Home > United Savings Bank, FSB > Income and Expense
United Savings Bank, FSB, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $30,856,000 | 1,028 |
| Total interest expense | $18,496,000 | 769 |
| Net interest income | $12,360,000 | 1,462 |
| Provision for loan and lease losses | $931,000 | 977 |
| Total noninterest income | $2,397,000 | 1,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,397,000 | 1,015 |
| Total noninterest expense | $9,341,000 | 1,570 |
| Salaries and employee benefits | $4,562,000 | 1,480 |
| Premises and equipment expense | $1,483,000 | 1,408 |
| Additional noninterest expense | $3,296,000 | 1,671 |
| Pre-tax net operating income | $4,485,000 | 1,601 |
| Securities gains (losses) | $305,000 | 378 |
| Applicable income taxes | $1,768,000 | 1,337 |
| Income before extraordinary items | $3,022,000 | 1,616 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,022,000 | 1,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 2,044 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,826,800 | 1,734 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $28,014,000 | 1,138 |
| Total interest expense | $16,956,000 | 833 |
| Net interest income | $11,058,000 | 1,629 |
| Provision for loan and lease losses | $1,304,000 | 1,096 |
| Total noninterest income | $1,356,000 | 2,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,356,000 | 1,669 |
| Total noninterest expense | $8,435,000 | 1,778 |
| Salaries and employee benefits | $3,571,000 | 1,880 |
| Premises and equipment expense | $1,426,000 | 1,488 |
| Additional noninterest expense | $3,438,000 | 1,710 |
| Pre-tax net operating income | $2,675,000 | 2,555 |
| Securities gains (losses) | $1,125,000 | 501 |
| Applicable income taxes | $1,013,000 | 2,229 |
| Income before extraordinary items | $2,787,000 | 1,795 |
| Extraordinary gains, net | $515,000 | 454 |
| Net income | $3,302,000 | 1,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,328,000 | 663 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,965,750 | 2,415 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $29,213,000 | 1,251 |
| Total interest expense | $18,225,000 | 995 |
| Net interest income | $10,988,000 | 1,676 |
| Provision for loan and lease losses | $1,776,000 | 1,253 |
| Total noninterest income | $1,450,000 | 2,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,450,000 | 1,554 |
| Total noninterest expense | $7,208,000 | 2,050 |
| Salaries and employee benefits | $3,047,000 | 2,148 |
| Premises and equipment expense | $1,179,000 | 1,793 |
| Additional noninterest expense | $2,982,000 | 2,008 |
| Pre-tax net operating income | $3,454,000 | 1,790 |
| Securities gains (losses) | $618,000 | 918 |
| Applicable income taxes | $2,210,000 | 1,034 |
| Income before extraordinary items | $1,862,000 | 2,466 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,862,000 | 2,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 2,799 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,466,480 | 2,905 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.