Home > United Southern Bank > Income and Expense

United Southern Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$8,827,0001,385
Total interest expense$1,932,0001,925
Net interest income$6,895,0001,206
Provision for loan and lease losses$-17,0004,231
Total noninterest income$1,305,0001,113
Gross Fiduciary activities income$470,000468
Service charges on deposit accounts$144,0001,489
Trading account gains and feesNANA
Additional Noninterest Income$691,0001,237
Total noninterest expense$5,187,0001,235
Salaries and employee benefits$3,063,0001,213
Premises and equipment expense$473,0001,321
Additional noninterest expense$691,0001,237
Pre-tax net operating income$3,030,0001,065
Securities gains (losses)$0665
Applicable income taxes$803,000749
Income before extraordinary items$2,227,0001,179
Extraordinary gains, net$047
Net income$2,227,0001,196
Minority interest net income$065
Net income of bank and minority interests.$2,227,0001,179
Net charge-offs$-29,0004,234
Cash dividends$713,0001,119
Sale, conversion, retirement of capital stock, net$0467
Net operating income$2,227,0001,189
2024-12-31 (YTD Data)Rank
Total interest income$35,497,0001,373
Total interest expense$9,986,0001,669
Net interest income$25,511,0001,207
Provision for loan and lease losses$-111,0004,246
Total noninterest income$5,369,0001,127
Gross Fiduciary activities income$1,731,000467
Service charges on deposit accounts$591,0001,491
Trading account gains and feesNANA
Additional Noninterest Income$3,047,0001,194
Total noninterest expense$20,781,0001,203
Salaries and employee benefits$11,816,0001,219
Premises and equipment expense$1,964,0001,253
Additional noninterest expense$3,047,0001,194
Pre-tax net operating income$10,210,0001,131
Securities gains (losses)$0940
Applicable income taxes$2,357,000863
Income before extraordinary items$7,853,0001,225
Extraordinary gains, net$053
Net income$7,853,0001,237
Minority interest net income$090
Net income of bank and minority interests.$7,853,0001,225
Net charge-offs$171,0001,447
Cash dividends$2,473,0001,442
Sale, conversion, retirement of capital stock, net$0564
Net operating income$7,853,0001,240
2024-09-30 (YTD Data)Rank
Total interest income$26,425,0001,368
Total interest expense$7,645,0001,648
Net interest income$18,780,0001,217
Provision for loan and lease losses$-139,0004,340
Total noninterest income$4,056,0001,121
Gross Fiduciary activities income$1,240,000475
Service charges on deposit accounts$506,0001,370
Trading account gains and feesNANA
Additional Noninterest Income$2,310,0001,193
Total noninterest expense$15,729,0001,184
Salaries and employee benefits$9,064,0001,178
Premises and equipment expense$1,512,0001,225
Additional noninterest expense$2,310,0001,193
Pre-tax net operating income$7,246,0001,172
Securities gains (losses)$0930
Applicable income taxes$1,920,000814
Income before extraordinary items$5,326,0001,304
Extraordinary gains, net$051
Net income$5,326,0001,317
Minority interest net income$082
Net income of bank and minority interests.$5,326,0001,306
Net charge-offs$12,0002,297
Cash dividends$1,652,0001,339
Sale, conversion, retirement of capital stock, net$0527
Net operating income$5,326,0001,312
2024-06-30 (YTD Data)Rank
Total interest income$17,624,0001,353
Total interest expense$5,178,0001,610
Net interest income$12,446,0001,215
Provision for loan and lease losses$-111,0004,367
Total noninterest income$2,682,0001,127
Gross Fiduciary activities income$813,000477
Service charges on deposit accounts$302,0001,455
Trading account gains and feesNANA
Additional Noninterest Income$1,567,0001,172
Total noninterest expense$10,517,0001,186
Salaries and employee benefits$6,084,0001,178
Premises and equipment expense$993,0001,241
Additional noninterest expense$1,567,0001,172
Pre-tax net operating income$4,722,0001,182
Securities gains (losses)$0628
Applicable income taxes$1,222,000829
Income before extraordinary items$3,500,0001,301
Extraordinary gains, net$052
Net income$3,500,0001,321
Minority interest net income$084
Net income of bank and minority interests.$3,500,0001,304
Net charge-offs$25,0001,688
Cash dividends$1,102,0001,353
Sale, conversion, retirement of capital stock, net$0496
Net operating income$3,500,0001,307
2024-03-31 (YTD Data)Rank
Total interest income$8,836,0001,335
Total interest expense$2,707,0001,536
Net interest income$6,129,0001,234
Provision for loan and lease losses$02,578
Total noninterest income$1,315,0001,136
Gross Fiduciary activities income$409,000449
Service charges on deposit accounts$156,0001,418
Trading account gains and feesNANA
Additional Noninterest Income$750,0001,182
Total noninterest expense$5,290,0001,177
Salaries and employee benefits$3,019,0001,181
Premises and equipment expense$493,0001,251
Additional noninterest expense$750,0001,182
Pre-tax net operating income$2,154,0001,238
Securities gains (losses)$0689
Applicable income taxes$571,000861
Income before extraordinary items$1,583,0001,369
Extraordinary gains, net$051
Net income$1,583,0001,382
Minority interest net income$072
Net income of bank and minority interests.$1,583,0001,368
Net charge-offs$28,0001,162
Cash dividends$550,0001,224
Sale, conversion, retirement of capital stock, net$0434
Net operating income$1,583,0001,376
2023-12-31 (YTD Data)Rank
Total interest income$33,874,0001,271
Total interest expense$7,728,0001,537
Net interest income$26,146,0001,158
Provision for loan and lease losses$03,275
Total noninterest income$5,502,0001,123
Gross Fiduciary activities income$1,592,000433
Service charges on deposit accounts$623,0001,429
Trading account gains and feesNANA
Additional Noninterest Income$3,287,0001,187
Total noninterest expense$19,766,0001,226
Salaries and employee benefits$11,323,0001,222
Premises and equipment expense$1,880,0001,291
Additional noninterest expense$3,287,0001,187
Pre-tax net operating income$11,882,0001,021
Securities gains (losses)$0988
Applicable income taxes$2,777,000780
Income before extraordinary items$9,105,0001,094
Extraordinary gains, net$054
Net income$9,105,0001,107
Minority interest net income$088
Net income of bank and minority interests.$9,105,0001,097
Net charge-offs$29,0002,045
Cash dividends$1,830,0001,612
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,105,0001,116
2023-09-30 (YTD Data)Rank
Total interest income$24,798,0001,274
Total interest expense$5,200,0001,535
Net interest income$19,598,0001,167
Provision for loan and lease losses$03,085
Total noninterest income$4,166,0001,120
Gross Fiduciary activities income$1,197,000429
Service charges on deposit accounts$460,0001,442
Trading account gains and feesNANA
Additional Noninterest Income$2,509,0001,171
Total noninterest expense$14,708,0001,224
Salaries and employee benefits$8,507,0001,219
Premises and equipment expense$1,458,0001,251
Additional noninterest expense$2,509,0001,171
Pre-tax net operating income$9,056,0001,049
Securities gains (losses)$0849
Applicable income taxes$2,400,000746
Income before extraordinary items$6,656,0001,158
Extraordinary gains, net$052
Net income$6,656,0001,165
Minority interest net income$081
Net income of bank and minority interests.$6,656,0001,158
Net charge-offs$-4,0003,620
Cash dividends$1,197,0001,553
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,656,0001,179
2023-06-30 (YTD Data)Rank
Total interest income$16,255,0001,260
Total interest expense$2,991,0001,567
Net interest income$13,264,0001,165
Provision for loan and lease losses$02,940
Total noninterest income$2,722,0001,079
Gross Fiduciary activities income$734,000440
Service charges on deposit accounts$302,0001,449
Trading account gains and feesNANA
Additional Noninterest Income$1,686,0001,103
Total noninterest expense$9,703,0001,226
Salaries and employee benefits$5,601,0001,221
Premises and equipment expense$964,0001,254
Additional noninterest expense$1,686,0001,102
Pre-tax net operating income$6,283,0001,014
Securities gains (losses)$0938
Applicable income taxes$1,665,000738
Income before extraordinary items$4,618,0001,120
Extraordinary gains, net$051
Net income$4,618,0001,133
Minority interest net income$081
Net income of bank and minority interests.$4,618,0001,120
Net charge-offs$-4,0003,681
Cash dividends$798,0001,578
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,618,0001,129
2023-03-31 (YTD Data)Rank
Total interest income$7,779,0001,285
Total interest expense$1,213,0001,626
Net interest income$6,566,0001,180
Provision for loan and lease losses$02,612
Total noninterest income$1,332,0001,095
Gross Fiduciary activities income$374,000445
Service charges on deposit accounts$150,0001,476
Trading account gains and feesNANA
Additional Noninterest Income$808,0001,127
Total noninterest expense$4,761,0001,258
Salaries and employee benefits$2,785,0001,249
Premises and equipment expense$477,0001,293
Additional noninterest expense$808,0001,127
Pre-tax net operating income$3,137,0001,043
Securities gains (losses)$0950
Applicable income taxes$831,000757
Income before extraordinary items$2,306,0001,144
Extraordinary gains, net$04
Net income$2,306,0001,143
Minority interest net income$048
Net income of bank and minority interests.$2,306,0001,143
Net charge-offs$-1,0003,238
Cash dividends$399,0001,425
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,306,0001,161
2022-12-31 (YTD Data)Rank
Total interest income$25,856,0001,283
Total interest expense$864,0002,612
Net interest income$24,992,0001,198
Provision for loan and lease losses$03,012
Total noninterest income$5,082,0001,190
Gross Fiduciary activities income$1,455,000461
Service charges on deposit accounts$659,0001,404
Trading account gains and feesNANA
Additional Noninterest Income$2,968,0001,268
Total noninterest expense$17,933,0001,286
Salaries and employee benefits$10,714,0001,259
Premises and equipment expense$1,905,0001,271
Additional noninterest expense$2,968,0001,268
Pre-tax net operating income$12,141,0001,102
Securities gains (losses)$0691
Applicable income taxes$2,755,000872
Income before extraordinary items$9,386,0001,149
Extraordinary gains, net$05
Net income$9,386,0001,148
Minority interest net income$063
Net income of bank and minority interests.$9,386,0001,149
Net charge-offs$-115,0004,313
Cash dividends$1,972,0001,523
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,386,0001,173
2022-09-30 (YTD Data)Rank
Total interest income$18,590,0001,283
Total interest expense$316,0003,225
Net interest income$18,274,0001,200
Provision for loan and lease losses$02,835
Total noninterest income$3,781,0001,208
Gross Fiduciary activities income$1,101,000461
Service charges on deposit accounts$494,0001,415
Trading account gains and feesNANA
Additional Noninterest Income$2,186,0001,310
Total noninterest expense$13,455,0001,282
Salaries and employee benefits$7,969,0001,260
Premises and equipment expense$1,447,0001,257
Additional noninterest expense$2,186,0001,310
Pre-tax net operating income$8,600,0001,142
Securities gains (losses)$0740
Applicable income taxes$2,263,000836
Income before extraordinary items$6,337,0001,231
Extraordinary gains, net$04
Net income$6,337,0001,230
Minority interest net income$057
Net income of bank and minority interests.$6,337,0001,231
Net charge-offs$-98,0004,289
Cash dividends$1,069,0001,609
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,337,0001,258
2022-06-30 (YTD Data)Rank
Total interest income$11,843,0001,288
Total interest expense$208,0003,154
Net interest income$11,635,0001,214
Provision for loan and lease losses$02,599
Total noninterest income$2,498,0001,208
Gross Fiduciary activities income$730,000423
Service charges on deposit accounts$324,0001,424
Trading account gains and feesNANA
Additional Noninterest Income$1,444,0001,347
Total noninterest expense$8,874,0001,288
Salaries and employee benefits$5,262,0001,264
Premises and equipment expense$944,0001,276
Additional noninterest expense$2,668,0001,269
Pre-tax net operating income$5,259,0001,166
Securities gains (losses)$0687
Applicable income taxes$1,289,000864
Income before extraordinary items$3,970,0001,242
Extraordinary gains, net$04
Net income$3,970,0001,241
Minority interest net income$060
Net income of bank and minority interests.$3,970,0001,242
Net charge-offs$29,0001,185
Cash dividends$713,0001,599
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,970,0001,262
2022-03-31 (YTD Data)Rank
Total interest income$5,832,0001,260
Total interest expense$103,0003,143
Net interest income$5,729,0001,195
Provision for loan and lease losses$02,285
Total noninterest income$1,194,0001,240
Gross Fiduciary activities income$367,000428
Service charges on deposit accounts$163,0001,396
Trading account gains and feesNANA
Additional Noninterest Income$664,0001,421
Total noninterest expense$4,429,0001,282
Salaries and employee benefits$2,633,0001,259
Premises and equipment expense$476,0001,272
Additional noninterest expense$1,320,0001,268
Pre-tax net operating income$2,494,0001,156
Securities gains (losses)$0623
Applicable income taxes$661,000831
Income before extraordinary items$1,833,0001,276
Extraordinary gains, net$04
Net income$1,833,0001,275
Minority interest net income$050
Net income of bank and minority interests.$1,833,0001,276
Net charge-offs$40,000748
Cash dividends$357,0001,387
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,833,0001,288
2021-12-31 (YTD Data)Rank
Total interest income$23,499,0001,295
Total interest expense$527,0003,096
Net interest income$22,972,0001,215
Provision for loan and lease losses$473,0001,106
Total noninterest income$4,666,0001,368
Gross Fiduciary activities income$1,347,000427
Service charges on deposit accounts$599,0001,413
Trading account gains and feesNANA
Additional Noninterest Income$2,720,0001,583
Total noninterest expense$17,349,0001,305
Salaries and employee benefits$10,196,0001,281
Premises and equipment expense$1,913,0001,263
Additional noninterest expense$5,240,0001,274
Pre-tax net operating income$9,816,0001,298
Securities gains (losses)$02,062
Applicable income taxes$2,252,0001,027
Income before extraordinary items$7,564,0001,404
Extraordinary gains, net$010
Net income$7,564,0001,404
Minority interest net income$074
Net income of bank and minority interests.$7,564,0001,404
Net charge-offs$-2,0003,330
Cash dividends$1,763,0001,657
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,564,0001,382
2021-09-30 (YTD Data)Rank
Total interest income$17,690,0001,321
Total interest expense$418,0003,119
Net interest income$17,272,0001,234
Provision for loan and lease losses$473,000855
Total noninterest income$3,471,0001,410
Gross Fiduciary activities income$994,000427
Service charges on deposit accounts$434,0001,434
Trading account gains and feesNANA
Additional Noninterest Income$2,043,0001,644
Total noninterest expense$12,925,0001,313
Salaries and employee benefits$7,572,0001,297
Premises and equipment expense$1,490,0001,240
Additional noninterest expense$3,863,0001,294
Pre-tax net operating income$7,345,0001,339
Securities gains (losses)$02,015
Applicable income taxes$1,870,0001,007
Income before extraordinary items$5,475,0001,518
Extraordinary gains, net$08
Net income$5,475,0001,518
Minority interest net income$069
Net income of bank and minority interests.$5,475,0001,518
Net charge-offs$-7,0003,541
Cash dividends$1,332,0001,498
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,475,0001,484
2021-06-30 (YTD Data)Rank
Total interest income$11,560,0001,329
Total interest expense$275,0003,215
Net interest income$11,285,0001,236
Provision for loan and lease losses$1,419,000218
Total noninterest income$2,220,0001,439
Gross Fiduciary activities income$655,000424
Service charges on deposit accounts$275,0001,437
Trading account gains and feesNANA
Additional Noninterest Income$1,290,0001,656
Total noninterest expense$8,511,0001,312
Salaries and employee benefits$4,954,0001,309
Premises and equipment expense$985,0001,232
Additional noninterest expense$2,572,0001,287
Pre-tax net operating income$3,575,0001,643
Securities gains (losses)$01,818
Applicable income taxes$910,0001,225
Income before extraordinary items$2,665,0001,856
Extraordinary gains, net$06
Net income$2,665,0001,857
Minority interest net income$067
Net income of bank and minority interests.$2,665,0001,856
Net charge-offs$-4,0003,475
Cash dividends$988,0001,416
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,665,0001,817
2021-03-31 (YTD Data)Rank
Total interest income$6,020,0001,294
Total interest expense$135,0003,312
Net interest income$5,885,0001,198
Provision for loan and lease losses$1,057,000175
Total noninterest income$1,025,0001,496
Gross Fiduciary activities income$301,000440
Service charges on deposit accounts$140,0001,414
Trading account gains and feesNANA
Additional Noninterest Income$584,0001,751
Total noninterest expense$4,268,0001,299
Salaries and employee benefits$2,496,0001,292
Premises and equipment expense$498,0001,221
Additional noninterest expense$1,274,0001,274
Pre-tax net operating income$1,585,0001,812
Securities gains (losses)$01,392
Applicable income taxes$514,0001,122
Income before extraordinary items$1,071,0002,124
Extraordinary gains, net$03
Net income$1,071,0002,124
Minority interest net income$055
Net income of bank and minority interests.$1,071,0002,124
Net charge-offs$01,930
Cash dividends$494,0001,227
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,071,0002,084
2020-12-31 (YTD Data)Rank
Total interest income$22,218,0001,352
Total interest expense$715,0003,414
Net interest income$21,503,0001,206
Provision for loan and lease losses$2,218,000976
Total noninterest income$4,321,0001,393
Gross Fiduciary activities income$1,121,000440
Service charges on deposit accounts$571,0001,476
Trading account gains and feesNANA
Additional Noninterest Income$2,629,0001,544
Total noninterest expense$16,795,0001,278
Salaries and employee benefits$9,837,0001,276
Premises and equipment expense$2,001,0001,183
Additional noninterest expense$4,957,0001,291
Pre-tax net operating income$6,811,0001,398
Securities gains (losses)$328,000788
Applicable income taxes$1,507,0001,133
Income before extraordinary items$5,632,0001,494
Extraordinary gains, net$04
Net income$5,632,0001,493
Minority interest net income$072
Net income of bank and minority interests.$5,632,0001,494
Net charge-offs$2,0003,319
Cash dividends$1,931,0001,574
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,372,8801,507
2020-09-30 (YTD Data)Rank
Total interest income$16,237,0001,395
Total interest expense$578,0003,401
Net interest income$15,659,0001,218
Provision for loan and lease losses$1,087,0001,287
Total noninterest income$3,326,0001,333
Gross Fiduciary activities income$839,000437
Service charges on deposit accounts$427,0001,471
Trading account gains and feesNANA
Additional Noninterest Income$2,060,0001,457
Total noninterest expense$12,895,0001,234
Salaries and employee benefits$7,594,0001,230
Premises and equipment expense$1,502,0001,179
Additional noninterest expense$3,799,0001,235
Pre-tax net operating income$5,003,0001,393
Securities gains (losses)$328,000660
Applicable income taxes$1,209,0001,040
Income before extraordinary items$4,122,0001,479
Extraordinary gains, net$04
Net income$4,122,0001,480
Minority interest net income$065
Net income of bank and minority interests.$4,122,0001,480
Net charge-offs$3,0003,032
Cash dividends$1,436,0001,387
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,862,8801,517
2020-06-30 (YTD Data)Rank
Total interest income$10,716,0001,430
Total interest expense$410,0003,432
Net interest income$10,306,0001,235
Provision for loan and lease losses$600,0001,444
Total noninterest income$2,155,0001,296
Gross Fiduciary activities income$551,000439
Service charges on deposit accounts$292,0001,462
Trading account gains and feesNANA
Additional Noninterest Income$1,312,0001,426
Total noninterest expense$8,632,0001,217
Salaries and employee benefits$5,129,0001,207
Premises and equipment expense$986,0001,186
Additional noninterest expense$2,517,0001,244
Pre-tax net operating income$3,229,0001,358
Securities gains (losses)$328,000500
Applicable income taxes$823,000966
Income before extraordinary items$2,734,0001,426
Extraordinary gains, net$04
Net income$2,734,0001,426
Minority interest net income$065
Net income of bank and minority interests.$2,734,0001,426
Net charge-offs$39,0001,862
Cash dividends$957,0001,378
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,474,8801,491
2020-03-31 (YTD Data)Rank
Total interest income$5,370,0001,419
Total interest expense$250,0003,266
Net interest income$5,120,0001,222
Provision for loan and lease losses$150,0001,627
Total noninterest income$1,015,0001,274
Gross Fiduciary activities income$276,000444
Service charges on deposit accounts$177,0001,436
Trading account gains and feesNANA
Additional Noninterest Income$562,0001,411
Total noninterest expense$4,306,0001,234
Salaries and employee benefits$2,583,0001,205
Premises and equipment expense$487,0001,212
Additional noninterest expense$1,236,0001,282
Pre-tax net operating income$1,679,0001,208
Securities gains (losses)$01,705
Applicable income taxes$427,000829
Income before extraordinary items$1,252,0001,370
Extraordinary gains, net$04
Net income$1,252,0001,369
Minority interest net income$056
Net income of bank and minority interests.$1,252,0001,370
Net charge-offs$6,0002,039
Cash dividends$479,0001,329
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,252,0001,352
2019-12-31 (YTD Data)Rank
Total interest income$21,159,0001,452
Total interest expense$1,233,0003,017
Net interest income$19,926,0001,264
Provision for loan and lease losses$03,973
Total noninterest income$4,167,0001,273
Gross Fiduciary activities income$1,050,000449
Service charges on deposit accounts$764,0001,394
Trading account gains and feesNANA
Additional Noninterest Income$2,353,0001,394
Total noninterest expense$16,713,0001,235
Salaries and employee benefits$9,651,0001,235
Premises and equipment expense$1,898,0001,217
Additional noninterest expense$5,164,0001,200
Pre-tax net operating income$7,380,0001,303
Securities gains (losses)$3,0002,172
Applicable income taxes$1,760,000981
Income before extraordinary items$5,623,0001,448
Extraordinary gains, net$011
Net income$5,623,0001,450
Minority interest net income$076
Net income of bank and minority interests.$5,623,0001,450
Net charge-offs$-310,0005,056
Cash dividends$1,719,0001,736
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,620,6301,421
2019-09-30 (YTD Data)Rank
Total interest income$15,804,0001,468
Total interest expense$927,0003,031
Net interest income$14,877,0001,281
Provision for loan and lease losses$03,836
Total noninterest income$3,025,0001,292
Gross Fiduciary activities income$756,000452
Service charges on deposit accounts$555,0001,432
Trading account gains and feesNANA
Additional Noninterest Income$1,714,0001,412
Total noninterest expense$12,483,0001,243
Salaries and employee benefits$7,248,0001,242
Premises and equipment expense$1,468,0001,203
Additional noninterest expense$3,767,0001,239
Pre-tax net operating income$5,419,0001,356
Securities gains (losses)$02,167
Applicable income taxes$1,436,000963
Income before extraordinary items$3,983,0001,558
Extraordinary gains, net$011
Net income$3,983,0001,560
Minority interest net income$072
Net income of bank and minority interests.$3,983,0001,560
Net charge-offs$-309,0005,134
Cash dividends$1,240,0001,594
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,983,0001,527
2019-06-30 (YTD Data)Rank
Total interest income$10,468,0001,478
Total interest expense$611,0003,041
Net interest income$9,857,0001,282
Provision for loan and lease losses$03,685
Total noninterest income$1,977,0001,286
Gross Fiduciary activities income$486,000461
Service charges on deposit accounts$361,0001,441
Trading account gains and feesNANA
Additional Noninterest Income$1,130,0001,381
Total noninterest expense$8,437,0001,246
Salaries and employee benefits$4,831,0001,242
Premises and equipment expense$968,0001,218
Additional noninterest expense$2,638,0001,203
Pre-tax net operating income$3,397,0001,400
Securities gains (losses)$01,702
Applicable income taxes$900,000970
Income before extraordinary items$2,497,0001,606
Extraordinary gains, net$011
Net income$2,497,0001,607
Minority interest net income$069
Net income of bank and minority interests.$2,497,0001,607
Net charge-offs$-288,0005,198
Cash dividends$826,0001,614
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,497,0001,574
2019-03-31 (YTD Data)Rank
Total interest income$5,146,0001,493
Total interest expense$307,0003,004
Net interest income$4,839,0001,304
Provision for loan and lease losses$03,406
Total noninterest income$955,0001,272
Gross Fiduciary activities income$238,000467
Service charges on deposit accounts$184,0001,419
Trading account gains and feesNANA
Additional Noninterest Income$533,0001,388
Total noninterest expense$4,108,0001,261
Salaries and employee benefits$2,405,0001,251
Premises and equipment expense$472,0001,264
Additional noninterest expense$1,231,0001,266
Pre-tax net operating income$1,686,0001,385
Securities gains (losses)$01,087
Applicable income taxes$447,000968
Income before extraordinary items$1,239,0001,581
Extraordinary gains, net$05
Net income$1,239,0001,580
Minority interest net income$052
Net income of bank and minority interests.$1,239,0001,580
Net charge-offs$-287,0005,296
Cash dividends$413,0001,481
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,239,0001,560
2018-12-31 (YTD Data)Rank
Total interest income$19,762,0001,466
Total interest expense$914,0003,066
Net interest income$18,848,0001,301
Provision for loan and lease losses$04,082
Total noninterest income$3,968,0001,280
Gross Fiduciary activities income$956,000472
Service charges on deposit accounts$701,0001,534
Trading account gains and feesNANA
Additional Noninterest Income$2,311,0001,359
Total noninterest expense$16,032,0001,267
Salaries and employee benefits$9,278,0001,241
Premises and equipment expense$1,764,0001,310
Additional noninterest expense$4,990,0001,239
Pre-tax net operating income$6,784,0001,386
Securities gains (losses)$01,125
Applicable income taxes$1,621,0001,000
Income before extraordinary items$5,163,0001,545
Extraordinary gains, net$06
Net income$5,163,0001,543
Minority interest net income$072
Net income of bank and minority interests.$5,163,0001,544
Net charge-offs$-38,0004,825
Cash dividends$1,376,0001,851
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,163,0001,536
2018-09-30 (YTD Data)Rank
Total interest income$14,541,0001,469
Total interest expense$609,0003,171
Net interest income$13,932,0001,314
Provision for loan and lease losses$03,948
Total noninterest income$3,034,0001,262
Gross Fiduciary activities income$714,000467
Service charges on deposit accounts$505,0001,590
Trading account gains and feesNANA
Additional Noninterest Income$1,815,0001,339
Total noninterest expense$11,949,0001,265
Salaries and employee benefits$6,969,0001,235
Premises and equipment expense$1,337,0001,293
Additional noninterest expense$3,643,0001,279
Pre-tax net operating income$5,017,0001,419
Securities gains (losses)$01,118
Applicable income taxes$1,331,000971
Income before extraordinary items$3,686,0001,621
Extraordinary gains, net$05
Net income$3,686,0001,619
Minority interest net income$066
Net income of bank and minority interests.$3,686,0001,620
Net charge-offs$14,0002,857
Cash dividends$963,0001,709
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,686,0001,606
2018-06-30 (YTD Data)Rank
Total interest income$9,442,0001,493
Total interest expense$386,0003,182
Net interest income$9,056,0001,338
Provision for loan and lease losses$03,782
Total noninterest income$2,089,0001,236
Gross Fiduciary activities income$478,000462
Service charges on deposit accounts$336,0001,583
Trading account gains and feesNANA
Additional Noninterest Income$1,275,0001,299
Total noninterest expense$8,008,0001,264
Salaries and employee benefits$4,640,0001,247
Premises and equipment expense$904,0001,290
Additional noninterest expense$2,464,0001,259
Pre-tax net operating income$3,137,0001,473
Securities gains (losses)$0961
Applicable income taxes$831,000992
Income before extraordinary items$2,306,0001,683
Extraordinary gains, net$06
Net income$2,306,0001,682
Minority interest net income$065
Net income of bank and minority interests.$2,306,0001,682
Net charge-offs$3,0002,950
Cash dividends$642,0001,715
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,306,0001,671
2018-03-31 (YTD Data)Rank
Total interest income$4,596,0001,510
Total interest expense$188,0003,181
Net interest income$4,408,0001,365
Provision for loan and lease losses$03,508
Total noninterest income$1,024,0001,257
Gross Fiduciary activities income$238,000473
Service charges on deposit accounts$166,0001,599
Trading account gains and feesNANA
Additional Noninterest Income$620,0001,308
Total noninterest expense$4,024,0001,269
Salaries and employee benefits$2,319,0001,260
Premises and equipment expense$466,0001,272
Additional noninterest expense$1,239,0001,253
Pre-tax net operating income$1,408,0001,560
Securities gains (losses)$0735
Applicable income taxes$379,0001,042
Income before extraordinary items$1,029,0001,798
Extraordinary gains, net$07
Net income$1,029,0001,797
Minority interest net income$052
Net income of bank and minority interests.$1,029,0001,798
Net charge-offs$13,0001,854
Cash dividends$321,0001,542
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,029,0001,789
2017-12-31 (YTD Data)Rank
Total interest income$17,946,0001,489
Total interest expense$796,0002,924
Net interest income$17,150,0001,370
Provision for loan and lease losses$04,227
Total noninterest income$3,915,0001,305
Gross Fiduciary activities income$851,000483
Service charges on deposit accounts$704,0001,560
Trading account gains and feesNANA
Additional Noninterest Income$2,360,0001,378
Total noninterest expense$14,739,0001,350
Salaries and employee benefits$8,315,0001,363
Premises and equipment expense$1,710,0001,347
Additional noninterest expense$4,714,0001,305
Pre-tax net operating income$6,326,0001,411
Securities gains (losses)$20,0001,329
Applicable income taxes$3,145,000922
Income before extraordinary items$3,201,0001,935
Extraordinary gains, net$09
Net income$3,201,0001,935
Minority interest net income$076
Net income of bank and minority interests.$3,201,0001,936
Net charge-offs$-147,0005,387
Cash dividends$1,238,0001,943
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,188,2001,914
2017-09-30 (YTD Data)Rank
Total interest income$13,191,0001,513
Total interest expense$599,0002,910
Net interest income$12,592,0001,402
Provision for loan and lease losses$04,088
Total noninterest income$3,010,0001,301
Gross Fiduciary activities income$627,000487
Service charges on deposit accounts$534,0001,555
Trading account gains and feesNANA
Additional Noninterest Income$1,849,0001,353
Total noninterest expense$11,019,0001,342
Salaries and employee benefits$6,236,0001,351
Premises and equipment expense$1,278,0001,360
Additional noninterest expense$3,505,0001,306
Pre-tax net operating income$4,583,0001,458
Securities gains (losses)$20,0001,322
Applicable income taxes$1,680,0001,029
Income before extraordinary items$2,923,0001,763
Extraordinary gains, net$09
Net income$2,923,0001,763
Minority interest net income$071
Net income of bank and minority interests.$2,923,0001,763
Net charge-offs$-129,0005,407
Cash dividends$917,0001,791
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,910,2001,745
2017-06-30 (YTD Data)Rank
Total interest income$8,586,0001,533
Total interest expense$396,0002,901
Net interest income$8,190,0001,418
Provision for loan and lease losses$03,871
Total noninterest income$2,084,0001,271
Gross Fiduciary activities income$410,000493
Service charges on deposit accounts$360,0001,532
Trading account gains and feesNANA
Additional Noninterest Income$1,314,0001,296
Total noninterest expense$7,298,0001,357
Salaries and employee benefits$4,089,0001,386
Premises and equipment expense$829,0001,392
Additional noninterest expense$2,380,0001,292
Pre-tax net operating income$2,976,0001,470
Securities gains (losses)$01,906
Applicable income taxes$1,086,0001,049
Income before extraordinary items$1,890,0001,785
Extraordinary gains, net$011
Net income$1,890,0001,785
Minority interest net income$071
Net income of bank and minority interests.$1,890,0001,785
Net charge-offs$-3,0004,411
Cash dividends$611,0001,773
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,890,0001,762
2017-03-31 (YTD Data)Rank
Total interest income$4,196,0001,561
Total interest expense$198,0002,864
Net interest income$3,998,0001,449
Provision for loan and lease losses$03,537
Total noninterest income$1,151,0001,192
Gross Fiduciary activities income$194,000512
Service charges on deposit accounts$188,0001,481
Trading account gains and feesNANA
Additional Noninterest Income$769,0001,152
Total noninterest expense$3,639,0001,375
Salaries and employee benefits$2,040,0001,400
Premises and equipment expense$407,0001,426
Additional noninterest expense$1,192,0001,287
Pre-tax net operating income$1,510,0001,435
Securities gains (losses)$01,153
Applicable income taxes$554,0001,008
Income before extraordinary items$956,0001,730
Extraordinary gains, net$08
Net income$956,0001,729
Minority interest net income$055
Net income of bank and minority interests.$956,0001,730
Net charge-offs$5,0002,440
Cash dividends$305,0001,616
Sale, conversion, retirement of capital stock, net$0632
Net operating income$956,0001,713
2016-12-31 (YTD Data)Rank
Total interest income$16,115,0001,569
Total interest expense$766,0002,879
Net interest income$15,349,0001,465
Provision for loan and lease losses$-150,0005,615
Total noninterest income$3,493,0001,477
Gross Fiduciary activities income$851,000485
Service charges on deposit accounts$781,0001,470
Trading account gains and fees$0170
Additional Noninterest Income$1,861,0001,661
Total noninterest expense$13,784,0001,425
Salaries and employee benefits$7,564,0001,443
Premises and equipment expense$1,693,0001,362
Additional noninterest expense$4,527,0001,377
Pre-tax net operating income$5,208,0001,572
Securities gains (losses)$03,212
Applicable income taxes$1,893,0001,092
Income before extraordinary items$3,315,0001,932
Extraordinary gains, net$05
Net income$3,315,0001,931
Minority interest net income$082
Net income of bank and minority interests.$3,315,0001,931
Net charge-offs$-171,0005,638
Cash dividends$1,185,0002,007
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,315,0001,890
2016-09-30 (YTD Data)Rank
Total interest income$11,887,0001,600
Total interest expense$563,0002,917
Net interest income$11,324,0001,488
Provision for loan and lease losses$04,186
Total noninterest income$2,620,0001,468
Gross Fiduciary activities income$637,000484
Service charges on deposit accounts$577,0001,482
Trading account gains and fees$0169
Additional Noninterest Income$1,406,0001,651
Total noninterest expense$10,566,0001,380
Salaries and employee benefits$5,790,0001,404
Premises and equipment expense$1,329,0001,318
Additional noninterest expense$3,447,0001,357
Pre-tax net operating income$3,378,0001,793
Securities gains (losses)$03,160
Applicable income taxes$1,233,0001,238
Income before extraordinary items$2,145,0002,223
Extraordinary gains, net$05
Net income$2,145,0002,222
Minority interest net income$071
Net income of bank and minority interests.$2,145,0002,223
Net charge-offs$-203,0005,731
Cash dividends$879,0001,796
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,145,0002,157
2016-06-30 (YTD Data)Rank
Total interest income$7,753,0001,640
Total interest expense$364,0002,980
Net interest income$7,389,0001,518
Provision for loan and lease losses$04,017
Total noninterest income$1,757,0001,450
Gross Fiduciary activities income$421,000489
Service charges on deposit accounts$375,0001,509
Trading account gains and fees$0157
Additional Noninterest Income$961,0001,596
Total noninterest expense$7,066,0001,392
Salaries and employee benefits$3,845,0001,416
Premises and equipment expense$893,0001,310
Additional noninterest expense$2,328,0001,343
Pre-tax net operating income$2,080,0001,873
Securities gains (losses)$02,835
Applicable income taxes$759,0001,286
Income before extraordinary items$1,321,0002,334
Extraordinary gains, net$016
Net income$1,321,0002,333
Minority interest net income$071
Net income of bank and minority interests.$1,321,0002,333
Net charge-offs$10,0003,081
Cash dividends$586,0001,809
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,321,0002,273
2016-03-31 (YTD Data)Rank
Total interest income$3,784,0001,677
Total interest expense$179,0003,039
Net interest income$3,605,0001,557
Provision for loan and lease losses$03,656
Total noninterest income$838,0001,470
Gross Fiduciary activities income$208,000494
Service charges on deposit accounts$186,0001,515
Trading account gains and fees$0142
Additional Noninterest Income$444,0001,642
Total noninterest expense$3,559,0001,383
Salaries and employee benefits$1,936,0001,413
Premises and equipment expense$463,0001,264
Additional noninterest expense$1,160,0001,340
Pre-tax net operating income$884,0002,113
Securities gains (losses)$02,077
Applicable income taxes$323,0001,411
Income before extraordinary items$561,0002,551
Extraordinary gains, net$012
Net income$561,0002,551
Minority interest net income$062
Net income of bank and minority interests.$561,0002,551
Net charge-offs$33,0001,702
Cash dividends$293,0001,655
Sale, conversion, retirement of capital stock, net$0659
Net operating income$561,0002,509
2015-12-31 (YTD Data)Rank
Total interest income$14,865,0001,669
Total interest expense$710,0003,041
Net interest income$14,155,0001,548
Provision for loan and lease losses$-500,0005,943
Total noninterest income$3,472,0001,441
Gross Fiduciary activities income$886,000486
Service charges on deposit accounts$752,0001,553
Trading account gains and fees$0159
Additional Noninterest Income$1,834,0001,618
Total noninterest expense$13,456,0001,455
Salaries and employee benefits$7,363,0001,441
Premises and equipment expense$1,795,0001,301
Additional noninterest expense$4,298,0001,436
Pre-tax net operating income$4,671,0001,664
Securities gains (losses)$03,216
Applicable income taxes$1,791,0001,086
Income before extraordinary items$2,880,0002,111
Extraordinary gains, net$023
Net income$2,880,0002,112
Minority interest net income$081
Net income of bank and minority interests.$2,880,0002,113
Net charge-offs$-1,021,0006,100
Cash dividends$1,292,0001,813
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,880,0002,072
2015-09-30 (YTD Data)Rank
Total interest income$10,983,0001,702
Total interest expense$530,0003,083
Net interest income$10,453,0001,584
Provision for loan and lease losses$04,232
Total noninterest income$2,498,0001,504
Gross Fiduciary activities income$678,000481
Service charges on deposit accounts$545,0001,610
Trading account gains and fees$0153
Additional Noninterest Income$1,275,0001,720
Total noninterest expense$10,030,0001,459
Salaries and employee benefits$5,485,0001,459
Premises and equipment expense$1,381,0001,296
Additional noninterest expense$3,164,0001,467
Pre-tax net operating income$2,921,0001,941
Securities gains (losses)$03,031
Applicable income taxes$977,0001,389
Income before extraordinary items$1,944,0002,313
Extraordinary gains, net$021
Net income$1,944,0002,314
Minority interest net income$078
Net income of bank and minority interests.$1,944,0002,314
Net charge-offs$-834,0006,175
Cash dividends$749,0001,910
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,944,0002,274
2015-06-30 (YTD Data)Rank
Total interest income$7,250,0001,717
Total interest expense$353,0003,108
Net interest income$6,897,0001,601
Provision for loan and lease losses$04,069
Total noninterest income$1,643,0001,513
Gross Fiduciary activities income$458,000484
Service charges on deposit accounts$353,0001,624
Trading account gains and fees$0157
Additional Noninterest Income$832,0001,763
Total noninterest expense$6,647,0001,476
Salaries and employee benefits$3,625,0001,480
Premises and equipment expense$929,0001,288
Additional noninterest expense$2,093,0001,473
Pre-tax net operating income$1,893,0001,968
Securities gains (losses)$02,636
Applicable income taxes$647,0001,391
Income before extraordinary items$1,246,0002,377
Extraordinary gains, net$022
Net income$1,246,0002,379
Minority interest net income$075
Net income of bank and minority interests.$1,246,0002,379
Net charge-offs$-830,0006,286
Cash dividends$466,0002,013
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,246,0002,322
2015-03-31 (YTD Data)Rank
Total interest income$3,616,0001,726
Total interest expense$177,0003,128
Net interest income$3,439,0001,606
Provision for loan and lease losses$03,703
Total noninterest income$863,0001,425
Gross Fiduciary activities income$241,000482
Service charges on deposit accounts$170,0001,662
Trading account gains and fees$0152
Additional Noninterest Income$452,0001,630
Total noninterest expense$3,313,0001,471
Salaries and employee benefits$1,820,0001,480
Premises and equipment expense$450,0001,331
Additional noninterest expense$1,043,0001,476
Pre-tax net operating income$989,0001,878
Securities gains (losses)$02,027
Applicable income taxes$336,0001,338
Income before extraordinary items$653,0002,255
Extraordinary gains, net$013
Net income$653,0002,256
Minority interest net income$064
Net income of bank and minority interests.$653,0002,256
Net charge-offs$-822,0006,382
Cash dividends$183,0001,928
Sale, conversion, retirement of capital stock, net$0697
Net operating income$653,0002,192
2014-12-31 (YTD Data)Rank
Total interest income$14,575,0001,719
Total interest expense$710,0003,280
Net interest income$13,865,0001,595
Provision for loan and lease losses$400,0001,663
Total noninterest income$3,515,0001,390
Gross Fiduciary activities income$847,000503
Service charges on deposit accounts$782,0001,609
Trading account gains and fees$0180
Additional Noninterest Income$1,886,0001,529
Total noninterest expense$13,437,0001,425
Salaries and employee benefits$6,866,0001,522
Premises and equipment expense$1,768,0001,339
Additional noninterest expense$4,803,0001,345
Pre-tax net operating income$3,543,0002,009
Securities gains (losses)$03,259
Applicable income taxes$1,265,0001,322
Income before extraordinary items$2,278,0002,459
Extraordinary gains, net$017
Net income$2,278,0002,459
Minority interest net income$084
Net income of bank and minority interests.$2,278,0002,459
Net charge-offs$715,0001,144
Cash dividends$2,632,0001,037
Sale, conversion, retirement of capital stock, net$1,000851
Net operating income$2,278,0002,426
2014-09-30 (YTD Data)Rank
Total interest income$10,980,0001,715
Total interest expense$533,0003,331
Net interest income$10,447,0001,591
Provision for loan and lease losses$400,0001,373
Total noninterest income$2,769,0001,360
Gross Fiduciary activities income$631,000503
Service charges on deposit accounts$588,0001,621
Trading account gains and fees$0174
Additional Noninterest Income$1,550,0001,422
Total noninterest expense$10,178,0001,420
Salaries and employee benefits$5,120,0001,524
Premises and equipment expense$1,328,0001,351
Additional noninterest expense$3,730,0001,306
Pre-tax net operating income$2,638,0002,057
Securities gains (losses)$02,980
Applicable income taxes$897,0001,405
Income before extraordinary items$1,741,0002,458
Extraordinary gains, net$015
Net income$1,741,0002,459
Minority interest net income$081
Net income of bank and minority interests.$1,741,0002,458
Net charge-offs$462,0001,221
Cash dividends$463,0002,292
Sale, conversion, retirement of capital stock, net$1,000807
Net operating income$1,741,0002,416
2014-06-30 (YTD Data)Rank
Total interest income$7,304,0001,709
Total interest expense$357,0003,351
Net interest income$6,947,0001,586
Provision for loan and lease losses$400,000998
Total noninterest income$1,948,0001,306
Gross Fiduciary activities income$426,000500
Service charges on deposit accounts$388,0001,608
Trading account gains and fees$0172
Additional Noninterest Income$1,134,0001,336
Total noninterest expense$6,827,0001,418
Salaries and employee benefits$3,438,0001,516
Premises and equipment expense$888,0001,355
Additional noninterest expense$2,501,0001,295
Pre-tax net operating income$1,668,0002,098
Securities gains (losses)$02,580
Applicable income taxes$567,0001,419
Income before extraordinary items$1,101,0002,469
Extraordinary gains, net$020
Net income$1,101,0002,473
Minority interest net income$080
Net income of bank and minority interests.$1,101,0002,473
Net charge-offs$244,0001,430
Cash dividends$308,0002,299
Sale, conversion, retirement of capital stock, net$1,000774
Net operating income$1,101,0002,439
2014-03-31 (YTD Data)Rank
Total interest income$3,650,0001,701
Total interest expense$180,0003,387
Net interest income$3,470,0001,580
Provision for loan and lease losses$300,000685
Total noninterest income$1,098,0001,155
Gross Fiduciary activities income$215,000502
Service charges on deposit accounts$199,0001,558
Trading account gains and fees$0147
Additional Noninterest Income$684,0001,149
Total noninterest expense$3,387,0001,436
Salaries and employee benefits$1,708,0001,538
Premises and equipment expense$447,0001,370
Additional noninterest expense$1,232,0001,306
Pre-tax net operating income$881,0001,949
Securities gains (losses)$01,715
Applicable income taxes$302,0001,342
Income before extraordinary items$579,0002,323
Extraordinary gains, net$016
Net income$579,0002,324
Minority interest net income$066
Net income of bank and minority interests.$579,0002,325
Net charge-offs$62,0001,700
Cash dividends$154,0001,949
Sale, conversion, retirement of capital stock, net$1,000714
Net operating income$579,0002,288
2013-12-31 (YTD Data)Rank
Total interest income$15,000,0001,660
Total interest expense$855,0003,299
Net interest income$14,145,0001,536
Provision for loan and lease losses$2,167,000589
Total noninterest income$3,489,0001,455
Gross Fiduciary activities income$865,000482
Service charges on deposit accounts$860,0001,550
Trading account gains and fees$0184
Additional Noninterest Income$1,764,0001,661
Total noninterest expense$12,953,0001,504
Salaries and employee benefits$6,695,0001,547
Premises and equipment expense$1,689,0001,405
Additional noninterest expense$4,569,0001,454
Pre-tax net operating income$2,514,0002,460
Securities gains (losses)$03,182
Applicable income taxes$871,0001,589
Income before extraordinary items$1,643,0002,991
Extraordinary gains, net$029
Net income$1,643,0002,993
Minority interest net income$090
Net income of bank and minority interests.$1,643,0002,994
Net charge-offs$3,094,000529
Cash dividends$400,0002,980
Sale, conversion, retirement of capital stock, net$2,000909
Net operating income$1,643,0002,929
2013-09-30 (YTD Data)Rank
Total interest income$11,278,0001,671
Total interest expense$657,0003,326
Net interest income$10,621,0001,544
Provision for loan and lease losses$1,668,000578
Total noninterest income$2,645,0001,473
Gross Fiduciary activities income$639,000486
Service charges on deposit accounts$646,0001,552
Trading account gains and fees$0180
Additional Noninterest Income$1,360,0001,669
Total noninterest expense$9,944,0001,480
Salaries and employee benefits$5,058,0001,536
Premises and equipment expense$1,266,0001,416
Additional noninterest expense$3,620,0001,386
Pre-tax net operating income$1,654,0002,751
Securities gains (losses)$03,040
Applicable income taxes$546,0001,829
Income before extraordinary items$1,108,0003,227
Extraordinary gains, net$025
Net income$1,108,0003,230
Minority interest net income$084
Net income of bank and minority interests.$1,108,0003,231
Net charge-offs$1,326,000813
Cash dividends$300,0002,588
Sale, conversion, retirement of capital stock, net$2,000844
Net operating income$1,108,0003,160
2013-06-30 (YTD Data)Rank
Total interest income$7,519,0001,669
Total interest expense$453,0003,314
Net interest income$7,066,0001,529
Provision for loan and lease losses$1,067,000644
Total noninterest income$1,770,0001,472
Gross Fiduciary activities income$420,000491
Service charges on deposit accounts$425,0001,540
Trading account gains and fees$0157
Additional Noninterest Income$925,0001,677
Total noninterest expense$6,698,0001,470
Salaries and employee benefits$3,373,0001,543
Premises and equipment expense$841,0001,433
Additional noninterest expense$2,484,0001,333
Pre-tax net operating income$1,071,0002,761
Securities gains (losses)$02,791
Applicable income taxes$364,0001,838
Income before extraordinary items$707,0003,287
Extraordinary gains, net$022
Net income$707,0003,288
Minority interest net income$082
Net income of bank and minority interests.$707,0003,290
Net charge-offs$751,000941
Cash dividends$200,0002,545
Sale, conversion, retirement of capital stock, net$2,000802
Net operating income$707,0003,198
2013-03-31 (YTD Data)Rank
Total interest income$3,731,0001,689
Total interest expense$242,0003,246
Net interest income$3,489,0001,551
Provision for loan and lease losses$529,000668
Total noninterest income$929,0001,417
Gross Fiduciary activities income$207,000512
Service charges on deposit accounts$215,0001,522
Trading account gains and fees$0148
Additional Noninterest Income$507,0001,559
Total noninterest expense$3,380,0001,466
Salaries and employee benefits$1,691,0001,553
Premises and equipment expense$428,0001,428
Additional noninterest expense$1,261,0001,310
Pre-tax net operating income$509,0002,834
Securities gains (losses)$01,966
Applicable income taxes$173,0001,845
Income before extraordinary items$336,0003,354
Extraordinary gains, net$010
Net income$336,0003,354
Minority interest net income$076
Net income of bank and minority interests.$336,0003,356
Net charge-offs$217,0001,297
Cash dividends$100,0002,031
Sale, conversion, retirement of capital stock, net$2,000740
