Home > United States National Bank of Galveston > Assets and Liabilities
United States National Bank of Galveston, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 78 | 2,228 |
| Assets and Liabilities | ||
| Total Assets: | $133,552,000 | 3,434 |
| Cash and due from depository institutions | $9,320,000 | 2,228 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $40,340,000 | 2,778 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 666 |
| Net loans & leases | $60,239,000 | 4,491 |
| Loan loss allowance | $3,072,000 | 1,249 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,707,000 | 2,330 |
| Other real estate owned | $320,000 | 2,228 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,626,000 | 1,908 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,552,000 | 3,434 |
| Total liabilities | $123,709,000 | 3,351 |
| Total deposits | $122,920,000 | 3,088 |
| Interest-bearing deposits | $95,803,000 | 3,387 |
| Deposits held in domestic offices | $122,920,000 | 3,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $789,000 | 3,876 |
| Total equity capital | $9,843,000 | 4,306 |
| Total bank equity capital | $9,843,000 | 4,306 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,200,000 | 904 |
| Surplus | $4,200,000 | 3,426 |
| Undivided profits | $1,443,000 | 7,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $249,000 | 5,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $426,000 | 5,170 |
| Earning assets | $115,579,000 | 3,600 |
| Long-term assets (5+ years) | $17,420,000 | 3,602 |
| Average Assets, year-to-date | $143,262,800 | 3,104 |
| Average Assets, quarterly | $134,924,500 | 3,370 |
| Volatile liabilities | $24,825,000 | 2,932 |
| Insider loans | $13,832,000 | 280 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $32,437,000 | 1,651 |
| Tier 1 (core) risk-based capital | $9,866,000 | 4,307 |
| Tier 2 risk-based capital | $886,620 | 3,506 |
| Total risk weighted assets | $68,744,120 | 4,132 |
| Total unused commitments | $32,437,000 | 1,653 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 81 | 2,159 |
| Assets and Liabilities | ||
| Total Assets: | $149,693,000 | 3,029 |
| Cash and due from depository institutions | $9,887,000 | 2,159 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $43,530,000 | 2,619 |
| Federal funds sold & reverse repurchase agreements | $23,700,000 | 671 |
| Net loans & leases | $62,990,000 | 4,107 |
| Loan loss allowance | $3,040,000 | 1,217 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,109,000 | 1,968 |
| Other real estate owned | $608,000 | 2,159 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,869,000 | 1,579 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,693,000 | 3,029 |
| Total liabilities | $139,289,000 | 2,942 |
| Total deposits | $138,300,000 | 2,751 |
| Interest-bearing deposits | $109,506,000 | 2,972 |
| Deposits held in domestic offices | $138,300,000 | 2,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $989,000 | 3,561 |
| Total equity capital | $10,404,000 | 4,188 |
| Total bank equity capital | $10,404,000 | 4,188 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,200,000 | 870 |
| Surplus | $4,200,000 | 3,276 |
| Undivided profits | $2,004,000 | 6,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $700,000 | 3,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $475,000 | 4,795 |
| Earning assets | $130,220,000 | 3,205 |
| Long-term assets (5+ years) | $16,048,000 | 3,609 |
| Average Assets, year-to-date | $149,805,400 | 2,878 |
| Average Assets, quarterly | $148,458,000 | 3,002 |
| Volatile liabilities | $29,298,000 | 2,190 |
| Insider loans | $13,319,000 | 275 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $38,469,000 | 1,373 |
| Tier 1 (core) risk-based capital | $10,372,000 | 4,032 |
| Tier 2 risk-based capital | $1,000,850 | 3,021 |
| Total risk weighted assets | $78,029,050 | 3,519 |
| Total unused commitments | $38,469,000 | 1,378 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 84 | 2,120 |
| Assets and Liabilities | ||
| Total Assets: | $146,698,000 | 3,026 |
| Cash and due from depository institutions | $7,517,000 | 2,120 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $55,320,000 | 2,088 |
| Federal funds sold & reverse repurchase agreements | $15,800,000 | 839 |
| Net loans & leases | $57,618,000 | 4,466 |
| Loan loss allowance | $2,859,000 | 1,304 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,606,000 | 1,722 |
| Other real estate owned | $1,106,000 | 2,120 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,731,000 | 1,614 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,698,000 | 3,026 |
| Total liabilities | $136,844,000 | 2,936 |
| Total deposits | $135,517,000 | 2,753 |
| Interest-bearing deposits | $110,729,000 | 2,902 |
| Deposits held in domestic offices | $135,517,000 | 2,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,327,000 | 2,811 |
| Total equity capital | $9,854,000 | 4,359 |
| Total bank equity capital | $9,854,000 | 4,359 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,200,000 | 868 |
| Surplus | $4,200,000 | 3,211 |
| Undivided profits | $1,454,000 | 7,896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $688,000 | 3,274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $61,000 | 1,170 |
