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United Texas Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$70,022,000	697
Total interest expense	$30,169,000	585
Net interest income	$39,853,000	813
Provision for loan and lease losses	$204,000	1,979
Total noninterest income	$5,398,000	1,135
Gross Fiduciary activities income	$333,000	637
Service charges on deposit accounts	$2,935,000	409
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,130,000	1,563
Total noninterest expense	$23,562,000	1,067
Salaries and employee benefits	$13,465,000	1,047
Premises and equipment expense	$1,390,000	1,628
Additional noninterest expense	$2,130,000	1,563
Pre-tax net operating income	$21,485,000	648
Securities gains (losses)	$0	988
Applicable income taxes	$4,522,000	573
Income before extraordinary items	$16,963,000	659
Extraordinary gains, net	$0	54
Net income	$16,951,000	671
Minority interest net income	$12,000	78
Net income of bank and minority interests.	$16,963,000	662
Net charge-offs	$313,000	946
Cash dividends	$3,500,000	1,047
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$16,963,000	672
2023-09-30 (YTD Data)		Rank
Total interest income	$51,453,000	707
Total interest expense	$21,439,000	571
Net interest income	$30,014,000	818
Provision for loan and lease losses	$1,640,000	501
Total noninterest income	$3,884,000	1,170
Gross Fiduciary activities income	$216,000	643
Service charges on deposit accounts	$1,916,000	455
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,752,000	1,468
Total noninterest expense	$16,756,000	1,096
Salaries and employee benefits	$9,330,000	1,123
Premises and equipment expense	$996,000	1,680
Additional noninterest expense	$1,752,000	1,468
Pre-tax net operating income	$15,502,000	692
Securities gains (losses)	$0	849
Applicable income taxes	$3,260,000	613
Income before extraordinary items	$12,242,000	701
Extraordinary gains, net	$0	52
Net income	$12,199,000	711
Minority interest net income	$43,000	59
Net income of bank and minority interests.	$12,242,000	701
Net charge-offs	$1,749,000	318
Cash dividends	$3,500,000	792
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$12,242,000	713
2023-06-30 (YTD Data)		Rank
Total interest income	$32,542,000	711
Total interest expense	$13,116,000	547
Net interest income	$19,426,000	837
Provision for loan and lease losses	$1,640,000	398
Total noninterest income	$2,469,000	1,146
Gross Fiduciary activities income	$150,000	636
Service charges on deposit accounts	$1,189,000	463
Trading account gains and fees	$0	112
Additional Noninterest Income	$1,130,000	1,419
Total noninterest expense	$10,562,000	1,150
Salaries and employee benefits	$5,931,000	1,160
Premises and equipment expense	$680,000	1,655
Additional noninterest expense	$1,130,000	1,418
Pre-tax net operating income	$9,693,000	712
Securities gains (losses)	$0	938
Applicable income taxes	$2,026,000	659
Income before extraordinary items	$7,667,000	738
Extraordinary gains, net	$0	51
Net income	$7,655,000	751
Minority interest net income	$12,000	69
Net income of bank and minority interests.	$7,667,000	738
Net charge-offs	$1,640,000	244
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$7,667,000	743
2023-03-31 (YTD Data)		Rank
Total interest income	$15,124,000	753
Total interest expense	$6,133,000	521
Net interest income	$8,991,000	907
Provision for loan and lease losses	$0	2,612
Total noninterest income	$902,000	1,382
Gross Fiduciary activities income	$60,000	679
Service charges on deposit accounts	$286,000	902
Trading account gains and fees	$0	97
Additional Noninterest Income	$556,000	1,433
Total noninterest expense	$4,276,000	1,364
Salaries and employee benefits	$2,520,000	1,353
Premises and equipment expense	$319,000	1,763
Additional noninterest expense	$556,000	1,433
Pre-tax net operating income	$5,617,000	662
Securities gains (losses)	$0	950
Applicable income taxes	$1,125,000	624
Income before extraordinary items	$4,492,000	671
Extraordinary gains, net	$0	4
Net income	$4,492,000	670
Minority interest net income	$0	48
Net income of bank and minority interests.	$4,492,000	670
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$4,492,000	682
2022-12-31 (YTD Data)		Rank
Total interest income	$42,410,000	853
Total interest expense	$11,190,000	412
Net interest income	$31,220,000	993
Provision for loan and lease losses	$150,000	1,951
Total noninterest income	$4,837,000	1,224
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$348,000	2,099
Trading account gains and fees	$0	116
Additional Noninterest Income	$4,489,000	979
Total noninterest expense	$15,166,000	1,464
Salaries and employee benefits	$8,209,000	1,529
Premises and equipment expense	$1,198,000	1,818
Additional noninterest expense	$4,489,000	979
Pre-tax net operating income	$20,741,000	732
Securities gains (losses)	$6,000	496
Applicable income taxes	$4,114,000	676
Income before extraordinary items	$16,633,000	736
Extraordinary gains, net	$0	5
Net income	$16,633,000	737
Minority interest net income	$0	63
Net income of bank and minority interests.	$16,633,000	737
Net charge-offs	$0	2,620
Cash dividends	$7,000,000	599
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$16,628,200	749
2022-09-30 (YTD Data)		Rank
Total interest income	$29,476,000	874
Total interest expense	$6,629,000	371
Net interest income	$22,847,000	1,003
Provision for loan and lease losses	$150,000	1,628
Total noninterest income	$3,272,000	1,328
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$214,000	2,318
Trading account gains and fees	$0	111
Additional Noninterest Income	$3,058,000	1,050
Total noninterest expense	$11,133,000	1,486
Salaries and employee benefits	$5,961,000	1,587
Premises and equipment expense	$864,000	1,876
Additional noninterest expense	$3,058,000	1,050
Pre-tax net operating income	$14,836,000	756
Securities gains (losses)	$6,000	515
Applicable income taxes	$2,927,000	704
Income before extraordinary items	$11,915,000	765
Extraordinary gains, net	$0	4
Net income	$11,915,000	765
Minority interest net income	$0	57
Net income of bank and minority interests.	$11,915,000	765
Net charge-offs	$0	2,349
Cash dividends	$4,000,000	682
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$11,910,200	775
2022-06-30 (YTD Data)		Rank
Total interest income	$18,024,000	902
Total interest expense	$3,662,000	342
Net interest income	$14,362,000	1,027
Provision for loan and lease losses	$150,000	1,272
Total noninterest income	$1,510,000	1,630
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$94,000	2,849
Trading account gains and fees	$0	108
Additional Noninterest Income	$1,416,000	1,365
Total noninterest expense	$6,929,000	1,570
Salaries and employee benefits	$3,782,000	1,627
Premises and equipment expense	$529,000	1,963
Additional noninterest expense	$2,618,000	1,286
Pre-tax net operating income	$8,793,000	802
Securities gains (losses)	$21,000	309
Applicable income taxes	$1,721,000	733
Income before extraordinary items	$7,093,000	798
Extraordinary gains, net	$0	4
Net income	$7,093,000	798
Minority interest net income	$0	60
Net income of bank and minority interests.	$7,093,000	798
Net charge-offs	$0	2,156
Cash dividends	$3,000,000	613
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$7,076,200	810
2022-03-31 (YTD Data)		Rank
Total interest income	$7,700,000	1,001
Total interest expense	$1,673,000	343
Net interest income	$6,027,000	1,147
Provision for loan and lease losses	$0	2,285
Total noninterest income	$314,000	2,536
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$27,000	3,409
Trading account gains and fees	$0	103
Additional Noninterest Income	$287,000	2,233
Total noninterest expense	$3,116,000	1,702
Salaries and employee benefits	$1,781,000	1,704
Premises and equipment expense	$257,000	2,005
Additional noninterest expense	$1,078,000	1,490
Pre-tax net operating income	$3,225,000	951
Securities gains (losses)	$-1,000	3,977
Applicable income taxes	$611,000	869
Income before extraordinary items	$2,613,000	982
Extraordinary gains, net	$0	4
Net income	$2,613,000	981
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,613,000	982
Net charge-offs	$0	1,838
Cash dividends	$3,000,000	350
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,613,810	993
2021-12-31 (YTD Data)		Rank
Total interest income	$33,418,000	963
Total interest expense	$7,054,000	386
Net interest income	$26,364,000	1,079
Provision for loan and lease losses	$1,110,000	537
Total noninterest income	$842,000	3,160
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$87,000	3,582
Trading account gains and fees	$0	132
Additional Noninterest Income	$755,000	2,895
Total noninterest expense	$10,245,000	1,945
Salaries and employee benefits	$5,799,000	1,978
Premises and equipment expense	$927,000	2,125
Additional noninterest expense	$3,519,000	1,742
Pre-tax net operating income	$15,851,000	904
Securities gains (losses)	$8,484,000	56
Applicable income taxes	$4,755,000	650
Income before extraordinary items	$19,580,000	654
Extraordinary gains, net	$0	10
Net income	$19,580,000	654
Minority interest net income	$0	74
Net income of bank and minority interests.	$19,580,000	655
Net charge-offs	$0	2,705
Cash dividends	$2,000,000	1,514
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$12,792,800	932
2021-09-30 (YTD Data)		Rank
Total interest income	$25,273,000	970
Total interest expense	$5,329,000	410
Net interest income	$19,944,000	1,095
Provision for loan and lease losses	$910,000	490
Total noninterest income	$566,000	3,307
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$66,000	3,607
Trading account gains and fees	$0	132
Additional Noninterest Income	$500,000	3,067
Total noninterest expense	$7,457,000	1,991
Salaries and employee benefits	$4,169,000	2,037
Premises and equipment expense	$699,000	2,137
Additional noninterest expense	$2,589,000	1,771
Pre-tax net operating income	$12,143,000	924
Securities gains (losses)	$8,400,000	51
Applicable income taxes	$4,027,000	618
Income before extraordinary items	$16,516,000	616
Extraordinary gains, net	$0	8
Net income	$16,516,000	616
Minority interest net income	$0	69
Net income of bank and minority interests.	$16,516,000	616
Net charge-offs	$0	2,463
Cash dividends	$1,000,000	1,730
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$9,796,000	951
2021-06-30 (YTD Data)		Rank
Total interest income	$16,419,000	978
Total interest expense	$3,516,000	436
Net interest income	$12,903,000	1,111
Provision for loan and lease losses	$500,000	605
Total noninterest income	$206,000	3,874
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$33,000	3,855
Trading account gains and fees	$0	133
Additional Noninterest Income	$173,000	3,659
Total noninterest expense	$4,653,000	2,076
Salaries and employee benefits	$2,593,000	2,130
Premises and equipment expense	$464,000	2,142
Additional noninterest expense	$1,596,000	1,866
Pre-tax net operating income	$7,956,000	923
Securities gains (losses)	$-2,000	4,535
Applicable income taxes	$1,466,000	905
Income before extraordinary items	$6,488,000	965
Extraordinary gains, net	$0	6
Net income	$6,488,000	965
Minority interest net income	$0	67
Net income of bank and minority interests.	$6,488,000	965
Net charge-offs	$0	2,245
Cash dividends	$1,000,000	1,368
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$6,489,640	942
2021-03-31 (YTD Data)		Rank
Total interest income	$8,306,000	964
Total interest expense	$1,731,000	470
Net interest income	$6,575,000	1,087
