Home > United Texas Bank > Income and Expense

United Texas Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$33,418,000963
Total interest expense$7,054,000386
Net interest income$26,364,0001,079
Provision for loan and lease losses$1,110,000537
Total noninterest income$842,0003,160
Gross Fiduciary activities income$0994
Service charges on deposit accounts$87,0003,582
Trading account gains and fees$0132
Additional Noninterest Income$755,0002,895
Total noninterest expense$10,245,0001,945
Salaries and employee benefits$5,799,0001,978
Premises and equipment expense$927,0002,125
Additional noninterest expense$3,519,0001,742
Pre-tax net operating income$15,851,000904
Securities gains (losses)$8,484,00056
Applicable income taxes$4,755,000650
Income before extraordinary items$19,580,000654
Extraordinary gains, net$010
Net income$19,580,000654
Minority interest net income$074
Net income of bank and minority interests.$19,580,000655
Net charge-offs$02,705
Cash dividends$2,000,0001,514
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,792,800932
2021-09-30 (YTD Data)Rank
Total interest income$25,273,000970
Total interest expense$5,329,000410
Net interest income$19,944,0001,095
Provision for loan and lease losses$910,000490
Total noninterest income$566,0003,307
Gross Fiduciary activities income$0957
Service charges on deposit accounts$66,0003,607
Trading account gains and fees$0132
Additional Noninterest Income$500,0003,067
Total noninterest expense$7,457,0001,991
Salaries and employee benefits$4,169,0002,037
Premises and equipment expense$699,0002,137
Additional noninterest expense$2,589,0001,771
Pre-tax net operating income$12,143,000924
Securities gains (losses)$8,400,00051
Applicable income taxes$4,027,000618
Income before extraordinary items$16,516,000616
Extraordinary gains, net$08
Net income$16,516,000616
Minority interest net income$069
Net income of bank and minority interests.$16,516,000616
Net charge-offs$02,463
Cash dividends$1,000,0001,730
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,796,000951
2021-06-30 (YTD Data)Rank
Total interest income$16,419,000978
Total interest expense$3,516,000436
Net interest income$12,903,0001,111
Provision for loan and lease losses$500,000605
Total noninterest income$206,0003,874
Gross Fiduciary activities income$0951
Service charges on deposit accounts$33,0003,855
Trading account gains and fees$0133
Additional Noninterest Income$173,0003,659
Total noninterest expense$4,653,0002,076
Salaries and employee benefits$2,593,0002,130
Premises and equipment expense$464,0002,142
Additional noninterest expense$1,596,0001,866
Pre-tax net operating income$7,956,000923
Securities gains (losses)$-2,0004,535
Applicable income taxes$1,466,000905
Income before extraordinary items$6,488,000965
Extraordinary gains, net$06
Net income$6,488,000965
Minority interest net income$067
Net income of bank and minority interests.$6,488,000965
Net charge-offs$02,245
Cash dividends$1,000,0001,368
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,489,640942
2021-03-31 (YTD Data)Rank
Total interest income$8,306,000964
Total interest expense$1,731,000470
Net interest income$6,575,0001,087
Provision for loan and lease losses$300,000548
Total noninterest income$7,0004,867
Gross Fiduciary activities income$0922
Service charges on deposit accounts$20,0003,668
Trading account gains and fees$0127
Additional Noninterest Income$-13,0004,946
Total noninterest expense$2,299,0002,072
Salaries and employee benefits$1,270,0002,140
Premises and equipment expense$229,0002,179
Additional noninterest expense$800,0001,834
Pre-tax net operating income$3,983,000912
Securities gains (losses)$-2,0004,565
Applicable income taxes$729,000891
Income before extraordinary items$3,252,000945
Extraordinary gains, net$03
Net income$3,252,000945
Minority interest net income$055
Net income of bank and minority interests.$3,252,000945
Net charge-offs$01,930
Cash dividends$850,000851
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,253,640927
2020-12-31 (YTD Data)Rank
Total interest income$31,181,0001,018
Total interest expense$8,795,000555
Net interest income$22,386,0001,174
Provision for loan and lease losses$1,708,0001,157
Total noninterest income$29,0004,890
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$74,0003,860
Trading account gains and fees$0133
Additional Noninterest Income$-45,0004,971
Total noninterest expense$10,489,0001,888
Salaries and employee benefits$5,646,0001,982
Premises and equipment expense$987,0002,057
Additional noninterest expense$3,856,0001,575
Pre-tax net operating income$10,218,0001,049
Securities gains (losses)$27,286,00031
Applicable income taxes$7,414,000380
Income before extraordinary items$30,090,000387
Extraordinary gains, net$04
Net income$30,090,000385
Minority interest net income$072
Net income of bank and minority interests.$30,090,000387
Net charge-offs$03,443
Cash dividends$2,273,0001,387
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,261,2001,084
2020-09-30 (YTD Data)Rank
Total interest income$23,172,0001,027
Total interest expense$6,791,000578
Net interest income$16,381,0001,186
Provision for loan and lease losses$98,0003,324
Total noninterest income$-41,0005,007
Gross Fiduciary activities income$0981
Service charges on deposit accounts$52,0003,932
Trading account gains and fees$0125
Additional Noninterest Income$-93,0005,009
Total noninterest expense$7,237,0001,990
Salaries and employee benefits$3,912,0002,070
Premises and equipment expense$532,0002,496
Additional noninterest expense$2,793,0001,597
Pre-tax net operating income$9,005,000877
Securities gains (losses)$26,107,00027
Applicable income taxes$7,028,000298
Income before extraordinary items$28,084,000290
Extraordinary gains, net$04
Net income$28,084,000289
Minority interest net income$065
Net income of bank and minority interests.$28,084,000290
Net charge-offs$03,243
Cash dividends$1,273,0001,478
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,198,400928
2020-06-30 (YTD Data)Rank
Total interest income$14,501,0001,103
Total interest expense$4,672,000615
Net interest income$9,829,0001,293
Provision for loan and lease losses$108,0002,908
Total noninterest income$-80,0005,038
Gross Fiduciary activities income$0970
Service charges on deposit accounts$27,0004,162
Trading account gains and fees$0123
Additional Noninterest Income$-107,0005,039
Total noninterest expense$4,745,0002,011
Salaries and employee benefits$2,638,0002,063
Premises and equipment expense$356,0002,485
Additional noninterest expense$1,751,0001,678
Pre-tax net operating income$4,896,000973
Securities gains (losses)$9,691,00038
Applicable income taxes$2,862,000376
Income before extraordinary items$11,725,000388
Extraordinary gains, net$04
Net income$11,725,000387
Minority interest net income$065
Net income of bank and minority interests.$11,725,000388
Net charge-offs$03,033
Cash dividends$762,0001,573
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,972,2001,026
2020-03-31 (YTD Data)Rank
Total interest income$6,567,0001,206
Total interest expense$2,385,000669
Net interest income$4,182,0001,460
Provision for loan and lease losses$54,0002,461
Total noninterest income$-28,0005,081
Gross Fiduciary activities income$0941
Service charges on deposit accounts$14,0004,305
Trading account gains and fees$0106
Additional Noninterest Income$-42,0005,079
Total noninterest expense$2,220,0002,111
Salaries and employee benefits$1,233,0002,165
Premises and equipment expense$182,0002,479
Additional noninterest expense$805,0001,811
Pre-tax net operating income$1,880,0001,104
Securities gains (losses)$01,705
Applicable income taxes$290,0001,096
Income before extraordinary items$1,590,0001,132
Extraordinary gains, net$04
Net income$1,590,0001,131
Minority interest net income$056
Net income of bank and minority interests.$1,590,0001,132
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$-366,0005,098
Net operating income$1,590,0001,110
2019-12-31 (YTD Data)Rank
Total interest income$23,409,0001,330
Total interest expense$9,653,000701
Net interest income$13,756,0001,728
Provision for loan and lease losses$819,0001,060
Total noninterest income$59,0004,959
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$69,0004,247
Trading account gains and fees$0135
Additional Noninterest Income$-10,0005,117
Total noninterest expense$7,737,0002,294
Salaries and employee benefits$4,700,0002,198
Premises and equipment expense$653,0002,650
Additional noninterest expense$2,384,0002,287
Pre-tax net operating income$5,259,0001,694
Securities gains (losses)$-14,0004,849
Applicable income taxes$773,0001,627
Income before extraordinary items$4,472,0001,742
Extraordinary gains, net$011
Net income$4,472,0001,744
Minority interest net income$076
Net income of bank and minority interests.$4,472,0001,744
Net charge-offs$-3,0004,276
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$-1,859,0005,159
Net operating income$4,483,9001,706
2019-09-30 (YTD Data)Rank
Total interest income$17,119,0001,371
Total interest expense$7,050,000731
Net interest income$10,069,0001,795
Provision for loan and lease losses$169,0002,158
Total noninterest income$-5,0005,221
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$54,0004,283
Trading account gains and fees$0129
Additional Noninterest Income$-59,0005,219
Total noninterest expense$5,528,0002,377
Salaries and employee benefits$3,219,0002,343
Premises and equipment expense$487,0002,692
Additional noninterest expense$1,822,0002,257
Pre-tax net operating income$4,367,0001,607
Securities gains (losses)$-11,0004,907
Applicable income taxes$642,0001,606
Income before extraordinary items$3,714,0001,637
Extraordinary gains, net$011
Net income$3,714,0001,638
Minority interest net income$072
Net income of bank and minority interests.$3,714,0001,638
Net charge-offs$-3,0004,153
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$-1,527,0005,231
Net operating income$3,723,3501,595
2019-06-30 (YTD Data)Rank
Total interest income$11,087,0001,398
