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United Southern Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$14,407,000	2,348
Total interest expense	$3,525,000	2,427
Net interest income	$10,882,000	2,266
Provision for loan and lease losses	$264,000	1,773
Total noninterest income	$1,810,000	2,120
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$559,000	1,532
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,251,000	2,056
Total noninterest expense	$7,820,000	2,366
Salaries and employee benefits	$4,486,000	2,352
Premises and equipment expense	$844,000	2,230
Additional noninterest expense	$1,251,000	2,056
Pre-tax net operating income	$4,608,000	2,020
Securities gains (losses)	$0	988
Applicable income taxes	$1,069,000	1,397
Income before extraordinary items	$3,539,000	2,143
Extraordinary gains, net	$0	54
Net income	$3,539,000	2,167
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,539,000	2,146
Net charge-offs	$20,000	2,212
Cash dividends	$513,000	2,717
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,539,000	2,170
2023-09-30 (YTD Data)		Rank
Total interest income	$10,219,000	2,392
Total interest expense	$2,265,000	2,497
Net interest income	$7,954,000	2,317
Provision for loan and lease losses	$164,000	1,821
Total noninterest income	$1,344,000	2,128
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$409,000	1,558
Trading account gains and fees	NA	NA
Additional Noninterest Income	$935,000	2,066
Total noninterest expense	$5,817,000	2,372
Salaries and employee benefits	$3,339,000	2,362
Premises and equipment expense	$630,000	2,248
Additional noninterest expense	$935,000	2,066
Pre-tax net operating income	$3,317,000	2,114
Securities gains (losses)	$0	849
Applicable income taxes	$761,000	1,467
Income before extraordinary items	$2,556,000	2,236
Extraordinary gains, net	$0	52
Net income	$2,556,000	2,258
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,556,000	2,238
Net charge-offs	$33,000	1,664
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,556,000	2,259
2023-06-30 (YTD Data)		Rank
Total interest income	$6,570,000	2,408
Total interest expense	$1,167,000	2,656
Net interest income	$5,403,000	2,304
Provision for loan and lease losses	$75,000	1,977
Total noninterest income	$853,000	2,129
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$260,000	1,588
Trading account gains and fees	NA	NA
Additional Noninterest Income	$593,000	2,025
Total noninterest expense	$3,944,000	2,333
Salaries and employee benefits	$2,226,000	2,353
Premises and equipment expense	$454,000	2,135
Additional noninterest expense	$593,000	2,022
Pre-tax net operating income	$2,237,000	2,103
Securities gains (losses)	$0	938
Applicable income taxes	$514,000	1,474
Income before extraordinary items	$1,723,000	2,230
Extraordinary gains, net	$0	51
Net income	$1,723,000	2,257
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,723,000	2,230
Net charge-offs	$4,000	2,088
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,723,000	2,248
2023-03-31 (YTD Data)		Rank
Total interest income	$3,169,000	2,450
Total interest expense	$424,000	2,794
Net interest income	$2,745,000	2,292
Provision for loan and lease losses	$30,000	1,903
Total noninterest income	$404,000	2,173
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$117,000	1,724
Trading account gains and fees	NA	NA
Additional Noninterest Income	$287,000	2,050
Total noninterest expense	$2,010,000	2,340
Salaries and employee benefits	$1,114,000	2,383
Premises and equipment expense	$239,000	2,107
Additional noninterest expense	$287,000	2,050
Pre-tax net operating income	$1,109,000	2,170
Securities gains (losses)	$0	950
Applicable income taxes	$259,000	1,508
Income before extraordinary items	$850,000	2,301
Extraordinary gains, net	$0	4
Net income	$850,000	2,301
Minority interest net income	$0	48
Net income of bank and minority interests.	$850,000	2,301
Net charge-offs	$-3,000	3,659
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$850,000	2,334
2022-12-31 (YTD Data)		Rank
Total interest income	$10,348,000	2,474
Total interest expense	$444,000	3,359
Net interest income	$9,904,000	2,380
Provision for loan and lease losses	$53,000	2,532
Total noninterest income	$1,757,000	2,179
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$531,000	1,617
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,226,000	2,117
Total noninterest expense	$7,361,000	2,429
Salaries and employee benefits	$4,121,000	2,449
Premises and equipment expense	$874,000	2,168
Additional noninterest expense	$1,226,000	2,117
Pre-tax net operating income	$4,247,000	2,225
Securities gains (losses)	$3,000	566
Applicable income taxes	$1,004,000	1,549
Income before extraordinary items	$3,246,000	2,358
Extraordinary gains, net	$0	5
Net income	$3,246,000	2,358
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,246,000	2,357
Net charge-offs	$5,000	2,318
Cash dividends	$1,070,000	2,078
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,243,630	2,388
2022-09-30 (YTD Data)		Rank
Total interest income	$7,445,000	2,482
Total interest expense	$315,000	3,232
Net interest income	$7,130,000	2,417
Provision for loan and lease losses	$38,000	2,389
Total noninterest income	$1,326,000	2,203
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$403,000	1,623
Trading account gains and fees	NA	NA
Additional Noninterest Income	$923,000	2,140
Total noninterest expense	$5,476,000	2,442
Salaries and employee benefits	$3,029,000	2,481
Premises and equipment expense	$694,000	2,113
Additional noninterest expense	$923,000	2,140
Pre-tax net operating income	$2,942,000	2,311
Securities gains (losses)	$3,000	589
Applicable income taxes	$656,000	1,653
Income before extraordinary items	$2,289,000	2,410
Extraordinary gains, net	$0	4
Net income	$2,289,000	2,409
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,289,000	2,409
Net charge-offs	$0	2,349
Cash dividends	$457,000	2,262
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,286,630	2,455
2022-06-30 (YTD Data)		Rank
Total interest income	$4,683,000	2,530
Total interest expense	$212,000	3,136
Net interest income	$4,471,000	2,479
Provision for loan and lease losses	$23,000	2,232
Total noninterest income	$826,000	2,277
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$254,000	1,676
Trading account gains and fees	NA	NA
Additional Noninterest Income	$572,000	2,250
Total noninterest expense	$3,580,000	2,457
Salaries and employee benefits	$1,956,000	2,538
Premises and equipment expense	$447,000	2,168
Additional noninterest expense	$1,177,000	2,339
Pre-tax net operating income	$1,694,000	2,416
Securities gains (losses)	$0	687
Applicable income taxes	$382,000	1,677
Income before extraordinary items	$1,312,000	2,515
Extraordinary gains, net	$0	4
Net income	$1,312,000	2,515
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,312,000	2,515
Net charge-offs	$-4,000	3,378
Cash dividends	$457,000	1,964
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,312,000	2,545
2022-03-31 (YTD Data)		Rank
Total interest income	$2,269,000	2,538
Total interest expense	$112,000	3,036
Net interest income	$2,157,000	2,482
Provision for loan and lease losses	$7,000	2,086
Total noninterest income	$391,000	2,302
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$123,000	1,689
Trading account gains and fees	NA	NA
Additional Noninterest Income	$268,000	2,301
Total noninterest expense	$1,765,000	2,481
Salaries and employee benefits	$976,000	2,539
Premises and equipment expense	$212,000	2,262
Additional noninterest expense	$577,000	2,343
Pre-tax net operating income	$776,000	2,429
Securities gains (losses)	$0	623
Applicable income taxes	$176,000	1,698
Income before extraordinary items	$600,000	2,536
Extraordinary gains, net	$0	4
Net income	$600,000	2,534
Minority interest net income	$0	50
Net income of bank and minority interests.	$600,000	2,536
Net charge-offs	$1,000	1,671
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$600,000	2,558
2021-12-31 (YTD Data)		Rank
Total interest income	$9,393,000	2,554
Total interest expense	$588,000	2,937
Net interest income	$8,805,000	2,499
Provision for loan and lease losses	$30,000	2,737
Total noninterest income	$1,563,000	2,502
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$496,000	1,618
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,067,000	2,564
Total noninterest expense	$6,965,000	2,493
Salaries and employee benefits	$3,887,000	2,550
Premises and equipment expense	$827,000	2,265
Additional noninterest expense	$2,251,000	2,387
Pre-tax net operating income	$3,373,000	2,543
Securities gains (losses)	$-3,000	4,291
Applicable income taxes	$718,000	1,852
Income before extraordinary items	$2,652,000	2,688
Extraordinary gains, net	$0	10
Net income	$2,652,000	2,689
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,652,000	2,689
Net charge-offs	$-33,000	3,986
Cash dividends	$507,000	2,788
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,654,370	2,665
2021-09-30 (YTD Data)		Rank
Total interest income	$7,178,000	2,567
Total interest expense	$465,000	2,955
Net interest income	$6,713,000	2,517
Provision for loan and lease losses	$30,000	2,561
Total noninterest income	$1,141,000	2,565
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$363,000	1,637
Trading account gains and fees	NA	NA
Additional Noninterest Income	$778,000	2,631
Total noninterest expense	$5,185,000	2,519
Salaries and employee benefits	$2,883,000	2,569
Premises and equipment expense	$606,000	2,324
Additional noninterest expense	$1,696,000	2,390
Pre-tax net operating income	$2,639,000	2,606
Securities gains (losses)	$-3,000	4,477
Applicable income taxes	$637,000	1,803
Income before extraordinary items	$1,999,000	2,801
Extraordinary gains, net	$0	8
Net income	$1,999,000	2,801
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,999,000	2,801
Net charge-offs	$-35,000	4,080
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,001,370	2,771
2021-06-30 (YTD Data)		Rank
Total interest income	$4,263,000	2,770
Total interest expense	$326,000	2,966
Net interest income	$3,937,000	2,708
Provision for loan and lease losses	$30,000	2,355
Total noninterest income	$1,477,000	1,820
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$235,000	1,620
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,242,000	1,701
Total noninterest expense	$3,452,000	2,511
Salaries and employee benefits	$1,926,000	2,566
Premises and equipment expense	$395,000	2,352
Additional noninterest expense	$1,131,000	2,377
Pre-tax net operating income	$1,932,000	2,440
Securities gains (losses)	$-3,000	4,550
Applicable income taxes	$457,000	1,729
Income before extraordinary items	$1,472,000	2,656
Extraordinary gains, net	$0	6
Net income	$1,472,000	2,655
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,472,000	2,656
Net charge-offs	$-34,000	4,241
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,474,370	2,626
2021-03-31 (YTD Data)		Rank
Total interest income	$2,174,000	2,719
Total interest expense	$175,000	2,949
Net interest income	$1,999,000	2,668
Provision for loan and lease losses	$15,000	2,330
Total noninterest income	$577,000	2,082
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$118,000	1,623
Trading account gains and fees	NA	NA
Additional Noninterest Income	$459,000	1,999
Total noninterest expense	$1,695,000	2,523
Salaries and employee benefits	$975,000	2,532
Premises and equipment expense	$206,000	2,317
Additional noninterest expense	$514,000	2,483
Pre-tax net operating income	$866,000	2,565
Securities gains (losses)	$-3,000	4,585
Applicable income taxes	$209,000	1,786
Income before extraordinary items	$654,000	2,789