Net operating income$336,0003,248
2012-12-31 (YTD Data)Rank
Total interest income$16,073,0001,652
Total interest expense$1,191,0003,214
Net interest income$14,882,0001,473
Provision for loan and lease losses$2,516,000886
Total noninterest income$3,203,0001,570
Gross Fiduciary activities income$783,000507
Service charges on deposit accounts$817,0001,666
Trading account gains and fees$0166
Additional Noninterest Income$1,603,0001,782
Total noninterest expense$13,244,0001,481
Salaries and employee benefits$6,883,0001,478
Premises and equipment expense$1,660,0001,438
Additional noninterest expense$4,701,0001,442
Pre-tax net operating income$2,325,0002,538
Securities gains (losses)$21,0003,160
Applicable income taxes$821,0001,661
Income before extraordinary items$1,525,0003,100
Extraordinary gains, net$029
Net income$1,525,0003,099
Minority interest net income$093
Net income of bank and minority interests.$1,525,0003,099
Net charge-offs$2,777,000896
Cash dividends$100,0003,971
Sale, conversion, retirement of capital stock, net$4,000955
Net operating income$1,511,3502,984
2012-09-30 (YTD Data)Rank
Total interest income$12,333,0001,649
Total interest expense$930,0003,237
Net interest income$11,403,0001,458
Provision for loan and lease losses$2,025,000845
Total noninterest income$2,286,0001,619
Gross Fiduciary activities income$590,000505
Service charges on deposit accounts$600,0001,713
Trading account gains and fees$0157
Additional Noninterest Income$1,096,0001,880
Total noninterest expense$10,070,0001,459
Salaries and employee benefits$5,162,0001,472
Premises and equipment expense$1,284,0001,405
Additional noninterest expense$3,624,0001,407
Pre-tax net operating income$1,594,0002,765
Securities gains (losses)$21,0002,854
Applicable income taxes$549,0001,845
Income before extraordinary items$1,066,0003,304
Extraordinary gains, net$020
Net income$1,066,0003,306
Minority interest net income$086
Net income of bank and minority interests.$1,066,0003,306
Net charge-offs$2,132,000885
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$4,000909
Net operating income$1,052,1403,190
2012-06-30 (YTD Data)Rank
Total interest income$8,332,0001,641
Total interest expense$658,0003,195
Net interest income$7,674,0001,441
Provision for loan and lease losses$1,375,000857
Total noninterest income$1,483,0001,639
Gross Fiduciary activities income$387,000507
Service charges on deposit accounts$395,0001,728
Trading account gains and fees$0153
Additional Noninterest Income$701,0001,913
Total noninterest expense$6,770,0001,443
Salaries and employee benefits$3,455,0001,470
Premises and equipment expense$857,0001,386
Additional noninterest expense$2,458,0001,386
Pre-tax net operating income$1,012,0002,820
Securities gains (losses)$21,0002,473
Applicable income taxes$347,0001,891
Income before extraordinary items$686,0003,369
Extraordinary gains, net$019
Net income$686,0003,369
Minority interest net income$084
Net income of bank and minority interests.$686,0003,370
Net charge-offs$1,460,000868
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$4,000863
Net operating income$672,1403,233
2012-03-31 (YTD Data)Rank
Total interest income$4,215,0001,636
Total interest expense$372,0003,019
Net interest income$3,843,0001,444
Provision for loan and lease losses$650,000868
Total noninterest income$654,0001,797
Gross Fiduciary activities income$194,000510
Service charges on deposit accounts$196,0001,725
Trading account gains and fees$0148
Additional Noninterest Income$264,0002,264
Total noninterest expense$3,406,0001,444
Salaries and employee benefits$1,737,0001,475
Premises and equipment expense$424,0001,408
Additional noninterest expense$1,245,0001,352
Pre-tax net operating income$441,0003,140
Securities gains (losses)$21,0001,579
Applicable income taxes$157,0001,976
Income before extraordinary items$305,0003,620
Extraordinary gains, net$019
Net income$305,0003,623
Minority interest net income$078
Net income of bank and minority interests.$305,0003,623
Net charge-offs$677,000894
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$4,000737
Net operating income$291,1403,537
2011-12-31 (YTD Data)Rank
Total interest income$17,841,0001,594
Total interest expense$1,992,0002,791
Net interest income$15,849,0001,405
Provision for loan and lease losses$3,400,0001,073
Total noninterest income$2,141,0001,898
Gross Fiduciary activities income$737,000474
Service charges on deposit accounts$890,0001,644
Trading account gains and fees$0146
Additional Noninterest Income$514,0003,080
Total noninterest expense$13,088,0001,491
Salaries and employee benefits$6,843,0001,448
Premises and equipment expense$1,698,0001,465
Additional noninterest expense$4,547,0001,508
Pre-tax net operating income$1,502,0003,029
Securities gains (losses)$153,0001,696
Applicable income taxes$500,0002,034
Income before extraordinary items$1,155,0003,259
Extraordinary gains, net$029
Net income$1,155,0003,262
Minority interest net income$096
Net income of bank and minority interests.$1,155,0003,262
Net charge-offs$3,556,0001,070
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$6,0001,038
Net operating income$1,047,9003,346
2011-09-30 (YTD Data)Rank
Total interest income$13,557,0001,586
Total interest expense$1,585,0002,746
Net interest income$11,972,0001,404
Provision for loan and lease losses$2,850,000967
Total noninterest income$1,579,0001,929
Gross Fiduciary activities income$554,000470
Service charges on deposit accounts$669,0001,641
Trading account gains and fees$0145
Additional Noninterest Income$356,0003,211
Total noninterest expense$9,740,0001,501
Salaries and employee benefits$5,142,0001,437
Premises and equipment expense$1,256,0001,495
Additional noninterest expense$3,342,0001,536
Pre-tax net operating income$961,0003,384
Securities gains (losses)$153,0001,416
Applicable income taxes$379,0001,997
Income before extraordinary items$735,0003,655
Extraordinary gains, net$021
Net income$735,0003,657
Minority interest net income$087
Net income of bank and minority interests.$735,0003,657
Net charge-offs$2,345,0001,094
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$6,000962
Net operating income$634,0203,816
2011-06-30 (YTD Data)Rank
Total interest income$9,131,0001,588
Total interest expense$1,120,0002,710
Net interest income$8,011,0001,388
Provision for loan and lease losses$2,100,000886
Total noninterest income$1,261,0001,666
Gross Fiduciary activities income$373,000475
Service charges on deposit accounts$427,0001,677
Trading account gains and fees$0153
Additional Noninterest Income$461,0002,224
Total noninterest expense$6,560,0001,496
Salaries and employee benefits$3,418,0001,462
Premises and equipment expense$860,0001,469
Additional noninterest expense$2,282,0001,514
Pre-tax net operating income$612,0003,440
Securities gains (losses)$153,000870
Applicable income taxes$260,0001,953
Income before extraordinary items$505,0003,566
Extraordinary gains, net$015
Net income$505,0003,568
Minority interest net income$089
Net income of bank and minority interests.$505,0003,567
Net charge-offs$1,634,0001,050
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$6,000884
Net operating income$404,0203,856
2011-03-31 (YTD Data)Rank
Total interest income$4,528,0001,612
Total interest expense$595,0002,659
Net interest income$3,933,0001,415
Provision for loan and lease losses$900,000933
Total noninterest income$763,0001,467
Gross Fiduciary activities income$192,000466
Service charges on deposit accounts$211,0001,670
Trading account gains and fees$0158
Additional Noninterest Income$360,0001,692
Total noninterest expense$3,378,0001,466
Salaries and employee benefits$1,722,0001,462
Premises and equipment expense$437,0001,471
Additional noninterest expense$1,219,0001,434
Pre-tax net operating income$418,0002,879
Securities gains (losses)$01,772
Applicable income taxes$142,0001,845
Income before extraordinary items$276,0003,392
Extraordinary gains, net$09
Net income$276,0003,389
Minority interest net income$086
Net income of bank and minority interests.$276,0003,390
Net charge-offs$897,000920
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$6,000762
Net operating income$276,0003,339
2010-12-31 (YTD Data)Rank
Total interest income$19,603,0001,570
Total interest expense$3,169,0002,484
Net interest income$16,434,0001,365
Provision for loan and lease losses$4,250,0001,282
Total noninterest income$2,377,0001,832
Gross Fiduciary activities income$680,000483
Service charges on deposit accounts$940,0001,585
Trading account gains and fees$0175
Additional Noninterest Income$757,0002,567
Total noninterest expense$13,343,0001,485
Salaries and employee benefits$7,042,0001,399
Premises and equipment expense$1,765,0001,456
Additional noninterest expense$4,536,0001,588
Pre-tax net operating income$1,218,0003,063
Securities gains (losses)$258,0001,387
Applicable income taxes$450,0001,995
Income before extraordinary items$1,026,0003,174
Extraordinary gains, net$029
Net income$1,026,0003,170
Minority interest net income$0111
Net income of bank and minority interests.$1,026,0003,174
Net charge-offs$3,390,0001,361
Cash dividends$2,740,000596
Sale, conversion, retirement of capital stock, net$10,0001,159
Net operating income$845,4003,404
2010-09-30 (YTD Data)Rank
Total interest income$14,836,0001,589
Total interest expense$2,476,0002,495
Net interest income$12,360,0001,372
Provision for loan and lease losses$3,250,0001,201
Total noninterest income$2,671,0001,356
Gross Fiduciary activities income$483,000498
Service charges on deposit accounts$714,0001,614
Trading account gains and fees$0165
Additional Noninterest Income$1,474,0001,359
Total noninterest expense$10,951,0001,365
Salaries and employee benefits$5,142,0001,443
Premises and equipment expense$1,385,0001,409
Additional noninterest expense$4,424,0001,221
Pre-tax net operating income$830,0003,399
Securities gains (losses)$230,0001,265
Applicable income taxes$380,0001,924
Income before extraordinary items$680,0003,559
Extraordinary gains, net$023
Net income$680,0003,557
Minority interest net income$0110
Net income of bank and minority interests.$680,0003,559
Net charge-offs$1,800,0001,606
Cash dividends$1,441,000776
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$532,8003,851
2010-06-30 (YTD Data)Rank
Total interest income$9,921,0001,603
Total interest expense$1,658,0002,576
Net interest income$8,263,0001,372
Provision for loan and lease losses$2,500,0001,079
Total noninterest income$1,901,0001,276
Gross Fiduciary activities income$305,000513
Service charges on deposit accounts$754,0001,045
Trading account gains and fees$0152
Additional Noninterest Income$842,0001,466
Total noninterest expense$7,104,0001,401
Salaries and employee benefits$3,289,0001,509
Premises and equipment expense$902,0001,458
Additional noninterest expense$2,913,0001,223
Pre-tax net operating income$560,0003,439
Securities gains (losses)$230,000861
Applicable income taxes$283,0001,799
Income before extraordinary items$507,0003,385
Extraordinary gains, net$019
Net income$507,0003,382
Minority interest net income$0105
Net income of bank and minority interests.$507,0003,384
Net charge-offs$1,387,0001,436
Cash dividends$626,0001,096
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$359,8003,850
2010-03-31 (YTD Data)Rank
Total interest income$4,899,0001,645
Total interest expense$819,0002,708
Net interest income$4,080,0001,403
Provision for loan and lease losses$1,200,0001,029
Total noninterest income$808,0001,437
Gross Fiduciary activities income$147,000532
Service charges on deposit accounts$369,0001,064
Trading account gains and fees$0175
Additional Noninterest Income$292,0001,869
Total noninterest expense$3,418,0001,466
Salaries and employee benefits$1,770,0001,413
Premises and equipment expense$442,0001,531
Additional noninterest expense$1,206,0001,467
Pre-tax net operating income$270,0003,550
Securities gains (losses)$104,000770
Applicable income taxes$134,0001,842
Income before extraordinary items$240,0003,571
Extraordinary gains, net$016
Net income$240,0003,567
Minority interest net income$091
Net income of bank and minority interests.$240,0003,570
Net charge-offs$590,0001,464
Cash dividends$313,0001,034
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$173,4404,040
2009-12-31 (YTD Data)Rank
Total interest income$20,900,0001,634
Total interest expense$4,904,0002,302
Net interest income$15,996,0001,381
Provision for loan and lease losses$4,300,0001,588
