Home > United Valley Bank > Income and Expense

United Valley Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$27,310,0001,512
Total interest expense$8,191,0001,472
Net interest income$19,119,0001,493
Provision for loan and lease losses$03,275
Total noninterest income$903,0002,856
Gross Fiduciary activities income$0981
Service charges on deposit accounts$419,0001,846
Trading account gains and feesNANA
Additional Noninterest Income$484,0003,005
Total noninterest expense$12,809,0001,731
Salaries and employee benefits$7,905,0001,624
Premises and equipment expense$1,461,0001,572
Additional noninterest expense$484,0003,005
Pre-tax net operating income$7,213,0001,506
Securities gains (losses)$88,000271
Applicable income taxes$03,369
Income before extraordinary items$7,301,0001,294
Extraordinary gains, net$054
Net income$7,301,0001,310
Minority interest net income$088
Net income of bank and minority interests.$7,301,0001,297
Net charge-offs$-2,0003,575
Cash dividends$3,736,0001,006
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,213,0001,328
2023-09-30 (YTD Data)Rank
Total interest income$19,806,0001,520
Total interest expense$5,454,0001,490
Net interest income$14,352,0001,502
Provision for loan and lease losses$03,085
Total noninterest income$612,0002,965
Gross Fiduciary activities income$0950
Service charges on deposit accounts$305,0001,875
Trading account gains and feesNANA
Additional Noninterest Income$307,0003,146
Total noninterest expense$9,491,0001,738
Salaries and employee benefits$5,803,0001,645
Premises and equipment expense$1,132,0001,536
Additional noninterest expense$307,0003,145
Pre-tax net operating income$5,473,0001,547
Securities gains (losses)$28,000375
Applicable income taxes$03,407
Income before extraordinary items$5,501,0001,337
Extraordinary gains, net$052
Net income$5,501,0001,346
Minority interest net income$081
Net income of bank and minority interests.$5,501,0001,337
Net charge-offs$4,0002,363
Cash dividends$2,761,000938
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,473,0001,366
2023-06-30 (YTD Data)Rank
Total interest income$12,559,0001,545
Total interest expense$2,864,0001,607
Net interest income$9,695,0001,503
Provision for loan and lease losses$02,940
Total noninterest income$320,0003,191
Gross Fiduciary activities income$0931
Service charges on deposit accounts$201,0001,879
Trading account gains and feesNANA
Additional Noninterest Income$119,0003,564
Total noninterest expense$6,310,0001,734
Salaries and employee benefits$3,861,0001,645
Premises and equipment expense$771,0001,498
Additional noninterest expense$119,0003,549
Pre-tax net operating income$3,705,0001,519
Securities gains (losses)$13,000568
Applicable income taxes$03,436
Income before extraordinary items$3,718,0001,324
Extraordinary gains, net$051
Net income$3,718,0001,338
Minority interest net income$081
Net income of bank and minority interests.$3,718,0001,324
Net charge-offs$-8,0003,857
Cash dividends$1,931,000914
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,705,0001,349
2023-03-31 (YTD Data)Rank
Total interest income$5,835,0001,619
Total interest expense$994,0001,841
Net interest income$4,841,0001,512
Provision for loan and lease losses$02,612
Total noninterest income$282,0002,556
Gross Fiduciary activities income$0913
Service charges on deposit accounts$97,0001,944
Trading account gains and feesNANA
Additional Noninterest Income$185,0002,523
Total noninterest expense$3,188,0001,741
Salaries and employee benefits$1,965,0001,655
Premises and equipment expense$383,0001,531
Additional noninterest expense$185,0002,523
Pre-tax net operating income$1,935,0001,502
Securities gains (losses)$15,000490
Applicable income taxes$03,388
Income before extraordinary items$1,950,0001,310
Extraordinary gains, net$04
Net income$1,950,0001,309
Minority interest net income$048
Net income of bank and minority interests.$1,950,0001,310
Net charge-offs$-28,0004,305
Cash dividends$906,000881
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,935,0001,337
2022-12-31 (YTD Data)Rank
Total interest income$19,839,0001,583
Total interest expense$1,282,0002,106
Net interest income$18,557,0001,528
Provision for loan and lease losses$375,0001,385
Total noninterest income$950,0002,874
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$421,0001,890
Trading account gains and feesNANA
Additional Noninterest Income$529,0002,994
Total noninterest expense$12,235,0001,753
Salaries and employee benefits$7,705,0001,621
Premises and equipment expense$1,386,0001,615
Additional noninterest expense$529,0002,994
Pre-tax net operating income$6,897,0001,664
Securities gains (losses)$-27,0003,631
Applicable income taxes$03,596
Income before extraordinary items$6,870,0001,485
Extraordinary gains, net$05
Net income$6,870,0001,484
Minority interest net income$063
Net income of bank and minority interests.$6,870,0001,484
Net charge-offs$-6,0003,530
Cash dividends$3,545,0001,019
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,897,0001,496
2022-09-30 (YTD Data)Rank
Total interest income$14,069,0001,610
Total interest expense$705,0002,185
Net interest income$13,364,0001,559
Provision for loan and lease losses$375,0001,114
Total noninterest income$992,0002,505
Gross Fiduciary activities income$0968
Service charges on deposit accounts$320,0001,889
Trading account gains and feesNANA
Additional Noninterest Income$672,0002,475
Total noninterest expense$9,177,0001,748
Salaries and employee benefits$5,671,0001,640
Premises and equipment expense$1,090,0001,574
Additional noninterest expense$672,0002,475
Pre-tax net operating income$4,804,0001,739
Securities gains (losses)$-42,0004,078
Applicable income taxes$03,603
Income before extraordinary items$4,762,0001,548
Extraordinary gains, net$04
Net income$4,762,0001,547
Minority interest net income$057
Net income of bank and minority interests.$4,762,0001,548
Net charge-offs$67,0001,090
Cash dividends$2,640,000924
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,804,0001,570
2022-06-30 (YTD Data)Rank
Total interest income$8,947,0001,622
Total interest expense$385,0002,322
Net interest income$8,562,0001,565
Provision for loan and lease losses$225,0001,087
Total noninterest income$701,0002,429
Gross Fiduciary activities income$0925
Service charges on deposit accounts$209,0001,903
Trading account gains and feesNANA
Additional Noninterest Income$492,0002,412
Total noninterest expense$6,247,0001,703
Salaries and employee benefits$3,824,0001,617
Premises and equipment expense$732,0001,579
Additional noninterest expense$1,691,0001,826
Pre-tax net operating income$2,791,0001,817
Securities gains (losses)$-46,0004,229
Applicable income taxes$03,564
Income before extraordinary items$2,745,0001,611
Extraordinary gains, net$04
Net income$2,745,0001,610
Minority interest net income$060
Net income of bank and minority interests.$2,745,0001,611
Net charge-offs$62,000883
Cash dividends$1,925,000874
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,791,0001,622
2022-03-31 (YTD Data)Rank
Total interest income$4,281,0001,633
Total interest expense$205,0002,175
Net interest income$4,076,0001,583
Provision for loan and lease losses$50,0001,338
Total noninterest income$385,0002,311
Gross Fiduciary activities income$0892
Service charges on deposit accounts$103,0001,906
Trading account gains and feesNANA
Additional Noninterest Income$282,0002,251
Total noninterest expense$3,118,0001,699
Salaries and employee benefits$1,940,0001,606
Premises and equipment expense$386,0001,522
Additional noninterest expense$792,0001,887
Pre-tax net operating income$1,293,0001,822
Securities gains (losses)$-23,0004,347
Applicable income taxes$03,450
Income before extraordinary items$1,270,0001,638
Extraordinary gains, net$04
Net income$1,270,0001,637
Minority interest net income$050
Net income of bank and minority interests.$1,270,0001,638
Net charge-offs$-1,0003,005
Cash dividends$1,275,000656
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,293,0001,632
2021-12-31 (YTD Data)Rank
Total interest income$18,547,0001,572
Total interest expense$1,144,0002,023
Net interest income$17,403,0001,531
Provision for loan and lease losses$450,0001,128
Total noninterest income$1,347,0002,666
Gross Fiduciary activities income$0994
Service charges on deposit accounts$290,0002,229
Trading account gains and feesNANA
Additional Noninterest Income$1,057,0002,574
Total noninterest expense$12,416,0001,701
Salaries and employee benefits$7,490,0001,638
Premises and equipment expense$1,400,0001,607
Additional noninterest expense$3,526,0001,741
Pre-tax net operating income$5,884,0001,849
Securities gains (losses)$88,000916
Applicable income taxes$03,710
Income before extraordinary items$5,972,0001,663
Extraordinary gains, net$010
Net income$5,972,0001,662
Minority interest net income$074
Net income of bank and minority interests.$5,972,0001,663
Net charge-offs$309,000827
Cash dividends$3,620,0001,020
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,884,0001,652
2021-09-30 (YTD Data)Rank
Total interest income$14,127,0001,581
Total interest expense$904,0002,039
Net interest income$13,223,0001,542
Provision for loan and lease losses$450,000883
Total noninterest income$1,077,0002,632
Gross Fiduciary activities income$0957
Service charges on deposit accounts$212,0002,261
Trading account gains and feesNANA
Additional Noninterest Income$865,0002,532
Total noninterest expense$9,427,0001,684
Salaries and employee benefits$5,490,0001,661
Premises and equipment expense$1,115,0001,559
Additional noninterest expense$2,822,0001,664
Pre-tax net operating income$4,423,0001,928
Securities gains (losses)$62,000975
Applicable income taxes$03,719
Income before extraordinary items$4,485,0001,733
Extraordinary gains, net$08
Net income$4,485,0001,731
Minority interest net income$069
Net income of bank and minority interests.$4,485,0001,733
Net charge-offs$239,000724
Cash dividends$3,235,000806
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,423,0001,723
2021-06-30 (YTD Data)Rank
Total interest income$8,921,0001,648
Total interest expense$623,0002,052
Net interest income$8,298,0001,607
Provision for loan and lease losses$75,0001,864
Total noninterest income$743,0002,559
Gross Fiduciary activities income$0951
Service charges on deposit accounts$134,0002,272
Trading account gains and feesNANA
Additional Noninterest Income$609,0002,446
Total noninterest expense$6,528,0001,613
Salaries and employee benefits$3,705,0001,649
Premises and equipment expense$755,0001,538
Additional noninterest expense$2,068,0001,534
Pre-tax net operating income$2,438,0002,145
Securities gains (losses)$44,000931
Applicable income taxes$03,702
Income before extraordinary items$2,482,0001,954
Extraordinary gains, net$06
Net income$2,482,0001,953
Minority interest net income$067
Net income of bank and minority interests.$2,482,0001,954
Net charge-offs$-1,0003,056
Cash dividends$2,485,000729
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,438,0001,949
2021-03-31 (YTD Data)Rank
Total interest income$4,388,0001,669
Total interest expense$331,0002,036
Net interest income$4,057,0001,626
Provision for loan and lease losses$75,0001,426
Total noninterest income$393,0002,500
Gross Fiduciary activities income$0922
Service charges on deposit accounts$70,0002,217
Trading account gains and feesNANA
Additional Noninterest Income$323,0002,372
