Home > United Prairie Bank-New Ulm > Income and Expense
United Prairie Bank-New Ulm, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $523,000 | 7,524 |
| Total interest expense | $182,000 | 7,390 |
| Net interest income | $341,000 | 7,492 |
| Provision for loan and lease losses | $8,000 | 5,456 |
| Total noninterest income | $53,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $36,000 | 5,597 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 6,929 |
| Total noninterest expense | $218,000 | 7,966 |
| Salaries and employee benefits | $87,000 | 8,352 |
| Premises and equipment expense | $32,000 | 7,546 |
| Additional noninterest expense | $99,000 | 7,106 |
| Pre-tax net operating income | $168,000 | 6,190 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $168,000 | 5,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $168,000 | 5,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $308,000 | 1,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $168,000 | 5,704 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 7,503 |
| Total interest expense | $573,000 | 7,400 |
| Net interest income | $1,370,000 | 7,461 |
| Provision for loan and lease losses | $24,000 | 6,374 |
| Total noninterest income | $233,000 | 6,806 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $157,000 | 5,540 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $76,000 | 6,827 |
| Total noninterest expense | $990,000 | 7,769 |
| Salaries and employee benefits | $448,000 | 8,062 |
| Premises and equipment expense | $126,000 | 7,577 |
| Additional noninterest expense | $416,000 | 7,006 |
| Pre-tax net operating income | $589,000 | 6,459 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $589,000 | 6,045 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $589,000 | 6,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $521,000 | 3,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $589,000 | 6,013 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 7,546 |
| Total interest expense | $408,000 | 7,442 |
| Net interest income | $1,033,000 | 7,485 |
| Provision for loan and lease losses | $18,000 | 6,207 |
| Total noninterest income | $160,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $113,000 | 5,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $47,000 | 7,147 |
| Total noninterest expense | $660,000 | 7,939 |
| Salaries and employee benefits | $273,000 | 8,298 |
| Premises and equipment expense | $91,000 | 7,613 |
| Additional noninterest expense | $296,000 | 7,127 |
| Pre-tax net operating income | $515,000 | 6,338 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $515,000 | 5,833 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $515,000 | 5,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $521,000 | 2,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $515,000 | 5,802 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $932,000 | 7,593 |
| Total interest expense | $250,000 | 7,522 |
| Net interest income | $682,000 | 7,529 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $110,000 | 6,926 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $76,000 | 5,593 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $34,000 | 7,018 |
| Total noninterest expense | $433,000 | 7,963 |
| Salaries and employee benefits | $179,000 | 8,317 |
| Premises and equipment expense | $57,000 | 7,706 |
| Additional noninterest expense | $197,000 | 7,121 |
| Pre-tax net operating income | $347,000 | 6,313 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $347,000 | 5,804 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $347,000 | 5,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $521,000 | 2,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $347,000 | 5,759 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $452,000 | 7,688 |
| Total interest expense | $117,000 | 7,610 |
| Net interest income | $335,000 | 7,617 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $50,000 | 7,067 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $33,000 | 5,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $214,000 | 8,059 |
| Salaries and employee benefits | $87,000 | 8,433 |
| Premises and equipment expense | $29,000 | 7,764 |
| Additional noninterest expense | $98,000 | 7,182 |
| Pre-tax net operating income | $165,000 | 6,369 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $165,000 | 5,887 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $165,000 | 5,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $458,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $165,000 | 5,851 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 7,736 |
| Total interest expense | $441,000 | 7,529 |
| Net interest income | $1,209,000 | 7,730 |
| Provision for loan and lease losses | $30,000 | 6,416 |
| Total noninterest income | $192,000 | 7,218 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $139,000 | 5,934 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $53,000 | 7,335 |
| Total noninterest expense | $905,000 | 7,972 |
| Salaries and employee benefits | $395,000 | 8,319 |
| Premises and equipment expense | $127,000 | 7,619 |
| Additional noninterest expense | $383,000 | 7,222 |
| Pre-tax net operating income | $466,000 | 6,817 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-126,000 | 8,760 |
| Income before extraordinary items | $592,000 | 5,973 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $592,000 | 5,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,361 |
| Cash dividends | $297,000 | 4,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $592,000 | 5,909 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,216,000 | 7,794 |