Total interest expense$4,472,000749
Net interest income$6,615,0001,819
Provision for loan and lease losses$169,0001,715
Total noninterest income$-40,0005,276
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$37,0004,276
Trading account gains and fees$0131
Additional Noninterest Income$-77,0005,277
Total noninterest expense$3,690,0002,391
Salaries and employee benefits$2,124,0002,368
Premises and equipment expense$327,0002,677
Additional noninterest expense$1,239,0002,235
Pre-tax net operating income$2,716,0001,667
Securities gains (losses)$-5,0004,829
Applicable income taxes$376,0001,673
Income before extraordinary items$2,335,0001,687
Extraordinary gains, net$011
Net income$2,335,0001,687
Minority interest net income$069
Net income of bank and minority interests.$2,335,0001,687
Net charge-offs$-3,0004,141
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$-1,185,0005,286
Net operating income$2,339,3001,657
2019-03-31 (YTD Data)Rank
Total interest income$5,326,0001,450
Total interest expense$2,042,000786
Net interest income$3,284,0001,835
Provision for loan and lease losses$169,0001,066
Total noninterest income$2,0005,285
Gross Fiduciary activities income$0972
Service charges on deposit accounts$18,0004,316
Trading account gains and fees$0126
Additional Noninterest Income$-16,0005,320
Total noninterest expense$1,855,0002,391
Salaries and employee benefits$1,073,0002,360
Premises and equipment expense$161,0002,721
Additional noninterest expense$621,0002,228
Pre-tax net operating income$1,262,0001,742
Securities gains (losses)$-3,0004,951
Applicable income taxes$181,0001,669
Income before extraordinary items$1,078,0001,762
Extraordinary gains, net$05
Net income$1,078,0001,760
Minority interest net income$052
Net income of bank and minority interests.$1,078,0001,761
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$-355,0005,338
Net operating income$1,080,5801,740
2018-12-31 (YTD Data)Rank
Total interest income$19,267,0001,487
Total interest expense$6,662,000729
Net interest income$12,605,0001,862
Provision for loan and lease losses$519,0001,420
Total noninterest income$2,0005,344
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$81,0004,324
Trading account gains and fees$0126
Additional Noninterest Income$-79,0005,359
Total noninterest expense$7,356,0002,391
Salaries and employee benefits$4,308,0002,336
Premises and equipment expense$653,0002,691
Additional noninterest expense$2,395,0002,294
Pre-tax net operating income$4,732,0001,853
Securities gains (losses)$-7,0004,318
Applicable income taxes$661,0001,736
Income before extraordinary items$4,064,0001,888
Extraordinary gains, net$06
Net income$4,064,0001,886
Minority interest net income$072
Net income of bank and minority interests.$4,064,0001,887
Net charge-offs$311,0001,305
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$-114,0005,363
Net operating income$4,070,0201,877
2018-09-30 (YTD Data)Rank
Total interest income$14,173,0001,499
Total interest expense$4,749,000732
Net interest income$9,424,0001,866
Provision for loan and lease losses$250,0001,745
Total noninterest income$40,0005,266
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$62,0004,355
Trading account gains and fees$0138
Additional Noninterest Income$-22,0005,427
Total noninterest expense$5,470,0002,412
Salaries and employee benefits$3,165,0002,376
Premises and equipment expense$490,0002,712
Additional noninterest expense$1,815,0002,275
Pre-tax net operating income$3,744,0001,799
Securities gains (losses)$-3,0004,544
Applicable income taxes$521,0001,747
Income before extraordinary items$3,220,0001,809
Extraordinary gains, net$05
Net income$3,220,0001,808
Minority interest net income$066
Net income of bank and minority interests.$3,220,0001,808
Net charge-offs$-9,0004,451
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,222,5801,795
2018-06-30 (YTD Data)Rank
Total interest income$9,164,0001,529
Total interest expense$2,956,000729
Net interest income$6,208,0001,894
Provision for loan and lease losses$100,0002,173
Total noninterest income$61,0005,051
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$43,0004,362
Trading account gains and fees$0130
Additional Noninterest Income$18,0005,139
Total noninterest expense$3,696,0002,393
Salaries and employee benefits$2,135,0002,364
Premises and equipment expense$326,0002,731
Additional noninterest expense$1,235,0002,247
Pre-tax net operating income$2,473,0001,777
Securities gains (losses)$-2,0004,720
Applicable income taxes$342,0001,747
Income before extraordinary items$2,129,0001,789
Extraordinary gains, net$06
Net income$2,129,0001,788
Minority interest net income$065
Net income of bank and minority interests.$2,129,0001,788
Net charge-offs$-2,0004,025
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,130,7201,775
2018-03-31 (YTD Data)Rank
Total interest income$4,362,0001,586
Total interest expense$1,353,000742
Net interest income$3,009,0001,936
Provision for loan and lease losses$03,508
Total noninterest income$33,0005,049
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$23,0004,330
Trading account gains and fees$0123
Additional Noninterest Income$10,0005,131
Total noninterest expense$1,871,0002,386
Salaries and employee benefits$1,118,0002,305
Premises and equipment expense$160,0002,789
Additional noninterest expense$593,0002,298
Pre-tax net operating income$1,171,0001,818
Securities gains (losses)$-2,0005,038
Applicable income taxes$147,0001,847
Income before extraordinary items$1,022,0001,813
Extraordinary gains, net$07
Net income$1,022,0001,812
Minority interest net income$052
Net income of bank and minority interests.$1,022,0001,813
Net charge-offs$-1,0003,770
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,023,7401,803
2017-12-31 (YTD Data)Rank
Total interest income$15,815,0001,672
Total interest expense$4,475,000766
Net interest income$11,340,0002,011
Provision for loan and lease losses$04,227
Total noninterest income$201,0004,853
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$97,0004,371
Trading account gains and fees$0151
Additional Noninterest Income$104,0004,753
Total noninterest expense$7,551,0002,368
Salaries and employee benefits$4,477,0002,279
Premises and equipment expense$673,0002,716
Additional noninterest expense$2,401,0002,319
Pre-tax net operating income$3,990,0002,044
Securities gains (losses)$81,000700
Applicable income taxes$958,0001,915
Income before extraordinary items$3,113,0001,966
Extraordinary gains, net$09
Net income$3,113,0001,965
Minority interest net income$076
Net income of bank and minority interests.$3,113,0001,966
Net charge-offs$213,0001,779
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,051,4401,990
2017-09-30 (YTD Data)Rank
Total interest income$11,536,0001,710
Total interest expense$3,134,000790
Net interest income$8,402,0002,031
Provision for loan and lease losses$04,088
Total noninterest income$168,0004,826
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$75,0004,374
Trading account gains and fees$0145
Additional Noninterest Income$93,0004,696
Total noninterest expense$5,517,0002,430
Salaries and employee benefits$3,176,0002,386
Premises and equipment expense$512,0002,726
Additional noninterest expense$1,829,0002,295
Pre-tax net operating income$3,053,0002,044
Securities gains (losses)$79,000684
Applicable income taxes$725,0001,755
Income before extraordinary items$2,407,0002,087
Extraordinary gains, net$09
Net income$2,407,0002,088
Minority interest net income$071
Net income of bank and minority interests.$2,407,0002,088
Net charge-offs$197,0001,400
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,346,1702,106
2017-06-30 (YTD Data)Rank
Total interest income$7,264,0001,806
Total interest expense$1,822,000865
Net interest income$5,442,0002,069
Provision for loan and lease losses$03,871
Total noninterest income$133,0004,685
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$51,0004,369
Trading account gains and fees$0139
Additional Noninterest Income$82,0004,478
Total noninterest expense$3,784,0002,379
Salaries and employee benefits$2,053,0002,447
Premises and equipment expense$344,0002,719
Additional noninterest expense$1,387,0002,054
Pre-tax net operating income$1,791,0002,194
Securities gains (losses)$01,906
Applicable income taxes$372,0001,975
Income before extraordinary items$1,419,0002,240
Extraordinary gains, net$011
Net income$1,419,0002,241
Minority interest net income$071
Net income of bank and minority interests.$1,419,0002,240
Net charge-offs$195,0001,072
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,419,0002,211
2017-03-31 (YTD Data)Rank
Total interest income$3,499,0001,859
Total interest expense$755,0001,010
Net interest income$2,744,0002,038
Provision for loan and lease losses$03,537
Total noninterest income$98,0004,299
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$27,0004,309
Trading account gains and fees$0142
Additional Noninterest Income$71,0003,942
Total noninterest expense$1,745,0002,551
Salaries and employee benefits$1,012,0002,501
Premises and equipment expense$167,0002,810
Additional noninterest expense$566,0002,426
Pre-tax net operating income$1,097,0001,845
Securities gains (losses)$01,153
Applicable income taxes$253,0001,652
Income before extraordinary items$844,0001,894
Extraordinary gains, net$08
Net income$844,0001,894
Minority interest net income$055
Net income of bank and minority interests.$844,0001,894
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$844,0001,881
2016-12-31 (YTD Data)Rank
Total interest income$12,221,0002,045
Total interest expense$2,215,0001,295
Net interest income$10,006,0002,185
Provision for loan and lease losses$364,0001,790
Total noninterest income$231,0004,939
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$84,0004,714
Trading account gains and fees$0170
Additional Noninterest Income$147,0004,663
Total noninterest expense$7,093,0002,530
Salaries and employee benefits$4,156,0002,428
Premises and equipment expense$703,0002,724