Total noninterest expense$3,352,0001,575
Salaries and employee benefits$1,861,0001,645
Premises and equipment expense$423,0001,428
Additional noninterest expense$1,068,0001,464
Pre-tax net operating income$1,023,0002,338
Securities gains (losses)$37,000732
Applicable income taxes$03,613
Income before extraordinary items$1,060,0002,139
Extraordinary gains, net$03
Net income$1,060,0002,139
Minority interest net income$055
Net income of bank and minority interests.$1,060,0002,139
Net charge-offs$01,930
Cash dividends$975,000785
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,023,0002,149
2020-12-31 (YTD Data)Rank
Total interest income$16,159,0001,774
Total interest expense$1,699,0002,190
Net interest income$14,460,0001,701
Provision for loan and lease losses$600,0002,051
Total noninterest income$1,120,0002,749
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$316,0002,168
Trading account gains and feesNANA
Additional Noninterest Income$804,0002,683
Total noninterest expense$10,390,0001,902
Salaries and employee benefits$6,875,0001,697
Premises and equipment expense$1,056,0001,965
Additional noninterest expense$2,459,0002,229
Pre-tax net operating income$4,590,0001,894
Securities gains (losses)$96,0001,409
Applicable income taxes$03,697
Income before extraordinary items$4,686,0001,708
Extraordinary gains, net$04
Net income$4,686,0001,708
Minority interest net income$072
Net income of bank and minority interests.$4,686,0001,708
Net charge-offs$-42,0004,556
Cash dividends$3,486,0001,004
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,590,0001,706
2020-09-30 (YTD Data)Rank
Total interest income$11,888,0001,816
Total interest expense$1,345,0002,206
Net interest income$10,543,0001,729
Provision for loan and lease losses$450,0002,049
Total noninterest income$813,0002,752
Gross Fiduciary activities income$0981
Service charges on deposit accounts$244,0002,128
Trading account gains and feesNANA
Additional Noninterest Income$569,0002,709
Total noninterest expense$7,809,0001,874
Salaries and employee benefits$5,012,0001,725
Premises and equipment expense$832,0001,890
Additional noninterest expense$1,965,0002,098
Pre-tax net operating income$3,097,0002,010
Securities gains (losses)$81,0001,312
Applicable income taxes$03,696
Income before extraordinary items$3,178,0001,818
Extraordinary gains, net$04
Net income$3,178,0001,818
Minority interest net income$065
Net income of bank and minority interests.$3,178,0001,818
Net charge-offs$-106,0004,822
Cash dividends$3,106,000788
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,097,0001,818
2020-06-30 (YTD Data)Rank
Total interest income$7,892,0001,853
Total interest expense$956,0002,212
Net interest income$6,936,0001,757
Provision for loan and lease losses$300,0002,042
Total noninterest income$545,0002,714
Gross Fiduciary activities income$0970
Service charges on deposit accounts$174,0002,083
Trading account gains and feesNANA
Additional Noninterest Income$371,0002,691
Total noninterest expense$5,317,0001,844
Salaries and employee benefits$3,403,0001,697
Premises and equipment expense$546,0001,906
Additional noninterest expense$1,368,0002,032
Pre-tax net operating income$1,864,0002,097
Securities gains (losses)$82,0001,070
Applicable income taxes$03,655
Income before extraordinary items$1,946,0001,886
Extraordinary gains, net$04
Net income$1,946,0001,886
Minority interest net income$065
Net income of bank and minority interests.$1,946,0001,887
Net charge-offs$-104,0004,891
Cash dividends$2,366,000711
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,864,0001,898
2020-03-31 (YTD Data)Rank
Total interest income$3,982,0001,815
Total interest expense$528,0002,204
Net interest income$3,454,0001,728
Provision for loan and lease losses$150,0001,627
Total noninterest income$270,0002,644
Gross Fiduciary activities income$0941
Service charges on deposit accounts$116,0001,967
Trading account gains and feesNANA
Additional Noninterest Income$154,0002,745
Total noninterest expense$2,831,0001,767
Salaries and employee benefits$1,768,0001,662
Premises and equipment expense$281,0001,887
Additional noninterest expense$782,0001,861
Pre-tax net operating income$743,0002,258
Securities gains (losses)$1,0001,614
Applicable income taxes$03,513
Income before extraordinary items$744,0002,082
Extraordinary gains, net$04
Net income$744,0002,081
Minority interest net income$056
Net income of bank and minority interests.$744,0002,082
Net charge-offs$-126,0004,992
Cash dividends$855,000912
Sale, conversion, retirement of capital stock, net$0482
Net operating income$743,0002,047
2019-12-31 (YTD Data)Rank
Total interest income$16,755,0001,764
Total interest expense$2,200,0002,204
Net interest income$14,555,0001,645
Provision for loan and lease losses$850,0001,023
Total noninterest income$998,0002,821
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$422,0002,154
Trading account gains and feesNANA
Additional Noninterest Income$576,0002,876
Total noninterest expense$10,887,0001,787
Salaries and employee benefits$7,005,0001,628
Premises and equipment expense$1,140,0001,856
Additional noninterest expense$2,742,0002,068
Pre-tax net operating income$3,816,0002,120
Securities gains (losses)$1,0002,288
Applicable income taxes$03,859
Income before extraordinary items$3,817,0001,946
Extraordinary gains, net$011
Net income$3,817,0001,947
Minority interest net income$076
Net income of bank and minority interests.$3,817,0001,948
Net charge-offs$509,0001,018
Cash dividends$3,340,0001,104
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,816,0001,913
2019-09-30 (YTD Data)Rank
Total interest income$12,627,0001,779
Total interest expense$1,635,0002,228
Net interest income$10,992,0001,652
Provision for loan and lease losses$625,000980
Total noninterest income$771,0002,802
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$311,0002,186
Trading account gains and feesNANA
Additional Noninterest Income$460,0002,816
Total noninterest expense$7,939,0001,843
Salaries and employee benefits$5,059,0001,701
Premises and equipment expense$857,0001,872
Additional noninterest expense$2,023,0002,100
Pre-tax net operating income$3,199,0002,025
Securities gains (losses)$1,0002,065
Applicable income taxes$03,902
Income before extraordinary items$3,200,0001,846
Extraordinary gains, net$011
Net income$3,200,0001,845
Minority interest net income$072
Net income of bank and minority interests.$3,200,0001,847
Net charge-offs$-14,0004,515
Cash dividends$2,795,000929
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,199,0001,813
2019-06-30 (YTD Data)Rank
Total interest income$8,395,0001,782
Total interest expense$1,018,0002,313
Net interest income$7,377,0001,650
Provision for loan and lease losses$400,0001,005
Total noninterest income$487,0002,845
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$203,0002,198
Trading account gains and feesNANA
Additional Noninterest Income$284,0002,864
Total noninterest expense$5,283,0001,843
Salaries and employee benefits$3,368,0001,701
Premises and equipment expense$583,0001,852
Additional noninterest expense$1,332,0002,125
Pre-tax net operating income$2,181,0001,989
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,181,0001,785
Extraordinary gains, net$011
Net income$2,181,0001,784
Minority interest net income$069
Net income of bank and minority interests.$2,181,0001,785
Net charge-offs$-30,0004,781
Cash dividends$2,370,000775
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,181,0001,755
2019-03-31 (YTD Data)Rank
Total interest income$4,209,0001,776
Total interest expense$499,0002,308
Net interest income$3,710,0001,647
Provision for loan and lease losses$175,0001,043
Total noninterest income$237,0002,841
Gross Fiduciary activities income$0972
Service charges on deposit accounts$103,0002,165
Trading account gains and feesNANA
Additional Noninterest Income$134,0002,889
Total noninterest expense$2,657,0001,840
Salaries and employee benefits$1,710,0001,688
Premises and equipment expense$302,0001,829
Additional noninterest expense$645,0002,167
Pre-tax net operating income$1,115,0001,914
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,115,0001,724
Extraordinary gains, net$05
Net income$1,115,0001,722
Minority interest net income$052
Net income of bank and minority interests.$1,115,0001,723
Net charge-offs$-1,0003,818
Cash dividends$1,075,000778
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,115,0001,703
2018-12-31 (YTD Data)Rank
Total interest income$15,773,0001,791
Total interest expense$1,484,0002,354
Net interest income$14,289,0001,684
Provision for loan and lease losses$448,0001,567
Total noninterest income$958,0002,908
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$474,0002,068
Trading account gains and feesNANA
Additional Noninterest Income$484,0003,106
Total noninterest expense$10,476,0001,828
Salaries and employee benefits$6,263,0001,751
Premises and equipment expense$976,0002,086
Additional noninterest expense$3,237,0001,791
Pre-tax net operating income$4,323,0002,002
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$4,323,0001,792
Extraordinary gains, net$06
Net income$4,323,0001,791
Minority interest net income$072
Net income of bank and minority interests.$4,323,0001,791
Net charge-offs$202,0001,638
Cash dividends$2,805,0001,145
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,323,0001,786
2018-09-30 (YTD Data)Rank
Total interest income$8,418,0002,315
Total interest expense$736,0002,880
Net interest income$7,682,0002,197
Provision for loan and lease losses$50,0003,168
Total noninterest income$529,0003,347
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$200,0002,935
Trading account gains and feesNANA
Additional Noninterest Income$329,0003,279
Total noninterest expense$5,167,0002,503
Salaries and employee benefits$3,057,0002,417
Premises and equipment expense$615,0002,346
Additional noninterest expense$1,495,0002,617
Pre-tax net operating income$2,994,0002,130
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$2,994,0001,914
Extraordinary gains, net$05
Net income$2,994,0001,911
Minority interest net income$066
Net income of bank and minority interests.$2,994,0001,913
Net charge-offs$-9,0004,451
Cash dividends$1,995,0001,091
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,994,0001,906
2018-06-30 (YTD Data)Rank
Total interest income$5,395,0002,377
Total interest expense$422,0003,047
Net interest income$4,973,0002,257
Provision for loan and lease losses$03,782
Total noninterest income$356,0003,355
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$131,0002,958
Trading account gains and feesNANA
Additional Noninterest Income$225,0003,224
Total noninterest expense$3,459,0002,516
Salaries and employee benefits$2,028,0002,444
Premises and equipment expense$418,0002,334
Additional noninterest expense$1,013,0002,594
Pre-tax net operating income$1,870,0002,191
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,870,0001,980
Extraordinary gains, net$06
Net income$1,870,0001,978
Minority interest net income$065
Net income of bank and minority interests.$1,870,0001,979
Net charge-offs$-4,0004,246
Cash dividends$1,375,0001,030
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,870,0001,969
2018-03-31 (YTD Data)Rank
Total interest income$2,629,0002,419
Total interest expense$180,0003,246
Net interest income$2,449,0002,288
Provision for loan and lease losses$03,508
Total noninterest income$179,0003,340
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$67,0002,947
Trading account gains and feesNANA
Additional Noninterest Income$112,0003,187
Total noninterest expense$1,774,0002,494
Salaries and employee benefits$1,022,0002,466
Premises and equipment expense$216,0002,322
Additional noninterest expense$536,0002,502
Pre-tax net operating income$854,0002,282
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$854,0002,073
Extraordinary gains, net$07
Net income$854,0002,072
Minority interest net income$052
Net income of bank and minority interests.$854,0002,073
Net charge-offs$-4,0004,365
Cash dividends$485,0001,232
Sale, conversion, retirement of capital stock, net$0580
Net operating income$854,0002,060
2017-12-31 (YTD Data)Rank
Total interest income$10,362,0002,386
Total interest expense$711,0003,114
Net interest income$9,651,0002,280
Provision for loan and lease losses$04,227
Total noninterest income$820,0003,247
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$272,0003,008
Trading account gains and feesNANA
Additional Noninterest Income$548,0003,039
Total noninterest expense$7,214,0002,461
Salaries and employee benefits$4,463,0002,285
Premises and equipment expense$830,0002,391
Additional noninterest expense$1,921,0002,729
Pre-tax net operating income$3,257,0002,350
Securities gains (losses)$-2,0004,854
Applicable income taxes$04,135
Income before extraordinary items$3,255,0001,913
Extraordinary gains, net$09
Net income$3,255,0001,913
Minority interest net income$076
Net income of bank and minority interests.$3,255,0001,914
Net charge-offs$-288,0005,496
Cash dividends$1,761,0001,558
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,257,0001,889
2017-09-30 (YTD Data)Rank
Total interest income$7,740,0002,392
Total interest expense$521,0003,149
Net interest income$7,219,0002,295
Provision for loan and lease losses$04,088
Total noninterest income$631,0003,233
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$209,0003,001
Trading account gains and feesNANA
Additional Noninterest Income$422,0003,026
Total noninterest expense$5,164,0002,534
Salaries and employee benefits$3,092,0002,427
Premises and equipment expense$647,0002,330
Additional noninterest expense$1,425,0002,754
Pre-tax net operating income$2,686,0002,243
Securities gains (losses)$-2,0005,199
Applicable income taxes$04,172
Income before extraordinary items$2,684,0001,908
Extraordinary gains, net$09
Net income$2,684,0001,908
Minority interest net income$071
Net income of bank and minority interests.$2,684,0001,908
Net charge-offs$-266,0005,551
Cash dividends$1,276,0001,464
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,686,0001,874
2017-06-30 (YTD Data)Rank
Total interest income$5,008,0002,423
Total interest expense$304,0003,340
Net interest income$4,704,0002,324
Provision for loan and lease losses$03,871
Total noninterest income$405,0003,307
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$144,0002,946
Trading account gains and feesNANA
Additional Noninterest Income$261,0003,133
Total noninterest expense$3,443,0002,546
Salaries and employee benefits$2,061,0002,444
Premises and equipment expense$432,0002,333
Additional noninterest expense$950,0002,761
Pre-tax net operating income$1,666,0002,313
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$1,666,0001,985
Extraordinary gains, net$011
Net income$1,666,0001,985
Minority interest net income$071
Net income of bank and minority interests.$1,666,0001,985
Net charge-offs$-184,0005,572
Cash dividends$826,0001,501
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,666,0001,961
2017-03-31 (YTD Data)Rank
Total interest income$2,413,0002,503
Total interest expense$133,0003,558
Net interest income$2,280,0002,381
Provision for loan and lease losses$03,537
Total noninterest income$200,0003,304
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$72,0002,942
Trading account gains and feesNANA
Additional Noninterest Income$128,0003,139
Total noninterest expense$1,753,0002,547
Salaries and employee benefits$1,041,0002,452
Premises and equipment expense$235,0002,240
Additional noninterest expense$477,0002,768
Pre-tax net operating income$727,0002,469
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$727,0002,137
Extraordinary gains, net$08
Net income$727,0002,138
Minority interest net income$055
Net income of bank and minority interests.$727,0002,138
Net charge-offs$-29,0005,373
Cash dividends$71,0002,521
Sale, conversion, retirement of capital stock, net$0632
Net operating income$727,0002,103
2016-12-31 (YTD Data)Rank
Total interest income$9,816,0002,439
Total interest expense$453,0003,815
Net interest income$9,363,0002,312
Provision for loan and lease losses$200,0002,434
Total noninterest income$833,0003,327
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$286,0003,014
Trading account gains and fees$0170
Additional Noninterest Income$547,0003,130
Total noninterest expense$7,209,0002,501
Salaries and employee benefits$4,356,0002,347
Premises and equipment expense$819,0002,453
Additional noninterest expense$2,034,0002,730
Pre-tax net operating income$2,787,0002,501
Securities gains (losses)$251,000747
Applicable income taxes$04,278
Income before extraordinary items$3,038,0002,084
Extraordinary gains, net$05
Net income$3,038,0002,082
Minority interest net income$082
Net income of bank and minority interests.$3,038,0002,083
Net charge-offs$136,0002,319
Cash dividends$2,815,0001,074
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,787,0002,168
2016-09-30 (YTD Data)Rank
Total interest income$7,328,0002,452
Total interest expense$338,0003,854
Net interest income$6,990,0002,318
Provision for loan and lease losses$110,0002,639
Total noninterest income$620,0003,345
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$208,0003,089
Trading account gains and fees$0169
Additional Noninterest Income$412,0003,137
Total noninterest expense$5,168,0002,577
Salaries and employee benefits$3,005,0002,476
Premises and equipment expense$614,0002,467
Additional noninterest expense$1,549,0002,708
Pre-tax net operating income$2,332,0002,367
Securities gains (losses)$265,000654
Applicable income taxes$04,325
Income before extraordinary items$2,597,0001,890
Extraordinary gains, net$05
Net income$2,597,0001,890
Minority interest net income$071
Net income of bank and minority interests.$2,597,0001,890
Net charge-offs$154,0001,666
Cash dividends$2,277,000921
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,332,0002,001
2016-06-30 (YTD Data)Rank
Total interest income$4,791,0002,493
Total interest expense$219,0003,903
Net interest income$4,572,0002,365
Provision for loan and lease losses$60,0002,701
Total noninterest income$398,0003,408
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$132,0003,168
Trading account gains and fees$0157
Additional Noninterest Income$266,0003,190
Total noninterest expense$3,442,0002,596
Salaries and employee benefits$2,018,0002,488
Premises and equipment expense$409,0002,474
Additional noninterest expense$1,015,0002,743
Pre-tax net operating income$1,468,0002,439
Securities gains (losses)$141,000771
Applicable income taxes$04,338
Income before extraordinary items$1,609,0001,988
Extraordinary gains, net$016
Net income$1,609,0001,988
Minority interest net income$071
Net income of bank and minority interests.$1,609,0001,988
Net charge-offs$-13,0005,063
Cash dividends$1,577,000921
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,468,0002,100
2016-03-31 (YTD Data)Rank
Total interest income$2,413,0002,471
Total interest expense$105,0004,009
Net interest income$2,308,0002,343
Provision for loan and lease losses$30,0002,510
Total noninterest income$166,0003,648
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$62,0003,264
Trading account gains and fees$0142
Additional Noninterest Income$104,0003,504
Total noninterest expense$1,749,0002,569
Salaries and employee benefits$1,021,0002,479
Premises and equipment expense$210,0002,458
Additional noninterest expense$518,0002,703
Pre-tax net operating income$695,0002,503
Securities gains (losses)$141,000392
Applicable income taxes$04,259
Income before extraordinary items$836,0001,913
Extraordinary gains, net$012
Net income$836,0001,914
Minority interest net income$062
Net income of bank and minority interests.$836,0001,914
Net charge-offs$-5,0004,858
Cash dividends$572,0001,112
Sale, conversion, retirement of capital stock, net$0659
Net operating income$695,0002,154
2015-12-31 (YTD Data)Rank
Total interest income$9,550,0002,455
Total interest expense$416,0004,066
Net interest income$9,134,0002,323
Provision for loan and lease losses$330,0001,800
Total noninterest income$741,0003,553
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$275,0003,192
Trading account gains and fees$0159
Additional Noninterest Income$466,0003,385
Total noninterest expense$7,051,0002,552
Salaries and employee benefits$4,156,0002,414
Premises and equipment expense$839,0002,464
Additional noninterest expense$2,056,0002,746
Pre-tax net operating income$2,494,0002,637
Securities gains (losses)$229,000673
Applicable income taxes$04,402
Income before extraordinary items$2,723,0002,194
Extraordinary gains, net$023
Net income$2,723,0002,194
Minority interest net income$081
Net income of bank and minority interests.$2,723,0002,195
Net charge-offs$7,0004,121
Cash dividends$2,145,0001,284
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,494,0002,311
2015-09-30 (YTD Data)Rank
Total interest income$7,055,0002,508
Total interest expense$314,0004,114
Net interest income$6,741,0002,371
Provision for loan and lease losses$270,0001,610
Total noninterest income$566,0003,549
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$213,0003,155
Trading account gains and fees$0153
Additional Noninterest Income$353,0003,379
Total noninterest expense$4,985,0002,665
Salaries and employee benefits$2,824,0002,605
Premises and equipment expense$616,0002,538
Additional noninterest expense$1,545,0002,725
Pre-tax net operating income$2,052,0002,526
Securities gains (losses)$229,000579
Applicable income taxes$04,489
Income before extraordinary items$2,281,0002,036
Extraordinary gains, net$021
Net income$2,281,0002,038
Minority interest net income$078
Net income of bank and minority interests.$2,281,0002,037
Net charge-offs$41,0002,916
Cash dividends$1,580,0001,165
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,052,0002,182
2015-06-30 (YTD Data)Rank
Total interest income$4,634,0002,544
Total interest expense$210,0004,149
Net interest income$4,424,0002,402
Provision for loan and lease losses$180,0001,603
Total noninterest income$367,0003,583
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$143,0003,114
Trading account gains and fees$0157
Additional Noninterest Income$224,0003,466
Total noninterest expense$3,269,0002,723
Salaries and employee benefits$1,851,0002,653
Premises and equipment expense$409,0002,551
Additional noninterest expense$1,009,0002,787
Pre-tax net operating income$1,342,0002,532
Securities gains (losses)$225,000483
Applicable income taxes$04,497
Income before extraordinary items$1,567,0001,972
Extraordinary gains, net$022
Net income$1,567,0001,974
Minority interest net income$075
Net income of bank and minority interests.$1,567,0001,974
Net charge-offs$38,0002,539
