Home > United Trust Bank > Assets and Liabilities
United Trust Bank, Assets and Liabilities
| 2003-12-31 | Rank | |
| # of Employees: | 701 | 249 |
| Assets and Liabilities | ||
| Total Assets: | $2,948,054,000 | 252 |
| Cash and due from depository institutions | $72,169,000 | 249 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $640,717,000 | 262 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $1,969,476,000 | 235 |
| Loan loss allowance | $22,537,000 | 270 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $31,551,000 | 257 |
| Other real estate owned | $1,463,000 | 249 |
| Goodwill and other intangibles | $95,165,000 | 135 |
| All other assets | $137,513,000 | 202 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,948,054,000 | 252 |
| Total liabilities | $2,654,213,000 | 249 |
| Total deposits | $2,276,771,000 | 229 |
| Interest-bearing deposits | $1,887,862,000 | 227 |
| Deposits held in domestic offices | $2,276,771,000 | 228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $76,919,000 | 345 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $278,121,000 | 254 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $22,402,000 | 355 |
| Total equity capital | $293,841,000 | 254 |
| Total bank equity capital | $293,841,000 | 254 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $11,628,000 | 254 |
| Surplus | $225,809,000 | 184 |
| Undivided profits | $56,404,000 | 563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,397,000 | 401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $11,529,000 | 258 |
| Earning assets | $2,610,193,000 | 253 |
| Long-term assets (5+ years) | $1,310,808,000 | 135 |
| Average Assets, year-to-date | $2,992,282,600 | 240 |
| Average Assets, quarterly | $3,048,037,000 | 240 |
| Volatile liabilities | $287,040,000 | 473 |
| Insider loans | $10,078,000 | 493 |
| FHLB advances | $266,191,000 | 208 |
| Loans and leases held for sale | $5,857,000 | 350 |
| Unused loan commitments | $506,337,000 | 267 |
| Tier 1 (core) risk-based capital | $199,166,000 | 298 |
| Tier 2 risk-based capital | $22,537,000 | 280 |
| Total risk weighted assets | $2,161,531,000 | 238 |
| Total unused commitments | $506,337,000 | 270 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 734 | 243 |
| Assets and Liabilities | ||
| Total Assets: | $3,148,020,000 | 236 |
| Cash and due from depository institutions | $61,437,000 | 243 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $848,834,000 | 210 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $1,963,780,000 | 235 |
| Loan loss allowance | $22,981,000 | 281 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $32,501,000 | 248 |
| Other real estate owned | $1,463,000 | 243 |
| Goodwill and other intangibles | $96,017,000 | 140 |
| All other assets | $143,988,000 | 202 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,148,020,000 | 236 |
| Total liabilities | $2,848,846,000 | 234 |
| Total deposits | $2,232,665,000 | 231 |
| Interest-bearing deposits | $1,856,608,000 | 230 |
| Deposits held in domestic offices | $2,232,665,000 | 230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $155,390,000 | 237 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $436,524,000 | 193 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $24,267,000 | 356 |
| Total equity capital | $299,174,000 | 251 |
| Total bank equity capital | $299,174,000 | 251 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $11,628,000 | 256 |
| Surplus | $224,792,000 | 181 |
| Undivided profits | $62,754,000 | 510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,857,000 | 250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $118,000 | 830 |
| Income earned, not collected on loans | $12,853,000 | 242 |
| Earning assets | $2,812,614,000 | 241 |
| Long-term assets (5+ years) | $1,399,108,000 | 130 |
| Average Assets, year-to-date | $3,003,339,750 | 242 |
| Average Assets, quarterly | $3,088,499,500 | 242 |
| Volatile liabilities | $487,140,000 | 339 |
| Insider loans | $9,538,000 | 517 |
| FHLB advances | $425,068,000 | 153 |
| Loans and leases held for sale | $3,141,000 | 700 |
| Unused loan commitments | $569,465,000 | 253 |
| Tier 1 (core) risk-based capital | $203,888,000 | 293 |
| Tier 2 risk-based capital | $22,981,000 | 277 |
| Total risk weighted assets | $2,231,224,000 | 233 |
| Total unused commitments | $569,465,000 | 255 |
| Derivatives | $5,000,000 | 437 |
| 2003-06-30 | Rank | |
| # of Employees: | 745 | 242 |
| Assets and Liabilities | ||
| Total Assets: | $3,028,979,000 | 245 |
