicable income taxes | $2,738,000 | 384 |
| Income before extraordinary items | $5,152,000 | 425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,152,000 | 424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-254,000 | 8,733 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $4,856,900 | 435 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $85,237,000 | 428 |
| Total interest expense | $36,309,000 | 358 |
| Net interest income | $48,928,000 | 460 |
| Provision for loan and lease losses | $1,490,000 | 723 |
| Total noninterest income | $7,540,000 | 770 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $690,000 | 72 |
| Additional Noninterest Income | $6,850,000 | 550 |
| Total noninterest expense | $40,869,000 | 458 |
| Salaries and employee benefits | $8,325,000 | 1,113 |
| Premises and equipment expense | $4,423,000 | 551 |
| Additional noninterest expense | $28,120,000 | 265 |
| Pre-tax net operating income | $14,110,000 | 706 |
| Securities gains (losses) | $1,583,000 | 157 |
| Applicable income taxes | $4,763,000 | 673 |
| Income before extraordinary items | $10,929,000 | 676 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $10,929,000 | 677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,099,000 | 376 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $9,820,900 | 724 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $61,872,000 | 426 |
| Total interest expense | $25,705,000 | 354 |
| Net interest income | $36,167,000 | 463 |
| Provision for loan and lease losses | $1,110,000 | 693 |
| Total noninterest income | $8,290,000 | 584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $626,000 | 67 |
| Additional Noninterest Income | $7,664,000 | 430 |
| Total noninterest expense | $29,277,000 | 479 |
| Salaries and employee benefits | $6,214,000 | 1,106 |
| Premises and equipment expense | $3,559,000 | 515 |
| Additional noninterest expense | $19,504,000 | 279 |
| Pre-tax net operating income | $14,070,000 | 564 |
| Securities gains (losses) | $1,288,000 | 164 |
| Applicable income taxes | $5,417,000 | 493 |
| Income before extraordinary items | $9,941,000 | 569 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,941,000 | 569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,112,000 | 461 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $9,103,800 | 598 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $40,340,000 | 420 |
| Total interest expense | $16,039,000 | 346 |
| Net interest income | $24,301,000 | 460 |
| Provision for loan and lease losses | $1,060,000 | 477 |
| Total noninterest income | $5,677,000 | 571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $454,000 | 65 |
| Additional Noninterest Income | $5,223,000 | 425 |
| Total noninterest expense | $19,116,000 | 478 |
| Salaries and employee benefits | $4,243,000 | 1,074 |
| Premises and equipment expense | $2,741,000 | 448 |
| Additional noninterest expense | $12,132,000 | 284 |
| Pre-tax net operating income | $9,802,000 | 538 |
| Securities gains (losses) | $1,103,000 | 148 |
| Applicable income taxes | $3,864,000 | 467 |
| Income before extraordinary items | $7,041,000 | 539 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,041,000 | 539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,266,000 | 306 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $6,324,050 | 567 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $19,625,000 | 412 |
| Total interest expense | $7,434,000 | 347 |
| Net interest income | $12,191,000 | 457 |
| Provision for loan and lease losses | $758,000 | 321 |
| Total noninterest income | $3,864,000 | 449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $433,000 | 67 |
| Additional Noninterest Income | $3,431,000 | 337 |
| Total noninterest expense | $9,641,000 | 462 |
| Salaries and employee benefits | $2,171,000 | 1,037 |
| Premises and equipment expense | $1,896,000 | 332 |
| Additional noninterest expense | $5,574,000 | 304 |
| Pre-tax net operating income | $5,656,000 | 482 |
| Securities gains (losses) | $669,000 | 127 |
| Applicable income taxes | $2,247,000 | 435 |
| Income before extraordinary items | $4,078,000 | 476 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $4,078,000 | 476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 555 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,649,840 | 502 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $69,569,000 | 424 |
| Total interest expense | $23,163,000 | 372 |
| Net interest income | $46,406,000 | 451 |
| Provision for loan and lease losses | $2,913,000 | 394 |
| Total noninterest income | $15,337,000 | 455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $51,000 | 116 |
