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United Western Bank, Net charge- offs to loans

2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.1128%300
Percentage Net Loans Charged-off: Total real estate loans4.3764%223
Percentage Net Loans Charged-off:Construction & development13.2400%370
Percentage Net Loans Charged-off: Commercial real estate2.0847%599
Percentage Net Loans Charged-off: Multi-family residential11.1821%139
Percentage Net Loans Charged-off: 1-4 family residential1.1404%1,251
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net1.2044%1,177
Percentage Net Loans Charged-off: Commercial and industrial2.1144%1,550
Percentage Net Loans Charged-off: Loans to individuals2.6505%778
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.2421%444
Percentage Net Loans Charged-off: Total real estate loans3.6082%323
Percentage Net Loans Charged-off:Construction & development10.5531%493
Percentage Net Loans Charged-off: Commercial real estate1.8514%657
Percentage Net Loans Charged-off: Multi-family residential6.7279%194
Percentage Net Loans Charged-off: 1-4 family residential0.8405%1,437
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.8874%1,350
Percentage Net Loans Charged-off: Commercial and industrial0.5272%2,878
Percentage Net Loans Charged-off: Loans to individuals0.0984%4,687
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0461%884
Percentage Net Loans Charged-off: Total real estate loans2.2270%730
Percentage Net Loans Charged-off:Construction & development6.1579%848
Percentage Net Loans Charged-off: Commercial real estate1.4052%754
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.5827%1,725
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.6147%1,604
Percentage Net Loans Charged-off: Commercial and industrial0.6956%2,360
Percentage Net Loans Charged-off: Loans to individuals0.1034%4,287
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.9960%326
Percentage Net Loans Charged-off: Total real estate loans4.3609%258
Percentage Net Loans Charged-off:Construction & development12.3436%342
Percentage Net Loans Charged-off: Commercial real estate2.5253%367
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.7768%1,218
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.8192%1,117
Percentage Net Loans Charged-off: Commercial and industrial1.2064%1,437
Percentage Net Loans Charged-off: Loans to individuals0.2042%3,346
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1268%2,178
Percentage Net Loans Charged-off: Total real estate loans1.1778%1,699
Percentage Net Loans Charged-off:Construction & development2.9660%1,737
Percentage Net Loans Charged-off: Commercial real estate0.6346%1,544
Percentage Net Loans Charged-off: Multi-family residential0.7690%613
Percentage Net Loans Charged-off: 1-4 family residential0.1784%3,379
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.1883%3,172
Percentage Net Loans Charged-off: Commercial and industrial0.7209%3,302
Percentage Net Loans Charged-off: Loans to individuals0.1671%5,356
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7953%2,378
Percentage Net Loans Charged-off: Total real estate loans0.7844%1,854
Percentage Net Loans Charged-off:Construction & development2.1004%1,691
Percentage Net Loans Charged-off: Commercial real estate0.3569%1,584
Percentage Net Loans Charged-off: Multi-family residential0.5183%501
Percentage Net Loans Charged-off: 1-4 family residential0.0597%3,830
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0630%3,590
Percentage Net Loans Charged-off: Commercial and industrial0.9274%2,458
Percentage Net Loans Charged-off: Loans to individuals0.2562%4,638
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7414%2,196
Percentage Net Loans Charged-off: Total real estate loans0.7213%1,723
Percentage Net Loans Charged-off:Construction & development1.5561%1,572
Percentage Net Loans Charged-off: Commercial real estate0.5394%1,009
Percentage Net Loans Charged-off: Multi-family residential0.9415%321
Percentage Net Loans Charged-off: 1-4 family residential0.0741%3,194
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0783%2,949
Percentage Net Loans Charged-off: Commercial and industrial0.9592%2,032
Percentage Net Loans Charged-off: Loans to individuals0.3089%4,056
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8205%1,578
Percentage Net Loans Charged-off: Total real estate loans0.8859%1,112
Percentage Net Loans Charged-off:Construction & development1.8982%973
Percentage Net Loans Charged-off: Commercial real estate0.7875%520
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0847%2,302
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0894%2,084
Percentage Net Loans Charged-off: Commercial and industrial0.1887%2,301
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,232
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2323%3,919
Percentage Net Loans Charged-off: Total real estate loans0.2311%2,694
Percentage Net Loans Charged-off:Construction & development0.4470%2,059
Percentage Net Loans Charged-off: Commercial real estate0.0162%2,222
Percentage Net Loans Charged-off: Multi-family residential1.1452%266
Percentage Net Loans Charged-off: 1-4 family residential0.1919%2,214
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.1975%2,065
Percentage Net Loans Charged-off: Commercial and industrial0.2465%3,405
Percentage Net Loans Charged-off: Loans to individuals0.1298%5,341
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2484%2,916
Percentage Net Loans Charged-off: Total real estate loans0.2606%1,841
Percentage Net Loans Charged-off:Construction & development0.6257%1,333