Additional noninterest expense$2,234,0002,548
Pre-tax net operating income$2,780,0002,506
Securities gains (losses)$26,0002,242
Applicable income taxes$568,0002,154
Income before extraordinary items$2,238,0002,604
Extraordinary gains, net$05
Net income$2,238,0002,602
Minority interest net income$082
Net income of bank and minority interests.$2,238,0002,603
Net charge-offs$04,281
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,217,2002,552
2016-09-30 (YTD Data)Rank
Total interest income$8,890,0002,095
Total interest expense$1,563,0001,365
Net interest income$7,327,0002,235
Provision for loan and lease losses$04,186
Total noninterest income$126,0005,241
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$64,0004,740
Trading account gains and fees$0169
Additional Noninterest Income$62,0005,140
Total noninterest expense$5,104,0002,597
Salaries and employee benefits$2,877,0002,562
Premises and equipment expense$527,0002,734
Additional noninterest expense$1,700,0002,518
Pre-tax net operating income$2,349,0002,354
Securities gains (losses)$27,0002,161
Applicable income taxes$521,0002,025
Income before extraordinary items$1,855,0002,464
Extraordinary gains, net$05
Net income$1,855,0002,465
Minority interest net income$071
Net income of bank and minority interests.$1,855,0002,465
Net charge-offs$03,952
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,833,9402,429
2016-06-30 (YTD Data)Rank
Total interest income$5,982,0002,086
Total interest expense$982,0001,438
Net interest income$5,000,0002,184
Provision for loan and lease losses$04,017
Total noninterest income$98,0005,161
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$44,0004,708
Trading account gains and fees$0157
Additional Noninterest Income$54,0004,996
Total noninterest expense$3,426,0002,605
Salaries and employee benefits$1,939,0002,566
Premises and equipment expense$355,0002,733
Additional noninterest expense$1,132,0002,517
Pre-tax net operating income$1,672,0002,219
Securities gains (losses)$27,0001,793
Applicable income taxes$380,0001,924
Income before extraordinary items$1,319,0002,336
Extraordinary gains, net$016
Net income$1,319,0002,335
Minority interest net income$071
Net income of bank and minority interests.$1,319,0002,335
Net charge-offs$03,689
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,297,9402,300
2016-03-31 (YTD Data)Rank
Total interest income$3,010,0002,077
Total interest expense$483,0001,458
Net interest income$2,527,0002,159
Provision for loan and lease losses$03,656
Total noninterest income$71,0004,797
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$21,0004,775
Trading account gains and fees$0142
Additional Noninterest Income$50,0004,402
Total noninterest expense$1,752,0002,565
Salaries and employee benefits$974,0002,566
Premises and equipment expense$173,0002,807
Additional noninterest expense$605,0002,367
Pre-tax net operating income$846,0002,184
Securities gains (losses)$02,077
Applicable income taxes$177,0001,945
Income before extraordinary items$669,0002,272
Extraordinary gains, net$012
Net income$669,0002,272
Minority interest net income$062
Net income of bank and minority interests.$669,0002,272
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$669,0002,219
2015-12-31 (YTD Data)Rank
Total interest income$11,437,0002,109
Total interest expense$1,546,0001,729
Net interest income$9,891,0002,159
Provision for loan and lease losses$261,0002,049
Total noninterest income$201,0005,213
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$93,0004,798
Trading account gains and fees$0159
Additional Noninterest Income$108,0005,042
Total noninterest expense$6,758,0002,620
Salaries and employee benefits$3,916,0002,540
Premises and equipment expense$547,0003,303
Additional noninterest expense$2,295,0002,507
Pre-tax net operating income$3,073,0002,285
Securities gains (losses)$-55,0006,037
Applicable income taxes$466,0002,287
Income before extraordinary items$2,552,0002,300
Extraordinary gains, net$023
Net income$2,552,0002,300
Minority interest net income$081
Net income of bank and minority interests.$2,552,0002,301
Net charge-offs$04,462
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$-2,205,0006,160
Net operating income$2,598,7502,230
2015-09-30 (YTD Data)Rank
Total interest income$8,472,0002,147
Total interest expense$1,092,0001,839
Net interest income$7,380,0002,182
Provision for loan and lease losses$261,0001,658
Total noninterest income$157,0005,232
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$70,0004,852
Trading account gains and fees$0153
Additional Noninterest Income$87,0005,022
Total noninterest expense$4,910,0002,685
Salaries and employee benefits$2,807,0002,617
Premises and equipment expense$378,0003,509
Additional noninterest expense$1,725,0002,506
Pre-tax net operating income$2,366,0002,276
Securities gains (losses)$03,031
Applicable income taxes$352,0002,328
Income before extraordinary items$2,014,0002,250
Extraordinary gains, net$021
Net income$2,014,0002,251
Minority interest net income$078
Net income of bank and minority interests.$2,014,0002,251
Net charge-offs$04,182
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$-2,205,0006,256
Net operating income$2,014,0002,212
2015-06-30 (YTD Data)Rank
Total interest income$5,495,0002,199
Total interest expense$673,0001,955
Net interest income$4,822,0002,221
Provision for loan and lease losses$261,0001,250
Total noninterest income$120,0005,112
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$50,0004,763
Trading account gains and fees$0157
Additional Noninterest Income$70,0004,899
Total noninterest expense$3,297,0002,702
Salaries and employee benefits$1,924,0002,599
Premises and equipment expense$230,0003,719
Additional noninterest expense$1,143,0002,536
Pre-tax net operating income$1,384,0002,486
Securities gains (losses)$02,636
Applicable income taxes$131,0002,830
Income before extraordinary items$1,253,0002,367
Extraordinary gains, net$022
Net income$1,253,0002,369
Minority interest net income$075
Net income of bank and minority interests.$1,253,0002,369
Net charge-offs$03,893
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,253,0002,313
2015-03-31 (YTD Data)Rank
Total interest income$2,618,0002,292
Total interest expense$318,0002,062
Net interest income$2,300,0002,320
Provision for loan and lease losses$161,0001,022
Total noninterest income$82,0004,770
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$29,0004,554
Trading account gains and fees$0152
Additional Noninterest Income$53,0004,453
Total noninterest expense$1,704,0002,650
Salaries and employee benefits$1,010,0002,506
Premises and equipment expense$104,0003,947
Additional noninterest expense$590,0002,453
Pre-tax net operating income$517,0002,959
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$517,0002,652
Extraordinary gains, net$013
Net income$517,0002,655
Minority interest net income$064
Net income of bank and minority interests.$517,0002,655
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$517,0002,580
2014-12-31 (YTD Data)Rank
Total interest income$9,850,0002,444
Total interest expense$961,0002,650
Net interest income$8,889,0002,387
Provision for loan and lease losses$807,0001,015
Total noninterest income$458,0004,419
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$95,0005,066
Trading account gains and fees$0180
Additional Noninterest Income$363,0003,750
Total noninterest expense$7,361,0002,499
Salaries and employee benefits$4,398,0002,294
Premises and equipment expense$568,0003,351
Additional noninterest expense$2,395,0002,488
Pre-tax net operating income$1,179,0003,880
Securities gains (losses)$61,0001,598
Applicable income taxes$04,531
Income before extraordinary items$1,240,0003,568
Extraordinary gains, net$017
Net income$1,240,0003,569
Minority interest net income$084
Net income of bank and minority interests.$1,240,0003,570
Net charge-offs$500,0001,460
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,179,0003,621
2014-09-30 (YTD Data)Rank
Total interest income$7,268,0002,480
Total interest expense$681,0002,820
Net interest income$6,587,0002,428
Provision for loan and lease losses$175,0002,247
Total noninterest income$354,0004,400
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$70,0005,165
Trading account gains and fees$0174
Additional Noninterest Income$284,0003,713
Total noninterest expense$5,433,0002,540
Salaries and employee benefits$3,259,0002,324
Premises and equipment expense$431,0003,373
Additional noninterest expense$1,743,0002,561
Pre-tax net operating income$1,333,0003,254
Securities gains (losses)$61,0001,320
Applicable income taxes$102,0003,269
Income before extraordinary items$1,292,0003,002
Extraordinary gains, net$015
Net income$1,292,0003,002
Minority interest net income$081
Net income of bank and minority interests.$1,292,0003,003
Net charge-offs$04,696
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,235,2703,036
2014-06-30 (YTD Data)Rank
Total interest income$4,720,0002,541
Total interest expense$437,0002,929
Net interest income$4,283,0002,480
Provision for loan and lease losses$125,0002,089
Total noninterest income$245,0004,360
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$43,0005,270
Trading account gains and fees$0172
Additional Noninterest Income$202,0003,609
Total noninterest expense$3,410,0002,672
Salaries and employee benefits$2,027,0002,480
Premises and equipment expense$292,0003,355
Additional noninterest expense$1,091,0002,686
Pre-tax net operating income$993,0002,987
Securities gains (losses)$02,580
Applicable income taxes$102,0002,994
Income before extraordinary items$891,0002,868
Extraordinary gains, net$020
Net income$891,0002,873
Minority interest net income$080
Net income of bank and minority interests.$891,0002,873
Net charge-offs$04,375
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$891,0002,819
2014-03-31 (YTD Data)Rank
Total interest income$2,214,0002,696
Total interest expense$210,0003,059
Net interest income$2,004,0002,624