Total noninterest income$2,776,0001,706
Gross Fiduciary activities income$566,000521
Service charges on deposit accounts$1,472,0001,173
Trading account gains and fees$0211
Additional Noninterest Income$738,0002,581
Total noninterest expense$13,159,0001,578
Salaries and employee benefits$6,829,0001,474
Premises and equipment expense$1,705,0001,572
Additional noninterest expense$4,625,0001,613
Pre-tax net operating income$1,313,0002,560
Securities gains (losses)$416,000996
Applicable income taxes$545,0001,474
Income before extraordinary items$1,184,0002,497
Extraordinary gains, net$034
Net income$1,184,0002,495
Minority interest net income$0115
Net income of bank and minority interests.$1,184,0002,496
Net charge-offs$3,021,0001,599
Cash dividends$1,254,0001,370
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$901,1202,887
2009-09-30 (YTD Data)Rank
Total interest income$15,757,0001,665
Total interest expense$3,888,0002,272
Net interest income$11,869,0001,406
Provision for loan and lease losses$2,300,0001,748
Total noninterest income$2,009,0001,773
Gross Fiduciary activities income$409,000530
Service charges on deposit accounts$1,088,0001,190
Trading account gains and fees$0212
Additional Noninterest Income$512,0002,774
Total noninterest expense$10,405,0001,480
Salaries and employee benefits$5,630,0001,349
Premises and equipment expense$1,325,0001,547
Additional noninterest expense$3,450,0001,561
Pre-tax net operating income$1,173,0002,475
Securities gains (losses)$03,497
Applicable income taxes$420,0001,578
Income before extraordinary items$753,0002,987
Extraordinary gains, net$027
Net income$753,0002,985
Minority interest net income$0118
Net income of bank and minority interests.$753,0002,988
Net charge-offs$2,431,0001,345
Cash dividends$940,0001,325
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$753,0002,910
2009-06-30 (YTD Data)Rank
Total interest income$10,492,0001,695
Total interest expense$2,708,0002,268
Net interest income$7,784,0001,438
Provision for loan and lease losses$1,250,0001,805
Total noninterest income$1,279,0001,839
Gross Fiduciary activities income$261,000540
Service charges on deposit accounts$701,0001,212
Trading account gains and fees$0193
Additional Noninterest Income$317,0002,909
Total noninterest expense$7,003,0001,487
Salaries and employee benefits$3,753,0001,385
Premises and equipment expense$871,0001,599
Additional noninterest expense$2,379,0001,537
Pre-tax net operating income$810,0002,496
Securities gains (losses)$03,136
Applicable income taxes$287,0001,580
Income before extraordinary items$523,0003,005
Extraordinary gains, net$021
Net income$523,0003,003
Minority interest net income$0112
Net income of bank and minority interests.$523,0003,004
Net charge-offs$1,207,0001,507
Cash dividends$626,0001,380
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$523,0002,907
2009-03-31 (YTD Data)Rank
Total interest income$5,221,0001,716
Total interest expense$1,447,0002,224
Net interest income$3,774,0001,474
Provision for loan and lease losses$600,0001,587
Total noninterest income$648,0001,793
Gross Fiduciary activities income$136,000535
Service charges on deposit accounts$345,0001,194
Trading account gains and fees$0171
Additional Noninterest Income$167,0002,780
Total noninterest expense$3,537,0001,404
Salaries and employee benefits$1,877,0001,386
Premises and equipment expense$450,0001,584
Additional noninterest expense$1,210,0001,345
Pre-tax net operating income$285,0003,413
Securities gains (losses)$02,434
Applicable income taxes$102,0002,162
Income before extraordinary items$183,0004,014
Extraordinary gains, net$015
Net income$183,0004,016
Minority interest net income$0102
Net income of bank and minority interests.$183,0004,016
Net charge-offs$491,0001,376
Cash dividends$313,0001,313
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$183,0003,863
2008-12-31 (YTD Data)Rank
Total interest income$22,326,0001,733
Total interest expense$6,307,0002,414
Net interest income$16,019,0001,386
Provision for loan and lease losses$1,550,0002,117
Total noninterest income$2,853,0001,645
Gross Fiduciary activities income$626,000518
Service charges on deposit accounts$1,474,0001,226
Trading account gains and fees$0154
Additional Noninterest Income$753,0002,526
Total noninterest expense$12,501,0001,562
Salaries and employee benefits$7,161,0001,438
Premises and equipment expense$1,725,0001,606
Additional noninterest expense$3,615,0001,703
Pre-tax net operating income$4,821,0001,138
Securities gains (losses)$03,220
Applicable income taxes$1,663,000792
Income before extraordinary items$3,158,0001,290
Extraordinary gains, net$039
Net income$3,158,0001,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,001,0001,961
Cash dividends$1,335,0001,896
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,158,0001,390
2008-09-30 (YTD Data)Rank
Total interest income$16,802,0001,763
Total interest expense$4,692,0002,515
Net interest income$12,110,0001,396
Provision for loan and lease losses$550,0002,590
Total noninterest income$2,183,0001,667
Gross Fiduciary activities income$465,000530
Service charges on deposit accounts$1,104,0001,232
Trading account gains and fees$0148
Additional Noninterest Income$614,0002,498
Total noninterest expense$9,224,0001,580
Salaries and employee benefits$5,290,0001,489
Premises and equipment expense$1,367,0001,526
Additional noninterest expense$2,567,0001,735
Pre-tax net operating income$4,519,0001,123
Securities gains (losses)$03,106
Applicable income taxes$1,640,000770
Income before extraordinary items$2,879,0001,288
Extraordinary gains, net$031
Net income$2,879,0001,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$535,0001,894
Cash dividends$1,002,0001,786
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,879,0001,362
2008-06-30 (YTD Data)Rank
Total interest income$11,230,0001,785
Total interest expense$3,245,0002,521
Net interest income$7,985,0001,398
Provision for loan and lease losses$300,0002,524
Total noninterest income$1,455,0001,689
Gross Fiduciary activities income$312,000534
Service charges on deposit accounts$727,0001,221
Trading account gains and fees$0149
Additional Noninterest Income$416,0002,530
Total noninterest expense$6,013,0001,614
Salaries and employee benefits$3,507,0001,505
Premises and equipment expense$934,0001,489
Additional noninterest expense$1,572,0001,843
Pre-tax net operating income$3,127,0001,130
Securities gains (losses)$03,233
Applicable income taxes$1,135,000847
Income before extraordinary items$1,992,0001,397
Extraordinary gains, net$021
Net income$1,992,0001,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$345,0001,654
Cash dividends$668,0001,920
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,992,0001,365
2008-03-31 (YTD Data)Rank
Total interest income$5,731,0001,792
Total interest expense$1,879,0002,369
Net interest income$3,852,0001,436
Provision for loan and lease losses$150,0002,123
Total noninterest income$732,0001,684
Gross Fiduciary activities income$153,000553
Service charges on deposit accounts$352,0001,248
Trading account gains and fees$0158
Additional Noninterest Income$227,0002,375
Total noninterest expense$2,919,0001,664
Salaries and employee benefits$1,753,0001,525
Premises and equipment expense$461,0001,514
Additional noninterest expense$705,0001,997
Pre-tax net operating income$1,515,0001,250
Securities gains (losses)$02,688
Applicable income taxes$550,000926
Income before extraordinary items$965,0001,553
Extraordinary gains, net$015
Net income$965,0001,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0002,625
Cash dividends$334,0001,775
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$965,0001,497
2007-12-31 (YTD Data)Rank
Total interest income$24,533,0001,744
Total interest expense$9,007,0002,115
Net interest income$15,526,0001,446
Provision for loan and lease losses$520,0002,271
Total noninterest income$3,241,0001,555
Gross Fiduciary activities income$624,000538
Service charges on deposit accounts$1,498,0001,182
Trading account gains and fees$0178
Additional Noninterest Income$1,119,0002,072
Total noninterest expense$11,698,0001,576
Salaries and employee benefits$6,704,0001,508
Premises and equipment expense$1,808,0001,478
Additional noninterest expense$3,186,0001,739
Pre-tax net operating income$6,549,0001,293
Securities gains (losses)$02,146
Applicable income taxes$2,348,000987
Income before extraordinary items$4,201,0001,506
Extraordinary gains, net$039
Net income$4,201,0001,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0002,319
Cash dividends$1,233,0002,298
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,201,0001,495
2007-09-30 (YTD Data)Rank
Total interest income$18,421,0001,751
Total interest expense$6,767,0002,105
Net interest income$11,654,0001,455
Provision for loan and lease losses$315,0002,230
Total noninterest income$2,486,0001,523
Gross Fiduciary activities income$464,000543
Service charges on deposit accounts$1,110,0001,185
Trading account gains and fees$0184
Additional Noninterest Income$912,0001,952
Total noninterest expense$8,774,0001,556
Salaries and employee benefits$4,985,0001,513
Premises and equipment expense$1,435,0001,367
Additional noninterest expense$2,354,0001,720
Pre-tax net operating income$5,051,0001,351
Securities gains (losses)$01,655
Applicable income taxes$1,831,0001,030
Income before extraordinary items$3,220,0001,572
Extraordinary gains, net$033
Net income$3,220,0001,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0003,750
Cash dividends$925,0002,121
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,220,0001,556
2007-06-30 (YTD Data)Rank
Total interest income$12,273,0001,765
Total interest expense$4,432,0002,144
Net interest income$7,841,0001,460
Provision for loan and lease losses$210,0002,072
Total noninterest income$1,702,0001,517
Gross Fiduciary activities income$289,000566
Service charges on deposit accounts$753,0001,176
Trading account gains and fees$0168
Additional Noninterest Income$660,0001,853
Total noninterest expense$5,931,0001,550
Salaries and employee benefits$3,413,0001,505
Premises and equipment expense$966,0001,372
Additional noninterest expense$1,552,0001,753
Pre-tax net operating income$3,402,0001,379
Securities gains (losses)$01,444
Applicable income taxes$1,234,0001,081
Income before extraordinary items$2,168,0001,608
Extraordinary gains, net$029
Net income$2,168,0001,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0003,770
Cash dividends$617,0002,135
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,168,0001,588
2007-03-31 (YTD Data)Rank
Total interest income$5,945,0001,813
Total interest expense$2,170,0002,168
Net interest income$3,775,0001,521
Provision for loan and lease losses$105,0001,929
Total noninterest income$961,0001,341
Gross Fiduciary activities income$143,000578
Service charges on deposit accounts$348,0001,241
Trading account gains and fees$0195
Additional Noninterest Income$470,0001,429
Total noninterest expense$2,968,0001,548
Salaries and employee benefits$1,707,0001,517
Premises and equipment expense$488,0001,374
Additional noninterest expense$773,0001,737
Pre-tax net operating income$1,663,0001,399
Securities gains (losses)$01,187
Applicable income taxes$603,0001,117
Income before extraordinary items$1,060,0001,624
Extraordinary gains, net$022
Net income$1,060,0001,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0002,916
Cash dividends$308,0001,947
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,060,0001,612
2006-12-31 (YTD Data)Rank
Total interest income$23,336,0001,732
Total interest expense$7,538,0002,152
Net interest income$15,798,0001,439
Provision for loan and lease losses$480,0001,962
Total noninterest income$2,839,0001,708
Gross Fiduciary activities income$558,000562
Service charges on deposit accounts$1,484,0001,196
Trading account gains and fees$0130
Additional Noninterest Income$797,0002,585
Total noninterest expense$11,063,0001,601
Salaries and employee benefits$6,446,0001,532
Premises and equipment expense$1,769,0001,451
Additional noninterest expense$2,848,0001,847
Pre-tax net operating income$7,094,0001,390
Securities gains (losses)$01,687
Applicable income taxes$2,560,0001,077
Income before extraordinary items$4,534,0001,598
Extraordinary gains, net$051
Net income$4,534,0001,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,595
Cash dividends$1,233,0002,218
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,534,0001,582