| Total interest expense | $326,000 | 7,570 |
| Net interest income | $890,000 | 7,797 |
| Provision for loan and lease losses | $24,000 | 6,219 |
| Total noninterest income | $154,000 | 7,150 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $111,000 | 5,858 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 7,253 |
| Total noninterest expense | $667,000 | 7,993 |
| Salaries and employee benefits | $280,000 | 8,381 |
| Premises and equipment expense | $99,000 | 7,547 |
| Additional noninterest expense | $288,000 | 7,194 |
| Pre-tax net operating income | $353,000 | 6,945 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-134,000 | 8,881 |
| Income before extraordinary items | $487,000 | 5,872 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $487,000 | 5,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,271 |
| Cash dividends | $262,000 | 3,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $487,000 | 5,801 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $803,000 | 7,864 |
| Total interest expense | $214,000 | 7,664 |
| Net interest income | $589,000 | 7,850 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $100,000 | 7,246 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $77,000 | 5,788 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $23,000 | 7,596 |
| Total noninterest expense | $440,000 | 8,066 |
| Salaries and employee benefits | $179,000 | 8,491 |
| Premises and equipment expense | $69,000 | 7,486 |
| Additional noninterest expense | $192,000 | 7,223 |
| Pre-tax net operating income | $231,000 | 6,970 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-141,000 | 8,965 |
| Income before extraordinary items | $372,000 | 5,513 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $372,000 | 5,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,107 |
| Cash dividends | $222,000 | 3,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $372,000 | 5,410 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $392,000 | 7,935 |
| Total interest expense | $108,000 | 7,717 |
| Net interest income | $284,000 | 7,947 |
| Provision for loan and lease losses | $12,000 | 5,458 |
| Total noninterest income | $47,000 | 7,311 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $35,000 | 5,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $230,000 | 8,027 |
| Salaries and employee benefits | $93,000 | 8,474 |
| Premises and equipment expense | $35,000 | 7,507 |
| Additional noninterest expense | $102,000 | 7,103 |
| Pre-tax net operating income | $89,000 | 7,324 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-149,000 | 9,055 |
| Income before extraordinary items | $238,000 | 4,880 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $238,000 | 4,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $176,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $238,000 | 4,757 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 7,903 |
| Total interest expense | $444,000 | 7,960 |
| Net interest income | $1,215,000 | 7,796 |
| Provision for loan and lease losses | $138,000 | 4,729 |
| Total noninterest income | $171,000 | 7,602 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $137,000 | 6,036 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $34,000 | 7,994 |
| Total noninterest expense | $890,000 | 8,108 |
| Salaries and employee benefits | $400,000 | 8,408 |
| Premises and equipment expense | $130,000 | 7,667 |
| Additional noninterest expense | $360,000 | 7,381 |
| Pre-tax net operating income | $358,000 | 7,199 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $105,000 | 5,670 |
| Income before extraordinary items | $253,000 | 7,509 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $253,000 | 7,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,852 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $253,000 | 7,364 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 7,958 |
| Total interest expense | $337,000 | 8,082 |
| Net interest income | $939,000 | 7,799 |
| Provision for loan and lease losses | $126,000 | 4,268 |
| Total noninterest income | $133,000 | 7,596 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $106,000 | 6,016 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 7,963 |
| Total noninterest expense | $658,000 | 8,122 |
| Salaries and employee benefits | $296,000 | 8,442 |
| Premises and equipment expense | $96,000 | 7,711 |
| Additional noninterest expense | $266,000 | 7,428 |
| Pre-tax net operating income | $288,000 | 7,232 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $87,000 | 5,724 |
| Income before extraordinary items | $201,000 | 7,588 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $201,000 | 7,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,194 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $201,000 | 7,436 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $890,000 | 7,932 |
| Total interest expense | $230,000 | 8,141 |
| Net interest income | $660,000 | 7,706 |
| Provision for loan and lease losses | $114,000 | 3,657 |
| Total noninterest income | $88,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $69,000 | 6,045 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $19,000 | 7,898 |
| Total noninterest expense | $466,000 | 8,040 |
| Salaries and employee benefits | $212,000 | 8,373 |
| Premises and equipment expense | $64,000 | 7,719 |
| Additional noninterest expense | $190,000 | 7,275 |
| Pre-tax net operating income | $168,000 | 7,468 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $48,000 | 5,948 |
| Income before extraordinary items | $120,000 | 7,752 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $120,000 | 7,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,965 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $120,000 | 7,574 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $451,000 | 7,957 |
| Total interest expense | $117,000 | 8,214 |
| Net interest income | $334,000 | 7,704 |
| Provision for loan and lease losses | $72,000 | 3,031 |
| Total noninterest income | $39,000 | 7,793 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 6,255 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $236,000 | 8,054 |
| Salaries and employee benefits | $115,000 | 8,280 |
| Premises and equipment expense | $33,000 | 7,707 |
| Additional noninterest expense | $88,000 | 7,465 |
| Pre-tax net operating income | $65,000 | 7,750 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $33,000 | 5,621 |
| Income before extraordinary items | $32,000 | 8,236 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $32,000 | 8,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,967 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $32,000 | 8,101 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 8,198 |
| Total interest expense | $509,000 | 8,354 |
| Net interest income | $1,161,000 | 8,016 |
| Provision for loan and lease losses | $361,000 | 3,050 |
| Total noninterest income | $159,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $120,000 | 6,255 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,905 |
| Total noninterest expense | $887,000 | 8,179 |
| Salaries and employee benefits | $414,000 | 8,467 |
| Premises and equipment expense | $114,000 | 7,964 |
| Additional noninterest expense | $359,000 | 7,417 |
| Pre-tax net operating income | $72,000 | 8,394 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-68,000 | 9,024 |
| Income before extraordinary items | $140,000 | 8,140 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $140,000 | 8,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,916 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $140,000 | 8,032 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,679,000 | 8,548 |
| Total interest expense | $741,000 | 8,555 |
| Net interest income | $938,000 | 8,405 |
| Provision for loan and lease losses | $91,000 | 5,765 |
| Total noninterest income | $166,000 | 7,676 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $138,000 | 5,971 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $28,000 | 8,414 |
| Total noninterest expense | $880,000 | 8,252 |
| Salaries and employee benefits | $360,000 | 8,789 |
| Premises and equipment expense | $132,000 | 7,816 |
| Additional noninterest expense | $388,000 | 7,239 |
| Pre-tax net operating income | $133,000 | 8,173 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-10,000 | 9,004 |
| Income before extraordinary items | $143,000 | 8,076 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $143,000 | 8,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,673 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $143,000 | 7,961 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,674,000 | 8,761 |
| Total interest expense | $818,000 | 8,595 |
| Net interest income | $856,000 | 8,785 |
| Provision for loan and lease losses | $65,000 | 6,097 |
| Total noninterest income | $136,000 | 8,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,087 |
| Total noninterest expense | $785,000 | 8,606 |
| Salaries and employee benefits | $300,000 | 9,257 |
| Premises and equipment expense | $141,000 | 7,736 |
| Additional noninterest expense | $344,000 | 7,594 |
| Pre-tax net operating income | $142,000 | 8,629 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $28,000 | 7,665 |
| Income before extraordinary items | $114,000 | 8,617 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $114,000 | 8,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,226 |
| Cash dividends | $100,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $114,000 | 8,613 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 9,132 |
| Total interest expense | $660,000 | 9,045 |
| Net interest income | $794,000 | 9,083 |
| Provision for loan and lease losses | $5,000 | 8,322 |
| Total noninterest income | $148,000 | 8,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 6,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,849 |
| Total noninterest expense | $707,000 | 9,014 |
| Salaries and employee benefits | $279,000 | 9,582 |
| Premises and equipment expense | $207,000 | 6,697 |
| Additional noninterest expense | $221,000 | 8,831 |
| Pre-tax net operating income | $230,000 | 8,430 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $84,000 | 7,149 |
| Income before extraordinary items | $146,000 | 8,665 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $146,000 | 8,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $100,000 | 6,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $146,000 | 8,622 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $849,000 | 9,986 |
| Total interest expense | $351,000 | 9,976 |
| Net interest income | $498,000 | 9,925 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $76,000 | 9,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 7,990 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,291 |
| Total noninterest expense | $409,000 | 10,035 |
| Salaries and employee benefits | $157,000 | 10,253 |
| Premises and equipment expense | $113,000 | 8,421 |
| Additional noninterest expense | $139,000 | 9,764 |
| Pre-tax net operating income | $165,000 | 9,098 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $51,000 | 8,309 |
| Income before extraordinary items | $114,000 | 9,231 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $114,000 | 9,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $114,000 | 9,161 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,277,000 | 9,956 |
| Total interest expense | $570,000 | 9,919 |
| Net interest income | $707,000 | 9,925 |
| Provision for loan and lease losses | $6,000 | 8,580 |
| Total noninterest income | $247,000 | 7,250 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 7,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,461 |
| Total noninterest expense | $596,000 | 9,764 |
| Salaries and employee benefits | $291,000 | 10,013 |
| Premises and equipment expense | $135,000 | 8,126 |
| Additional noninterest expense | $170,000 | 9,774 |
| Pre-tax net operating income | $352,000 | 8,726 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $129,000 | 7,928 |
| Income before extraordinary items | $223,000 | 8,960 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $223,000 | 8,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $223,000 | 8,932 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 10,533 |
| Total interest expense | $562,000 | 10,400 |
| Net interest income | $629,000 | 10,581 |
| Provision for loan and lease losses | $-15,000 | 11,110 |
| Total noninterest income | $127,000 | 9,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 8,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,849 |
| Total noninterest expense | $548,000 | 10,399 |
| Salaries and employee benefits | $274,000 | 10,552 |
| Premises and equipment expense | $122,000 | 8,752 |
| Additional noninterest expense | $152,000 | 10,525 |
| Pre-tax net operating income | $223,000 | 9,642 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $71,000 | 9,311 |
| Income before extraordinary items | $152,000 | 9,772 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $152,000 | 9,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,223 |
| Cash dividends | $75,000 | 7,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $152,000 | 9,711 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,193,000 | 10,989 |
| Total interest expense | $585,000 | 10,726 |
| Net interest income | $608,000 | 11,097 |
| Provision for loan and lease losses | $-25,000 | 11,498 |
| Total noninterest income | $116,000 | 9,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,130 |
| Total noninterest expense | $601,000 | 10,562 |
| Salaries and employee benefits | $305,000 | 10,704 |
| Premises and equipment expense | $117,000 | 9,135 |
| Additional noninterest expense | $179,000 | 10,702 |
| Pre-tax net operating income | $148,000 | 10,784 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $54,000 | 10,109 |
| Income before extraordinary items | $94,000 | 10,986 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $94,000 | 10,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $75,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $94,000 | 10,957 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 11,493 |
| Total interest expense | $458,000 | 11,284 |
| Net interest income | $661,000 | 11,518 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $87,000 | 11,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,176 |
| Total noninterest expense | $577,000 | 11,246 |
| Salaries and employee benefits | $294,000 | 11,258 |
| Premises and equipment expense | $96,000 | 10,152 |
| Additional noninterest expense | $187,000 | 11,316 |
| Pre-tax net operating income | $171,000 | 11,112 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $64,000 | 10,134 |
| Income before extraordinary items | $108,000 | 11,310 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $108,000 | 11,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $107,360 | 11,352 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 12,031 |
| Total interest expense | $477,000 | 11,793 |
| Net interest income | $650,000 | 12,040 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $109,000 | 11,107 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,513 |
| Total noninterest expense | $585,000 | 11,721 |
| Salaries and employee benefits | $302,000 | 11,628 |
| Premises and equipment expense | $102,000 | 10,386 |
| Additional noninterest expense | $181,000 | 12,000 |
| Pre-tax net operating income | $174,000 | 11,279 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $75,000 | 10,332 |
| Income before extraordinary items | $117,000 | 11,613 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $117,000 | 11,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $62,000 | 7,666 |
| Sale, conversion, retirement of capital stock, net | $-100,000 | 13,193 |
| Net operating income | $105,480 | 11,551 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,275,000 | 12,454 |
| Total interest expense | $665,000 | 11,988 |
| Net interest income | $610,000 | 12,674 |
| Provision for loan and lease losses | $22,000 | 10,490 |
| Total noninterest income | $112,000 | 11,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 10,164 |
| Total noninterest expense | $614,000 | 11,975 |
| Salaries and employee benefits | $288,000 | 12,154 |
| Premises and equipment expense | $97,000 | 10,832 |
| Additional noninterest expense | $229,000 | 11,831 |
| Pre-tax net operating income | $86,000 | 12,153 |
| Securities gains (losses) | $18,000 | 5,726 |
| Applicable income taxes | $34,000 | 11,696 |
| Income before extraordinary items | $70,000 | 12,351 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $70,000 | 12,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $72,000 | 7,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $57,940 | 12,213 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.