Home > United Valley Bank > Income and Expense
United Valley Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,069,000 | 4,910 |
| Total interest expense | $1,977,000 | 6,044 |
| Net interest income | $4,092,000 | 4,097 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $855,000 | 3,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $488,000 | 2,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $367,000 | 3,601 |
| Total noninterest expense | $2,390,000 | 5,038 |
| Salaries and employee benefits | $1,032,000 | 5,750 |
| Premises and equipment expense | $395,000 | 4,583 |
| Additional noninterest expense | $963,000 | 4,147 |
| Pre-tax net operating income | $2,557,000 | 2,742 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $817,000 | 2,597 |
| Income before extraordinary items | $1,741,000 | 2,883 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,741,000 | 2,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,212 |
| Cash dividends | $475,000 | 3,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,740,320 | 2,859 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,914,000 | 5,056 |
| Total interest expense | $2,014,000 | 6,172 |
| Net interest income | $3,900,000 | 4,206 |
| Provision for loan and lease losses | $63,000 | 6,049 |
| Total noninterest income | $872,000 | 3,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $493,000 | 2,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 3,545 |
| Total noninterest expense | $2,326,000 | 5,016 |
| Salaries and employee benefits | $937,000 | 6,040 |
| Premises and equipment expense | $393,000 | 4,482 |
| Additional noninterest expense | $996,000 | 3,979 |
| Pre-tax net operating income | $2,383,000 | 2,905 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $869,000 | 2,557 |
| Income before extraordinary items | $1,514,000 | 3,231 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,514,000 | 3,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,253 |
| Cash dividends | $975,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,514,000 | 3,143 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,464,000 | 5,432 |
| Total interest expense | $1,972,000 | 6,313 |
| Net interest income | $3,492,000 | 4,743 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $911,000 | 3,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $383,000 | 3,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $528,000 | 2,715 |
| Total noninterest expense | $2,260,000 | 5,185 |
| Salaries and employee benefits | $949,000 | 6,058 |
| Premises and equipment expense | $358,000 | 4,814 |
| Additional noninterest expense | $953,000 | 4,077 |
| Pre-tax net operating income | $2,143,000 | 3,319 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $761,000 | 3,041 |
| Income before extraordinary items | $1,382,000 | 3,609 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,382,000 | 3,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,017 |
| Cash dividends | $650,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,382,000 | 3,531 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,098,000 | 6,770 |
| Total interest expense | $1,508,000 | 7,556 |
| Net interest income | $2,590,000 | 6,055 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $418,000 | 5,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 4,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,465 |
| Total noninterest expense | $1,477,000 | 7,171 |
| Salaries and employee benefits | $738,000 | 7,321 |
| Premises and equipment expense | $268,000 | 5,987 |
| Additional noninterest expense | $471,000 | 7,289 |
| Pre-tax net operating income | $1,507,000 | 4,326 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $520,000 | 4,023 |
| Income before extraordinary items | $987,000 | 4,564 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $987,000 | 4,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $600,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $987,000 | 4,511 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,909,000 | 7,099 |
| Total interest expense | $1,404,000 | 7,968 |
| Net interest income | $2,505,000 | 6,312 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $324,000 | 6,794 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,567 |
| Total noninterest expense | $1,405,000 | 7,566 |
| Salaries and employee benefits | $698,000 | 7,723 |
| Premises and equipment expense | $207,000 | 7,060 |
| Additional noninterest expense | $500,000 | 7,248 |
| Pre-tax net operating income | $1,400,000 | 4,689 |
| Securities gains (losses) | $-36,000 | 10,960 |
| Applicable income taxes | $421,000 | 4,768 |
| Income before extraordinary items | $943,000 | 4,815 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $943,000 | 4,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,496 |
| Cash dividends | $700,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $967,840 | 4,712 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,470,000 | 7,371 |
| Total interest expense | $1,160,000 | 8,058 |
| Net interest income | $2,310,000 | 6,845 |
| Provision for loan and lease losses | $19,000 | 7,864 |
| Total noninterest income | $338,000 | 6,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,852 |
| Total noninterest expense | $1,362,000 | 8,032 |
| Salaries and employee benefits | $658,000 | 8,213 |
| Premises and equipment expense | $205,000 | 7,319 |
| Additional noninterest expense | $499,000 | 7,861 |
| Pre-tax net operating income | $1,267,000 | 5,033 |
| Securities gains (losses) | $-51,000 | 11,045 |
| Applicable income taxes | $400,000 | 4,767 |
| Income before extraordinary items | $816,000 | 5,285 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $816,000 | 5,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,867 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $850,170 | 5,164 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 7,935 |
| Total interest expense | $1,122,000 | 8,594 |
| Net interest income | $2,121,000 | 7,380 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $403,000 | 6,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,791 |
| Total noninterest expense | $1,394,000 | 8,213 |
| Salaries and employee benefits | $700,000 | 7,999 |
| Premises and equipment expense | $214,000 | 7,406 |
| Additional noninterest expense | $480,000 | 8,427 |
| Pre-tax net operating income | $1,118,000 | 5,456 |
| Securities gains (losses) | $43,000 | 3,630 |
| Applicable income taxes | $390,000 | 5,101 |
| Income before extraordinary items | $771,000 | 5,721 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $771,000 | 5,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 12,816 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $742,620 | 5,605 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,246,000 | 8,567 |
| Total interest expense | $1,278,000 | 9,327 |
| Net interest income | $1,968,000 | 7,845 |
| Provision for loan and lease losses | $75,000 | 8,067 |
| Total noninterest income | $384,000 | 6,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 4,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,441 |
| Total noninterest expense | $1,387,000 | 8,354 |
| Salaries and employee benefits | $678,000 | 8,158 |
| Premises and equipment expense | $143,000 | 9,322 |
| Additional noninterest expense | $566,000 | 7,804 |
| Pre-tax net operating income | $890,000 | 6,143 |
| Securities gains (losses) | $58,000 | 3,883 |
| Applicable income taxes | $308,000 | 5,822 |
| Income before extraordinary items | $640,000 | 6,293 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $640,000 | 6,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 5,269 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $600,560 | 6,203 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.