Provision for loan and lease losses$03,817
Total noninterest income$79,0004,966
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$19,0005,404
Trading account gains and fees$0147
Additional Noninterest Income$60,0004,319
Total noninterest expense$1,603,0002,837
Salaries and employee benefits$918,0002,712
Premises and equipment expense$137,0003,544
Additional noninterest expense$548,0002,688
Pre-tax net operating income$480,0002,976
Securities gains (losses)$01,715
Applicable income taxes$63,0002,770
Income before extraordinary items$417,0002,911
Extraordinary gains, net$016
Net income$417,0002,914
Minority interest net income$066
Net income of bank and minority interests.$417,0002,914
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$417,0002,875
2013-12-31 (YTD Data)Rank
Total interest income$8,861,0002,703
Total interest expense$816,0003,411
Net interest income$8,045,0002,592
Provision for loan and lease losses$05,091
Total noninterest income$1,086,0003,054
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$93,0005,342
Trading account gains and fees$0184
Additional Noninterest Income$993,0002,394
Total noninterest expense$5,704,0003,094
Salaries and employee benefits$3,274,0002,935
Premises and equipment expense$507,0003,702
Additional noninterest expense$1,923,0003,071
Pre-tax net operating income$3,427,0001,942
Securities gains (losses)$88,0001,417
Applicable income taxes$623,0001,929
Income before extraordinary items$2,892,0001,955
Extraordinary gains, net$029
Net income$2,892,0001,958
Minority interest net income$090
Net income of bank and minority interests.$2,892,0001,958
Net charge-offs$-4,0006,009
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,819,8401,943
2013-09-30 (YTD Data)Rank
Total interest income$6,678,0002,712
Total interest expense$596,0003,550
Net interest income$6,082,0002,582
Provision for loan and lease losses$04,941
Total noninterest income$786,0003,165
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$73,0005,336
Trading account gains and fees$0180
Additional Noninterest Income$713,0002,485
Total noninterest expense$4,120,0003,186
Salaries and employee benefits$2,369,0003,019
Premises and equipment expense$368,0003,812
Additional noninterest expense$1,383,0003,155
Pre-tax net operating income$2,748,0001,891
Securities gains (losses)$178,000872
Applicable income taxes$587,0001,758
Income before extraordinary items$2,339,0001,877
Extraordinary gains, net$025
Net income$2,339,0001,882
Minority interest net income$084
Net income of bank and minority interests.$2,339,0001,882
Net charge-offs$-4,0005,917
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,196,6001,915
2013-06-30 (YTD Data)Rank
Total interest income$4,300,0002,795
Total interest expense$385,0003,676
Net interest income$3,915,0002,653
Provision for loan and lease losses$04,788
Total noninterest income$535,0003,176
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$52,0005,236
Trading account gains and fees$0157
Additional Noninterest Income$483,0002,517
Total noninterest expense$2,635,0003,301
Salaries and employee benefits$1,529,0003,107
Premises and equipment expense$239,0003,892
Additional noninterest expense$867,0003,303
Pre-tax net operating income$1,815,0001,876
Securities gains (losses)$20,0002,017
Applicable income taxes$280,0002,088
Income before extraordinary items$1,555,0001,868
Extraordinary gains, net$022
Net income$1,555,0001,873
Minority interest net income$082
Net income of bank and minority interests.$1,555,0001,874
Net charge-offs$-2,0005,680
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,538,0001,820
2013-03-31 (YTD Data)Rank
Total interest income$2,029,0002,954
Total interest expense$190,0003,787
Net interest income$1,839,0002,809
Provision for loan and lease losses$04,409
Total noninterest income$209,0003,581
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$26,0005,216
Trading account gains and fees$0148
Additional Noninterest Income$183,0002,901
Total noninterest expense$1,241,0003,474
Salaries and employee benefits$730,0003,227
Premises and equipment expense$121,0003,879
Additional noninterest expense$390,0003,573
Pre-tax net operating income$807,0002,027
Securities gains (losses)$24,0001,202
Applicable income taxes$186,0001,784
Income before extraordinary items$645,0002,132
Extraordinary gains, net$010
Net income$645,0002,134
Minority interest net income$076
Net income of bank and minority interests.$645,0002,134
Net charge-offs$-2,0005,471
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$626,2802,099
2012-12-31 (YTD Data)Rank
Total interest income$7,659,0003,222
Total interest expense$828,0004,042
Net interest income$6,831,0003,042
Provision for loan and lease losses$05,905
Total noninterest income$457,0004,640
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$100,0005,434
Trading account gains and fees$0166
Additional Noninterest Income$357,0003,796
Total noninterest expense$4,916,0003,511
Salaries and employee benefits$2,703,0003,366
Premises and equipment expense$425,0004,184
Additional noninterest expense$1,788,0003,358
Pre-tax net operating income$2,372,0002,508
Securities gains (losses)$287,0001,399
Applicable income taxes$442,0002,300
Income before extraordinary items$2,217,0002,404
Extraordinary gains, net$029
Net income$2,217,0002,404
Minority interest net income$093
Net income of bank and minority interests.$2,217,0002,405
Net charge-offs$-6,0006,535
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,978,7902,483
2012-09-30 (YTD Data)Rank
Total interest income$5,712,0003,308
Total interest expense$617,0004,180
Net interest income$5,095,0003,107
Provision for loan and lease losses$05,790
Total noninterest income$322,0004,765
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$115,0004,816
Trading account gains and fees$0157
Additional Noninterest Income$207,0004,203
Total noninterest expense$3,672,0003,539
Salaries and employee benefits$1,989,0003,433
Premises and equipment expense$310,0004,282
Additional noninterest expense$1,373,0003,335
Pre-tax net operating income$1,745,0002,607
Securities gains (losses)$281,0001,168
Applicable income taxes$337,0002,348
Income before extraordinary items$1,689,0002,444
Extraordinary gains, net$020
Net income$1,689,0002,445
Minority interest net income$086
Net income of bank and minority interests.$1,689,0002,445
Net charge-offs$-4,0006,442
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,455,7702,565
2012-06-30 (YTD Data)Rank
Total interest income$3,813,0003,331
Total interest expense$407,0004,296
Net interest income$3,406,0003,115
Provision for loan and lease losses$05,619
Total noninterest income$188,0004,966
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$70,0004,975
Trading account gains and fees$0153
Additional Noninterest Income$118,0004,421
Total noninterest expense$2,388,0003,633
Salaries and employee benefits$1,332,0003,441
Premises and equipment expense$196,0004,417
Additional noninterest expense$860,0003,494
Pre-tax net operating income$1,206,0002,507
Securities gains (losses)$18,0002,529
Applicable income taxes$188,0002,498
Income before extraordinary items$1,036,0002,561
Extraordinary gains, net$019
Net income$1,036,0002,561
Minority interest net income$084
Net income of bank and minority interests.$1,036,0002,561
Net charge-offs$-3,0006,365
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,020,7002,449
2012-03-31 (YTD Data)Rank
Total interest income$1,870,0003,391
Total interest expense$195,0004,509
Net interest income$1,675,0003,166
Provision for loan and lease losses$05,254
Total noninterest income$53,0005,778
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$33,0005,070
Trading account gains and fees$0148
Additional Noninterest Income$20,0005,722
Total noninterest expense$1,175,0003,689
Salaries and employee benefits$669,0003,461
Premises and equipment expense$97,0004,467
Additional noninterest expense$409,0003,589
Pre-tax net operating income$553,0002,678
Securities gains (losses)$6,0001,875
Applicable income taxes$62,0002,866
Income before extraordinary items$497,0002,620
Extraordinary gains, net$019
Net income$497,0002,622
Minority interest net income$078
Net income of bank and minority interests.$497,0002,623
Net charge-offs$-1,0005,761
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$491,6602,530
2011-12-31 (YTD Data)Rank
Total interest income$6,466,0003,873
Total interest expense$639,0005,390
Net interest income$5,827,0003,547
Provision for loan and lease losses$-50,0007,239
Total noninterest income$142,0006,104
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$114,0005,338
Trading account gains and fees$0146
Additional Noninterest Income$28,0006,248
Total noninterest expense$4,542,0003,780
Salaries and employee benefits$2,473,0003,588
Premises and equipment expense$372,0004,731
Additional noninterest expense$1,697,0003,564
Pre-tax net operating income$1,477,0003,056
Securities gains (losses)$290,0001,161
Applicable income taxes$441,0002,150
Income before extraordinary items$1,326,0003,010
Extraordinary gains, net$029
Net income$1,326,0003,012
Minority interest net income$096
Net income of bank and minority interests.$1,326,0003,012
Net charge-offs$347,0003,631
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$4,000,000170
Net operating income$1,108,5003,245
2011-09-30 (YTD Data)Rank
Total interest income$4,748,0003,950
Total interest expense$445,0005,658
Net interest income$4,303,0003,593
Provision for loan and lease losses$-50,0007,324
Total noninterest income$83,0006,423
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$81,0005,444
Trading account gains and fees$0145
Additional Noninterest Income$2,0006,817
Total noninterest expense$3,358,0003,829
Salaries and employee benefits$1,767,0003,740
Premises and equipment expense$281,0004,771
Additional noninterest expense$1,310,0003,481
Pre-tax net operating income$1,078,0003,176
Securities gains (losses)$293,000941
Applicable income taxes$387,0001,981
Income before extraordinary items$984,0003,098
