Home > United Trust Bank > Net charge- offs to loans
United Trust Bank, Net charge- offs to loans
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5234% | 1,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0360% | 2,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0155% | 1,474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0366% | 2,576 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 5,966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0411% | 2,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6727% | 2,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4311% | 4,579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.7653% | 71 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4399% | 48 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1594% | 3,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 2,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0083% | 1,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0080% | 5,933 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 2,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3995% | 2,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4647% | 3,988 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2943% | 1,062 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1573% | 3,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 2,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0121% | 924 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 2,396 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0129% | 5,914 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 2,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3874% | 2,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4813% | 3,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0767% | 7,513 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0923% | 3,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0475% | 1,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0238% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 1,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 1,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0271% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4226% | 3,425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0138% | 977 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6612% | 1,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0304% | 2,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0752% | 1,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 3,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 3,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0924% | 1,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6604% | 3,558 |
| Percentage Net Loans Charged-off: Credit card loans | 10.0627% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6433% | 270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2173% | 3,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 3,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0518% | 1,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 3,207 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0033% | 5,945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0035% | 3,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0651% | 4,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0923% | 2,008 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3951% | 397 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2616% | 1,261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2094% | 3,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0471% | 437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1381% | 139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 836 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0456% | 1,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8946% | 458 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8688% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3339% | 2,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,001 |
| Percentage Net Loans Charged-off:Construction & development | -0.0309% | 1,363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0044% | 393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5495% | 355 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5649% | 250 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9257% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5719% | 1,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2740% | 93 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4804% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0990% | 290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1104% | 247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2039% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8220% | 235 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0667% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1957% | 254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6688% | 1,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0487% | 523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0953% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1113% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0057% | 1,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2905% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9608% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5035% | 1,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0316% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0979% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1127% | 1,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5580% | 310 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0348% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5145% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1667% | 369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2367% | 351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1251% | 310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5796% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0080% | 787 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2633% | 289 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7328% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4984% | 1,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3213% | 95 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6196% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8234% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5580% | 2,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0504% | 912 |
| Percentage Net Loans Charged-off:Construction & development | -0.3055% | 1,389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1085% | 676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0473% | 709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0153% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0585% | 620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4947% | 287 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3463% | 299 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1704% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7821% | 2,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5120% | 452 |
| Percentage Net Loans Charged-off:Construction & development | 5.6526% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0130% | 1,476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5880% | 134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7143% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5443% | 169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0171% | 578 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4891% | 378 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8773% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |