Home > United Prairie Bank - Owatonna > Income and Expense
United Prairie Bank - Owatonna, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,970,000 | 4,130 |
| Total interest expense | $661,000 | 4,325 |
| Net interest income | $1,309,000 | 3,916 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $183,000 | 4,172 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $75,000 | 4,076 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $108,000 | 3,577 |
| Total noninterest expense | $983,000 | 4,063 |
| Salaries and employee benefits | $501,000 | 4,277 |
| Premises and equipment expense | $141,000 | 3,962 |
| Additional noninterest expense | $341,000 | 3,517 |
| Pre-tax net operating income | $464,000 | 3,916 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $464,000 | 3,345 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $464,000 | 3,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $1,019,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $464,000 | 3,324 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,872,000 | 4,206 |
| Total interest expense | $2,012,000 | 4,418 |
| Net interest income | $4,860,000 | 4,040 |
| Provision for loan and lease losses | $172,000 | 3,897 |
| Total noninterest income | $802,000 | 4,042 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $344,000 | 3,880 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $458,000 | 3,530 |
| Total noninterest expense | $3,611,000 | 4,191 |
| Salaries and employee benefits | $1,906,000 | 4,272 |
| Premises and equipment expense | $506,000 | 4,141 |
| Additional noninterest expense | $1,199,000 | 3,873 |
| Pre-tax net operating income | $1,879,000 | 3,832 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,879,000 | 3,245 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,879,000 | 3,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,267 |
| Cash dividends | $473,000 | 3,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,879,000 | 3,215 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,012,000 | 4,237 |
| Total interest expense | $1,440,000 | 4,411 |
| Net interest income | $3,572,000 | 4,095 |
| Provision for loan and lease losses | $140,000 | 3,587 |
| Total noninterest income | $593,000 | 4,082 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $250,000 | 3,959 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $343,000 | 3,563 |
| Total noninterest expense | $2,567,000 | 4,331 |
| Salaries and employee benefits | $1,302,000 | 4,572 |
| Premises and equipment expense | $382,000 | 4,105 |
| Additional noninterest expense | $883,000 | 3,864 |
| Pre-tax net operating income | $1,458,000 | 3,834 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,458,000 | 3,199 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,458,000 | 3,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,360 |
| Cash dividends | $473,000 | 2,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,458,000 | 3,160 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,213,000 | 4,288 |
| Total interest expense | $884,000 | 4,491 |
| Net interest income | $2,329,000 | 4,145 |
| Provision for loan and lease losses | $116,000 | 3,158 |
| Total noninterest income | $391,000 | 4,108 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $157,000 | 4,050 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $234,000 | 3,479 |
| Total noninterest expense | $1,679,000 | 4,378 |
| Salaries and employee benefits | $826,000 | 4,710 |
| Premises and equipment expense | $259,000 | 4,035 |
| Additional noninterest expense | $594,000 | 3,841 |
| Pre-tax net operating income | $925,000 | 3,918 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $925,000 | 3,280 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $925,000 | 3,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,347 |
| Cash dividends | $473,000 | 2,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $925,000 | 3,236 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 4,480 |
| Total interest expense | $399,000 | 4,695 |
| Net interest income | $1,105,000 | 4,313 |
| Provision for loan and lease losses | $54,000 | 3,086 |
| Total noninterest income | $192,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $69,000 | 4,296 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $123,000 | 3,343 |
| Total noninterest expense | $823,000 | 4,467 |
| Salaries and employee benefits | $413,000 | 4,716 |
| Premises and equipment expense | $132,000 | 4,029 |
| Additional noninterest expense | $278,000 | 4,035 |
| Pre-tax net operating income | $420,000 | 4,131 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $420,000 | 3,501 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $420,000 | 3,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,462 |
| Cash dividends | $175,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $420,000 | 3,459 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,262,000 | 4,677 |
| Total interest expense | $1,432,000 | 4,638 |
| Net interest income | $3,830,000 | 4,627 |
| Provision for loan and lease losses | $112,000 | 4,824 |
| Total noninterest income | $1,230,000 | 3,067 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $288,000 | 4,408 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $942,000 | 2,236 |
| Total noninterest expense | $3,157,000 | 4,497 |
| Salaries and employee benefits | $1,551,000 | 4,828 |
| Premises and equipment expense | $421,000 | 4,609 |
| Additional noninterest expense | $1,185,000 | 3,783 |
| Pre-tax net operating income | $1,791,000 | 3,799 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $171,000 | 4,937 |
| Income before extraordinary items | $1,620,000 | 3,434 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,620,000 | 3,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,895 |
| Cash dividends | $550,000 | 3,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,620,000 | 3,369 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,926,000 | 4,668 |