Extraordinary gains, net$021
Net income$984,0003,099
Minority interest net income$087
Net income of bank and minority interests.$984,0003,099
Net charge-offs$364,0003,020
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$4,000,000140
Net operating income$773,0403,466
2011-06-30 (YTD Data)Rank
Total interest income$3,190,0003,964
Total interest expense$291,0005,796
Net interest income$2,899,0003,576
Provision for loan and lease losses$-50,0007,403
Total noninterest income$39,0006,768
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$56,0005,379
Trading account gains and fees$0153
Additional Noninterest Income$-17,0007,055
Total noninterest expense$2,198,0003,917
Salaries and employee benefits$1,157,0003,816
Premises and equipment expense$191,0004,769
Additional noninterest expense$850,0003,591
Pre-tax net operating income$790,0002,969
Securities gains (losses)$162,000844
Applicable income taxes$286,0001,846
Income before extraordinary items$666,0003,004
Extraordinary gains, net$015
Net income$666,0003,005
Minority interest net income$089
Net income of bank and minority interests.$666,0003,006
Net charge-offs$364,0002,468
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$4,000,00069
Net operating income$552,6003,282
2011-03-31 (YTD Data)Rank
Total interest income$1,527,0004,109
Total interest expense$147,0005,872
Net interest income$1,380,0003,687
Provision for loan and lease losses$05,840
Total noninterest income$50,0005,944
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$29,0005,277
Trading account gains and fees$0158
Additional Noninterest Income$21,0005,759
Total noninterest expense$1,064,0004,027
Salaries and employee benefits$551,0003,962
Premises and equipment expense$95,0004,843
Additional noninterest expense$418,0003,627
Pre-tax net operating income$366,0003,149
Securities gains (losses)$01,772
Applicable income taxes$110,0002,081
Income before extraordinary items$256,0003,541
Extraordinary gains, net$09
Net income$256,0003,537
Minority interest net income$086
Net income of bank and minority interests.$256,0003,539
Net charge-offs$377,0001,567
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$4,000,00038
Net operating income$256,0003,479
2010-12-31 (YTD Data)Rank
Total interest income$5,666,0004,478
Total interest expense$780,0005,760
Net interest income$4,886,0004,021
Provision for loan and lease losses$10,0006,922
Total noninterest income$194,0005,998
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$109,0005,373
Trading account gains and fees$0175
Additional Noninterest Income$85,0005,622
Total noninterest expense$4,422,0003,943
Salaries and employee benefits$2,168,0004,002
Premises and equipment expense$345,0005,094
Additional noninterest expense$1,909,0003,382
Pre-tax net operating income$648,0004,038
Securities gains (losses)$484,000915
Applicable income taxes$371,0002,168
Income before extraordinary items$761,0003,698
Extraordinary gains, net$029
Net income$761,0003,697
Minority interest net income$0111
Net income of bank and minority interests.$761,0003,699
Net charge-offs$269,0004,445
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$3,791,000177
Net operating income$436,7204,356
2010-09-30 (YTD Data)Rank
Total interest income$4,127,0004,647
Total interest expense$574,0005,945
Net interest income$3,553,0004,157
Provision for loan and lease losses$10,0006,824
Total noninterest income$144,0006,124
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$84,0005,415
Trading account gains and fees$0165
Additional Noninterest Income$60,0005,807
Total noninterest expense$3,110,0004,111
Salaries and employee benefits$1,541,0004,191
Premises and equipment expense$256,0005,188
Additional noninterest expense$1,313,0003,583
Pre-tax net operating income$577,0004,006
Securities gains (losses)$39,0002,572
Applicable income taxes$107,0003,072
Income before extraordinary items$509,0004,079
Extraordinary gains, net$023
Net income$509,0004,082
Minority interest net income$0110
Net income of bank and minority interests.$509,0004,082
Net charge-offs$236,0004,035
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$3,791,000134
Net operating income$476,6304,048
2010-06-30 (YTD Data)Rank
Total interest income$2,620,0004,824
Total interest expense$373,0006,088
Net interest income$2,247,0004,309
Provision for loan and lease losses$10,0006,617
Total noninterest income$97,0006,116
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$58,0005,386
Trading account gains and fees$0152
Additional Noninterest Income$39,0005,874
Total noninterest expense$2,014,0004,207
Salaries and employee benefits$1,040,0004,186
Premises and equipment expense$166,0005,284
Additional noninterest expense$808,0003,772
Pre-tax net operating income$320,0004,313
Securities gains (losses)$39,0002,038
Applicable income taxes$04,691
Income before extraordinary items$359,0003,967
Extraordinary gains, net$019
Net income$359,0003,965
Minority interest net income$0105
Net income of bank and minority interests.$359,0003,966
Net charge-offs$16,0005,608
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$3,791,00093
Net operating income$320,0004,051
2010-03-31 (YTD Data)Rank
Total interest income$1,261,0004,995
Total interest expense$186,0006,211
Net interest income$1,075,0004,454
Provision for loan and lease losses$10,0006,114
Total noninterest income$44,0006,301
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$29,0005,402
Trading account gains and fees$0175
Additional Noninterest Income$15,0006,257
Total noninterest expense$1,040,0004,167
Salaries and employee benefits$560,0004,017
Premises and equipment expense$83,0005,367
Additional noninterest expense$397,0003,814
Pre-tax net operating income$69,0005,427
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$69,0005,414
Extraordinary gains, net$016
Net income$69,0005,416
Minority interest net income$091
Net income of bank and minority interests.$69,0005,415
Net charge-offs$-26,0007,694
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$69,0005,306
2009-12-31 (YTD Data)Rank
Total interest income$4,085,0005,662
Total interest expense$682,0006,727
Net interest income$3,403,0005,027
Provision for loan and lease losses$1,964,0002,500
Total noninterest income$76,0007,187
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$99,0005,770
Trading account gains and fees$0211
Additional Noninterest Income$-23,0007,491
Total noninterest expense$4,342,0004,104
Salaries and employee benefits$1,911,0004,508
Premises and equipment expense$344,0005,352
Additional noninterest expense$2,087,0003,199
Pre-tax net operating income$-2,827,0006,854
Securities gains (losses)$03,754
Applicable income taxes$-905,0007,244
Income before extraordinary items$-1,922,0006,722
Extraordinary gains, net$034
Net income$-1,922,0006,720
Minority interest net income$0115
Net income of bank and minority interests.$-1,922,0006,720
Net charge-offs$819,0003,146
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-1,922,0006,722
2009-09-30 (YTD Data)Rank
Total interest income$2,762,0005,968
Total interest expense$509,0006,853
Net interest income$2,253,0005,404
Provision for loan and lease losses$280,0004,682
Total noninterest income$35,0007,547
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$71,0005,879
Trading account gains and fees$0212
Additional Noninterest Income$-36,0007,735
Total noninterest expense$2,715,0004,625
Salaries and employee benefits$1,357,0004,691
Premises and equipment expense$266,0005,325
Additional noninterest expense$1,092,0004,143
Pre-tax net operating income$-707,0006,476
Securities gains (losses)$03,497
Applicable income taxes$-240,0007,144
Income before extraordinary items$-467,0006,401
Extraordinary gains, net$027
Net income$-467,0006,402
Minority interest net income$0118
Net income of bank and minority interests.$-467,0006,401
Net charge-offs$209,0004,203
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-467,0006,391
2009-06-30 (YTD Data)Rank
Total interest income$1,745,0006,151
Total interest expense$339,0006,973
Net interest income$1,406,0005,585
Provision for loan and lease losses$192,0004,384
Total noninterest income$67,0006,875
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$45,0005,954
Trading account gains and fees$0193
Additional Noninterest Income$22,0006,709
Total noninterest expense$1,748,0004,777
Salaries and employee benefits$857,0004,894
Premises and equipment expense$182,0005,312
Additional noninterest expense$709,0004,233
Pre-tax net operating income$-467,0006,604
Securities gains (losses)$03,136
Applicable income taxes$-159,0007,255
Income before extraordinary items$-308,0006,546
Extraordinary gains, net$021
Net income$-308,0006,546
Minority interest net income$0112
Net income of bank and minority interests.$-308,0006,546
Net charge-offs$209,0003,373
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-308,0006,538
2009-03-31 (YTD Data)Rank
Total interest income$831,0006,310
Total interest expense$172,0007,036
Net interest income$659,0005,743
Provision for loan and lease losses$06,744
Total noninterest income$35,0006,851
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$20,0006,060
Trading account gains and fees$0171
Additional Noninterest Income$15,0006,478
Total noninterest expense$767,0005,106
Salaries and employee benefits$378,0005,322
Premises and equipment expense$97,0005,192
Additional noninterest expense$292,0004,498
Pre-tax net operating income$-73,0006,566
Securities gains (losses)$02,434
Applicable income taxes$-25,0007,301
Income before extraordinary items$-48,0006,644
Extraordinary gains, net$015
Net income$-48,0006,645
Minority interest net income$0102
Net income of bank and minority interests.$-48,0006,645
Net charge-offs$109,0002,775
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-48,0006,532
2008-12-31 (YTD Data)Rank
Total interest income$3,899,0006,060
Total interest expense$972,0006,822
Net interest income$2,927,0005,471
Provision for loan and lease losses$355,0004,339
Total noninterest income$172,0006,697