Provision for loan and lease losses	$300,000	548
Total noninterest income	$7,000	4,867
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$20,000	3,668
Trading account gains and fees	$0	127
Additional Noninterest Income	$-13,000	4,946
Total noninterest expense	$2,299,000	2,072
Salaries and employee benefits	$1,270,000	2,140
Premises and equipment expense	$229,000	2,179
Additional noninterest expense	$800,000	1,834
Pre-tax net operating income	$3,983,000	912
Securities gains (losses)	$-2,000	4,565
Applicable income taxes	$729,000	891
Income before extraordinary items	$3,252,000	945
Extraordinary gains, net	$0	3
Net income	$3,252,000	945
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,252,000	945
Net charge-offs	$0	1,930
Cash dividends	$850,000	851
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,253,640	927
2020-12-31 (YTD Data)		Rank
Total interest income	$31,181,000	1,018
Total interest expense	$8,795,000	555
Net interest income	$22,386,000	1,174
Provision for loan and lease losses	$1,708,000	1,157
Total noninterest income	$29,000	4,890
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$74,000	3,860
Trading account gains and fees	$0	133
Additional Noninterest Income	$-45,000	4,971
Total noninterest expense	$10,489,000	1,888
Salaries and employee benefits	$5,646,000	1,982
Premises and equipment expense	$987,000	2,057
Additional noninterest expense	$3,856,000	1,575
Pre-tax net operating income	$10,218,000	1,049
Securities gains (losses)	$27,286,000	31
Applicable income taxes	$7,414,000	380
Income before extraordinary items	$30,090,000	387
Extraordinary gains, net	$0	4
Net income	$30,090,000	385
Minority interest net income	$0	72
Net income of bank and minority interests.	$30,090,000	387
Net charge-offs	$0	3,443
Cash dividends	$2,273,000	1,387
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$8,261,200	1,084
2020-09-30 (YTD Data)		Rank
Total interest income	$23,172,000	1,027
Total interest expense	$6,791,000	578
Net interest income	$16,381,000	1,186
Provision for loan and lease losses	$98,000	3,324
Total noninterest income	$-41,000	5,007
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$52,000	3,932
Trading account gains and fees	$0	125
Additional Noninterest Income	$-93,000	5,009
Total noninterest expense	$7,237,000	1,990
Salaries and employee benefits	$3,912,000	2,070
Premises and equipment expense	$532,000	2,496
Additional noninterest expense	$2,793,000	1,597
Pre-tax net operating income	$9,005,000	877
Securities gains (losses)	$26,107,000	27
Applicable income taxes	$7,028,000	298
Income before extraordinary items	$28,084,000	290
Extraordinary gains, net	$0	4
Net income	$28,084,000	289
Minority interest net income	$0	65
Net income of bank and minority interests.	$28,084,000	290
Net charge-offs	$0	3,243
Cash dividends	$1,273,000	1,478
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$7,198,400	928
2020-06-30 (YTD Data)		Rank
Total interest income	$14,501,000	1,103
Total interest expense	$4,672,000	615
Net interest income	$9,829,000	1,293
Provision for loan and lease losses	$108,000	2,908
Total noninterest income	$-80,000	5,038
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$27,000	4,162
Trading account gains and fees	$0	123
Additional Noninterest Income	$-107,000	5,039
Total noninterest expense	$4,745,000	2,011
Salaries and employee benefits	$2,638,000	2,063
Premises and equipment expense	$356,000	2,485
Additional noninterest expense	$1,751,000	1,678
Pre-tax net operating income	$4,896,000	973
Securities gains (losses)	$9,691,000	38
Applicable income taxes	$2,862,000	376
Income before extraordinary items	$11,725,000	388
Extraordinary gains, net	$0	4
Net income	$11,725,000	387
Minority interest net income	$0	65
Net income of bank and minority interests.	$11,725,000	388
Net charge-offs	$0	3,033
Cash dividends	$762,000	1,573
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,972,200	1,026
2020-03-31 (YTD Data)		Rank
Total interest income	$6,567,000	1,206
Total interest expense	$2,385,000	669
Net interest income	$4,182,000	1,460
Provision for loan and lease losses	$54,000	2,461
Total noninterest income	$-28,000	5,081
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$14,000	4,305
Trading account gains and fees	$0	106
Additional Noninterest Income	$-42,000	5,079
Total noninterest expense	$2,220,000	2,111
Salaries and employee benefits	$1,233,000	2,165
Premises and equipment expense	$182,000	2,479
Additional noninterest expense	$805,000	1,811
Pre-tax net operating income	$1,880,000	1,104
Securities gains (losses)	$0	1,705
Applicable income taxes	$290,000	1,096
Income before extraordinary items	$1,590,000	1,132
Extraordinary gains, net	$0	4
Net income	$1,590,000	1,131
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,590,000	1,132
Net charge-offs	$0	2,581
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$-366,000	5,098
Net operating income	$1,590,000	1,110
2019-12-31 (YTD Data)		Rank
Total interest income	$23,409,000	1,330
Total interest expense	$9,653,000	701
Net interest income	$13,756,000	1,728
Provision for loan and lease losses	$819,000	1,060
Total noninterest income	$59,000	4,959
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$69,000	4,247
Trading account gains and fees	$0	135
Additional Noninterest Income	$-10,000	5,117
Total noninterest expense	$7,737,000	2,294
Salaries and employee benefits	$4,700,000	2,198
Premises and equipment expense	$653,000	2,650
Additional noninterest expense	$2,384,000	2,287
Pre-tax net operating income	$5,259,000	1,694
Securities gains (losses)	$-14,000	4,849
Applicable income taxes	$773,000	1,627
Income before extraordinary items	$4,472,000	1,742
Extraordinary gains, net	$0	11
Net income	$4,472,000	1,744
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,472,000	1,744
Net charge-offs	$-3,000	4,276
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$-1,859,000	5,159
Net operating income	$4,483,900	1,706
2019-09-30 (YTD Data)		Rank
Total interest income	$17,119,000	1,371
Total interest expense	$7,050,000	731
Net interest income	$10,069,000	1,795
Provision for loan and lease losses	$169,000	2,158
Total noninterest income	$-5,000	5,221
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$54,000	4,283
Trading account gains and fees	$0	129
Additional Noninterest Income	$-59,000	5,219
Total noninterest expense	$5,528,000	2,377
Salaries and employee benefits	$3,219,000	2,343
Premises and equipment expense	$487,000	2,692
Additional noninterest expense	$1,822,000	2,257
Pre-tax net operating income	$4,367,000	1,607
Securities gains (losses)	$-11,000	4,907
Applicable income taxes	$642,000	1,606
Income before extraordinary items	$3,714,000	1,637
Extraordinary gains, net	$0	11
Net income	$3,714,000	1,638
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,714,000	1,638
Net charge-offs	$-3,000	4,153
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$-1,527,000	5,231
Net operating income	$3,723,350	1,595
2019-06-30 (YTD Data)		Rank
Total interest income	$11,087,000	1,398
Total interest expense	$4,472,000	749
Net interest income	$6,615,000	1,819
Provision for loan and lease losses	$169,000	1,715
Total noninterest income	$-40,000	5,276
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$37,000	4,276
Trading account gains and fees	$0	131
Additional Noninterest Income	$-77,000	5,277
Total noninterest expense	$3,690,000	2,391
Salaries and employee benefits	$2,124,000	2,368
Premises and equipment expense	$327,000	2,677
Additional noninterest expense	$1,239,000	2,235
Pre-tax net operating income	$2,716,000	1,667
Securities gains (losses)	$-5,000	4,829
Applicable income taxes	$376,000	1,673
Income before extraordinary items	$2,335,000	1,687
Extraordinary gains, net	$0	11
Net income	$2,335,000	1,687
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,335,000	1,687
Net charge-offs	$-3,000	4,141
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$-1,185,000	5,286
Net operating income	$2,339,300	1,657
2019-03-31 (YTD Data)		Rank
Total interest income	$5,326,000	1,450
Total interest expense	$2,042,000	786
Net interest income	$3,284,000	1,835
Provision for loan and lease losses	$169,000	1,066
Total noninterest income	$2,000	5,285
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$18,000	4,316
Trading account gains and fees	$0	126
Additional Noninterest Income	$-16,000	5,320
Total noninterest expense	$1,855,000	2,391
Salaries and employee benefits	$1,073,000	2,360
Premises and equipment expense	$161,000	2,721
Additional noninterest expense	$621,000	2,228
Pre-tax net operating income	$1,262,000	1,742
Securities gains (losses)	$-3,000	4,951
Applicable income taxes	$181,000	1,669
Income before extraordinary items	$1,078,000	1,762
Extraordinary gains, net	$0	5
Net income	$1,078,000	1,760
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,078,000	1,761
Net charge-offs	$0	2,740
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$-355,000	5,338
Net operating income	$1,080,580	1,740
2018-12-31 (YTD Data)		Rank
Total interest income	$19,267,000	1,487
Total interest expense	$6,662,000	729
Net interest income	$12,605,000	1,862
Provision for loan and lease losses	$519,000	1,420
Total noninterest income	$2,000	5,344
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$81,000	4,324
Trading account gains and fees	$0	126
Additional Noninterest Income	$-79,000	5,359
Total noninterest expense	$7,356,000	2,391
Salaries and employee benefits	$4,308,000	2,336
Premises and equipment expense	$653,000	2,691
Additional noninterest expense	$2,395,000	2,294
Pre-tax net operating income	$4,732,000	1,853
Securities gains (losses)	$-7,000	4,318
Applicable income taxes	$661,000	1,736
Income before extraordinary items	$4,064,000	1,888
Extraordinary gains, net	$0	6
Net income	$4,064,000	1,886
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,064,000	1,887
Net charge-offs	$311,000	1,305
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$-114,000	5,363
Net operating income	$4,070,020	1,877
2018-09-30 (YTD Data)		Rank
Total interest income	$14,173,000	1,499
Total interest expense	$4,749,000	732
Net interest income	$9,424,000	1,866
Provision for loan and lease losses	$250,000	1,745
Total noninterest income	$40,000	5,266
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$62,000	4,355
Trading account gains and fees	$0	138
Additional Noninterest Income	$-22,000	5,427
Total noninterest expense	$5,470,000	2,412
Salaries and employee benefits	$3,165,000	2,376
Premises and equipment expense	$490,000	2,712
Additional noninterest expense	$1,815,000	2,275
Pre-tax net operating income	$3,744,000	1,799
Securities gains (losses)	$-3,000	4,544
Applicable income taxes	$521,000	1,747
Income before extraordinary items	$3,220,000	1,809
Extraordinary gains, net	$0	5
Net income	$3,220,000	1,808
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,220,000	1,808
Net charge-offs	$-9,000	4,451
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,222,580	1,795
2018-06-30 (YTD Data)		Rank
Total interest income	$9,164,000	1,529
Total interest expense	$2,956,000	729
Net interest income	$6,208,000	1,894
Provision for loan and lease losses	$100,000	2,173
Total noninterest income	$61,000	5,051
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$43,000	4,362
Trading account gains and fees	$0	130
Additional Noninterest Income	$18,000	5,139
Total noninterest expense	$3,696,000	2,393
Salaries and employee benefits	$2,135,000	2,364