| Total interest expense | $1,080,000 | 4,589 |
| Net interest income | $2,846,000 | 4,654 |
| Provision for loan and lease losses | $60,000 | 5,125 |
| Total noninterest income | $1,059,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $210,000 | 4,508 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $849,000 | 1,992 |
| Total noninterest expense | $2,313,000 | 4,543 |
| Salaries and employee benefits | $1,104,000 | 4,963 |
| Premises and equipment expense | $330,000 | 4,470 |
| Additional noninterest expense | $879,000 | 3,798 |
| Pre-tax net operating income | $1,532,000 | 3,528 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $159,000 | 4,763 |
| Income before extraordinary items | $1,373,000 | 3,197 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,373,000 | 3,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $449,000 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,373,000 | 3,118 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,546,000 | 4,780 |
| Total interest expense | $715,000 | 4,618 |
| Net interest income | $1,831,000 | 4,764 |
| Provision for loan and lease losses | $33,000 | 5,235 |
| Total noninterest income | $914,000 | 2,339 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $138,000 | 4,532 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $776,000 | 1,578 |
| Total noninterest expense | $1,522,000 | 4,621 |
| Salaries and employee benefits | $685,000 | 5,255 |
| Premises and equipment expense | $216,000 | 4,527 |
| Additional noninterest expense | $621,000 | 3,646 |
| Pre-tax net operating income | $1,190,000 | 3,129 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $147,000 | 4,284 |
| Income before extraordinary items | $1,043,000 | 2,828 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,043,000 | 2,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $312,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,043,000 | 2,756 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 4,911 |
| Total interest expense | $347,000 | 4,730 |
| Net interest income | $886,000 | 4,867 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $140,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $61,000 | 4,756 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $79,000 | 4,203 |
| Total noninterest expense | $676,000 | 5,026 |
| Salaries and employee benefits | $332,000 | 5,382 |
| Premises and equipment expense | $105,000 | 4,639 |
| Additional noninterest expense | $239,000 | 4,470 |
| Pre-tax net operating income | $341,000 | 4,509 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $135,000 | 3,278 |
| Income before extraordinary items | $206,000 | 5,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $206,000 | 5,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $68,000 | 3,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $206,000 | 5,144 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,874,000 | 4,980 |
| Total interest expense | $1,390,000 | 5,118 |
| Net interest income | $3,484,000 | 4,813 |
| Provision for loan and lease losses | $75,000 | 5,722 |
| Total noninterest income | $531,000 | 5,272 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $241,000 | 4,837 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $290,000 | 4,579 |
| Total noninterest expense | $2,649,000 | 5,008 |
| Salaries and employee benefits | $1,402,000 | 5,088 |
| Premises and equipment expense | $407,000 | 4,683 |
| Additional noninterest expense | $840,000 | 4,898 |
| Pre-tax net operating income | $1,291,000 | 4,499 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $500,000 | 3,380 |
| Income before extraordinary items | $791,000 | 5,266 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $791,000 | 5,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,755 |
| Cash dividends | $475,000 | 3,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $791,000 | 5,110 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,670,000 | 5,022 |
| Total interest expense | $1,033,000 | 5,280 |
| Net interest income | $2,637,000 | 4,782 |
| Provision for loan and lease losses | $53,000 | 5,711 |
| Total noninterest income | $392,000 | 5,365 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $176,000 | 4,927 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $216,000 | 4,638 |
| Total noninterest expense | $1,992,000 | 4,994 |
| Salaries and employee benefits | $1,065,000 | 5,031 |
| Premises and equipment expense | $323,000 | 4,501 |
| Additional noninterest expense | $604,000 | 4,980 |
| Pre-tax net operating income | $984,000 | 4,587 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $385,000 | 3,479 |
| Income before extraordinary items | $599,000 | 5,398 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $599,000 | 5,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,945 |
| Cash dividends | $475,000 | 2,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $599,000 | 5,218 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 5,192 |
| Total interest expense | $667,000 | 5,493 |
| Net interest income | $1,688,000 | 4,923 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $266,000 | 5,300 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $112,000 | 4,996 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $154,000 | 4,535 |
| Total noninterest expense | $1,281,000 | 5,117 |
| Salaries and employee benefits | $706,000 | 5,047 |
| Premises and equipment expense | $219,000 | 4,445 |
| Additional noninterest expense | $356,000 | 5,420 |
| Pre-tax net operating income | $643,000 | 4,651 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $253,000 | 3,534 |
| Income before extraordinary items | $390,000 | 5,480 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $390,000 | 5,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,238 |
| Cash dividends | $475,000 | 2,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $390,000 | 5,267 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,176,000 | 5,232 |
