Home > United Southern Bank > Income and Expense
United Southern Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,410,000 | 9,103 |
| Total interest expense | $1,023,000 | 9,173 |
| Net interest income | $1,387,000 | 8,827 |
| Provision for loan and lease losses | $23,000 | 7,541 |
| Total noninterest income | $367,000 | 6,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,051 |
| Total noninterest expense | $1,399,000 | 7,585 |
| Salaries and employee benefits | $539,000 | 8,788 |
| Premises and equipment expense | $154,000 | 8,169 |
| Additional noninterest expense | $706,000 | 5,809 |
| Pre-tax net operating income | $332,000 | 9,513 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $120,000 | 8,792 |
| Income before extraordinary items | $212,000 | 9,807 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $212,000 | 9,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $243,000 | 5,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $212,000 | 9,775 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,297,000 | 9,267 |
| Total interest expense | $751,000 | 9,827 |
| Net interest income | $1,546,000 | 8,747 |
| Provision for loan and lease losses | $-24,000 | 11,869 |
| Total noninterest income | $463,000 | 5,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,777 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,294 |
| Total noninterest expense | $1,462,000 | 7,722 |
| Salaries and employee benefits | $491,000 | 9,478 |
| Premises and equipment expense | $136,000 | 8,926 |
| Additional noninterest expense | $835,000 | 5,502 |
| Pre-tax net operating income | $571,000 | 8,177 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $213,000 | 7,131 |
| Income before extraordinary items | $358,000 | 8,569 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $358,000 | 8,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $759,000 | 2,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $358,000 | 8,618 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 9,172 |
| Total interest expense | $910,000 | 9,504 |
| Net interest income | $1,596,000 | 8,809 |
| Provision for loan and lease losses | $33,000 | 8,295 |
| Total noninterest income | $454,000 | 5,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $366,000 | 3,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 8,318 |
| Total noninterest expense | $1,273,000 | 8,609 |
| Salaries and employee benefits | $499,000 | 9,680 |
| Premises and equipment expense | $160,000 | 8,641 |
| Additional noninterest expense | $614,000 | 7,214 |
| Pre-tax net operating income | $744,000 | 7,123 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $281,000 | 6,325 |
| Income before extraordinary items | $465,000 | 7,837 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $465,000 | 8,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 6,716 |
| Cash dividends | $204,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $463,720 | 7,601 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,524,000 | 9,882 |
| Total interest expense | $1,134,000 | 9,847 |
| Net interest income | $1,390,000 | 9,656 |
| Provision for loan and lease losses | $14,000 | 10,934 |
| Total noninterest income | $462,000 | 5,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $379,000 | 3,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,724 |
| Total noninterest expense | $1,079,000 | 9,621 |
| Salaries and employee benefits | $460,000 | 10,198 |
| Premises and equipment expense | $141,000 | 9,376 |
| Additional noninterest expense | $478,000 | 8,661 |
| Pre-tax net operating income | $759,000 | 6,769 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $270,000 | 6,362 |
| Income before extraordinary items | $489,000 | 7,423 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $489,000 | 7,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $174,000 | 5,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $489,000 | 7,049 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.