Extraordinary gains, net	$0	3
Net income	$654,000	2,788
Minority interest net income	$0	55
Net income of bank and minority interests.	$654,000	2,789
Net charge-offs	$-23,000	4,396
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$656,370	2,746
2020-12-31 (YTD Data)		Rank
Total interest income	$9,241,000	2,635
Total interest expense	$1,091,000	2,802
Net interest income	$8,150,000	2,590
Provision for loan and lease losses	$45,000	3,931
Total noninterest income	$1,480,000	2,442
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$433,000	1,782
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,047,000	2,440
Total noninterest expense	$6,918,000	2,476
Salaries and employee benefits	$3,769,000	2,578
Premises and equipment expense	$1,045,000	1,985
Additional noninterest expense	$2,104,000	2,455
Pre-tax net operating income	$2,667,000	2,585
Securities gains (losses)	$0	2,675
Applicable income taxes	$522,000	1,912
Income before extraordinary items	$2,145,000	2,739
Extraordinary gains, net	$0	4
Net income	$2,145,000	2,737
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,145,000	2,739
Net charge-offs	$57,000	2,333
Cash dividends	$1,175,000	2,028
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,145,000	2,699
2020-09-30 (YTD Data)		Rank
Total interest income	$7,047,000	2,631
Total interest expense	$878,000	2,795
Net interest income	$6,169,000	2,576
Provision for loan and lease losses	$75,000	3,487
Total noninterest income	$1,124,000	2,398
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$315,000	1,819
Trading account gains and fees	NA	NA
Additional Noninterest Income	$809,000	2,358
Total noninterest expense	$5,236,000	2,452
Salaries and employee benefits	$2,905,000	2,510
Premises and equipment expense	$776,000	1,988
Additional noninterest expense	$1,555,000	2,448
Pre-tax net operating income	$1,982,000	2,593
Securities gains (losses)	$1,000	2,423
Applicable income taxes	$343,000	1,993
Income before extraordinary items	$1,640,000	2,705
Extraordinary gains, net	$0	4
Net income	$1,640,000	2,704
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,640,000	2,705
Net charge-offs	$65,000	1,912
Cash dividends	$763,000	1,949
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,639,170	2,660
2020-06-30 (YTD Data)		Rank
Total interest income	$4,805,000	2,622
Total interest expense	$628,000	2,797
Net interest income	$4,177,000	2,560
Provision for loan and lease losses	$45,000	3,499
Total noninterest income	$790,000	2,277
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$214,000	1,815
Trading account gains and fees	NA	NA
Additional Noninterest Income	$576,000	2,241
Total noninterest expense	$3,490,000	2,451
Salaries and employee benefits	$1,940,000	2,523
Premises and equipment expense	$505,000	2,020
Additional noninterest expense	$1,045,000	2,437
Pre-tax net operating income	$1,432,000	2,451
Securities gains (losses)	$-48,000	4,918
Applicable income taxes	$241,000	1,903
Income before extraordinary items	$1,143,000	2,626
Extraordinary gains, net	$0	4
Net income	$1,143,000	2,625
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,143,000	2,626
Net charge-offs	$-6,000	4,173
Cash dividends	$763,000	1,572
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,182,840	2,533
2020-03-31 (YTD Data)		Rank
Total interest income	$2,482,000	2,563
Total interest expense	$333,000	2,857
Net interest income	$2,149,000	2,468
Provision for loan and lease losses	$15,000	3,204
Total noninterest income	$348,000	2,335
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$128,000	1,838
Trading account gains and fees	NA	NA
Additional Noninterest Income	$220,000	2,331
Total noninterest expense	$1,795,000	2,425
Salaries and employee benefits	$995,000	2,494
Premises and equipment expense	$262,000	1,987
Additional noninterest expense	$538,000	2,408
Pre-tax net operating income	$687,000	2,370
Securities gains (losses)	$0	1,705
Applicable income taxes	$118,000	1,808
Income before extraordinary items	$569,000	2,477
Extraordinary gains, net	$0	4
Net income	$569,000	2,477
Minority interest net income	$0	56
Net income of bank and minority interests.	$569,000	2,478
Net charge-offs	$-2,000	3,865
Cash dividends	$763,000	983
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$569,000	2,453
2019-12-31 (YTD Data)		Rank
Total interest income	$10,033,000	2,587
Total interest expense	$1,358,000	2,873
Net interest income	$8,675,000	2,478
Provision for loan and lease losses	$-985,000	5,125
Total noninterest income	$1,485,000	2,308
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$516,000	1,886
Trading account gains and fees	NA	NA
Additional Noninterest Income	$969,000	2,286
Total noninterest expense	$7,427,000	2,353
Salaries and employee benefits	$3,819,000	2,535
Premises and equipment expense	$1,143,000	1,851
Additional noninterest expense	$2,465,000	2,239
Pre-tax net operating income	$3,718,000	2,153
Securities gains (losses)	$0	2,379
Applicable income taxes	$65,000	3,212
Income before extraordinary items	$3,653,000	2,008
Extraordinary gains, net	$0	11
Net income	$3,653,000	2,010
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,653,000	2,010
Net charge-offs	$-528,000	5,115
Cash dividends	$403,000	3,133
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,653,000	1,976
2019-09-30 (YTD Data)		Rank
Total interest income	$7,583,000	2,607
Total interest expense	$999,000	2,926
Net interest income	$6,584,000	2,489
Provision for loan and lease losses	$15,000	3,616
Total noninterest income	$1,136,000	2,276
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$386,000	1,884
Trading account gains and fees	NA	NA
Additional Noninterest Income	$750,000	2,240
Total noninterest expense	$5,628,000	2,353
Salaries and employee benefits	$2,883,000	2,532
Premises and equipment expense	$864,000	1,866
Additional noninterest expense	$1,881,000	2,208
Pre-tax net operating income	$2,077,000	2,659
Securities gains (losses)	$0	2,167
Applicable income taxes	$17,000	3,569
Income before extraordinary items	$2,060,000	2,481
Extraordinary gains, net	$0	11
Net income	$2,060,000	2,482
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,060,000	2,482
Net charge-offs	$-533,000	5,195
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,060,000	2,449
2019-06-30 (YTD Data)		Rank
Total interest income	$5,008,000	2,624
Total interest expense	$648,000	2,946
Net interest income	$4,360,000	2,508
Provision for loan and lease losses	$15,000	3,371
Total noninterest income	$645,000	2,460
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$249,000	1,909
Trading account gains and fees	NA	NA
Additional Noninterest Income	$396,000	2,487
Total noninterest expense	$3,537,000	2,449
Salaries and employee benefits	$1,847,000	2,614
Premises and equipment expense	$568,000	1,892
Additional noninterest expense	$1,122,000	2,393
Pre-tax net operating income	$1,453,000	2,566
Securities gains (losses)	$0	1,702
Applicable income taxes	$253,000	2,011
Income before extraordinary items	$1,200,000	2,672
Extraordinary gains, net	$0	11
Net income	$1,200,000	2,671
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,200,000	2,671
Net charge-offs	$-537,000	5,259
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,200,000	2,640
2019-03-31 (YTD Data)		Rank
Total interest income	$2,547,000	2,595
Total interest expense	$308,000	2,998
Net interest income	$2,239,000	2,482
Provision for loan and lease losses	$15,000	2,868
Total noninterest income	$306,000	2,502
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$120,000	1,957
Trading account gains and fees	NA	NA
Additional Noninterest Income	$186,000	2,491
Total noninterest expense	$1,764,000	2,468
Salaries and employee benefits	$914,000	2,650
Premises and equipment expense	$283,000	1,907
Additional noninterest expense	$567,000	2,363
Pre-tax net operating income	$766,000	2,435
Securities gains (losses)	$0	1,087
Applicable income taxes	$133,000	1,929
Income before extraordinary items	$633,000	2,525
Extraordinary gains, net	$0	5
Net income	$633,000	2,524
Minority interest net income	$0	52
Net income of bank and minority interests.	$633,000	2,524
Net charge-offs	$-192,000	5,270
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$633,000	2,509
2018-12-31 (YTD Data)		Rank
Total interest income	$9,363,000	2,647
Total interest expense	$975,000	2,967
Net interest income	$8,388,000	2,566
Provision for loan and lease losses	$-635,000	5,315
Total noninterest income	$1,329,000	2,477
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$496,000	2,004
Trading account gains and fees	NA	NA
Additional Noninterest Income	$833,000	2,449
Total noninterest expense	$7,287,000	2,410
Salaries and employee benefits	$3,761,000	2,549
Premises and equipment expense	$1,198,000	1,813
Additional noninterest expense	$2,328,000	2,343
Pre-tax net operating income	$3,065,000	2,463
Securities gains (losses)	$0	1,125
Applicable income taxes	$582,000	1,852
Income before extraordinary items	$2,483,000	2,598
Extraordinary gains, net	$0	6
Net income	$2,483,000	2,597
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,483,000	2,597
Net charge-offs	$521,000	927
Cash dividends	$3,309,000	1,008
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,483,000	2,591
2018-09-30 (YTD Data)		Rank
Total interest income	$6,951,000	2,657
Total interest expense	$674,000	3,024
Net interest income	$6,277,000	2,576
Provision for loan and lease losses	$-385,000	5,365
Total noninterest income	$947,000	2,581
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$364,000	2,048
Trading account gains and fees	NA	NA
Additional Noninterest Income	$583,000	2,556
Total noninterest expense	$5,491,000	2,404
Salaries and employee benefits	$2,781,000	2,578
Premises and equipment expense	$920,000	1,796
Additional noninterest expense	$1,790,000	2,296
Pre-tax net operating income	$2,118,000	2,636
Securities gains (losses)	$0	1,118
Applicable income taxes	$366,000	2,063
Income before extraordinary items	$1,752,000	2,740
Extraordinary gains, net	$0	5
Net income	$1,752,000	2,739
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,752,000	2,739
Net charge-offs	$640,000	612
Cash dividends	$2,954,000	797
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,752,000	2,726
2018-06-30 (YTD Data)		Rank
Total interest income	$4,586,000	2,672
Total interest expense	$430,000	3,024
Net interest income	$4,156,000	2,589
Provision for loan and lease losses	$0	3,782
Total noninterest income	$625,000	2,593
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$236,000	2,062
Trading account gains and fees	NA	NA
Additional Noninterest Income	$389,000	2,552
Total noninterest expense	$3,654,000	2,410
Salaries and employee benefits	$1,841,000	2,610
Premises and equipment expense	$600,000	1,835
Additional noninterest expense	$1,213,000	2,270
Pre-tax net operating income	$1,127,000	2,975
Securities gains (losses)	$0	961
Applicable income taxes	$196,000	2,237
Income before extraordinary items	$931,000	3,068
Extraordinary gains, net	$0	6
Net income	$931,000	3,066
Minority interest net income	$0	65
Net income of bank and minority interests.	$931,000	3,067
Net charge-offs	$649,000	443
Cash dividends	$574,000	1,842
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$931,000	3,058
2018-03-31 (YTD Data)		Rank
Total interest income	$2,320,000	2,637
Total interest expense	$213,000	2,987
Net interest income	$2,107,000	2,575
Provision for loan and lease losses	$0	3,508
Total noninterest income	$319,000	2,540
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$115,000	2,113
Trading account gains and fees	NA	NA
Additional Noninterest Income	$204,000	2,461
Total noninterest expense	$1,815,000	2,446