| Total interest expense | $307,000 | 5,874 |
| Net interest income | $869,000 | 4,807 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $119,000 | 5,479 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $49,000 | 5,240 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $70,000 | 4,607 |
| Total noninterest expense | $648,000 | 5,077 |
| Salaries and employee benefits | $373,000 | 4,868 |
| Premises and equipment expense | $114,000 | 4,333 |
| Additional noninterest expense | $161,000 | 5,702 |
| Pre-tax net operating income | $325,000 | 4,584 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $131,000 | 3,466 |
| Income before extraordinary items | $194,000 | 5,408 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $194,000 | 5,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $475,000 | 1,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $194,000 | 5,215 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,266,000 | 5,707 |
| Total interest expense | $1,187,000 | 6,465 |
| Net interest income | $3,079,000 | 5,206 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $494,000 | 5,250 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $222,000 | 4,978 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $272,000 | 4,466 |
| Total noninterest expense | $2,345,000 | 5,304 |
| Salaries and employee benefits | $1,280,000 | 5,244 |
| Premises and equipment expense | $396,000 | 4,690 |
| Additional noninterest expense | $669,000 | 5,554 |
| Pre-tax net operating income | $1,228,000 | 4,640 |
| Securities gains (losses) | $-22,000 | 9,003 |
| Applicable income taxes | $686,000 | 2,892 |
| Income before extraordinary items | $520,000 | 6,307 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $520,000 | 6,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $350,000 | 4,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $534,080 | 6,095 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 8,702 |
| Total interest expense | $586,000 | 8,856 |
| Net interest income | $945,000 | 8,396 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $234,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $76,000 | 7,054 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $158,000 | 5,439 |
| Total noninterest expense | $704,000 | 8,675 |
| Salaries and employee benefits | $422,000 | 8,530 |
| Premises and equipment expense | $129,000 | 7,863 |
| Additional noninterest expense | $153,000 | 9,032 |
| Pre-tax net operating income | $475,000 | 6,653 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $91,000 | 6,115 |
| Income before extraordinary items | $386,000 | 6,659 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $386,000 | 6,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,000 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $384,380 | 6,528 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,898,000 | 5,810 |
| Total interest expense | $2,032,000 | 6,221 |
| Net interest income | $2,866,000 | 5,319 |
| Provision for loan and lease losses | $65,000 | 6,097 |
| Total noninterest income | $541,000 | 4,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $294,000 | 3,971 |
| Total noninterest expense | $2,447,000 | 4,939 |
| Salaries and employee benefits | $1,574,000 | 4,193 |
| Premises and equipment expense | $478,000 | 3,927 |
| Additional noninterest expense | $395,000 | 7,186 |
| Pre-tax net operating income | $895,000 | 5,567 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $350,000 | 4,270 |
| Income before extraordinary items | $542,000 | 6,117 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $542,000 | 6,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $311,000 | 4,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $543,920 | 6,117 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,598,000 | 5,860 |
| Total interest expense | $1,961,000 | 6,069 |
| Net interest income | $2,637,000 | 5,619 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $537,000 | 4,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 4,237 |
| Total noninterest expense | $2,356,000 | 5,091 |
| Salaries and employee benefits | $1,489,000 | 4,372 |
| Premises and equipment expense | $435,000 | 4,236 |
| Additional noninterest expense | $432,000 | 7,033 |
| Pre-tax net operating income | $803,000 | 5,918 |
| Securities gains (losses) | $52,000 | 966 |
| Applicable income taxes | $382,000 | 4,282 |
| Income before extraordinary items | $473,000 | 6,582 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $473,000 | 6,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,024 |
| Cash dividends | $311,000 | 4,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $439,720 | 6,744 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,475,000 | 6,081 |
| Total interest expense | $1,932,000 | 6,301 |
| Net interest income | $2,543,000 | 5,786 |
| Provision for loan and lease losses | $20,000 | 7,729 |
| Total noninterest income | $599,000 | 4,393 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 4,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $349,000 | 3,709 |
| Total noninterest expense | $2,398,000 | 4,907 |
| Salaries and employee benefits | $1,535,000 | 4,168 |
| Premises and equipment expense | $451,000 | 4,001 |
| Additional noninterest expense | $412,000 | 7,121 |
| Pre-tax net operating income | $724,000 | 6,394 |
| Securities gains (losses) | $107,000 | 1,228 |
| Applicable income taxes | $311,000 | 5,078 |
| Income before extraordinary items | $520,000 | 6,485 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $520,000 | 6,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 10,107 |
| Cash dividends | $311,000 | 4,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $451,520 | 6,796 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,264,000 | 6,420 |
| Total interest expense | $1,747,000 | 6,790 |
| Net interest income | $2,517,000 | 6,028 |
