Home > United States Trust Company > Income and Expense
United States Trust Company, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $288,374,000 | 189 |
| Total interest expense | $167,501,000 | 167 |
| Net interest income | $120,873,000 | 212 |
| Provision for loan and lease losses | $-23,758,000 | 8,534 |
| Total noninterest income | $281,255,000 | 67 |
| Gross Fiduciary activities income | $277,117,000 | 17 |
| Service charges on deposit accounts | $230,000 | 4,617 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,908,000 | 839 |
| Total noninterest expense | $360,054,000 | 80 |
| Salaries and employee benefits | $167,249,000 | 77 |
| Premises and equipment expense | $24,167,000 | 125 |
| Additional noninterest expense | $168,638,000 | 77 |
| Pre-tax net operating income | $65,832,000 | 182 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $24,785,000 | 166 |
| Income before extraordinary items | $41,047,000 | 200 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $41,047,000 | 198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,063,000 | 975 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $41,047,000 | 198 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $138,601,000 | 263 |
| Total interest expense | $78,234,000 | 221 |
| Net interest income | $60,367,000 | 316 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $116,933,000 | 100 |
| Gross Fiduciary activities income | $114,708,000 | 26 |
| Service charges on deposit accounts | $119,000 | 5,348 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,106,000 | 1,061 |
| Total noninterest expense | $183,732,000 | 109 |
| Salaries and employee benefits | $96,210,000 | 96 |
| Premises and equipment expense | $9,806,000 | 205 |
| Additional noninterest expense | $77,716,000 | 107 |
| Pre-tax net operating income | $-6,432,000 | 8,532 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-2,428,000 | 8,530 |
| Income before extraordinary items | $-4,004,000 | 8,520 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-4,004,000 | 8,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-4,004,000 | 8,513 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $278,907,000 | 131 |
| Total interest expense | $173,931,000 | 106 |
| Net interest income | $104,976,000 | 147 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $330,906,000 | 43 |
| Gross Fiduciary activities income | $323,086,000 | 12 |
| Service charges on deposit accounts | $229,000 | 3,215 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,591,000 | 320 |
| Total noninterest expense | $349,111,000 | 58 |
| Salaries and employee benefits | $199,284,000 | 44 |
| Premises and equipment expense | $31,524,000 | 66 |
| Additional noninterest expense | $118,303,000 | 70 |
| Pre-tax net operating income | $86,771,000 | 118 |
| Securities gains (losses) | $23,000 | 680 |
| Applicable income taxes | $32,140,000 | 113 |
| Income before extraordinary items | $54,654,000 | 126 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $54,654,000 | 126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $547,000 | 672 |
| Cash dividends | $45,000,000 | 99 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $54,639,280 | 125 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $139,887,000 | 127 |
| Total interest expense | $84,818,000 | 103 |
| Net interest income | $55,069,000 | 144 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $164,390,000 | 43 |
| Gross Fiduciary activities income | $160,208,000 | 11 |
| Service charges on deposit accounts | $114,000 | 3,186 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,068,000 | 310 |
| Total noninterest expense | $173,129,000 | 57 |
| Salaries and employee benefits | $98,695,000 | 44 |
| Premises and equipment expense | $15,819,000 | 65 |
| Additional noninterest expense | $58,615,000 | 70 |
| Pre-tax net operating income | $46,330,000 | 107 |
| Securities gains (losses) | $23,000 | 536 |
| Applicable income taxes | $17,425,000 | 105 |
| Income before extraordinary items | $28,928,000 | 118 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $28,928,000 | 118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $28,913,280 | 115 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $536,603,000 | 121 |
| Total interest expense | $311,202,000 | 99 |
| Net interest income | $225,401,000 | 136 |