Premises and equipment expense	$326,000	2,731
Additional noninterest expense	$1,235,000	2,247
Pre-tax net operating income	$2,473,000	1,777
Securities gains (losses)	$-2,000	4,720
Applicable income taxes	$342,000	1,747
Income before extraordinary items	$2,129,000	1,789
Extraordinary gains, net	$0	6
Net income	$2,129,000	1,788
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,129,000	1,788
Net charge-offs	$-2,000	4,025
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,130,720	1,775
2018-03-31 (YTD Data)		Rank
Total interest income	$4,362,000	1,586
Total interest expense	$1,353,000	742
Net interest income	$3,009,000	1,936
Provision for loan and lease losses	$0	3,508
Total noninterest income	$33,000	5,049
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$23,000	4,330
Trading account gains and fees	$0	123
Additional Noninterest Income	$10,000	5,131
Total noninterest expense	$1,871,000	2,386
Salaries and employee benefits	$1,118,000	2,305
Premises and equipment expense	$160,000	2,789
Additional noninterest expense	$593,000	2,298
Pre-tax net operating income	$1,171,000	1,818
Securities gains (losses)	$-2,000	5,038
Applicable income taxes	$147,000	1,847
Income before extraordinary items	$1,022,000	1,813
Extraordinary gains, net	$0	7
Net income	$1,022,000	1,812
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,022,000	1,813
Net charge-offs	$-1,000	3,770
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,023,740	1,803
2017-12-31 (YTD Data)		Rank
Total interest income	$15,815,000	1,672
Total interest expense	$4,475,000	766
Net interest income	$11,340,000	2,011
Provision for loan and lease losses	$0	4,227
Total noninterest income	$201,000	4,853
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$97,000	4,371
Trading account gains and fees	$0	151
Additional Noninterest Income	$104,000	4,753
Total noninterest expense	$7,551,000	2,368
Salaries and employee benefits	$4,477,000	2,279
Premises and equipment expense	$673,000	2,716
Additional noninterest expense	$2,401,000	2,319
Pre-tax net operating income	$3,990,000	2,044
Securities gains (losses)	$81,000	700
Applicable income taxes	$958,000	1,915
Income before extraordinary items	$3,113,000	1,966
Extraordinary gains, net	$0	9
Net income	$3,113,000	1,965
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,113,000	1,966
Net charge-offs	$213,000	1,779
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,051,440	1,990
2017-09-30 (YTD Data)		Rank
Total interest income	$11,536,000	1,710
Total interest expense	$3,134,000	790
Net interest income	$8,402,000	2,031
Provision for loan and lease losses	$0	4,088
Total noninterest income	$168,000	4,826
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$75,000	4,374
Trading account gains and fees	$0	145
Additional Noninterest Income	$93,000	4,696
Total noninterest expense	$5,517,000	2,430
Salaries and employee benefits	$3,176,000	2,386
Premises and equipment expense	$512,000	2,726
Additional noninterest expense	$1,829,000	2,295
Pre-tax net operating income	$3,053,000	2,044
Securities gains (losses)	$79,000	684
Applicable income taxes	$725,000	1,755
Income before extraordinary items	$2,407,000	2,087
Extraordinary gains, net	$0	9
Net income	$2,407,000	2,088
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,407,000	2,088
Net charge-offs	$197,000	1,400
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,346,170	2,106
2017-06-30 (YTD Data)		Rank
Total interest income	$7,264,000	1,806
Total interest expense	$1,822,000	865
Net interest income	$5,442,000	2,069
Provision for loan and lease losses	$0	3,871
Total noninterest income	$133,000	4,685
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$51,000	4,369
Trading account gains and fees	$0	139
Additional Noninterest Income	$82,000	4,478
Total noninterest expense	$3,784,000	2,379
Salaries and employee benefits	$2,053,000	2,447
Premises and equipment expense	$344,000	2,719
Additional noninterest expense	$1,387,000	2,054
Pre-tax net operating income	$1,791,000	2,194
Securities gains (losses)	$0	1,906
Applicable income taxes	$372,000	1,975
Income before extraordinary items	$1,419,000	2,240
Extraordinary gains, net	$0	11
Net income	$1,419,000	2,241
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,419,000	2,240
Net charge-offs	$195,000	1,072
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,419,000	2,211
2017-03-31 (YTD Data)		Rank
Total interest income	$3,499,000	1,859
Total interest expense	$755,000	1,010
Net interest income	$2,744,000	2,038
Provision for loan and lease losses	$0	3,537
Total noninterest income	$98,000	4,299
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$27,000	4,309
Trading account gains and fees	$0	142
Additional Noninterest Income	$71,000	3,942
Total noninterest expense	$1,745,000	2,551
Salaries and employee benefits	$1,012,000	2,501
Premises and equipment expense	$167,000	2,810
Additional noninterest expense	$566,000	2,426
Pre-tax net operating income	$1,097,000	1,845
Securities gains (losses)	$0	1,153
Applicable income taxes	$253,000	1,652
Income before extraordinary items	$844,000	1,894
Extraordinary gains, net	$0	8
Net income	$844,000	1,894
Minority interest net income	$0	55
Net income of bank and minority interests.	$844,000	1,894
Net charge-offs	$0	2,943
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$844,000	1,881
2016-12-31 (YTD Data)		Rank
Total interest income	$12,221,000	2,045
Total interest expense	$2,215,000	1,295
Net interest income	$10,006,000	2,185
Provision for loan and lease losses	$364,000	1,790
Total noninterest income	$231,000	4,939
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$84,000	4,714
Trading account gains and fees	$0	170
Additional Noninterest Income	$147,000	4,663
Total noninterest expense	$7,093,000	2,530
Salaries and employee benefits	$4,156,000	2,428
Premises and equipment expense	$703,000	2,724
Additional noninterest expense	$2,234,000	2,548
Pre-tax net operating income	$2,780,000	2,506
Securities gains (losses)	$26,000	2,242
Applicable income taxes	$568,000	2,154
Income before extraordinary items	$2,238,000	2,604
Extraordinary gains, net	$0	5
Net income	$2,238,000	2,602
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,238,000	2,603
Net charge-offs	$0	4,281
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,217,200	2,552
2016-09-30 (YTD Data)		Rank
Total interest income	$8,890,000	2,095
Total interest expense	$1,563,000	1,365
Net interest income	$7,327,000	2,235
Provision for loan and lease losses	$0	4,186
Total noninterest income	$126,000	5,241
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$64,000	4,740
Trading account gains and fees	$0	169
Additional Noninterest Income	$62,000	5,140
Total noninterest expense	$5,104,000	2,597
Salaries and employee benefits	$2,877,000	2,562
Premises and equipment expense	$527,000	2,734
Additional noninterest expense	$1,700,000	2,518
Pre-tax net operating income	$2,349,000	2,354
Securities gains (losses)	$27,000	2,161
Applicable income taxes	$521,000	2,025
Income before extraordinary items	$1,855,000	2,464
Extraordinary gains, net	$0	5
Net income	$1,855,000	2,465
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,855,000	2,465
Net charge-offs	$0	3,952
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,833,940	2,429
2016-06-30 (YTD Data)		Rank
Total interest income	$5,982,000	2,086
Total interest expense	$982,000	1,438
Net interest income	$5,000,000	2,184
Provision for loan and lease losses	$0	4,017
Total noninterest income	$98,000	5,161
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$44,000	4,708
Trading account gains and fees	$0	157
Additional Noninterest Income	$54,000	4,996
Total noninterest expense	$3,426,000	2,605
Salaries and employee benefits	$1,939,000	2,566
Premises and equipment expense	$355,000	2,733
Additional noninterest expense	$1,132,000	2,517
Pre-tax net operating income	$1,672,000	2,219
Securities gains (losses)	$27,000	1,793
Applicable income taxes	$380,000	1,924
Income before extraordinary items	$1,319,000	2,336
Extraordinary gains, net	$0	16
Net income	$1,319,000	2,335
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,319,000	2,335
Net charge-offs	$0	3,689
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,297,940	2,300
2016-03-31 (YTD Data)		Rank
Total interest income	$3,010,000	2,077
Total interest expense	$483,000	1,458
Net interest income	$2,527,000	2,159
Provision for loan and lease losses	$0	3,656
Total noninterest income	$71,000	4,797
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$21,000	4,775
Trading account gains and fees	$0	142
Additional Noninterest Income	$50,000	4,402
Total noninterest expense	$1,752,000	2,565
Salaries and employee benefits	$974,000	2,566
Premises and equipment expense	$173,000	2,807
Additional noninterest expense	$605,000	2,367
Pre-tax net operating income	$846,000	2,184
Securities gains (losses)	$0	2,077
Applicable income taxes	$177,000	1,945
Income before extraordinary items	$669,000	2,272
Extraordinary gains, net	$0	12
Net income	$669,000	2,272
Minority interest net income	$0	62
Net income of bank and minority interests.	$669,000	2,272
Net charge-offs	$0	3,094
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$669,000	2,219
2015-12-31 (YTD Data)		Rank
Total interest income	$11,437,000	2,109
Total interest expense	$1,546,000	1,729
Net interest income	$9,891,000	2,159
Provision for loan and lease losses	$261,000	2,049
Total noninterest income	$201,000	5,213
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$93,000	4,798
Trading account gains and fees	$0	159
Additional Noninterest Income	$108,000	5,042
Total noninterest expense	$6,758,000	2,620
Salaries and employee benefits	$3,916,000	2,540
Premises and equipment expense	$547,000	3,303
Additional noninterest expense	$2,295,000	2,507
Pre-tax net operating income	$3,073,000	2,285
Securities gains (losses)	$-55,000	6,037
Applicable income taxes	$466,000	2,287
Income before extraordinary items	$2,552,000	2,300
Extraordinary gains, net	$0	23
Net income	$2,552,000	2,300
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,552,000	2,301
Net charge-offs	$0	4,462
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$-2,205,000	6,160
Net operating income	$2,598,750	2,230
2015-09-30 (YTD Data)		Rank
Total interest income	$8,472,000	2,147
Total interest expense	$1,092,000	1,839
Net interest income	$7,380,000	2,182
Provision for loan and lease losses	$261,000	1,658
Total noninterest income	$157,000	5,232
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$70,000	4,852
Trading account gains and fees	$0	153
Additional Noninterest Income	$87,000	5,022
Total noninterest expense	$4,910,000	2,685
Salaries and employee benefits	$2,807,000	2,617
Premises and equipment expense	$378,000	3,509
Additional noninterest expense	$1,725,000	2,506
Pre-tax net operating income	$2,366,000	2,276
Securities gains (losses)	$0	3,031
Applicable income taxes	$352,000	2,328
Income before extraordinary items	$2,014,000	2,250
Extraordinary gains, net	$0	21
Net income	$2,014,000	2,251
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,014,000	2,251
Net charge-offs	$0	4,182
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$-2,205,000	6,256
Net operating income	$2,014,000	2,212
2015-06-30 (YTD Data)		Rank
Total interest income	$5,495,000	2,199
Total interest expense	$673,000	1,955
Net interest income	$4,822,000	2,221
Provision for loan and lease losses	$261,000	1,250