Salaries and employee benefits	$915,000	2,650
Premises and equipment expense	$320,000	1,767
Additional noninterest expense	$580,000	2,350
Pre-tax net operating income	$611,000	2,785
Securities gains (losses)	$0	735
Applicable income taxes	$106,000	2,133
Income before extraordinary items	$505,000	2,884
Extraordinary gains, net	$0	7
Net income	$505,000	2,884
Minority interest net income	$0	52
Net income of bank and minority interests.	$505,000	2,884
Net charge-offs	$51,000	1,187
Cash dividends	$387,000	1,417
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$505,000	2,866
2017-12-31 (YTD Data)		Rank
Total interest income	$9,294,000	2,589
Total interest expense	$896,000	2,751
Net interest income	$8,398,000	2,547
Provision for loan and lease losses	$0	4,227
Total noninterest income	$1,315,000	2,563
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$489,000	2,060
Trading account gains and fees	NA	NA
Additional Noninterest Income	$826,000	2,539
Total noninterest expense	$7,732,000	2,331
Salaries and employee benefits	$3,750,000	2,573
Premises and equipment expense	$1,289,000	1,740
Additional noninterest expense	$2,693,000	2,130
Pre-tax net operating income	$1,981,000	3,142
Securities gains (losses)	$6,000	1,742
Applicable income taxes	$1,087,000	1,803
Income before extraordinary items	$900,000	3,849
Extraordinary gains, net	$0	9
Net income	$900,000	3,848
Minority interest net income	$0	76
Net income of bank and minority interests.	$900,000	3,849
Net charge-offs	$93,000	2,505
Cash dividends	$833,000	2,417
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$896,160	3,836
2017-09-30 (YTD Data)		Rank
Total interest income	$6,934,000	2,609
Total interest expense	$672,000	2,718
Net interest income	$6,262,000	2,570
Provision for loan and lease losses	$200,000	2,013
Total noninterest income	$986,000	2,582
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$384,000	2,000
Trading account gains and fees	NA	NA
Additional Noninterest Income	$602,000	2,579
Total noninterest expense	$5,962,000	2,286
Salaries and employee benefits	$2,842,000	2,573
Premises and equipment expense	$986,000	1,721
Additional noninterest expense	$2,134,000	2,014
Pre-tax net operating income	$1,086,000	3,631
Securities gains (losses)	$6,000	1,766
Applicable income taxes	$269,000	2,559
Income before extraordinary items	$823,000	3,811
Extraordinary gains, net	$0	9
Net income	$823,000	3,809
Minority interest net income	$0	71
Net income of bank and minority interests.	$823,000	3,811
Net charge-offs	$-2,000	4,374
Cash dividends	$645,000	2,159
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$818,500	3,801
2017-06-30 (YTD Data)		Rank
Total interest income	$4,632,000	2,591
Total interest expense	$456,000	2,646
Net interest income	$4,176,000	2,561
Provision for loan and lease losses	$200,000	1,539
Total noninterest income	$649,000	2,606
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$262,000	1,967
Trading account gains and fees	NA	NA
Additional Noninterest Income	$387,000	2,624
Total noninterest expense	$3,676,000	2,437
Salaries and employee benefits	$1,919,000	2,562
Premises and equipment expense	$753,000	1,525
Additional noninterest expense	$1,004,000	2,660
Pre-tax net operating income	$949,000	3,216
Securities gains (losses)	$2,000	1,641
Applicable income taxes	$240,000	2,335
Income before extraordinary items	$711,000	3,378
Extraordinary gains, net	$0	11
Net income	$711,000	3,377
Minority interest net income	$0	71
Net income of bank and minority interests.	$711,000	3,378
Net charge-offs	$4,000	3,177
Cash dividends	$459,000	2,116
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$709,500	3,357
2017-03-31 (YTD Data)		Rank
Total interest income	$2,278,000	2,618
Total interest expense	$232,000	2,591
Net interest income	$2,046,000	2,596
Provision for loan and lease losses	$125,000	1,284
Total noninterest income	$323,000	2,619
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$131,000	1,966
Trading account gains and fees	NA	NA
Additional Noninterest Income	$192,000	2,628
Total noninterest expense	$1,929,000	2,366
Salaries and employee benefits	$992,000	2,531
Premises and equipment expense	$344,000	1,665
Additional noninterest expense	$593,000	2,343
Pre-tax net operating income	$315,000	3,761
Securities gains (losses)	$2,000	951
Applicable income taxes	$81,000	2,594
Income before extraordinary items	$236,000	3,927
Extraordinary gains, net	$0	8
Net income	$236,000	3,925
Minority interest net income	$0	55
Net income of bank and minority interests.	$236,000	3,927
Net charge-offs	$41,000	1,447
Cash dividends	$271,000	1,733
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$234,520	3,919
2016-12-31 (YTD Data)		Rank
Total interest income	$9,869,000	2,424
Total interest expense	$1,060,000	2,313
Net interest income	$8,809,000	2,429
Provision for loan and lease losses	$2,107,000	504
Total noninterest income	$2,096,000	2,061
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$553,000	1,922
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,543,000	1,853
Total noninterest expense	$7,914,000	2,308
Salaries and employee benefits	$4,131,000	2,439
Premises and equipment expense	$1,455,000	1,568
Additional noninterest expense	$2,328,000	2,450
Pre-tax net operating income	$884,000	4,212
Securities gains (losses)	$42,000	1,954
Applicable income taxes	$235,000	2,823
Income before extraordinary items	$691,000	4,375
Extraordinary gains, net	$0	5
Net income	$691,000	4,373
Minority interest net income	$0	82
Net income of bank and minority interests.	$691,000	4,374
Net charge-offs	$1,131,000	598
Cash dividends	$275,000	3,495
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$659,500	4,379
2016-09-30 (YTD Data)		Rank
Total interest income	$7,498,000	2,403
Total interest expense	$814,000	2,289
Net interest income	$6,684,000	2,400
Provision for loan and lease losses	$2,107,000	392
Total noninterest income	$1,793,000	1,907
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$417,000	1,918
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,376,000	1,674
Total noninterest expense	$6,072,000	2,263
Salaries and employee benefits	$3,135,000	2,407
Premises and equipment expense	$1,091,000	1,571
Additional noninterest expense	$1,846,000	2,343
Pre-tax net operating income	$298,000	5,070
Securities gains (losses)	$0	3,160
Applicable income taxes	$72,000	3,399
Income before extraordinary items	$226,000	5,192
Extraordinary gains, net	$0	5
Net income	$226,000	5,192
Minority interest net income	$0	71
Net income of bank and minority interests.	$226,000	5,192
Net charge-offs	$1,118,000	441
Cash dividends	$275,000	2,961
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$226,000	5,137
2016-06-30 (YTD Data)		Rank
Total interest income	$5,142,000	2,355
Total interest expense	$551,000	2,274
Net interest income	$4,591,000	2,353
Provision for loan and lease losses	$2,032,000	285
Total noninterest income	$1,452,000	1,656
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$284,000	1,863
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,168,000	1,399
Total noninterest expense	$4,122,000	2,247
Salaries and employee benefits	$2,111,000	2,400
Premises and equipment expense	$739,000	1,547
Additional noninterest expense	$1,272,000	2,284
Pre-tax net operating income	$-111,000	5,876
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$-111,000	5,888
Extraordinary gains, net	$0	16
Net income	$-111,000	5,888
Minority interest net income	$0	71
Net income of bank and minority interests.	$-111,000	5,888
Net charge-offs	$942,000	374
Cash dividends	$275,000	2,607
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$-111,000	5,878
2016-03-31 (YTD Data)		Rank
Total interest income	$2,709,000	2,258
Total interest expense	$281,000	2,248
Net interest income	$2,428,000	2,233
Provision for loan and lease losses	$1,947,000	182
Total noninterest income	$341,000	2,564
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$144,000	1,856
Trading account gains and fees	$0	142
Additional Noninterest Income	$197,000	2,636
Total noninterest expense	$2,147,000	2,195
Salaries and employee benefits	$1,074,000	2,374
Premises and equipment expense	$366,000	1,570
Additional noninterest expense	$707,000	2,064
Pre-tax net operating income	$-1,325,000	6,101
Securities gains (losses)	$0	2,077
Applicable income taxes	$131,000	2,226
Income before extraordinary items	$-1,456,000	6,100
Extraordinary gains, net	$0	12
Net income	$-1,456,000	6,100
Minority interest net income	$0	62
Net income of bank and minority interests.	$-1,456,000	6,100
Net charge-offs	$64,000	1,283
Cash dividends	$187,000	2,003
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$-1,456,000	6,098
2015-12-31 (YTD Data)		Rank
Total interest income	$10,862,000	2,209
Total interest expense	$1,049,000	2,341
Net interest income	$9,813,000	2,182
Provision for loan and lease losses	$1,650,000	534
Total noninterest income	$1,189,000	2,800
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$447,000	2,327
Trading account gains and fees	$0	159
Additional Noninterest Income	$742,000	2,751
Total noninterest expense	$9,236,000	2,048
Salaries and employee benefits	$4,744,000	2,148
Premises and equipment expense	$1,624,000	1,422
Additional noninterest expense	$2,868,000	2,091
Pre-tax net operating income	$116,000	5,640
Securities gains (losses)	$376,000	456
Applicable income taxes	$38,000	3,730
Income before extraordinary items	$454,000	4,909
Extraordinary gains, net	$0	23
Net income	$454,000	4,912
Minority interest net income	$0	81
Net income of bank and minority interests.	$454,000	4,912
Net charge-offs	$1,082,000	642
Cash dividends	$1,138,000	1,985
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$108,080	5,636
2015-09-30 (YTD Data)		Rank
Total interest income	$8,121,000	2,229
Total interest expense	$770,000	2,402
Net interest income	$7,351,000	2,196
Provision for loan and lease losses	$1,500,000	413
Total noninterest income	$815,000	2,949
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$296,000	2,550
Trading account gains and fees	$0	153
Additional Noninterest Income	$519,000	2,869
Total noninterest expense	$6,655,000	2,114
Salaries and employee benefits	$3,549,000	2,161
Premises and equipment expense	$1,236,000	1,408
Additional noninterest expense	$1,870,000	2,340
Pre-tax net operating income	$11,000	5,910
Securities gains (losses)	$138,000	826
Applicable income taxes	$60,000	3,544
Income before extraordinary items	$89,000	5,752
Extraordinary gains, net	$0	21
Net income	$89,000	5,755
Minority interest net income	$0	78
Net income of bank and minority interests.	$89,000	5,755
Net charge-offs	$1,069,000	474
Cash dividends	$848,000	1,783
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$680	5,934
2015-06-30 (YTD Data)		Rank
Total interest income	$5,327,000	2,264
Total interest expense	$506,000	2,445
Net interest income	$4,821,000	2,223
Provision for loan and lease losses	$1,500,000	301
Total noninterest income	$476,000	3,177
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$140,000	3,156
Trading account gains and fees	$0	157
Additional Noninterest Income	$336,000	2,913
Total noninterest expense	$4,422,000	2,132
Salaries and employee benefits	$2,357,000	2,180
Premises and equipment expense	$843,000	1,399
Additional noninterest expense	$1,222,000	2,388
Pre-tax net operating income	$-625,000	6,267
Securities gains (losses)	$138,000	677
Applicable income taxes	$73,000	3,220
Income before extraordinary items	$-560,000	6,265
Extraordinary gains, net	$0	22
Net income	$-560,000	6,265
Minority interest net income	$0	75
Net income of bank and minority interests.	$-560,000	6,265