| Provision for loan and lease losses | $300,000 | 2,748 |
| Total noninterest income | $660,790,000 | 45 |
| Gross Fiduciary activities income | $623,448,000 | 12 |
| Service charges on deposit accounts | $362,000 | 3,746 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $36,980,000 | 180 |
| Total noninterest expense | $691,842,000 | 54 |
| Salaries and employee benefits | $404,504,000 | 42 |
| Premises and equipment expense | $61,846,000 | 61 |
| Additional noninterest expense | $225,492,000 | 68 |
| Pre-tax net operating income | $194,049,000 | 106 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $72,494,000 | 99 |
| Income before extraordinary items | $121,555,000 | 111 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $121,555,000 | 113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,171 |
| Cash dividends | $125,000,000 | 71 |
| Sale, conversion, retirement of capital stock, net | $-5,000,000 | 8,675 |
| Net operating income | $121,555,000 | 109 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $389,595,000 | 130 |
| Total interest expense | $217,111,000 | 110 |
| Net interest income | $172,484,000 | 143 |
| Provision for loan and lease losses | $300,000 | 2,139 |
| Total noninterest income | $490,815,000 | 51 |
| Gross Fiduciary activities income | $461,652,000 | 12 |
| Service charges on deposit accounts | $263,000 | 3,838 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,900,000 | 187 |
| Total noninterest expense | $522,588,000 | 62 |
| Salaries and employee benefits | $309,875,000 | 46 |
| Premises and equipment expense | $46,025,000 | 66 |
| Additional noninterest expense | $166,688,000 | 78 |
| Pre-tax net operating income | $140,411,000 | 120 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $50,970,000 | 117 |
| Income before extraordinary items | $89,441,000 | 122 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $89,441,000 | 123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,173 |
| Cash dividends | $45,000,000 | 116 |
| Sale, conversion, retirement of capital stock, net | $-5,000,000 | 8,739 |
| Net operating income | $89,441,000 | 120 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $253,469,000 | 132 |
| Total interest expense | $135,014,000 | 116 |
| Net interest income | $118,455,000 | 148 |
| Provision for loan and lease losses | $300,000 | 1,464 |
| Total noninterest income | $321,912,000 | 50 |
| Gross Fiduciary activities income | $307,607,000 | 11 |
| Service charges on deposit accounts | $165,000 | 3,947 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,140,000 | 226 |
| Total noninterest expense | $355,427,000 | 63 |
| Salaries and employee benefits | $212,215,000 | 46 |
| Premises and equipment expense | $30,970,000 | 65 |
| Additional noninterest expense | $112,242,000 | 77 |
| Pre-tax net operating income | $84,640,000 | 130 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $30,970,000 | 126 |
| Income before extraordinary items | $53,670,000 | 138 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $53,670,000 | 139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,940 |
| Cash dividends | $30,000,000 | 112 |
| Sale, conversion, retirement of capital stock, net | $-5,000,000 | 8,775 |
| Net operating income | $53,670,000 | 134 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $124,242,000 | 131 |
| Total interest expense | $63,497,000 | 116 |
| Net interest income | $60,745,000 | 143 |
| Provision for loan and lease losses | $300,000 | 761 |
| Total noninterest income | $163,737,000 | 49 |
| Gross Fiduciary activities income | $152,942,000 | 10 |
| Service charges on deposit accounts | $84,000 | 3,836 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,711,000 | 179 |
| Total noninterest expense | $179,336,000 | 60 |
| Salaries and employee benefits | $108,877,000 | 45 |
| Premises and equipment expense | $15,333,000 | 65 |
| Additional noninterest expense | $55,126,000 | 76 |
| Pre-tax net operating income | $44,846,000 | 129 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $16,822,000 | 120 |
| Income before extraordinary items | $28,024,000 | 133 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $28,024,000 | 134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $30,000,000 | 69 |
| Sale, conversion, retirement of capital stock, net | $-5,000,000 | 8,789 |
