Home > United Security Bank > Income and Expense
United Security Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,575,000 | 4,071 |
| Total interest expense | $3,662,000 | 2,410 |
| Net interest income | $1,913,000 | 5,808 |
| Provision for loan and lease losses | $3,789,000 | 1,278 |
| Total noninterest income | $314,000 | 5,115 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $256,000 | 3,647 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $58,000 | 6,081 |
| Total noninterest expense | $5,445,000 | 2,716 |
| Salaries and employee benefits | $1,055,000 | 5,420 |
| Premises and equipment expense | $395,000 | 4,291 |
| Additional noninterest expense | $3,995,000 | 1,364 |
| Pre-tax net operating income | $-7,007,000 | 7,624 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-7,007,000 | 7,690 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-7,007,000 | 7,689 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-7,007,000 | 7,689 |
| Net charge-offs | $2,575,000 | 1,299 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-7,007,000 | 7,696 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,585,000 | 4,198 |
| Total interest expense | $2,535,000 | 2,420 |
| Net interest income | $1,050,000 | 6,285 |
| Provision for loan and lease losses | $2,028,000 | 1,381 |
| Total noninterest income | $33,000 | 7,461 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $170,000 | 3,632 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-137,000 | 7,990 |
| Total noninterest expense | $2,397,000 | 3,855 |
| Salaries and employee benefits | $716,000 | 5,423 |
| Premises and equipment expense | $303,000 | 3,899 |
| Additional noninterest expense | $1,378,000 | 2,522 |
| Pre-tax net operating income | $-3,342,000 | 7,602 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-3,342,000 | 7,661 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,342,000 | 7,660 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,342,000 | 7,660 |
| Net charge-offs | $706,000 | 1,975 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-3,342,000 | 7,670 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 4,209 |
| Total interest expense | $1,290,000 | 2,468 |
| Net interest income | $526,000 | 6,301 |
| Provision for loan and lease losses | $200,000 | 2,838 |
| Total noninterest income | $138,000 | 4,598 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $88,000 | 3,501 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $50,000 | 4,842 |
| Total noninterest expense | $1,256,000 | 3,638 |
| Salaries and employee benefits | $350,000 | 5,537 |
| Premises and equipment expense | $278,000 | 2,454 |
| Additional noninterest expense | $628,000 | 2,464 |
| Pre-tax net operating income | $-792,000 | 7,536 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-792,000 | 7,622 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-792,000 | 7,623 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-792,000 | 7,623 |
| Net charge-offs | $46,000 | 3,656 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-792,000 | 7,616 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,056,000 | 3,789 |
| Total interest expense | $5,694,000 | 2,636 |
| Net interest income | $3,362,000 | 5,085 |
| Provision for loan and lease losses | $583,000 | 3,563 |
| Total noninterest income | $467,000 | 4,984 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $346,000 | 3,743 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $121,000 | 5,664 |
| Total noninterest expense | $3,957,000 | 4,269 |
| Salaries and employee benefits | $1,361,000 | 5,613 |
| Premises and equipment expense | $776,000 | 3,255 |
| Additional noninterest expense | $1,820,000 | 3,117 |
| Pre-tax net operating income | $-711,000 | 6,884 |
| Securities gains (losses) | $-19,000 | 7,075 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-730,000 | 6,850 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-730,000 | 6,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,626,000 | 1,475 |
| Cash dividends | $1,156,000 | 2,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-711,000 | 6,962 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,753,000 | 3,858 |
| Total interest expense | $4,172,000 | 2,801 |
| Net interest income | $2,581,000 | 5,070 |
| Provision for loan and lease losses | $243,000 | 3,893 |
| Total noninterest income | $347,000 | 5,095 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $262,000 | 3,753 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $85,000 | 5,873 |
| Total noninterest expense | $2,547,000 | 4,716 |
| Salaries and employee benefits | $1,034,000 | 5,591 |
| Premises and equipment expense | $459,000 | 3,890 |
| Additional noninterest expense | $1,054,000 | 3,719 |
| Pre-tax net operating income | $138,000 | 6,262 |
| Securities gains (losses) | $-19,000 | 7,406 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $119,000 | 6,084 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $119,000 | 6,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 3,186 |
| Cash dividends | $1,156,000 | 1,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $138,000 | 6,155 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,457,000 | 3,938 |
| Total interest expense | $2,796,000 | 2,890 |
| Net interest income | $1,661,000 | 5,175 |
| Provision for loan and lease losses | $243,000 | 2,845 |
| Total noninterest income | $245,000 | 5,036 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $179,000 | 3,703 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $66,000 | 5,727 |
| Total noninterest expense | $1,662,000 | 4,802 |
| Salaries and employee benefits | $631,000 | 5,906 |
| Premises and equipment expense | $282,000 | 4,146 |
| Additional noninterest expense | $749,000 | 3,522 |
| Pre-tax net operating income | $1,000 | 6,927 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,000 | 7,005 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,000 | 7,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,328 |
| Cash dividends | $1,156,000 | 1,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,000 | 6,954 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,495,000 | 3,733 |
| Total interest expense | $1,393,000 | 3,075 |
| Net interest income | $1,102,000 | 4,317 |
| Provision for loan and lease losses | $71,000 | 3,295 |
| Total noninterest income | $142,000 | 4,727 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $106,000 | 3,330 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $36,000 | 5,627 |
| Total noninterest expense | $789,000 | 4,972 |
| Salaries and employee benefits | $312,000 | 5,975 |
| Premises and equipment expense | $144,000 | 4,108 |
| Additional noninterest expense | $333,000 | 3,805 |
| Pre-tax net operating income | $384,000 | 3,633 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $384,000 | 3,277 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $384,000 | 3,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,006 |
| Cash dividends | $400,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $384,000 | 3,192 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,996,000 | 3,527 |
| Total interest expense | $5,369,000 | 3,290 |
| Net interest income | $5,627,000 | 3,676 |
| Provision for loan and lease losses | $2,035,000 | 833 |
| Total noninterest income | $124,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $377,000 | 3,636 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-253,000 | 8,515 |
| Total noninterest expense | $2,954,000 | 5,048 |
| Salaries and employee benefits | $1,321,000 | 5,700 |
| Premises and equipment expense | $526,000 | 4,212 |
| Additional noninterest expense | $1,107,000 | 4,318 |
| Pre-tax net operating income | $762,000 | 5,271 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $762,000 | 4,886 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $762,000 | 4,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,031,000 | 999 |
| Cash dividends | $1,583,000 | 1,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $762,000 | 4,862 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,238,000 | 3,535 |
| Total interest expense | $3,932,000 | 3,341 |
| Net interest income | $4,306,000 | 3,635 |
| Provision for loan and lease losses | $215,000 | 2,888 |
| Total noninterest income | $362,000 | 5,126 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $282,000 | 3,643 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $80,000 | 6,158 |
| Total noninterest expense | $2,150,000 | 5,125 |
| Salaries and employee benefits | $924,000 | 5,879 |
| Premises and equipment expense | $375,000 | 4,351 |
| Additional noninterest expense | $851,000 | 4,191 |
| Pre-tax net operating income | $2,303,000 | 2,570 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,303,000 | 2,117 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,303,000 | 2,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,169 |
| Cash dividends | $1,583,000 | 1,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,303,000 | 2,102 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,504,000 | 3,532 |
| Total interest expense | $2,593,000 | 3,354 |
| Net interest income | $2,911,000 | 3,628 |
| Provision for loan and lease losses | $160,000 | 2,495 |
| Total noninterest income | $241,000 | 5,158 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $186,000 | 3,662 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $55,000 | 6,129 |
| Total noninterest expense | $1,428,000 | 5,167 |
| Salaries and employee benefits | $633,000 | 5,841 |
| Premises and equipment expense | $248,000 | 4,414 |
| Additional noninterest expense | $547,000 | 4,300 |
| Pre-tax net operating income | $1,564,000 | 2,608 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,564,000 | 2,144 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,564,000 | 2,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 1,492 |
| Cash dividends | $1,583,000 | 1,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,564,000 | 2,126 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,697,000 | 3,579 |
| Total interest expense | $1,268,000 | 3,399 |
| Net interest income | $1,429,000 | 3,682 |
| Provision for loan and lease losses | $115,000 | 1,841 |
| Total noninterest income | $122,000 | 5,089 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $93,000 | 3,596 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $29,000 | 6,041 |
| Total noninterest expense | $731,000 | 5,103 |