| Income earned, not collected on loans | $391,000 | 5,762 |
| Earning assets | $128,738,000 | 3,172 |
| Long-term assets (5+ years) | $12,414,000 | 3,786 |
| Average Assets, year-to-date | $147,232,400 | 2,896 |
| Average Assets, quarterly | $144,428,000 | 3,026 |
| Volatile liabilities | $30,180,000 | 2,129 |
| Insider loans | $18,473,000 | 220 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $41,259,000 | 1,254 |
| Tier 1 (core) risk-based capital | $9,866,000 | 4,222 |
| Tier 2 risk-based capital | $925,360 | 3,159 |
| Total risk weighted assets | $72,095,260 | 3,730 |
| Total unused commitments | $41,259,000 | 1,257 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 88 | 2,126 |
| Assets and Liabilities | ||
| Total Assets: | $144,511,000 | 3,140 |
| Cash and due from depository institutions | $14,356,000 | 2,126 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $54,641,000 | 2,233 |
| Federal funds sold & reverse repurchase agreements | $14,500,000 | 879 |
| Net loans & leases | $52,684,000 | 4,841 |
| Loan loss allowance | $2,737,000 | 1,435 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,942,000 | 1,604 |
| Other real estate owned | $0 | 2,126 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,388,000 | 2,220 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $144,511,000 | 3,140 |
| Total liabilities | $134,710,000 | 3,053 |
| Total deposits | $133,311,000 | 2,870 |
| Interest-bearing deposits | $105,125,000 | 3,132 |
| Deposits held in domestic offices | $133,311,000 | 2,862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,399,000 | 2,730 |
| Total equity capital | $9,801,000 | 4,411 |
| Total bank equity capital | $9,801,000 | 4,411 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,200,000 | 914 |
| Surplus | $4,200,000 | 3,288 |
| Undivided profits | $1,401,000 | 8,191 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,800,000 | 1,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $331,000 | 6,484 |
| Earning assets | $121,825,000 | 3,409 |
| Long-term assets (5+ years) | $10,475,000 | 4,114 |
| Average Assets, year-to-date | $137,996,800 | 3,150 |
| Average Assets, quarterly | $139,512,500 | 3,208 |
| Volatile liabilities | $30,781,000 | 2,046 |
| Insider loans | $16,618,000 | 275 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $22,656,000 | 1,880 |
| Tier 1 (core) risk-based capital | $9,798,000 | 4,317 |
| Tier 2 risk-based capital | $869,740 | 3,402 |
| Total risk weighted assets | $67,711,940 | 3,960 |
| Total unused commitments | $22,656,000 | 1,894 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 85 | 2,298 |
| Assets and Liabilities | ||
| Total Assets: | $137,895,000 | 3,265 |
| Cash and due from depository institutions | $12,598,000 | 2,298 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $44,716,000 | 2,825 |
| Federal funds sold & reverse repurchase agreements | $18,200,000 | 787 |
| Net loans & leases | $54,338,000 | 4,672 |
| Loan loss allowance | $1,910,000 | 2,020 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,637,000 | 1,669 |
| Other real estate owned | $109,000 | 2,298 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,297,000 | 2,333 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,895,000 | 3,265 |
| Total liabilities | $127,057,000 | 3,209 |
| Total deposits | $125,887,000 | 3,054 |
| Interest-bearing deposits | $102,155,000 | 3,217 |
| Deposits held in domestic offices | $125,887,000 | 3,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,170,000 | 3,181 |
| Total equity capital | $10,838,000 | 4,030 |
| Total bank equity capital | $10,838,000 | 4,030 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,200,000 | 923 |
| Surplus | $4,200,000 | 3,292 |
| Undivided profits | $2,438,000 | 6,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,495,000 | 1,903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $393,000 | 5,871 |
| Earning assets | $117,254,000 | 3,521 |
| Long-term assets (5+ years) | $7,054,000 | 4,929 |
| Average Assets, year-to-date | $136,147,600 | 3,198 |
| Average Assets, quarterly | $135,238,500 | 3,300 |
| Volatile liabilities | $25,321,000 | 2,162 |
| Insider loans | $12,556,000 | 377 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $20,820,000 | 1,953 |
| Tier 1 (core) risk-based capital | $10,812,000 | 3,908 |
| Tier 2 risk-based capital | $828,260 | 3,475 |
| Total risk weighted assets | $65,179,160 | 4,017 |
| Total unused commitments | $20,820,000 | 1,961 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 84 | 2,378 |
| Assets and Liabilities | ||
| Total Assets: | $138,367,000 | 3,236 |
| Cash and due from depository institutions | $7,534,000 | 2,378 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $46,132,000 | 2,837 |
| Federal funds sold & reverse repurchase agreements | $24,000,000 | 461 |
| Net loans & leases | $51,958,000 | 4,763 |
| Loan loss allowance | $1,773,000 | 2,189 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,684,000 | 1,588 |
| Other real estate owned | $208,000 | 2,378 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,851,000 | 2,134 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,367,000 | 3,236 |