| Additional Noninterest Income | $15,286,000 | 321 |
| Total noninterest expense | $48,059,000 | 386 |
| Salaries and employee benefits | $11,226,000 | 762 |
| Premises and equipment expense | $6,259,000 | 383 |
| Additional noninterest expense | $30,574,000 | 255 |
| Pre-tax net operating income | $10,771,000 | 821 |
| Securities gains (losses) | $7,597,000 | 80 |
| Applicable income taxes | $6,739,000 | 487 |
| Income before extraordinary items | $11,629,000 | 585 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $11,629,000 | 586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,871,000 | 355 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,766,920 | 938 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $50,439,000 | 433 |
| Total interest expense | $16,258,000 | 385 |
| Net interest income | $34,181,000 | 457 |
| Provision for loan and lease losses | $2,007,000 | 414 |
| Total noninterest income | $8,858,000 | 548 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $55,000 | 107 |
| Additional Noninterest Income | $8,803,000 | 374 |
| Total noninterest expense | $34,971,000 | 394 |
| Salaries and employee benefits | $8,648,000 | 734 |
| Premises and equipment expense | $4,229,000 | 423 |
| Additional noninterest expense | $22,094,000 | 258 |
| Pre-tax net operating income | $6,061,000 | 1,096 |
| Securities gains (losses) | $5,229,000 | 99 |
| Applicable income taxes | $4,150,000 | 563 |
| Income before extraordinary items | $7,140,000 | 708 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,140,000 | 709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,222,000 | 494 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,793,440 | 1,262 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $32,683,000 | 443 |
| Total interest expense | $10,235,000 | 403 |
| Net interest income | $22,448,000 | 460 |
| Provision for loan and lease losses | $1,539,000 | 379 |
| Total noninterest income | $7,712,000 | 456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,712,000 | 328 |
| Total noninterest expense | $22,010,000 | 418 |
| Salaries and employee benefits | $5,997,000 | 707 |
| Premises and equipment expense | $2,892,000 | 414 |
| Additional noninterest expense | $13,121,000 | 270 |
| Pre-tax net operating income | $6,611,000 | 684 |
| Securities gains (losses) | $3,895,000 | 105 |
| Applicable income taxes | $3,923,000 | 436 |
| Income before extraordinary items | $6,583,000 | 537 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,583,000 | 536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $917,000 | 455 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,090,200 | 769 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $16,624,000 | 440 |
| Total interest expense | $5,251,000 | 404 |
| Net interest income | $11,373,000 | 463 |
| Provision for loan and lease losses | $1,189,000 | 288 |
| Total noninterest income | $1,379,000 | 978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,379,000 | 625 |
| Total noninterest expense | $10,504,000 | 434 |
| Salaries and employee benefits | $3,106,000 | 691 |
| Premises and equipment expense | $1,492,000 | 406 |
| Additional noninterest expense | $5,906,000 | 281 |
| Pre-tax net operating income | $1,059,000 | 1,909 |
| Securities gains (losses) | $2,308,000 | 107 |
| Applicable income taxes | $1,215,000 | 634 |
| Income before extraordinary items | $2,152,000 | 772 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,152,000 | 772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $601,000 | 372 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $674,880 | 2,167 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $70,071,000 | 428 |
| Total interest expense | $23,092,000 | 401 |
| Net interest income | $46,979,000 | 433 |
| Provision for loan and lease losses | $3,591,000 | 416 |
| Total noninterest income | $16,712,000 | 454 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $16,712,000 | 322 |
| Total noninterest expense | $78,843,000 | 264 |
| Salaries and employee benefits | $34,285,000 | 277 |
| Premises and equipment expense | $8,179,000 | 311 |
| Additional noninterest expense | $36,379,000 | 232 |
| Pre-tax net operating income | $-18,743,000 | 9,175 |
| Securities gains (losses) | $35,413,000 | 46 |
| Applicable income taxes | $6,333,000 | 511 |
| Income before extraordinary items | $10,337,000 | 641 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $10,337,000 | 643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,756,000 | 432 |