Total noninterest income	$120,000	5,112
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$50,000	4,763
Trading account gains and fees	$0	157
Additional Noninterest Income	$70,000	4,899
Total noninterest expense	$3,297,000	2,702
Salaries and employee benefits	$1,924,000	2,599
Premises and equipment expense	$230,000	3,719
Additional noninterest expense	$1,143,000	2,536
Pre-tax net operating income	$1,384,000	2,486
Securities gains (losses)	$0	2,636
Applicable income taxes	$131,000	2,830
Income before extraordinary items	$1,253,000	2,367
Extraordinary gains, net	$0	22
Net income	$1,253,000	2,369
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,253,000	2,369
Net charge-offs	$0	3,893
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,253,000	2,313
2015-03-31 (YTD Data)		Rank
Total interest income	$2,618,000	2,292
Total interest expense	$318,000	2,062
Net interest income	$2,300,000	2,320
Provision for loan and lease losses	$161,000	1,022
Total noninterest income	$82,000	4,770
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$29,000	4,554
Trading account gains and fees	$0	152
Additional Noninterest Income	$53,000	4,453
Total noninterest expense	$1,704,000	2,650
Salaries and employee benefits	$1,010,000	2,506
Premises and equipment expense	$104,000	3,947
Additional noninterest expense	$590,000	2,453
Pre-tax net operating income	$517,000	2,959
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$517,000	2,652
Extraordinary gains, net	$0	13
Net income	$517,000	2,655
Minority interest net income	$0	64
Net income of bank and minority interests.	$517,000	2,655
Net charge-offs	$0	3,288
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$517,000	2,580
2014-12-31 (YTD Data)		Rank
Total interest income	$9,850,000	2,444
Total interest expense	$961,000	2,650
Net interest income	$8,889,000	2,387
Provision for loan and lease losses	$807,000	1,015
Total noninterest income	$458,000	4,419
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$95,000	5,066
Trading account gains and fees	$0	180
Additional Noninterest Income	$363,000	3,750
Total noninterest expense	$7,361,000	2,499
Salaries and employee benefits	$4,398,000	2,294
Premises and equipment expense	$568,000	3,351
Additional noninterest expense	$2,395,000	2,488
Pre-tax net operating income	$1,179,000	3,880
Securities gains (losses)	$61,000	1,598
Applicable income taxes	$0	4,531
Income before extraordinary items	$1,240,000	3,568
Extraordinary gains, net	$0	17
Net income	$1,240,000	3,569
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,240,000	3,570
Net charge-offs	$500,000	1,460
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,179,000	3,621
2014-09-30 (YTD Data)		Rank
Total interest income	$7,268,000	2,480
Total interest expense	$681,000	2,820
Net interest income	$6,587,000	2,428
Provision for loan and lease losses	$175,000	2,247
Total noninterest income	$354,000	4,400
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$70,000	5,165
Trading account gains and fees	$0	174
Additional Noninterest Income	$284,000	3,713
Total noninterest expense	$5,433,000	2,540
Salaries and employee benefits	$3,259,000	2,324
Premises and equipment expense	$431,000	3,373
Additional noninterest expense	$1,743,000	2,561
Pre-tax net operating income	$1,333,000	3,254
Securities gains (losses)	$61,000	1,320
Applicable income taxes	$102,000	3,269
Income before extraordinary items	$1,292,000	3,002
Extraordinary gains, net	$0	15
Net income	$1,292,000	3,002
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,292,000	3,003
Net charge-offs	$0	4,696
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,235,270	3,036
2014-06-30 (YTD Data)		Rank
Total interest income	$4,720,000	2,541
Total interest expense	$437,000	2,929
Net interest income	$4,283,000	2,480
Provision for loan and lease losses	$125,000	2,089
Total noninterest income	$245,000	4,360
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$43,000	5,270
Trading account gains and fees	$0	172
Additional Noninterest Income	$202,000	3,609
Total noninterest expense	$3,410,000	2,672
Salaries and employee benefits	$2,027,000	2,480
Premises and equipment expense	$292,000	3,355
Additional noninterest expense	$1,091,000	2,686
Pre-tax net operating income	$993,000	2,987
Securities gains (losses)	$0	2,580
Applicable income taxes	$102,000	2,994
Income before extraordinary items	$891,000	2,868
Extraordinary gains, net	$0	20
Net income	$891,000	2,873
Minority interest net income	$0	80
Net income of bank and minority interests.	$891,000	2,873
Net charge-offs	$0	4,375
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$891,000	2,819
2014-03-31 (YTD Data)		Rank
Total interest income	$2,214,000	2,696
Total interest expense	$210,000	3,059
Net interest income	$2,004,000	2,624
Provision for loan and lease losses	$0	3,817
Total noninterest income	$79,000	4,966
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$19,000	5,404
Trading account gains and fees	$0	147
Additional Noninterest Income	$60,000	4,319
Total noninterest expense	$1,603,000	2,837
Salaries and employee benefits	$918,000	2,712
Premises and equipment expense	$137,000	3,544
Additional noninterest expense	$548,000	2,688
Pre-tax net operating income	$480,000	2,976
Securities gains (losses)	$0	1,715
Applicable income taxes	$63,000	2,770
Income before extraordinary items	$417,000	2,911
Extraordinary gains, net	$0	16
Net income	$417,000	2,914
Minority interest net income	$0	66
Net income of bank and minority interests.	$417,000	2,914
Net charge-offs	$0	3,660
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$417,000	2,875
2013-12-31 (YTD Data)		Rank
Total interest income	$8,861,000	2,703
Total interest expense	$816,000	3,411
Net interest income	$8,045,000	2,592
Provision for loan and lease losses	$0	5,091
Total noninterest income	$1,086,000	3,054
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$93,000	5,342
Trading account gains and fees	$0	184
Additional Noninterest Income	$993,000	2,394
Total noninterest expense	$5,704,000	3,094
Salaries and employee benefits	$3,274,000	2,935
Premises and equipment expense	$507,000	3,702
Additional noninterest expense	$1,923,000	3,071
Pre-tax net operating income	$3,427,000	1,942
Securities gains (losses)	$88,000	1,417
Applicable income taxes	$623,000	1,929
Income before extraordinary items	$2,892,000	1,955
Extraordinary gains, net	$0	29
Net income	$2,892,000	1,958
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,892,000	1,958
Net charge-offs	$-4,000	6,009
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,819,840	1,943
2013-09-30 (YTD Data)		Rank
Total interest income	$6,678,000	2,712
Total interest expense	$596,000	3,550
Net interest income	$6,082,000	2,582
Provision for loan and lease losses	$0	4,941
Total noninterest income	$786,000	3,165
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$73,000	5,336
Trading account gains and fees	$0	180
Additional Noninterest Income	$713,000	2,485
Total noninterest expense	$4,120,000	3,186
Salaries and employee benefits	$2,369,000	3,019
Premises and equipment expense	$368,000	3,812
Additional noninterest expense	$1,383,000	3,155
Pre-tax net operating income	$2,748,000	1,891
Securities gains (losses)	$178,000	872
Applicable income taxes	$587,000	1,758
Income before extraordinary items	$2,339,000	1,877
Extraordinary gains, net	$0	25
Net income	$2,339,000	1,882
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,339,000	1,882
Net charge-offs	$-4,000	5,917
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,196,600	1,915
2013-06-30 (YTD Data)		Rank
Total interest income	$4,300,000	2,795
Total interest expense	$385,000	3,676
Net interest income	$3,915,000	2,653
Provision for loan and lease losses	$0	4,788
Total noninterest income	$535,000	3,176
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$52,000	5,236
Trading account gains and fees	$0	157
Additional Noninterest Income	$483,000	2,517
Total noninterest expense	$2,635,000	3,301
Salaries and employee benefits	$1,529,000	3,107
Premises and equipment expense	$239,000	3,892
Additional noninterest expense	$867,000	3,303
Pre-tax net operating income	$1,815,000	1,876
Securities gains (losses)	$20,000	2,017
Applicable income taxes	$280,000	2,088
Income before extraordinary items	$1,555,000	1,868
Extraordinary gains, net	$0	22
Net income	$1,555,000	1,873
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,555,000	1,874
Net charge-offs	$-2,000	5,680
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,538,000	1,820
2013-03-31 (YTD Data)		Rank
Total interest income	$2,029,000	2,954
Total interest expense	$190,000	3,787
Net interest income	$1,839,000	2,809
Provision for loan and lease losses	$0	4,409
Total noninterest income	$209,000	3,581
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$26,000	5,216
Trading account gains and fees	$0	148
Additional Noninterest Income	$183,000	2,901
Total noninterest expense	$1,241,000	3,474
Salaries and employee benefits	$730,000	3,227
Premises and equipment expense	$121,000	3,879
Additional noninterest expense	$390,000	3,573
Pre-tax net operating income	$807,000	2,027
Securities gains (losses)	$24,000	1,202
Applicable income taxes	$186,000	1,784
Income before extraordinary items	$645,000	2,132
Extraordinary gains, net	$0	10
Net income	$645,000	2,134
Minority interest net income	$0	76
Net income of bank and minority interests.	$645,000	2,134
Net charge-offs	$-2,000	5,471
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$626,280	2,099
2012-12-31 (YTD Data)		Rank
Total interest income	$7,659,000	3,222
Total interest expense	$828,000	4,042
Net interest income	$6,831,000	3,042
Provision for loan and lease losses	$0	5,905
Total noninterest income	$457,000	4,640
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$100,000	5,434
Trading account gains and fees	$0	166
Additional Noninterest Income	$357,000	3,796
Total noninterest expense	$4,916,000	3,511
Salaries and employee benefits	$2,703,000	3,366
Premises and equipment expense	$425,000	4,184
Additional noninterest expense	$1,788,000	3,358
Pre-tax net operating income	$2,372,000	2,508
Securities gains (losses)	$287,000	1,399
Applicable income taxes	$442,000	2,300
Income before extraordinary items	$2,217,000	2,404
Extraordinary gains, net	$0	29
Net income	$2,217,000	2,404
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,217,000	2,405
Net charge-offs	$-6,000	6,535
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,978,790	2,483
2012-09-30 (YTD Data)		Rank
Total interest income	$5,712,000	3,308
Total interest expense	$617,000	4,180
Net interest income	$5,095,000	3,107
Provision for loan and lease losses	$0	5,790
Total noninterest income	$322,000	4,765
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$115,000	4,816
Trading account gains and fees	$0	157
Additional Noninterest Income	$207,000	4,203
Total noninterest expense	$3,672,000	3,539
Salaries and employee benefits	$1,989,000	3,433
Premises and equipment expense	$310,000	4,282
Additional noninterest expense	$1,373,000	3,335
Pre-tax net operating income	$1,745,000	2,607
Securities gains (losses)	$281,000	1,168
Applicable income taxes	$337,000	2,348
Income before extraordinary items	$1,689,000	2,444
Extraordinary gains, net	$0	20
Net income	$1,689,000	2,445
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,689,000	2,445
Net charge-offs	$-4,000	6,442
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,455,770	2,565
2012-06-30 (YTD Data)		Rank