Net charge-offs	$1,068,000	329
Cash dividends	$661,000	1,632
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$-698,000	6,275
2015-03-31 (YTD Data)		Rank
Total interest income	$2,638,000	2,278
Total interest expense	$253,000	2,461
Net interest income	$2,385,000	2,238
Provision for loan and lease losses	$0	3,703
Total noninterest income	$283,000	2,876
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$134,000	1,983
Trading account gains and fees	$0	152
Additional Noninterest Income	$149,000	3,024
Total noninterest expense	$2,163,000	2,178
Salaries and employee benefits	$1,160,000	2,224
Premises and equipment expense	$430,000	1,398
Additional noninterest expense	$573,000	2,512
Pre-tax net operating income	$505,000	3,000
Securities gains (losses)	$0	2,027
Applicable income taxes	$145,000	2,120
Income before extraordinary items	$360,000	3,325
Extraordinary gains, net	$0	13
Net income	$360,000	3,328
Minority interest net income	$0	64
Net income of bank and minority interests.	$360,000	3,328
Net charge-offs	$42,000	1,682
Cash dividends	$472,000	1,178
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$360,000	3,243
2014-12-31 (YTD Data)		Rank
Total interest income	$10,406,000	2,317
Total interest expense	$968,000	2,635
Net interest income	$9,438,000	2,251
Provision for loan and lease losses	$600,000	1,269
Total noninterest income	$1,972,000	2,126
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$616,000	1,917
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,356,000	1,898
Total noninterest expense	$8,485,000	2,214
Salaries and employee benefits	$4,482,000	2,260
Premises and equipment expense	$1,639,000	1,456
Additional noninterest expense	$2,364,000	2,517
Pre-tax net operating income	$2,325,000	2,724
Securities gains (losses)	$149,000	979
Applicable income taxes	$785,000	1,783
Income before extraordinary items	$1,689,000	3,025
Extraordinary gains, net	$0	17
Net income	$1,689,000	3,025
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,689,000	3,026
Net charge-offs	$97,000	3,204
Cash dividends	$1,110,000	1,914
Sale, conversion, retirement of capital stock, net	$400,000	333
Net operating income	$1,587,680	3,096
2014-09-30 (YTD Data)		Rank
Total interest income	$7,727,000	2,354
Total interest expense	$713,000	2,705
Net interest income	$7,014,000	2,281
Provision for loan and lease losses	$600,000	986
Total noninterest income	$1,662,000	1,968
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$468,000	1,908
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,194,000	1,730
Total noninterest expense	$6,293,000	2,249
Salaries and employee benefits	$3,327,000	2,289
Premises and equipment expense	$1,128,000	1,576
Additional noninterest expense	$1,838,000	2,450
Pre-tax net operating income	$1,783,000	2,722
Securities gains (losses)	$148,000	768
Applicable income taxes	$492,000	2,005
Income before extraordinary items	$1,439,000	2,804
Extraordinary gains, net	$0	15
Net income	$1,439,000	2,804
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,439,000	2,804
Net charge-offs	$98,000	2,707
Cash dividends	$612,000	1,988
Sale, conversion, retirement of capital stock, net	$400,000	263
Net operating income	$1,328,000	2,906
2014-06-30 (YTD Data)		Rank
Total interest income	$5,115,000	2,358
Total interest expense	$484,000	2,698
Net interest income	$4,631,000	2,290
Provision for loan and lease losses	$75,000	2,610
Total noninterest income	$654,000	2,709
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$306,000	1,921
Trading account gains and fees	$0	172
Additional Noninterest Income	$348,000	2,842
Total noninterest expense	$4,165,000	2,258
Salaries and employee benefits	$2,183,000	2,320
Premises and equipment expense	$747,000	1,588
Additional noninterest expense	$1,235,000	2,416
Pre-tax net operating income	$1,045,000	2,887
Securities gains (losses)	$143,000	608
Applicable income taxes	$343,000	1,929
Income before extraordinary items	$845,000	2,983
Extraordinary gains, net	$0	20
Net income	$845,000	2,989
Minority interest net income	$0	80
Net income of bank and minority interests.	$845,000	2,989
Net charge-offs	$66,000	2,543
Cash dividends	$375,000	2,107
Sale, conversion, retirement of capital stock, net	$239,000	267
Net operating income	$743,470	3,193
2014-03-31 (YTD Data)		Rank
Total interest income	$2,582,000	2,338
Total interest expense	$244,000	2,723
Net interest income	$2,338,000	2,257
Provision for loan and lease losses	$0	3,817
Total noninterest income	$296,000	2,815
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$150,000	1,929
Trading account gains and fees	$0	147
Additional Noninterest Income	$146,000	3,007
Total noninterest expense	$2,064,000	2,273
Salaries and employee benefits	$1,088,000	2,332
Premises and equipment expense	$360,000	1,668
Additional noninterest expense	$616,000	2,426
Pre-tax net operating income	$570,000	2,665
Securities gains (losses)	$68,000	553
Applicable income taxes	$180,000	1,838
Income before extraordinary items	$458,000	2,745
Extraordinary gains, net	$0	16
Net income	$458,000	2,748
Minority interest net income	$0	66
Net income of bank and minority interests.	$458,000	2,748
Net charge-offs	$70,000	1,602
Cash dividends	$187,000	1,829
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$409,040	2,911
2013-12-31 (YTD Data)		Rank
Total interest income	$10,325,000	2,354
Total interest expense	$1,160,000	2,632
Net interest income	$9,165,000	2,283
Provision for loan and lease losses	$700,000	1,469
Total noninterest income	$1,048,000	3,111
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$627,000	1,988
Trading account gains and fees	$0	184
Additional Noninterest Income	$421,000	3,586
Total noninterest expense	$7,813,000	2,396
Salaries and employee benefits	$3,955,000	2,501
Premises and equipment expense	$1,526,000	1,554
Additional noninterest expense	$2,332,000	2,621
Pre-tax net operating income	$1,700,000	3,167
Securities gains (losses)	$357,000	610
Applicable income taxes	$516,000	2,123
Income before extraordinary items	$1,541,000	3,109
Extraordinary gains, net	$0	29
Net income	$1,541,000	3,111
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,541,000	3,112
Net charge-offs	$2,522,000	622
Cash dividends	$150,000	3,755
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,273,250	3,399
2013-09-30 (YTD Data)		Rank
Total interest income	$7,738,000	2,359
Total interest expense	$892,000	2,658
Net interest income	$6,846,000	2,293
Provision for loan and lease losses	$700,000	1,182
Total noninterest income	$749,000	3,248
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$464,000	2,012
Trading account gains and fees	$0	180
Additional Noninterest Income	$285,000	3,820
Total noninterest expense	$5,534,000	2,511
Salaries and employee benefits	$2,866,000	2,584
Premises and equipment expense	$1,035,000	1,713
Additional noninterest expense	$1,633,000	2,785
Pre-tax net operating income	$1,361,000	3,108
Securities gains (losses)	$264,000	698
Applicable income taxes	$525,000	1,868
Income before extraordinary items	$1,100,000	3,244
Extraordinary gains, net	$0	25
Net income	$1,100,000	3,247
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,100,000	3,248
Net charge-offs	$2,436,000	521
Cash dividends	$50,000	3,541
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$920,480	3,499
2013-06-30 (YTD Data)		Rank
Total interest income	$5,110,000	2,389
Total interest expense	$618,000	2,641
Net interest income	$4,492,000	2,321
Provision for loan and lease losses	$628,000	950
Total noninterest income	$494,000	3,321
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$289,000	2,093
Trading account gains and fees	$0	157
Additional Noninterest Income	$205,000	3,748
Total noninterest expense	$3,543,000	2,610
Salaries and employee benefits	$1,868,000	2,659
Premises and equipment expense	$663,000	1,767
Additional noninterest expense	$1,012,000	2,936
Pre-tax net operating income	$815,000	3,300
Securities gains (losses)	$264,000	618
Applicable income taxes	$330,000	1,922
Income before extraordinary items	$749,000	3,197
Extraordinary gains, net	$0	22
Net income	$749,000	3,199
Minority interest net income	$0	82
Net income of bank and minority interests.	$749,000	3,200
Net charge-offs	$2,440,000	381
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$566,840	3,611
2013-03-31 (YTD Data)		Rank
Total interest income	$2,503,000	2,448
Total interest expense	$326,000	2,603
Net interest income	$2,177,000	2,420
Provision for loan and lease losses	$410,000	782
Total noninterest income	$243,000	3,334
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$133,000	2,235
Trading account gains and fees	$0	148
Additional Noninterest Income	$110,000	3,613
Total noninterest expense	$1,766,000	2,653
Salaries and employee benefits	$928,000	2,695
Premises and equipment expense	$342,000	1,751
Additional noninterest expense	$496,000	3,008
Pre-tax net operating income	$244,000	4,170
Securities gains (losses)	$101,000	681
Applicable income taxes	$45,000	3,059
Income before extraordinary items	$300,000	3,560
Extraordinary gains, net	$0	10
Net income	$300,000	3,561
Minority interest net income	$0	76
Net income of bank and minority interests.	$300,000	3,562
Net charge-offs	$2,355,000	227
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$212,130	4,076
2012-12-31 (YTD Data)		Rank
Total interest income	$11,005,000	2,351
Total interest expense	$1,513,000	2,699
Net interest income	$9,492,000	2,261
Provision for loan and lease losses	$936,000	1,849
Total noninterest income	$1,080,000	3,123
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$648,000	2,028
Trading account gains and fees	$0	166
Additional Noninterest Income	$432,000	3,543
Total noninterest expense	$8,247,000	2,292
Salaries and employee benefits	$3,587,000	2,721
Premises and equipment expense	$1,362,000	1,737
Additional noninterest expense	$3,298,000	1,983
Pre-tax net operating income	$1,389,000	3,468
Securities gains (losses)	$238,000	1,553
Applicable income taxes	$418,000	2,351
Income before extraordinary items	$1,209,000	3,527
Extraordinary gains, net	$0	29
Net income	$1,209,000	3,529
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,209,000	3,530
Net charge-offs	$308,000	3,270
Cash dividends	$125,000	3,884
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,032,880	3,688
2012-09-30 (YTD Data)		Rank
Total interest income	$8,249,000	2,403
Total interest expense	$1,167,000	2,738
Net interest income	$7,082,000	2,306
Provision for loan and lease losses	$486,000	2,313
Total noninterest income	$786,000	3,190
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$489,000	2,042
Trading account gains and fees	$0	157
Additional Noninterest Income	$297,000	3,711
Total noninterest expense	$5,953,000	2,387
Salaries and employee benefits	$2,640,000	2,785
Premises and equipment expense	$1,011,000	1,754
Additional noninterest expense	$2,302,000	2,114
Pre-tax net operating income	$1,429,000	2,975
Securities gains (losses)	$221,000	1,357
Applicable income taxes	$455,000	2,042
Income before extraordinary items	$1,195,000	3,085
Extraordinary gains, net	$0	20
Net income	$1,195,000	3,084
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,195,000	3,083
Net charge-offs	$303,000	2,806
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,035,880	3,209
2012-06-30 (YTD Data)		Rank
Total interest income	$5,472,000	2,425
Total interest expense	$803,000	2,762
Net interest income	$4,669,000	2,337
Provision for loan and lease losses	$252,000	2,649
Total noninterest income	$498,000	3,246
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$320,000	2,046