2006-09-30 (YTD Data)Rank
Total interest income$17,256,0001,742
Total interest expense$5,393,0002,183
Net interest income$11,863,0001,461
Provision for loan and lease losses$405,0001,679
Total noninterest income$2,151,0001,704
Gross Fiduciary activities income$396,000575
Service charges on deposit accounts$1,123,0001,197
Trading account gains and fees$0126
Additional Noninterest Income$632,0002,491
Total noninterest expense$8,451,0001,589
Salaries and employee benefits$4,971,0001,499
Premises and equipment expense$1,382,0001,407
Additional noninterest expense$2,098,0001,855
Pre-tax net operating income$5,158,0001,470
Securities gains (losses)$01,388
Applicable income taxes$1,870,0001,149
Income before extraordinary items$3,288,0001,692
Extraordinary gains, net$045
Net income$3,288,0001,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,0008,340
Cash dividends$924,0002,040
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,288,0001,676
2006-06-30 (YTD Data)Rank
Total interest income$11,220,0001,753
Total interest expense$3,367,0002,214
Net interest income$7,853,0001,466
Provision for loan and lease losses$270,0001,643
Total noninterest income$1,402,0001,730
Gross Fiduciary activities income$261,000583
Service charges on deposit accounts$753,0001,181
Trading account gains and fees$0126
Additional Noninterest Income$388,0002,603
Total noninterest expense$5,680,0001,582
Salaries and employee benefits$3,314,0001,500
Premises and equipment expense$932,0001,385
Additional noninterest expense$1,434,0001,820
Pre-tax net operating income$3,305,0001,523
Securities gains (losses)$01,185
Applicable income taxes$1,198,0001,203
Income before extraordinary items$2,107,0001,724
Extraordinary gains, net$039
Net income$2,107,0001,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,463
Cash dividends$616,0002,052
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,107,0001,712
2006-03-31 (YTD Data)Rank
Total interest income$5,453,0001,752
Total interest expense$1,607,0002,192
Net interest income$3,846,0001,493
Provision for loan and lease losses$135,0001,590
Total noninterest income$729,0001,643
Gross Fiduciary activities income$129,000598
Service charges on deposit accounts$378,0001,144
Trading account gains and fees$0115
Additional Noninterest Income$222,0002,339
Total noninterest expense$2,805,0001,602
Salaries and employee benefits$1,657,0001,501
Premises and equipment expense$453,0001,434
Additional noninterest expense$695,0001,880
Pre-tax net operating income$1,635,0001,515
Securities gains (losses)$0955
Applicable income taxes$593,0001,210
Income before extraordinary items$1,042,0001,716
Extraordinary gains, net$021
Net income$1,042,0001,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,138
Cash dividends$308,0001,895
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,042,0001,703
2005-12-31 (YTD Data)Rank
Total interest income$19,025,0001,770
Total interest expense$4,435,0002,442
Net interest income$14,590,0001,508
Provision for loan and lease losses$320,0002,696
Total noninterest income$2,931,0001,648
Gross Fiduciary activities income$551,000561
Service charges on deposit accounts$1,563,0001,138
Trading account gains and fees$0138
Additional Noninterest Income$817,0002,500
Total noninterest expense$10,399,0001,640
Salaries and employee benefits$5,968,0001,568
Premises and equipment expense$1,668,0001,464
Additional noninterest expense$2,763,0001,828
Pre-tax net operating income$6,802,0001,411
Securities gains (losses)$02,296
Applicable income taxes$2,454,0001,145
Income before extraordinary items$4,348,0001,621
Extraordinary gains, net$046
Net income$4,348,0001,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-163,0008,708
Cash dividends$1,130,0002,248
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,348,0001,594
2005-09-30 (YTD Data)Rank
Total interest income$13,716,0001,792
Total interest expense$3,063,0002,496
Net interest income$10,653,0001,517
Provision for loan and lease losses$200,0002,952
Total noninterest income$2,077,0001,729
Gross Fiduciary activities income$378,000574
Service charges on deposit accounts$1,156,0001,150
Trading account gains and fees$0126
Additional Noninterest Income$543,0002,719
Total noninterest expense$7,866,0001,609
Salaries and employee benefits$4,496,0001,546
Premises and equipment expense$1,301,0001,403
Additional noninterest expense$2,069,0001,805
Pre-tax net operating income$4,664,0001,535
Securities gains (losses)$02,317
Applicable income taxes$1,621,0001,296
Income before extraordinary items$3,043,0001,730
Extraordinary gains, net$035
Net income$3,043,0001,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-173,0008,725
Cash dividends$847,0002,049
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,043,0001,700
2005-06-30 (YTD Data)Rank
Total interest income$8,745,0001,822
Total interest expense$1,851,0002,573
Net interest income$6,894,0001,555
Provision for loan and lease losses$120,0003,004
Total noninterest income$1,321,0001,782
Gross Fiduciary activities income$239,000594
Service charges on deposit accounts$747,0001,148
Trading account gains and fees$0116
Additional Noninterest Income$335,0002,868
Total noninterest expense$5,195,0001,624
Salaries and employee benefits$2,996,0001,544
Premises and equipment expense$827,0001,457
Additional noninterest expense$1,372,0001,799
Pre-tax net operating income$2,900,0001,610
Securities gains (losses)$02,146
Applicable income taxes$1,008,0001,367
Income before extraordinary items$1,892,0001,800
Extraordinary gains, net$030
Net income$1,892,0001,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-178,0008,748
Cash dividends$565,0002,028
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,892,0001,765
2005-03-31 (YTD Data)Rank
Total interest income$4,191,0001,858
Total interest expense$836,0002,681
Net interest income$3,355,0001,586
Provision for loan and lease losses$60,0002,830
Total noninterest income$665,0001,724
Gross Fiduciary activities income$138,000572
Service charges on deposit accounts$372,0001,118
Trading account gains and fees$0115
Additional Noninterest Income$155,0002,913
Total noninterest expense$2,572,0001,639
Salaries and employee benefits$1,498,0001,550
Premises and equipment expense$427,0001,423
Additional noninterest expense$647,0001,893
Pre-tax net operating income$1,388,0001,640
Securities gains (losses)$01,685
Applicable income taxes$482,0001,400
Income before extraordinary items$906,0001,867
Extraordinary gains, net$024
Net income$906,0001,868
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-108,0008,802
Cash dividends$282,0001,839
Sale, conversion, retirement of capital stock, net$0491
Net operating income$906,0001,825
2004-12-31 (YTD Data)Rank
Total interest income$14,987,0001,901
Total interest expense$2,866,0002,723
Net interest income$12,121,0001,673
Provision for loan and lease losses$340,0002,675
Total noninterest income$2,628,0001,792
Gross Fiduciary activities income$534,000553
Service charges on deposit accounts$1,555,0001,149
Trading account gains and fees$0138
Additional Noninterest Income$539,0003,176
Total noninterest expense$10,002,0001,621
Salaries and employee benefits$5,685,0001,564
Premises and equipment expense$1,613,0001,426
Additional noninterest expense$2,704,0001,808
Pre-tax net operating income$4,407,0001,882
Securities gains (losses)$03,819
Applicable income taxes$1,467,0001,631
Income before extraordinary items$2,940,0002,115
Extraordinary gains, net$034
Net income$2,940,0002,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-297,0008,913
Cash dividends$1,027,0002,270
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,940,0002,070
2004-09-30 (YTD Data)Rank
Total interest income$10,958,0001,928
Total interest expense$2,103,0002,736
Net interest income$8,855,0001,701
Provision for loan and lease losses$300,0002,260
Total noninterest income$1,937,0001,827
Gross Fiduciary activities income$400,000551
Service charges on deposit accounts$1,158,0001,152
Trading account gains and fees$0134
Additional Noninterest Income$379,0003,292
Total noninterest expense$7,466,0001,629
Salaries and employee benefits$4,294,0001,545
Premises and equipment expense$1,202,0001,440
Additional noninterest expense$1,970,0001,822
Pre-tax net operating income$3,026,0002,060
Securities gains (losses)$03,710
Applicable income taxes$1,070,0001,678
Income before extraordinary items$1,956,0002,370
Extraordinary gains, net$026
Net income$1,956,0002,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-274,0008,944
Cash dividends$771,0002,067
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,956,0002,313
2004-06-30 (YTD Data)Rank
Total interest income$7,182,0001,947
Total interest expense$1,383,0002,749
Net interest income$5,799,0001,723
Provision for loan and lease losses$240,0001,886
Total noninterest income$1,313,0001,790
Gross Fiduciary activities income$280,000535
Service charges on deposit accounts$766,0001,151
Trading account gains and fees$0130
Additional Noninterest Income$267,0003,192
Total noninterest expense$4,976,0001,627
Salaries and employee benefits$2,869,0001,540
Premises and equipment expense$771,0001,503
Additional noninterest expense$1,336,0001,792
Pre-tax net operating income$1,896,0002,137
Securities gains (losses)$03,413
Applicable income taxes$670,0001,759
Income before extraordinary items$1,226,0002,477
Extraordinary gains, net$021
Net income$1,226,0002,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-148,0008,953
Cash dividends$514,0002,089
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,226,0002,413
2004-03-31 (YTD Data)Rank
Total interest income$3,621,0001,934
Total interest expense$696,0002,763
Net interest income$2,925,0001,702
Provision for loan and lease losses$120,0001,785
Total noninterest income$643,0001,776
Gross Fiduciary activities income$161,000498
Service charges on deposit accounts$384,0001,117
Trading account gains and fees$0121
Additional Noninterest Income$98,0003,756
Total noninterest expense$2,493,0001,631
Salaries and employee benefits$1,432,0001,559
Premises and equipment expense$390,0001,502
Additional noninterest expense$671,0001,770
Pre-tax net operating income$955,0002,093
Securities gains (losses)$02,934
Applicable income taxes$337,0001,775
Income before extraordinary items$618,0002,431
Extraordinary gains, net$016
Net income$618,0002,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,0008,771
Cash dividends$257,0001,896
Sale, conversion, retirement of capital stock, net$0464
Net operating income$618,0002,342
2003-12-31 (YTD Data)Rank
Total interest income$14,752,0001,920
Total interest expense$3,280,0002,643
Net interest income$11,472,0001,691
Provision for loan and lease losses$480,0002,232
Total noninterest income$2,488,0001,958
Gross Fiduciary activities income$479,000579
Service charges on deposit accounts$1,619,0001,068
Trading account gains and fees$0160
Additional Noninterest Income$390,0004,025
Total noninterest expense$9,435,0001,699
Salaries and employee benefits$5,191,0001,658
Premises and equipment expense$1,577,0001,435
Additional noninterest expense$2,667,0001,810
Pre-tax net operating income$4,045,0001,958
Securities gains (losses)$4,0003,987
Applicable income taxes$1,379,0001,751
Income before extraordinary items$2,670,0002,255
Extraordinary gains, net$054
Net income$2,670,0002,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,342
Cash dividends$925,0002,461
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,667,3602,150
2003-09-30 (YTD Data)Rank
Total interest income$11,091,0001,946
Total interest expense$2,539,0002,650
Net interest income$8,552,0001,718
Provision for loan and lease losses$360,0002,185
Total noninterest income$1,871,0002,004
Gross Fiduciary activities income$358,000580
Service charges on deposit accounts$1,214,0001,070
Trading account gains and fees$0153
Additional Noninterest Income$299,0004,047
Total noninterest expense$7,047,0001,710
Salaries and employee benefits$3,892,0001,671
Premises and equipment expense$1,187,0001,449
Additional noninterest expense$1,968,0001,833
Pre-tax net operating income$3,016,0002,037
Securities gains (losses)$4,0003,690
Applicable income taxes$1,036,0001,806
Income before extraordinary items$1,984,0002,357
Extraordinary gains, net$040
Net income$1,984,0002,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0002,972
Cash dividends$694,0002,195
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,981,3602,246
2003-06-30 (YTD Data)Rank
