Home > United States National Bank of Galveston > Income and Expense
United States National Bank of Galveston, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,523,000 | 3,686 |
| Total interest expense | $3,457,000 | 4,093 |
| Net interest income | $5,066,000 | 3,425 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $10,578,000 | 597 |
| Gross Fiduciary activities income | $9,013,000 | 140 |
| Service charges on deposit accounts | $600,000 | 2,232 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $965,000 | 1,928 |
| Total noninterest expense | $8,372,000 | 1,643 |
| Salaries and employee benefits | $3,845,000 | 1,807 |
| Premises and equipment expense | $737,000 | 2,747 |
| Additional noninterest expense | $3,790,000 | 1,217 |
| Pre-tax net operating income | $7,272,000 | 1,072 |
| Securities gains (losses) | $-4,000 | 9,004 |
| Applicable income taxes | $2,678,000 | 968 |
| Income before extraordinary items | $4,590,000 | 1,193 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,590,000 | 1,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 9,760 |
| Cash dividends | $5,096,000 | 644 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,592,560 | 1,175 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,103,000 | 3,507 |
| Total interest expense | $4,077,000 | 3,624 |
| Net interest income | $5,026,000 | 3,372 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $13,194,000 | 505 |
| Gross Fiduciary activities income | $12,253,000 | 119 |
| Service charges on deposit accounts | $602,000 | 2,129 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $339,000 | 3,761 |
| Total noninterest expense | $9,515,000 | 1,382 |
| Salaries and employee benefits | $3,770,000 | 1,762 |
| Premises and equipment expense | $826,000 | 2,365 |
| Additional noninterest expense | $4,919,000 | 963 |
| Pre-tax net operating income | $8,705,000 | 903 |
| Securities gains (losses) | $-3,000 | 9,968 |
| Applicable income taxes | $3,034,000 | 860 |
| Income before extraordinary items | $5,668,000 | 953 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,668,000 | 951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-181,000 | 10,343 |
| Cash dividends | $5,161,000 | 623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,669,950 | 920 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,699,000 | 3,680 |
| Total interest expense | $4,045,000 | 3,638 |
| Net interest income | $4,654,000 | 3,723 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $13,736,000 | 458 |
| Gross Fiduciary activities income | $12,406,000 | 120 |
| Service charges on deposit accounts | $627,000 | 2,096 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $703,000 | 2,214 |
| Total noninterest expense | $8,963,000 | 1,467 |
| Salaries and employee benefits | $3,582,000 | 1,826 |
| Premises and equipment expense | $755,000 | 2,557 |
| Additional noninterest expense | $4,626,000 | 1,031 |
| Pre-tax net operating income | $9,427,000 | 857 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $3,287,000 | 858 |
| Income before extraordinary items | $6,141,000 | 898 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,141,000 | 900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-122,000 | 10,745 |
| Cash dividends | $6,074,000 | 534 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $6,140,350 | 877 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,345,000 | 3,876 |
| Total interest expense | $3,803,000 | 3,890 |
| Net interest income | $4,542,000 | 3,872 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $12,089,000 | 526 |
| Gross Fiduciary activities income | $10,788,000 | 135 |
| Service charges on deposit accounts | $800,000 | 1,666 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $501,000 | 2,915 |
| Total noninterest expense | $8,565,000 | 1,658 |
| Salaries and employee benefits | $3,401,000 | 1,934 |
| Premises and equipment expense | $711,000 | 2,745 |
| Additional noninterest expense | $4,453,000 | 1,251 |
| Pre-tax net operating income | $8,066,000 | 954 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $2,988,000 | 876 |
| Income before extraordinary items | $5,080,000 | 1,027 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,080,000 | 1,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-827,000 | 11,434 |
| Cash dividends | $6,094,000 | 591 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,078,720 | 1,015 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,720,000 | 3,717 |