Trading account gains and fees	$0	153
Additional Noninterest Income	$178,000	3,828
Total noninterest expense	$4,009,000	2,359
Salaries and employee benefits	$1,747,000	2,807
Premises and equipment expense	$665,000	1,781
Additional noninterest expense	$1,597,000	2,043
Pre-tax net operating income	$906,000	3,052
Securities gains (losses)	$191,000	1,131
Applicable income taxes	$314,000	2,007
Income before extraordinary items	$783,000	3,090
Extraordinary gains, net	$0	19
Net income	$783,000	3,089
Minority interest net income	$0	84
Net income of bank and minority interests.	$783,000	3,090
Net charge-offs	$12,000	4,874
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$647,390	3,299
2012-03-31 (YTD Data)		Rank
Total interest income	$2,736,000	2,450
Total interest expense	$425,000	2,731
Net interest income	$2,311,000	2,369
Provision for loan and lease losses	$126,000	2,598
Total noninterest income	$241,000	3,299
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$152,000	2,115
Trading account gains and fees	$0	148
Additional Noninterest Income	$89,000	3,877
Total noninterest expense	$1,969,000	2,404
Salaries and employee benefits	$859,000	2,861
Premises and equipment expense	$333,000	1,776
Additional noninterest expense	$777,000	2,084
Pre-tax net operating income	$457,000	3,054
Securities gains (losses)	$0	2,210
Applicable income taxes	$134,000	2,158
Income before extraordinary items	$323,000	3,496
Extraordinary gains, net	$0	19
Net income	$323,000	3,499
Minority interest net income	$0	78
Net income of bank and minority interests.	$323,000	3,499
Net charge-offs	$34,000	3,328
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$323,000	3,321
2011-12-31 (YTD Data)		Rank
Total interest income	$11,060,000	2,522
Total interest expense	$2,581,000	2,234
Net interest income	$8,479,000	2,581
Provision for loan and lease losses	$550,000	3,317
Total noninterest income	$956,000	3,192
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$664,000	2,071
Trading account gains and fees	$0	146
Additional Noninterest Income	$292,000	3,908
Total noninterest expense	$7,220,000	2,598
Salaries and employee benefits	$3,274,000	2,911
Premises and equipment expense	$1,435,000	1,725
Additional noninterest expense	$2,511,000	2,583
Pre-tax net operating income	$1,665,000	2,849
Securities gains (losses)	$30,000	2,902
Applicable income taxes	$384,000	2,287
Income before extraordinary items	$1,311,000	3,029
Extraordinary gains, net	$0	29
Net income	$1,311,000	3,032
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,311,000	3,031
Net charge-offs	$57,000	5,403
Cash dividends	$100,000	3,758
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,287,900	2,977
2011-09-30 (YTD Data)		Rank
Total interest income	$8,270,000	2,550
Total interest expense	$2,063,000	2,188
Net interest income	$6,207,000	2,645
Provision for loan and lease losses	$400,000	3,210
Total noninterest income	$733,000	3,161
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$497,000	2,087
Trading account gains and fees	$0	145
Additional Noninterest Income	$236,000	3,842
Total noninterest expense	$5,207,000	2,689
Salaries and employee benefits	$2,400,000	2,957
Premises and equipment expense	$1,022,000	1,837
Additional noninterest expense	$1,785,000	2,694
Pre-tax net operating income	$1,333,000	2,796
Securities gains (losses)	$27,000	2,687
Applicable income taxes	$388,000	1,977
Income before extraordinary items	$972,000	3,124
Extraordinary gains, net	$0	21
Net income	$972,000	3,124
Minority interest net income	$0	87
Net income of bank and minority interests.	$972,000	3,124
Net charge-offs	$74,000	4,689
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$952,830	3,057
2011-06-30 (YTD Data)		Rank
Total interest income	$5,466,000	2,600
Total interest expense	$1,426,000	2,201
Net interest income	$4,040,000	2,713
Provision for loan and lease losses	$250,000	3,239
Total noninterest income	$486,000	3,173
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$331,000	2,068
Trading account gains and fees	$0	153
Additional Noninterest Income	$155,000	3,890
Total noninterest expense	$3,392,000	2,761
Salaries and employee benefits	$1,549,000	3,068
Premises and equipment expense	$670,000	1,890
Additional noninterest expense	$1,173,000	2,788
Pre-tax net operating income	$884,000	2,745
Securities gains (losses)	$-4,000	6,995
Applicable income taxes	$249,000	1,993
Income before extraordinary items	$631,000	3,102
Extraordinary gains, net	$0	15
Net income	$631,000	3,104
Minority interest net income	$0	89
Net income of bank and minority interests.	$631,000	3,104
Net charge-offs	$197,000	3,135
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$633,880	3,000
2011-03-31 (YTD Data)		Rank
Total interest income	$2,673,000	2,672
Total interest expense	$735,000	2,214
Net interest income	$1,938,000	2,803
Provision for loan and lease losses	$150,000	2,750
Total noninterest income	$231,000	3,304
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$157,000	2,133
Trading account gains and fees	$0	158
Additional Noninterest Income	$74,000	4,031
Total noninterest expense	$1,626,000	2,885
Salaries and employee benefits	$747,000	3,164
Premises and equipment expense	$325,000	1,981
Additional noninterest expense	$554,000	2,927
Pre-tax net operating income	$393,000	3,010
Securities gains (losses)	$-4,000	7,085
Applicable income taxes	$104,000	2,139
Income before extraordinary items	$285,000	3,340
Extraordinary gains, net	$0	9
Net income	$285,000	3,337
Minority interest net income	$0	86
Net income of bank and minority interests.	$285,000	3,338
Net charge-offs	$73,000	3,036
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$287,920	3,280
2010-12-31 (YTD Data)		Rank
Total interest income	$10,573,000	2,819
Total interest expense	$3,492,000	2,267
Net interest income	$7,081,000	3,044
Provision for loan and lease losses	$1,600,000	2,370
Total noninterest income	$972,000	3,270
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$705,000	2,027
Trading account gains and fees	$0	175
Additional Noninterest Income	$267,000	4,142
Total noninterest expense	$5,968,000	3,125
Salaries and employee benefits	$2,804,000	3,295
Premises and equipment expense	$1,308,000	1,950
Additional noninterest expense	$1,856,000	3,464
Pre-tax net operating income	$485,000	4,413
Securities gains (losses)	$47,000	2,700
Applicable income taxes	$56,000	3,577
Income before extraordinary items	$476,000	4,373
Extraordinary gains, net	$0	29
Net income	$476,000	4,375
Minority interest net income	$0	111
Net income of bank and minority interests.	$476,000	4,374
Net charge-offs	$794,000	2,999
Cash dividends	$318,000	2,857
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$434,170	4,370
2010-09-30 (YTD Data)		Rank
Total interest income	$7,859,000	2,888
Total interest expense	$2,678,000	2,306
Net interest income	$5,181,000	3,145
Provision for loan and lease losses	$500,000	3,526
Total noninterest income	$725,000	3,332
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$530,000	2,087
Trading account gains and fees	$0	165
Additional Noninterest Income	$195,000	4,216
Total noninterest expense	$4,358,000	3,190
Salaries and employee benefits	$2,060,000	3,372
Premises and equipment expense	$918,000	2,088
Additional noninterest expense	$1,380,000	3,457
Pre-tax net operating income	$1,048,000	2,996
Securities gains (losses)	$45,000	2,483
Applicable income taxes	$330,000	2,057
Income before extraordinary items	$763,000	3,356
Extraordinary gains, net	$0	23
Net income	$763,000	3,354
Minority interest net income	$0	110
Net income of bank and minority interests.	$763,000	3,356
Net charge-offs	$326,000	3,619
Cash dividends	$163,000	2,866
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$731,500	3,307
2010-06-30 (YTD Data)		Rank
Total interest income	$5,041,000	3,026
Total interest expense	$1,805,000	2,382
Net interest income	$3,236,000	3,324
Provision for loan and lease losses	$260,000	3,834
Total noninterest income	$459,000	3,379
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$336,000	2,159
Trading account gains and fees	$0	152
Additional Noninterest Income	$123,000	4,300
Total noninterest expense	$2,829,000	3,263
Salaries and employee benefits	$1,340,000	3,451
Premises and equipment expense	$598,000	2,160
Additional noninterest expense	$891,000	3,509
Pre-tax net operating income	$606,000	3,288
Securities gains (losses)	$36,000	2,082
Applicable income taxes	$198,000	2,135
Income before extraordinary items	$444,000	3,615
Extraordinary gains, net	$0	19
Net income	$444,000	3,612
Minority interest net income	$0	105
Net income of bank and minority interests.	$444,000	3,614
Net charge-offs	$218,000	3,438
Cash dividends	$109,000	2,766
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$419,160	3,605
2010-03-31 (YTD Data)		Rank
Total interest income	$2,467,000	3,137
Total interest expense	$922,000	2,445
Net interest income	$1,545,000	3,472
Provision for loan and lease losses	$140,000	3,543
Total noninterest income	$216,000	3,490
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$159,000	2,241
Trading account gains and fees	$0	175
Additional Noninterest Income	$57,000	4,465
Total noninterest expense	$1,377,000	3,379
Salaries and employee benefits	$645,000	3,614
Premises and equipment expense	$300,000	2,198
Additional noninterest expense	$432,000	3,608
Pre-tax net operating income	$244,000	3,719
Securities gains (losses)	$0	2,284
Applicable income taxes	$86,000	2,262
Income before extraordinary items	$158,000	4,296
Extraordinary gains, net	$0	16
Net income	$158,000	4,297
Minority interest net income	$0	91
Net income of bank and minority interests.	$158,000	4,295
Net charge-offs	$15,000	4,608
Cash dividends	$55,000	2,229
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$158,000	4,194
2009-12-31 (YTD Data)		Rank
Total interest income	$10,297,000	3,164
Total interest expense	$4,256,000	2,601
Net interest income	$6,041,000	3,445
Provision for loan and lease losses	$500,000	4,539
Total noninterest income	$985,000	3,365
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$726,000	2,185
Trading account gains and fees	$0	211
Additional Noninterest Income	$259,000	4,217
Total noninterest expense	$5,260,000	3,527
Salaries and employee benefits	$2,550,000	3,632
Premises and equipment expense	$1,169,000	2,268
Additional noninterest expense	$1,541,000	4,003
Pre-tax net operating income	$1,266,000	2,622
Securities gains (losses)	$-27,000	7,091
Applicable income taxes	$310,000	2,000
Income before extraordinary items	$929,000	2,889
Extraordinary gains, net	$0	34
Net income	$929,000	2,888
Minority interest net income	$0	115
Net income of bank and minority interests.	$929,000	2,889
Net charge-offs	$38,000	6,369
Cash dividends	$219,000	3,559
Sale, conversion, retirement of capital stock, net	$4,030,000	221
Net operating income	$949,250	2,798
2009-09-30 (YTD Data)		Rank
Total interest income	$7,702,000	3,224
Total interest expense	$3,267,000	2,659
Net interest income	$4,435,000	3,511
Provision for loan and lease losses	$325,000	4,466
Total noninterest income	$722,000	3,472
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$535,000	2,234
Trading account gains and fees	$0	212
Additional Noninterest Income	$187,000	4,400
Total noninterest expense	$3,839,000	3,611
Salaries and employee benefits	$1,873,000	3,726
Premises and equipment expense	$825,000	2,411
Additional noninterest expense	$1,141,000	4,017
Pre-tax net operating income	$993,000	2,746
Securities gains (losses)	$-63,000	7,407
Applicable income taxes	$296,000	1,932
Income before extraordinary items	$634,000	3,293
Extraordinary gains, net	$0	27
