Home > United Southwest Bank > Income and Expense
United Southwest Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,909,000 | 2,044 |
| Total interest expense | $7,384,000 | 2,061 |
| Net interest income | $8,525,000 | 2,009 |
| Provision for loan and lease losses | $480,000 | 1,770 |
| Total noninterest income | $3,334,000 | 1,247 |
| Gross Fiduciary activities income | $38,000 | 1,151 |
| Service charges on deposit accounts | $690,000 | 1,857 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,606,000 | 991 |
| Total noninterest expense | $7,553,000 | 1,734 |
| Salaries and employee benefits | $4,300,000 | 1,529 |
| Premises and equipment expense | $824,000 | 2,376 |
| Additional noninterest expense | $2,429,000 | 1,752 |
| Pre-tax net operating income | $3,826,000 | 1,907 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $1,235,000 | 1,941 |
| Income before extraordinary items | $2,594,000 | 2,018 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,594,000 | 2,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 1,705 |
| Cash dividends | $2,772,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,591,960 | 1,942 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,452,000 | 2,116 |
| Total interest expense | $6,839,000 | 2,210 |
| Net interest income | $8,613,000 | 2,022 |
| Provision for loan and lease losses | $530,000 | 1,698 |
| Total noninterest income | $1,836,000 | 1,905 |
| Gross Fiduciary activities income | $30,000 | 1,236 |
| Service charges on deposit accounts | $604,000 | 2,172 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,202,000 | 1,554 |
| Total noninterest expense | $6,721,000 | 1,920 |
| Salaries and employee benefits | $3,626,000 | 1,800 |
| Premises and equipment expense | $774,000 | 2,493 |
| Additional noninterest expense | $2,321,000 | 1,830 |
| Pre-tax net operating income | $3,198,000 | 2,346 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,010,000 | 2,418 |
| Income before extraordinary items | $2,188,000 | 2,379 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,188,000 | 2,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $490,000 | 1,358 |
| Cash dividends | $2,490,000 | 1,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,188,000 | 2,322 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,824,000 | 2,267 |
| Total interest expense | $6,640,000 | 2,321 |
| Net interest income | $8,184,000 | 2,199 |
| Provision for loan and lease losses | $142,000 | 4,211 |
| Total noninterest income | $1,800,000 | 2,010 |
| Gross Fiduciary activities income | $25,000 | 1,330 |
| Service charges on deposit accounts | $605,000 | 2,235 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,170,000 | 1,630 |
| Total noninterest expense | $6,648,000 | 2,084 |
| Salaries and employee benefits | $3,931,000 | 1,688 |
| Premises and equipment expense | $394,000 | 4,586 |
| Additional noninterest expense | $2,323,000 | 2,153 |
| Pre-tax net operating income | $3,194,000 | 2,238 |
| Securities gains (losses) | $13,000 | 2,310 |
| Applicable income taxes | $1,092,000 | 2,170 |
| Income before extraordinary items | $2,115,000 | 2,322 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,115,000 | 2,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,553 |
| Cash dividends | $1,350,000 | 1,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,106,420 | 2,282 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,871,000 | 2,413 |
| Total interest expense | $6,194,000 | 2,484 |
| Net interest income | $7,677,000 | 2,334 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $1,661,000 | 2,129 |
| Gross Fiduciary activities income | $29,000 | 1,368 |
| Service charges on deposit accounts | $535,000 | 2,510 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,097,000 | 1,694 |
| Total noninterest expense | $6,216,000 | 2,194 |
| Salaries and employee benefits | $3,540,000 | 1,868 |
| Premises and equipment expense | $839,000 | 2,375 |
| Additional noninterest expense | $1,837,000 | 2,596 |
| Pre-tax net operating income | $3,002,000 | 2,432 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $944,000 | 2,506 |
| Income before extraordinary items | $2,058,000 | 2,443 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,058,000 | 2,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,456 |
| Cash dividends | $1,480,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,058,000 | 2,413 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,548,000 | 2,418 |
| Total interest expense | $4,889,000 | 2,513 |
| Net interest income | $7,659,000 | 2,354 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $1,488,000 | 2,316 |
| Gross Fiduciary activities income | $56,000 | 1,280 |
| Service charges on deposit accounts | $494,000 | 2,783 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $938,000 | 1,916 |
| Total noninterest expense | $6,314,000 | 2,234 |
| Salaries and employee benefits | $3,628,000 | 1,845 |
| Premises and equipment expense | $803,000 | 2,521 |
| Additional noninterest expense | $1,883,000 | 2,713 |
| Pre-tax net operating income | $2,818,000 | 2,512 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $828,000 | 2,694 |
| Income before extraordinary items | $1,998,000 | 2,441 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,998,000 | 2,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,929 |
| Cash dividends | $940,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,992,320 | 2,456 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,761,000 | 2,419 |
| Total interest expense | $5,227,000 | 2,472 |
| Net interest income | $7,534,000 | 2,377 |
| Provision for loan and lease losses | $220,000 | 3,693 |
| Total noninterest income | $1,334,000 | 2,685 |
| Gross Fiduciary activities income | $33,000 | 1,398 |
| Service charges on deposit accounts | $502,000 | 2,791 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $799,000 | 2,387 |
| Total noninterest expense | $6,009,000 | 2,393 |
| Salaries and employee benefits | $3,388,000 | 1,955 |
| Premises and equipment expense | $730,000 | 2,768 |
| Additional noninterest expense | $1,891,000 | 2,860 |
| Pre-tax net operating income | $2,639,000 | 2,586 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $855,000 | 2,615 |
| Income before extraordinary items | $1,787,000 | 2,781 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,787,000 | 2,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 2,520 |
| Cash dividends | $920,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,784,960 | 2,636 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,949,000 | 2,520 |
| Total interest expense | $6,586,000 | 2,563 |
| Net interest income | $7,363,000 | 2,463 |
| Provision for loan and lease losses | $417,000 | 3,373 |
| Total noninterest income | $809,000 | 3,945 |
| Gross Fiduciary activities income | $28,000 | 1,444 |
| Service charges on deposit accounts | $428,000 | 3,261 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $353,000 | 4,015 |
| Total noninterest expense | $5,283,000 | 2,728 |
| Salaries and employee benefits | $2,695,000 | 2,399 |
| Premises and equipment expense | $721,000 | 2,851 |
| Additional noninterest expense | $1,867,000 | 2,969 |
| Pre-tax net operating income | $2,472,000 | 2,518 |
| Securities gains (losses) | $39,000 | 4,543 |
| Applicable income taxes | $800,000 | 2,620 |
| Income before extraordinary items | $1,711,000 | 2,688 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,711,000 | 2,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 2,682 |
| Cash dividends | $859,000 | 1,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,684,480 | 2,537 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.