| Cash dividends | $5,040,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-12,327,320 | 9,159 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $54,371,000 | 421 |
| Total interest expense | $17,822,000 | 411 |
| Net interest income | $36,549,000 | 433 |
| Provision for loan and lease losses | $2,676,000 | 429 |
| Total noninterest income | $14,700,000 | 426 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,700,000 | 317 |
| Total noninterest expense | $68,310,000 | 236 |
| Salaries and employee benefits | $31,200,000 | 236 |
| Premises and equipment expense | $6,680,000 | 304 |
| Additional noninterest expense | $30,430,000 | 225 |
| Pre-tax net operating income | $-19,737,000 | 9,235 |
| Securities gains (losses) | $33,136,000 | 44 |
| Applicable income taxes | $5,153,000 | 497 |
| Income before extraordinary items | $8,246,000 | 631 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $8,246,000 | 632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,373,000 | 383 |
| Cash dividends | $5,040,000 | 476 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-12,961,040 | 9,219 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $37,226,000 | 419 |
| Total interest expense | $12,173,000 | 417 |
| Net interest income | $25,053,000 | 424 |
| Provision for loan and lease losses | $1,637,000 | 454 |
| Total noninterest income | $13,719,000 | 345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $13,719,000 | 263 |
| Total noninterest expense | $47,050,000 | 230 |
| Salaries and employee benefits | $22,004,000 | 220 |
| Premises and equipment expense | $4,563,000 | 301 |
| Additional noninterest expense | $20,483,000 | 217 |
| Pre-tax net operating income | $-9,915,000 | 9,265 |
| Securities gains (losses) | $22,774,000 | 50 |
| Applicable income taxes | $5,039,000 | 390 |
| Income before extraordinary items | $7,820,000 | 481 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,820,000 | 482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,477,000 | 409 |
| Cash dividends | $5,040,000 | 338 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-6,755,360 | 9,249 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $18,795,000 | 426 |
| Total interest expense | $6,355,000 | 411 |
| Net interest income | $12,440,000 | 427 |
| Provision for loan and lease losses | $870,000 | 419 |
| Total noninterest income | $7,560,000 | 318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,560,000 | 245 |
| Total noninterest expense | $22,302,000 | 240 |
| Salaries and employee benefits | $10,290,000 | 237 |
| Premises and equipment expense | $2,297,000 | 297 |
| Additional noninterest expense | $9,715,000 | 223 |
| Pre-tax net operating income | $-3,172,000 | 9,300 |
| Securities gains (losses) | $10,201,000 | 50 |
| Applicable income taxes | $2,772,000 | 367 |
| Income before extraordinary items | $4,257,000 | 441 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,257,000 | 440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $584,000 | 436 |
| Cash dividends | $1,739,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-2,271,640 | 9,284 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $82,084,000 | 412 |
| Total interest expense | $31,594,000 | 395 |
| Net interest income | $50,490,000 | 422 |
| Provision for loan and lease losses | $2,470,000 | 631 |
| Total noninterest income | $24,012,000 | 354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,012,000 | 270 |
| Total noninterest expense | $78,750,000 | 262 |
| Salaries and employee benefits | $38,332,000 | 240 |
| Premises and equipment expense | $7,594,000 | 334 |
| Additional noninterest expense | $32,824,000 | 255 |
| Pre-tax net operating income | $-6,718,000 | 9,319 |
| Securities gains (losses) | $16,383,000 | 73 |
| Applicable income taxes | $3,824,000 | 755 |
| Income before extraordinary items | $5,841,000 | 1,072 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,841,000 | 1,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,429,000 | 407 |
| Cash dividends | $8,486,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-4,644,120 | 9,304 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $98,439,000 | 401 |
| Total interest expense | $54,784,000 | 356 |
| Net interest income | $43,655,000 | 446 |
| Provision for loan and lease losses | $2,562,000 | 575 |
| Total noninterest income | $50,123,000 | 233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $50,123,000 | 179 |
| Total noninterest expense | $66,926,000 | 284 |
| Salaries and employee benefits | $35,270,000 | 234 |
| Premises and equipment expense | $5,862,000 | 400 |
| Additional noninterest expense | $25,794,000 | 298 |
| Pre-tax net operating income | $24,290,000 | 371 |