| Net operating income | $28,024,000 | 130 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $326,572,000 | 160 |
| Total interest expense | $163,581,000 | 123 |
| Net interest income | $162,991,000 | 184 |
| Provision for loan and lease losses | $-140,000 | 8,660 |
| Total noninterest income | $244,002,000 | 90 |
| Gross Fiduciary activities income | $230,439,000 | 20 |
| Service charges on deposit accounts | $340,000 | 3,908 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,223,000 | 367 |
| Total noninterest expense | $380,124,000 | 84 |
| Salaries and employee benefits | $208,632,000 | 71 |
| Premises and equipment expense | $42,430,000 | 84 |
| Additional noninterest expense | $129,062,000 | 99 |
| Pre-tax net operating income | $27,009,000 | 439 |
| Securities gains (losses) | $586,000 | 257 |
| Applicable income taxes | $17,047,000 | 270 |
| Income before extraordinary items | $10,548,000 | 692 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $10,548,000 | 693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $10,172,960 | 701 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $236,920,000 | 163 |
| Total interest expense | $112,013,000 | 125 |
| Net interest income | $124,907,000 | 182 |
| Provision for loan and lease losses | $-700,000 | 8,792 |
| Total noninterest income | $177,321,000 | 91 |
| Gross Fiduciary activities income | $170,704,000 | 20 |
| Service charges on deposit accounts | $261,000 | 3,871 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,356,000 | 481 |
| Total noninterest expense | $277,957,000 | 86 |
| Salaries and employee benefits | $152,153,000 | 74 |
| Premises and equipment expense | $30,613,000 | 89 |
| Additional noninterest expense | $95,191,000 | 102 |
| Pre-tax net operating income | $24,971,000 | 371 |
| Securities gains (losses) | $586,000 | 237 |
| Applicable income taxes | $17,845,000 | 215 |
| Income before extraordinary items | $7,712,000 | 703 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,712,000 | 704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $7,336,960 | 717 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $152,961,000 | 162 |
| Total interest expense | $69,980,000 | 123 |
| Net interest income | $82,981,000 | 178 |
| Provision for loan and lease losses | $-1,295,000 | 8,828 |
| Total noninterest income | $116,724,000 | 91 |
| Gross Fiduciary activities income | $112,546,000 | 20 |
| Service charges on deposit accounts | $183,000 | 3,704 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,995,000 | 487 |
| Total noninterest expense | $187,213,000 | 86 |
| Salaries and employee benefits | $101,673,000 | 74 |
| Premises and equipment expense | $20,436,000 | 87 |
| Additional noninterest expense | $65,104,000 | 99 |
| Pre-tax net operating income | $13,787,000 | 421 |
| Securities gains (losses) | $586,000 | 199 |
| Applicable income taxes | $7,111,000 | 313 |
| Income before extraordinary items | $7,262,000 | 522 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,262,000 | 521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $6,886,960 | 533 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $73,074,000 | 166 |
| Total interest expense | $30,358,000 | 130 |
| Net interest income | $42,716,000 | 174 |
| Provision for loan and lease losses | $-100,000 | 8,831 |
| Total noninterest income | $58,673,000 | 94 |
| Gross Fiduciary activities income | $56,760,000 | 21 |
| Service charges on deposit accounts | $104,000 | 3,348 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,809,000 | 508 |
| Total noninterest expense | $92,322,000 | 90 |
| Salaries and employee benefits | $48,407,000 | 79 |
| Premises and equipment expense | $10,061,000 | 92 |
| Additional noninterest expense | $33,854,000 | 96 |
| Pre-tax net operating income | $9,167,000 | 336 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $2,634,000 | 383 |
| Income before extraordinary items | $6,536,000 | 329 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $6,536,000 | 329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $6,533,870 | 321 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $258,130,000 | 168 |
| Total interest expense | $100,353,000 | 134 |
| Net interest income | $157,777,000 | 180 |
| Provision for loan and lease losses | $750,000 | 1,364 |
| Total noninterest income | $218,238,000 | 100 |