Net income	$634,000	3,291
Minority interest net income	$0	118
Net income of bank and minority interests.	$634,000	3,293
Net charge-offs	$35,000	5,924
Cash dividends	$115,000	3,516
Sale, conversion, retirement of capital stock, net	$4,030,000	176
Net operating income	$676,840	3,106
2009-06-30 (YTD Data)		Rank
Total interest income	$5,133,000	3,244
Total interest expense	$2,232,000	2,708
Net interest income	$2,901,000	3,553
Provision for loan and lease losses	$125,000	4,998
Total noninterest income	$473,000	3,529
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$340,000	2,287
Trading account gains and fees	$0	193
Additional Noninterest Income	$133,000	4,322
Total noninterest expense	$2,428,000	3,818
Salaries and employee benefits	$1,226,000	3,825
Premises and equipment expense	$541,000	2,480
Additional noninterest expense	$661,000	4,427
Pre-tax net operating income	$821,000	2,471
Securities gains (losses)	$-87,000	7,667
Applicable income taxes	$233,000	1,806
Income before extraordinary items	$501,000	3,089
Extraordinary gains, net	$0	21
Net income	$501,000	3,087
Minority interest net income	$0	112
Net income of bank and minority interests.	$501,000	3,088
Net charge-offs	$37,000	5,172
Cash dividends	$60,000	3,568
Sale, conversion, retirement of capital stock, net	$4,030,000	127
Net operating income	$560,160	2,779
2009-03-31 (YTD Data)		Rank
Total interest income	$2,546,000	3,297
Total interest expense	$1,144,000	2,740
Net interest income	$1,402,000	3,634
Provision for loan and lease losses	$50,000	4,881
Total noninterest income	$222,000	3,613
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$154,000	2,407
Trading account gains and fees	$0	171
Additional Noninterest Income	$68,000	4,284
Total noninterest expense	$1,219,000	3,720
Salaries and employee benefits	$602,000	3,908
Premises and equipment expense	$284,000	2,411
Additional noninterest expense	$333,000	4,094
Pre-tax net operating income	$355,000	3,041
Securities gains (losses)	$4,000	2,106
Applicable income taxes	$115,000	2,038
Income before extraordinary items	$244,000	3,486
Extraordinary gains, net	$0	15
Net income	$244,000	3,487
Minority interest net income	$0	102
Net income of bank and minority interests.	$244,000	3,487
Net charge-offs	$17,000	4,442
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$4,030,000	70
Net operating income	$241,280	3,368
2008-12-31 (YTD Data)		Rank
Total interest income	$11,322,000	3,192
Total interest expense	$6,152,000	2,462
Net interest income	$5,170,000	3,852
Provision for loan and lease losses	$304,000	4,598
Total noninterest income	$892,000	3,652
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$657,000	2,471
Trading account gains and fees	$0	154
Additional Noninterest Income	$235,000	4,569
Total noninterest expense	$4,716,000	3,740
Salaries and employee benefits	$2,405,000	3,890
Premises and equipment expense	$1,120,000	2,379
Additional noninterest expense	$1,191,000	4,307
Pre-tax net operating income	$1,042,000	3,682
Securities gains (losses)	$222,000	672
Applicable income taxes	$357,000	2,205
Income before extraordinary items	$907,000	3,465
Extraordinary gains, net	$0	39
Net income	$907,000	3,465
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	8,019
Cash dividends	$99,000	5,011
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$747,160	3,964
2008-09-30 (YTD Data)		Rank
Total interest income	$8,588,000	3,227
Total interest expense	$4,814,000	2,457
Net interest income	$3,774,000	3,952
Provision for loan and lease losses	$269,000	3,748
Total noninterest income	$681,000	3,696
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$504,000	2,442
Trading account gains and fees	$0	148
Additional Noninterest Income	$177,000	4,671
Total noninterest expense	$3,436,000	3,815
Salaries and employee benefits	$1,756,000	3,999
Premises and equipment expense	$805,000	2,474
Additional noninterest expense	$875,000	4,287
Pre-tax net operating income	$750,000	4,213
Securities gains (losses)	$201,000	618
Applicable income taxes	$242,000	2,709
Income before extraordinary items	$709,000	3,790
Extraordinary gains, net	$0	31
Net income	$709,000	3,789
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	7,952
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$558,250	4,387
2008-06-30 (YTD Data)		Rank
Total interest income	$5,745,000	3,262
Total interest expense	$3,329,000	2,465
Net interest income	$2,416,000	4,072
Provision for loan and lease losses	$64,000	4,850
Total noninterest income	$471,000	3,643
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$349,000	2,361
Trading account gains and fees	$0	149
Additional Noninterest Income	$122,000	4,685
Total noninterest expense	$2,228,000	3,916
Salaries and employee benefits	$1,142,000	4,099
Premises and equipment expense	$531,000	2,510
Additional noninterest expense	$555,000	4,418
Pre-tax net operating income	$595,000	4,042
Securities gains (losses)	$31,000	1,759
Applicable income taxes	$137,000	3,127
Income before extraordinary items	$489,000	4,077
Extraordinary gains, net	$0	21
Net income	$489,000	4,078
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	3,847
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$464,820	4,106
2008-03-31 (YTD Data)		Rank
Total interest income	$2,883,000	3,335
Total interest expense	$1,711,000	2,561
Net interest income	$1,172,000	4,168
Provision for loan and lease losses	$24,000	4,755
Total noninterest income	$225,000	3,748
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$171,000	2,359
Trading account gains and fees	$0	158
Additional Noninterest Income	$54,000	4,896
Total noninterest expense	$1,095,000	3,969
Salaries and employee benefits	$568,000	4,140
Premises and equipment expense	$266,000	2,529
Additional noninterest expense	$261,000	4,550
Pre-tax net operating income	$278,000	4,323
Securities gains (losses)	$0	2,688
Applicable income taxes	$27,000	4,129
Income before extraordinary items	$251,000	4,197
Extraordinary gains, net	$0	15
Net income	$251,000	4,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	3,186
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$251,000	4,098
2007-12-31 (YTD Data)		Rank
Total interest income	$11,062,000	3,510
Total interest expense	$6,457,000	2,828
Net interest income	$4,605,000	4,226
Provision for loan and lease losses	$57,000	5,569
Total noninterest income	$752,000	4,138
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$592,000	2,700
Trading account gains and fees	$0	178
Additional Noninterest Income	$160,000	5,467
Total noninterest expense	$4,057,000	4,081
Salaries and employee benefits	$2,142,000	4,164
Premises and equipment expense	$851,000	2,932
Additional noninterest expense	$1,064,000	4,441
Pre-tax net operating income	$1,243,000	4,286
Securities gains (losses)	$0	2,146
Applicable income taxes	$24,000	5,330
Income before extraordinary items	$1,219,000	3,907
Extraordinary gains, net	$0	39
Net income	$1,219,000	3,906
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,925
Cash dividends	$124,000	5,242
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,219,000	3,902
2007-09-30 (YTD Data)		Rank
Total interest income	$8,138,000	3,568
Total interest expense	$4,736,000	2,882
Net interest income	$3,402,000	4,297
Provision for loan and lease losses	$35,000	5,456
Total noninterest income	$547,000	4,206
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$431,000	2,753
Trading account gains and fees	$0	184
Additional Noninterest Income	$116,000	5,535
Total noninterest expense	$3,015,000	4,076
Salaries and employee benefits	$1,570,000	4,231
Premises and equipment expense	$647,000	2,880
Additional noninterest expense	$798,000	4,370
Pre-tax net operating income	$899,000	4,602
Securities gains (losses)	$0	1,655
Applicable income taxes	$18,000	5,533
Income before extraordinary items	$881,000	4,162
Extraordinary gains, net	$0	33
Net income	$881,000	4,161
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,597
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$881,000	4,148
2007-06-30 (YTD Data)		Rank
Total interest income	$5,309,000	3,628
Total interest expense	$3,075,000	2,948
Net interest income	$2,234,000	4,367
Provision for loan and lease losses	$25,000	5,140
Total noninterest income	$359,000	4,267
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$283,000	2,783
Trading account gains and fees	$0	168
Additional Noninterest Income	$76,000	5,609
Total noninterest expense	$1,993,000	4,134
Salaries and employee benefits	$1,038,000	4,303
Premises and equipment expense	$422,000	2,965
Additional noninterest expense	$533,000	4,388
Pre-tax net operating income	$575,000	4,772
Securities gains (losses)	$0	1,444
Applicable income taxes	$6,000	5,846
Income before extraordinary items	$569,000	4,272
Extraordinary gains, net	$0	29
Net income	$569,000	4,272
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,675
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$569,000	4,263
2007-03-31 (YTD Data)		Rank
Total interest income	$2,579,000	3,693
Total interest expense	$1,477,000	3,026
Net interest income	$1,102,000	4,411
Provision for loan and lease losses	$0	5,779
Total noninterest income	$170,000	4,355
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$134,000	2,839
Trading account gains and fees	$0	195
Additional Noninterest Income	$36,000	5,687
Total noninterest expense	$980,000	4,206
Salaries and employee benefits	$511,000	4,365
Premises and equipment expense	$205,000	3,043
Additional noninterest expense	$264,000	4,362
Pre-tax net operating income	$292,000	4,712
Securities gains (losses)	$0	1,187
Applicable income taxes	$4,000	5,783
Income before extraordinary items	$288,000	4,280
Extraordinary gains, net	$0	22
Net income	$288,000	4,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$288,000	4,256
2006-12-31 (YTD Data)		Rank
Total interest income	$9,036,000	3,856
Total interest expense	$4,626,000	3,230
Net interest income	$4,410,000	4,394
Provision for loan and lease losses	$70,000	5,172
Total noninterest income	$1,359,000	2,891
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$528,000	2,946
Trading account gains and fees	$0	130
Additional Noninterest Income	$831,000	2,522
Total noninterest expense	$3,735,000	4,180
Salaries and employee benefits	$1,918,000	4,412
Premises and equipment expense	$878,000	2,767
Additional noninterest expense	$939,000	4,715
Pre-tax net operating income	$1,964,000	3,686
Securities gains (losses)	$3,000	1,365
Applicable income taxes	$283,000	3,887
Income before extraordinary items	$1,684,000	3,503
Extraordinary gains, net	$0	51
Net income	$1,684,000	3,501
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	3,443
Cash dividends	$124,000	5,304
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,681,420	3,489
2006-09-30 (YTD Data)		Rank
Total interest income	$6,577,000	3,913
Total interest expense	$3,256,000	3,287
Net interest income	$3,321,000	4,424
Provision for loan and lease losses	$35,000	5,538
Total noninterest income	$1,216,000	2,579
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$373,000	3,076
Trading account gains and fees	$0	126
Additional Noninterest Income	$843,000	2,056
Total noninterest expense	$2,671,000	4,328
Salaries and employee benefits	$1,412,000	4,447
Premises and equipment expense	$574,000	3,113
Additional noninterest expense	$685,000	4,789
Pre-tax net operating income	$1,831,000	3,310
Securities gains (losses)	$3,000	1,123
Applicable income taxes	$325,000	3,467
Income before extraordinary items	$1,509,000	3,193
Extraordinary gains, net	$0	45
Net income	$1,509,000	3,194
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,856
