Home > United Savings Bank > Assets and Liabilities
United Savings Bank, Assets and Liabilities
1994-12-31 | Rank | |
# of Employees: | 184 | 1,063 |
Assets and Liabilities | ||
Total Assets: | $508,475,000 | 945 |
Cash and due from depository institutions | $30,638,000 | 1,063 |
Interest-bearing balances | $28,104,000 | 155 |
Securities | $9,754,000 | 8,841 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $454,348,000 | 713 |
Loan loss allowance | $5,621,000 | 847 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $5,884,000 | 1,260 |
Other real estate owned | $87,000 | 1,063 |
Goodwill and other intangibles | $144,000 | 2,094 |
All other assets | $7,620,000 | 1,189 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $508,475,000 | 945 |
Total liabilities | $482,507,000 | 908 |
Total deposits | $386,824,000 | 988 |
Interest-bearing deposits | $374,720,000 | 896 |
Deposits held in domestic offices | $386,824,000 | 978 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $90,000,000 | 400 |
Subordinated debt | $0 | 372 |
All other liabilities | $5,683,000 | 848 |
Total equity capital | $25,968,000 | 1,596 |
Total bank equity capital | $25,968,000 | 1,596 |
Perpetual preferred stock | $0 | 310 |
Common stock | $97,000 | 10,246 |
Surplus | $7,306,000 | 2,040 |
Undivided profits | $18,565,000 | 1,282 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $4,283,000 | 891 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $2,043,000 | 959 |
Earning assets | $492,206,000 | 891 |
Long-term assets (5+ years) | $0 | 10,888 |
Average Assets, year-to-date | $467,331,200 | 997 |
Average Assets, quarterly | $498,655,500 | 960 |
Volatile liabilities | $117,133,000 | 743 |
Insider loans | $220,000 | 7,956 |
FHLB advances | $90,000,000 | 133 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $5,181,000 | 4,826 |
Tier 1 (core) risk-based capital | $25,169,000 | 1,641 |
Tier 2 risk-based capital | $3,595,000 | 943 |
Total risk weighted assets | $285,718,000 | 1,016 |
Total unused commitments | $5,181,000 | 4,834 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 189 | 1,090 |
Assets and Liabilities | ||
Total Assets: | $434,612,000 | 1,107 |
Cash and due from depository institutions | $21,487,000 | 1,090 |
Interest-bearing balances | $18,745,000 | 334 |
Securities | $13,813,000 | 7,775 |
Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
Net loans & leases | $387,679,000 | 784 |
Loan loss allowance | $3,569,000 | 1,285 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $5,579,000 | 1,311 |
Other real estate owned | $142,000 | 1,090 |
Goodwill and other intangibles | $204,000 | 1,818 |
All other assets | $5,708,000 | 1,429 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $434,612,000 | 1,107 |
Total liabilities | $402,419,000 | 1,106 |
Total deposits | $379,682,000 | 1,049 |
Interest-bearing deposits | $368,982,000 | 944 |
Deposits held in domestic offices | $379,682,000 | 1,038 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $20,000,000 | 777 |
Subordinated debt | $0 | 413 |
All other liabilities | $2,737,000 | 1,431 |
Total equity capital | $32,193,000 | 1,280 |
Total bank equity capital | $32,193,000 | 1,280 |
Perpetual preferred stock | $0 | 343 |
Common stock | $97,000 | 10,755 |
Surplus | $7,306,000 | 1,955 |
Undivided profits | $24,790,000 | 940 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,567,000 | 2,298 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $896,000 | 1,966 |
Earning assets | $420,237,000 | 1,057 |
Long-term assets (5+ years) | $0 | 11,403 |
Average Assets, year-to-date | $413,006,800 | 1,123 |
Average Assets, quarterly | $425,714,500 | 1,120 |
Volatile liabilities | $46,050,000 | 1,276 |
Insider loans | $274,000 | 7,506 |
FHLB advances | $20,000,000 | 303 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $7,327,000 | 3,842 |
Tier 1 (core) risk-based capital | $31,510,000 | 1,263 |
Tier 2 risk-based capital | $3,041,000 | 1,096 |
Total risk weighted assets | $242,931,000 | 1,162 |
Total unused commitments | $7,327,000 | 3,861 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 183 | 1,162 |
Assets and Liabilities | ||
Total Assets: | $408,378,000 | 1,192 |
Cash and due from depository institutions | $46,972,000 | 1,162 |
Interest-bearing balances | $44,685,000 | 186 |
Securities | $13,490,000 | 7,822 |
Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
Net loans & leases | $334,942,000 | 894 |
Loan loss allowance | $3,369,000 | 1,408 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $5,380,000 | 1,350 |
Other real estate owned | $1,378,000 | 1,162 |
Goodwill and other intangibles | $264,000 | 1,682 |
All other assets | $5,952,000 | 1,435 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $408,378,000 | 1,192 |
Total liabilities | $375,919,000 | 1,199 |
Total deposits | $372,869,000 | 1,114 |
Interest-bearing deposits | $366,206,000 | 1,012 |
Deposits held in domestic offices | $372,869,000 | 1,104 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $3,050,000 | 1,352 |
Total equity capital | $32,459,000 | 1,191 |
Total bank equity capital | $32,459,000 | 1,191 |
Perpetual preferred stock | $0 | 346 |
Common stock | $97,000 | 11,256 |
Surplus | $7,306,000 | 1,881 |
Undivided profits | $25,056,000 | 858 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $3,024,000 | 1,665 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $785,000 | 2,534 |
Earning assets | $393,117,000 | 1,141 |
Long-term assets (5+ years) | $0 | 11,806 |
Average Assets, year-to-date | $418,338,000 | 1,156 |
Average Assets, quarterly | $411,542,000 | 1,180 |
Volatile liabilities | $21,237,000 | 2,232 |
Insider loans | $0 | 9,493 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $5,228,000 | 4,501 |
Tier 1 (core) risk-based capital | $32,014,000 | 1,186 |
Tier 2 risk-based capital | $2,721,000 | 1,228 |
Total risk weighted assets | $217,242,000 | 1,346 |
Total unused commitments | $5,228,000 | 4,526 |
Derivatives | $0 | 651 |