| Gross Fiduciary activities income | $214,235,000 | 20 |
| Service charges on deposit accounts | $350,000 | 3,935 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,653,000 | 850 |
| Total noninterest expense | $381,815,000 | 89 |
| Salaries and employee benefits | $191,196,000 | 77 |
| Premises and equipment expense | $51,679,000 | 76 |
| Additional noninterest expense | $138,940,000 | 102 |
| Pre-tax net operating income | $-6,550,000 | 8,964 |
| Securities gains (losses) | $6,052,000 | 97 |
| Applicable income taxes | $-4,719,000 | 8,968 |
| Income before extraordinary items | $4,221,000 | 1,529 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,221,000 | 1,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,895 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $347,720 | 6,978 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $191,104,000 | 169 |
| Total interest expense | $71,630,000 | 134 |
| Net interest income | $119,474,000 | 179 |
| Provision for loan and lease losses | $750,000 | 1,009 |
| Total noninterest income | $160,431,000 | 104 |
| Gross Fiduciary activities income | $158,387,000 | 20 |
| Service charges on deposit accounts | $269,000 | 3,921 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,775,000 | 1,188 |
| Total noninterest expense | $279,460,000 | 90 |
| Salaries and employee benefits | $136,756,000 | 82 |
| Premises and equipment expense | $39,845,000 | 76 |
| Additional noninterest expense | $102,859,000 | 103 |
| Pre-tax net operating income | $-305,000 | 8,697 |
| Securities gains (losses) | $5,367,000 | 95 |
| Applicable income taxes | $-122,000 | 8,872 |
| Income before extraordinary items | $5,184,000 | 954 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,184,000 | 955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,375 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-183,000 | 8,638 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $123,637,000 | 170 |
| Total interest expense | $46,271,000 | 135 |
| Net interest income | $77,366,000 | 182 |
| Provision for loan and lease losses | $750,000 | 665 |
| Total noninterest income | $105,169,000 | 109 |
| Gross Fiduciary activities income | $104,219,000 | 20 |
| Service charges on deposit accounts | $180,000 | 3,909 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $770,000 | 1,589 |
| Total noninterest expense | $183,392,000 | 91 |
| Salaries and employee benefits | $88,434,000 | 87 |
| Premises and equipment expense | $22,501,000 | 85 |
| Additional noninterest expense | $72,457,000 | 97 |
| Pre-tax net operating income | $-1,607,000 | 9,034 |
| Securities gains (losses) | $3,525,000 | 114 |
| Applicable income taxes | $-461,000 | 9,034 |
| Income before extraordinary items | $2,379,000 | 1,359 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,379,000 | 1,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,411 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-1,146,000 | 9,010 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $61,007,000 | 168 |
| Total interest expense | $23,676,000 | 133 |
| Net interest income | $37,331,000 | 185 |
| Provision for loan and lease losses | $375,000 | 665 |
| Total noninterest income | $52,817,000 | 104 |
| Gross Fiduciary activities income | $51,429,000 | 22 |
| Service charges on deposit accounts | $92,000 | 3,771 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,296,000 | 654 |
| Total noninterest expense | $90,387,000 | 93 |
| Salaries and employee benefits | $42,371,000 | 89 |
| Premises and equipment expense | $11,301,000 | 86 |
| Additional noninterest expense | $36,715,000 | 95 |
| Pre-tax net operating income | $-614,000 | 9,058 |
| Securities gains (losses) | $-109,000 | 9,069 |
| Applicable income taxes | $-1,284,000 | 9,105 |
| Income before extraordinary items | $561,000 | 2,669 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $561,000 | 2,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $630,760 | 2,298 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $249,224,000 | 167 |
| Total interest expense | $97,933,000 | 134 |
| Net interest income | $151,291,000 | 174 |
| Provision for loan and lease losses | $2,975,000 | 479 |
| Total noninterest income | $199,349,000 | 112 |
| Gross Fiduciary activities income | $193,201,000 | 23 |
