Home > United Savings Bank > Loan Charge- Offs and Recoveries
United Savings Bank, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,883,000 | 773 |
| Loans secured by real estate, total | $1,869,000 | 354 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,869,000 | 354 |
| Construction and land development | $0 | 994 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $3,000 | 4,310 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $1,866,000 | 188 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $11,000 | 5,966 |
| Loans to individuals | $3,000 | 8,837 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,000 | 8,368 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $14,000 | 7,698 |
| Loans secured by real estate, total | $2,000 | 4,711 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,000 | 4,710 |
| Construction and land development | $1,000 | 729 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $1,000 | 2,235 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $6,000 | 5,989 |
| Loans to individuals | $6,000 | 6,100 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,000 | 5,822 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,869,000 | 579 |
| Loans secured by real estate, total | $1,867,000 | 289 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,867,000 | 289 |
| Construction and land development | $-1,000 | 12,118 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $3,000 | 3,639 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $1,865,000 | 148 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $5,000 | 4,856 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-3,000 | 11,375 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-3,000 | 11,186 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $189,000 | 4,212 |
| Loans secured by real estate, total | $100,000 | 2,436 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $100,000 | 2,435 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $72,000 | 1,700 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $28,000 | 2,125 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $70,000 | 3,797 |
| Loans to individuals | $19,000 | 6,238 |
| Credit card loan charge offs | $4,000 | 2,919 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $15,000 | 6,268 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $60,000 | 4,376 |
| Loans secured by real estate, total | $2,000 | 5,083 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,000 | 5,083 |
| Construction and land development | $0 | 926 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 3,598 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $51,000 | 2,579 |
| Loans to individuals | $7,000 | 6,135 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $7,000 | 5,871 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $129,000 | 4,007 |
| Loans secured by real estate, total | $98,000 | 2,075 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $98,000 | 2,074 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $70,000 | 1,479 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $28,000 | 1,866 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $19,000 | 4,862 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $12,000 | 5,702 |
| Credit card loan net charge offs | $4,000 | 2,623 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $8,000 | 5,851 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $779,000 | 2,189 |
| Loans secured by real estate, total | $672,000 | 1,086 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $672,000 | 1,086 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $102,000 | 1,597 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $570,000 | 672 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $57,000 | 5,350 |
| Loans to individuals | $50,000 | 4,642 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $50,000 | 4,206 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $137,000 | 2,630 |
| Loans secured by real estate, total | $103,000 | 946 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $103,000 | 945 |
| Construction and land development | $3,000 | 834 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $13,000 | 1,904 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $87,000 | 544 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $25,000 | 4,130 |
| Loans to individuals | $9,000 | 5,819 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $9,000 | 5,554 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $642,000 | 2,086 |
| Loans secured by real estate, total | $569,000 | 1,077 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $569,000 | 1,077 |
| Construction and land development | $-3,000 | 13,560 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $89,000 | 1,515 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $483,000 | 688 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $32,000 | 5,389 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $41,000 | 4,090 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $41,000 | 3,628 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.