| Cash and due from depository institutions | $72,506,000 | 242 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $811,655,000 | 212 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $1,881,131,000 | 239 |
| Loan loss allowance | $22,090,000 | 281 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $33,379,000 | 247 |
| Other real estate owned | $1,543,000 | 242 |
| Goodwill and other intangibles | $96,795,000 | 129 |
| All other assets | $131,970,000 | 211 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,028,979,000 | 245 |
| Total liabilities | $2,723,534,000 | 244 |
| Total deposits | $2,221,331,000 | 235 |
| Interest-bearing deposits | $1,833,320,000 | 234 |
| Deposits held in domestic offices | $2,221,331,000 | 234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $159,902,000 | 229 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $312,035,000 | 235 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $30,266,000 | 331 |
| Total equity capital | $305,445,000 | 246 |
| Total bank equity capital | $305,445,000 | 246 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $11,628,000 | 251 |
| Surplus | $224,681,000 | 176 |
| Undivided profits | $69,136,000 | 455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,383,000 | 281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $232,000 | 652 |
| Income earned, not collected on loans | $13,023,000 | 242 |
| Earning assets | $2,692,786,000 | 251 |
| Long-term assets (5+ years) | $1,266,193,000 | 131 |
| Average Assets, year-to-date | $2,955,113,000 | 244 |
| Average Assets, quarterly | $3,000,718,000 | 245 |
| Volatile liabilities | $520,812,000 | 312 |
| Insider loans | $17,152,000 | 254 |
| FHLB advances | $301,239,000 | 188 |
| Loans and leases held for sale | $4,440,000 | 757 |
| Unused loan commitments | $454,707,000 | 300 |
| Tier 1 (core) risk-based capital | $204,566,000 | 287 |
| Tier 2 risk-based capital | $22,090,000 | 275 |
| Total risk weighted assets | $2,169,660,000 | 237 |
| Total unused commitments | $454,707,000 | 302 |
| Derivatives | $5,000,000 | 450 |
| 2003-03-31 | Rank | |
| # of Employees: | 760 | 232 |
| Assets and Liabilities | ||
| Total Assets: | $2,972,457,000 | 247 |
| Cash and due from depository institutions | $71,257,000 | 232 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $921,794,000 | 187 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $1,719,664,000 | 256 |
| Loan loss allowance | $21,484,000 | 291 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $35,199,000 | 241 |
| Other real estate owned | $919,000 | 232 |
| Goodwill and other intangibles | $97,585,000 | 129 |
| All other assets | $126,039,000 | 217 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,972,457,000 | 247 |
| Total liabilities | $2,661,939,000 | 246 |
| Total deposits | $2,180,926,000 | 237 |
| Interest-bearing deposits | $1,796,304,000 | 242 |
| Deposits held in domestic offices | $2,180,926,000 | 236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $139,338,000 | 250 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $313,887,000 | 231 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $27,788,000 | 350 |
| Total equity capital | $310,518,000 | 243 |
| Total bank equity capital | $310,518,000 | 243 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $11,628,000 | 250 |
| Surplus | $224,559,000 | 176 |
| Undivided profits | $74,331,000 | 418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,825,000 | 282 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $232,000 | 633 |
| Income earned, not collected on loans | $13,249,000 | 243 |
| Earning assets | $2,641,458,000 | 251 |
| Long-term assets (5+ years) | $1,277,959,000 | 131 |
| Average Assets, year-to-date | $2,918,180,000 | 248 |
| Average Assets, quarterly | $2,918,180,000 | 248 |
| Volatile liabilities | $467,866,000 | 342 |
| Insider loans | $17,970,000 | 235 |
| FHLB advances | $304,402,000 | 181 |
| Loans and leases held for sale | $2,979,000 | 837 |
| Unused loan commitments | $467,072,000 | 294 |
| Tier 1 (core) risk-based capital | $210,574,000 | 276 |
| Tier 2 risk-based capital | $21,484,000 | 281 |
| Total risk weighted assets | $2,065,743,000 | 245 |
| Total unused commitments | $467,072,000 | 295 |
| Derivatives | $5,000,000 | 424 |
| 2002-12-31 | Rank | |
| # of Employees: | 748 | 237 |
| Assets and Liabilities | ||
| Total Assets: | $2,863,903,000 | 250 |
| Cash and due from depository institutions | $68,759,000 | 237 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $883,562,000 | 184 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,813 |