| Service charges on deposit accounts | $284,000 | 4,431 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,864,000 | 679 |
| Total noninterest expense | $353,548,000 | 97 |
| Salaries and employee benefits | $168,180,000 | 87 |
| Premises and equipment expense | $41,729,000 | 88 |
| Additional noninterest expense | $143,639,000 | 98 |
| Pre-tax net operating income | $-5,883,000 | 9,145 |
| Securities gains (losses) | $3,713,000 | 186 |
| Applicable income taxes | $-4,674,000 | 9,170 |
| Income before extraordinary items | $2,504,000 | 2,372 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,504,000 | 2,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-107,000 | 9,050 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $127,680 | 7,981 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $186,182,000 | 172 |
| Total interest expense | $72,377,000 | 143 |
| Net interest income | $113,805,000 | 175 |
| Provision for loan and lease losses | $2,225,000 | 482 |
| Total noninterest income | $148,258,000 | 114 |
| Gross Fiduciary activities income | $143,991,000 | 22 |
| Service charges on deposit accounts | $172,000 | 4,982 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,095,000 | 742 |
| Total noninterest expense | $258,753,000 | 99 |
| Salaries and employee benefits | $119,501,000 | 90 |
| Premises and equipment expense | $34,030,000 | 87 |
| Additional noninterest expense | $105,222,000 | 102 |
| Pre-tax net operating income | $1,085,000 | 4,341 |
| Securities gains (losses) | $3,694,000 | 183 |
| Applicable income taxes | $-1,954,000 | 9,216 |
| Income before extraordinary items | $6,733,000 | 765 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,733,000 | 766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-107,000 | 9,102 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,039,000 | 1,522 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $124,896,000 | 173 |
| Total interest expense | $48,029,000 | 147 |
| Net interest income | $76,867,000 | 176 |
| Provision for loan and lease losses | $1,475,000 | 493 |
| Total noninterest income | $97,173,000 | 111 |
| Gross Fiduciary activities income | $95,056,000 | 22 |
| Service charges on deposit accounts | $113,000 | 4,977 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,004,000 | 915 |
| Total noninterest expense | $171,328,000 | 98 |
| Salaries and employee benefits | $79,031,000 | 91 |
| Premises and equipment expense | $21,594,000 | 88 |
| Additional noninterest expense | $70,703,000 | 102 |
| Pre-tax net operating income | $1,237,000 | 3,013 |
| Securities gains (losses) | $833,000 | 417 |
| Applicable income taxes | $-1,740,000 | 9,252 |
| Income before extraordinary items | $3,810,000 | 891 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,810,000 | 892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 9,097 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,977,000 | 1,045 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $62,434,000 | 177 |
| Total interest expense | $24,109,000 | 154 |
| Net interest income | $38,325,000 | 179 |
| Provision for loan and lease losses | $750,000 | 467 |
| Total noninterest income | $48,717,000 | 110 |
| Gross Fiduciary activities income | $47,677,000 | 22 |
| Service charges on deposit accounts | $57,000 | 4,884 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $983,000 | 899 |
| Total noninterest expense | $85,481,000 | 99 |
| Salaries and employee benefits | $39,713,000 | 93 |
| Premises and equipment expense | $10,849,000 | 90 |
| Additional noninterest expense | $34,919,000 | 99 |
| Pre-tax net operating income | $811,000 | 2,442 |
| Securities gains (losses) | $-146,000 | 9,274 |
| Applicable income taxes | $-1,095,000 | 9,295 |
| Income before extraordinary items | $1,760,000 | 957 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,760,000 | 956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 9,179 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,906,000 | 808 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $260,438,000 | 176 |
| Total interest expense | $104,214,000 | 160 |
| Net interest income | $156,224,000 | 181 |
| Provision for loan and lease losses | $2,113,000 | 704 |
| Total noninterest income | $222,348,000 | 98 |
| Gross Fiduciary activities income | $213,943,000 | 22 |
