Home > United Savings Bank > Income and Expense
United Savings Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $29,870,000 | 1,054 |
| Total interest expense | $16,656,000 | 831 |
| Net interest income | $13,214,000 | 1,356 |
| Provision for loan and lease losses | $3,920,000 | 347 |
| Total noninterest income | $2,549,000 | 1,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,549,000 | 976 |
| Total noninterest expense | $11,067,000 | 1,328 |
| Salaries and employee benefits | $5,995,000 | 1,123 |
| Premises and equipment expense | $2,132,000 | 999 |
| Additional noninterest expense | $2,940,000 | 1,844 |
| Pre-tax net operating income | $776,000 | 7,001 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $4,037,000 | 672 |
| Income before extraordinary items | $-3,261,000 | 12,528 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-3,261,000 | 12,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,869,000 | 579 |
| Cash dividends | $2,964,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-3,261,000 | 12,530 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $28,134,000 | 1,134 |
| Total interest expense | $14,213,000 | 963 |
| Net interest income | $13,921,000 | 1,295 |
| Provision for loan and lease losses | $320,000 | 2,859 |
| Total noninterest income | $3,307,000 | 1,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,307,000 | 896 |
| Total noninterest expense | $10,070,000 | 1,518 |
| Salaries and employee benefits | $5,009,000 | 1,339 |
| Premises and equipment expense | $1,715,000 | 1,253 |
| Additional noninterest expense | $3,346,000 | 1,748 |
| Pre-tax net operating income | $6,838,000 | 1,038 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,548,000 | 986 |
| Income before extraordinary items | $4,290,000 | 1,189 |
| Extraordinary gains, net | $624,000 | 359 |
| Net income | $4,914,000 | 1,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 4,007 |
| Cash dividends | $5,180,000 | 461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,290,000 | 1,108 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $32,676,000 | 1,111 |
| Total interest expense | $18,584,000 | 977 |
| Net interest income | $14,092,000 | 1,313 |
| Provision for loan and lease losses | $295,000 | 4,193 |
| Total noninterest income | $3,078,000 | 1,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,078,000 | 938 |
| Total noninterest expense | $9,105,000 | 1,670 |
| Salaries and employee benefits | $4,373,000 | 1,516 |
| Premises and equipment expense | $1,623,000 | 1,349 |
| Additional noninterest expense | $3,109,000 | 1,947 |
| Pre-tax net operating income | $7,770,000 | 831 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $2,553,000 | 903 |
| Income before extraordinary items | $5,217,000 | 915 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,217,000 | 916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $642,000 | 2,086 |
| Cash dividends | $1,567,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,217,000 | 834 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.