| Total interest expense | $3,727,000 | 3,931 |
| Net interest income | $4,993,000 | 3,538 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $11,101,000 | 562 |
| Gross Fiduciary activities income | $9,387,000 | 163 |
| Service charges on deposit accounts | $666,000 | 2,029 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,048,000 | 1,748 |
| Total noninterest expense | $7,805,000 | 1,792 |
| Salaries and employee benefits | $3,090,000 | 2,139 |
| Premises and equipment expense | $649,000 | 3,010 |
| Additional noninterest expense | $4,066,000 | 1,320 |
| Pre-tax net operating income | $8,289,000 | 953 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $2,956,000 | 930 |
| Income before extraordinary items | $5,334,000 | 997 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,334,000 | 995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-137,000 | 11,794 |
| Cash dividends | $5,062,000 | 627 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,333,360 | 989 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,308,000 | 4,068 |
| Total interest expense | $2,996,000 | 3,971 |
| Net interest income | $4,312,000 | 4,079 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $8,953,000 | 639 |
| Gross Fiduciary activities income | $8,121,000 | 172 |
| Service charges on deposit accounts | $600,000 | 2,275 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $232,000 | 4,795 |
| Total noninterest expense | $8,476,000 | 1,724 |
| Salaries and employee benefits | $3,517,000 | 1,898 |
| Premises and equipment expense | $854,000 | 2,370 |
| Additional noninterest expense | $4,105,000 | 1,388 |
| Pre-tax net operating income | $4,789,000 | 1,523 |
| Securities gains (losses) | $-254,000 | 12,044 |
| Applicable income taxes | $1,556,000 | 1,505 |
| Income before extraordinary items | $2,979,000 | 1,640 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,979,000 | 1,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-100,000 | 12,227 |
| Cash dividends | $5,205,000 | 548 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,146,640 | 1,570 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,716,000 | 3,537 |
| Total interest expense | $3,075,000 | 4,029 |
| Net interest income | $5,641,000 | 3,200 |
| Provision for loan and lease losses | $-444,000 | 13,159 |
| Total noninterest income | $7,854,000 | 716 |
| Gross Fiduciary activities income | $7,018,000 | 186 |
| Service charges on deposit accounts | $494,000 | 2,828 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $342,000 | 4,163 |
| Total noninterest expense | $8,202,000 | 1,821 |
| Salaries and employee benefits | $3,555,000 | 1,886 |
| Premises and equipment expense | $777,000 | 2,624 |
| Additional noninterest expense | $3,870,000 | 1,567 |
| Pre-tax net operating income | $5,737,000 | 1,213 |
| Securities gains (losses) | $1,488,000 | 394 |
| Applicable income taxes | $2,490,000 | 1,008 |
| Income before extraordinary items | $4,735,000 | 1,098 |
| Extraordinary gains, net | $-53,000 | 12,744 |
| Net income | $4,682,000 | 1,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $544,000 | 1,685 |
| Cash dividends | $6,896,000 | 375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,752,920 | 1,265 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,876,000 | 3,223 |
| Total interest expense | $4,486,000 | 3,656 |
| Net interest income | $6,390,000 | 2,863 |
| Provision for loan and lease losses | $1,443,000 | 1,442 |
| Total noninterest income | $6,893,000 | 770 |
| Gross Fiduciary activities income | $5,842,000 | 200 |
| Service charges on deposit accounts | $551,000 | 2,499 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $500,000 | 3,192 |
| Total noninterest expense | $7,474,000 | 1,978 |
| Salaries and employee benefits | $2,944,000 | 2,214 |
| Premises and equipment expense | $903,000 | 2,300 |
| Additional noninterest expense | $3,627,000 | 1,709 |
| Pre-tax net operating income | $4,366,000 | 1,456 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $1,455,000 | 1,480 |
| Income before extraordinary items | $2,915,000 | 1,591 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,915,000 | 1,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $870,000 | 1,713 |
| Cash dividends | $1,945,000 | 885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,912,320 | 1,477 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.