| Provision for loan and lease losses | $157,000 | 4,035 |
| Total noninterest income | $506,000 | 4,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 4,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 4,293 |
| Total noninterest expense | $2,193,000 | 5,304 |
| Salaries and employee benefits | $1,355,000 | 4,627 |
| Premises and equipment expense | $424,000 | 4,248 |
| Additional noninterest expense | $414,000 | 7,236 |
| Pre-tax net operating income | $673,000 | 7,093 |
| Securities gains (losses) | $42,000 | 1,434 |
| Applicable income taxes | $270,000 | 6,027 |
| Income before extraordinary items | $445,000 | 7,348 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $445,000 | 7,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,640 |
| Cash dividends | $266,000 | 4,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $418,120 | 7,464 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,871,000 | 6,980 |
| Total interest expense | $1,582,000 | 7,372 |
| Net interest income | $2,289,000 | 6,574 |
| Provision for loan and lease losses | $18,000 | 8,074 |
| Total noninterest income | $809,000 | 3,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $518,000 | 2,848 |
| Total noninterest expense | $2,075,000 | 5,783 |
| Salaries and employee benefits | $1,249,000 | 5,024 |
| Premises and equipment expense | $390,000 | 4,633 |
| Additional noninterest expense | $436,000 | 7,582 |
| Pre-tax net operating income | $1,005,000 | 5,723 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $409,000 | 4,824 |
| Income before extraordinary items | $605,000 | 6,239 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $605,000 | 6,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 10,875 |
| Cash dividends | $222,000 | 5,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $599,240 | 6,221 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,508,000 | 7,539 |
| Total interest expense | $1,514,000 | 7,663 |
| Net interest income | $1,994,000 | 7,328 |
| Provision for loan and lease losses | $69,000 | 5,466 |
| Total noninterest income | $494,000 | 5,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,594 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 4,873 |
| Total noninterest expense | $1,753,000 | 6,587 |
| Salaries and employee benefits | $1,081,000 | 5,675 |
| Premises and equipment expense | $238,000 | 6,542 |
| Additional noninterest expense | $434,000 | 7,865 |
| Pre-tax net operating income | $666,000 | 7,502 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $197,000 | 7,466 |
| Income before extraordinary items | $469,000 | 7,491 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $469,000 | 7,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,855 |
| Cash dividends | $178,000 | 5,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $469,000 | 7,454 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,058,000 | 7,949 |
| Total interest expense | $1,133,000 | 8,176 |
| Net interest income | $1,925,000 | 7,739 |
| Provision for loan and lease losses | $106,000 | 4,419 |
| Total noninterest income | $548,000 | 4,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $277,000 | 4,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $271,000 | 4,379 |
| Total noninterest expense | $1,741,000 | 6,866 |
| Salaries and employee benefits | $1,083,000 | 5,715 |
| Premises and equipment expense | $234,000 | 6,793 |
| Additional noninterest expense | $424,000 | 8,587 |
| Pre-tax net operating income | $626,000 | 7,858 |
| Securities gains (losses) | $20,000 | 1,779 |
| Applicable income taxes | $265,000 | 6,325 |
| Income before extraordinary items | $381,000 | 8,346 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $381,000 | 8,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,652 |
| Cash dividends | $244,000 | 5,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $368,200 | 8,518 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 8,065 |
| Total interest expense | $1,157,000 | 8,449 |
| Net interest income | $2,009,000 | 7,645 |
| Provision for loan and lease losses | $32,000 | 8,327 |
| Total noninterest income | $620,000 | 4,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 4,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $286,000 | 4,602 |
| Total noninterest expense | $1,725,000 | 7,115 |
| Salaries and employee benefits | $978,000 | 6,253 |
| Premises and equipment expense | $227,000 | 7,148 |
| Additional noninterest expense | $520,000 | 8,029 |
| Pre-tax net operating income | $872,000 | 6,465 |
| Securities gains (losses) | $72,000 | 2,926 |
| Applicable income taxes | $311,000 | 5,934 |
| Income before extraordinary items | $633,000 | 6,546 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $633,000 | 6,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $245,000 | 4,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $584,760 | 6,652 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,720,000 | 7,874 |
| Total interest expense | $1,554,000 | 8,350 |
| Net interest income | $2,166,000 | 7,327 |
| Provision for loan and lease losses | $68,000 | 8,314 |
| Total noninterest income | $520,000 | 5,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 4,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $195,000 | 5,753 |
| Total noninterest expense | $1,821,000 | 6,881 |
| Salaries and employee benefits | $954,000 | 6,300 |
| Premises and equipment expense | $205,000 | 7,717 |
| Additional noninterest expense | $662,000 | 7,017 |
| Pre-tax net operating income | $797,000 | 6,577 |
| Securities gains (losses) | $842,000 | 740 |
| Applicable income taxes | $789,000 | 2,653 |
| Income before extraordinary items | $850,000 | 5,117 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $850,000 | 5,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $244,000 | 4,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $311,120 | 8,786 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.