Cash dividends$960,0001,284
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,342,0002,182
2015-03-31 (YTD Data)Rank
Total interest income$2,304,0002,553
Total interest expense$109,0004,124
Net interest income$2,195,0002,414
Provision for loan and lease losses$90,0001,532
Total noninterest income$186,0003,540
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$68,0003,184
Trading account gains and fees$0152
Additional Noninterest Income$118,0003,353
Total noninterest expense$1,629,0002,737
Salaries and employee benefits$925,0002,674
Premises and equipment expense$208,0002,569
Additional noninterest expense$496,0002,813
Pre-tax net operating income$662,0002,524
Securities gains (losses)$225,000325
Applicable income taxes$04,400
Income before extraordinary items$887,0001,765
Extraordinary gains, net$013
Net income$887,0001,767
Minority interest net income$064
Net income of bank and minority interests.$887,0001,767
Net charge-offs$-2,0004,668
Cash dividends$145,0002,098
Sale, conversion, retirement of capital stock, net$0697
Net operating income$662,0002,175
2014-12-31 (YTD Data)Rank
Total interest income$9,086,0002,617
Total interest expense$481,0004,094
Net interest income$8,605,0002,463
Provision for loan and lease losses$780,0001,039
Total noninterest income$1,010,0003,100
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$295,0003,236
Trading account gains and fees$0180
Additional Noninterest Income$715,0002,780
Total noninterest expense$6,450,0002,772
Salaries and employee benefits$3,729,0002,650
Premises and equipment expense$785,0002,702
Additional noninterest expense$1,936,0002,959
Pre-tax net operating income$2,385,0002,671
Securities gains (losses)$146,000991
Applicable income taxes$04,531
Income before extraordinary items$2,531,0002,284
Extraordinary gains, net$017
Net income$2,531,0002,284
Minority interest net income$084
Net income of bank and minority interests.$2,531,0002,284
Net charge-offs$375,0001,785
Cash dividends$2,070,0001,237
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,385,0002,349
2014-09-30 (YTD Data)Rank
Total interest income$6,734,0002,664
Total interest expense$369,0004,108
Net interest income$6,365,0002,506
Provision for loan and lease losses$690,000899
Total noninterest income$817,0003,004
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$218,0003,290
Trading account gains and fees$0174
Additional Noninterest Income$599,0002,648
Total noninterest expense$4,661,0002,863
Salaries and employee benefits$2,547,0002,827
Premises and equipment expense$596,0002,702
Additional noninterest expense$1,518,0002,851
Pre-tax net operating income$1,831,0002,675
Securities gains (losses)$144,000781
Applicable income taxes$04,583
Income before extraordinary items$1,975,0002,239
Extraordinary gains, net$015
Net income$1,975,0002,239
Minority interest net income$081
Net income of bank and minority interests.$1,975,0002,238
Net charge-offs$390,0001,370
Cash dividends$1,445,0001,187
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,831,0002,321
2014-06-30 (YTD Data)Rank
Total interest income$4,447,0002,683
Total interest expense$252,0004,101
Net interest income$4,195,0002,523
Provision for loan and lease losses$600,000713
Total noninterest income$573,0002,898
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$143,0003,314
Trading account gains and fees$0172
Additional Noninterest Income$430,0002,518
Total noninterest expense$3,095,0002,884
Salaries and employee benefits$1,675,0002,875
Premises and equipment expense$389,0002,765
Additional noninterest expense$1,031,0002,813
Pre-tax net operating income$1,073,0002,839
Securities gains (losses)$123,000685
Applicable income taxes$04,568
Income before extraordinary items$1,196,0002,347
Extraordinary gains, net$020
Net income$1,196,0002,351
Minority interest net income$080
Net income of bank and minority interests.$1,196,0002,351
Net charge-offs$359,0001,129
Cash dividends$955,0001,216
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,073,0002,473
2014-03-31 (YTD Data)Rank
Total interest income$2,164,0002,743
Total interest expense$129,0004,103
Net interest income$2,035,0002,586
Provision for loan and lease losses$100,0001,586
Total noninterest income$181,0003,639
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$75,0003,201
Trading account gains and fees$0147
Additional Noninterest Income$106,0003,487
Total noninterest expense$1,564,0002,890
Salaries and employee benefits$822,0002,933
Premises and equipment expense$197,0002,779
Additional noninterest expense$545,0002,696
Pre-tax net operating income$552,0002,719
Securities gains (losses)$7,0001,257
Applicable income taxes$04,445
Income before extraordinary items$559,0002,383
Extraordinary gains, net$016
Net income$559,0002,384
Minority interest net income$066
Net income of bank and minority interests.$559,0002,385
Net charge-offs$7,0002,989
Cash dividends$280,0001,508
Sale, conversion, retirement of capital stock, net$0747
Net operating income$552,0002,361
2013-12-31 (YTD Data)Rank
Total interest income$8,779,0002,726
Total interest expense$663,0003,862
Net interest income$8,116,0002,570
Provision for loan and lease losses$600,0001,620
Total noninterest income$703,0003,852
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$321,0003,235
Trading account gains and fees$0184
Additional Noninterest Income$382,0003,738
Total noninterest expense$5,915,0003,028
Salaries and employee benefits$3,526,0002,785
Premises and equipment expense$648,0003,129
Additional noninterest expense$1,741,0003,281
Pre-tax net operating income$2,304,0002,597
Securities gains (losses)$65,0001,614
Applicable income taxes$64,0003,654
Income before extraordinary items$2,305,0002,338
Extraordinary gains, net$029
Net income$2,305,0002,342
Minority interest net income$090
Net income of bank and minority interests.$2,305,0002,341
Net charge-offs$1,197,0001,101
Cash dividends$2,806,000920
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,241,9502,326
2013-09-30 (YTD Data)Rank
Total interest income$6,572,0002,748
Total interest expense$518,0003,863
Net interest income$6,054,0002,594
Provision for loan and lease losses$04,941
Total noninterest income$592,0003,695
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$249,0003,192
Trading account gains and fees$0180
Additional Noninterest Income$343,0003,547
Total noninterest expense$4,331,0003,071
Salaries and employee benefits$2,476,0002,930
Premises and equipment expense$546,0002,920
Additional noninterest expense$1,309,0003,284
Pre-tax net operating income$2,315,0002,192
Securities gains (losses)$43,0001,775
Applicable income taxes$64,0003,589
Income before extraordinary items$2,294,0001,907
Extraordinary gains, net$025
Net income$2,294,0001,913
Minority interest net income$084
Net income of bank and minority interests.$2,294,0001,912
Net charge-offs$-433,0006,805
Cash dividends$2,511,000724
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,252,2901,874
2013-06-30 (YTD Data)Rank
Total interest income$4,382,0002,746
Total interest expense$357,0003,839
Net interest income$4,025,0002,596
Provision for loan and lease losses$04,788
Total noninterest income$401,0003,712
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$174,0003,089
Trading account gains and fees$0157
Additional Noninterest Income$227,0003,591
Total noninterest expense$2,895,0003,080
Salaries and employee benefits$1,636,0002,967
Premises and equipment expense$371,0002,875
Additional noninterest expense$888,0003,241
Pre-tax net operating income$1,531,0002,166
Securities gains (losses)$43,0001,619
Applicable income taxes$64,0003,340
Income before extraordinary items$1,510,0001,918
Extraordinary gains, net$022
Net income$1,510,0001,925
Minority interest net income$082
Net income of bank and minority interests.$1,510,0001,924
Net charge-offs$-229,0006,824
Cash dividends$1,861,000668
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,468,7201,883
2013-03-31 (YTD Data)Rank
Total interest income$2,196,0002,758
Total interest expense$184,0003,870
Net interest income$2,012,0002,603
Provision for loan and lease losses$04,409
Total noninterest income$182,0003,829
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$84,0003,147
Trading account gains and fees$0148
Additional Noninterest Income$98,0003,784
Total noninterest expense$1,431,0003,127
Salaries and employee benefits$806,0003,034
Premises and equipment expense$191,0002,850
Additional noninterest expense$434,0003,314
Pre-tax net operating income$763,0002,116
Securities gains (losses)$43,000987
Applicable income taxes$35,0003,248
Income before extraordinary items$771,0001,843
Extraordinary gains, net$010
Net income$771,0001,844
Minority interest net income$076
Net income of bank and minority interests.$771,0001,845
Net charge-offs$-109,0006,849
Cash dividends$850,000637
Sale, conversion, retirement of capital stock, net$0789
Net operating income$729,7201,855
2012-12-31 (YTD Data)Rank
Total interest income$9,445,0002,707
Total interest expense$922,0003,811
Net interest income$8,523,0002,514
Provision for loan and lease losses$05,905
Total noninterest income$669,0003,980
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$358,0003,140
Trading account gains and fees$0166
Additional Noninterest Income$311,0003,992
Total noninterest expense$5,978,0003,051
Salaries and employee benefits$3,511,0002,778
Premises and equipment expense$702,0003,014
Additional noninterest expense$1,765,0003,391
Pre-tax net operating income$3,214,0001,972
Securities gains (losses)$179,0001,792
Applicable income taxes$161,0003,167
Income before extraordinary items$3,232,0001,734
Extraordinary gains, net$029
Net income$3,232,0001,736
Minority interest net income$093
Net income of bank and minority interests.$3,232,0001,735
Net charge-offs$-54,0006,866
Cash dividends$2,530,000993
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,061,9501,729
2012-09-30 (YTD Data)Rank
Total interest income$7,062,0002,774
Total interest expense$719,0003,836
Net interest income$6,343,0002,576
Provision for loan and lease losses$05,790
Total noninterest income$485,0004,064
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$260,0003,253
Trading account gains and fees$0157
Additional Noninterest Income$225,0004,083
Total noninterest expense$4,202,0003,212
Salaries and employee benefits$2,378,0003,029
Premises and equipment expense$508,0003,130
Additional noninterest expense$1,316,0003,422
Pre-tax net operating income$2,626,0001,889
Securities gains (losses)$179,0001,515
Applicable income taxes$124,0003,223
Income before extraordinary items$2,681,0001,637
Extraordinary gains, net$020
Net income$2,681,0001,638
Minority interest net income$086
Net income of bank and minority interests.$2,681,0001,638
Net charge-offs$-1,0006,225
Cash dividends$1,995,000793
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,509,1601,638
2012-06-30 (YTD Data)Rank
Total interest income$4,605,0002,856
Total interest expense$485,0003,899
Net interest income$4,120,0002,638
Provision for loan and lease losses$05,619
Total noninterest income$334,0003,990
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$161,0003,379
Trading account gains and fees$0153
Additional Noninterest Income$173,0003,874
Total noninterest expense$2,814,0003,216
Salaries and employee benefits$1,574,0003,060
Premises and equipment expense$351,0003,049