| Salaries and employee benefits | $330,000 | 5,785 |
| Premises and equipment expense | $136,000 | 4,150 |
| Additional noninterest expense | $265,000 | 4,350 |
| Pre-tax net operating income | $705,000 | 2,787 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $705,000 | 2,315 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $705,000 | 2,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 854 |
| Cash dividends | $1,200,000 | 688 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $705,000 | 2,293 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,867,000 | 3,615 |
| Total interest expense | $4,139,000 | 3,516 |
| Net interest income | $5,728,000 | 3,639 |
| Provision for loan and lease losses | $392,000 | 2,310 |
| Total noninterest income | $508,000 | 5,096 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $419,000 | 3,437 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $89,000 | 6,514 |
| Total noninterest expense | $2,678,000 | 5,266 |
| Salaries and employee benefits | $1,253,000 | 5,772 |
| Premises and equipment expense | $553,000 | 3,995 |
| Additional noninterest expense | $872,000 | 4,964 |
| Pre-tax net operating income | $3,166,000 | 2,682 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $3,166,000 | 2,185 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,166,000 | 2,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,074 |
| Cash dividends | $1,130,000 | 2,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,166,000 | 2,172 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,129,000 | 3,693 |
| Total interest expense | $2,941,000 | 3,563 |
| Net interest income | $4,188,000 | 3,732 |
| Provision for loan and lease losses | $172,000 | 3,177 |
| Total noninterest income | $381,000 | 5,124 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $317,000 | 3,446 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 6,583 |
| Total noninterest expense | $1,969,000 | 5,315 |
| Salaries and employee benefits | $892,000 | 5,903 |
| Premises and equipment expense | $393,000 | 4,148 |
| Additional noninterest expense | $684,000 | 4,797 |
| Pre-tax net operating income | $2,428,000 | 2,724 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,428,000 | 2,194 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,428,000 | 2,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,926 |
| Cash dividends | $1,130,000 | 1,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,428,000 | 2,185 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,566,000 | 3,762 |
| Total interest expense | $1,837,000 | 3,612 |
| Net interest income | $2,729,000 | 3,808 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $250,000 | 5,151 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $208,000 | 3,467 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 6,634 |
| Total noninterest expense | $1,278,000 | 5,403 |
| Salaries and employee benefits | $585,000 | 5,992 |
| Premises and equipment expense | $263,000 | 4,152 |
| Additional noninterest expense | $430,000 | 4,974 |
| Pre-tax net operating income | $1,581,000 | 2,778 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,581,000 | 2,242 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,581,000 | 2,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,380 |
| Cash dividends | $1,130,000 | 1,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,581,000 | 2,230 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,149,000 | 3,864 |
| Total interest expense | $890,000 | 3,570 |
| Net interest income | $1,259,000 | 4,029 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $125,000 | 5,107 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $103,000 | 3,410 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,566 |
| Total noninterest expense | $592,000 | 5,670 |
| Salaries and employee benefits | $258,000 | 6,376 |
| Premises and equipment expense | $116,000 | 4,522 |
| Additional noninterest expense | $218,000 | 4,907 |
| Pre-tax net operating income | $702,000 | 2,963 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $702,000 | 2,435 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $702,000 | 2,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 1,365 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $702,000 | 2,413 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,048,000 | 4,126 |
| Total interest expense | $2,565,000 | 3,744 |
| Net interest income | $4,483,000 | 4,270 |
| Provision for loan and lease losses | $488,000 | 1,934 |
| Total noninterest income | $460,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $375,000 | 3,700 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $85,000 | 6,655 |
| Total noninterest expense | $2,191,000 | 5,795 |
| Salaries and employee benefits | $965,000 | 6,462 |
| Premises and equipment expense | $452,000 | 4,474 |
| Additional noninterest expense | $774,000 | 5,283 |
| Pre-tax net operating income | $2,264,000 | 3,395 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $4,000 | 6,709 |
| Income before extraordinary items | $2,260,000 | 2,784 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,260,000 | 2,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,303 |