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$73,0006,282
Trading account gains and fees$0154
Additional Noninterest Income$99,0005,935
Total noninterest expense$3,314,0004,805
Salaries and employee benefits$1,576,0005,181
Premises and equipment expense$662,0003,644
Additional noninterest expense$1,076,0004,608
Pre-tax net operating income$-570,0006,810
Securities gains (losses)$03,220
Applicable income taxes$-174,0007,189
Income before extraordinary items$-396,0006,644
Extraordinary gains, net$039
Net income$-396,0006,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,0003,697
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-396,0006,783
2008-09-30 (YTD Data)Rank
Total interest income$3,049,0006,043
Total interest expense$762,0006,863
Net interest income$2,287,0005,409
Provision for loan and lease losses$06,991
Total noninterest income$171,0006,400
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$54,0006,347
Trading account gains and fees$0148
Additional Noninterest Income$117,0005,343
Total noninterest expense$2,444,0004,831
Salaries and employee benefits$1,208,0005,132
Premises and equipment expense$494,0003,669
Additional noninterest expense$742,0004,773
Pre-tax net operating income$14,0006,695
Securities gains (losses)$03,106
Applicable income taxes$29,0004,432
Income before extraordinary items$-15,0006,638
Extraordinary gains, net$031
Net income$-15,0006,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,0002,695
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-15,0006,812
2008-06-30 (YTD Data)Rank
Total interest income$2,081,0006,058
Total interest expense$538,0006,896
Net interest income$1,543,0005,380
Provision for loan and lease losses$06,671
Total noninterest income$144,0006,046
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$37,0006,331
Trading account gains and fees$0149
Additional Noninterest Income$107,0004,934
Total noninterest expense$1,617,0004,880
Salaries and employee benefits$799,0005,219
Premises and equipment expense$334,0003,658
Additional noninterest expense$484,0004,838
Pre-tax net operating income$70,0006,567
Securities gains (losses)$03,233
Applicable income taxes$29,0004,452
Income before extraordinary items$41,0006,754
Extraordinary gains, net$021
Net income$41,0006,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$268,0001,906
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$41,0006,691
2008-03-31 (YTD Data)Rank
Total interest income$1,135,0005,934
Total interest expense$299,0006,841
Net interest income$836,0005,176
Provision for loan and lease losses$06,080
Total noninterest income$41,0006,929
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$20,0006,236
Trading account gains and fees$0158
Additional Noninterest Income$21,0006,395
Total noninterest expense$793,0004,956
Salaries and employee benefits$391,0005,313
Premises and equipment expense$175,0003,568
Additional noninterest expense$227,0004,985
Pre-tax net operating income$84,0006,196
Securities gains (losses)$02,688
Applicable income taxes$28,0004,112
Income before extraordinary items$56,0006,486
Extraordinary gains, net$015
Net income$56,0006,487
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,076
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$56,0006,396
2007-12-31 (YTD Data)Rank
Total interest income$6,076,0005,190
Total interest expense$1,710,0006,161
Net interest income$4,366,0004,377
Provision for loan and lease losses$06,851
Total noninterest income$260,0006,311
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$74,0006,383
Trading account gains and fees$0178
Additional Noninterest Income$186,0005,209
Total noninterest expense$3,209,0004,802
Salaries and employee benefits$1,572,0005,156
Premises and equipment expense$719,0003,378
Additional noninterest expense$918,0004,914
Pre-tax net operating income$1,417,0004,002
Securities gains (losses)$02,146
Applicable income taxes$444,0002,887
Income before extraordinary items$973,0004,377
Extraordinary gains, net$039
Net income$973,0004,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,625
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$973,0004,370
2007-09-30 (YTD Data)Rank
Total interest income$4,597,0005,168
Total interest expense$1,303,0006,168
Net interest income$3,294,0004,382
Provision for loan and lease losses$06,528
Total noninterest income$230,0006,045
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$54,0006,449
Trading account gains and fees$0184
Additional Noninterest Income$176,0004,749
Total noninterest expense$2,406,0004,776
Salaries and employee benefits$1,151,0005,222
Premises and equipment expense$538,0003,358
Additional noninterest expense$717,0004,726
Pre-tax net operating income$1,118,0004,111
Securities gains (losses)$01,655
Applicable income taxes$380,0002,867
Income before extraordinary items$738,0004,519
Extraordinary gains, net$033
Net income$738,0004,519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,320
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$738,0004,515
2007-06-30 (YTD Data)Rank
Total interest income$2,994,0005,273
Total interest expense$858,0006,230
Net interest income$2,136,0004,502
Provision for loan and lease losses$06,209
Total noninterest income$127,0006,439
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$35,0006,515
Trading account gains and fees$0168
Additional Noninterest Income$92,0005,270
Total noninterest expense$1,582,0004,850
Salaries and employee benefits$755,0005,311
Premises and equipment expense$360,0003,355
Additional noninterest expense$467,0004,803
Pre-tax net operating income$681,0004,382
Securities gains (losses)$01,444
Applicable income taxes$231,0003,078
Income before extraordinary items$450,0004,802
Extraordinary gains, net$029
Net income$450,0004,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,005
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$450,0004,799
2007-03-31 (YTD Data)Rank
Total interest income$1,494,0005,269
Total interest expense$411,0006,318
Net interest income$1,083,0004,464
Provision for loan and lease losses$05,779
Total noninterest income$48,0006,883
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$16,0006,601
Trading account gains and fees$0195
Additional Noninterest Income$32,0005,872
Total noninterest expense$761,0004,965
Salaries and employee benefits$361,0005,491
Premises and equipment expense$178,0003,422
Additional noninterest expense$222,0004,909
Pre-tax net operating income$370,0004,183
Securities gains (losses)$01,187
Applicable income taxes$126,0002,972
Income before extraordinary items$244,0004,623
Extraordinary gains, net$022
Net income$244,0004,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,566
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$244,0004,607
2006-12-31 (YTD Data)Rank
Total interest income$5,583,0005,236
Total interest expense$1,237,0006,534
Net interest income$4,346,0004,435
Provision for loan and lease losses$06,850
Total noninterest income$121,0007,556
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$79,0006,454
Trading account gains and fees$0130
Additional Noninterest Income$42,0007,436
Total noninterest expense$3,287,0004,589
Salaries and employee benefits$1,492,0005,206
Premises and equipment expense$841,0002,870
Additional noninterest expense$954,0004,663
Pre-tax net operating income$1,180,0004,823
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$1,180,0004,319
Extraordinary gains, net$051
Net income$1,180,0004,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,669
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,180,0004,298
2006-09-30 (YTD Data)Rank
Total interest income$4,001,0005,368
Total interest expense$824,0006,733
Net interest income$3,177,0004,537
Provision for loan and lease losses$06,685
Total noninterest income$92,0007,621
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$60,0006,508
Trading account gains and fees$0126
Additional Noninterest Income$32,0007,453
Total noninterest expense$2,502,0004,534
Salaries and employee benefits$1,084,0005,292
Premises and equipment expense$641,0002,850
Additional noninterest expense$777,0004,366
Pre-tax net operating income$767,0005,312
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$767,0004,796
Extraordinary gains, net$045
Net income$767,0004,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,298
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$767,0004,795
2006-06-30 (YTD Data)Rank
Total interest income$2,533,0005,495
Total interest expense$476,0006,946
Net interest income$2,057,0004,638
Provision for loan and lease losses$06,419
Total noninterest income$61,0007,670
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$41,0006,503
Trading account gains and fees$0126
Additional Noninterest Income$20,0007,559
Total noninterest expense$1,685,0004,519
Salaries and employee benefits$727,0005,294
Premises and equipment expense$425,0002,844
Additional noninterest expense$533,0004,271
Pre-tax net operating income$433,0005,723
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$433,0005,205
Extraordinary gains, net$039
Net income$433,0005,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,860
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$433,0005,207
2006-03-31 (YTD Data)Rank
Total interest income$1,206,0005,588
Total interest expense$201,0007,222
Net interest income$1,005,0004,697
Provision for loan and lease losses$06,013
Total noninterest income$31,0007,631
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$21,0006,441
Trading account gains and fees$0115
Additional Noninterest Income$10,0007,545
Total noninterest expense$866,0004,444
Salaries and employee benefits$371,0005,253
Premises and equipment expense$221,0002,771
Additional noninterest expense$274,0004,183
Pre-tax net operating income$170,0006,165
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$170,0005,681
Extraordinary gains, net$021
Net income$170,0005,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$170,0005,675
2005-12-31 (YTD Data)Rank