Additional noninterest expense$889,0003,415
Pre-tax net operating income$1,640,0001,993
Securities gains (losses)$142,0001,349
Applicable income taxes$81,0003,228
Income before extraordinary items$1,701,0001,705
Extraordinary gains, net$019
Net income$1,701,0001,704
Minority interest net income$084
Net income of bank and minority interests.$1,701,0001,705
Net charge-offs$05,507
Cash dividends$1,330,000770
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,566,1001,732
2012-03-31 (YTD Data)Rank
Total interest income$2,328,0002,860
Total interest expense$256,0003,880
Net interest income$2,072,0002,635
Provision for loan and lease losses$05,254
Total noninterest income$141,0004,349
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$77,0003,452
Trading account gains and fees$0148
Additional Noninterest Income$64,0004,357
Total noninterest expense$1,392,0003,250
Salaries and employee benefits$777,0003,095
Premises and equipment expense$175,0003,083
Additional noninterest expense$440,0003,418
Pre-tax net operating income$821,0001,987
Securities gains (losses)$73,0001,049
Applicable income taxes$41,0003,226
Income before extraordinary items$853,0001,705
Extraordinary gains, net$019
Net income$853,0001,706
Minority interest net income$078
Net income of bank and minority interests.$853,0001,706
Net charge-offs$-9,0006,608
Cash dividends$545,000809
Sale, conversion, retirement of capital stock, net$0861
Net operating income$783,6501,731
2011-12-31 (YTD Data)Rank
Total interest income$9,525,0002,881
Total interest expense$1,337,0003,710
Net interest income$8,188,0002,673
Provision for loan and lease losses$50,0005,824
Total noninterest income$680,0003,832
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$401,0003,019
Trading account gains and fees$0146
Additional Noninterest Income$279,0003,982
Total noninterest expense$5,904,0003,102
Salaries and employee benefits$3,324,0002,876
Premises and equipment expense$647,0003,385
Additional noninterest expense$1,933,0003,229
Pre-tax net operating income$2,914,0001,882
Securities gains (losses)$107,0002,012
Applicable income taxes$168,0003,037
Income before extraordinary items$2,853,0001,681
Extraordinary gains, net$029
Net income$2,853,0001,681
Minority interest net income$096
Net income of bank and minority interests.$2,853,0001,681
Net charge-offs$-323,0007,316
Cash dividends$2,110,000912
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,752,4201,653
2011-09-30 (YTD Data)Rank
Total interest income$7,162,0002,902
Total interest expense$1,039,0003,739
Net interest income$6,123,0002,688
Provision for loan and lease losses$50,0005,512
Total noninterest income$561,0003,674
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$313,0002,954
Trading account gains and fees$0145
Additional Noninterest Income$248,0003,755
Total noninterest expense$4,297,0003,180
Salaries and employee benefits$2,266,0003,110
Premises and equipment expense$511,0003,295
Additional noninterest expense$1,520,0003,117
Pre-tax net operating income$2,337,0001,837
Securities gains (losses)$92,0001,863
Applicable income taxes$111,0003,132
Income before extraordinary items$2,318,0001,631
Extraordinary gains, net$021
Net income$2,318,0001,632
Minority interest net income$087
Net income of bank and minority interests.$2,318,0001,632
Net charge-offs$-333,0007,396
Cash dividends$1,680,000759
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,230,6001,601
2011-06-30 (YTD Data)Rank
Total interest income$4,745,0002,939
Total interest expense$714,0003,761
Net interest income$4,031,0002,719
Provision for loan and lease losses$50,0005,106
Total noninterest income$404,0003,536
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$212,0002,898
Trading account gains and fees$0153
Additional Noninterest Income$192,0003,548
Total noninterest expense$2,920,0003,165
Salaries and employee benefits$1,484,0003,166
Premises and equipment expense$339,0003,337
Additional noninterest expense$1,097,0002,948
Pre-tax net operating income$1,465,0001,923
Securities gains (losses)$14,0002,241
Applicable income taxes$67,0003,157
Income before extraordinary items$1,412,0001,706
Extraordinary gains, net$015
Net income$1,412,0001,706
Minority interest net income$089
Net income of bank and minority interests.$1,412,0001,706
Net charge-offs$-68,0007,341
Cash dividends$1,230,000678
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,398,7001,652
2011-03-31 (YTD Data)Rank
Total interest income$2,349,0002,989
Total interest expense$367,0003,806
Net interest income$1,982,0002,753
Provision for loan and lease losses$50,0004,153
Total noninterest income$215,0003,438
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$103,0002,917
Trading account gains and fees$0158
Additional Noninterest Income$112,0003,377
Total noninterest expense$1,542,0003,034
Salaries and employee benefits$730,0003,219
Premises and equipment expense$170,0003,392
Additional noninterest expense$642,0002,580
Pre-tax net operating income$605,0002,207
Securities gains (losses)$14,0001,208
Applicable income taxes$27,0003,254
Income before extraordinary items$592,0001,936
Extraordinary gains, net$09
Net income$592,0001,935
Minority interest net income$086
Net income of bank and minority interests.$592,0001,936
Net charge-offs$-79,0007,419
Cash dividends$630,000592
Sale, conversion, retirement of capital stock, net$0925
Net operating income$578,5601,927
2010-12-31 (YTD Data)Rank
Total interest income$9,701,0003,032
Total interest expense$1,864,0003,751
Net interest income$7,837,0002,778
Provision for loan and lease losses$755,0003,469
Total noninterest income$420,0004,887
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$480,0002,717
Trading account gains and fees$0175
Additional Noninterest Income$-60,0007,135
Total noninterest expense$5,973,0003,124
Salaries and employee benefits$3,186,0002,960
Premises and equipment expense$650,0003,501
Additional noninterest expense$2,137,0003,073
Pre-tax net operating income$1,529,0002,695
Securities gains (losses)$03,793
Applicable income taxes$97,0003,258
Income before extraordinary items$1,432,0002,592
Extraordinary gains, net$029
Net income$1,432,0002,587
Minority interest net income$0111
Net income of bank and minority interests.$1,432,0002,593
Net charge-offs$363,0004,058
Cash dividends$810,0001,743
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,432,0002,491
2010-09-30 (YTD Data)Rank
Total interest income$7,253,0003,092
Total interest expense$1,419,0003,845
Net interest income$5,834,0002,832
Provision for loan and lease losses$705,0003,025
Total noninterest income$202,0005,668
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$363,0002,764
Trading account gains and fees$0165
Additional Noninterest Income$-161,0007,436
Total noninterest expense$4,323,0003,212
Salaries and employee benefits$2,182,0003,222
Premises and equipment expense$511,0003,429
Additional noninterest expense$1,630,0002,983
Pre-tax net operating income$1,008,0003,081
Securities gains (losses)$03,651
Applicable income taxes$53,0003,543
Income before extraordinary items$955,0002,971
Extraordinary gains, net$023
Net income$955,0002,967
Minority interest net income$0110
Net income of bank and minority interests.$955,0002,970
Net charge-offs$247,0003,963
Cash dividends$580,0001,602
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$955,0002,840
2010-06-30 (YTD Data)Rank
Total interest income$4,740,0003,180
Total interest expense$958,0003,921
Net interest income$3,782,0002,901
Provision for loan and lease losses$265,0003,809
Total noninterest income$-13,0007,560
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$235,0002,836
Trading account gains and fees$0152
Additional Noninterest Income$-248,0007,626
Total noninterest expense$2,906,0003,195
Salaries and employee benefits$1,430,0003,276
Premises and equipment expense$324,0003,594
Additional noninterest expense$1,152,0002,807
Pre-tax net operating income$598,0003,305
Securities gains (losses)$03,184
Applicable income taxes$32,0003,547
Income before extraordinary items$566,0003,180
Extraordinary gains, net$019
Net income$566,0003,175
Minority interest net income$0105
Net income of bank and minority interests.$566,0003,178
Net charge-offs$-4,0007,338
Cash dividends$360,0001,707
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$566,0003,070
2010-03-31 (YTD Data)Rank
Total interest income$2,284,0003,339
Total interest expense$476,0004,064
Net interest income$1,808,0003,063
Provision for loan and lease losses$115,0003,796
Total noninterest income$162,0004,105
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$114,0002,889
Trading account gains and fees$0175
Additional Noninterest Income$48,0004,761
Total noninterest expense$1,380,0003,370
Salaries and employee benefits$659,0003,548
Premises and equipment expense$159,0003,729
Additional noninterest expense$562,0002,878
Pre-tax net operating income$475,0002,503
Securities gains (losses)$02,284
Applicable income taxes$27,0003,244
Income before extraordinary items$448,0002,352
Extraordinary gains, net$016
Net income$448,0002,351
Minority interest net income$091
Net income of bank and minority interests.$448,0002,352
Net charge-offs$-12,0007,531
Cash dividends$110,0001,823
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$448,0002,260
2009-12-31 (YTD Data)Rank
Total interest income$8,263,0003,732
Total interest expense$2,177,0004,220
Net interest income$6,086,0003,424
Provision for loan and lease losses$1,970,0002,498
Total noninterest income$631,0004,273
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$458,0003,060
Trading account gains and fees$0211
Additional Noninterest Income$173,0004,873
Total noninterest expense$4,251,0004,170
Salaries and employee benefits$2,394,0003,814
Premises and equipment expense$540,0004,178
Additional noninterest expense$1,317,0004,468
Pre-tax net operating income$496,0004,008
Securities gains (losses)$03,754
Applicable income taxes$34,0003,455
Income before extraordinary items$462,0003,975
Extraordinary gains, net$034
Net income$462,0003,974
Minority interest net income$0115
Net income of bank and minority interests.$462,0003,974
Net charge-offs$2,249,0001,896
Cash dividends$1,610,0001,115
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$462,0003,894
2009-09-30 (YTD Data)Rank
Total interest income$6,203,0003,766
Total interest expense$1,696,0004,264
Net interest income$4,507,0003,466
Provision for loan and lease losses$170,0005,371
Total noninterest income$480,0004,297
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$347,0003,061
Trading account gains and fees$0212
Additional Noninterest Income$133,0004,968
Total noninterest expense$3,118,0004,252
Salaries and employee benefits$1,692,0004,019
Premises and equipment expense$423,0004,094
Additional noninterest expense$1,003,0004,371
Pre-tax net operating income$1,699,0001,848
Securities gains (losses)$03,497
Applicable income taxes$112,0002,790
Income before extraordinary items$1,587,0001,686
Extraordinary gains, net$027
Net income$1,587,0001,685
Minority interest net income$0118
Net income of bank and minority interests.$1,587,0001,686
Net charge-offs$763,0002,536
Cash dividends$1,360,000954
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,587,0001,644
2009-06-30 (YTD Data)Rank
Total interest income$4,110,0003,824
Total interest expense$1,180,0004,296