| Service charges on deposit accounts | $228,000 | 4,922 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,177,000 | 495 |
| Total noninterest expense | $395,765,000 | 92 |
| Salaries and employee benefits | $191,544,000 | 75 |
| Premises and equipment expense | $57,755,000 | 76 |
| Additional noninterest expense | $146,466,000 | 100 |
| Pre-tax net operating income | $-19,306,000 | 9,345 |
| Securities gains (losses) | $4,228,000 | 174 |
| Applicable income taxes | $-9,597,000 | 9,344 |
| Income before extraordinary items | $-5,481,000 | 9,326 |
| Extraordinary gains, net | $10,324,000 | 3 |
| Net income | $4,843,000 | 1,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,821 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-8,186,920 | 9,316 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $267,844,000 | 192 |
| Total interest expense | $122,885,000 | 192 |
| Net interest income | $144,959,000 | 185 |
| Provision for loan and lease losses | $-27,000 | 9,479 |
| Total noninterest income | $245,471,000 | 94 |
| Gross Fiduciary activities income | $237,719,000 | 21 |
| Service charges on deposit accounts | $238,000 | 4,764 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $7,514,000 | 492 |
| Total noninterest expense | $418,621,000 | 94 |
| Salaries and employee benefits | $227,600,000 | 60 |
| Premises and equipment expense | $47,064,000 | 83 |
| Additional noninterest expense | $143,957,000 | 107 |
| Pre-tax net operating income | $-28,164,000 | 9,611 |
| Securities gains (losses) | $1,741,000 | 274 |
| Applicable income taxes | $-19,282,000 | 9,603 |
| Income before extraordinary items | $-7,141,000 | 9,584 |
| Extraordinary gains, net | $101,795,000 | 2 |
| Net income | $94,654,000 | 127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-240,000 | 9,566 |
| Cash dividends | $150,000,000 | 62 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-8,255,240 | 9,582 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $244,450,000 | 221 |
| Total interest expense | $135,576,000 | 210 |
| Net interest income | $108,874,000 | 214 |
| Provision for loan and lease losses | $-79,000 | 9,796 |
| Total noninterest income | $291,212,000 | 84 |
| Gross Fiduciary activities income | $278,874,000 | 23 |
| Service charges on deposit accounts | $234,000 | 4,694 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $12,104,000 | 382 |
| Total noninterest expense | $351,429,000 | 100 |
| Salaries and employee benefits | $225,507,000 | 59 |
| Premises and equipment expense | $43,879,000 | 94 |
| Additional noninterest expense | $82,043,000 | 155 |
| Pre-tax net operating income | $48,736,000 | 240 |
| Securities gains (losses) | $883,000 | 170 |
| Applicable income taxes | $12,915,000 | 287 |
| Income before extraordinary items | $36,704,000 | 217 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $36,704,000 | 217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-101,000 | 9,748 |
| Cash dividends | $10,000,000 | 374 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $36,050,580 | 220 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $200,791,000 | 230 |
| Total interest expense | $97,788,000 | 228 |
| Net interest income | $103,003,000 | 220 |
| Provision for loan and lease losses | $-35,000 | 10,040 |
| Total noninterest income | $250,105,000 | 93 |
| Gross Fiduciary activities income | $243,520,000 | 22 |
| Service charges on deposit accounts | $235,000 | 4,682 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $6,350,000 | 568 |
| Total noninterest expense | $283,000,000 | 108 |
| Salaries and employee benefits | $171,193,000 | 72 |
| Premises and equipment expense | $43,318,000 | 89 |
| Additional noninterest expense | $68,489,000 | 170 |
| Pre-tax net operating income | $70,143,000 | 199 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $27,072,000 | 192 |
| Income before extraordinary items | $43,072,000 | 211 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $43,072,000 | 212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-629,000 | 10,195 |
| Cash dividends | $18,000,000 | 271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $43,071,360 | 208 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $184,814,000 | 236 |
| Total interest expense | $96,746,000 | 220 |
| Net interest income | $88,068,000 | 251 |
| Provision for loan and lease losses | $630,000 | 1,430 |