Total interest income$4,278,0005,629
Total interest expense$917,0006,495
Net interest income$3,361,0005,137
Provision for loan and lease losses$07,120
Total noninterest income$230,0006,823
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$104,0006,233
Trading account gains and fees$0138
Additional Noninterest Income$126,0006,027
Total noninterest expense$3,489,0004,297
Salaries and employee benefits$1,588,0004,866
Premises and equipment expense$1,085,0002,209
Additional noninterest expense$816,0005,098
Pre-tax net operating income$102,0007,992
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$102,0007,977
Extraordinary gains, net$046
Net income$102,0007,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,327
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$102,0007,945
2005-09-30 (YTD Data)Rank
Total interest income$3,088,0005,714
Total interest expense$691,0006,396
Net interest income$2,397,0005,310
Provision for loan and lease losses$06,899
Total noninterest income$194,0006,640
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$80,0006,241
Trading account gains and fees$0126
Additional Noninterest Income$114,0005,708
Total noninterest expense$2,638,0004,235
Salaries and employee benefits$1,196,0004,840
Premises and equipment expense$816,0002,190
Additional noninterest expense$626,0004,980
Pre-tax net operating income$-47,0008,383
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$-47,0008,410
Extraordinary gains, net$035
Net income$-47,0008,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0002,351
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-47,0008,383
2005-06-30 (YTD Data)Rank
Total interest income$1,988,0005,753
Total interest expense$464,0006,230
Net interest income$1,524,0005,455
Provision for loan and lease losses$06,626
Total noninterest income$129,0006,618
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$56,0006,119
Trading account gains and fees$0116
Additional Noninterest Income$73,0005,795
Total noninterest expense$1,819,0004,101
Salaries and employee benefits$840,0004,655
Premises and equipment expense$539,0002,200
Additional noninterest expense$440,0004,796
Pre-tax net operating income$-166,0008,532
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$-166,0008,562
Extraordinary gains, net$030
Net income$-166,0008,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0002,146
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-166,0008,538
2005-03-31 (YTD Data)Rank
Total interest income$954,0005,872
Total interest expense$242,0006,055
Net interest income$712,0005,684
Provision for loan and lease losses$06,226
Total noninterest income$62,0006,684
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$30,0005,982
Trading account gains and fees$0115
Additional Noninterest Income$32,0006,055
Total noninterest expense$952,0003,992
Salaries and employee benefits$458,0004,383
Premises and equipment expense$265,0002,234
Additional noninterest expense$229,0004,660
Pre-tax net operating income$-178,0008,708
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-178,0008,733
Extraordinary gains, net$024
Net income$-178,0008,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0002,020
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-178,0008,714
2004-12-31 (YTD Data)Rank
Total interest income$4,006,0005,553
Total interest expense$1,309,0004,873
Net interest income$2,697,0005,760
Provision for loan and lease losses$-6,0008,660
Total noninterest income$271,0006,604
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$148,0005,807
Trading account gains and fees$0138
Additional Noninterest Income$123,0006,060
Total noninterest expense$3,902,0003,836
Salaries and employee benefits$1,873,0004,204
Premises and equipment expense$1,072,0002,134
Additional noninterest expense$957,0004,510
Pre-tax net operating income$-928,0008,790
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-928,0008,824
Extraordinary gains, net$034
Net income$-928,0008,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-129,0008,826
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-928,0008,800
2004-09-30 (YTD Data)Rank
Total interest income$2,803,0005,763
Total interest expense$1,015,0004,749
Net interest income$1,788,0006,158
Provision for loan and lease losses$-6,0008,766
Total noninterest income$181,0006,873
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$118,0005,739
Trading account gains and fees$0134
Additional Noninterest Income$63,0006,728
Total noninterest expense$2,875,0003,846
Salaries and employee benefits$1,397,0004,183
Premises and equipment expense$792,0002,166
Additional noninterest expense$686,0004,605
Pre-tax net operating income$-900,0008,882
Securities gains (losses)$03,710
Applicable income taxes$-304,0008,945
Income before extraordinary items$-596,0008,840
Extraordinary gains, net$026
Net income$-596,0008,841
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-137,0008,856
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-596,0008,818
2004-06-30 (YTD Data)Rank
Total interest income$1,959,0005,611
Total interest expense$712,0004,625
Net interest income$1,247,0006,036
Provision for loan and lease losses$-6,0008,853
Total noninterest income$113,0007,021
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$79,0005,743
Trading account gains and fees$0130
Additional Noninterest Income$34,0007,048
Total noninterest expense$1,893,0003,913
Salaries and employee benefits$913,0004,268
Premises and equipment expense$522,0002,194
Additional noninterest expense$458,0004,621
Pre-tax net operating income$-527,0008,911
Securities gains (losses)$03,413
Applicable income taxes$-177,0008,981
Income before extraordinary items$-350,0008,873
Extraordinary gains, net$021
Net income$-350,0008,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-140,0008,948
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-350,0008,846
2004-03-31 (YTD Data)Rank
Total interest income$1,027,0005,502
Total interest expense$374,0004,513
Net interest income$653,0005,857
Provision for loan and lease losses$-6,0008,907
Total noninterest income$57,0006,981
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$40,0005,688
Trading account gains and fees$0121
Additional Noninterest Income$17,0007,062
Total noninterest expense$913,0004,044
Salaries and employee benefits$468,0004,219
Premises and equipment expense$255,0002,259
Additional noninterest expense$190,0005,256
Pre-tax net operating income$-197,0008,904
Securities gains (losses)$02,934
Applicable income taxes$-66,0008,999
Income before extraordinary items$-131,0008,887
Extraordinary gains, net$016
Net income$-131,0008,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-136,0009,002
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-131,0008,850
2003-12-31 (YTD Data)Rank
Total interest income$4,903,0004,959
Total interest expense$1,978,0004,058
Net interest income$2,925,0005,391
Provision for loan and lease losses$366,0002,749
Total noninterest income$282,0006,712
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$212,0005,139
Trading account gains and fees$0160
Additional Noninterest Income$70,0007,103
Total noninterest expense$4,425,0003,394
Salaries and employee benefits$1,994,0003,936
Premises and equipment expense$670,0003,208
Additional noninterest expense$1,761,0002,685
Pre-tax net operating income$-1,584,0009,049
Securities gains (losses)$04,500
Applicable income taxes$-539,0009,097
Income before extraordinary items$-1,045,0009,044
Extraordinary gains, net$054
Net income$-1,045,0009,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$328,0002,140
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-1,045,0008,999
2003-09-30 (YTD Data)Rank
Total interest income$3,767,0004,939
Total interest expense$1,532,0004,076
Net interest income$2,235,0005,343
Provision for loan and lease losses$346,0002,277
Total noninterest income$214,0006,735
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$159,0005,175
Trading account gains and fees$0153
Additional Noninterest Income$55,0007,077
Total noninterest expense$2,994,0003,716
Salaries and employee benefits$1,514,0003,880
Premises and equipment expense$453,0003,504
Additional noninterest expense$1,027,0003,321
Pre-tax net operating income$-891,0009,064
Securities gains (losses)$04,204
Applicable income taxes$-303,0009,148
Income before extraordinary items$-588,0009,048
Extraordinary gains, net$040
Net income$-588,0009,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,0001,553
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-588,0008,996
2003-06-30 (YTD Data)Rank
Total interest income$2,557,0004,910
Total interest expense$1,054,0004,086
Net interest income$1,503,0005,320
Provision for loan and lease losses$200,0002,502
Total noninterest income$130,0006,919
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$103,0005,211
Trading account gains and fees$0150
Additional Noninterest Income$27,0007,458
Total noninterest expense$1,964,0003,753
Salaries and employee benefits$1,029,0003,819
Premises and equipment expense$283,0003,667
Additional noninterest expense$652,0003,442
Pre-tax net operating income$-531,0009,076
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$-531,0009,139
Extraordinary gains, net$030
Net income$-531,0009,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0002,053
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-531,0009,081
2003-03-31 (YTD Data)Rank
Total interest income$1,266,0004,961
Total interest expense$502,0004,336
Net interest income$764,0005,257
Provision for loan and lease losses$06,934
Total noninterest income$59,0007,051
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$55,0004,963
Trading account gains and fees$0134
Additional Noninterest Income$4,0008,607
Total noninterest expense$947,0003,831
Salaries and employee benefits$526,0003,753
Premises and equipment expense$144,0003,607
Additional noninterest expense$277,0003,893
Pre-tax net operating income$-124,0009,001
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$-124,0009,065