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,506,540	3,193
2006-06-30 (YTD Data)		Rank
Total interest income	$4,259,000	3,944
Total interest expense	$2,011,000	3,359
Net interest income	$2,248,000	4,375
Provision for loan and lease losses	$35,000	4,878
Total noninterest income	$329,000	4,499
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$241,000	3,143
Trading account gains and fees	$0	126
Additional Noninterest Income	$88,000	5,398
Total noninterest expense	$1,814,000	4,278
Salaries and employee benefits	$927,000	4,517
Premises and equipment expense	$375,000	3,152
Additional noninterest expense	$512,000	4,408
Pre-tax net operating income	$728,000	4,543
Securities gains (losses)	$3,000	925
Applicable income taxes	$0	6,706
Income before extraordinary items	$731,000	3,953
Extraordinary gains, net	$0	39
Net income	$731,000	3,957
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,137
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$728,000	3,959
2006-03-31 (YTD Data)		Rank
Total interest income	$2,072,000	3,973
Total interest expense	$945,000	3,400
Net interest income	$1,127,000	4,350
Provision for loan and lease losses	$25,000	4,252
Total noninterest income	$166,000	4,402
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$110,000	3,276
Trading account gains and fees	$0	115
Additional Noninterest Income	$56,000	4,890
Total noninterest expense	$906,000	4,299
Salaries and employee benefits	$461,000	4,549
Premises and equipment expense	$187,000	3,172
Additional noninterest expense	$258,000	4,373
Pre-tax net operating income	$362,000	4,515
Securities gains (losses)	$3,000	752
Applicable income taxes	$0	6,588
Income before extraordinary items	$365,000	3,912
Extraordinary gains, net	$0	21
Net income	$365,000	3,912
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,110
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$362,000	3,924
2005-12-31 (YTD Data)		Rank
Total interest income	$7,122,000	4,096
Total interest expense	$2,805,000	3,523
Net interest income	$4,317,000	4,394
Provision for loan and lease losses	$63,000	5,408
Total noninterest income	$544,000	5,048
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$425,000	3,425
Trading account gains and fees	$0	138
Additional Noninterest Income	$119,000	6,127
Total noninterest expense	$3,384,000	4,405
Salaries and employee benefits	$1,789,000	4,498
Premises and equipment expense	$641,000	3,456
Additional noninterest expense	$954,000	4,576
Pre-tax net operating income	$1,414,000	4,520
Securities gains (losses)	$0	2,296
Applicable income taxes	$0	6,964
Income before extraordinary items	$1,414,000	3,930
Extraordinary gains, net	$0	46
Net income	$1,414,000	3,930
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	3,989
Cash dividends	$124,000	5,347
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,414,000	3,902
2005-09-30 (YTD Data)		Rank
Total interest income	$5,138,000	4,157
Total interest expense	$1,949,000	3,586
Net interest income	$3,189,000	4,452
Provision for loan and lease losses	$35,000	5,685
Total noninterest income	$405,000	5,082
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$316,000	3,443
Trading account gains and fees	$0	126
Additional Noninterest Income	$89,000	6,131
Total noninterest expense	$2,476,000	4,455
Salaries and employee benefits	$1,292,000	4,596
Premises and equipment expense	$471,000	3,514
Additional noninterest expense	$713,000	4,569
Pre-tax net operating income	$1,083,000	4,571
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$1,083,000	3,943
Extraordinary gains, net	$0	35
Net income	$1,083,000	3,943
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,349
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,083,000	3,901
2005-06-30 (YTD Data)		Rank
Total interest income	$3,290,000	4,212
Total interest expense	$1,202,000	3,612
Net interest income	$2,088,000	4,488
Provision for loan and lease losses	$25,000	5,445
Total noninterest income	$265,000	5,085
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$206,000	3,447
Trading account gains and fees	$0	116
Additional Noninterest Income	$59,000	6,157
Total noninterest expense	$1,602,000	4,526
Salaries and employee benefits	$835,000	4,674
Premises and equipment expense	$305,000	3,577
Additional noninterest expense	$462,000	4,640
Pre-tax net operating income	$726,000	4,525
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$726,000	3,888
Extraordinary gains, net	$0	30
Net income	$726,000	3,890
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,009
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$726,000	3,830
2005-03-31 (YTD Data)		Rank
Total interest income	$1,596,000	4,288
Total interest expense	$571,000	3,649
Net interest income	$1,025,000	4,535
Provision for loan and lease losses	$10,000	5,373
Total noninterest income	$134,000	5,007
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$101,000	3,425
Trading account gains and fees	$0	115
Additional Noninterest Income	$33,000	6,001
Total noninterest expense	$786,000	4,609
Salaries and employee benefits	$403,000	4,818
Premises and equipment expense	$152,000	3,614
Additional noninterest expense	$231,000	4,632
Pre-tax net operating income	$363,000	4,516
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$363,000	3,878
Extraordinary gains, net	$0	24
Net income	$363,000	3,880
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	3,734
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$363,000	3,834
2004-12-31 (YTD Data)		Rank
Total interest income	$5,674,000	4,435
Total interest expense	$2,042,000	3,585
Net interest income	$3,632,000	4,795
Provision for loan and lease losses	$161,000	4,114
Total noninterest income	$536,000	5,091
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$422,000	3,514
Trading account gains and fees	$0	138
Additional Noninterest Income	$114,000	6,196
Total noninterest expense	$2,849,000	4,840
Salaries and employee benefits	$1,484,000	4,991
Premises and equipment expense	$597,000	3,548
Additional noninterest expense	$768,000	5,234
Pre-tax net operating income	$1,158,000	4,885
Securities gains (losses)	$4,000	3,277
Applicable income taxes	$0	7,185
Income before extraordinary items	$1,162,000	4,292
Extraordinary gains, net	$0	34
Net income	$1,162,000	4,293
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,343
Cash dividends	$99,000	5,535
Sale, conversion, retirement of capital stock, net	$45,000	744
Net operating income	$1,158,000	4,226
2004-09-30 (YTD Data)		Rank
Total interest income	$4,132,000	4,513
Total interest expense	$1,487,000	3,643
Net interest income	$2,645,000	4,860
Provision for loan and lease losses	$135,000	3,719
Total noninterest income	$396,000	5,153
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$313,000	3,558
Trading account gains and fees	$0	134
Additional Noninterest Income	$83,000	6,238
Total noninterest expense	$2,074,000	4,903
Salaries and employee benefits	$1,082,000	5,029
Premises and equipment expense	$446,000	3,568
Additional noninterest expense	$546,000	5,370
Pre-tax net operating income	$832,000	5,084
Securities gains (losses)	$4,000	3,145
Applicable income taxes	$0	7,220
Income before extraordinary items	$836,000	4,493
Extraordinary gains, net	$0	26
Net income	$836,000	4,494
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	8,094
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$45,000	602
Net operating income	$832,000	4,431
2004-06-30 (YTD Data)		Rank
Total interest income	$2,683,000	4,592
Total interest expense	$983,000	3,655
Net interest income	$1,700,000	4,990
Provision for loan and lease losses	$95,000	3,576
Total noninterest income	$252,000	5,264
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$202,000	3,621
Trading account gains and fees	$0	130
Additional Noninterest Income	$50,000	6,428
Total noninterest expense	$1,325,000	5,066
Salaries and employee benefits	$686,000	5,250
Premises and equipment expense	$290,000	3,657
Additional noninterest expense	$349,000	5,517
Pre-tax net operating income	$532,000	5,148
Securities gains (losses)	$4,000	2,826
Applicable income taxes	$0	7,214
Income before extraordinary items	$536,000	4,565
Extraordinary gains, net	$0	21
Net income	$536,000	4,566
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	8,060
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$45,000	493
Net operating income	$532,000	4,489
2004-03-31 (YTD Data)		Rank
Total interest income	$1,328,000	4,648
Total interest expense	$498,000	3,655
Net interest income	$830,000	5,087
Provision for loan and lease losses	$45,000	3,437
Total noninterest income	$125,000	5,224
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$100,000	3,583
Trading account gains and fees	$0	121
Additional Noninterest Income	$25,000	6,426
Total noninterest expense	$649,000	5,170
Salaries and employee benefits	$325,000	5,473
Premises and equipment expense	$146,000	3,659
Additional noninterest expense	$178,000	5,468
Pre-tax net operating income	$261,000	5,161
Securities gains (losses)	$4,000	2,410
Applicable income taxes	$0	7,103
Income before extraordinary items	$265,000	4,601
Extraordinary gains, net	$0	16
Net income	$265,000	4,601
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,968
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$45,000	320
Net operating income	$261,000	4,506
2003-12-31 (YTD Data)		Rank
Total interest income	$5,204,000	4,757
Total interest expense	$2,289,000	3,589
Net interest income	$2,915,000	5,401
Provision for loan and lease losses	$150,000	4,567
Total noninterest income	$596,000	4,987
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$414,000	3,567
Trading account gains and fees	$0	160
Additional Noninterest Income	$182,000	5,477
Total noninterest expense	$2,555,000	5,145
Salaries and employee benefits	$1,248,000	5,498
Premises and equipment expense	$591,000	3,564
Additional noninterest expense	$716,000	5,432
Pre-tax net operating income	$806,000	5,684
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$806,000	5,220
Extraordinary gains, net	$0	54
Net income	$806,000	5,220
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	5,943
Cash dividends	$49,000	5,950
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$806,000	5,058
2003-09-30 (YTD Data)		Rank
Total interest income	$3,877,000	4,825
Total interest expense	$1,764,000	3,614
Net interest income	$2,113,000	5,539
Provision for loan and lease losses	$150,000	3,902
Total noninterest income	$464,000	4,940
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$310,000	3,592
Trading account gains and fees	$0	153
Additional Noninterest Income	$154,000	5,292
Total noninterest expense	$1,848,000	5,245
Salaries and employee benefits	$868,000	5,728
Premises and equipment expense	$442,000	3,575
Additional noninterest expense	$538,000	5,395
Pre-tax net operating income	$579,000	5,949
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$579,000	5,490
Extraordinary gains, net	$0	40
Net income	$579,000	5,490
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	5,282
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$579,000	5,291
2003-06-30 (YTD Data)		Rank
Total interest income	$2,559,000	4,906
Total interest expense	$1,206,000	3,652
Net interest income	$1,353,000	5,657
Provision for loan and lease losses	$30,000	5,740
Total noninterest income	$328,000	4,762
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$197,000	3,662
Trading account gains and fees	$0	150
Additional Noninterest Income	$131,000	4,832
Total noninterest expense	$1,218,000	5,281
Salaries and employee benefits	$569,000	5,785
Premises and equipment expense	$292,000	3,586
Additional noninterest expense	$357,000	5,403
