Home > United Savings Bank, FA > Income and Expense
United Savings Bank, FA, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,725,000 | 4,650 |
| Total interest expense | $3,460,000 | 4,174 |
| Net interest income | $3,265,000 | 4,984 |
| Provision for loan and lease losses | $225,000 | 3,186 |
| Total noninterest income | $676,000 | 4,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $676,000 | 2,266 |
| Total noninterest expense | $2,086,000 | 5,489 |
| Salaries and employee benefits | $1,260,000 | 4,896 |
| Premises and equipment expense | $346,000 | 4,936 |
| Additional noninterest expense | $480,000 | 6,677 |
| Pre-tax net operating income | $1,630,000 | 4,166 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $610,000 | 3,617 |
| Income before extraordinary items | $1,020,000 | 4,638 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,020,000 | 4,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $1,186,000 | 1,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,020,000 | 4,571 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,908,000 | 4,632 |
| Total interest expense | $3,565,000 | 4,126 |
| Net interest income | $3,343,000 | 5,020 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $655,000 | 4,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $655,000 | 2,422 |
| Total noninterest expense | $2,731,000 | 4,661 |
| Salaries and employee benefits | $1,177,000 | 5,289 |
| Premises and equipment expense | $341,000 | 5,103 |
| Additional noninterest expense | $1,213,000 | 3,748 |
| Pre-tax net operating income | $1,267,000 | 4,929 |
| Securities gains (losses) | $132,000 | 848 |
| Applicable income taxes | $513,000 | 4,074 |
| Income before extraordinary items | $886,000 | 4,933 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $886,000 | 4,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $1,088,000 | 2,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $801,520 | 5,240 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,396,000 | 4,335 |
| Total interest expense | $3,420,000 | 4,242 |
| Net interest income | $3,976,000 | 4,333 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $480,000 | 5,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $480,000 | 2,957 |
| Total noninterest expense | $2,033,000 | 5,915 |
| Salaries and employee benefits | $1,181,000 | 5,282 |
| Premises and equipment expense | $341,000 | 5,122 |
| Additional noninterest expense | $511,000 | 7,168 |
| Pre-tax net operating income | $2,423,000 | 2,939 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $706,000 | 3,213 |
| Income before extraordinary items | $1,722,000 | 2,865 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,722,000 | 2,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $991,000 | 2,095 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,718,450 | 2,834 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,928,000 | 3,769 |
| Total interest expense | $3,616,000 | 3,357 |
| Net interest income | $4,312,000 | 4,079 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $668,000 | 4,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $668,000 | 2,408 |
| Total noninterest expense | $1,984,000 | 6,248 |
| Salaries and employee benefits | $1,133,000 | 5,513 |
| Premises and equipment expense | $324,000 | 5,382 |
| Additional noninterest expense | $527,000 | 7,619 |
| Pre-tax net operating income | $2,996,000 | 2,382 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,111,000 | 2,029 |
| Income before extraordinary items | $1,885,000 | 2,582 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,885,000 | 2,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $892,000 | 2,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,885,000 | 2,597 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,255,000 | 3,701 |
| Total interest expense | $4,045,000 | 3,142 |
| Net interest income | $4,210,000 | 4,200 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $945,000 | 3,492 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $945,000 | 2,109 |
| Total noninterest expense | $1,988,000 | 6,365 |
| Salaries and employee benefits | $1,089,000 | 5,697 |
| Premises and equipment expense | $344,000 | 5,303 |
| Additional noninterest expense | $555,000 | 7,718 |
| Pre-tax net operating income | $3,167,000 | 2,152 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,195,000 | 1,929 |
| Income before extraordinary items | $1,972,000 | 2,560 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,972,000 | 2,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $796,000 | 2,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,972,000 | 2,405 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,319,000 | 4,153 |
| Total interest expense | $4,677,000 | 3,514 |
| Net interest income | $3,642,000 | 4,835 |
| Provision for loan and lease losses | $27,000 | 10,147 |
| Total noninterest income | $806,000 | 3,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $806,000 | 2,301 |
| Total noninterest expense | $1,910,000 | 6,625 |
| Salaries and employee benefits | $1,041,000 | 5,814 |
| Premises and equipment expense | $353,000 | 5,331 |
| Additional noninterest expense | $516,000 | 8,297 |
| Pre-tax net operating income | $2,511,000 | 2,479 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $931,000 | 2,240 |
| Income before extraordinary items | $1,580,000 | 2,918 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,580,000 | 2,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $698,000 | 2,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,580,000 | 2,694 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.