Net interest income$2,930,0003,522
Provision for loan and lease losses$120,0005,054
Total noninterest income$317,0004,319
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$224,0003,103
Trading account gains and fees$0193
Additional Noninterest Income$93,0004,923
Total noninterest expense$2,084,0004,280
Salaries and employee benefits$1,116,0004,087
Premises and equipment expense$283,0004,106
Additional noninterest expense$685,0004,325
Pre-tax net operating income$1,043,0002,040
Securities gains (losses)$03,136
Applicable income taxes$68,0002,938
Income before extraordinary items$975,0001,876
Extraordinary gains, net$021
Net income$975,0001,873
Minority interest net income$0112
Net income of bank and minority interests.$975,0001,875
Net charge-offs$331,0002,814
Cash dividends$675,0001,300
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$975,0001,826
2009-03-31 (YTD Data)Rank
Total interest income$2,050,0003,875
Total interest expense$624,0004,263
Net interest income$1,426,0003,595
Provision for loan and lease losses$90,0004,033
Total noninterest income$146,0004,448
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$103,0003,209
Trading account gains and fees$0171
Additional Noninterest Income$43,0005,090
Total noninterest expense$1,022,0004,251
Salaries and employee benefits$549,0004,164
Premises and equipment expense$140,0004,182
Additional noninterest expense$333,0004,094
Pre-tax net operating income$460,0002,524
Securities gains (losses)$02,434
Applicable income taxes$30,0003,285
Income before extraordinary items$430,0002,414
Extraordinary gains, net$015
Net income$430,0002,414
Minority interest net income$0102
Net income of bank and minority interests.$430,0002,416
Net charge-offs$342,0001,665
Cash dividends$225,0001,606
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$430,0002,278
2008-12-31 (YTD Data)Rank
Total interest income$9,449,0003,682
Total interest expense$3,578,0003,793
Net interest income$5,871,0003,529
Provision for loan and lease losses$390,0004,176
Total noninterest income$550,0004,644
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$415,0003,391
Trading account gains and fees$0154
Additional Noninterest Income$135,0005,488
Total noninterest expense$4,257,0004,049
Salaries and employee benefits$2,474,0003,812
Premises and equipment expense$606,0003,906
Additional noninterest expense$1,177,0004,349
Pre-tax net operating income$1,774,0002,706
Securities gains (losses)$03,220
Applicable income taxes$121,0003,235
Income before extraordinary items$1,653,0002,346
Extraordinary gains, net$039
Net income$1,653,0002,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,109
Cash dividends$1,460,0001,764
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,653,0002,480
2008-09-30 (YTD Data)Rank
Total interest income$7,222,0003,690
Total interest expense$2,776,0003,807
Net interest income$4,446,0003,538
Provision for loan and lease losses$180,0004,348
Total noninterest income$405,0004,794
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$306,0003,452
Trading account gains and fees$0148
Additional Noninterest Income$99,0005,644
Total noninterest expense$3,015,0004,201
Salaries and employee benefits$1,715,0004,056
Premises and equipment expense$449,0003,947
Additional noninterest expense$851,0004,381
Pre-tax net operating income$1,656,0002,642
Securities gains (losses)$03,106
Applicable income taxes$109,0003,529
Income before extraordinary items$1,547,0002,267
Extraordinary gains, net$031
Net income$1,547,0002,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0004,044
Cash dividends$1,310,0001,477
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,547,0002,383
2008-06-30 (YTD Data)Rank
Total interest income$4,767,0003,760
Total interest expense$1,885,0003,887
Net interest income$2,882,0003,599
Provision for loan and lease losses$120,0003,966
Total noninterest income$263,0004,894
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$203,0003,453
Trading account gains and fees$0149
Additional Noninterest Income$60,0005,860
Total noninterest expense$2,005,0004,225
Salaries and employee benefits$1,139,0004,106
Premises and equipment expense$293,0004,032
Additional noninterest expense$573,0004,326
Pre-tax net operating income$1,020,0002,909
Securities gains (losses)$03,233
Applicable income taxes$62,0003,878
Income before extraordinary items$958,0002,664
Extraordinary gains, net$021
Net income$958,0002,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0003,861
Cash dividends$885,0001,578
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$958,0002,610
2008-03-31 (YTD Data)Rank
Total interest income$2,417,0003,799
Total interest expense$989,0003,941
Net interest income$1,428,0003,612
Provision for loan and lease losses$60,0003,470
Total noninterest income$134,0004,867
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$103,0003,386
Trading account gains and fees$0158
Additional Noninterest Income$31,0005,863
Total noninterest expense$994,0004,250
Salaries and employee benefits$560,0004,180
Premises and equipment expense$145,0004,090
Additional noninterest expense$289,0004,238
Pre-tax net operating income$508,0003,047
Securities gains (losses)$02,688
Applicable income taxes$32,0003,996
Income before extraordinary items$476,0002,809
Extraordinary gains, net$015
Net income$476,0002,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,854
Cash dividends$460,0001,448
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$476,0002,728
2007-12-31 (YTD Data)Rank
Total interest income$10,094,0003,751
Total interest expense$4,536,0003,698
Net interest income$5,558,0003,709
Provision for loan and lease losses$230,0003,659
Total noninterest income$587,0004,685
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$435,0003,366
Trading account gains and fees$0178
Additional Noninterest Income$152,0005,551
Total noninterest expense$3,920,0004,185
Salaries and employee benefits$2,318,0003,932
Premises and equipment expense$552,0004,076
Additional noninterest expense$1,050,0004,495
Pre-tax net operating income$1,995,0003,322
Securities gains (losses)$02,146
Applicable income taxes$132,0004,251
Income before extraordinary items$1,863,0002,980
Extraordinary gains, net$039
Net income$1,863,0002,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0002,590
Cash dividends$1,265,0002,265
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,863,0002,975
2007-09-30 (YTD Data)Rank
Total interest income$7,509,0003,772
Total interest expense$3,430,0003,696
Net interest income$4,079,0003,778
Provision for loan and lease losses$170,0003,304
Total noninterest income$416,0004,818
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$321,0003,401
Trading account gains and fees$0184
Additional Noninterest Income$95,0005,889
Total noninterest expense$2,734,0004,389
Salaries and employee benefits$1,565,0004,245
Premises and equipment expense$395,0004,205
Additional noninterest expense$774,0004,477
Pre-tax net operating income$1,591,0003,341
Securities gains (losses)$01,655
Applicable income taxes$101,0004,429
Income before extraordinary items$1,490,0002,986
Extraordinary gains, net$033
Net income$1,490,0002,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0002,975
Cash dividends$1,165,0001,808
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,490,0002,971
2007-06-30 (YTD Data)Rank
Total interest income$4,856,0003,867
Total interest expense$2,222,0003,749
Net interest income$2,634,0003,880
Provision for loan and lease losses$120,0002,960
Total noninterest income$282,0004,805
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$211,0003,413
Trading account gains and fees$0168
Additional Noninterest Income$71,0005,722
Total noninterest expense$1,819,0004,411
Salaries and employee benefits$1,018,0004,361
Premises and equipment expense$260,0004,264
Additional noninterest expense$541,0004,325
Pre-tax net operating income$977,0003,587
Securities gains (losses)$01,444
Applicable income taxes$62,0004,578
Income before extraordinary items$915,0003,204
Extraordinary gains, net$029
Net income$915,0003,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,846
Cash dividends$920,0001,640
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$915,0003,189
2007-03-31 (YTD Data)Rank
Total interest income$2,334,0003,964
Total interest expense$1,067,0003,831
Net interest income$1,267,0003,989
Provision for loan and lease losses$60,0002,747
Total noninterest income$131,0004,921
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$98,0003,492
Trading account gains and fees$0195
Additional Noninterest Income$33,0005,825
Total noninterest expense$915,0004,395
Salaries and employee benefits$512,0004,358
Premises and equipment expense$136,0004,150
Additional noninterest expense$267,0004,323
Pre-tax net operating income$423,0003,872
Securities gains (losses)$01,187
Applicable income taxes$26,0004,731
Income before extraordinary items$397,0003,523
Extraordinary gains, net$022
Net income$397,0003,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,847
Cash dividends$545,0001,307
Sale, conversion, retirement of capital stock, net$0885
Net operating income$397,0003,497
2006-12-31 (YTD Data)Rank
Total interest income$8,816,0003,929
Total interest expense$3,713,0003,773
Net interest income$5,103,0003,948
Provision for loan and lease losses$274,0002,949
Total noninterest income$507,0005,102
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$341,0003,869
Trading account gains and fees$0130
Additional Noninterest Income$166,0005,449
Total noninterest expense$3,702,0004,204
Salaries and employee benefits$2,181,0004,005
Premises and equipment expense$483,0004,370
Additional noninterest expense$1,038,0004,389
Pre-tax net operating income$1,634,0004,108
Securities gains (losses)$01,687
Applicable income taxes$94,0005,015
Income before extraordinary items$1,540,0003,709
Extraordinary gains, net$051
Net income$1,540,0003,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0003,522
Cash dividends$1,200,0002,241
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,540,0003,689
2006-09-30 (YTD Data)Rank
Total interest income$6,398,0003,994
Total interest expense$2,639,0003,826
Net interest income$3,759,0004,025
Provision for loan and lease losses$169,0003,213
Total noninterest income$361,0005,226
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$250,0003,950
Trading account gains and fees$0126
Additional Noninterest Income$111,0005,644
Total noninterest expense$2,631,0004,377
Salaries and employee benefits$1,523,0004,193
Premises and equipment expense$351,0004,457
Additional noninterest expense$757,0004,458
Pre-tax net operating income$1,320,0004,070
Securities gains (losses)$01,388
Applicable income taxes$77,0005,153
Income before extraordinary items$1,243,0003,639
Extraordinary gains, net$045
Net income$1,243,0003,641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,367
Cash dividends$1,050,0001,853
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,243,0003,629
2006-06-30 (YTD Data)Rank
Total interest income$3,432,0004,570
Total interest expense$1,413,0004,265
Net interest income$2,019,0004,691
Provision for loan and lease losses$50,0004,407
Total noninterest income$179,0005,864
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$125,0004,515
Trading account gains and fees$0126
Additional Noninterest Income$54,0006,262
Total noninterest expense$1,436,0005,038
Salaries and employee benefits$815,0004,933
Premises and equipment expense$192,0005,050
Additional noninterest expense$429,0004,985
Pre-tax net operating income$712,0004,592
Securities gains (losses)$01,185
Applicable income taxes$50,0005,228
Income before extraordinary items$662,0004,203
Extraordinary gains, net$039
Net income$662,0004,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,558
Cash dividends$575,0002,185
Sale, conversion, retirement of capital stock, net$0887
Net operating income$662,0004,190
2006-03-31 (YTD Data)Rank
Total interest income$1,627,0004,667
Total interest expense$645,0004,389
Net interest income$982,0004,768
Provision for loan and lease losses$20,0004,517
Total noninterest income$98,0005,636
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$64,0004,410
Trading account gains and fees$0115
Additional Noninterest Income$34,0005,852
Total noninterest expense$708,0005,098
Salaries and employee benefits$402,0004,996
Premises and equipment expense$94,0005,139
Additional noninterest expense$212,0004,994
Pre-tax net operating income$352,0004,568
Securities gains (losses)$0955
Applicable income taxes$24,0005,226
Income before extraordinary items$328,0004,189
Extraordinary gains, net$021
Net income$328,0004,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0007,786
Cash dividends$350,0001,768
Sale, conversion, retirement of capital stock, net$0648
Net operating income$328,0004,169
2005-12-31 (YTD Data)Rank
Total interest income$5,838,0004,678
Total interest expense$1,915,0004,557
Net interest income$3,923,0004,683
Provision for loan and lease losses$170,0003,909
Total noninterest income$381,0005,822
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$262,0004,482
Trading account gains and fees$0138
Additional Noninterest Income$119,0006,127
Total noninterest expense$2,819,0004,989
Salaries and employee benefits$1,681,0004,699
Premises and equipment expense$396,0004,887
Additional noninterest expense$742,0005,422
Pre-tax net operating income$1,315,0004,695
Securities gains (losses)$02,296
Applicable income taxes$92,0005,436
Income before extraordinary items$1,223,0004,296
Extraordinary gains, net$046
Net income$1,223,0004,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,143
Cash dividends$835,0002,773
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,223,0004,266
2005-09-30 (YTD Data)Rank
Total interest income$4,235,0004,743
Total interest expense$1,328,0004,647
Net interest income$2,907,0004,735
Provision for loan and lease losses$140,0003,587
Total noninterest income$294,0005,809
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$199,0004,470
Trading account gains and fees$0126
Additional Noninterest Income$95,0006,029
Total noninterest expense$1,990,0005,156
Salaries and employee benefits$1,150,0004,954
Premises and equipment expense$300,0004,841
Additional noninterest expense$540,0005,474
Pre-tax net operating income$1,071,0004,604
Securities gains (losses)$02,317
Applicable income taxes$75,0005,494
Income before extraordinary items$996,0004,168
Extraordinary gains, net$035
Net income$996,0004,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0004,007
Cash dividends$735,0002,241
Sale, conversion, retirement of capital stock, net$0769
Net operating income$996,0004,122
2005-06-30 (YTD Data)Rank
Total interest income$2,681,0004,843
Total interest expense$797,0004,792
Net interest income$1,884,0004,790
Provision for loan and lease losses$50,0004,523
Total noninterest income$185,0005,911
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$129,0004,492
Trading account gains and fees$0116
Additional Noninterest Income$56,0006,224
Total noninterest expense$1,305,0005,204
Salaries and employee benefits$759,0004,975
Premises and equipment expense$193,0004,940
Additional noninterest expense$353,0005,497
Pre-tax net operating income$714,0004,560
Securities gains (losses)$02,146
Applicable income taxes$50,0005,519
Income before extraordinary items$664,0004,141
Extraordinary gains, net$030
Net income$664,0004,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,677
Cash dividends$475,0002,287
Sale, conversion, retirement of capital stock, net$0643
Net operating income$664,0004,084
2005-03-31 (YTD Data)Rank
Total interest income$1,272,0004,994
Total interest expense$364,0004,952
Net interest income$908,0004,930
Provision for loan and lease losses$20,0004,626
Total noninterest income$89,0005,942
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$58,0004,666
Trading account gains and fees$0115
Additional Noninterest Income$31,0006,124
Total noninterest expense$639,0005,296
Salaries and employee benefits$372,0005,075
Premises and equipment expense$97,0004,978
Additional noninterest expense$170,0005,595
Pre-tax net operating income$338,0004,692
Securities gains (losses)$01,685
Applicable income taxes$24,0005,498
Income before extraordinary items$314,0004,232
Extraordinary gains, net$024
Net income$314,0004,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,734
Cash dividends$300,0001,719
Sale, conversion, retirement of capital stock, net$0491
Net operating income$314,0004,189
2004-12-31 (YTD Data)Rank
Total interest income$4,747,0005,022
Total interest expense$1,162,0005,204
Net interest income$3,585,0004,831
Provision for loan and lease losses$120,0004,623
Total noninterest income$396,0005,819
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$266,0004,596
Trading account gains and fees$0138
Additional Noninterest Income$130,0005,966
Total noninterest expense$2,679,0005,055
Salaries and employee benefits$1,525,0004,886
Premises and equipment expense$396,0004,801
Additional noninterest expense$758,0005,277
Pre-tax net operating income$1,182,0004,832
Securities gains (losses)$03,819
Applicable income taxes$84,0005,682
Income before extraordinary items$1,098,0004,450
Extraordinary gains, net$034
Net income$1,098,0004,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,368
Cash dividends$622,0003,157
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,098,0004,375
2004-09-30 (YTD Data)Rank
Total interest income$3,472,0005,085
Total interest expense$833,0005,331
Net interest income$2,639,0004,869
Provision for loan and lease losses$90,0004,429
Total noninterest income$291,0005,887
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$200,0004,636
Trading account gains and fees$0134
Additional Noninterest Income$91,0006,107
Total noninterest expense$1,886,0005,241
Salaries and employee benefits$1,043,0005,170
Premises and equipment expense$294,0004,811
Additional noninterest expense$549,0005,341
Pre-tax net operating income$954,0004,713
Securities gains (losses)$03,710
Applicable income taxes$67,0005,744
Income before extraordinary items$887,0004,317
Extraordinary gains, net$026
Net income$887,0004,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0003,523
Cash dividends$582,0002,469
Sale, conversion, retirement of capital stock, net$0738
Net operating income$887,0004,241
2004-06-30 (YTD Data)Rank
Total interest income$2,269,0005,149
Total interest expense$539,0005,431
Net interest income$1,730,0004,927
Provision for loan and lease losses$60,0004,267
Total noninterest income$194,0005,889
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$130,0004,686
Trading account gains and fees$0130
Additional Noninterest Income$64,0006,013
Total noninterest expense$1,248,0005,295
Salaries and employee benefits$690,0005,226
Premises and equipment expense$188,0004,978
Additional noninterest expense$370,0005,334
Pre-tax net operating income$616,0004,763
Securities gains (losses)$03,413
Applicable income taxes$43,0005,769
Income before extraordinary items$573,0004,376
Extraordinary gains, net$021
Net income$573,0004,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,933
Cash dividends$482,0002,209
Sale, conversion, retirement of capital stock, net$0638
Net operating income$573,0004,283
2004-03-31 (YTD Data)Rank
Total interest income$1,130,0005,172
Total interest expense$268,0005,516
Net interest income$862,0004,947
Provision for loan and lease losses$30,0004,060
Total noninterest income$83,0006,207
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$65,0004,595
Trading account gains and fees$0121
Additional Noninterest Income$18,0006,980
Total noninterest expense$611,0005,392
Salaries and employee benefits$343,0005,260
Premises and equipment expense$93,0005,051
Additional noninterest expense$175,0005,515
Pre-tax net operating income$304,0004,779
Securities gains (losses)$02,934
Applicable income taxes$21,0005,742
Income before extraordinary items$283,0004,429
Extraordinary gains, net$016
Net income$283,0004,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0002,590
Cash dividends$200,0002,144
Sale, conversion, retirement of capital stock, net$0464
Net operating income$283,0004,302
2003-12-31 (YTD Data)Rank
Total interest income$4,464,0005,271
Total interest expense$1,398,0005,098
Net interest income$3,066,0005,239
Provision for loan and lease losses$110,0005,170
Total noninterest income$486,0005,518
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$216,0005,099
Trading account gains and fees$0160
Additional Noninterest Income$270,0004,704
Total noninterest expense$2,430,0005,324
Salaries and employee benefits$1,446,0004,968
Premises and equipment expense$371,0004,988
Additional noninterest expense$613,0005,928
Pre-tax net operating income$1,012,0005,148
Securities gains (losses)$04,500
Applicable income taxes$64,0006,112
Income before extraordinary items$948,0004,796
Extraordinary gains, net$054
Net income$948,0004,796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0003,331
Cash dividends$585,0003,272
Sale, conversion, retirement of capital stock, net$0868
Net operating income$948,0004,628
2003-09-30 (YTD Data)Rank
Total interest income$3,312,0005,379
Total interest expense$1,112,0005,043
Net interest income$2,200,0005,386
Provision for loan and lease losses$80,0005,120
Total noninterest income$401,0005,306
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$160,0005,152
Trading account gains and fees$0153
Additional Noninterest Income$241,0004,448
Total noninterest expense$1,682,0005,576
Salaries and employee benefits$978,0005,327
Premises and equipment expense$254,0005,274
Additional noninterest expense$450,0005,983
Pre-tax net operating income$839,0005,002
Securities gains (losses)$04,204
Applicable income taxes$59,0006,085
Income before extraordinary items$780,0004,671
Extraordinary gains, net$040
Net income$780,0004,672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0002,633
Cash dividends$510,0002,639
Sale, conversion, retirement of capital stock, net$0722
Net operating income$780,0004,488
2003-06-30 (YTD Data)Rank
Total interest income$2,196,0005,426
Total interest expense$784,0004,992
Net interest income$1,412,0005,522
Provision for loan and lease losses$55,0005,021
Total noninterest income$304,0004,955
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$100,0005,280
Trading account gains and fees$0150
Additional Noninterest Income$204,0003,997
Total noninterest expense$1,100,0005,650
Salaries and employee benefits$644,0005,393
Premises and equipment expense$166,0005,313
Additional noninterest expense$290,0006,089
Pre-tax net operating income$561,0005,023
Securities gains (losses)$03,782
Applicable income taxes$39,0006,120