Pre-tax net operating income	$433,000	5,673
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$433,000	5,196
Extraordinary gains, net	$0	30
Net income	$433,000	5,196
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	2,876
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$433,000	4,989
2003-03-31 (YTD Data)		Rank
Total interest income	$1,251,000	5,011
Total interest expense	$605,000	3,727
Net interest income	$646,000	5,807
Provision for loan and lease losses	$15,000	5,504
Total noninterest income	$105,000	5,786
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$89,000	3,826
Trading account gains and fees	$0	134
Additional Noninterest Income	$16,000	7,254
Total noninterest expense	$601,000	5,328
Salaries and employee benefits	$287,000	5,768
Premises and equipment expense	$146,000	3,559
Additional noninterest expense	$168,000	5,579
Pre-tax net operating income	$135,000	6,687
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$135,000	6,269
Extraordinary gains, net	$0	21
Net income	$135,000	6,268
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	1,796
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$135,000	6,099
2002-12-31 (YTD Data)		Rank
Total interest income	$4,911,000	5,239
Total interest expense	$2,491,000	4,112
Net interest income	$2,420,000	6,016
Provision for loan and lease losses	$30,000	7,191
Total noninterest income	$455,000	5,466
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$361,000	3,788
Trading account gains and fees	$0	153
Additional Noninterest Income	$94,000	6,565
Total noninterest expense	$2,246,000	5,471
Salaries and employee benefits	$1,114,000	5,763
Premises and equipment expense	$584,000	3,485
Additional noninterest expense	$548,000	6,236
Pre-tax net operating income	$599,000	6,427
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$599,000	5,967
Extraordinary gains, net	$0	70
Net income	$599,000	5,965
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	4,898
Cash dividends	$49,000	6,007
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$599,000	5,826
2001-12-31 (YTD Data)		Rank
Total interest income	$5,778,000	5,103
Total interest expense	$3,888,000	3,892
Net interest income	$1,890,000	6,616
Provision for loan and lease losses	$0	8,228
Total noninterest income	$383,000	5,802
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$306,000	4,118
Trading account gains and fees	$0	177
Additional Noninterest Income	$77,000	6,957
Total noninterest expense	$2,030,000	5,671
Salaries and employee benefits	$1,005,000	5,960
Premises and equipment expense	$487,000	3,968
Additional noninterest expense	$538,000	6,214
Pre-tax net operating income	$243,000	7,673
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$243,000	7,476
Extraordinary gains, net	$0	105
Net income	$243,000	7,477
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,796
Cash dividends	$16,000	6,469
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$243,000	7,359
2000-12-31 (YTD Data)		Rank
Total interest income	$6,538,000	4,816
Total interest expense	$4,028,000	3,954
Net interest income	$2,510,000	5,790
Provision for loan and lease losses	$215,000	3,578
Total noninterest income	$356,000	5,848
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$306,000	3,997
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	7,811
Total noninterest expense	$1,816,000	6,034
Salaries and employee benefits	$913,000	6,269
Premises and equipment expense	$391,000	4,578
Additional noninterest expense	$512,000	6,336
Pre-tax net operating income	$835,000	5,756
Securities gains (losses)	$0	1,956
Applicable income taxes	$24,000	7,748
Income before extraordinary items	$811,000	5,005
Extraordinary gains, net	$0	38
Net income	$811,000	5,004
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$282,000	1,907
Cash dividends	$50,000	6,383
Sale, conversion, retirement of capital stock, net	$-105,000	9,780
Net operating income	$811,000	5,000
1999-12-31 (YTD Data)		Rank
Total interest income	$5,926,000	4,991
Total interest expense	$3,624,000	3,920
Net interest income	$2,302,000	6,096
Provision for loan and lease losses	$240,000	3,119
Total noninterest income	$360,000	5,920
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$305,000	3,939
Trading account gains and fees	NA	NA
Additional Noninterest Income	$55,000	7,882
Total noninterest expense	$1,691,000	6,318
Salaries and employee benefits	$831,000	6,611
Premises and equipment expense	$374,000	4,747
Additional noninterest expense	$486,000	6,613
Pre-tax net operating income	$731,000	6,205
Securities gains (losses)	$0	3,155
Applicable income taxes	$-17,000	9,703
Income before extraordinary items	$748,000	5,285
Extraordinary gains, net	$0	35
Net income	$748,000	5,283
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	3,671
Cash dividends	$25,000	6,862
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$748,000	5,250
1998-12-31 (YTD Data)		Rank
Total interest income	$6,129,000	4,926
Total interest expense	$3,901,000	3,773
Net interest income	$2,228,000	6,244
Provision for loan and lease losses	$410,000	2,021
Total noninterest income	$331,000	6,195
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$270,000	4,258
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	7,768
Total noninterest expense	$1,549,000	6,547
Salaries and employee benefits	$749,000	6,921
Premises and equipment expense	$351,000	4,877
Additional noninterest expense	$449,000	6,813
Pre-tax net operating income	$600,000	6,915
Securities gains (losses)	$0	4,449
Applicable income taxes	$119,000	7,259
Income before extraordinary items	$481,000	6,717
Extraordinary gains, net	$0	32
Net income	$481,000	6,715
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$454,000	1,363
Cash dividends	$25,000	7,195
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$481,000	6,617
1997-12-31 (YTD Data)		Rank
Total interest income	$5,327,000	5,544
Total interest expense	$2,988,000	4,736
Net interest income	$2,339,000	6,306
Provision for loan and lease losses	$87,000	5,506
Total noninterest income	$327,000	6,368
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$260,000	4,521
Trading account gains and fees	NA	NA
Additional Noninterest Income	$67,000	7,794
Total noninterest expense	$1,473,000	6,856
Salaries and employee benefits	$740,000	7,080
Premises and equipment expense	$310,000	5,351
Additional noninterest expense	$423,000	7,170
Pre-tax net operating income	$1,106,000	5,512
Securities gains (losses)	$0	3,944
Applicable income taxes	$264,000	6,116
Income before extraordinary items	$842,000	5,283
Extraordinary gains, net	$0	44
Net income	$842,000	5,285
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,380
Cash dividends	$25,000	7,533
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$842,000	5,230
1996-12-31 (YTD Data)		Rank
Total interest income	$4,793,000	6,120
Total interest expense	$2,580,000	5,382
Net interest income	$2,213,000	6,742
Provision for loan and lease losses	$102,000	5,039
Total noninterest income	$315,000	6,771
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$249,000	4,840
Trading account gains and fees	NA	NA
Additional Noninterest Income	$66,000	8,243
Total noninterest expense	$1,225,000	7,920
Salaries and employee benefits	$641,000	7,891
Premises and equipment expense	$223,000	6,642
Additional noninterest expense	$361,000	8,252
Pre-tax net operating income	$1,201,000	5,121
Securities gains (losses)	$0	4,148
Applicable income taxes	$332,000	5,503
Income before extraordinary items	$869,000	4,990
Extraordinary gains, net	$0	53
Net income	$869,000	4,992
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,621
Cash dividends	$25,000	7,964
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$869,000	4,941
1995-12-31 (YTD Data)		Rank
Total interest income	$4,325,000	6,650
Total interest expense	$2,185,000	6,115
Net interest income	$2,140,000	7,003
Provision for loan and lease losses	$102,000	4,548
Total noninterest income	$301,000	7,065
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$228,000	5,216
Trading account gains and fees	NA	NA
Additional Noninterest Income	$73,000	8,234
Total noninterest expense	$1,172,000	8,307
Salaries and employee benefits	$578,000	8,505
Premises and equipment expense	$217,000	6,895
Additional noninterest expense	$377,000	8,427
Pre-tax net operating income	$1,167,000	5,357
Securities gains (losses)	$0	3,831
Applicable income taxes	$322,000	5,754
Income before extraordinary items	$845,000	5,238
Extraordinary gains, net	$0	65
Net income	$845,000	5,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,500
Cash dividends	$25,000	8,267
Sale, conversion, retirement of capital stock, net	$600,000	351
Net operating income	$845,000	5,221
1994-12-31 (YTD Data)		Rank
Total interest income	$3,696,000	7,075
Total interest expense	$1,787,000	6,108
Net interest income	$1,909,000	7,776
Provision for loan and lease losses	$132,000	3,859
Total noninterest income	$270,000	7,657
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$203,000	5,805
Trading account gains and fees	NA	NA
Additional Noninterest Income	$67,000	8,779
Total noninterest expense	$1,128,000	8,877
Salaries and employee benefits	$533,000	9,102
Premises and equipment expense	$205,000	7,319
Additional noninterest expense	$390,000	8,925
Pre-tax net operating income	$919,000	6,304
Securities gains (losses)	$0	3,600
Applicable income taxes	$228,000	6,882
Income before extraordinary items	$691,000	5,970
Extraordinary gains, net	$0	249
Net income	$691,000	5,987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	4,622
Cash dividends	$16,000	8,663
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$691,000	6,030
1993-12-31 (YTD Data)		Rank
Total interest income	$3,221,000	7,977
Total interest expense	$1,709,000	6,590
Net interest income	$1,512,000	9,069
Provision for loan and lease losses	$102,000	5,694
Total noninterest income	$266,000	8,127
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$177,000	6,433
Trading account gains and fees	NA	NA
Additional Noninterest Income	$89,000	8,282
Total noninterest expense	$1,044,000	9,545
Salaries and employee benefits	$606,000	8,751
Premises and equipment expense	$189,000	7,917
Additional noninterest expense	$249,000	11,098
Pre-tax net operating income	$632,000	7,736
Securities gains (losses)	$0	7,477
Applicable income taxes	$153,000	8,564
Income before extraordinary items	$479,000	7,712
Extraordinary gains, net	$0	3,149
Net income	$479,000	7,899
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	6,608
Cash dividends	$16,000	8,758
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$479,000	7,464
1992-12-31 (YTD Data)		Rank
Total interest income	$3,080,000	8,836
Total interest expense	$1,699,000	7,895
Net interest income	$1,381,000	9,697
Provision for loan and lease losses	$82,000	7,825
Total noninterest income	$289,000	7,873
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$213,000	5,752
Trading account gains and fees	NA	NA
Additional Noninterest Income	$76,000	9,018
Total noninterest expense	$938,000	10,268
Salaries and employee benefits	$555,000	9,231
Premises and equipment expense	$145,000	9,267
Additional noninterest expense	$238,000	11,701
Pre-tax net operating income	$650,000	7,389
Securities gains (losses)	$-11,000	13,323
Applicable income taxes	$177,000	8,040
Income before extraordinary items	$462,000	7,640
Extraordinary gains, net	$0	1,422
Net income	$462,000	7,747
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	9,043
Cash dividends	$16,000	8,560
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$469,920	7,223

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.