| Net loans & leases | $1,646,167,000 | 259 |
| Loan loss allowance | $20,407,000 | 301 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $35,673,000 | 239 |
| Other real estate owned | $570,000 | 237 |
| Goodwill and other intangibles | $98,376,000 | 123 |
| All other assets | $122,796,000 | 223 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,863,903,000 | 250 |
| Total liabilities | $2,557,673,000 | 251 |
| Total deposits | $2,158,785,000 | 231 |
| Interest-bearing deposits | $1,796,824,000 | 237 |
| Deposits held in domestic offices | $2,158,785,000 | 231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $135,684,000 | 249 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $233,368,000 | 270 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $29,836,000 | 323 |
| Total equity capital | $306,230,000 | 243 |
| Total bank equity capital | $306,230,000 | 243 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $11,628,000 | 243 |
| Surplus | $224,437,000 | 172 |
| Undivided profits | $70,165,000 | 433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,749,000 | 280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $12,774,000 | 255 |
| Earning assets | $2,537,729,000 | 252 |
| Long-term assets (5+ years) | $1,210,003,000 | 131 |
| Average Assets, year-to-date | $2,350,841,200 | 285 |
| Average Assets, quarterly | $2,873,956,500 | 250 |
| Volatile liabilities | $377,583,000 | 386 |
| Insider loans | $18,173,000 | 221 |
| FHLB advances | $220,459,000 | 224 |
| Loans and leases held for sale | $4,060,000 | 774 |
| Unused loan commitments | $383,667,000 | 324 |
| Tier 1 (core) risk-based capital | $204,032,000 | 280 |
| Tier 2 risk-based capital | $20,407,000 | 289 |
| Total risk weighted assets | $2,011,821,000 | 243 |
| Total unused commitments | $383,667,000 | 325 |
| Derivatives | $5,000,000 | 398 |
| 2001-12-31 | Rank | |
| # of Employees: | 543 | 308 |
| Assets and Liabilities | ||
| Total Assets: | $1,958,018,000 | 324 |
| Cash and due from depository institutions | $55,764,000 | 308 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $536,582,000 | 264 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $1,225,597,000 | 318 |
| Loan loss allowance | $12,478,000 | 388 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $26,397,000 | 308 |
| Other real estate owned | $127,000 | 308 |
| Goodwill and other intangibles | $5,219,000 | 613 |
| All other assets | $108,332,000 | 226 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,958,018,000 | 324 |
| Total liabilities | $1,793,916,000 | 322 |
| Total deposits | $1,435,265,000 | 315 |
| Interest-bearing deposits | $1,158,440,000 | 329 |
| Deposits held in domestic offices | $1,435,265,000 | 314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $117,474,000 | 277 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $212,450,000 | 298 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $28,727,000 | 324 |
| Total equity capital | $164,102,000 | 362 |
| Total bank equity capital | $164,102,000 | 362 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $11,628,000 | 238 |
| Surplus | $76,201,000 | 344 |
| Undivided profits | $76,273,000 | 364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,437,000 | 501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 1,128 |
| Income earned, not collected on loans | $11,162,000 | 296 |
| Earning assets | $1,762,179,000 | 325 |
| Long-term assets (5+ years) | $837,451,000 | 173 |
| Average Assets, year-to-date | $2,020,715,600 | 309 |
| Average Assets, quarterly | $1,952,285,000 | 321 |
| Volatile liabilities | $318,731,000 | 426 |
| Insider loans | $17,173,000 | 225 |
| FHLB advances | $199,815,000 | 241 |
| Loans and leases held for sale | $8,302,000 | 442 |
| Unused loan commitments | $311,910,000 | 359 |
| Tier 1 (core) risk-based capital | $158,704,000 | 336 |
| Tier 2 risk-based capital | $12,478,000 | 391 |
| Total risk weighted assets | $1,529,340,000 | 296 |
| Total unused commitments | $311,910,000 | 361 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 547 | 296 |
| Assets and Liabilities | ||
| Total Assets: | $2,108,980,000 | 305 |
| Cash and due from depository institutions | $49,414,000 | 296 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $652,277,000 | 217 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 5,390 |
| Net loans & leases | $1,277,000,000 | 313 |
| Loan loss allowance | $12,419,000 | 386 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $27,594,000 | 283 |
| Other real estate owned | $165,000 | 296 |
| Goodwill and other intangibles | $6,400,000 | 512 |