Extraordinary gains, net$021
Net income$-124,0009,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0001,235
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-124,0008,998
2002-12-31 (YTD Data)Rank
Total interest income$5,554,0004,810
Total interest expense$1,698,0005,337
Net interest income$3,856,0004,468
Provision for loan and lease losses$1,240,0001,094
Total noninterest income$404,0005,761
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$222,0004,978
Trading account gains and fees$0153
Additional Noninterest Income$182,0005,213
Total noninterest expense$3,681,0003,787
Salaries and employee benefits$2,075,0003,633
Premises and equipment expense$453,0004,248
Additional noninterest expense$1,153,0003,735
Pre-tax net operating income$-661,0009,039
Securities gains (losses)$04,537
Applicable income taxes$-208,0009,145
Income before extraordinary items$-453,0009,026
Extraordinary gains, net$070
Net income$-453,0009,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,045,000935
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-453,0008,980
2001-12-31 (YTD Data)Rank
Total interest income$6,811,0004,524
Total interest expense$2,280,0005,697
Net interest income$4,531,0003,736
Provision for loan and lease losses$115,0005,373
Total noninterest income$205,0007,265
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$158,0005,693
Trading account gains and fees$0177
Additional Noninterest Income$47,0007,763
Total noninterest expense$3,196,0004,127
Salaries and employee benefits$1,673,0004,156
Premises and equipment expense$476,0004,060
Additional noninterest expense$1,047,0003,913
Pre-tax net operating income$1,425,0003,993
Securities gains (losses)$04,612
Applicable income taxes$524,0003,251
Income before extraordinary items$901,0004,567
Extraordinary gains, net$0105
Net income$901,0004,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,867
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$901,0004,449
2000-12-31 (YTD Data)Rank
Total interest income$8,384,0003,978
Total interest expense$2,822,0005,152
Net interest income$5,562,0003,164
Provision for loan and lease losses$110,0005,095
Total noninterest income$370,0005,755
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$147,0005,810
Trading account gains and feesNANA
Additional Noninterest Income$223,0004,540
Total noninterest expense$3,006,0004,223
Salaries and employee benefits$1,604,0004,141
Premises and equipment expense$456,0004,092
Additional noninterest expense$946,0004,165
Pre-tax net operating income$2,816,0002,514
Securities gains (losses)$01,956
Applicable income taxes$958,0002,199
Income before extraordinary items$1,858,0002,735
Extraordinary gains, net$038
Net income$1,858,0002,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,719
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,858,0002,732
1999-12-31 (YTD Data)Rank
Total interest income$6,813,0004,500
Total interest expense$2,189,0005,669
Net interest income$4,624,0003,693
Provision for loan and lease losses$110,0005,020
Total noninterest income$237,0007,079
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$166,0005,590
Trading account gains and feesNANA
Additional Noninterest Income$71,0007,394
Total noninterest expense$3,052,0004,150
Salaries and employee benefits$1,694,0003,934
Premises and equipment expense$495,0003,793
Additional noninterest expense$863,0004,524
Pre-tax net operating income$1,699,0003,773
Securities gains (losses)$03,155
Applicable income taxes$567,0003,345
Income before extraordinary items$1,132,0004,051
Extraordinary gains, net$035
Net income$1,132,0004,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0004,940
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,132,0004,012
1998-12-31 (YTD Data)Rank
Total interest income$7,480,0004,165
Total interest expense$2,669,0005,141
Net interest income$4,811,0003,530
Provision for loan and lease losses$198,0003,550
Total noninterest income$322,0006,280
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$157,0005,798
Trading account gains and feesNANA
Additional Noninterest Income$165,0005,440
Total noninterest expense$3,332,0003,760
Salaries and employee benefits$1,767,0003,727
Premises and equipment expense$500,0003,697
Additional noninterest expense$1,065,0003,741
Pre-tax net operating income$1,603,0003,983
Securities gains (losses)$04,449
Applicable income taxes$578,0003,501
Income before extraordinary items$1,025,0004,427
Extraordinary gains, net$032
Net income$1,025,0004,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,342
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,025,0004,332
1997-12-31 (YTD Data)Rank
Total interest income$6,637,0004,700
Total interest expense$2,311,0005,703
Net interest income$4,326,0003,948
Provision for loan and lease losses$38,0007,082
Total noninterest income$339,0006,258
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$185,0005,584
Trading account gains and feesNANA
Additional Noninterest Income$154,0005,614
Total noninterest expense$3,297,0003,797
Salaries and employee benefits$1,602,0004,012
Premises and equipment expense$437,0004,138
Additional noninterest expense$1,258,0003,214
Pre-tax net operating income$1,330,0004,885
Securities gains (losses)$03,944
Applicable income taxes$455,0004,491
Income before extraordinary items$875,0005,146
Extraordinary gains, net$044
Net income$875,0005,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,696
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$875,0005,095
1996-12-31 (YTD Data)Rank
Total interest income$5,147,0005,816
Total interest expense$1,708,0007,060
Net interest income$3,439,0004,890
Provision for loan and lease losses$73,0005,762
Total noninterest income$491,0005,229
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$291,0004,315
Trading account gains and feesNANA
Additional Noninterest Income$200,0005,158
Total noninterest expense$2,858,0004,464
Salaries and employee benefits$1,515,0004,268
Premises and equipment expense$380,0004,718
Additional noninterest expense$963,0004,547
Pre-tax net operating income$999,0005,744
Securities gains (losses)$63,0001,196
Applicable income taxes$372,0005,123
Income before extraordinary items$690,0005,801
Extraordinary gains, net$053
Net income$690,0005,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,405
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$649,0505,936
1995-12-31 (YTD Data)Rank
Total interest income$4,516,0006,439
Total interest expense$1,425,0007,907
Net interest income$3,091,0005,372
Provision for loan and lease losses$48,0006,309
Total noninterest income$684,0004,164
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$475,0002,858
Trading account gains and feesNANA
Additional Noninterest Income$209,0005,004
Total noninterest expense$2,647,0004,749
Salaries and employee benefits$1,373,0004,641
Premises and equipment expense$363,0004,901
Additional noninterest expense$911,0004,719
Pre-tax net operating income$1,080,0005,672
Securities gains (losses)$24,0001,774
Applicable income taxes$373,0005,189
Income before extraordinary items$731,0005,809
Extraordinary gains, net$065
Net income$731,0005,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0007,103
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$715,1605,869
1994-12-31 (YTD Data)Rank
Total interest income$3,566,0007,240
Total interest expense$1,027,0008,577
Net interest income$2,539,0006,393
Provision for loan and lease losses$10,0008,460
Total noninterest income$553,0004,936
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$330,0004,032
Trading account gains and feesNANA
Additional Noninterest Income$223,0004,919
Total noninterest expense$2,438,0005,267
Salaries and employee benefits$1,090,0005,679
Premises and equipment expense$323,0005,394
Additional noninterest expense$1,025,0004,624
Pre-tax net operating income$644,0007,752
Securities gains (losses)$03,600
Applicable income taxes$233,0006,778
Income before extraordinary items$411,0008,102
Extraordinary gains, net$0249
Net income$411,0008,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,315
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$411,0008,135
1993-12-31 (YTD Data)Rank
Total interest income$3,230,0007,962
Total interest expense$864,0009,721
Net interest income$2,366,0006,800
Provision for loan and lease losses$70,0006,634
Total noninterest income$642,0004,728
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$331,0004,067
Trading account gains and feesNANA
Additional Noninterest Income$311,0004,371
Total noninterest expense$2,399,0005,447
Salaries and employee benefits$1,175,0005,323
Premises and equipment expense$291,0006,002
Additional noninterest expense$933,0005,218
Pre-tax net operating income$539,0008,380
Securities gains (losses)$82,0002,771
Applicable income taxes$209,0007,456
Income before extraordinary items$412,0008,311
Extraordinary gains, net$03,149
Net income$412,0008,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0004,760
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$357,8808,601
1992-12-31 (YTD Data)Rank
Total interest income$3,038,0008,908
Total interest expense$1,142,0009,820
Net interest income$1,896,0008,055
Provision for loan and lease losses$125,0006,594
Total noninterest income$646,0004,694
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$442,0003,171
Trading account gains and feesNANA
Additional Noninterest Income$204,0005,612
Total noninterest expense$2,308,0005,670
Salaries and employee benefits$1,019,0005,929
Premises and equipment expense$313,0005,788
Additional noninterest expense$976,0005,144
Pre-tax net operating income$109,00011,929
Securities gains (losses)$96,0003,079
Applicable income taxes$67,00010,800
Income before extraordinary items$138,00011,434
Extraordinary gains, net$-50,00013,585
Net income$88,00012,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0003,718
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$73,68012,021

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.