Home > United Savings Bank FSB > Income and Expense
United Savings Bank FSB, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,173,000 | 6,210 |
| Total interest expense | $3,091,000 | 5,029 |
| Net interest income | $2,082,000 | 7,537 |
| Provision for loan and lease losses | $155,000 | 5,991 |
| Total noninterest income | $586,000 | 5,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $586,000 | 2,867 |
| Total noninterest expense | $1,367,000 | 8,417 |
| Salaries and employee benefits | $615,000 | 8,686 |
| Premises and equipment expense | $219,000 | 7,420 |
| Additional noninterest expense | $533,000 | 8,167 |
| Pre-tax net operating income | $1,146,000 | 5,109 |
| Securities gains (losses) | $-54,000 | 13,686 |
| Applicable income taxes | $389,000 | 4,899 |
| Income before extraordinary items | $703,000 | 5,895 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $703,000 | 5,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 4,745 |
| Cash dividends | $68,000 | 7,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $737,560 | 5,363 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.