| Cash dividends | $650,000 | 3,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,260,000 | 2,751 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,923,000 | 4,291 |
| Total interest expense | $1,700,000 | 3,947 |
| Net interest income | $3,223,000 | 4,422 |
| Provision for loan and lease losses | $288,000 | 2,264 |
| Total noninterest income | $335,000 | 5,523 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $274,000 | 3,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $61,000 | 6,739 |
| Total noninterest expense | $1,517,000 | 6,037 |
| Salaries and employee benefits | $636,000 | 6,775 |
| Premises and equipment expense | $263,000 | 5,258 |
| Additional noninterest expense | $618,000 | 5,018 |
| Pre-tax net operating income | $1,753,000 | 3,360 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,000 | 6,719 |
| Income before extraordinary items | $1,749,000 | 2,749 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,749,000 | 2,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,534 |
| Cash dividends | $650,000 | 2,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,749,000 | 2,728 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,071,000 | 4,449 |
| Total interest expense | $987,000 | 4,172 |
| Net interest income | $2,084,000 | 4,495 |
| Provision for loan and lease losses | $192,000 | 2,222 |
| Total noninterest income | $214,000 | 5,593 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $173,000 | 3,824 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $41,000 | 6,734 |
| Total noninterest expense | $958,000 | 6,223 |
| Salaries and employee benefits | $405,000 | 6,883 |
| Premises and equipment expense | $173,000 | 5,308 |
| Additional noninterest expense | $380,000 | 5,263 |
| Pre-tax net operating income | $1,148,000 | 3,369 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,000 | 6,673 |
| Income before extraordinary items | $1,144,000 | 2,771 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,144,000 | 2,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,010 |
| Cash dividends | $650,000 | 1,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,144,000 | 2,726 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,337,000 | 4,834 |
| Total interest expense | $418,000 | 4,536 |
| Net interest income | $919,000 | 4,890 |
| Provision for loan and lease losses | $96,000 | 2,123 |
| Total noninterest income | $99,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $77,000 | 4,013 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $419,000 | 6,659 |
| Salaries and employee benefits | $181,000 | 7,234 |
| Premises and equipment expense | $79,000 | 5,599 |
| Additional noninterest expense | $159,000 | 5,817 |
| Pre-tax net operating income | $503,000 | 3,661 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,000 | 6,466 |
| Income before extraordinary items | $499,000 | 3,049 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $499,000 | 3,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $650,000 | 966 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $499,000 | 3,008 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 5,559 |
| Total interest expense | $1,192,000 | 5,139 |
| Net interest income | $2,804,000 | 5,632 |
| Provision for loan and lease losses | $242,000 | 3,303 |
| Total noninterest income | $360,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $284,000 | 4,436 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $76,000 | 6,858 |
| Total noninterest expense | $1,622,000 | 6,670 |
| Salaries and employee benefits | $641,000 | 7,501 |
| Premises and equipment expense | $394,000 | 4,815 |
| Additional noninterest expense | $587,000 | 6,056 |
| Pre-tax net operating income | $1,300,000 | 4,589 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,300,000 | 3,982 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,300,000 | 3,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,577 |
| Cash dividends | $331,000 | 4,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,300,000 | 3,926 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,885,000 | 5,661 |
| Total interest expense | $856,000 | 5,234 |
| Net interest income | $2,029,000 | 5,750 |
| Provision for loan and lease losses | $205,000 | 2,947 |
| Total noninterest income | $265,000 | 6,091 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $210,000 | 4,508 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $55,000 | 6,930 |
| Total noninterest expense | $1,130,000 | 6,845 |
| Salaries and employee benefits | $444,000 | 7,646 |
| Premises and equipment expense | $232,000 | 5,560 |
| Additional noninterest expense | $454,000 | 5,915 |
| Pre-tax net operating income | $959,000 | 4,699 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $959,000 | 4,109 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $959,000 | 4,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,640 |
| Cash dividends | $331,000 | 3,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $959,000 | 4,042 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,787,000 | 5,906 |
| Total interest expense | $530,000 | 5,485 |
| Net interest income | $1,257,000 | 6,006 |
| Provision for loan and lease losses | $145,000 | 2,845 |