Total interest income	$3,813,000	3,331
Total interest expense	$407,000	4,296
Net interest income	$3,406,000	3,115
Provision for loan and lease losses	$0	5,619
Total noninterest income	$188,000	4,966
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$70,000	4,975
Trading account gains and fees	$0	153
Additional Noninterest Income	$118,000	4,421
Total noninterest expense	$2,388,000	3,633
Salaries and employee benefits	$1,332,000	3,441
Premises and equipment expense	$196,000	4,417
Additional noninterest expense	$860,000	3,494
Pre-tax net operating income	$1,206,000	2,507
Securities gains (losses)	$18,000	2,529
Applicable income taxes	$188,000	2,498
Income before extraordinary items	$1,036,000	2,561
Extraordinary gains, net	$0	19
Net income	$1,036,000	2,561
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,036,000	2,561
Net charge-offs	$-3,000	6,365
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,020,700	2,449
2012-03-31 (YTD Data)		Rank
Total interest income	$1,870,000	3,391
Total interest expense	$195,000	4,509
Net interest income	$1,675,000	3,166
Provision for loan and lease losses	$0	5,254
Total noninterest income	$53,000	5,778
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$33,000	5,070
Trading account gains and fees	$0	148
Additional Noninterest Income	$20,000	5,722
Total noninterest expense	$1,175,000	3,689
Salaries and employee benefits	$669,000	3,461
Premises and equipment expense	$97,000	4,467
Additional noninterest expense	$409,000	3,589
Pre-tax net operating income	$553,000	2,678
Securities gains (losses)	$6,000	1,875
Applicable income taxes	$62,000	2,866
Income before extraordinary items	$497,000	2,620
Extraordinary gains, net	$0	19
Net income	$497,000	2,622
Minority interest net income	$0	78
Net income of bank and minority interests.	$497,000	2,623
Net charge-offs	$-1,000	5,761
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$491,660	2,530
2011-12-31 (YTD Data)		Rank
Total interest income	$6,466,000	3,873
Total interest expense	$639,000	5,390
Net interest income	$5,827,000	3,547
Provision for loan and lease losses	$-50,000	7,239
Total noninterest income	$142,000	6,104
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$114,000	5,338
Trading account gains and fees	$0	146
Additional Noninterest Income	$28,000	6,248
Total noninterest expense	$4,542,000	3,780
Salaries and employee benefits	$2,473,000	3,588
Premises and equipment expense	$372,000	4,731
Additional noninterest expense	$1,697,000	3,564
Pre-tax net operating income	$1,477,000	3,056
Securities gains (losses)	$290,000	1,161
Applicable income taxes	$441,000	2,150
Income before extraordinary items	$1,326,000	3,010
Extraordinary gains, net	$0	29
Net income	$1,326,000	3,012
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,326,000	3,012
Net charge-offs	$347,000	3,631
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$4,000,000	170
Net operating income	$1,108,500	3,245
2011-09-30 (YTD Data)		Rank
Total interest income	$4,748,000	3,950
Total interest expense	$445,000	5,658
Net interest income	$4,303,000	3,593
Provision for loan and lease losses	$-50,000	7,324
Total noninterest income	$83,000	6,423
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$81,000	5,444
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,000	6,817
Total noninterest expense	$3,358,000	3,829
Salaries and employee benefits	$1,767,000	3,740
Premises and equipment expense	$281,000	4,771
Additional noninterest expense	$1,310,000	3,481
Pre-tax net operating income	$1,078,000	3,176
Securities gains (losses)	$293,000	941
Applicable income taxes	$387,000	1,981
Income before extraordinary items	$984,000	3,098
Extraordinary gains, net	$0	21
Net income	$984,000	3,099
Minority interest net income	$0	87
Net income of bank and minority interests.	$984,000	3,099
Net charge-offs	$364,000	3,020
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$4,000,000	140
Net operating income	$773,040	3,466
2011-06-30 (YTD Data)		Rank
Total interest income	$3,190,000	3,964
Total interest expense	$291,000	5,796
Net interest income	$2,899,000	3,576
Provision for loan and lease losses	$-50,000	7,403
Total noninterest income	$39,000	6,768
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$56,000	5,379
Trading account gains and fees	$0	153
Additional Noninterest Income	$-17,000	7,055
Total noninterest expense	$2,198,000	3,917
Salaries and employee benefits	$1,157,000	3,816
Premises and equipment expense	$191,000	4,769
Additional noninterest expense	$850,000	3,591
Pre-tax net operating income	$790,000	2,969
Securities gains (losses)	$162,000	844
Applicable income taxes	$286,000	1,846
Income before extraordinary items	$666,000	3,004
Extraordinary gains, net	$0	15
Net income	$666,000	3,005
Minority interest net income	$0	89
Net income of bank and minority interests.	$666,000	3,006
Net charge-offs	$364,000	2,468
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$4,000,000	69
Net operating income	$552,600	3,282
2011-03-31 (YTD Data)		Rank
Total interest income	$1,527,000	4,109
Total interest expense	$147,000	5,872
Net interest income	$1,380,000	3,687
Provision for loan and lease losses	$0	5,840
Total noninterest income	$50,000	5,944
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$29,000	5,277
Trading account gains and fees	$0	158
Additional Noninterest Income	$21,000	5,759
Total noninterest expense	$1,064,000	4,027
Salaries and employee benefits	$551,000	3,962
Premises and equipment expense	$95,000	4,843
Additional noninterest expense	$418,000	3,627
Pre-tax net operating income	$366,000	3,149
Securities gains (losses)	$0	1,772
Applicable income taxes	$110,000	2,081
Income before extraordinary items	$256,000	3,541
Extraordinary gains, net	$0	9
Net income	$256,000	3,537
Minority interest net income	$0	86
Net income of bank and minority interests.	$256,000	3,539
Net charge-offs	$377,000	1,567
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$4,000,000	38
Net operating income	$256,000	3,479
2010-12-31 (YTD Data)		Rank
Total interest income	$5,666,000	4,478
Total interest expense	$780,000	5,760
Net interest income	$4,886,000	4,021
Provision for loan and lease losses	$10,000	6,922
Total noninterest income	$194,000	5,998
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$109,000	5,373
Trading account gains and fees	$0	175
Additional Noninterest Income	$85,000	5,622
Total noninterest expense	$4,422,000	3,943
Salaries and employee benefits	$2,168,000	4,002
Premises and equipment expense	$345,000	5,094
Additional noninterest expense	$1,909,000	3,382
Pre-tax net operating income	$648,000	4,038
Securities gains (losses)	$484,000	915
Applicable income taxes	$371,000	2,168
Income before extraordinary items	$761,000	3,698
Extraordinary gains, net	$0	29
Net income	$761,000	3,697
Minority interest net income	$0	111
Net income of bank and minority interests.	$761,000	3,699
Net charge-offs	$269,000	4,445
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$3,791,000	177
Net operating income	$436,720	4,356
2010-09-30 (YTD Data)		Rank
Total interest income	$4,127,000	4,647
Total interest expense	$574,000	5,945
Net interest income	$3,553,000	4,157
Provision for loan and lease losses	$10,000	6,824
Total noninterest income	$144,000	6,124
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$84,000	5,415
Trading account gains and fees	$0	165
Additional Noninterest Income	$60,000	5,807
Total noninterest expense	$3,110,000	4,111
Salaries and employee benefits	$1,541,000	4,191
Premises and equipment expense	$256,000	5,188
Additional noninterest expense	$1,313,000	3,583
Pre-tax net operating income	$577,000	4,006
Securities gains (losses)	$39,000	2,572
Applicable income taxes	$107,000	3,072
Income before extraordinary items	$509,000	4,079
Extraordinary gains, net	$0	23
Net income	$509,000	4,082
Minority interest net income	$0	110
Net income of bank and minority interests.	$509,000	4,082
Net charge-offs	$236,000	4,035
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$3,791,000	134
Net operating income	$476,630	4,048
2010-06-30 (YTD Data)		Rank
Total interest income	$2,620,000	4,824
Total interest expense	$373,000	6,088
Net interest income	$2,247,000	4,309
Provision for loan and lease losses	$10,000	6,617
Total noninterest income	$97,000	6,116
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$58,000	5,386
Trading account gains and fees	$0	152
Additional Noninterest Income	$39,000	5,874
Total noninterest expense	$2,014,000	4,207
Salaries and employee benefits	$1,040,000	4,186
Premises and equipment expense	$166,000	5,284
Additional noninterest expense	$808,000	3,772
Pre-tax net operating income	$320,000	4,313
Securities gains (losses)	$39,000	2,038
Applicable income taxes	$0	4,691
Income before extraordinary items	$359,000	3,967
Extraordinary gains, net	$0	19
Net income	$359,000	3,965
Minority interest net income	$0	105
Net income of bank and minority interests.	$359,000	3,966
Net charge-offs	$16,000	5,608
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$3,791,000	93
Net operating income	$320,000	4,051
2010-03-31 (YTD Data)		Rank
Total interest income	$1,261,000	4,995
Total interest expense	$186,000	6,211
Net interest income	$1,075,000	4,454
Provision for loan and lease losses	$10,000	6,114
Total noninterest income	$44,000	6,301
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$29,000	5,402
Trading account gains and fees	$0	175
Additional Noninterest Income	$15,000	6,257
Total noninterest expense	$1,040,000	4,167
Salaries and employee benefits	$560,000	4,017
Premises and equipment expense	$83,000	5,367
Additional noninterest expense	$397,000	3,814
Pre-tax net operating income	$69,000	5,427
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$69,000	5,414
Extraordinary gains, net	$0	16
Net income	$69,000	5,416
Minority interest net income	$0	91
Net income of bank and minority interests.	$69,000	5,415
Net charge-offs	$-26,000	7,694
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$69,000	5,306
2009-12-31 (YTD Data)		Rank
Total interest income	$4,085,000	5,662
Total interest expense	$682,000	6,727
Net interest income	$3,403,000	5,027
Provision for loan and lease losses	$1,964,000	2,500
Total noninterest income	$76,000	7,187
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$99,000	5,770
Trading account gains and fees	$0	211
Additional Noninterest Income	$-23,000	7,491
Total noninterest expense	$4,342,000	4,104
Salaries and employee benefits	$1,911,000	4,508
Premises and equipment expense	$344,000	5,352
Additional noninterest expense	$2,087,000	3,199
Pre-tax net operating income	$-2,827,000	6,854
Securities gains (losses)	$0	3,754
Applicable income taxes	$-905,000	7,244
Income before extraordinary items	$-1,922,000	6,722
Extraordinary gains, net	$0	34
Net income	$-1,922,000	6,720
Minority interest net income	$0	115
Net income of bank and minority interests.	$-1,922,000	6,720
Net charge-offs	$819,000	3,146
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-1,922,000	6,722
2009-09-30 (YTD Data)		Rank
Total interest income	$2,762,000	5,968
Total interest expense	$509,000	6,853
Net interest income	$2,253,000	5,404
Provision for loan and lease losses	$280,000	4,682
Total noninterest income	$35,000	7,547
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$71,000	5,879
Trading account gains and fees	$0	212
Additional Noninterest Income	$-36,000	7,735
Total noninterest expense	$2,715,000	4,625