Total interest income$7,482,0001,946
Total interest expense$1,756,0002,636
Net interest income$5,726,0001,703
Provision for loan and lease losses$240,0002,189
Total noninterest income$1,221,0002,031
Gross Fiduciary activities income$228,000600
Service charges on deposit accounts$811,0001,060
Trading account gains and fees$0150
Additional Noninterest Income$182,0004,197
Total noninterest expense$4,607,0001,735
Salaries and employee benefits$2,554,0001,683
Premises and equipment expense$781,0001,466
Additional noninterest expense$1,272,0001,883
Pre-tax net operating income$2,100,0001,954
Securities gains (losses)$4,0003,287
Applicable income taxes$744,0001,729
Income before extraordinary items$1,360,0002,298
Extraordinary gains, net$030
Net income$1,360,0002,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0001,682
Cash dividends$462,0002,263
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,357,4002,173
2003-03-31 (YTD Data)Rank
Total interest income$3,752,0001,951
Total interest expense$912,0002,627
Net interest income$2,840,0001,714
Provision for loan and lease losses$120,0002,030
Total noninterest income$625,0001,936
Gross Fiduciary activities income$115,000602
Service charges on deposit accounts$404,0001,034
Trading account gains and fees$0134
Additional Noninterest Income$106,0003,823
Total noninterest expense$2,293,0001,724
Salaries and employee benefits$1,272,0001,678
Premises and equipment expense$361,0001,602
Additional noninterest expense$660,0001,781
Pre-tax net operating income$1,052,0001,948
Securities gains (losses)$02,891
Applicable income taxes$372,0001,731
Income before extraordinary items$680,0002,245
Extraordinary gains, net$021
Net income$680,0002,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0001,476
Cash dividends$230,0002,063
Sale, conversion, retirement of capital stock, net$0419
Net operating income$680,0002,127
2002-12-31 (YTD Data)Rank
Total interest income$15,902,0001,941
Total interest expense$4,275,0002,592
Net interest income$11,627,0001,667
Provision for loan and lease losses$480,0002,438
Total noninterest income$2,396,0001,851
Gross Fiduciary activities income$464,000597
Service charges on deposit accounts$1,587,0001,010
Trading account gains and fees$0153
Additional Noninterest Income$345,0003,982
Total noninterest expense$8,799,0001,720
Salaries and employee benefits$4,755,0001,691
Premises and equipment expense$1,515,0001,461
Additional noninterest expense$2,529,0001,837
Pre-tax net operating income$4,744,0001,721
Securities gains (losses)$2,0004,234
Applicable income taxes$1,649,0001,520
Income before extraordinary items$3,097,0001,938
Extraordinary gains, net$070
Net income$3,097,0001,937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0003,214
Cash dividends$1,134,0002,035
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,095,7001,879
2001-12-31 (YTD Data)Rank
Total interest income$18,042,0001,903
Total interest expense$7,398,0002,170
Net interest income$10,644,0001,676
Provision for loan and lease losses$1,179,0001,105
Total noninterest income$2,468,0001,702
Gross Fiduciary activities income$448,000629
Service charges on deposit accounts$1,548,000958
Trading account gains and fees$0177
Additional Noninterest Income$472,0003,227
Total noninterest expense$8,290,0001,760
Salaries and employee benefits$4,417,0001,708
Premises and equipment expense$1,517,0001,411
Additional noninterest expense$2,356,0001,912
Pre-tax net operating income$3,643,0001,917
Securities gains (losses)$259,000991
Applicable income taxes$1,377,0001,624
Income before extraordinary items$2,525,0002,071
Extraordinary gains, net$0105
Net income$2,525,0002,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,183,000833
Cash dividends$801,0002,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,356,6502,131
2000-12-31 (YTD Data)Rank
Total interest income$18,202,0001,926
Total interest expense$8,140,0002,110
Net interest income$10,062,0001,746
Provision for loan and lease losses$670,0001,472
Total noninterest income$2,045,0001,841
Gross Fiduciary activities income$433,000642
Service charges on deposit accounts$1,353,000997
Trading account gains and fees$0180
Additional Noninterest Income$259,0004,220
Total noninterest expense$8,089,0001,722
Salaries and employee benefits$4,250,0001,679
Premises and equipment expense$1,695,0001,192
Additional noninterest expense$2,144,0002,023
Pre-tax net operating income$3,348,0002,161
Securities gains (losses)$01,956
Applicable income taxes$1,147,0001,888
Income before extraordinary items$2,201,0002,331
Extraordinary gains, net$038
Net income$2,201,0002,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$537,0001,184
Cash dividends$1,064,0002,161
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,201,0002,338
1999-12-31 (YTD Data)Rank
Total interest income$16,312,0001,988
Total interest expense$7,160,0002,087
Net interest income$9,152,0001,929
Provision for loan and lease losses$260,0002,969
Total noninterest income$2,294,0001,686
Gross Fiduciary activities income$486,000649
Service charges on deposit accounts$1,124,0001,182
Trading account gains and fees$0173
Additional Noninterest Income$684,0002,419
Total noninterest expense$8,024,0001,713
Salaries and employee benefits$4,009,0001,723
Premises and equipment expense$1,833,0001,095
Additional noninterest expense$2,182,0001,994
Pre-tax net operating income$3,162,0002,295
Securities gains (losses)$03,155
Applicable income taxes$1,048,0002,143
Income before extraordinary items$2,114,0002,455
Extraordinary gains, net$035
Net income$2,114,0002,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,685
Cash dividends$682,0002,942
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,114,0002,420
1998-12-31 (YTD Data)Rank
Total interest income$15,036,0002,168
Total interest expense$6,824,0002,223
Net interest income$8,212,0002,076
Provision for loan and lease losses$240,0003,065
Total noninterest income$1,739,0002,025
Gross Fiduciary activities income$401,000704
Service charges on deposit accounts$1,057,0001,190
Trading account gains and fees$0224
Additional Noninterest Income$281,0004,161
Total noninterest expense$6,786,0001,922
Salaries and employee benefits$3,479,0001,910
Premises and equipment expense$1,356,0001,443
Additional noninterest expense$1,951,0002,153
Pre-tax net operating income$2,925,0002,438
Securities gains (losses)$04,449
Applicable income taxes$971,0002,361
Income before extraordinary items$1,954,0002,613
Extraordinary gains, net$032
Net income$1,954,0002,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,066
Cash dividends$565,0003,257
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,954,0002,532
1997-12-31 (YTD Data)Rank
Total interest income$13,506,0002,416
Total interest expense$5,384,0002,783
Net interest income$8,122,0002,152
Provision for loan and lease losses$375,0002,191
Total noninterest income$1,709,0001,997
Gross Fiduciary activities income$339,000780
Service charges on deposit accounts$1,036,0001,225
Trading account gains and fees$0239
Additional Noninterest Income$334,0003,680
Total noninterest expense$6,196,0002,088
Salaries and employee benefits$3,360,0001,956
Premises and equipment expense$1,152,0001,698
Additional noninterest expense$1,684,0002,449
Pre-tax net operating income$3,260,0002,311
Securities gains (losses)$03,944
Applicable income taxes$1,087,0002,269
Income before extraordinary items$2,173,0002,396
Extraordinary gains, net$044
Net income$2,173,0002,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,0001,820
Cash dividends$575,0003,187
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,173,0002,337
1996-12-31 (YTD Data)Rank
Total interest income$12,757,0002,619
Total interest expense$4,920,0003,050
Net interest income$7,837,0002,299
Provision for loan and lease losses$300,0002,555
Total noninterest income$1,591,0002,197
Gross Fiduciary activities income$292,000870
Service charges on deposit accounts$1,013,0001,324
Trading account gains and fees$0262
Additional Noninterest Income$286,0004,193
Total noninterest expense$5,841,0002,359
Salaries and employee benefits$3,167,0002,110
Premises and equipment expense$1,244,0001,640
Additional noninterest expense$1,430,0003,247
Pre-tax net operating income$3,287,0002,180
Securities gains (losses)$04,148
Applicable income taxes$1,164,0002,054
Income before extraordinary items$2,123,0002,308
Extraordinary gains, net$053
Net income$2,123,0002,309
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$336,0001,921
Cash dividends$514,0003,328
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,123,0002,263
1995-12-31 (YTD Data)Rank
Total interest income$12,589,0002,659
Total interest expense$4,977,0003,037
Net interest income$7,612,0002,356
Provision for loan and lease losses$420,0001,793
Total noninterest income$1,504,0002,279
Gross Fiduciary activities income$245,000949
Service charges on deposit accounts$1,020,0001,325
Trading account gains and fees$0522
Additional Noninterest Income$239,0004,609
Total noninterest expense$5,726,0002,378
Salaries and employee benefits$2,974,0002,224
Premises and equipment expense$1,221,0001,651
Additional noninterest expense$1,531,0003,042
Pre-tax net operating income$2,970,0002,458
Securities gains (losses)$03,831
Applicable income taxes$1,012,0002,353
Income before extraordinary items$1,958,0002,559
Extraordinary gains, net$065
Net income$1,958,0002,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,422
Cash dividends$473,0003,490
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,958,0002,529
1994-12-31 (YTD Data)Rank
Total interest income$10,030,0003,026
Total interest expense$3,559,0003,402
Net interest income$6,471,0002,796
Provision for loan and lease losses$300,0002,237
Total noninterest income$1,352,0002,493
Gross Fiduciary activities income$234,000981
Service charges on deposit accounts$915,0001,483
Trading account gains and fees$0475
Additional Noninterest Income$203,0005,218
Total noninterest expense$5,471,0002,548
Salaries and employee benefits$2,634,0002,531
Premises and equipment expense$1,017,0002,002
Additional noninterest expense$1,820,0002,798
Pre-tax net operating income$2,052,0003,352
Securities gains (losses)$03,600
Applicable income taxes$698,0003,094
Income before extraordinary items$1,354,0003,464
Extraordinary gains, net$0249
Net income$1,354,0003,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,661
Cash dividends$431,0003,550
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,354,0003,492
1993-12-31 (YTD Data)Rank
Total interest income$9,365,0003,305
Total interest expense$3,241,0003,851
Net interest income$6,124,0002,969
Provision for loan and lease losses$190,0004,040
Total noninterest income$1,242,0002,830
Gross Fiduciary activities income$185,0001,070
Service charges on deposit accounts$868,0001,576
Trading account gains and fees$0532
Additional Noninterest Income$189,0005,846
Total noninterest expense$4,875,0002,915
Salaries and employee benefits$2,440,0002,711
Premises and equipment expense$875,0002,332
Additional noninterest expense$1,560,0003,385
Pre-tax net operating income$2,301,0002,927
Securities gains (losses)$07,477
Applicable income taxes$791,0002,782
Income before extraordinary items$1,510,0003,237
Extraordinary gains, net$03,149
Net income$1,510,0003,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0006,716
Cash dividends$411,0003,572
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,510,0003,060
1992-12-31 (YTD Data)Rank
Total interest income$10,218,0003,414
Total interest expense$4,398,0003,725
Net interest income$5,820,0003,157
Provision for loan and lease losses$360,0003,684
Total noninterest income$1,075,0003,123
Gross Fiduciary activities income$136,0001,176
Service charges on deposit accounts$782,0001,721
Trading account gains and fees$0504
Additional Noninterest Income$157,0006,481
Total noninterest expense$4,490,0003,166
Salaries and employee benefits$2,227,0002,906
Premises and equipment expense$847,0002,436
Additional noninterest expense$1,416,0003,766
Pre-tax net operating income$2,045,0003,042
Securities gains (losses)$40,0004,499
Applicable income taxes$728,0002,849
Income before extraordinary items$1,357,0003,380
Extraordinary gains, net$01,422
Net income$1,357,0003,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0005,812
Cash dividends$329,0003,799
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,331,0003,200

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.