Home > United Security Bank > Income and Expense
United Security Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,717,000 | 1,673 |
| Total interest expense | $8,363,000 | 2,058 |
| Net interest income | $12,354,000 | 1,420 |
| Provision for loan and lease losses | $655,000 | 1,491 |
| Total noninterest income | $1,239,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $642,000 | 2,156 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $597,000 | 2,638 |
| Total noninterest expense | $7,375,000 | 1,883 |
| Salaries and employee benefits | $4,048,000 | 1,778 |
| Premises and equipment expense | $1,435,000 | 1,451 |
| Additional noninterest expense | $1,892,000 | 2,283 |
| Pre-tax net operating income | $5,563,000 | 1,331 |
| Securities gains (losses) | $-356,000 | 9,668 |
| Applicable income taxes | $1,442,000 | 1,565 |
| Income before extraordinary items | $3,765,000 | 1,405 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,765,000 | 1,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $454,000 | 1,333 |
| Cash dividends | $1,928,000 | 1,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,021,320 | 1,294 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,080,000 | 1,800 |
| Total interest expense | $6,567,000 | 2,248 |
| Net interest income | $11,513,000 | 1,521 |
| Provision for loan and lease losses | $876,000 | 1,093 |
| Total noninterest income | $1,347,000 | 2,473 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $639,000 | 2,081 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $708,000 | 2,360 |
| Total noninterest expense | $6,055,000 | 2,254 |
| Salaries and employee benefits | $3,105,000 | 2,256 |
| Premises and equipment expense | $1,091,000 | 1,873 |
| Additional noninterest expense | $1,859,000 | 2,351 |
| Pre-tax net operating income | $5,929,000 | 1,292 |
| Securities gains (losses) | $12,000 | 1,656 |
| Applicable income taxes | $1,572,000 | 1,531 |
| Income before extraordinary items | $4,369,000 | 1,245 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,369,000 | 1,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $581,000 | 1,080 |
| Cash dividends | $1,195,000 | 2,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,360,120 | 1,229 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,750,000 | 1,727 |
| Total interest expense | $7,238,000 | 2,093 |
| Net interest income | $11,512,000 | 1,461 |
| Provision for loan and lease losses | $782,000 | 1,204 |
| Total noninterest income | $1,758,000 | 2,009 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $653,000 | 1,956 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,105,000 | 1,725 |
| Total noninterest expense | $6,396,000 | 2,052 |
| Salaries and employee benefits | $2,990,000 | 2,255 |
| Premises and equipment expense | $1,058,000 | 1,865 |
| Additional noninterest expense | $2,348,000 | 1,799 |
| Pre-tax net operating income | $6,092,000 | 1,231 |
| Securities gains (losses) | $55,000 | 1,668 |
| Applicable income taxes | $2,058,000 | 1,229 |
| Income before extraordinary items | $4,089,000 | 1,301 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,089,000 | 1,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $504,000 | 1,238 |
| Cash dividends | $1,340,000 | 1,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,052,150 | 1,259 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,060,000 | 2,167 |
| Total interest expense | $6,121,000 | 2,453 |
| Net interest income | $8,939,000 | 1,946 |
| Provision for loan and lease losses | $500,000 | 1,761 |
| Total noninterest income | $1,057,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $557,000 | 2,356 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $500,000 | 2,823 |
| Total noninterest expense | $4,540,000 | 2,791 |
| Salaries and employee benefits | $2,196,000 | 3,017 |
| Premises and equipment expense | $865,000 | 2,277 |
| Additional noninterest expense | $1,479,000 | 2,767 |
| Pre-tax net operating income | $4,956,000 | 1,565 |
| Securities gains (losses) | $-15,000 | 10,235 |
| Applicable income taxes | $1,540,000 | 1,678 |
| Income before extraordinary items | $3,401,000 | 1,589 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,401,000 | 1,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $649,000 | 1,082 |
| Cash dividends | $4,801,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,411,350 | 1,546 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,841,000 | 2,418 |
| Total interest expense | $5,556,000 | 2,728 |
| Net interest income | $8,285,000 | 2,174 |
| Provision for loan and lease losses | $766,000 | 1,239 |
| Total noninterest income | $1,012,000 | 3,096 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $534,000 | 2,540 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $478,000 | 3,021 |