Income before extraordinary items$522,0004,684
Extraordinary gains, net$030
Net income$522,0004,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0002,053
Cash dividends$510,0002,097
Sale, conversion, retirement of capital stock, net$0589
Net operating income$522,0004,480
2003-03-31 (YTD Data)Rank
Total interest income$1,094,0005,470
Total interest expense$404,0005,012
Net interest income$690,0005,592
Provision for loan and lease losses$30,0004,429
Total noninterest income$217,0003,964
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$46,0005,391
Trading account gains and fees$0134
Additional Noninterest Income$171,0002,981
Total noninterest expense$548,0005,648
Salaries and employee benefits$321,0005,412
Premises and equipment expense$79,0005,487
Additional noninterest expense$148,0005,988
Pre-tax net operating income$329,0004,554
Securities gains (losses)$02,891
Applicable income taxes$23,0005,966
Income before extraordinary items$306,0004,177
Extraordinary gains, net$021
Net income$306,0004,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0001,241
Cash dividends$245,0002,018
Sale, conversion, retirement of capital stock, net$0419
Net operating income$306,0003,991
2002-12-31 (YTD Data)Rank
Total interest income$4,628,0005,439
Total interest expense$1,863,0005,044
Net interest income$2,765,0005,572
Provision for loan and lease losses$150,0004,907
Total noninterest income$390,0005,841
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$183,0005,416
Trading account gains and fees$0153
Additional Noninterest Income$207,0004,943
Total noninterest expense$2,125,0005,663
Salaries and employee benefits$1,237,0005,382
Premises and equipment expense$300,0005,581
Additional noninterest expense$588,0006,007
Pre-tax net operating income$880,0005,541
Securities gains (losses)$04,537
Applicable income taxes$69,0006,297
Income before extraordinary items$811,0005,168
Extraordinary gains, net$070
Net income$811,0005,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0008,528
Cash dividends$505,0003,417
Sale, conversion, retirement of capital stock, net$0862
Net operating income$811,0005,027
2001-12-31 (YTD Data)Rank
Total interest income$5,277,0005,439
Total interest expense$2,706,0005,112
Net interest income$2,571,0005,623
Provision for loan and lease losses$185,0004,295
Total noninterest income$356,0005,983
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$150,0005,795
Trading account gains and fees$0177
Additional Noninterest Income$206,0004,863
Total noninterest expense$2,026,0005,681
Salaries and employee benefits$1,143,0005,501
Premises and equipment expense$267,0005,890
Additional noninterest expense$616,0005,735
Pre-tax net operating income$716,0005,762
Securities gains (losses)$04,612
Applicable income taxes$49,0006,731
Income before extraordinary items$667,0005,347
Extraordinary gains, net$0105
Net income$667,0005,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,674
Cash dividends$335,0004,212
Sale, conversion, retirement of capital stock, net$0922
Net operating income$667,0005,219
2000-12-31 (YTD Data)Rank
Total interest income$4,872,0005,831
Total interest expense$2,539,0005,505
Net interest income$2,333,0006,057
Provision for loan and lease losses$270,0003,077
Total noninterest income$278,0006,492
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$144,0005,857
Trading account gains and feesNANA
Additional Noninterest Income$134,0005,749
Total noninterest expense$1,871,0005,918
Salaries and employee benefits$1,029,0005,801
Premises and equipment expense$234,0006,266
Additional noninterest expense$608,0005,736
Pre-tax net operating income$470,0007,147
Securities gains (losses)$01,956
Applicable income taxes$34,0007,524
Income before extraordinary items$436,0006,648
Extraordinary gains, net$038
Net income$436,0006,646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$228,0002,204
Cash dividends$225,0004,932
Sale, conversion, retirement of capital stock, net$0969
Net operating income$436,0006,663
1999-12-31 (YTD Data)Rank
Total interest income$4,330,0006,075
Total interest expense$2,184,0005,679
Net interest income$2,146,0006,380
Provision for loan and lease losses$450,0001,911
Total noninterest income$335,0006,134
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$133,0006,125
Trading account gains and feesNANA
Additional Noninterest Income$202,0004,920
Total noninterest expense$1,652,0006,401
Salaries and employee benefits$923,0006,207
Premises and equipment expense$234,0006,273
Additional noninterest expense$495,0006,561
Pre-tax net operating income$379,0007,691
Securities gains (losses)$03,155
Applicable income taxes$23,0008,160
Income before extraordinary items$356,0007,256
Extraordinary gains, net$035
Net income$356,0007,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0002,278
Cash dividends$195,0005,306
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$356,0007,224
1998-12-31 (YTD Data)Rank
Total interest income$3,768,0006,691
Total interest expense$1,859,0006,436
Net interest income$1,909,0006,831
Provision for loan and lease losses$190,0003,612
Total noninterest income$151,0008,220
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$104,0006,786
Trading account gains and feesNANA
Additional Noninterest Income$47,0008,260
Total noninterest expense$1,331,0007,152
Salaries and employee benefits$739,0006,978
Premises and equipment expense$144,0007,784
Additional noninterest expense$448,0006,825
Pre-tax net operating income$539,0007,188
Securities gains (losses)$04,449
Applicable income taxes$42,0008,467
Income before extraordinary items$497,0006,634
Extraordinary gains, net$032
Net income$497,0006,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0005,015
Cash dividends$631,0003,031
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$497,0006,510
1997-12-31 (YTD Data)Rank
Total interest income$3,638,0007,014
Total interest expense$1,750,0006,779
Net interest income$1,888,0007,158
Provision for loan and lease losses$132,0004,415
Total noninterest income$141,0008,723
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$93,0007,357
Trading account gains and feesNANA
Additional Noninterest Income$48,0008,525
Total noninterest expense$1,155,0007,841
Salaries and employee benefits$692,0007,364
Premises and equipment expense$123,0008,418
Additional noninterest expense$340,0007,902
Pre-tax net operating income$742,0006,816
Securities gains (losses)$03,944
Applicable income taxes$143,0007,708
Income before extraordinary items$599,0006,383
Extraordinary gains, net$044
Net income$599,0006,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0004,133
Cash dividends$75,0006,827
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$599,0006,321
1996-12-31 (YTD Data)Rank
Total interest income$3,452,0007,455
Total interest expense$1,697,0007,089
Net interest income$1,755,0007,651
Provision for loan and lease losses$24,0007,740
Total noninterest income$110,0009,702
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$76,0008,114
Trading account gains and feesNANA
Additional Noninterest Income$34,0009,653
Total noninterest expense$1,010,0008,638
Salaries and employee benefits$551,0008,475
Premises and equipment expense$120,0008,791
Additional noninterest expense$339,0008,466
Pre-tax net operating income$831,0006,364
Securities gains (losses)$04,148
Applicable income taxes$239,0006,592
Income before extraordinary items$592,0006,320
Extraordinary gains, net$053
Net income$592,0006,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0004,457
Cash dividends$140,0006,159
Sale, conversion, retirement of capital stock, net$0953
Net operating income$592,0006,257
1995-12-31 (YTD Data)Rank
Total interest income$3,205,0007,923
Total interest expense$1,618,0007,362
Net interest income$1,587,0008,284
Provision for loan and lease losses$24,0007,406
Total noninterest income$106,00010,147
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$64,0008,787
Trading account gains and feesNANA
Additional Noninterest Income$42,0009,621
Total noninterest expense$959,0009,128
Salaries and employee benefits$515,0008,977
Premises and equipment expense$113,0009,239
Additional noninterest expense$331,0008,905
Pre-tax net operating income$710,0007,274
Securities gains (losses)$1,0003,512
Applicable income taxes$214,0007,188
Income before extraordinary items$497,0007,278
Extraordinary gains, net$065
Net income$497,0007,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,657
Cash dividends$350,0004,167
Sale, conversion, retirement of capital stock, net$0809
Net operating income$496,3007,245
1994-12-31 (YTD Data)Rank
Total interest income$2,728,0008,503
Total interest expense$1,210,0007,860
Net interest income$1,518,0008,837
Provision for loan and lease losses$24,0007,499
Total noninterest income$103,00010,665
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$55,0009,512
Trading account gains and feesNANA
Additional Noninterest Income$48,0009,719
Total noninterest expense$945,0009,573
Salaries and employee benefits$479,0009,585
Premises and equipment expense$111,0009,669
Additional noninterest expense$355,0009,289
Pre-tax net operating income$652,0007,697
Securities gains (losses)$03,600
Applicable income taxes$183,0007,655
Income before extraordinary items$469,0007,549
Extraordinary gains, net$0249
Net income$469,0007,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,00010,731
Cash dividends$325,0004,247
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$469,0007,587
1993-12-31 (YTD Data)Rank
Total interest income$2,659,0008,890
Total interest expense$1,133,0008,548
Net interest income$1,526,0009,027
Provision for loan and lease losses$24,0008,778
Total noninterest income$105,00011,200
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$51,00010,018
Trading account gains and feesNANA
Additional Noninterest Income$54,0009,868
Total noninterest expense$851,00010,431
Salaries and employee benefits$436,00010,283
Premises and equipment expense$94,00010,650
Additional noninterest expense$321,00010,180
Pre-tax net operating income$756,0007,055
Securities gains (losses)$1,0007,052
Applicable income taxes$244,0006,893
Income before extraordinary items$513,0007,437
Extraordinary gains, net$39,0002,328
Net income$552,0007,303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0006,277
Cash dividends$402,0003,623
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$512,3207,206
1992-12-31 (YTD Data)Rank
Total interest income$2,750,0009,433
Total interest expense$1,315,0009,175
Net interest income$1,434,0009,498
Provision for loan and lease losses$48,0009,164
Total noninterest income$89,00012,022
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$44,00010,547
Trading account gains and feesNANA
Additional Noninterest Income$45,00010,722
Total noninterest expense$781,00011,103
Salaries and employee benefits$394,00010,934
Premises and equipment expense$73,00011,760
Additional noninterest expense$314,00010,627
Pre-tax net operating income$694,0007,135
Securities gains (losses)$1,0007,986
Applicable income taxes$220,0007,182
Income before extraordinary items$475,0007,541
Extraordinary gains, net$01,422
Net income$475,0007,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,00012,178
Cash dividends$335,0003,759
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$474,3207,177

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.