Salaries and employee benefits	$1,357,000	4,691
Premises and equipment expense	$266,000	5,325
Additional noninterest expense	$1,092,000	4,143
Pre-tax net operating income	$-707,000	6,476
Securities gains (losses)	$0	3,497
Applicable income taxes	$-240,000	7,144
Income before extraordinary items	$-467,000	6,401
Extraordinary gains, net	$0	27
Net income	$-467,000	6,402
Minority interest net income	$0	118
Net income of bank and minority interests.	$-467,000	6,401
Net charge-offs	$209,000	4,203
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-467,000	6,391
2009-06-30 (YTD Data)		Rank
Total interest income	$1,745,000	6,151
Total interest expense	$339,000	6,973
Net interest income	$1,406,000	5,585
Provision for loan and lease losses	$192,000	4,384
Total noninterest income	$67,000	6,875
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$45,000	5,954
Trading account gains and fees	$0	193
Additional Noninterest Income	$22,000	6,709
Total noninterest expense	$1,748,000	4,777
Salaries and employee benefits	$857,000	4,894
Premises and equipment expense	$182,000	5,312
Additional noninterest expense	$709,000	4,233
Pre-tax net operating income	$-467,000	6,604
Securities gains (losses)	$0	3,136
Applicable income taxes	$-159,000	7,255
Income before extraordinary items	$-308,000	6,546
Extraordinary gains, net	$0	21
Net income	$-308,000	6,546
Minority interest net income	$0	112
Net income of bank and minority interests.	$-308,000	6,546
Net charge-offs	$209,000	3,373
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-308,000	6,538
2009-03-31 (YTD Data)		Rank
Total interest income	$831,000	6,310
Total interest expense	$172,000	7,036
Net interest income	$659,000	5,743
Provision for loan and lease losses	$0	6,744
Total noninterest income	$35,000	6,851
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$20,000	6,060
Trading account gains and fees	$0	171
Additional Noninterest Income	$15,000	6,478
Total noninterest expense	$767,000	5,106
Salaries and employee benefits	$378,000	5,322
Premises and equipment expense	$97,000	5,192
Additional noninterest expense	$292,000	4,498
Pre-tax net operating income	$-73,000	6,566
Securities gains (losses)	$0	2,434
Applicable income taxes	$-25,000	7,301
Income before extraordinary items	$-48,000	6,644
Extraordinary gains, net	$0	15
Net income	$-48,000	6,645
Minority interest net income	$0	102
Net income of bank and minority interests.	$-48,000	6,645
Net charge-offs	$109,000	2,775
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-48,000	6,532
2008-12-31 (YTD Data)		Rank
Total interest income	$3,899,000	6,060
Total interest expense	$972,000	6,822
Net interest income	$2,927,000	5,471
Provision for loan and lease losses	$355,000	4,339
Total noninterest income	$172,000	6,697
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$73,000	6,282
Trading account gains and fees	$0	154
Additional Noninterest Income	$99,000	5,935
Total noninterest expense	$3,314,000	4,805
Salaries and employee benefits	$1,576,000	5,181
Premises and equipment expense	$662,000	3,644
Additional noninterest expense	$1,076,000	4,608
Pre-tax net operating income	$-570,000	6,810
Securities gains (losses)	$0	3,220
Applicable income taxes	$-174,000	7,189
Income before extraordinary items	$-396,000	6,644
Extraordinary gains, net	$0	39
Net income	$-396,000	6,643
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$268,000	3,697
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-396,000	6,783
2008-09-30 (YTD Data)		Rank
Total interest income	$3,049,000	6,043
Total interest expense	$762,000	6,863
Net interest income	$2,287,000	5,409
Provision for loan and lease losses	$0	6,991
Total noninterest income	$171,000	6,400
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$54,000	6,347
Trading account gains and fees	$0	148
Additional Noninterest Income	$117,000	5,343
Total noninterest expense	$2,444,000	4,831
Salaries and employee benefits	$1,208,000	5,132
Premises and equipment expense	$494,000	3,669
Additional noninterest expense	$742,000	4,773
Pre-tax net operating income	$14,000	6,695
Securities gains (losses)	$0	3,106
Applicable income taxes	$29,000	4,432
Income before extraordinary items	$-15,000	6,638
Extraordinary gains, net	$0	31
Net income	$-15,000	6,636
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$268,000	2,695
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-15,000	6,812
2008-06-30 (YTD Data)		Rank
Total interest income	$2,081,000	6,058
Total interest expense	$538,000	6,896
Net interest income	$1,543,000	5,380
Provision for loan and lease losses	$0	6,671
Total noninterest income	$144,000	6,046
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$37,000	6,331
Trading account gains and fees	$0	149
Additional Noninterest Income	$107,000	4,934
Total noninterest expense	$1,617,000	4,880
Salaries and employee benefits	$799,000	5,219
Premises and equipment expense	$334,000	3,658
Additional noninterest expense	$484,000	4,838
Pre-tax net operating income	$70,000	6,567
Securities gains (losses)	$0	3,233
Applicable income taxes	$29,000	4,452
Income before extraordinary items	$41,000	6,754
Extraordinary gains, net	$0	21
Net income	$41,000	6,753
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$268,000	1,906
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$41,000	6,691
2008-03-31 (YTD Data)		Rank
Total interest income	$1,135,000	5,934
Total interest expense	$299,000	6,841
Net interest income	$836,000	5,176
Provision for loan and lease losses	$0	6,080
Total noninterest income	$41,000	6,929
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$20,000	6,236
Trading account gains and fees	$0	158
Additional Noninterest Income	$21,000	6,395
Total noninterest expense	$793,000	4,956
Salaries and employee benefits	$391,000	5,313
Premises and equipment expense	$175,000	3,568
Additional noninterest expense	$227,000	4,985
Pre-tax net operating income	$84,000	6,196
Securities gains (losses)	$0	2,688
Applicable income taxes	$28,000	4,112
Income before extraordinary items	$56,000	6,486
Extraordinary gains, net	$0	15
Net income	$56,000	6,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	4,076
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$56,000	6,396
2007-12-31 (YTD Data)		Rank
Total interest income	$6,076,000	5,190
Total interest expense	$1,710,000	6,161
Net interest income	$4,366,000	4,377
Provision for loan and lease losses	$0	6,851
Total noninterest income	$260,000	6,311
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$74,000	6,383
Trading account gains and fees	$0	178
Additional Noninterest Income	$186,000	5,209
Total noninterest expense	$3,209,000	4,802
Salaries and employee benefits	$1,572,000	5,156
Premises and equipment expense	$719,000	3,378
Additional noninterest expense	$918,000	4,914
Pre-tax net operating income	$1,417,000	4,002
Securities gains (losses)	$0	2,146
Applicable income taxes	$444,000	2,887
Income before extraordinary items	$973,000	4,377
Extraordinary gains, net	$0	39
Net income	$973,000	4,379
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,625
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$973,000	4,370
2007-09-30 (YTD Data)		Rank
Total interest income	$4,597,000	5,168
Total interest expense	$1,303,000	6,168
Net interest income	$3,294,000	4,382
Provision for loan and lease losses	$0	6,528
Total noninterest income	$230,000	6,045
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$54,000	6,449
Trading account gains and fees	$0	184
Additional Noninterest Income	$176,000	4,749
Total noninterest expense	$2,406,000	4,776
Salaries and employee benefits	$1,151,000	5,222
Premises and equipment expense	$538,000	3,358
Additional noninterest expense	$717,000	4,726
Pre-tax net operating income	$1,118,000	4,111
Securities gains (losses)	$0	1,655
Applicable income taxes	$380,000	2,867
Income before extraordinary items	$738,000	4,519
Extraordinary gains, net	$0	33
Net income	$738,000	4,519
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,320
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$738,000	4,515
2007-06-30 (YTD Data)		Rank
Total interest income	$2,994,000	5,273
Total interest expense	$858,000	6,230
Net interest income	$2,136,000	4,502
Provision for loan and lease losses	$0	6,209
Total noninterest income	$127,000	6,439
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$35,000	6,515
Trading account gains and fees	$0	168
Additional Noninterest Income	$92,000	5,270
Total noninterest expense	$1,582,000	4,850
Salaries and employee benefits	$755,000	5,311
Premises and equipment expense	$360,000	3,355
Additional noninterest expense	$467,000	4,803
Pre-tax net operating income	$681,000	4,382
Securities gains (losses)	$0	1,444
Applicable income taxes	$231,000	3,078
Income before extraordinary items	$450,000	4,802
Extraordinary gains, net	$0	29
Net income	$450,000	4,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,005
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$450,000	4,799
2007-03-31 (YTD Data)		Rank
Total interest income	$1,494,000	5,269
Total interest expense	$411,000	6,318
Net interest income	$1,083,000	4,464
Provision for loan and lease losses	$0	5,779
Total noninterest income	$48,000	6,883
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$16,000	6,601
Trading account gains and fees	$0	195
Additional Noninterest Income	$32,000	5,872
Total noninterest expense	$761,000	4,965
Salaries and employee benefits	$361,000	5,491
Premises and equipment expense	$178,000	3,422
Additional noninterest expense	$222,000	4,909
Pre-tax net operating income	$370,000	4,183
Securities gains (losses)	$0	1,187
Applicable income taxes	$126,000	2,972
Income before extraordinary items	$244,000	4,623
Extraordinary gains, net	$0	22
Net income	$244,000	4,625
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,566
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$244,000	4,607
2006-12-31 (YTD Data)		Rank
Total interest income	$5,583,000	5,236
Total interest expense	$1,237,000	6,534
Net interest income	$4,346,000	4,435
Provision for loan and lease losses	$0	6,850
Total noninterest income	$121,000	7,556
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$79,000	6,454
Trading account gains and fees	$0	130
Additional Noninterest Income	$42,000	7,436
Total noninterest expense	$3,287,000	4,589
Salaries and employee benefits	$1,492,000	5,206
Premises and equipment expense	$841,000	2,870
Additional noninterest expense	$954,000	4,663
Pre-tax net operating income	$1,180,000	4,823
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$1,180,000	4,319
Extraordinary gains, net	$0	51
Net income	$1,180,000	4,319
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,669
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,180,000	4,298
2006-09-30 (YTD Data)		Rank
Total interest income	$4,001,000	5,368
Total interest expense	$824,000	6,733
Net interest income	$3,177,000	4,537
Provision for loan and lease losses	$0	6,685
Total noninterest income	$92,000	7,621
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$60,000	6,508
Trading account gains and fees	$0	126
Additional Noninterest Income	$32,000	7,453
Total noninterest expense	$2,502,000	4,534
Salaries and employee benefits	$1,084,000	5,292
Premises and equipment expense	$641,000	2,850
Additional noninterest expense	$777,000	4,366
Pre-tax net operating income	$767,000	5,312
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$767,000	4,796
Extraordinary gains, net	$0	45