| Total noninterest expense | $4,105,000 | 3,273 |
| Salaries and employee benefits | $2,148,000 | 3,111 |
| Premises and equipment expense | $772,000 | 2,541 |
| Additional noninterest expense | $1,185,000 | 3,821 |
| Pre-tax net operating income | $4,427,000 | 1,639 |
| Securities gains (losses) | $49,000 | 1,339 |
| Applicable income taxes | $1,415,000 | 1,696 |
| Income before extraordinary items | $3,060,000 | 1,629 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,060,000 | 1,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 1,925 |
| Cash dividends | $499,000 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,026,680 | 1,616 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,928,000 | 2,802 |
| Total interest expense | $5,055,000 | 2,998 |
| Net interest income | $6,873,000 | 2,604 |
| Provision for loan and lease losses | $205,000 | 2,949 |
| Total noninterest income | $2,098,000 | 1,766 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $464,000 | 2,932 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,634,000 | 1,306 |
| Total noninterest expense | $4,357,000 | 3,081 |
| Salaries and employee benefits | $1,904,000 | 3,458 |
| Premises and equipment expense | $604,000 | 3,195 |
| Additional noninterest expense | $1,849,000 | 2,580 |
| Pre-tax net operating income | $4,409,000 | 1,666 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $1,084,000 | 2,216 |
| Income before extraordinary items | $3,327,000 | 1,530 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,327,000 | 1,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,096 |
| Cash dividends | $510,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,325,500 | 1,513 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,663,000 | 3,460 |
| Total interest expense | $3,291,000 | 3,642 |
| Net interest income | $5,372,000 | 3,341 |
| Provision for loan and lease losses | $527,000 | 1,481 |
| Total noninterest income | $982,000 | 3,148 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $417,000 | 3,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $565,000 | 2,714 |
| Total noninterest expense | $3,290,000 | 4,071 |
| Salaries and employee benefits | $1,665,000 | 3,896 |
| Premises and equipment expense | $475,000 | 3,966 |
| Additional noninterest expense | $1,150,000 | 4,208 |
| Pre-tax net operating income | $2,537,000 | 2,787 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $942,000 | 2,366 |
| Income before extraordinary items | $1,601,000 | 3,010 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,601,000 | 3,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,468 |
| Cash dividends | $407,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,597,160 | 3,031 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,469,000 | 4,629 |
| Total interest expense | $2,491,000 | 4,819 |
| Net interest income | $3,978,000 | 4,427 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $1,069,000 | 3,168 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $382,000 | 3,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $687,000 | 2,635 |
| Total noninterest expense | $3,082,000 | 4,403 |
| Salaries and employee benefits | $1,522,000 | 4,218 |
| Premises and equipment expense | $463,000 | 4,143 |
| Additional noninterest expense | $1,097,000 | 4,545 |
| Pre-tax net operating income | $1,890,000 | 3,505 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $639,000 | 3,394 |
| Income before extraordinary items | $1,251,000 | 3,861 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,251,000 | 3,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 6,409 |
| Cash dividends | $241,000 | 4,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,251,000 | 3,652 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,404,000 | 5,981 |
| Total interest expense | $2,218,000 | 6,581 |
| Net interest income | $3,186,000 | 5,427 |
| Provision for loan and lease losses | $357,000 | 3,734 |
| Total noninterest income | $928,000 | 3,530 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $572,000 | 2,925 |
| Total noninterest expense | $2,835,000 | 4,767 |
| Salaries and employee benefits | $1,425,000 | 4,423 |
| Premises and equipment expense | $438,000 | 4,450 |
| Additional noninterest expense | $972,000 | 5,170 |
| Pre-tax net operating income | $922,000 | 5,985 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $169,000 | 8,190 |
| Income before extraordinary items | $768,000 | 5,529 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $768,000 | 5,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 4,547 |
| Cash dividends | $93,000 | 6,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $755,700 | 5,268 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.