| Total noninterest income | $211,583,000 | 102 |
| Gross Fiduciary activities income | $209,287,000 | 21 |
| Service charges on deposit accounts | $254,000 | 4,435 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,042,000 | 1,146 |
| Total noninterest expense | $230,925,000 | 128 |
| Salaries and employee benefits | $145,242,000 | 81 |
| Premises and equipment expense | $37,832,000 | 95 |
| Additional noninterest expense | $47,851,000 | 221 |
| Pre-tax net operating income | $68,096,000 | 198 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $26,933,000 | 184 |
| Income before extraordinary items | $41,167,000 | 211 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $41,167,000 | 212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-367,000 | 10,403 |
| Cash dividends | $30,000,000 | 201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $41,164,440 | 205 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $173,819,000 | 256 |
| Total interest expense | $95,954,000 | 239 |
| Net interest income | $77,865,000 | 282 |
| Provision for loan and lease losses | $2,082,000 | 570 |
| Total noninterest income | $185,973,000 | 94 |
| Gross Fiduciary activities income | $183,427,000 | 20 |
| Service charges on deposit accounts | $264,000 | 4,473 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,282,000 | 1,002 |
| Total noninterest expense | $208,286,000 | 130 |
| Salaries and employee benefits | $122,946,000 | 91 |
| Premises and equipment expense | $39,942,000 | 86 |
| Additional noninterest expense | $45,398,000 | 216 |
| Pre-tax net operating income | $53,470,000 | 221 |
| Securities gains (losses) | $-869,000 | 10,893 |
| Applicable income taxes | $19,293,000 | 227 |
| Income before extraordinary items | $33,308,000 | 237 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $33,308,000 | 237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-952,000 | 10,901 |
| Cash dividends | $32,000,000 | 166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $33,864,160 | 224 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $149,367,000 | 324 |
| Total interest expense | $82,188,000 | 296 |
| Net interest income | $67,179,000 | 349 |
| Provision for loan and lease losses | $311,000 | 2,497 |
| Total noninterest income | $171,939,000 | 100 |
| Gross Fiduciary activities income | $168,989,000 | 15 |
| Service charges on deposit accounts | $264,000 | 4,635 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,686,000 | 950 |
| Total noninterest expense | $183,933,000 | 155 |
| Salaries and employee benefits | $105,783,000 | 106 |
| Premises and equipment expense | $33,928,000 | 103 |
| Additional noninterest expense | $44,222,000 | 262 |
| Pre-tax net operating income | $54,874,000 | 233 |
| Securities gains (losses) | $-102,000 | 11,212 |
| Applicable income taxes | $22,225,000 | 209 |
| Income before extraordinary items | $32,547,000 | 249 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $32,547,000 | 249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $397,000 | 1,698 |
| Cash dividends | $30,500,000 | 209 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $32,612,280 | 243 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $162,066,000 | 318 |
| Total interest expense | $79,778,000 | 318 |
| Net interest income | $82,288,000 | 310 |
| Provision for loan and lease losses | $586,000 | 1,393 |
| Total noninterest income | $204,445,000 | 80 |
| Gross Fiduciary activities income | $196,571,000 | 12 |
| Service charges on deposit accounts | $342,000 | 3,853 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $7,532,000 | 513 |
| Total noninterest expense | $345,116,000 | 77 |
| Salaries and employee benefits | $132,708,000 | 80 |
| Premises and equipment expense | $43,449,000 | 80 |
| Additional noninterest expense | $168,959,000 | 83 |
| Pre-tax net operating income | $-58,969,000 | 11,998 |
| Securities gains (losses) | $3,827,000 | 75 |
| Applicable income taxes | $-29,941,000 | 11,967 |
| Income before extraordinary items | $-25,201,000 | 11,964 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-25,201,000 | 11,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,470 |
| Cash dividends | $9,000,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-27,650,280 | 11,965 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.