| Total noninterest income | $174,000 | 6,139 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $137,000 | 4,559 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 6,933 |
| Total noninterest expense | $736,000 | 6,941 |
| Salaries and employee benefits | $288,000 | 7,765 |
| Premises and equipment expense | $155,000 | 5,567 |
| Additional noninterest expense | $293,000 | 6,043 |
| Pre-tax net operating income | $550,000 | 5,073 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $550,000 | 4,480 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $550,000 | 4,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,214 |
| Cash dividends | $331,000 | 2,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $550,000 | 4,392 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $817,000 | 6,202 |
| Total interest expense | $253,000 | 5,678 |
| Net interest income | $564,000 | 6,344 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $76,000 | 6,403 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $57,000 | 4,910 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $19,000 | 6,892 |
| Total noninterest expense | $349,000 | 7,125 |
| Salaries and employee benefits | $135,000 | 7,919 |
| Premises and equipment expense | $77,000 | 5,626 |
| Additional noninterest expense | $137,000 | 6,271 |
| Pre-tax net operating income | $246,000 | 5,324 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $246,000 | 4,798 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $246,000 | 4,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $246,000 | 4,680 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,797,000 | 6,743 |
| Total interest expense | $951,000 | 6,258 |
| Net interest income | $1,846,000 | 6,831 |
| Provision for loan and lease losses | $190,000 | 4,118 |
| Total noninterest income | $313,000 | 6,504 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $274,000 | 4,521 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $39,000 | 7,855 |
| Total noninterest expense | $1,306,000 | 7,255 |
| Salaries and employee benefits | $530,000 | 7,971 |
| Premises and equipment expense | $322,000 | 5,451 |
| Additional noninterest expense | $454,000 | 6,823 |
| Pre-tax net operating income | $663,000 | 6,122 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $663,000 | 5,726 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $663,000 | 5,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,233 |
| Cash dividends | $104,000 | 5,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $663,000 | 5,557 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,014,000 | 6,933 |
| Total interest expense | $722,000 | 6,381 |
| Net interest income | $1,292,000 | 7,066 |
| Provision for loan and lease losses | $110,000 | 4,499 |
| Total noninterest income | $221,000 | 6,671 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $200,000 | 4,612 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,224 |
| Total noninterest expense | $899,000 | 7,466 |
| Salaries and employee benefits | $363,000 | 8,131 |
| Premises and equipment expense | $192,000 | 6,101 |
| Additional noninterest expense | $344,000 | 6,769 |
| Pre-tax net operating income | $504,000 | 6,263 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $504,000 | 5,838 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $504,000 | 5,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $79,000 | 4,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $504,000 | 5,664 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,234,000 | 7,209 |
| Total interest expense | $480,000 | 6,510 |
| Net interest income | $754,000 | 7,425 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $137,000 | 6,812 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $125,000 | 4,754 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $12,000 | 8,333 |
| Total noninterest expense | $545,000 | 7,715 |
| Salaries and employee benefits | $238,000 | 8,178 |
| Premises and equipment expense | $117,000 | 6,344 |
| Additional noninterest expense | $190,000 | 7,275 |
| Pre-tax net operating income | $286,000 | 6,582 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $286,000 | 6,200 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $286,000 | 6,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $40,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $286,000 | 5,998 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $567,000 | 7,468 |
| Total interest expense | $231,000 | 6,695 |
| Net interest income | $336,000 | 7,689 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $60,000 | 7,024 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $53,000 | 5,050 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $268,000 | 7,767 |
| Salaries and employee benefits | $121,000 | 8,179 |
| Premises and equipment expense | $61,000 | 6,231 |
| Additional noninterest expense | $86,000 | 7,511 |
| Pre-tax net operating income | $98,000 | 7,223 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $98,000 | 6,936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $98,000 | 6,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $40,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $98,000 | 6,777 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 8,384 |
| Total interest expense | $611,000 | 8,052 |
