Home > United Savings Bank, FA > Assets and Liabilities
United Savings Bank, FA, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 27 | 5,932 |
| Assets and Liabilities | ||
| Total Assets: | $86,903,000 | 4,870 |
| Cash and due from depository institutions | $3,955,000 | 5,932 |
| Interest-bearing balances | $3,005,000 | 1,351 |
| Securities | $42,703,000 | 2,649 |
| Federal funds sold & reverse repurchase agreements | $75,000 | 8,036 |
| Net loans & leases | $36,703,000 | 6,125 |
| Loan loss allowance | $300,000 | 7,563 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,349,000 | 5,040 |
| Other real estate owned | $348,000 | 5,932 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,770,000 | 3,887 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,903,000 | 4,870 |
| Total liabilities | $71,674,000 | 5,183 |
| Total deposits | $71,121,000 | 4,982 |
| Interest-bearing deposits | $70,451,000 | 4,420 |
| Deposits held in domestic offices | $71,121,000 | 4,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $553,000 | 5,528 |
| Total equity capital | $15,229,000 | 2,899 |
| Total bank equity capital | $15,229,000 | 2,899 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,223,000 | 2,778 |
| Surplus | $7,663,000 | 1,974 |
| Undivided profits | $6,343,000 | 3,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $174,000 | 6,627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $283,000 | 7,041 |
| Earning assets | $82,486,000 | 4,731 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $94,050,400 | 4,382 |
| Average Assets, quarterly | $90,313,000 | 4,667 |
| Volatile liabilities | $9,182,000 | 5,284 |
| Insider loans | $959,000 | 3,677 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,136,000 | 4,684 |
| Tier 1 (core) risk-based capital | $14,875,000 | 2,857 |
| Tier 2 risk-based capital | $300,000 | 7,052 |
| Total risk weighted assets | $36,313,000 | 6,309 |
| Total unused commitments | $6,136,000 | 4,688 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 29 | 5,956 |
| Assets and Liabilities | ||
| Total Assets: | $94,779,000 | 4,633 |
| Cash and due from depository institutions | $7,340,000 | 5,956 |
| Interest-bearing balances | $6,419,000 | 590 |
| Securities | $48,415,000 | 2,520 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $35,665,000 | 6,297 |
| Loan loss allowance | $75,000 | 10,842 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,407,000 | 4,904 |
| Other real estate owned | $425,000 | 5,956 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,527,000 | 4,544 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,779,000 | 4,633 |
| Total liabilities | $79,463,000 | 4,881 |
| Total deposits | $78,921,000 | 4,695 |
| Interest-bearing deposits | $78,309,000 | 4,154 |
| Deposits held in domestic offices | $78,921,000 | 4,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $542,000 | 5,623 |
| Total equity capital | $15,316,000 | 2,900 |
| Total bank equity capital | $15,316,000 | 2,900 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,223,000 | 2,966 |
| Surplus | $7,663,000 | 2,038 |
| Undivided profits | $6,430,000 | 3,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 7,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $290,000 | 7,047 |
| Earning assets | $90,499,000 | 4,476 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $101,643,800 | 4,192 |
| Average Assets, quarterly | $96,967,500 | 4,492 |
| Volatile liabilities | $10,255,000 | 4,786 |
| Insider loans | $900,000 | 3,909 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,225,000 | 8,482 |
| Tier 1 (core) risk-based capital | $14,974,000 | 2,885 |
| Tier 2 risk-based capital | $75,000 | 10,694 |
| Total risk weighted assets | $35,775,000 | 6,450 |
| Total unused commitments | $1,225,000 | 8,495 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 30 | 5,997 |
| Assets and Liabilities | ||
| Total Assets: | $114,444,000 | 3,894 |
| Cash and due from depository institutions | $1,221,000 | 5,997 |
| Interest-bearing balances | $416,000 | 3,473 |
| Securities | $78,403,000 | 1,606 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $31,080,000 | 6,843 |
| Loan loss allowance | $75,000 | 11,327 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,494,000 | 4,669 |
| Other real estate owned | $40,000 | 5,997 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,206,000 | 3,327 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,444,000 | 3,894 |
| Total liabilities | $89,756,000 | 4,427 |
| Total deposits | $78,571,000 | 4,785 |
| Interest-bearing deposits | $78,045,000 | 4,191 |
| Deposits held in domestic offices | $78,571,000 | 4,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $10,500,000 | 1,140 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $685,000 | 4,969 |
| Total equity capital | $24,688,000 | 1,823 |
| Total bank equity capital | $24,688,000 | 1,823 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,223,000 | 3,070 |
| Surplus | $7,663,000 | 2,034 |
| Undivided profits | $15,802,000 | 1,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $199,000 | 6,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $255,000 | 7,833 |
| Earning assets | $109,899,000 | 3,733 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $108,965,600 | 3,926 |
| Average Assets, quarterly | $109,329,000 | 4,018 |
| Volatile liabilities | $19,375,000 | 2,695 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $10,500,000 | 402 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,030,000 | 7,396 |
| Tier 1 (core) risk-based capital | $24,134,000 | 1,781 |
| Tier 2 risk-based capital | $75,000 | 11,146 |
| Total risk weighted assets | $33,228,000 | 6,761 |
| Total unused commitments | $2,030,000 | 7,412 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 31 | 6,009 |
| Assets and Liabilities | ||
| Total Assets: | $112,511,000 | 3,938 |
| Cash and due from depository institutions | $830,000 | 6,009 |
| Interest-bearing balances | $345,000 | 3,810 |
| Securities | $74,648,000 | 1,756 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $32,538,000 | 6,675 |
| Loan loss allowance | $75,000 | 11,924 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,311,000 | 5,114 |
| Other real estate owned | $40,000 | 6,009 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,144,000 | 2,559 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,511,000 | 3,938 |
| Total liabilities | $89,963,000 | 4,403 |
| Total deposits | $89,390,000 | 4,207 |
| Interest-bearing deposits | $88,876,000 | 3,646 |
| Deposits held in domestic offices | $89,390,000 | 4,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $573,000 | 4,767 |
| Total equity capital | $22,548,000 | 1,836 |
| Total bank equity capital | $22,548,000 | 1,836 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,223,000 | 3,187 |
| Surplus | $7,663,000 | 1,971 |
| Undivided profits | $13,662,000 | 1,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 9,583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $239,000 | 7,681 |
| Earning assets | $107,531,000 | 3,759 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $118,687,600 | 3,640 |
| Average Assets, quarterly | $115,619,000 | 3,815 |
| Volatile liabilities | $11,929,000 | 3,826 |
| Insider loans | $312,000 | 7,052 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,650,000 | 7,994 |
| Tier 1 (core) risk-based capital | $22,763,000 | 1,832 |
| Tier 2 risk-based capital | $75,000 | 11,689 |
| Total risk weighted assets | $32,326,000 | 6,904 |
| Total unused commitments | $1,650,000 | 8,003 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 30 | 6,405 |
| Assets and Liabilities | ||
| Total Assets: | $119,044,000 | 3,804 |
| Cash and due from depository institutions | $11,584,000 | 6,405 |
| Interest-bearing balances | $10,588,000 | 577 |
| Securities | $66,388,000 | 2,058 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $37,509,000 | 6,000 |
| Loan loss allowance | $75,000 | 12,510 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,379,000 | 4,997 |
| Other real estate owned | $104,000 | 6,405 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,080,000 | 3,378 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,044,000 | 3,804 |
| Total liabilities | $96,389,000 | 4,206 |
| Total deposits | $95,661,000 | 4,050 |
| Interest-bearing deposits | $95,124,000 | 3,535 |
| Deposits held in domestic offices | $95,661,000 | 4,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $728,000 | 4,018 |
| Total equity capital | $22,655,000 | 1,805 |
| Total bank equity capital | $22,655,000 | 1,805 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,223,000 | 3,280 |
| Surplus | $7,663,000 | 1,879 |
| Undivided profits | $13,769,000 | 1,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 12,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $249,000 | 7,027 |
| Earning assets | $114,485,000 | 3,618 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $119,564,000 | 3,693 |
| Average Assets, quarterly | $119,522,500 | 3,758 |
| Volatile liabilities | $14,128,000 | 3,151 |
| Insider loans | $79,000 | 10,102 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,971,000 | 7,566 |
| Tier 1 (core) risk-based capital | $22,083,000 | 1,800 |
| Tier 2 risk-based capital | $75,000 | 12,183 |
| Total risk weighted assets | $35,371,000 | 6,470 |
| Total unused commitments | $1,971,000 | 7,591 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 32 | 6,231 |
| Assets and Liabilities | ||
| Total Assets: | $116,598,000 | 3,945 |
| Cash and due from depository institutions | $12,408,000 | 6,231 |
| Interest-bearing balances | $11,927,000 | 636 |
| Securities | $56,196,000 | 2,412 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $44,222,000 | 5,319 |
| Loan loss allowance | $76,000 | 12,999 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,423,000 | 4,852 |
| Other real estate owned | $170,000 | 6,231 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,179,000 | 3,318 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,598,000 | 3,945 |
| Total liabilities | $95,009,000 | 4,374 |
| Total deposits | $94,349,000 | 4,241 |
| Interest-bearing deposits | $93,795,000 | 3,750 |
| Deposits held in domestic offices | $94,349,000 | 4,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $660,000 | 4,636 |
| Total equity capital | $21,589,000 | 1,795 |
| Total bank equity capital | $21,589,000 | 1,795 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,223,000 | 3,412 |
| Surplus | $7,663,000 | 1,815 |
| Undivided profits | $12,703,000 | 1,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 12,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $321,000 | 6,177 |
| Earning assets | $112,345,000 | 3,758 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $109,252,600 | 4,085 |
| Average Assets, quarterly | $116,270,500 | 3,921 |
| Volatile liabilities | $10,473,000 | 3,967 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,020,000 | 7,295 |
| Tier 1 (core) risk-based capital | $20,981,000 | 1,810 |
| Tier 2 risk-based capital | $76,000 | 12,570 |
| Total risk weighted assets | $38,028,000 | 6,164 |
| Total unused commitments | $2,020,000 | 7,325 |
| Derivatives | $0 | 651 |