Home > United Postal Savings Association > Income and Expense
United Postal Savings Association, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $89,307,000 | 430 |
| Total interest expense | $44,828,000 | 385 |
| Net interest income | $44,479,000 | 480 |
| Provision for loan and lease losses | $8,781,000 | 300 |
| Total noninterest income | $18,430,000 | 405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $18,430,000 | 293 |
| Total noninterest expense | $48,807,000 | 413 |
| Salaries and employee benefits | $17,375,000 | 440 |
| Premises and equipment expense | $8,869,000 | 321 |
| Additional noninterest expense | $22,563,000 | 427 |
| Pre-tax net operating income | $5,321,000 | 1,312 |
| Securities gains (losses) | $5,160,000 | 147 |
| Applicable income taxes | $10,980,000 | 290 |
| Income before extraordinary items | $-499,000 | 12,894 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-499,000 | 12,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 2,210 |
| Cash dividends | $4,750,000 | 513 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-3,801,400 | 13,129 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $98,185,000 | 442 |
| Total interest expense | $57,677,000 | 386 |
| Net interest income | $40,508,000 | 523 |
| Provision for loan and lease losses | $3,991,000 | 687 |
| Total noninterest income | $16,331,000 | 437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $16,331,000 | 321 |
| Total noninterest expense | $41,313,000 | 473 |
| Salaries and employee benefits | $14,813,000 | 499 |
| Premises and equipment expense | $7,963,000 | 359 |
| Additional noninterest expense | $18,537,000 | 481 |
| Pre-tax net operating income | $11,535,000 | 558 |
| Securities gains (losses) | $2,868,000 | 321 |
| Applicable income taxes | $6,972,000 | 362 |
| Income before extraordinary items | $7,431,000 | 640 |
| Extraordinary gains, net | $18,556,000 | 11 |
| Net income | $25,987,000 | 228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,689,000 | 642 |
| Cash dividends | $600,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $26,607,000 | 43 |
| Net operating income | $5,595,480 | 780 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.