Net income	$767,000	4,800
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,298
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$767,000	4,795
2006-06-30 (YTD Data)		Rank
Total interest income	$2,533,000	5,495
Total interest expense	$476,000	6,946
Net interest income	$2,057,000	4,638
Provision for loan and lease losses	$0	6,419
Total noninterest income	$61,000	7,670
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$41,000	6,503
Trading account gains and fees	$0	126
Additional Noninterest Income	$20,000	7,559
Total noninterest expense	$1,685,000	4,519
Salaries and employee benefits	$727,000	5,294
Premises and equipment expense	$425,000	2,844
Additional noninterest expense	$533,000	4,271
Pre-tax net operating income	$433,000	5,723
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$433,000	5,205
Extraordinary gains, net	$0	39
Net income	$433,000	5,209
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,860
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$433,000	5,207
2006-03-31 (YTD Data)		Rank
Total interest income	$1,206,000	5,588
Total interest expense	$201,000	7,222
Net interest income	$1,005,000	4,697
Provision for loan and lease losses	$0	6,013
Total noninterest income	$31,000	7,631
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$21,000	6,441
Trading account gains and fees	$0	115
Additional Noninterest Income	$10,000	7,545
Total noninterest expense	$866,000	4,444
Salaries and employee benefits	$371,000	5,253
Premises and equipment expense	$221,000	2,771
Additional noninterest expense	$274,000	4,183
Pre-tax net operating income	$170,000	6,165
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$170,000	5,681
Extraordinary gains, net	$0	21
Net income	$170,000	5,682
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$170,000	5,675
2005-12-31 (YTD Data)		Rank
Total interest income	$4,278,000	5,629
Total interest expense	$917,000	6,495
Net interest income	$3,361,000	5,137
Provision for loan and lease losses	$0	7,120
Total noninterest income	$230,000	6,823
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$104,000	6,233
Trading account gains and fees	$0	138
Additional Noninterest Income	$126,000	6,027
Total noninterest expense	$3,489,000	4,297
Salaries and employee benefits	$1,588,000	4,866
Premises and equipment expense	$1,085,000	2,209
Additional noninterest expense	$816,000	5,098
Pre-tax net operating income	$102,000	7,992
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$102,000	7,977
Extraordinary gains, net	$0	46
Net income	$102,000	7,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	3,327
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$102,000	7,945
2005-09-30 (YTD Data)		Rank
Total interest income	$3,088,000	5,714
Total interest expense	$691,000	6,396
Net interest income	$2,397,000	5,310
Provision for loan and lease losses	$0	6,899
Total noninterest income	$194,000	6,640
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$80,000	6,241
Trading account gains and fees	$0	126
Additional Noninterest Income	$114,000	5,708
Total noninterest expense	$2,638,000	4,235
Salaries and employee benefits	$1,196,000	4,840
Premises and equipment expense	$816,000	2,190
Additional noninterest expense	$626,000	4,980
Pre-tax net operating income	$-47,000	8,383
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$-47,000	8,410
Extraordinary gains, net	$0	35
Net income	$-47,000	8,411
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	2,351
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$-47,000	8,383
2005-06-30 (YTD Data)		Rank
Total interest income	$1,988,000	5,753
Total interest expense	$464,000	6,230
Net interest income	$1,524,000	5,455
Provision for loan and lease losses	$0	6,626
Total noninterest income	$129,000	6,618
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$56,000	6,119
Trading account gains and fees	$0	116
Additional Noninterest Income	$73,000	5,795
Total noninterest expense	$1,819,000	4,101
Salaries and employee benefits	$840,000	4,655
Premises and equipment expense	$539,000	2,200
Additional noninterest expense	$440,000	4,796
Pre-tax net operating income	$-166,000	8,532
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$-166,000	8,562
Extraordinary gains, net	$0	30
Net income	$-166,000	8,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	2,146
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$-166,000	8,538
2005-03-31 (YTD Data)		Rank
Total interest income	$954,000	5,872
Total interest expense	$242,000	6,055
Net interest income	$712,000	5,684
Provision for loan and lease losses	$0	6,226
Total noninterest income	$62,000	6,684
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$30,000	5,982
Trading account gains and fees	$0	115
Additional Noninterest Income	$32,000	6,055
Total noninterest expense	$952,000	3,992
Salaries and employee benefits	$458,000	4,383
Premises and equipment expense	$265,000	2,234
Additional noninterest expense	$229,000	4,660
Pre-tax net operating income	$-178,000	8,708
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$-178,000	8,733
Extraordinary gains, net	$0	24
Net income	$-178,000	8,733
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	2,020
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$-178,000	8,714
2004-12-31 (YTD Data)		Rank
Total interest income	$4,006,000	5,553
Total interest expense	$1,309,000	4,873
Net interest income	$2,697,000	5,760
Provision for loan and lease losses	$-6,000	8,660
Total noninterest income	$271,000	6,604
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$148,000	5,807
Trading account gains and fees	$0	138
Additional Noninterest Income	$123,000	6,060
Total noninterest expense	$3,902,000	3,836
Salaries and employee benefits	$1,873,000	4,204
Premises and equipment expense	$1,072,000	2,134
Additional noninterest expense	$957,000	4,510
Pre-tax net operating income	$-928,000	8,790
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$-928,000	8,824
Extraordinary gains, net	$0	34
Net income	$-928,000	8,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-129,000	8,826
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$-928,000	8,800
2004-09-30 (YTD Data)		Rank
Total interest income	$2,803,000	5,763
Total interest expense	$1,015,000	4,749
Net interest income	$1,788,000	6,158
Provision for loan and lease losses	$-6,000	8,766
Total noninterest income	$181,000	6,873
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$118,000	5,739
Trading account gains and fees	$0	134
Additional Noninterest Income	$63,000	6,728
Total noninterest expense	$2,875,000	3,846
Salaries and employee benefits	$1,397,000	4,183
Premises and equipment expense	$792,000	2,166
Additional noninterest expense	$686,000	4,605
Pre-tax net operating income	$-900,000	8,882
Securities gains (losses)	$0	3,710
Applicable income taxes	$-304,000	8,945
Income before extraordinary items	$-596,000	8,840
Extraordinary gains, net	$0	26
Net income	$-596,000	8,841
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-137,000	8,856
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$-596,000	8,818
2004-06-30 (YTD Data)		Rank
Total interest income	$1,959,000	5,611
Total interest expense	$712,000	4,625
Net interest income	$1,247,000	6,036
Provision for loan and lease losses	$-6,000	8,853
Total noninterest income	$113,000	7,021
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$79,000	5,743
Trading account gains and fees	$0	130
Additional Noninterest Income	$34,000	7,048
Total noninterest expense	$1,893,000	3,913
Salaries and employee benefits	$913,000	4,268
Premises and equipment expense	$522,000	2,194
Additional noninterest expense	$458,000	4,621
Pre-tax net operating income	$-527,000	8,911
Securities gains (losses)	$0	3,413
Applicable income taxes	$-177,000	8,981
Income before extraordinary items	$-350,000	8,873
Extraordinary gains, net	$0	21
Net income	$-350,000	8,873
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-140,000	8,948
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$-350,000	8,846
2004-03-31 (YTD Data)		Rank
Total interest income	$1,027,000	5,502
Total interest expense	$374,000	4,513
Net interest income	$653,000	5,857
Provision for loan and lease losses	$-6,000	8,907
Total noninterest income	$57,000	6,981
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$40,000	5,688
Trading account gains and fees	$0	121
Additional Noninterest Income	$17,000	7,062
Total noninterest expense	$913,000	4,044
Salaries and employee benefits	$468,000	4,219
Premises and equipment expense	$255,000	2,259
Additional noninterest expense	$190,000	5,256
Pre-tax net operating income	$-197,000	8,904
Securities gains (losses)	$0	2,934
Applicable income taxes	$-66,000	8,999
Income before extraordinary items	$-131,000	8,887
Extraordinary gains, net	$0	16
Net income	$-131,000	8,887
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-136,000	9,002
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$-131,000	8,850
2003-12-31 (YTD Data)		Rank
Total interest income	$4,903,000	4,959
Total interest expense	$1,978,000	4,058
Net interest income	$2,925,000	5,391
Provision for loan and lease losses	$366,000	2,749
Total noninterest income	$282,000	6,712
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$212,000	5,139
Trading account gains and fees	$0	160
Additional Noninterest Income	$70,000	7,103
Total noninterest expense	$4,425,000	3,394
Salaries and employee benefits	$1,994,000	3,936
Premises and equipment expense	$670,000	3,208
Additional noninterest expense	$1,761,000	2,685
Pre-tax net operating income	$-1,584,000	9,049
Securities gains (losses)	$0	4,500
Applicable income taxes	$-539,000	9,097
Income before extraordinary items	$-1,045,000	9,044
Extraordinary gains, net	$0	54
Net income	$-1,045,000	9,044
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$328,000	2,140
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-1,045,000	8,999
2003-09-30 (YTD Data)		Rank
Total interest income	$3,767,000	4,939
Total interest expense	$1,532,000	4,076
Net interest income	$2,235,000	5,343
Provision for loan and lease losses	$346,000	2,277
Total noninterest income	$214,000	6,735
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$159,000	5,175
Trading account gains and fees	$0	153
Additional Noninterest Income	$55,000	7,077
Total noninterest expense	$2,994,000	3,716
Salaries and employee benefits	$1,514,000	3,880
Premises and equipment expense	$453,000	3,504
Additional noninterest expense	$1,027,000	3,321
Pre-tax net operating income	$-891,000	9,064
Securities gains (losses)	$0	4,204
Applicable income taxes	$-303,000	9,148
Income before extraordinary items	$-588,000	9,048
Extraordinary gains, net	$0	40
Net income	$-588,000	9,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$346,000	1,553
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$-588,000	8,996
2003-06-30 (YTD Data)		Rank
Total interest income	$2,557,000	4,910
Total interest expense	$1,054,000	4,086
Net interest income	$1,503,000	5,320
Provision for loan and lease losses	$200,000	2,502
Total noninterest income	$130,000	6,919
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$103,000	5,211
Trading account gains and fees	$0	150
Additional Noninterest Income	$27,000	7,458
Total noninterest expense	$1,964,000	3,753
Salaries and employee benefits	$1,029,000	3,819
Premises and equipment expense	$283,000	3,667
Additional noninterest expense	$652,000	3,442
Pre-tax net operating income	$-531,000	9,076
