Home > United Savings Bank > Assets and Liabilities
United Savings Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 400 | 473 |
| Assets and Liabilities | ||
| Total Assets: | $405,170,000 | 1,203 |
| Cash and due from depository institutions | $22,188,000 | 473 |
| Interest-bearing balances | $9,161,000 | 421 |
| Securities | $72,367,000 | 1,674 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $264,831,000 | 1,142 |
| Loan loss allowance | $8,102,000 | 621 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,387,000 | 1,214 |
| Other real estate owned | $1,408,000 | 473 |
| Goodwill and other intangibles | $13,865,000 | 301 |
| All other assets | $24,124,000 | 483 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $405,170,000 | 1,203 |
| Total liabilities | $363,032,000 | 1,216 |
| Total deposits | $306,309,000 | 1,247 |
| Interest-bearing deposits | $287,189,000 | 1,168 |
| Deposits held in domestic offices | $306,309,000 | 1,242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $49,365,000 | 600 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $7,358,000 | 757 |
| Total equity capital | $42,138,000 | 1,073 |
| Total bank equity capital | $42,138,000 | 1,073 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $470,000 | 9,396 |
| Undivided profits | $41,667,000 | 621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,665,000 | 928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,736,000 | 1,238 |
| Earning assets | $346,359,000 | 1,265 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $386,660,000 | 1,198 |
| Average Assets, quarterly | $405,102,000 | 1,184 |
| Volatile liabilities | $191,361,000 | 583 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $49,069,000 | 213 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $86,518,000 | 727 |
| Tier 1 (core) risk-based capital | $40,096,000 | 1,078 |
| Tier 2 risk-based capital | $3,309,000 | 1,026 |
| Total risk weighted assets | $265,605,000 | 1,119 |
| Total unused commitments | $86,518,000 | 733 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 409 | 493 |
| Assets and Liabilities | ||
| Total Assets: | $356,840,000 | 1,334 |
| Cash and due from depository institutions | $26,439,000 | 493 |
| Interest-bearing balances | $11,378,000 | 401 |
| Securities | $47,583,000 | 2,661 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $242,300,000 | 1,216 |
| Loan loss allowance | $8,827,000 | 602 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,999,000 | 1,083 |
| Other real estate owned | $1,479,000 | 493 |
| Goodwill and other intangibles | $10,843,000 | 345 |
| All other assets | $21,197,000 | 561 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $356,840,000 | 1,334 |
| Total liabilities | $320,393,000 | 1,357 |
| Total deposits | $260,514,000 | 1,496 |
| Interest-bearing deposits | $260,514,000 | 1,302 |
| Deposits held in domestic offices | $260,514,000 | 1,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $54,970,000 | 529 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,909,000 | 1,055 |
| Total equity capital | $36,447,000 | 1,260 |
| Total bank equity capital | $36,447,000 | 1,260 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $470,000 | 9,762 |
| Undivided profits | $35,977,000 | 730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,496,000 | 1,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,563,000 | 1,428 |
| Earning assets | $301,261,000 | 1,451 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $309,247,200 | 1,474 |
| Average Assets, quarterly | $344,710,500 | 1,368 |
| Volatile liabilities | $186,972,000 | 576 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $54,577,000 | 180 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $69,199,000 | 858 |
| Tier 1 (core) risk-based capital | $36,211,000 | 1,203 |
| Tier 2 risk-based capital | $2,799,000 | 1,185 |
| Total risk weighted assets | $218,263,000 | 1,323 |
| Total unused commitments | $69,199,000 | 862 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 469 | 456 |
| Assets and Liabilities | ||
| Total Assets: | $269,044,000 | 1,707 |
| Cash and due from depository institutions | $24,679,000 | 456 |
| Interest-bearing balances | $14,323,000 | 279 |
| Securities | $39,020,000 | 3,363 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 1,994 |
| Net loans & leases | $159,578,000 | 1,754 |
| Loan loss allowance | $8,664,000 | 619 |
| Trading account assets | $2,000 | 283 |
| Bank premises and fixed assets | $6,519,000 | 1,120 |
| Other real estate owned | $6,840,000 | 456 |
| Goodwill and other intangibles | $8,319,000 | 352 |
| All other assets | $19,587,000 | 604 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $269,044,000 | 1,707 |
| Total liabilities | $225,243,000 | 1,857 |
| Total deposits | $195,340,000 | 1,979 |
| Interest-bearing deposits | $156,893,000 | 2,108 |
| Deposits held in domestic offices | $195,340,000 | 1,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $25,724,000 | 777 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,179,000 | 1,031 |