| Securities gains (losses) | $4,879,000 | 142 |
| Applicable income taxes | $11,688,000 | 304 |
| Income before extraordinary items | $17,481,000 | 364 |
| Extraordinary gains, net | $-360,000 | 9,551 |
| Net income | $17,121,000 | 372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,481,000 | 227 |
| Cash dividends | $11,895,000 | 330 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $14,358,440 | 403 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $88,185,000 | 455 |
| Total interest expense | $54,860,000 | 396 |
| Net interest income | $33,325,000 | 562 |
| Provision for loan and lease losses | $2,144,000 | 577 |
| Total noninterest income | $15,778,000 | 437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $15,778,000 | 331 |
| Total noninterest expense | $32,101,000 | 503 |
| Salaries and employee benefits | $11,904,000 | 609 |
| Premises and equipment expense | $2,475,000 | 809 |
| Additional noninterest expense | $17,722,000 | 386 |
| Pre-tax net operating income | $14,858,000 | 568 |
| Securities gains (losses) | $5,298,000 | 49 |
| Applicable income taxes | $8,021,000 | 398 |
| Income before extraordinary items | $12,135,000 | 487 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $12,135,000 | 488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,058,000 | 364 |
| Cash dividends | $5,244,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $8,744,280 | 633 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $66,024,000 | 563 |
| Total interest expense | $30,811,000 | 550 |
| Net interest income | $35,213,000 | 553 |
| Provision for loan and lease losses | $1,800,000 | 614 |
| Total noninterest income | $6,282,000 | 801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $6,282,000 | 570 |
| Total noninterest expense | $15,448,000 | 919 |
| Salaries and employee benefits | $5,076,000 | 1,365 |
| Premises and equipment expense | $922,000 | 2,218 |
| Additional noninterest expense | $9,450,000 | 635 |
| Pre-tax net operating income | $24,247,000 | 416 |
| Securities gains (losses) | $4,801,000 | 68 |
| Applicable income taxes | $11,520,000 | 335 |
| Income before extraordinary items | $17,528,000 | 398 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $17,528,000 | 398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $540,000 | 1,144 |
| Cash dividends | $7,453,000 | 504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $14,455,360 | 456 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $52,319,000 | 656 |
| Total interest expense | $24,972,000 | 663 |
| Net interest income | $27,347,000 | 658 |
| Provision for loan and lease losses | $2,130,000 | 550 |
| Total noninterest income | $2,697,000 | 1,454 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,697,000 | 967 |
| Total noninterest expense | $11,146,000 | 1,180 |
| Salaries and employee benefits | $4,000,000 | 1,665 |
| Premises and equipment expense | $603,000 | 3,160 |
| Additional noninterest expense | $6,543,000 | 799 |
| Pre-tax net operating income | $16,768,000 | 503 |
| Securities gains (losses) | $4,704,000 | 129 |
| Applicable income taxes | $8,393,000 | 387 |
| Income before extraordinary items | $13,079,000 | 461 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $13,079,000 | 460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $903,000 | 822 |
| Cash dividends | $2,324,000 | 1,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $10,068,440 | 561 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $26,937,000 | 1,247 |
| Total interest expense | $11,810,000 | 1,333 |
| Net interest income | $15,127,000 | 1,164 |
| Provision for loan and lease losses | $892,000 | 1,092 |
| Total noninterest income | $2,964,000 | 1,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,964,000 | 846 |
| Total noninterest expense | $10,086,000 | 1,309 |
| Salaries and employee benefits | $2,860,000 | 2,309 |
| Premises and equipment expense | $377,000 | 4,644 |
| Additional noninterest expense | $6,849,000 | 772 |
| Pre-tax net operating income | $7,113,000 | 1,126 |
| Securities gains (losses) | $3,140,000 | 128 |
| Applicable income taxes | $3,902,000 | 740 |
| Income before extraordinary items | $6,351,000 | 867 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,351,000 | 869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-723,000 | 10,893 |
| Cash dividends | $1,746,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,341,400 | 1,231 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,304,000 | 2,706 |
| Total interest expense | $5,810,000 | 2,622 |
| Net interest income | $6,494,000 | 2,734 |
| Provision for loan and lease losses | $395,000 | 2,118 |