| Net interest income | $892,000 | 8,434 |
| Provision for loan and lease losses | $96,000 | 5,792 |
| Total noninterest income | $277,000 | 6,640 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $226,000 | 4,943 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 7,577 |
| Total noninterest expense | $875,000 | 8,205 |
| Salaries and employee benefits | $386,000 | 8,559 |
| Premises and equipment expense | $181,000 | 7,015 |
| Additional noninterest expense | $308,000 | 7,753 |
| Pre-tax net operating income | $198,000 | 7,930 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $39,000 | 6,703 |
| Income before extraordinary items | $159,000 | 8,048 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $159,000 | 8,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,685 |
| Cash dividends | $74,000 | 5,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $159,000 | 7,942 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 8,954 |
| Total interest expense | $542,000 | 8,938 |
| Net interest income | $705,000 | 8,843 |
| Provision for loan and lease losses | $16,000 | 7,702 |
| Total noninterest income | $253,000 | 6,841 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $230,000 | 4,833 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $23,000 | 8,600 |
| Total noninterest expense | $675,000 | 8,739 |
| Salaries and employee benefits | $333,000 | 8,924 |
| Premises and equipment expense | $121,000 | 7,989 |
| Additional noninterest expense | $221,000 | 8,492 |
| Pre-tax net operating income | $267,000 | 7,557 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $70,000 | 6,406 |
| Income before extraordinary items | $197,000 | 7,766 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $197,000 | 7,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,796 |
| Cash dividends | $98,000 | 5,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $197,000 | 7,644 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 9,189 |
| Total interest expense | $526,000 | 9,202 |
| Net interest income | $730,000 | 9,044 |
| Provision for loan and lease losses | $10,000 | 7,963 |
| Total noninterest income | $220,000 | 7,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,181 |
| Total noninterest expense | $647,000 | 8,975 |
| Salaries and employee benefits | $302,000 | 9,246 |
| Premises and equipment expense | $118,000 | 8,135 |
| Additional noninterest expense | $227,000 | 8,535 |
| Pre-tax net operating income | $293,000 | 7,926 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $86,000 | 6,702 |
| Income before extraordinary items | $207,000 | 8,029 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $207,000 | 8,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,623 |
| Cash dividends | $98,000 | 6,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $207,000 | 8,030 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 9,442 |
| Total interest expense | $496,000 | 9,451 |
| Net interest income | $684,000 | 9,316 |
| Provision for loan and lease losses | $11,000 | 8,085 |
| Total noninterest income | $208,000 | 7,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,434 |
| Total noninterest expense | $595,000 | 9,332 |
| Salaries and employee benefits | $288,000 | 9,536 |
| Premises and equipment expense | $109,000 | 8,449 |
| Additional noninterest expense | $198,000 | 9,046 |
| Pre-tax net operating income | $286,000 | 8,174 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $86,000 | 7,125 |
| Income before extraordinary items | $200,000 | 8,311 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $200,000 | 8,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $87,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $200,000 | 8,274 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,103,000 | 9,760 |
| Total interest expense | $475,000 | 9,740 |
| Net interest income | $628,000 | 9,668 |
| Provision for loan and lease losses | $20,000 | 7,729 |
| Total noninterest income | $213,000 | 7,426 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,789 |
| Total noninterest expense | $560,000 | 9,583 |
| Salaries and employee benefits | $266,000 | 9,799 |
| Premises and equipment expense | $102,000 | 8,665 |
| Additional noninterest expense | $192,000 | 9,205 |
| Pre-tax net operating income | $261,000 | 8,607 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $86,000 | 7,734 |
| Income before extraordinary items | $175,000 | 8,799 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $175,000 | 8,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,193 |
| Cash dividends | $87,000 | 6,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $175,000 | 8,734 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,084,000 | 10,219 |
| Total interest expense | $465,000 | 10,184 |
| Net interest income | $619,000 | 10,143 |
| Provision for loan and lease losses | $9,000 | 8,470 |
| Total noninterest income | $182,000 | 8,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 5,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,900 |
| Total noninterest expense | $537,000 | 9,993 |
| Salaries and employee benefits | $258,000 | 10,222 |
| Premises and equipment expense | $94,000 | 9,100 |