| Total equity capital | $43,801,000 | 962 |
| Total bank equity capital | $43,801,000 | 962 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $236,000 | 7,949 |
| Surplus | $171,000 | 11,244 |
| Undivided profits | $43,394,000 | 537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,533,000 | 1,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $740,000 | 2,758 |
| Earning assets | $217,423,000 | 1,929 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $302,101,000 | 1,491 |
| Average Assets, quarterly | $279,764,500 | 1,638 |
| Volatile liabilities | $115,424,000 | 750 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $25,000,000 | 302 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $53,499,000 | 940 |
| Tier 1 (core) risk-based capital | $38,204,000 | 1,076 |
| Tier 2 risk-based capital | $2,076,000 | 1,518 |
| Total risk weighted assets | $159,868,000 | 1,735 |
| Total unused commitments | $53,499,000 | 950 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 546 | 414 |
| Assets and Liabilities | ||
| Total Assets: | $357,236,000 | 1,333 |
| Cash and due from depository institutions | $38,828,000 | 414 |
| Interest-bearing balances | $6,662,000 | 906 |
| Securities | $4,296,000 | 11,613 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $275,672,000 | 1,024 |
| Loan loss allowance | $9,190,000 | 629 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,347,000 | 1,146 |
| Other real estate owned | $13,420,000 | 414 |
| Goodwill and other intangibles | $4,588,000 | 448 |
| All other assets | $14,085,000 | 745 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $357,236,000 | 1,333 |
| Total liabilities | $317,631,000 | 1,363 |
| Total deposits | $277,331,000 | 1,442 |
| Interest-bearing deposits | $239,454,000 | 1,442 |
| Deposits held in domestic offices | $277,331,000 | 1,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $32,503,000 | 608 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $7,797,000 | 725 |
| Total equity capital | $39,605,000 | 1,049 |
| Total bank equity capital | $39,605,000 | 1,049 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $236,000 | 8,361 |
| Surplus | $171,000 | 11,748 |
| Undivided profits | $39,198,000 | 587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,817,000 | 773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,032,000 | 1,677 |
| Earning assets | $286,630,000 | 1,503 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $334,036,600 | 1,381 |
| Average Assets, quarterly | $363,333,000 | 1,306 |
| Volatile liabilities | $177,856,000 | 560 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $30,500,000 | 241 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $113,272,000 | 579 |
| Tier 1 (core) risk-based capital | $39,605,000 | 1,017 |
| Tier 2 risk-based capital | $2,198,000 | 1,440 |
| Total risk weighted assets | $177,673,000 | 1,559 |
| Total unused commitments | $113,272,000 | 594 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 159 | 1,360 |
| Assets and Liabilities | ||
| Total Assets: | $288,277,000 | 1,672 |
| Cash and due from depository institutions | $20,563,000 | 1,360 |
| Interest-bearing balances | $8,944,000 | 843 |
| Securities | $4,138,000 | 12,057 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,574 |
| Net loans & leases | $190,198,000 | 1,493 |
| Loan loss allowance | $5,214,000 | 971 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,447,000 | 1,656 |
| Other real estate owned | $28,252,000 | 1,360 |
| Goodwill and other intangibles | $1,435,000 | 841 |
| All other assets | $34,744,000 | 449 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $288,277,000 | 1,672 |
| Total liabilities | $258,990,000 | 1,717 |
| Total deposits | $231,795,000 | 1,798 |
| Interest-bearing deposits | $223,482,000 | 1,624 |
| Deposits held in domestic offices | $231,795,000 | 1,788 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $24,500,000 | 616 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,695,000 | 1,498 |
| Total equity capital | $29,287,000 | 1,327 |
| Total bank equity capital | $29,287,000 | 1,327 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $236,000 | 8,779 |
| Surplus | $171,000 | 12,210 |
| Undivided profits | $28,880,000 | 743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,148,000 | 3,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $490,000 | 4,180 |
| Earning assets | $207,780,000 | 2,080 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $270,642,600 | 1,729 |
| Average Assets, quarterly | $286,704,500 | 1,663 |
| Volatile liabilities | $122,104,000 | 658 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $24,500,000 | 255 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $65,968,000 | 786 |
| Tier 1 (core) risk-based capital | $29,287,000 | 1,290 |
| Tier 2 risk-based capital | $2,157,000 | 1,484 |
| Total risk weighted assets | $169,574,000 | 1,674 |
| Total unused commitments | $65,968,000 | 799 |
| Derivatives | $0 | 651 |