| Total liabilities | $127,842,000 | 3,186 |
| Total deposits | $126,696,000 | 3,003 |
| Interest-bearing deposits | $103,912,000 | 3,140 |
| Deposits held in domestic offices | $126,696,000 | 2,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,146,000 | 2,752 |
| Total equity capital | $10,525,000 | 3,854 |
| Total bank equity capital | $10,525,000 | 3,854 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,200,000 | 906 |
| Surplus | $4,200,000 | 3,183 |
| Undivided profits | $2,125,000 | 6,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,913,000 | 1,596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $389,000 | 5,317 |
| Earning assets | $122,090,000 | 3,343 |
| Long-term assets (5+ years) | $4,434,000 | 6,343 |
| Average Assets, year-to-date | $135,532,800 | 3,223 |
| Average Assets, quarterly | $136,731,000 | 3,245 |
| Volatile liabilities | $23,632,000 | 2,225 |
| Insider loans | $7,888,000 | 556 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,741,000 | 3,168 |
| Tier 1 (core) risk-based capital | $10,540,000 | 3,912 |
| Tier 2 risk-based capital | $830,510 | 3,452 |
| Total risk weighted assets | $65,498,010 | 3,912 |
| Total unused commitments | $9,741,000 | 3,179 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 103 | 2,031 |
| Assets and Liabilities | ||
| Total Assets: | $136,302,000 | 3,355 |
| Cash and due from depository institutions | $7,707,000 | 2,031 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $30,655,000 | 4,399 |
| Federal funds sold & reverse repurchase agreements | $39,700,000 | 365 |
| Net loans & leases | $48,533,000 | 4,913 |
| Loan loss allowance | $1,673,000 | 2,388 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,615,000 | 1,586 |
| Other real estate owned | $841,000 | 2,031 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,251,000 | 1,804 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,302,000 | 3,355 |
| Total liabilities | $123,427,000 | 3,356 |
| Total deposits | $121,729,000 | 3,232 |
| Interest-bearing deposits | $99,503,000 | 3,413 |
| Deposits held in domestic offices | $121,729,000 | 3,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,698,000 | 2,073 |
| Total equity capital | $12,875,000 | 3,152 |
| Total bank equity capital | $12,875,000 | 3,152 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,200,000 | 900 |
| Surplus | $4,200,000 | 3,132 |
| Undivided profits | $4,475,000 | 4,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,336,000 | 1,705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $81,000 | 992 |
| Income earned, not collected on loans | $266,000 | 6,676 |
| Earning assets | $118,888,000 | 3,490 |
| Long-term assets (5+ years) | $1,963,000 | 8,801 |
| Average Assets, year-to-date | $144,195,800 | 3,092 |
| Average Assets, quarterly | $138,399,000 | 3,280 |
| Volatile liabilities | $20,736,000 | 2,320 |
| Insider loans | $10,639,000 | 407 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,511,000 | 4,147 |
| Tier 1 (core) risk-based capital | $12,766,000 | 3,097 |
| Tier 2 risk-based capital | $809,620 | 3,501 |
| Total risk weighted assets | $63,906,320 | 3,950 |
| Total unused commitments | $6,511,000 | 4,173 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 88 | 2,460 |
| Assets and Liabilities | ||
| Total Assets: | $154,278,000 | 3,029 |
| Cash and due from depository institutions | $9,174,000 | 2,460 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $76,672,000 | 1,759 |
| Federal funds sold & reverse repurchase agreements | $12,400,000 | 1,343 |
| Net loans & leases | $46,392,000 | 5,107 |
| Loan loss allowance | $2,661,000 | 1,680 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,147,000 | 1,768 |
| Other real estate owned | $962,000 | 2,460 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,531,000 | 1,787 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,278,000 | 3,029 |
| Total liabilities | $139,298,000 | 3,067 |
| Total deposits | $130,975,000 | 3,109 |
| Interest-bearing deposits | $105,940,000 | 3,356 |
| Deposits held in domestic offices | $130,975,000 | 3,101 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,551,000 | 1,143 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $772,000 | 4,031 |
| Total equity capital | $14,980,000 | 2,566 |
| Total bank equity capital | $14,980,000 | 2,566 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,200,000 | 905 |
| Surplus | $4,200,000 | 3,015 |
| Undivided profits | $6,580,000 | 3,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,788,000 | 2,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $285,000 | 6,788 |
| Earning assets | $135,464,000 | 3,140 |
| Long-term assets (5+ years) | $23,782,000 | 2,258 |
| Average Assets, year-to-date | $161,453,000 | 2,850 |
| Average Assets, quarterly | $153,976,000 | 3,026 |
| Volatile liabilities | $27,197,000 | 1,852 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,168,000 | 3,682 |
| Tier 1 (core) risk-based capital | $14,980,000 | 2,500 |
| Tier 2 risk-based capital | $800,340 | 3,536 |
| Total risk weighted assets | $62,166,640 | 4,107 |
| Total unused commitments | $7,168,000 | 3,702 |
| Derivatives | $0 | 651 |