| Additional noninterest expense | $185,000 | 9,600 |
| Pre-tax net operating income | $255,000 | 9,261 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $75,000 | 8,822 |
| Income before extraordinary items | $180,000 | 9,335 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $180,000 | 9,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $87,000 | 6,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $180,000 | 9,292 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,104,000 | 10,671 |
| Total interest expense | $464,000 | 10,706 |
| Net interest income | $640,000 | 10,549 |
| Provision for loan and lease losses | $8,000 | 8,671 |
| Total noninterest income | $168,000 | 8,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 6,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 10,521 |
| Total noninterest expense | $538,000 | 10,438 |
| Salaries and employee benefits | $249,000 | 10,722 |
| Premises and equipment expense | $95,000 | 9,426 |
| Additional noninterest expense | $194,000 | 10,005 |
| Pre-tax net operating income | $262,000 | 9,388 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $82,000 | 9,093 |
| Income before extraordinary items | $178,000 | 9,501 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $178,000 | 9,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $84,000 | 6,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $179,360 | 9,433 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,037,000 | 11,216 |
| Total interest expense | $412,000 | 11,288 |
| Net interest income | $625,000 | 11,051 |
| Provision for loan and lease losses | $13,000 | 8,094 |
| Total noninterest income | $124,000 | 9,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,150 |
| Total noninterest expense | $494,000 | 11,042 |
| Salaries and employee benefits | $242,000 | 11,218 |
| Premises and equipment expense | $82,000 | 10,145 |
| Additional noninterest expense | $170,000 | 10,813 |
| Pre-tax net operating income | $242,000 | 10,175 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $72,000 | 9,749 |
| Income before extraordinary items | $170,000 | 10,266 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $170,000 | 10,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $64,000 | 7,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $170,000 | 10,238 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $794,000 | 12,075 |
| Total interest expense | $299,000 | 12,040 |
| Net interest income | $495,000 | 12,021 |
| Provision for loan and lease losses | $6,000 | 8,739 |
| Total noninterest income | $122,000 | 10,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,891 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $434,000 | 11,888 |
| Salaries and employee benefits | $202,000 | 12,056 |
| Premises and equipment expense | $70,000 | 10,970 |
| Additional noninterest expense | $162,000 | 11,632 |
| Pre-tax net operating income | $177,000 | 11,075 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $52,000 | 10,415 |
| Income before extraordinary items | $129,000 | 11,068 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $129,000 | 11,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $59,000 | 7,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $126,160 | 11,144 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $745,000 | 12,747 |
| Total interest expense | $302,000 | 12,673 |
| Net interest income | $443,000 | 12,706 |
| Provision for loan and lease losses | $5,000 | 10,098 |
| Total noninterest income | $115,000 | 10,961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,679 |
| Total noninterest expense | $420,000 | 12,556 |
| Salaries and employee benefits | $200,000 | 12,641 |
| Premises and equipment expense | $70,000 | 11,498 |
| Additional noninterest expense | $150,000 | 12,427 |
| Pre-tax net operating income | $133,000 | 11,609 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $22,000 | 11,565 |
| Income before extraordinary items | $111,000 | 11,693 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $111,000 | 11,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 8,297 |
| Cash dividends | $59,000 | 7,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $111,000 | 11,491 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $810,000 | 13,341 |
| Total interest expense | $343,000 | 13,374 |
| Net interest income | $467,000 | 13,183 |
| Provision for loan and lease losses | $14,000 | 10,934 |
| Total noninterest income | $103,000 | 11,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 9,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 12,330 |
| Total noninterest expense | $412,000 | 13,100 |
| Salaries and employee benefits | $185,000 | 13,296 |
| Premises and equipment expense | $75,000 | 11,682 |
| Additional noninterest expense | $152,000 | 12,921 |
| Pre-tax net operating income | $144,000 | 11,591 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $25,000 | 11,957 |
| Income before extraordinary items | $119,000 | 11,692 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $119,000 | 11,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $47,000 | 7,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $119,000 | 11,373 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.