| Total noninterest income | $3,531,000 | 1,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,531,000 | 804 |
| Total noninterest expense | $8,095,000 | 1,752 |
| Salaries and employee benefits | $3,098,000 | 2,155 |
| Premises and equipment expense | $401,000 | 4,527 |
| Additional noninterest expense | $4,596,000 | 1,213 |
| Pre-tax net operating income | $1,535,000 | 4,253 |
| Securities gains (losses) | $3,136,000 | 114 |
| Applicable income taxes | $1,814,000 | 1,344 |
| Income before extraordinary items | $2,857,000 | 1,733 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,857,000 | 1,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,783 |
| Cash dividends | $841,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $849,960 | 5,025 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,587,000 | 3,770 |
| Total interest expense | $3,297,000 | 4,377 |
| Net interest income | $5,290,000 | 3,348 |
| Provision for loan and lease losses | $377,000 | 1,945 |
| Total noninterest income | $1,228,000 | 2,664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,228,000 | 1,575 |
| Total noninterest expense | $4,459,000 | 3,015 |
| Salaries and employee benefits | $1,794,000 | 3,656 |
| Premises and equipment expense | $436,000 | 4,221 |
| Additional noninterest expense | $2,229,000 | 2,206 |
| Pre-tax net operating income | $1,682,000 | 4,057 |
| Securities gains (losses) | $3,263,000 | 93 |
| Applicable income taxes | $1,977,000 | 1,285 |
| Income before extraordinary items | $2,968,000 | 1,703 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,968,000 | 1,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,382 |
| Cash dividends | $907,000 | 2,208 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $879,680 | 5,069 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,236,000 | 4,697 |
| Total interest expense | $1,693,000 | 6,343 |
| Net interest income | $4,543,000 | 3,893 |
| Provision for loan and lease losses | $192,000 | 3,103 |
| Total noninterest income | $684,000 | 4,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $684,000 | 2,375 |
| Total noninterest expense | $3,654,000 | 3,702 |
| Salaries and employee benefits | $1,450,000 | 4,404 |
| Premises and equipment expense | $691,000 | 2,862 |
| Additional noninterest expense | $1,513,000 | 3,265 |
| Pre-tax net operating income | $1,381,000 | 4,722 |
| Securities gains (losses) | $1,647,000 | 110 |
| Applicable income taxes | $1,272,000 | 1,794 |
| Income before extraordinary items | $1,756,000 | 2,755 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,756,000 | 2,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,355 |
| Cash dividends | $855,000 | 2,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $701,920 | 5,967 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,053,000 | 6,820 |
| Total interest expense | $1,984,000 | 5,873 |
| Net interest income | $2,069,000 | 7,490 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $264,000 | 8,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $264,000 | 4,836 |
| Total noninterest expense | $1,810,000 | 6,858 |
| Salaries and employee benefits | $766,000 | 7,526 |
| Premises and equipment expense | $489,000 | 3,942 |
| Additional noninterest expense | $555,000 | 7,718 |
| Pre-tax net operating income | $463,000 | 8,919 |
| Securities gains (losses) | $264,000 | 1,416 |
| Applicable income taxes | $288,000 | 6,233 |
| Income before extraordinary items | $439,000 | 8,067 |
| Extraordinary gains, net | $-95,000 | 12,903 |
| Net income | $344,000 | 9,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,759,000 | 378 |
| Net operating income | $270,040 | 9,556 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,955,000 | 6,435 |
| Total interest expense | $2,865,000 | 5,358 |
| Net interest income | $2,090,000 | 7,517 |
| Provision for loan and lease losses | $105,000 | 7,133 |
| Total noninterest income | $322,000 | 7,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $322,000 | 4,240 |
| Total noninterest expense | $1,601,000 | 7,577 |
| Salaries and employee benefits | $664,000 | 8,268 |
| Premises and equipment expense | $376,000 | 5,045 |
| Additional noninterest expense | $561,000 | 7,866 |
| Pre-tax net operating income | $706,000 | 7,061 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $230,000 | 6,993 |
| Income before extraordinary items | $476,000 | 7,536 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $476,000 | 7,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 7,050 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $476,000 | 7,159 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.