Percentage Net Loans Charged-off: Commercial real estate0.0226%1,576
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.2774%1,398
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.2837%1,284
Percentage Net Loans Charged-off: Commercial and industrial0.1355%3,104
Percentage Net Loans Charged-off: Loans to individuals0.1804%4,575
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2230%2,574
Percentage Net Loans Charged-off: Total real estate loans0.2244%1,600
Percentage Net Loans Charged-off:Construction & development0.6292%935
Percentage Net Loans Charged-off: Commercial real estate0.0300%1,162
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1579%1,625
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.1601%1,495
Percentage Net Loans Charged-off: Commercial and industrial0.2103%2,283
Percentage Net Loans Charged-off: Loans to individuals0.2918%3,636
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0785%3,315
Percentage Net Loans Charged-off: Total real estate loans0.0861%1,790
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0497%675
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.1924%1,064
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.1938%979
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals0.6914%2,027
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0507%4,971
Percentage Net Loans Charged-off: Total real estate loans0.0493%2,855
Percentage Net Loans Charged-off:Construction & development-0.0685%7,703
Percentage Net Loans Charged-off: Commercial real estate0.0014%1,665
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1280%1,653
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.1286%1,575
Percentage Net Loans Charged-off: Commercial and industrial0.0292%3,720
Percentage Net Loans Charged-off: Loans to individuals3.0753%300
Percentage Net Loans Charged-off: Credit card loans0.0000%1,217
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0588%3,974
Percentage Net Loans Charged-off: Total real estate loans0.0601%1,948
Percentage Net Loans Charged-off:Construction & development-0.1054%7,703
Percentage Net Loans Charged-off: Commercial real estate0.0034%1,152
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1509%1,116
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.1516%1,057
Percentage Net Loans Charged-off: Commercial and industrial0.0122%3,197
Percentage Net Loans Charged-off: Loans to individuals1.9556%580
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0527%3,608
Percentage Net Loans Charged-off: Total real estate loans0.0589%1,582
Percentage Net Loans Charged-off:Construction & development0.0906%537
Percentage Net Loans Charged-off: Commercial real estate-0.0040%7,830
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0970%1,210
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0974%1,119
Percentage Net Loans Charged-off: Commercial and industrial-0.0963%7,371
Percentage Net Loans Charged-off: Loans to individuals3.4079%217
Percentage Net Loans Charged-off: Credit card loans0.0000%965
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0218%3,670
Percentage Net Loans Charged-off: Total real estate loans0.0287%1,436
Percentage Net Loans Charged-off:Construction & development0.2179%238
Percentage Net Loans Charged-off: Commercial real estate-0.0078%7,959
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0190%1,324
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0190%1,200
Percentage Net Loans Charged-off: Commercial and industrial-0.2275%7,664
Percentage Net Loans Charged-off: Loans to individuals8.6185%55
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0450%4,534
Percentage Net Loans Charged-off: Total real estate loans0.0435%2,096
Percentage Net Loans Charged-off:Construction & development1.0148%133
Percentage Net Loans Charged-off: Commercial real estate-0.4130%8,330
Percentage Net Loans Charged-off: Multi-family residential1.1557%64
Percentage Net Loans Charged-off: 1-4 family residential0.0670%1,766
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0670%1,686
Percentage Net Loans Charged-off: Commercial and industrial0.0995%2,943
Percentage Net Loans Charged-off: Loans to individuals-2.7793%8,473
Percentage Net Loans Charged-off: Credit card loans4.0761%250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0928%2,844
Percentage Net Loans Charged-off: Total real estate loans0.0920%1,138
Percentage Net Loans Charged-off:Construction & development0.3585%186
Percentage Net Loans Charged-off: Commercial real estate-0.1830%8,300
Percentage Net Loans Charged-off: Multi-family residential1.5025%42
Percentage Net Loans Charged-off: 1-4 family residential0.0687%1,443
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0688%1,368
Percentage Net Loans Charged-off: Commercial and industrial0.1071%2,378
Percentage Net Loans Charged-off: Loans to individuals0.9901%1,336
Percentage Net Loans Charged-off: Credit card loans5.5556%143
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1597%1,802
Percentage Net Loans Charged-off: Total real estate loans0.1583%689
Percentage Net Loans Charged-off:Construction & development0.0276%370
Percentage Net Loans Charged-off: Commercial real estate-0.1396%8,301
Percentage Net Loans Charged-off: Multi-family residential2.5745%25
Percentage Net Loans Charged-off: 1-4 family residential0.0840%1,127
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0840%1,077
Percentage Net Loans Charged-off: Commercial and industrial0.1891%1,755
Percentage Net Loans Charged-off: Loans to individuals2.4742%362
Percentage Net Loans Charged-off: Credit card loans5.7414%154
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0773%7,978