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$-531,000	9,139
Extraordinary gains, net	$0	30
Net income	$-531,000	9,137
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$140,000	2,053
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$-531,000	9,081
2003-03-31 (YTD Data)		Rank
Total interest income	$1,266,000	4,961
Total interest expense	$502,000	4,336
Net interest income	$764,000	5,257
Provision for loan and lease losses	$0	6,934
Total noninterest income	$59,000	7,051
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$55,000	4,963
Trading account gains and fees	$0	134
Additional Noninterest Income	$4,000	8,607
Total noninterest expense	$947,000	3,831
Salaries and employee benefits	$526,000	3,753
Premises and equipment expense	$144,000	3,607
Additional noninterest expense	$277,000	3,893
Pre-tax net operating income	$-124,000	9,001
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$-124,000	9,065
Extraordinary gains, net	$0	21
Net income	$-124,000	9,062
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$132,000	1,235
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-124,000	8,998
2002-12-31 (YTD Data)		Rank
Total interest income	$5,554,000	4,810
Total interest expense	$1,698,000	5,337
Net interest income	$3,856,000	4,468
Provision for loan and lease losses	$1,240,000	1,094
Total noninterest income	$404,000	5,761
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$222,000	4,978
Trading account gains and fees	$0	153
Additional Noninterest Income	$182,000	5,213
Total noninterest expense	$3,681,000	3,787
Salaries and employee benefits	$2,075,000	3,633
Premises and equipment expense	$453,000	4,248
Additional noninterest expense	$1,153,000	3,735
Pre-tax net operating income	$-661,000	9,039
Securities gains (losses)	$0	4,537
Applicable income taxes	$-208,000	9,145
Income before extraordinary items	$-453,000	9,026
Extraordinary gains, net	$0	70
Net income	$-453,000	9,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,045,000	935
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-453,000	8,980
2001-12-31 (YTD Data)		Rank
Total interest income	$6,811,000	4,524
Total interest expense	$2,280,000	5,697
Net interest income	$4,531,000	3,736
Provision for loan and lease losses	$115,000	5,373
Total noninterest income	$205,000	7,265
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$158,000	5,693
Trading account gains and fees	$0	177
Additional Noninterest Income	$47,000	7,763
Total noninterest expense	$3,196,000	4,127
Salaries and employee benefits	$1,673,000	4,156
Premises and equipment expense	$476,000	4,060
Additional noninterest expense	$1,047,000	3,913
Pre-tax net operating income	$1,425,000	3,993
Securities gains (losses)	$0	4,612
Applicable income taxes	$524,000	3,251
Income before extraordinary items	$901,000	4,567
Extraordinary gains, net	$0	105
Net income	$901,000	4,569
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	6,867
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$901,000	4,449
2000-12-31 (YTD Data)		Rank
Total interest income	$8,384,000	3,978
Total interest expense	$2,822,000	5,152
Net interest income	$5,562,000	3,164
Provision for loan and lease losses	$110,000	5,095
Total noninterest income	$370,000	5,755
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$147,000	5,810
Trading account gains and fees	NA	NA
Additional Noninterest Income	$223,000	4,540
Total noninterest expense	$3,006,000	4,223
Salaries and employee benefits	$1,604,000	4,141
Premises and equipment expense	$456,000	4,092
Additional noninterest expense	$946,000	4,165
Pre-tax net operating income	$2,816,000	2,514
Securities gains (losses)	$0	1,956
Applicable income taxes	$958,000	2,199
Income before extraordinary items	$1,858,000	2,735
Extraordinary gains, net	$0	38
Net income	$1,858,000	2,734
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	4,719
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,858,000	2,732
1999-12-31 (YTD Data)		Rank
Total interest income	$6,813,000	4,500
Total interest expense	$2,189,000	5,669
Net interest income	$4,624,000	3,693
Provision for loan and lease losses	$110,000	5,020
Total noninterest income	$237,000	7,079
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$166,000	5,590
Trading account gains and fees	NA	NA
Additional Noninterest Income	$71,000	7,394
Total noninterest expense	$3,052,000	4,150
Salaries and employee benefits	$1,694,000	3,934
Premises and equipment expense	$495,000	3,793
Additional noninterest expense	$863,000	4,524
Pre-tax net operating income	$1,699,000	3,773
Securities gains (losses)	$0	3,155
Applicable income taxes	$567,000	3,345
Income before extraordinary items	$1,132,000	4,051
Extraordinary gains, net	$0	35
Net income	$1,132,000	4,053
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	4,940
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,132,000	4,012
1998-12-31 (YTD Data)		Rank
Total interest income	$7,480,000	4,165
Total interest expense	$2,669,000	5,141
Net interest income	$4,811,000	3,530
Provision for loan and lease losses	$198,000	3,550
Total noninterest income	$322,000	6,280
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$157,000	5,798
Trading account gains and fees	NA	NA
Additional Noninterest Income	$165,000	5,440
Total noninterest expense	$3,332,000	3,760
Salaries and employee benefits	$1,767,000	3,727
Premises and equipment expense	$500,000	3,697
Additional noninterest expense	$1,065,000	3,741
Pre-tax net operating income	$1,603,000	3,983
Securities gains (losses)	$0	4,449
Applicable income taxes	$578,000	3,501
Income before extraordinary items	$1,025,000	4,427
Extraordinary gains, net	$0	32
Net income	$1,025,000	4,426
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	3,342
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,025,000	4,332
1997-12-31 (YTD Data)		Rank
Total interest income	$6,637,000	4,700
Total interest expense	$2,311,000	5,703
Net interest income	$4,326,000	3,948
Provision for loan and lease losses	$38,000	7,082
Total noninterest income	$339,000	6,258
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$185,000	5,584
Trading account gains and fees	NA	NA
Additional Noninterest Income	$154,000	5,614
Total noninterest expense	$3,297,000	3,797
Salaries and employee benefits	$1,602,000	4,012
Premises and equipment expense	$437,000	4,138
Additional noninterest expense	$1,258,000	3,214
Pre-tax net operating income	$1,330,000	4,885
Securities gains (losses)	$0	3,944
Applicable income taxes	$455,000	4,491
Income before extraordinary items	$875,000	5,146
Extraordinary gains, net	$0	44
Net income	$875,000	5,148
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	4,696
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$875,000	5,095
1996-12-31 (YTD Data)		Rank
Total interest income	$5,147,000	5,816
Total interest expense	$1,708,000	7,060
Net interest income	$3,439,000	4,890
Provision for loan and lease losses	$73,000	5,762
Total noninterest income	$491,000	5,229
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$291,000	4,315
Trading account gains and fees	NA	NA
Additional Noninterest Income	$200,000	5,158
Total noninterest expense	$2,858,000	4,464
Salaries and employee benefits	$1,515,000	4,268
Premises and equipment expense	$380,000	4,718
Additional noninterest expense	$963,000	4,547
Pre-tax net operating income	$999,000	5,744
Securities gains (losses)	$63,000	1,196
Applicable income taxes	$372,000	5,123
Income before extraordinary items	$690,000	5,801
Extraordinary gains, net	$0	53
Net income	$690,000	5,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$132,000	3,405
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$649,050	5,936
1995-12-31 (YTD Data)		Rank
Total interest income	$4,516,000	6,439
Total interest expense	$1,425,000	7,907
Net interest income	$3,091,000	5,372
Provision for loan and lease losses	$48,000	6,309
Total noninterest income	$684,000	4,164
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$475,000	2,858
Trading account gains and fees	NA	NA
Additional Noninterest Income	$209,000	5,004
Total noninterest expense	$2,647,000	4,749
Salaries and employee benefits	$1,373,000	4,641
Premises and equipment expense	$363,000	4,901
Additional noninterest expense	$911,000	4,719
Pre-tax net operating income	$1,080,000	5,672
Securities gains (losses)	$24,000	1,774
Applicable income taxes	$373,000	5,189
Income before extraordinary items	$731,000	5,809
Extraordinary gains, net	$0	65
Net income	$731,000	5,806
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	7,103
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$715,160	5,869
1994-12-31 (YTD Data)		Rank
Total interest income	$3,566,000	7,240
Total interest expense	$1,027,000	8,577
Net interest income	$2,539,000	6,393
Provision for loan and lease losses	$10,000	8,460
Total noninterest income	$553,000	4,936
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$330,000	4,032
Trading account gains and fees	NA	NA
Additional Noninterest Income	$223,000	4,919
Total noninterest expense	$2,438,000	5,267
Salaries and employee benefits	$1,090,000	5,679
Premises and equipment expense	$323,000	5,394
Additional noninterest expense	$1,025,000	4,624
Pre-tax net operating income	$644,000	7,752
Securities gains (losses)	$0	3,600
Applicable income taxes	$233,000	6,778
Income before extraordinary items	$411,000	8,102
Extraordinary gains, net	$0	249
Net income	$411,000	8,107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	3,315
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$411,000	8,135
1993-12-31 (YTD Data)		Rank
Total interest income	$3,230,000	7,962
Total interest expense	$864,000	9,721
Net interest income	$2,366,000	6,800
Provision for loan and lease losses	$70,000	6,634
Total noninterest income	$642,000	4,728
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$331,000	4,067
Trading account gains and fees	NA	NA
Additional Noninterest Income	$311,000	4,371
Total noninterest expense	$2,399,000	5,447
Salaries and employee benefits	$1,175,000	5,323
Premises and equipment expense	$291,000	6,002
Additional noninterest expense	$933,000	5,218
Pre-tax net operating income	$539,000	8,380
Securities gains (losses)	$82,000	2,771
Applicable income taxes	$209,000	7,456
Income before extraordinary items	$412,000	8,311
Extraordinary gains, net	$0	3,149
Net income	$412,000	8,470
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	4,760
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$357,880	8,601
1992-12-31 (YTD Data)		Rank
Total interest income	$3,038,000	8,908
Total interest expense	$1,142,000	9,820
Net interest income	$1,896,000	8,055
Provision for loan and lease losses	$125,000	6,594
Total noninterest income	$646,000	4,694
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$442,000	3,171
Trading account gains and fees	NA	NA
Additional Noninterest Income	$204,000	5,612
Total noninterest expense	$2,308,000	5,670
Salaries and employee benefits	$1,019,000	5,929
Premises and equipment expense	$313,000	5,788
Additional noninterest expense	$976,000	5,144
Pre-tax net operating income	$109,000	11,929
Securities gains (losses)	$96,000	3,079
Applicable income taxes	$67,000	10,800
Income before extraordinary items	$138,000	11,434
Extraordinary gains, net	$-50,000	13,585
Net income	$88,000	12,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$250,000	3,718
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$73,680	12,021

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.