| All other assets | $95,130,000 | 228 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,108,980,000 | 305 |
| Total liabilities | $1,951,752,000 | 302 |
| Total deposits | $1,527,577,000 | 288 |
| Interest-bearing deposits | $1,269,836,000 | 301 |
| Deposits held in domestic offices | $1,527,577,000 | 284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $191,516,000 | 223 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $202,702,000 | 299 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $29,957,000 | 320 |
| Total equity capital | $157,228,000 | 360 |
| Total bank equity capital | $157,228,000 | 360 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $11,628,000 | 259 |
| Surplus | $76,201,000 | 333 |
| Undivided profits | $69,399,000 | 378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,737,000 | 438 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $708,000 | 218 |
| Income earned, not collected on loans | $7,826,000 | 351 |
| Earning assets | $1,930,277,000 | 300 |
| Long-term assets (5+ years) | $867,867,000 | 165 |
| Average Assets, year-to-date | $2,111,579,000 | 296 |
| Average Assets, quarterly | $2,113,294,500 | 301 |
| Volatile liabilities | $569,944,000 | 301 |
| Insider loans | $9,423,000 | 461 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,974,000 | 521 |
| Unused loan commitments | $287,087,000 | 353 |
| Tier 1 (core) risk-based capital | $160,847,200 | 330 |
| Tier 2 risk-based capital | $12,632,750 | 384 |
| Total risk weighted assets | $1,516,136,100 | 296 |
| Total unused commitments | $287,087,000 | 354 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 565 | 315 |
| Assets and Liabilities | ||
| Total Assets: | $2,084,091,000 | 304 |
| Cash and due from depository institutions | $53,459,000 | 315 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $665,068,000 | 226 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $1,250,957,000 | 313 |
| Loan loss allowance | $10,386,000 | 461 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $29,021,000 | 277 |
| Other real estate owned | $56,000 | 315 |
| Goodwill and other intangibles | $7,202,000 | 487 |
| All other assets | $78,328,000 | 246 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,084,091,000 | 304 |
| Total liabilities | $1,956,330,000 | 295 |
| Total deposits | $1,484,859,000 | 297 |
| Interest-bearing deposits | $1,237,851,000 | 307 |
| Deposits held in domestic offices | $1,484,859,000 | 291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $304,146,000 | 186 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $132,182,000 | 420 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $35,143,000 | 284 |
| Total equity capital | $127,761,000 | 415 |
| Total bank equity capital | $127,761,000 | 415 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $11,628,000 | 288 |
| Surplus | $76,201,000 | 335 |
| Undivided profits | $39,932,000 | 637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,114,000 | 352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $7,440,000 | 333 |
| Earning assets | $1,916,025,000 | 297 |
| Long-term assets (5+ years) | $854,825,000 | 174 |
| Average Assets, year-to-date | $2,000,765,400 | 301 |
| Average Assets, quarterly | $2,064,042,000 | 304 |
| Volatile liabilities | $595,338,000 | 286 |
| Insider loans | $8,401,000 | 523 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $717,000 | 812 |
| Unused loan commitments | $327,598,000 | 337 |
| Tier 1 (core) risk-based capital | $147,390,300 | 343 |
| Tier 2 risk-based capital | $12,356,100 | 397 |
| Total risk weighted assets | $1,444,151,000 | 305 |
| Total unused commitments | $327,598,000 | 338 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 455 | 389 |
| Assets and Liabilities | ||
| Total Assets: | $1,482,683,000 | 384 |
| Cash and due from depository institutions | $41,855,000 | 389 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $617,371,000 | 235 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $747,043,000 | 455 |
| Loan loss allowance | $7,582,000 | 586 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $23,530,000 | 319 |
| Other real estate owned | $507,000 | 389 |
| Goodwill and other intangibles | $8,973,000 | 391 |
| All other assets | $43,404,000 | 330 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,482,683,000 | 384 |
| Total liabilities | $1,345,728,000 | 382 |
| Total deposits | $1,049,522,000 | 384 |
| Interest-bearing deposits | $832,410,000 | 414 |
| Deposits held in domestic offices | $1,049,522,000 | 379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $208,860,000 | 199 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $65,718,000 | 507 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $21,628,000 | 386 |
| Total equity capital | $136,955,000 | 388 |
| Total bank equity capital | $136,955,000 | 388 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $11,028,000 | 302 |
| Surplus | $66,086,000 | 359 |
| Undivided profits | $59,841,000 | 424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,571,000 | 452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $4,901,000 | 449 |
| Earning assets | $1,364,414,000 | 377 |
| Long-term assets (5+ years) | $599,060,000 | 201 |
| Average Assets, year-to-date | $1,444,476,000 | 375 |
| Average Assets, quarterly | $1,495,628,000 | 380 |
| Volatile liabilities | $354,866,000 | 366 |
| Insider loans | $8,195,000 | 488 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $744,000 | 1,146 |
| Unused loan commitments | $235,045,000 | 399 |
| Tier 1 (core) risk-based capital | $122,292,000 | 390 |
| Tier 2 risk-based capital | $9,002,200 | 485 |
| Total risk weighted assets | $941,708,300 | 401 |
| Total unused commitments | $235,045,000 | 400 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 471 | 373 |
| Assets and Liabilities | ||
| Total Assets: | $1,302,016,000 | 421 |
| Cash and due from depository institutions | $39,569,000 | 373 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $580,375,000 | 248 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 5,626 |
| Net loans & leases | $606,079,000 | 547 |
| Loan loss allowance | $7,633,000 | 589 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $21,503,000 | 339 |
| Other real estate owned | $1,463,000 | 373 |
| Goodwill and other intangibles | $10,818,000 | 362 |
| All other assets | $40,709,000 | 321 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,302,016,000 | 421 |
| Total liabilities | $1,178,736,000 | 418 |
| Total deposits | $987,903,000 | 404 |
| Interest-bearing deposits | $810,069,000 | 423 |
| Deposits held in domestic offices | $987,903,000 | 398 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $160,528,000 | 251 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $11,724,000 | 1,262 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $18,581,000 | 427 |
| Total equity capital | $123,280,000 | 418 |
| Total bank equity capital | $123,280,000 | 418 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $7,830,000 | 448 |
| Surplus | $64,268,000 | 350 |
| Undivided profits | $51,182,000 | 492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,577,000 | 395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $4,297,000 | 528 |
| Earning assets | $1,187,954,000 | 418 |
| Long-term assets (5+ years) | $567,601,000 | 191 |
| Average Assets, year-to-date | $1,197,121,200 | 433 |
| Average Assets, quarterly | $1,289,208,500 | 422 |
| Volatile liabilities | $251,420,000 | 460 |
| Insider loans | $8,093,000 | 487 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $700,000 | 939 |
| Unused loan commitments | $159,881,000 | 467 |
| Tier 1 (core) risk-based capital | $107,841,000 | 427 |
| Tier 2 risk-based capital | $7,633,000 | 512 |
| Total risk weighted assets | $762,782,300 | 450 |
| Total unused commitments | $159,881,000 | 468 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 448 | 425 |
| Assets and Liabilities | ||
| Total Assets: | $1,032,631,000 | 554 |
| Cash and due from depository institutions | $51,250,000 | 425 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $345,308,000 | 411 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $582,402,000 | 601 |
| Loan loss allowance | $6,852,000 | 692 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $21,601,000 | 356 |
| Other real estate owned | $1,722,000 | 425 |
| Goodwill and other intangibles | $11,179,000 | 345 |
| All other assets | $19,169,000 | 554 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,032,631,000 | 554 |
| Total liabilities | $949,672,000 | 549 |
| Total deposits | $881,298,000 | 491 |
| Interest-bearing deposits | $722,143,000 | 508 |
| Deposits held in domestic offices | $881,298,000 | 483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,634,000 | 558 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $12,387,000 | 1,183 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $12,353,000 | 556 |
| Total equity capital | $82,959,000 | 598 |
| Total bank equity capital | $82,959,000 | 598 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $6,495,000 | 582 |
| Surplus | $39,149,000 | 528 |
| Undivided profits | $37,315,000 | 678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,154,000 | 455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $3,188,000 | 707 |
| Earning assets | $927,710,000 | 557 |
| Long-term assets (5+ years) | $341,661,000 | 284 |
| Average Assets, year-to-date | $1,009,548,000 | 536 |
| Average Assets, quarterly | $1,020,319,000 | 553 |
| Volatile liabilities | $123,333,000 | 765 |
| Insider loans | $1,297,000 | 2,982 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $874,000 | 796 |
| Unused loan commitments | $135,758,000 | 546 |
| Tier 1 (core) risk-based capital | $71,206,000 | 644 |
| Tier 2 risk-based capital | $6,852,000 | 585 |
| Total risk weighted assets | $713,154,100 | 503 |
| Total unused commitments | $135,758,000 | 549 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 465 | 446 |
| Assets and Liabilities | ||
| Total Assets: | $1,007,471,000 | 582 |
| Cash and due from depository institutions | $45,572,000 | 446 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $356,285,000 | 425 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,096 |
| Net loans & leases | $543,810,000 | 626 |
| Loan loss allowance | $7,412,000 | 684 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $22,730,000 | 363 |
| Other real estate owned | $2,747,000 | 446 |
| Goodwill and other intangibles | $12,967,000 | 298 |
| All other assets | $16,360,000 | 664 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,007,471,000 | 582 |
| Total liabilities | $929,321,000 | 581 |
| Total deposits | $854,659,000 | 528 |
| Interest-bearing deposits | $690,308,000 | 552 |
| Deposits held in domestic offices | $854,659,000 | 520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,592,000 | 528 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $12,435,000 | 1,066 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $11,635,000 | 620 |
| Total equity capital | $78,150,000 | 647 |
| Total bank equity capital | $78,150,000 | 647 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $6,495,000 | 585 |
| Surplus | $39,149,000 | 544 |
| Undivided profits | $32,506,000 | 802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,466,000 | 571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $65,000 | 1,080 |
| Income earned, not collected on loans | $2,533,000 | 909 |
| Earning assets | $907,095,000 | 589 |
| Long-term assets (5+ years) | $314,166,000 | 296 |
| Average Assets, year-to-date | $964,995,600 | 574 |
| Average Assets, quarterly | $1,002,654,500 | 574 |
| Volatile liabilities | $109,425,000 | 784 |
| Insider loans | $6,437,000 | 686 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,222,000 | 753 |
| Unused loan commitments | $101,187,000 | 679 |
| Tier 1 (core) risk-based capital | $62,923,000 | 744 |
| Tier 2 risk-based capital | $7,412,000 | 571 |
| Total risk weighted assets | $673,059,100 | 534 |
| Total unused commitments | $101,187,000 | 683 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 443 | 475 |
| Assets and Liabilities | ||
| Total Assets: | $767,267,000 | 693 |
| Cash and due from depository institutions | $45,616,000 | 475 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $304,247,000 | 495 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $388,734,000 | 800 |
| Loan loss allowance | $4,891,000 | 931 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $9,063,000 | 805 |
| Other real estate owned | $4,745,000 | 475 |
| Goodwill and other intangibles | $1,907,000 | 807 |
| All other assets | $12,955,000 | 814 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $767,267,000 | 693 |
| Total liabilities | $714,843,000 | 687 |
| Total deposits | $655,904,000 | 633 |
| Interest-bearing deposits | $516,785,000 | 677 |
| Deposits held in domestic offices | $655,904,000 | 621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,976,000 | 649 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $15,056,000 | 1,024 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $6,907,000 | 738 |
| Total equity capital | $52,424,000 | 843 |
| Total bank equity capital | $52,424,000 | 843 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,788,000 | 816 |
| Surplus | $15,500,000 | 1,054 |
| Undivided profits | $32,136,000 | 710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,457,000 | 1,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $26,000 | 1,283 |
| Income earned, not collected on loans | $1,395,000 | 1,389 |
| Earning assets | $692,981,000 | 696 |
| Long-term assets (5+ years) | $262,468,000 | 328 |
| Average Assets, year-to-date | $754,393,800 | 684 |
| Average Assets, quarterly | $761,525,000 | 700 |
| Volatile liabilities | $78,180,000 | 938 |
| Insider loans | $1,451,000 | 2,769 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $85,036,000 | 701 |
| Tier 1 (core) risk-based capital | $58,942,000 | 746 |
| Tier 2 risk-based capital | $4,891,000 | 737 |
| Total risk weighted assets | $480,535,300 | 680 |
| Total unused commitments | $85,036,000 | 707 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 461 | 491 |
| Assets and Liabilities | ||
| Total Assets: | $753,084,000 | 707 |
| Cash and due from depository institutions | $45,927,000 | 491 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $380,482,000 | 422 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $299,131,000 | 961 |
| Loan loss allowance | $6,324,000 | 836 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,930,000 | 810 |
| Other real estate owned | $4,992,000 | 491 |
| Goodwill and other intangibles | $2,558,000 | 617 |
| All other assets | $11,064,000 | 891 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $753,084,000 | 707 |
| Total liabilities | $697,210,000 | 703 |
| Total deposits | $665,231,000 | 647 |
| Interest-bearing deposits | $529,128,000 | 686 |
| Deposits held in domestic offices | $665,231,000 | 637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,364,000 | 708 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,922,000 | 1,675 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $5,693,000 | 874 |
| Total equity capital | $55,874,000 | 767 |
| Total bank equity capital | $55,874,000 | 767 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,788,000 | 806 |
| Surplus | $15,500,000 | 1,001 |
| Undivided profits | $35,586,000 | 637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,309,000 | 1,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $37,000 | 1,255 |
| Income earned, not collected on loans | $1,383,000 | 1,232 |
| Earning assets | $679,613,000 | 706 |
| Long-term assets (5+ years) | $202,486,000 | 379 |
| Average Assets, year-to-date | $730,947,800 | 704 |
| Average Assets, quarterly | $744,794,500 | 705 |
| Volatile liabilities | $40,093,000 | 1,416 |
| Insider loans | $1,664,000 | 2,441 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $81,590,000 | 699 |
| Tier 1 (core) risk-based capital | $53,316,000 | 781 |
| Tier 2 risk-based capital | $5,326,280 | 706 |
| Total risk weighted assets | $424,935,380 | 738 |
| Total unused commitments | $81,590,000 | 718 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 457 | 505 |
| Assets and Liabilities | ||
| Total Assets: | $724,206,000 | 751 |
| Cash and due from depository institutions | $42,157,000 | 505 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $376,580,000 | 423 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,623 |
| Net loans & leases | $267,921,000 | 1,080 |
| Loan loss allowance | $7,166,000 | 768 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $9,354,000 | 775 |
| Other real estate owned | $3,950,000 | 505 |
| Goodwill and other intangibles | $3,440,000 | 521 |
| All other assets | $10,804,000 | 935 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $724,206,000 | 751 |
| Total liabilities | $674,994,000 | 748 |
| Total deposits | $653,574,000 | 702 |
| Interest-bearing deposits | $528,890,000 | 738 |
| Deposits held in domestic offices | $653,574,000 | 693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,714,000 | 1,062 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,617,000 | 1,525 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $9,089,000 | 653 |
| Total equity capital | $49,212,000 | 835 |
| Total bank equity capital | $49,212,000 | 835 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,788,000 | 812 |
| Surplus | $15,500,000 | 961 |
| Undivided profits | $28,924,000 | 741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,412,000 | 1,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,384,000 | 1,379 |
| Earning assets | $654,501,000 | 746 |
| Long-term assets (5+ years) | $168,843,000 | 415 |
| Average Assets, year-to-date | $702,612,000 | 757 |
| Average Assets, quarterly | $712,548,000 | 764 |
| Volatile liabilities | $29,977,000 | 1,712 |
| Insider loans | $47,000 | 7,266 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $76,969,000 | 718 |
| Tier 1 (core) risk-based capital | $45,772,000 | 854 |
| Tier 2 risk-based capital | $5,057,090 | 747 |
| Total risk weighted assets | $402,433,390 | 794 |
| Total unused commitments | $76,969,000 | 727 |
| Derivatives | $0 | 651 |