Percentage Net Loans Charged-off: Total real estate loans-0.0963%8,401
Percentage Net Loans Charged-off:Construction & development0.0677%171
Percentage Net Loans Charged-off: Commercial real estate-0.3548%8,393
Percentage Net Loans Charged-off: Multi-family residential-1.2895%6,196
Percentage Net Loans Charged-off: 1-4 family residential0.0851%828
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0851%780
Percentage Net Loans Charged-off: Commercial and industrial0.3467%1,001
Percentage Net Loans Charged-off: Loans to individuals4.7059%177
Percentage Net Loans Charged-off: Credit card loans10.7383%76
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1546%2,811
Percentage Net Loans Charged-off: Total real estate loans0.1543%893
Percentage Net Loans Charged-off:Construction & development0.4411%193
Percentage Net Loans Charged-off: Commercial real estate-0.0474%8,206
Percentage Net Loans Charged-off: Multi-family residential0.9618%72
Percentage Net Loans Charged-off: 1-4 family residential0.1221%1,239
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.1221%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.0321%3,826
Percentage Net Loans Charged-off: Loans to individuals15.3226%24
Percentage Net Loans Charged-off: Credit card loans25.9740%23
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1088%3,000
Percentage Net Loans Charged-off: Total real estate loans0.1035%1,104
Percentage Net Loans Charged-off:Construction & development0.5798%140
Percentage Net Loans Charged-off: Commercial real estate0.0359%845
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0994%1,252
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0994%1,223
Percentage Net Loans Charged-off: Commercial and industrial0.1632%2,471
Percentage Net Loans Charged-off: Loans to individuals12.1148%33
Percentage Net Loans Charged-off: Credit card loans29.1092%19
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1857%1,942
Percentage Net Loans Charged-off: Total real estate loans0.1746%695
Percentage Net Loans Charged-off:Construction & development0.5289%125
Percentage Net Loans Charged-off: Commercial real estate0.3164%326
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.1489%873
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.1489%862
Percentage Net Loans Charged-off: Commercial and industrial0.4413%1,472
Percentage Net Loans Charged-off: Loans to individuals7.0279%77
Percentage Net Loans Charged-off: Credit card loans12.8000%62
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0809%2,700
Percentage Net Loans Charged-off: Total real estate loans0.0296%1,365
Percentage Net Loans Charged-off:Construction & development0.7536%72
Percentage Net Loans Charged-off: Commercial real estate-0.1940%8,485
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0358%1,227
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0358%1,123
Percentage Net Loans Charged-off: Commercial and industrial1.1911%646
Percentage Net Loans Charged-off: Loans to individuals10.1662%43
Percentage Net Loans Charged-off: Credit card loans14.4404%66
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2174%2,563
Percentage Net Loans Charged-off: Total real estate loans0.2306%799
Percentage Net Loans Charged-off:Construction & development0.2701%325
Percentage Net Loans Charged-off: Commercial real estate0.9967%256
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0989%1,601
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0990%1,567
Percentage Net Loans Charged-off: Commercial and industrial0.0420%3,963
Percentage Net Loans Charged-off: Loans to individuals4.6446%173
Percentage Net Loans Charged-off: Credit card loans8.5049%145
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1241%3,272
Percentage Net Loans Charged-off: Total real estate loans0.1402%1,072
Percentage Net Loans Charged-off:Construction & development0.0559%468
Percentage Net Loans Charged-off: Commercial real estate0.3818%412
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1076%1,304
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1076%1,281
Percentage Net Loans Charged-off: Commercial and industrial-0.0712%7,460
Percentage Net Loans Charged-off: Loans to individuals4.9637%163
Percentage Net Loans Charged-off: Credit card loans7.1686%195
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1429%2,804
Percentage Net Loans Charged-off: Total real estate loans0.1505%971
Percentage Net Loans Charged-off:Construction & development0.0615%357
Percentage Net Loans Charged-off: Commercial real estate0.2043%484
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1546%948
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.1547%923
Percentage Net Loans Charged-off: Commercial and industrial0.0189%2,973
Percentage Net Loans Charged-off: Loans to individuals4.7284%194
Percentage Net Loans Charged-off: Credit card loans8.2707%154
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1870%2,034
Percentage Net Loans Charged-off: Total real estate loans0.1896%662
Percentage Net Loans Charged-off:Construction & development3.9224%47
Percentage Net Loans Charged-off: Commercial real estate-0.1335%8,655
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.1375%831
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.1375%791
Percentage Net Loans Charged-off: Commercial and industrial0.0788%1,892
Percentage Net Loans Charged-off: Loans to individuals4.9587%222
Percentage Net Loans Charged-off: Credit card loans-3.9539%2,586
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2083%3,304
Percentage Net Loans Charged-off: Total real estate loans0.1942%1,141
Percentage Net Loans Charged-off:Construction & development0.2102%466
Percentage Net Loans Charged-off: Commercial real estate0.7241%355
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.1256%1,565
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.1256%1,542
Percentage Net Loans Charged-off: Commercial and industrial0.3547%3,055
Percentage Net Loans Charged-off: Loans to individuals0.5849%3,838
Percentage Net Loans Charged-off: Credit card loans3.8542%632
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2386%2,589
Percentage Net Loans Charged-off: Total real estate loans0.2137%871
Percentage Net Loans Charged-off:Construction & development0.2668%339
Percentage Net Loans Charged-off: Commercial real estate0.8950%233
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.1237%1,304
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.1237%1,283
Percentage Net Loans Charged-off: Commercial and industrial0.5742%2,063
Percentage Net Loans Charged-off: Loans to individuals-0.4885%8,843
Percentage Net Loans Charged-off: Credit card loans4.7154%459
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2184%2,611
Percentage Net Loans Charged-off: Total real estate loans0.1671%998
Percentage Net Loans Charged-off:Construction & development0.3560%264
Percentage Net Loans Charged-off: Commercial real estate0.8220%251
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0696%1,488
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0696%1,455
Percentage Net Loans Charged-off: Commercial and industrial1.0023%1,308
Percentage Net Loans Charged-off: Loans to individuals-1.3423%9,030
Percentage Net Loans Charged-off: Credit card loans3.9660%597
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1727%2,567
Percentage Net Loans Charged-off: Total real estate loans0.0986%1,083
Percentage Net Loans Charged-off:Construction & development0.6434%134
Percentage Net Loans Charged-off: Commercial real estate0.8966%177
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0475%8,725
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0475%8,723
Percentage Net Loans Charged-off: Commercial and industrial1.1635%931
Percentage Net Loans Charged-off: Loans to individuals0.7131%2,577
Percentage Net Loans Charged-off: Credit card loans6.0783%356
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2649%3,039
Percentage Net Loans Charged-off: Total real estate loans0.2112%1,020
Percentage Net Loans Charged-off:Construction & development0.0332%768
Percentage Net Loans Charged-off: Commercial real estate0.0641%1,202
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.2452%884
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.2452%901
Percentage Net Loans Charged-off: Commercial and industrial1.0501%1,820
Percentage Net Loans Charged-off: Loans to individuals3.0640%446
Percentage Net Loans Charged-off: Credit card loans5.1938%465
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6703%1,170
Percentage Net Loans Charged-off: Total real estate loans0.6322%278
Percentage Net Loans Charged-off:Construction & development8.0450%43
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.3744%513
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.3744%518
Percentage Net Loans Charged-off: Commercial and industrial1.0244%1,769
Percentage Net Loans Charged-off: Loans to individuals7.3600%98
Percentage Net Loans Charged-off: Credit card loans12.8800%105
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3020%2,241
Percentage Net Loans Charged-off: Total real estate loans0.2438%113
Percentage Net Loans Charged-off:Construction & development0.2312%92
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.2645%105
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.2645%107
Percentage Net Loans Charged-off: Commercial and industrial1.1606%206
Percentage Net Loans Charged-off: Loans to individuals4.4840%64
Percentage Net Loans Charged-off: Credit card loans9.5456%65
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0664%5,627
Percentage Net Loans Charged-off: Total real estate loans0.0124%807
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0139%816
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0139%765
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,003
Percentage Net Loans Charged-off: Loans to individuals4.2479%70
Percentage Net Loans Charged-off: Credit card loans9.7949%47
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1535%4,140
Percentage Net Loans Charged-off: Total real estate loans0.0301%600
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0331%595
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0331%546
Percentage Net Loans Charged-off: Commercial and industrial0.0000%953
Percentage Net Loans Charged-off: Loans to individuals4.7983%65
Percentage Net Loans Charged-off: Credit card loans12.8159%31
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2265%10,629
Percentage Net Loans Charged-off: Total real estate loans0.0058%911
Percentage Net Loans Charged-off:Construction & development0.1046%151
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0032%951
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, net0.0032%899
Percentage Net Loans Charged-off: Commercial and industrial0.0000%888
Percentage Net Loans Charged-off: Loans to individuals-8.1189%1,499
Percentage Net Loans Charged-off: Credit card loans2.8542%488
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0515%6,958
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1313%4,972
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0598%6,728
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0121%9,499
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1222%8,472
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA