Home > United Pacific Bank > Income and Expense

United Pacific Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$10,398,0002,780
Total interest expense$3,247,0002,513
Net interest income$7,151,0002,872
Provision for loan and lease losses$03,275
Total noninterest income$331,0003,722
Gross Fiduciary activities income$0981
Service charges on deposit accounts$14,0004,248
Trading account gains and feesNANA
Additional Noninterest Income$317,0003,371
Total noninterest expense$5,549,0002,897
Salaries and employee benefits$3,496,0002,718
Premises and equipment expense$818,0002,276
Additional noninterest expense$317,0003,371
Pre-tax net operating income$1,933,0002,990
Securities gains (losses)$0988
Applicable income taxes$574,0001,807
Income before extraordinary items$1,359,0003,183
Extraordinary gains, net$054
Net income$1,359,0003,218
Minority interest net income$088
Net income of bank and minority interests.$1,359,0003,185
Net charge-offs$-30,0004,086
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$1,359,0003,225
2023-09-30 (YTD Data)Rank
Total interest income$7,651,0002,787
Total interest expense$2,218,0002,527
Net interest income$5,433,0002,864
Provision for loan and lease losses$03,085
Total noninterest income$191,0003,886
Gross Fiduciary activities income$0950
Service charges on deposit accounts$10,0004,270
Trading account gains and feesNANA
Additional Noninterest Income$181,0003,553
Total noninterest expense$4,153,0002,890
Salaries and employee benefits$2,618,0002,711
Premises and equipment expense$612,0002,283
Additional noninterest expense$181,0003,551
Pre-tax net operating income$1,471,0003,041
Securities gains (losses)$0849
Applicable income taxes$438,0001,846
Income before extraordinary items$1,033,0003,266
Extraordinary gains, net$052
Net income$1,033,0003,298
Minority interest net income$081
Net income of bank and minority interests.$1,033,0003,267
Net charge-offs$-22,0004,016
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,033,0003,288
2023-06-30 (YTD Data)Rank
Total interest income$4,904,0002,817
Total interest expense$1,330,0002,502
Net interest income$3,574,0002,898
Provision for loan and lease losses$02,940
Total noninterest income$198,0003,589
Gross Fiduciary activities income$0931
Service charges on deposit accounts$7,0004,286
Trading account gains and feesNANA
Additional Noninterest Income$191,0003,206
Total noninterest expense$2,741,0002,904
Salaries and employee benefits$1,759,0002,703
Premises and equipment expense$397,0002,317
Additional noninterest expense$191,0003,198
Pre-tax net operating income$1,031,0003,000
Securities gains (losses)$0938
Applicable income taxes$307,0001,830
Income before extraordinary items$724,0003,236
Extraordinary gains, net$051
Net income$724,0003,270
Minority interest net income$081
Net income of bank and minority interests.$724,0003,235
Net charge-offs$-15,0004,032
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$724,0003,246
2023-03-31 (YTD Data)Rank
Total interest income$2,312,0002,881
Total interest expense$602,0002,423
Net interest income$1,710,0002,975
Provision for loan and lease losses$02,612
Total noninterest income$177,0003,086
Gross Fiduciary activities income$0913
Service charges on deposit accounts$3,0004,348
Trading account gains and feesNANA
Additional Noninterest Income$174,0002,598
Total noninterest expense$1,301,0003,007
Salaries and employee benefits$856,0002,784
Premises and equipment expense$193,0002,399
Additional noninterest expense$174,0002,598
Pre-tax net operating income$586,0002,924
Securities gains (losses)$0950
Applicable income taxes$174,0001,771
Income before extraordinary items$412,0003,143
Extraordinary gains, net$04
Net income$412,0003,142
Minority interest net income$048
Net income of bank and minority interests.$412,0003,143
Net charge-offs$-7,0003,948
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$412,0003,168
2022-12-31 (YTD Data)Rank
Total interest income$6,654,0003,115
Total interest expense$906,0002,552
Net interest income$5,748,0003,156
Provision for loan and lease losses$03,012
Total noninterest income$738,0003,149
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$16,0004,360
Trading account gains and feesNANA
Additional Noninterest Income$722,0002,674
Total noninterest expense$5,000,0003,039
Salaries and employee benefits$3,044,0002,917
Premises and equipment expense$807,0002,292
Additional noninterest expense$722,0002,674
Pre-tax net operating income$1,486,0003,439
Securities gains (losses)$0691
Applicable income taxes$441,0002,113
Income before extraordinary items$1,045,0003,619
Extraordinary gains, net$05
Net income$1,045,0003,618
Minority interest net income$063
Net income of bank and minority interests.$1,045,0003,619
Net charge-offs$-25,0003,889
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$1,045,0003,637
2022-09-30 (YTD Data)Rank
Total interest income$4,587,0003,178
Total interest expense$514,0002,626
Net interest income$4,073,0003,218
Provision for loan and lease losses$02,835
Total noninterest income$687,0002,944
Gross Fiduciary activities income$0968
Service charges on deposit accounts$12,0004,397
Trading account gains and feesNANA
Additional Noninterest Income$675,0002,471
Total noninterest expense$3,682,0003,056
Salaries and employee benefits$2,159,0002,992
Premises and equipment expense$606,0002,308
Additional noninterest expense$675,0002,471
Pre-tax net operating income$1,078,0003,460
Securities gains (losses)$0740
Applicable income taxes$320,0002,156
Income before extraordinary items$758,0003,641
Extraordinary gains, net$04
Net income$758,0003,640
Minority interest net income$057
Net income of bank and minority interests.$758,0003,640
Net charge-offs$-18,0003,784
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$758,0003,667
2022-06-30 (YTD Data)Rank
Total interest income$2,825,0003,265
Total interest expense$318,0002,578
Net interest income$2,507,0003,306
Provision for loan and lease losses$02,599
Total noninterest income$551,0002,718
Gross Fiduciary activities income$0925
Service charges on deposit accounts$8,0004,454
Trading account gains and feesNANA
Additional Noninterest Income$543,0002,309
Total noninterest expense$2,432,0003,063
Salaries and employee benefits$1,432,0003,004
Premises and equipment expense$394,0002,351
Additional noninterest expense$606,0003,403
Pre-tax net operating income$626,0003,503
Securities gains (losses)$0687
Applicable income taxes$186,0002,195
Income before extraordinary items$440,0003,651
Extraordinary gains, net$04
Net income$440,0003,649
Minority interest net income$060
Net income of bank and minority interests.$440,0003,651
Net charge-offs$-12,0003,724
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$440,0003,687
2022-03-31 (YTD Data)Rank
Total interest income$1,320,0003,318
Total interest expense$179,0002,380
Net interest income$1,141,0003,388
Provision for loan and lease losses$02,285
Total noninterest income$199,0003,056
Gross Fiduciary activities income$0892
Service charges on deposit accounts$4,0004,474
Trading account gains and feesNANA
Additional Noninterest Income$195,0002,598
Total noninterest expense$1,179,0003,102
Salaries and employee benefits$641,0003,167
Premises and equipment expense$195,0002,374
Additional noninterest expense$343,0003,216
Pre-tax net operating income$161,0003,884
Securities gains (losses)$0623
Applicable income taxes$48,0002,529
Income before extraordinary items$113,0004,005
Extraordinary gains, net$04
Net income$113,0004,004
Minority interest net income$050
Net income of bank and minority interests.$113,0004,005
Net charge-offs$-6,0003,738
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$113,0004,028
2021-12-31 (YTD Data)Rank
Total interest income$6,574,0003,102
Total interest expense$1,091,0002,089
Net interest income$5,483,0003,204
Provision for loan and lease losses$03,064
Total noninterest income$753,0003,279
Gross Fiduciary activities income$0994
Service charges on deposit accounts$18,0004,479
Trading account gains and feesNANA
Additional Noninterest Income$735,0002,919
Total noninterest expense$4,498,0003,186
Salaries and employee benefits$2,787,0003,046
Premises and equipment expense$772,0002,367
Additional noninterest expense$939,0003,766
Pre-tax net operating income$1,738,0003,321
Securities gains (losses)$02,062
Applicable income taxes$480,0002,129
Income before extraordinary items$1,258,0003,537
Extraordinary gains, net$010
Net income$1,258,0003,537
Minority interest net income$074
Net income of bank and minority interests.$1,258,0003,537
Net charge-offs$-25,0003,905
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,258,0003,515
2021-09-30 (YTD Data)Rank
Total interest income$5,123,0003,088
Total interest expense$879,0002,069
Net interest income$4,244,0003,211
Provision for loan and lease losses$02,963
Total noninterest income$691,0003,094
Gross Fiduciary activities income$0957
Service charges on deposit accounts$14,0004,531
Trading account gains and feesNANA
Additional Noninterest Income$677,0002,750
Total noninterest expense$3,280,0003,251
Salaries and employee benefits$1,992,0003,126
Premises and equipment expense$570,0002,419
Additional noninterest expense$718,0003,748
Pre-tax net operating income$1,655,0003,146
Securities gains (losses)$02,015
Applicable income taxes$455,0002,042
Income before extraordinary items$1,200,0003,406
Extraordinary gains, net$08
Net income$1,200,0003,406
Minority interest net income$069
Net income of bank and minority interests.$1,200,0003,406
Net charge-offs$-19,0003,868
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,200,0003,380
2021-06-30 (YTD Data)Rank
Total interest income$3,389,0003,117
Total interest expense$634,0002,031
Net interest income$2,755,0003,258
Provision for loan and lease losses$02,862
Total noninterest income$211,0003,842
Gross Fiduciary activities income$0951
Service charges on deposit accounts$8,0004,590
Trading account gains and feesNANA
Additional Noninterest Income$203,0003,499
Total noninterest expense$2,076,0003,313
Salaries and employee benefits$1,233,0003,233
Premises and equipment expense$366,0002,452
Additional noninterest expense$477,0003,756
Pre-tax net operating income$890,0003,405
Securities gains (losses)$01,818
Applicable income taxes$255,0002,141
Income before extraordinary items$635,0003,663
Extraordinary gains, net$06
Net income$635,0003,663
Minority interest net income$067
Net income of bank and minority interests.$635,0003,663
Net charge-offs$-12,0003,873
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$635,0003,634
2021-03-31 (YTD Data)Rank
Total interest income$1,719,0003,095
Total interest expense$332,0002,031
Net interest income$1,387,0003,240
Provision for loan and lease losses$02,741
Total noninterest income$39,0004,467
Gross Fiduciary activities income$0922
Service charges on deposit accounts$4,0004,598
Trading account gains and feesNANA
Additional Noninterest Income$35,0004,239
Total noninterest expense$973,0003,417
Salaries and employee benefits$566,0003,368
Premises and equipment expense$176,0002,532
Additional noninterest expense$231,0003,793
Pre-tax net operating income$453,0003,341
Securities gains (losses)$01,392
Applicable income taxes$134,0002,079
Income before extraordinary items$319,0003,628
Extraordinary gains, net$03
Net income$319,0003,628
Minority interest net income$055
Net income of bank and minority interests.$319,0003,628
Net charge-offs$-6,0003,842
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$319,0003,606
2020-12-31 (YTD Data)Rank
Total interest income$6,846,0003,097
Total interest expense$2,117,0001,910
Net interest income$4,729,0003,435
Provision for loan and lease losses$04,319
Total noninterest income$662,0003,334
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$15,0004,680
Trading account gains and feesNANA
Additional Noninterest Income$647,0002,894
Total noninterest expense$4,326,0003,253
Salaries and employee benefits$2,705,0003,098
Premises and equipment expense$739,0002,449
Additional noninterest expense$882,0003,842
Pre-tax net operating income$1,065,0003,643
Securities gains (losses)$02,675
Applicable income taxes$315,0002,269
Income before extraordinary items$750,0003,903
Extraordinary gains, net$04
Net income$750,0003,901
Minority interest net income$072
Net income of bank and minority interests.$750,0003,903
Net charge-offs$-1,0003,923
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$750,0003,847
2020-09-30 (YTD Data)Rank
Total interest income$5,153,0003,120
Total interest expense$1,713,0001,892
Net interest income$3,440,0003,509
Provision for loan and lease losses$04,239
Total noninterest income$331,0003,731
Gross Fiduciary activities income$0981
Service charges on deposit accounts$11,0004,709
Trading account gains and feesNANA
Additional Noninterest Income$320,0003,280
Total noninterest expense$3,022,0003,346
Salaries and employee benefits$1,864,0003,217
Premises and equipment expense$516,0002,551
Additional noninterest expense$642,0003,871
Pre-tax net operating income$749,0003,716
Securities gains (losses)$02,494
Applicable income taxes$221,0002,319
Income before extraordinary items$528,0003,958
Extraordinary gains, net$04
Net income$528,0003,958
Minority interest net income$065
Net income of bank and minority interests.$528,0003,958
Net charge-offs$03,243
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$528,0003,906
2020-06-30 (YTD Data)Rank
Total interest income$3,428,0003,159
Total interest expense$1,204,0001,915
Net interest income$2,224,0003,572
Provision for loan and lease losses$04,134
Total noninterest income$109,0004,289
Gross Fiduciary activities income$0970
Service charges on deposit accounts$8,0004,720
Trading account gains and feesNANA
Additional Noninterest Income$101,0003,924
Total noninterest expense$1,981,0003,390
Salaries and employee benefits$1,239,0003,227
Premises and equipment expense$363,0002,460
Additional noninterest expense$379,0004,042
Pre-tax net operating income$352,0004,008
Securities gains (losses)$02,249
Applicable income taxes$104,0002,502
Income before extraordinary items$248,0004,200
Extraordinary gains, net$04
Net income$248,0004,200
Minority interest net income$065
Net income of bank and minority interests.$248,0004,200
Net charge-offs$03,033
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$248,0004,151
2020-03-31 (YTD Data)Rank
Total interest income$1,838,0003,068
Total interest expense$619,0002,011
Net interest income$1,219,0003,391
Provision for loan and lease losses$03,711
Total noninterest income$33,0004,596
Gross Fiduciary activities income$0941
Service charges on deposit accounts$5,0004,749
Trading account gains and feesNANA
Additional Noninterest Income$28,0004,255
Total noninterest expense$988,0003,419
Salaries and employee benefits$626,0003,237
Premises and equipment expense$154,0002,722
Additional noninterest expense$208,0003,991
Pre-tax net operating income$264,0003,538
Securities gains (losses)$01,705
Applicable income taxes$78,0002,124
Income before extraordinary items$186,0003,774
Extraordinary gains, net$04
Net income$186,0003,775
Minority interest net income$056
Net income of bank and minority interests.$186,0003,775
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$186,0003,746
2019-12-31 (YTD Data)Rank
Total interest income$7,120,0003,163
Total interest expense$2,261,0002,176
Net interest income$4,859,0003,450
Provision for loan and lease losses$03,973
Total noninterest income$356,0004,006
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$20,0004,854
Trading account gains and feesNANA
Additional Noninterest Income$336,0003,458
Total noninterest expense$4,051,0003,397
Salaries and employee benefits$2,531,0003,214
Premises and equipment expense$636,0002,704
Additional noninterest expense$884,0003,966
Pre-tax net operating income$1,164,0003,708
Securities gains (losses)$02,379
Applicable income taxes$205,0002,617
Income before extraordinary items$959,0003,832
Extraordinary gains, net$011
Net income$959,0003,832
Minority interest net income$076
Net income of bank and minority interests.$959,0003,833
Net charge-offs$03,726
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$959,0003,796
2019-09-30 (YTD Data)Rank
Total interest income$5,242,0003,229
Total interest expense$1,651,0002,217
Net interest income$3,591,0003,518
Provision for loan and lease losses$03,836
Total noninterest income$157,0004,482
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$15,0004,933
Trading account gains and feesNANA
Additional Noninterest Income$142,0004,021
Total noninterest expense$2,886,0003,502
Salaries and employee benefits$1,755,0003,363
Premises and equipment expense$479,0002,716
Additional noninterest expense$652,0004,024
Pre-tax net operating income$862,0003,799
Securities gains (losses)$02,167
Applicable income taxes$169,0002,604
Income before extraordinary items$693,0003,948
Extraordinary gains, net$011
Net income$693,0003,947
Minority interest net income$072
Net income of bank and minority interests.$693,0003,948
Net charge-offs$03,455
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$693,0003,924
2019-06-30 (YTD Data)Rank
Total interest income$3,400,0003,278
Total interest expense$1,056,0002,264
Net interest income$2,344,0003,590
Provision for loan and lease losses$03,685
Total noninterest income$127,0004,361
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$10,0004,957
Trading account gains and feesNANA
Additional Noninterest Income$117,0003,855
Total noninterest expense$1,914,0003,547
Salaries and employee benefits$1,161,0003,388
Premises and equipment expense$304,0002,794
Additional noninterest expense$449,0004,015
Pre-tax net operating income$557,0003,849
Securities gains (losses)$01,702
Applicable income taxes$107,0002,631
Income before extraordinary items$450,0003,974
Extraordinary gains, net$011
Net income$450,0003,972
Minority interest net income$069
Net income of bank and minority interests.$450,0003,973
Net charge-offs$03,172
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$450,0003,959
2019-03-31 (YTD Data)Rank
Total interest income$1,665,0003,331
Total interest expense$498,0002,311
Net interest income$1,167,0003,621
Provision for loan and lease losses$03,406
Total noninterest income$71,0004,278
Gross Fiduciary activities income$0972
Service charges on deposit accounts$5,0005,005
Trading account gains and feesNANA
Additional Noninterest Income$66,0003,718
Total noninterest expense$963,0003,567
Salaries and employee benefits$588,0003,409
Premises and equipment expense$152,0002,822
Additional noninterest expense$223,0004,032
Pre-tax net operating income$275,0003,884
Securities gains (losses)$01,087
Applicable income taxes$50,0002,639
Income before extraordinary items$225,0003,980
Extraordinary gains, net$05
Net income$225,0003,978
Minority interest net income$052
Net income of bank and minority interests.$225,0003,979
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$225,0003,971
2018-12-31 (YTD Data)Rank
Total interest income$6,178,0003,380
Total interest expense$1,431,0002,413
Net interest income$4,747,0003,587
Provision for loan and lease losses$04,082
Total noninterest income$450,0003,914
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$19,0005,093
Trading account gains and feesNANA
Additional Noninterest Income$431,0003,262
Total noninterest expense$3,988,0003,502
Salaries and employee benefits$2,557,0003,239
Premises and equipment expense$605,0002,821
Additional noninterest expense$826,0004,173
Pre-tax net operating income$1,209,0003,806
Securities gains (losses)$01,125
Applicable income taxes$131,0002,942
Income before extraordinary items$1,078,0003,811
Extraordinary gains, net$06
Net income$1,078,0003,809
Minority interest net income$072
Net income of bank and minority interests.$1,078,0003,810
Net charge-offs$03,782
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,078,0003,818
2018-09-30 (YTD Data)Rank
Total interest income$4,494,0003,452
Total interest expense$992,0002,453
Net interest income$3,502,0003,647
Provision for loan and lease losses$03,948
Total noninterest income$350,0003,909
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$14,0005,158
Trading account gains and feesNANA
Additional Noninterest Income$336,0003,249
Total noninterest expense$2,814,0003,619
Salaries and employee benefits$1,770,0003,383
Premises and equipment expense$453,0002,842
Additional noninterest expense$591,0004,263
Pre-tax net operating income$1,038,0003,708
Securities gains (losses)$01,118
Applicable income taxes$113,0002,918
Income before extraordinary items$925,0003,692
Extraordinary gains, net$05
Net income$925,0003,691
Minority interest net income$066
Net income of bank and minority interests.$925,0003,691
Net charge-offs$03,489
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$925,0003,695
2018-06-30 (YTD Data)Rank
Total interest income$2,900,0003,495
Total interest expense$590,0002,543
Net interest income$2,310,0003,674
Provision for loan and lease losses$03,782
Total noninterest income$219,0003,999
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$9,0005,218
Trading account gains and feesNANA
Additional Noninterest Income$210,0003,332
Total noninterest expense$1,835,0003,682
Salaries and employee benefits$1,154,0003,451
Premises and equipment expense$292,0002,920
Additional noninterest expense$389,0004,304
Pre-tax net operating income$694,0003,697
Securities gains (losses)$0961
Applicable income taxes$75,0002,905
Income before extraordinary items$619,0003,684
Extraordinary gains, net$06
Net income$619,0003,682
Minority interest net income$065
Net income of bank and minority interests.$619,0003,683
Net charge-offs$03,209
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$619,0003,685
2018-03-31 (YTD Data)Rank
Total interest income$1,499,0003,445
Total interest expense$278,0002,580
Net interest income$1,221,0003,591
Provision for loan and lease losses$03,508
Total noninterest income$89,0004,235
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$5,0005,244
Trading account gains and feesNANA
Additional Noninterest Income$84,0003,568
Total noninterest expense$902,0003,752
Salaries and employee benefits$563,0003,536
Premises and equipment expense$145,0002,964
Additional noninterest expense$194,0004,357
Pre-tax net operating income$408,0003,412
Securities gains (losses)$0735
Applicable income taxes$44,0002,787
Income before extraordinary items$364,0003,400
Extraordinary gains, net$07
Net income$364,0003,400
Minority interest net income$052
Net income of bank and minority interests.$364,0003,400
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$364,0003,394
2017-12-31 (YTD Data)Rank
Total interest income$5,308,0003,646
Total interest expense$980,0002,575
Net interest income$4,328,0003,804
Provision for loan and lease losses$04,227
Total noninterest income$845,0003,204
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$17,0005,368
Trading account gains and feesNANA
Additional Noninterest Income$828,0002,531
Total noninterest expense$3,997,0003,551
Salaries and employee benefits$2,524,0003,319
Premises and equipment expense$603,0002,906
Additional noninterest expense$870,0004,237
Pre-tax net operating income$1,176,0003,848
Securities gains (losses)$-45,0005,296
Applicable income taxes$118,0003,215
Income before extraordinary items$1,013,0003,700
Extraordinary gains, net$09
Net income$1,013,0003,699
Minority interest net income$076
Net income of bank and minority interests.$1,013,0003,700
Net charge-offs$3,0003,939
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,053,5003,638
2017-09-30 (YTD Data)Rank
Total interest income$3,857,0003,737
Total interest expense$715,0002,602
Net interest income$3,142,0003,887
Provision for loan and lease losses$04,088
Total noninterest income$501,0003,565
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$13,0005,425
Trading account gains and feesNANA
Additional Noninterest Income$488,0002,839
Total noninterest expense$2,857,0003,652
Salaries and employee benefits$1,765,0003,454
Premises and equipment expense$452,0002,947
Additional noninterest expense$640,0004,300
Pre-tax net operating income$786,0004,079
Securities gains (losses)$-45,0005,576
Applicable income taxes$80,0003,268
Income before extraordinary items$661,0004,075
Extraordinary gains, net$09
Net income$661,0004,074
Minority interest net income$071
Net income of bank and minority interests.$661,0004,075
Net charge-offs$03,796
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$701,0503,994
2017-06-30 (YTD Data)Rank
Total interest income$2,474,0003,797
Total interest expense$464,0002,614
Net interest income$2,010,0003,967
Provision for loan and lease losses$03,871
Total noninterest income$241,0004,027
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$8,0005,478
Trading account gains and feesNANA
Additional Noninterest Income$233,0003,278
Total noninterest expense$1,836,0003,750
Salaries and employee benefits$1,113,0003,582
Premises and equipment expense$295,0002,988
Additional noninterest expense$428,0004,313
Pre-tax net operating income$415,0004,347
Securities gains (losses)$01,906
Applicable income taxes$45,0003,351
Income before extraordinary items$370,0004,264
Extraordinary gains, net$011
Net income$370,0004,263
Minority interest net income$071
Net income of bank and minority interests.$370,0004,264
Net charge-offs$03,512
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$370,0004,243
2017-03-31 (YTD Data)Rank
Total interest income$1,202,0003,867
Total interest expense$221,0002,662
Net interest income$981,0004,025
Provision for loan and lease losses$03,537
Total noninterest income$156,0003,664
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$4,0005,526
Trading account gains and feesNANA
Additional Noninterest Income$152,0002,917
Total noninterest expense$890,0003,854
Salaries and employee benefits$553,0003,633
Premises and equipment expense$141,0003,113
Additional noninterest expense$196,0004,509
Pre-tax net operating income$247,0004,122
Securities gains (losses)$01,153
Applicable income taxes$23,0003,299
Income before extraordinary items$224,0004,004
Extraordinary gains, net$08
Net income$224,0004,002
Minority interest net income$055
Net income of bank and minority interests.$224,0004,004
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$224,0003,983
2016-12-31 (YTD Data)Rank
Total interest income$4,527,0003,980
Total interest expense$806,0002,810
Net interest income$3,721,0004,117
Provision for loan and lease losses$04,332
Total noninterest income$920,0003,169
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$20,0005,570
Trading account gains and fees$0170
Additional Noninterest Income$900,0002,521
Total noninterest expense$3,880,0003,706
Salaries and employee benefits$2,416,0003,466
Premises and equipment expense$584,0003,074
Additional noninterest expense$880,0004,392
Pre-tax net operating income$761,0004,401
Securities gains (losses)$03,212
Applicable income taxes$-343,0005,815
Income before extraordinary items$1,104,0003,754
Extraordinary gains, net$05
Net income$1,104,0003,752
Minority interest net income$082
Net income of bank and minority interests.$1,104,0003,753
Net charge-offs$04,281
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,104,0003,706
2016-09-30 (YTD Data)Rank
Total interest income$3,321,0004,051
Total interest expense$591,0002,848
Net interest income$2,730,0004,193
Provision for loan and lease losses$04,186
Total noninterest income$590,0003,417
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$16,0005,613
Trading account gains and fees$0169
Additional Noninterest Income$574,0002,708
Total noninterest expense$2,772,0003,811
Salaries and employee benefits$1,672,0003,619
Premises and equipment expense$435,0003,090
Additional noninterest expense$665,0004,409
Pre-tax net operating income$548,0004,533
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$548,0004,384
Extraordinary gains, net$05
Net income$548,0004,382
Minority interest net income$071
Net income of bank and minority interests.$548,0004,384
Net charge-offs$03,952
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$548,0004,314
2016-06-30 (YTD Data)Rank
Total interest income$2,210,0004,084
Total interest expense$385,0002,891
Net interest income$1,825,0004,218
Provision for loan and lease losses$04,017
Total noninterest income$380,0003,469
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$11,0005,661
Trading account gains and fees$0157
Additional Noninterest Income$369,0002,759
Total noninterest expense$1,860,0003,827
Salaries and employee benefits$1,149,0003,596
Premises and equipment expense$287,0003,126
Additional noninterest expense$424,0004,531
Pre-tax net operating income$345,0004,626
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$345,0004,465
Extraordinary gains, net$016
Net income$345,0004,461
Minority interest net income$071
Net income of bank and minority interests.$345,0004,463
Net charge-offs$03,689
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$345,0004,397
2016-03-31 (YTD Data)Rank
Total interest income$1,110,0004,100
Total interest expense$188,0002,952
Net interest income$922,0004,226
Provision for loan and lease losses$03,656
Total noninterest income$140,0003,923
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$5,0005,726
Trading account gains and fees$0142
Additional Noninterest Income$135,0003,114
Total noninterest expense$884,0003,978
Salaries and employee benefits$537,0003,751
Premises and equipment expense$142,0003,186
Additional noninterest expense$205,0004,624
Pre-tax net operating income$178,0004,569
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$178,0004,401
Extraordinary gains, net$012
Net income$178,0004,399
Minority interest net income$062
Net income of bank and minority interests.$178,0004,401
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$178,0004,344
2015-12-31 (YTD Data)Rank
Total interest income$4,879,0003,897
Total interest expense$621,0003,309
Net interest income$4,258,0003,940
Provision for loan and lease losses$04,380
Total noninterest income$620,0003,842
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$26,0005,740
Trading account gains and fees$0159
Additional Noninterest Income$594,0003,053
Total noninterest expense$4,010,0003,713
Salaries and employee benefits$2,527,0003,398
Premises and equipment expense$595,0003,116
Additional noninterest expense$888,0004,496
Pre-tax net operating income$868,0004,279
Securities gains (losses)$03,216
Applicable income taxes$-383,0006,066
Income before extraordinary items$1,251,0003,552
Extraordinary gains, net$023
Net income$1,251,0003,550
Minority interest net income$081
Net income of bank and minority interests.$1,251,0003,552
Net charge-offs$-243,0005,894
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,251,0003,510
2015-09-30 (YTD Data)Rank
Total interest income$3,790,0003,853
Total interest expense$457,0003,403
Net interest income$3,333,0003,877
Provision for loan and lease losses$04,232
Total noninterest income$550,0003,587
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$20,0005,813
Trading account gains and fees$0153
Additional Noninterest Income$530,0002,837
Total noninterest expense$3,024,0003,715
Salaries and employee benefits$1,903,0003,387
Premises and equipment expense$488,0002,991
Additional noninterest expense$633,0004,629
Pre-tax net operating income$859,0003,985
Securities gains (losses)$03,031
Applicable income taxes$1,0004,417
Income before extraordinary items$858,0003,761
Extraordinary gains, net$021
Net income$858,0003,760
Minority interest net income$078
Net income of bank and minority interests.$858,0003,761
Net charge-offs$-243,0005,998
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$858,0003,709
2015-06-30 (YTD Data)Rank
Total interest income$2,690,0003,735
Total interest expense$296,0003,485
Net interest income$2,394,0003,733
Provision for loan and lease losses$04,069
Total noninterest income$360,0003,608
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$13,0005,880
Trading account gains and fees$0157
Additional Noninterest Income$347,0002,856
Total noninterest expense$2,030,0003,734
Salaries and employee benefits$1,301,0003,354
Premises and equipment expense$321,0003,026
Additional noninterest expense$408,0004,723
Pre-tax net operating income$724,0003,595
Securities gains (losses)$02,636
Applicable income taxes$1,0004,408
Income before extraordinary items$723,0003,352
Extraordinary gains, net$022
Net income$723,0003,352
Minority interest net income$075
Net income of bank and minority interests.$723,0003,353
Net charge-offs$-243,0006,109
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$723,0003,290
2015-03-31 (YTD Data)Rank
Total interest income$1,351,0003,734
Total interest expense$141,0003,605
Net interest income$1,210,0003,706
Provision for loan and lease losses$03,703
Total noninterest income$254,0003,013
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$7,0005,879
Trading account gains and fees$0152
Additional Noninterest Income$247,0002,369
Total noninterest expense$1,001,0003,795
Salaries and employee benefits$643,0003,417
Premises and equipment expense$162,0003,042
Additional noninterest expense$196,0004,838
Pre-tax net operating income$463,0003,144
Securities gains (losses)$02,027
Applicable income taxes$1,0004,289
Income before extraordinary items$462,0002,868
Extraordinary gains, net$013
Net income$462,0002,871
Minority interest net income$064
Net income of bank and minority interests.$462,0002,871
Net charge-offs$-272,0006,281
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$462,0002,797
2014-12-31 (YTD Data)Rank
Total interest income$4,265,0004,332
Total interest expense$581,0003,706
Net interest income$3,684,0004,361
Provision for loan and lease losses$04,603
Total noninterest income$985,0003,131
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$30,0006,007
Trading account gains and fees$0180
Additional Noninterest Income$955,0002,387
Total noninterest expense$3,867,0003,904
Salaries and employee benefits$2,261,0003,727
Premises and equipment expense$653,0003,049
Additional noninterest expense$953,0004,551
Pre-tax net operating income$802,0004,480
Securities gains (losses)$03,259
Applicable income taxes$-399,0006,368
Income before extraordinary items$1,201,0003,635
Extraordinary gains, net$017
Net income$1,201,0003,636
Minority interest net income$084
Net income of bank and minority interests.$1,201,0003,637
Net charge-offs$85,0003,339
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,201,0003,576
2014-09-30 (YTD Data)Rank
Total interest income$3,188,0004,380
Total interest expense$440,0003,742
Net interest income$2,748,0004,411
Provision for loan and lease losses$04,401
Total noninterest income$813,0003,012
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$22,0006,097
Trading account gains and fees$0174
Additional Noninterest Income$791,0002,274
Total noninterest expense$2,867,0003,955
Salaries and employee benefits$1,670,0003,777
Premises and equipment expense$483,0003,107
Additional noninterest expense$714,0004,576
Pre-tax net operating income$694,0004,375
Securities gains (losses)$02,980
Applicable income taxes$1,0004,504
Income before extraordinary items$693,0004,151
Extraordinary gains, net$015
Net income$693,0004,152
Minority interest net income$081
Net income of bank and minority interests.$693,0004,152
Net charge-offs$88,0002,805
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$693,0004,095
2014-06-30 (YTD Data)Rank
Total interest income$2,103,0004,414
Total interest expense$299,0003,740
Net interest income$1,804,0004,451
Provision for loan and lease losses$04,196
Total noninterest income$558,0002,930
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$15,0006,119
Trading account gains and fees$0172
Additional Noninterest Income$543,0002,202
Total noninterest expense$1,949,0003,937
Salaries and employee benefits$1,097,0003,824
Premises and equipment expense$319,0003,154
Additional noninterest expense$533,0004,350
Pre-tax net operating income$413,0004,490
Securities gains (losses)$02,580
Applicable income taxes$1,0004,472
Income before extraordinary items$412,0004,268
Extraordinary gains, net$020
Net income$412,0004,272
Minority interest net income$080
Net income of bank and minority interests.$412,0004,273
Net charge-offs$-2,0005,209
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$412,0004,206
2014-03-31 (YTD Data)Rank
Total interest income$1,045,0004,453
Total interest expense$155,0003,705
Net interest income$890,0004,522
Provision for loan and lease losses$03,817
Total noninterest income$376,0002,468
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$7,0006,191
Trading account gains and fees$0147
Additional Noninterest Income$369,0001,754
Total noninterest expense$1,064,0003,746
Salaries and employee benefits$557,0003,837
Premises and equipment expense$161,0003,185
Additional noninterest expense$346,0003,762
Pre-tax net operating income$202,0004,458
Securities gains (losses)$01,715
Applicable income taxes$1,0004,330
Income before extraordinary items$201,0004,243
Extraordinary gains, net$016
Net income$201,0004,243
Minority interest net income$066
Net income of bank and minority interests.$201,0004,245
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$201,0004,188
2013-12-31 (YTD Data)Rank
Total interest income$4,252,0004,475
Total interest expense$797,0003,459
Net interest income$3,455,0004,628
Provision for loan and lease losses$-625,0006,614
Total noninterest income$904,0003,398
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$30,0006,286
Trading account gains and fees$0184
Additional Noninterest Income$874,0002,554
Total noninterest expense$3,904,0003,982
Salaries and employee benefits$2,221,0003,845
Premises and equipment expense$622,0003,231
Additional noninterest expense$1,061,0004,457
Pre-tax net operating income$1,080,0003,959
Securities gains (losses)$03,182
Applicable income taxes$4,0004,440
Income before extraordinary items$1,076,0003,759
Extraordinary gains, net$029
Net income$1,076,0003,763
Minority interest net income$090
Net income of bank and minority interests.$1,076,0003,763
Net charge-offs$-17,0006,261
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,076,0003,710
2013-09-30 (YTD Data)Rank
Total interest income$3,224,0004,497
Total interest expense$615,0003,477
Net interest income$2,609,0004,653
Provision for loan and lease losses$04,941
Total noninterest income$610,0003,653
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$23,0006,342
Trading account gains and fees$0180
Additional Noninterest Income$587,0002,775
Total noninterest expense$2,817,0004,089
Salaries and employee benefits$1,559,0004,002
Premises and equipment expense$468,0003,255
Additional noninterest expense$790,0004,501
Pre-tax net operating income$402,0005,015
Securities gains (losses)$03,040
Applicable income taxes$1,0004,622
Income before extraordinary items$401,0004,910
Extraordinary gains, net$025
Net income$401,0004,910
Minority interest net income$084
Net income of bank and minority interests.$401,0004,911
Net charge-offs$-17,0006,236
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$401,0004,813
2013-06-30 (YTD Data)Rank
Total interest income$2,078,0004,579
Total interest expense$420,0003,484
Net interest income$1,658,0004,768
Provision for loan and lease losses$04,788
Total noninterest income$456,0003,466
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$16,0006,348
Trading account gains and fees$0157
Additional Noninterest Income$440,0002,658
Total noninterest expense$1,842,0004,156
Salaries and employee benefits$1,010,0004,085
Premises and equipment expense$311,0003,278
Additional noninterest expense$521,0004,538
Pre-tax net operating income$272,0004,982
Securities gains (losses)$02,791
Applicable income taxes$1,0004,582
Income before extraordinary items$271,0004,904
Extraordinary gains, net$022
Net income$271,0004,907
Minority interest net income$082
Net income of bank and minority interests.$271,0004,908
Net charge-offs$-1,0005,537
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$271,0004,783
2013-03-31 (YTD Data)Rank
Total interest income$1,141,0004,395
Total interest expense$216,0003,506
Net interest income$925,0004,521
Provision for loan and lease losses$04,409
Total noninterest income$223,0003,474
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$8,0006,381
Trading account gains and fees$0148
Additional Noninterest Income$215,0002,676
Total noninterest expense$942,0004,138
Salaries and employee benefits$503,0004,147
Premises and equipment expense$159,0003,251
Additional noninterest expense$280,0004,380
Pre-tax net operating income$206,0004,416
Securities gains (losses)$01,966
Applicable income taxes$1,0004,491
Income before extraordinary items$205,0004,227
Extraordinary gains, net$010
Net income$205,0004,229
Minority interest net income$076
Net income of bank and minority interests.$205,0004,229
Net charge-offs$-1,0005,189
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$205,0004,130
2012-12-31 (YTD Data)Rank
Total interest income$5,264,0004,181
Total interest expense$1,090,0003,412
Net interest income$4,174,0004,292
Provision for loan and lease losses$05,905
Total noninterest income$952,0003,333
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$32,0006,501
Trading account gains and fees$0166
Additional Noninterest Income$920,0002,490
Total noninterest expense$4,113,0003,958
Salaries and employee benefits$2,171,0003,934
Premises and equipment expense$599,0003,390
Additional noninterest expense$1,343,0004,060
Pre-tax net operating income$1,013,0003,995
Securities gains (losses)$03,810
Applicable income taxes$7,0004,456
Income before extraordinary items$1,006,0003,902
Extraordinary gains, net$029
Net income$1,006,0003,902
Minority interest net income$093
Net income of bank and minority interests.$1,006,0003,904
Net charge-offs$50,0004,920
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,006,0003,742
2012-09-30 (YTD Data)Rank
Total interest income$3,998,0004,228
Total interest expense$863,0003,397
Net interest income$3,135,0004,359
Provision for loan and lease losses$05,790
Total noninterest income$751,0003,281
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$25,0006,573
Trading account gains and fees$0157
Additional Noninterest Income$726,0002,406
Total noninterest expense$3,175,0003,898
Salaries and employee benefits$1,648,0003,903
Premises and equipment expense$452,0003,421
Additional noninterest expense$1,075,0003,922
Pre-tax net operating income$711,0004,201
Securities gains (losses)$03,575
Applicable income taxes$1,0004,707
Income before extraordinary items$710,0004,087
Extraordinary gains, net$020
Net income$710,0004,088
Minority interest net income$086
Net income of bank and minority interests.$710,0004,088
Net charge-offs$294,0002,859
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$710,0003,907
2012-06-30 (YTD Data)Rank
Total interest income$2,683,0004,239
Total interest expense$601,0003,398
Net interest income$2,082,0004,381
Provision for loan and lease losses$05,619
Total noninterest income$168,0005,143
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$14,0006,684
Trading account gains and fees$0153
Additional Noninterest Income$154,0004,034
Total noninterest expense$2,090,0003,958
Salaries and employee benefits$993,0004,192
Premises and equipment expense$326,0003,230
Additional noninterest expense$771,0003,761
Pre-tax net operating income$160,0005,533
Securities gains (losses)$03,178
Applicable income taxes$1,0004,644
Income before extraordinary items$159,0005,584
Extraordinary gains, net$019
Net income$159,0005,583
Minority interest net income$084
Net income of bank and minority interests.$159,0005,583
Net charge-offs$85,0003,574
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$159,0005,398
2012-03-31 (YTD Data)Rank
Total interest income$1,350,0004,261
Total interest expense$313,0003,425
Net interest income$1,037,0004,412
Provision for loan and lease losses$05,254
Total noninterest income$88,0005,127
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$6,0006,762
Trading account gains and fees$0148
Additional Noninterest Income$82,0004,000
Total noninterest expense$1,060,0003,943
Salaries and employee benefits$509,0004,159
Premises and equipment expense$165,0003,222
Additional noninterest expense$386,0003,727
Pre-tax net operating income$65,0005,778
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$65,0005,811
Extraordinary gains, net$019
Net income$65,0005,811
Minority interest net income$078
Net income of bank and minority interests.$65,0005,811
Net charge-offs$16,0003,803
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$65,0005,661
2011-12-31 (YTD Data)Rank
Total interest income$6,457,0003,877
Total interest expense$1,733,0003,083
Net interest income$4,724,0004,056
Provision for loan and lease losses$1,325,0002,032
Total noninterest income$861,0003,386
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$128,0005,152
Trading account gains and fees$0146
Additional Noninterest Income$733,0002,574
Total noninterest expense$4,193,0003,982
Salaries and employee benefits$2,192,0003,909
Premises and equipment expense$700,0003,211
Additional noninterest expense$1,301,0004,235
Pre-tax net operating income$67,0005,848
Securities gains (losses)$34,0002,832
Applicable income taxes$1,0004,639
Income before extraordinary items$100,0005,874
Extraordinary gains, net$029
Net income$100,0005,876
Minority interest net income$096
Net income of bank and minority interests.$100,0005,876
Net charge-offs$1,321,0002,040
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$66,3405,868
2011-09-30 (YTD Data)Rank
Total interest income$5,036,0003,823
Total interest expense$1,383,0003,054
Net interest income$3,653,0003,994
Provision for loan and lease losses$1,325,0001,639
Total noninterest income$810,0002,980
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$119,0004,817
Trading account gains and fees$0145
Additional Noninterest Income$691,0002,234
Total noninterest expense$3,166,0003,969
Salaries and employee benefits$1,627,0003,940
Premises and equipment expense$510,0003,300
Additional noninterest expense$1,029,0004,099
Pre-tax net operating income$-28,0006,182
Securities gains (losses)$34,0002,577
Applicable income taxes$1,0004,642
Income before extraordinary items$5,0006,241
Extraordinary gains, net$021
Net income$5,0006,243
Minority interest net income$087
Net income of bank and minority interests.$5,0006,243
Net charge-offs$1,586,0001,435
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-23,2206,191
2011-06-30 (YTD Data)Rank
Total interest income$3,478,0003,778
Total interest expense$995,0002,960
Net interest income$2,483,0003,949
Provision for loan and lease losses$1,325,0001,249
Total noninterest income$850,0002,236
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$104,0004,309
Trading account gains and fees$0153
Additional Noninterest Income$746,0001,641
Total noninterest expense$2,167,0003,962
Salaries and employee benefits$1,124,0003,887
Premises and equipment expense$324,0003,456
Additional noninterest expense$719,0004,027
Pre-tax net operating income$-159,0006,516
Securities gains (losses)$02,914
Applicable income taxes$1,0004,573
Income before extraordinary items$-160,0006,581
Extraordinary gains, net$015
Net income$-160,0006,582
Minority interest net income$089
Net income of bank and minority interests.$-160,0006,581
Net charge-offs$1,507,0001,115
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-160,0006,543
2011-03-31 (YTD Data)Rank
Total interest income$1,797,0003,693
Total interest expense$540,0002,863
Net interest income$1,257,0003,928
Provision for loan and lease losses$575,0001,321
Total noninterest income$381,0002,431
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$68,0003,740
Trading account gains and fees$0158
Additional Noninterest Income$313,0001,867
Total noninterest expense$1,021,0004,127
Salaries and employee benefits$505,0004,195
Premises and equipment expense$162,0003,505
Additional noninterest expense$354,0004,064
Pre-tax net operating income$42,0005,872
Securities gains (losses)$01,772
Applicable income taxes$1,0004,403
Income before extraordinary items$41,0005,839
Extraordinary gains, net$09
Net income$41,0005,838
Minority interest net income$086
Net income of bank and minority interests.$41,0005,839
Net charge-offs$931,000898
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$41,0005,807
2010-12-31 (YTD Data)Rank
Total interest income$7,858,0003,602
Total interest expense$2,372,0003,123
Net interest income$5,486,0003,710
Provision for loan and lease losses$2,265,0001,917
Total noninterest income$457,0004,735
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$92,0005,581
Trading account gains and fees$0175
Additional Noninterest Income$365,0003,660
Total noninterest expense$3,739,0004,408
Salaries and employee benefits$1,987,0004,252
Premises and equipment expense$667,0003,436
Additional noninterest expense$1,085,0004,882
Pre-tax net operating income$-61,0005,888
Securities gains (losses)$-1,0006,878
Applicable income taxes$1,0004,548
Income before extraordinary items$-63,0006,031
Extraordinary gains, net$029
Net income$-63,0006,031
Minority interest net income$0111
Net income of bank and minority interests.$-63,0006,031
Net charge-offs$1,653,0002,065
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$4,000,000169
Net operating income$-62,0005,947
2010-09-30 (YTD Data)Rank
Total interest income$5,945,0003,647
Total interest expense$1,837,0003,163
Net interest income$4,108,0003,759
Provision for loan and lease losses$1,400,0002,077
Total noninterest income$394,0004,545
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$56,0005,928
Trading account gains and fees$0165
Additional Noninterest Income$338,0003,356
Total noninterest expense$2,841,0004,378
Salaries and employee benefits$1,437,0004,399
Premises and equipment expense$501,0003,485
Additional noninterest expense$903,0004,594
Pre-tax net operating income$261,0005,012
Securities gains (losses)$-1,0007,074
Applicable income taxes$1,0004,603
Income before extraordinary items$259,0005,053
Extraordinary gains, net$023
Net income$259,0005,055
Minority interest net income$0110
Net income of bank and minority interests.$259,0005,056
Net charge-offs$823,0002,428
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$3,000,000164
Net operating income$260,0004,868
2010-06-30 (YTD Data)Rank
Total interest income$3,981,0003,661
Total interest expense$1,284,0003,143
Net interest income$2,697,0003,813
Provision for loan and lease losses$1,000,0001,929
Total noninterest income$317,0004,150
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$35,0006,033
Trading account gains and fees$0152
Additional Noninterest Income$282,0002,936
Total noninterest expense$1,813,0004,522
Salaries and employee benefits$964,0004,392
Premises and equipment expense$328,0003,567
Additional noninterest expense$521,0004,973
Pre-tax net operating income$201,0004,934
Securities gains (losses)$03,184
Applicable income taxes$1,0004,552
Income before extraordinary items$200,0004,904
Extraordinary gains, net$019
Net income$200,0004,905
Minority interest net income$0105
Net income of bank and minority interests.$200,0004,904
Net charge-offs$48,0004,928
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$1,000,000200
Net operating income$200,0004,754
2010-03-31 (YTD Data)Rank
Total interest income$1,977,0003,739
Total interest expense$673,0003,151
Net interest income$1,304,0003,924
Provision for loan and lease losses$400,0002,061
Total noninterest income$88,0005,261
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$16,0006,154
Trading account gains and fees$0175
Additional Noninterest Income$72,0004,089
Total noninterest expense$848,0004,747
Salaries and employee benefits$474,0004,499
Premises and equipment expense$164,0003,646
Additional noninterest expense$210,0005,567
Pre-tax net operating income$144,0004,610
Securities gains (losses)$02,284
Applicable income taxes$1,0004,457
Income before extraordinary items$143,0004,463
Extraordinary gains, net$016
Net income$143,0004,463
Minority interest net income$091
Net income of bank and minority interests.$143,0004,462
Net charge-offs$-1,0006,806
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$143,0004,348
2009-12-31 (YTD Data)Rank
Total interest income$8,955,0003,525
Total interest expense$4,083,0002,688
Net interest income$4,872,0004,018
Provision for loan and lease losses$2,200,0002,361
Total noninterest income$237,0005,995
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$59,0006,342
Trading account gains and fees$0211
Additional Noninterest Income$178,0004,828
Total noninterest expense$3,905,0004,410
Salaries and employee benefits$2,223,0004,041
Premises and equipment expense$657,0003,628
Additional noninterest expense$1,025,0005,174
Pre-tax net operating income$-996,0006,259
Securities gains (losses)$-102,0007,288
Applicable income taxes$659,0001,296
Income before extraordinary items$-1,757,0006,668
Extraordinary gains, net$034
Net income$-1,757,0006,668
Minority interest net income$0115
Net income of bank and minority interests.$-1,757,0006,668
Net charge-offs$1,522,0002,356
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-1,655,0006,629
2009-09-30 (YTD Data)Rank
Total interest income$6,803,0003,531
Total interest expense$3,260,0002,665
Net interest income$3,543,0004,094
Provision for loan and lease losses$1,100,0002,639
Total noninterest income$182,0006,050
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$42,0006,425
Trading account gains and fees$0212
Additional Noninterest Income$140,0004,885
Total noninterest expense$2,805,0004,545
Salaries and employee benefits$1,672,0004,061
Premises and equipment expense$490,0003,673
Additional noninterest expense$643,0005,652
Pre-tax net operating income$-180,0006,002
Securities gains (losses)$-102,0007,474
Applicable income taxes$04,592
Income before extraordinary items$-282,0006,216
Extraordinary gains, net$027
Net income$-282,0006,217
Minority interest net income$0118
Net income of bank and minority interests.$-282,0006,216
Net charge-offs$127,0004,827
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-180,0006,075
2009-06-30 (YTD Data)Rank
Total interest income$4,577,0003,541
Total interest expense$2,273,0002,673
Net interest income$2,304,0004,138
Provision for loan and lease losses$200,0004,313
Total noninterest income$97,0006,424
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$26,0006,518
Trading account gains and fees$0193
Additional Noninterest Income$71,0005,343
Total noninterest expense$2,011,0004,376
Salaries and employee benefits$1,160,0003,976
Premises and equipment expense$322,0003,731
Additional noninterest expense$529,0005,090
Pre-tax net operating income$190,0004,713
Securities gains (losses)$-102,0007,682
Applicable income taxes$-42,0006,979
Income before extraordinary items$130,0005,000
Extraordinary gains, net$021
Net income$130,0004,997
Minority interest net income$0112
Net income of bank and minority interests.$130,0004,998
Net charge-offs$1,0006,525
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$232,0004,246
2009-03-31 (YTD Data)Rank
Total interest income$2,335,0003,531
Total interest expense$1,197,0002,640
Net interest income$1,138,0004,172
Provision for loan and lease losses$171,0003,059
Total noninterest income$43,0006,571
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$15,0006,393
Trading account gains and fees$0171
Additional Noninterest Income$28,0005,720
Total noninterest expense$915,0004,562
Salaries and employee benefits$583,0004,000
Premises and equipment expense$161,0003,778
Additional noninterest expense$171,0005,990
Pre-tax net operating income$95,0005,087
Securities gains (losses)$-102,0007,984
Applicable income taxes$-42,0007,398
Income before extraordinary items$35,0005,921
Extraordinary gains, net$015
Net income$35,0005,923
Minority interest net income$0102
Net income of bank and minority interests.$35,0005,923
Net charge-offs$1,0005,564
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$100,2804,798
2008-12-31 (YTD Data)Rank
Total interest income$8,685,0003,898
Total interest expense$4,736,0003,110
Net interest income$3,949,0004,609
Provision for loan and lease losses$7,0007,219
Total noninterest income$186,0006,591
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$33,0006,862
Trading account gains and fees$0154
Additional Noninterest Income$153,0005,275
Total noninterest expense$3,699,0004,471
Salaries and employee benefits$2,211,0004,123
Premises and equipment expense$679,0003,585
Additional noninterest expense$809,0005,442
Pre-tax net operating income$429,0005,070
Securities gains (losses)$-799,0007,664
Applicable income taxes$-374,0007,389
Income before extraordinary items$4,0006,211
Extraordinary gains, net$039
Net income$4,0006,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$515,3604,560
2008-09-30 (YTD Data)Rank
Total interest income$6,512,0003,965
Total interest expense$3,603,0003,173
Net interest income$2,909,0004,707
Provision for loan and lease losses$1,0006,977
Total noninterest income$139,0006,702
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$23,0006,951
Trading account gains and fees$0148
Additional Noninterest Income$116,0005,366
Total noninterest expense$2,755,0004,483
Salaries and employee benefits$1,707,0004,072
Premises and equipment expense$512,0003,578
Additional noninterest expense$536,0005,719
Pre-tax net operating income$292,0005,672
Securities gains (losses)$-269,0007,651
Applicable income taxes$6,0004,986
Income before extraordinary items$17,0006,541
Extraordinary gains, net$031
Net income$17,0006,539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,620
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$216,0605,792
2008-06-30 (YTD Data)Rank
Total interest income$4,455,0003,939
Total interest expense$2,529,0003,153
Net interest income$1,926,0004,734
Provision for loan and lease losses$8,0006,387
Total noninterest income$97,0006,713
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$17,0006,937
Trading account gains and fees$0149
Additional Noninterest Income$80,0005,422
Total noninterest expense$1,907,0004,391
Salaries and employee benefits$1,149,0004,087
Premises and equipment expense$339,0003,625
Additional noninterest expense$419,0005,283
Pre-tax net operating income$108,0006,356
Securities gains (losses)$03,233
Applicable income taxes$5,0005,215
Income before extraordinary items$103,0006,323
Extraordinary gains, net$021
Net income$103,0006,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,450
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$103,0006,257
2008-03-31 (YTD Data)Rank
Total interest income$2,354,0003,871
Total interest expense$1,341,0003,171
Net interest income$1,013,0004,578
Provision for loan and lease losses$6,0005,669
Total noninterest income$54,0006,542
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$11,0006,800
Trading account gains and fees$0158
Additional Noninterest Income$43,0005,319
Total noninterest expense$981,0004,296
Salaries and employee benefits$587,0004,038
Premises and equipment expense$167,0003,686
Additional noninterest expense$227,0004,985
Pre-tax net operating income$80,0006,250
Securities gains (losses)$02,688
Applicable income taxes$5,0005,114
Income before extraordinary items$75,0006,200
Extraordinary gains, net$015
Net income$75,0006,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,920
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$75,0006,103
2007-12-31 (YTD Data)Rank
Total interest income$9,718,0003,837
Total interest expense$5,715,0003,126
Net interest income$4,003,0004,623
Provision for loan and lease losses$-13,0008,244
Total noninterest income$370,0005,653
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$41,0006,888
Trading account gains and fees$0178
Additional Noninterest Income$329,0004,079
Total noninterest expense$3,885,0004,213
Salaries and employee benefits$2,135,0004,174
Premises and equipment expense$643,0003,664
Additional noninterest expense$1,107,0004,318
Pre-tax net operating income$501,0005,998
Securities gains (losses)$-112,0008,173
Applicable income taxes$-249,0008,164
Income before extraordinary items$638,0005,226
Extraordinary gains, net$039
Net income$638,0005,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,873
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$750,0004,894
2007-09-30 (YTD Data)Rank
Total interest income$7,093,0003,925
Total interest expense$4,261,0003,142
Net interest income$2,832,0004,814
Provision for loan and lease losses$-16,0008,320
Total noninterest income$311,0005,463
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$30,0006,928
Trading account gains and fees$0184
Additional Noninterest Income$281,0003,868
Total noninterest expense$2,869,0004,220
Salaries and employee benefits$1,605,0004,160
Premises and equipment expense$479,0003,663
Additional noninterest expense$785,0004,425
Pre-tax net operating income$290,0006,606
Securities gains (losses)$01,655
Applicable income taxes$1,0006,113
Income before extraordinary items$289,0006,375
Extraordinary gains, net$033
Net income$289,0006,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,646
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$289,0006,369
2007-06-30 (YTD Data)Rank
Total interest income$4,514,0004,065
Total interest expense$2,704,0003,253
Net interest income$1,810,0004,976
Provision for loan and lease losses$3,0006,090
Total noninterest income$186,0005,722
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$20,0006,976
Trading account gains and fees$0168
Additional Noninterest Income$166,0004,131
Total noninterest expense$1,878,0004,322
Salaries and employee benefits$1,073,0004,191
Premises and equipment expense$308,0003,786
Additional noninterest expense$497,0004,603
Pre-tax net operating income$115,0007,167
Securities gains (losses)$01,444
Applicable income taxes$1,0006,141
Income before extraordinary items$114,0007,024
Extraordinary gains, net$029
Net income$114,0007,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,333
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$114,0007,014
2007-03-31 (YTD Data)Rank
Total interest income$2,050,0004,327
Total interest expense$1,167,0003,608
Net interest income$883,0005,059
Provision for loan and lease losses$-18,0008,458
Total noninterest income$116,0005,203
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$10,0006,985
Trading account gains and fees$0195
Additional Noninterest Income$106,0003,657
Total noninterest expense$952,0004,286
Salaries and employee benefits$555,0004,108
Premises and equipment expense$146,0003,924
Additional noninterest expense$251,0004,528
Pre-tax net operating income$65,0007,107
Securities gains (losses)$01,187
Applicable income taxes$1,0006,046
Income before extraordinary items$64,0006,948
Extraordinary gains, net$022
Net income$64,0006,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$64,0006,931
2006-12-31 (YTD Data)Rank
Total interest income$6,960,0004,583
Total interest expense$3,588,0003,849
Net interest income$3,372,0005,169
Provision for loan and lease losses$-28,0008,359
Total noninterest income$580,0004,814
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$36,0007,090
Trading account gains and fees$0130
Additional Noninterest Income$544,0003,194
Total noninterest expense$3,672,0004,241
Salaries and employee benefits$2,150,0004,054
Premises and equipment expense$645,0003,566
Additional noninterest expense$877,0004,945
Pre-tax net operating income$308,0007,094
Securities gains (losses)$01,687
Applicable income taxes$1,0006,499
Income before extraordinary items$307,0006,883
Extraordinary gains, net$051
Net income$307,0006,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,166
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$307,0006,886
2006-09-30 (YTD Data)Rank
Total interest income$5,001,0004,692
Total interest expense$2,528,0003,924
Net interest income$2,473,0005,300
Provision for loan and lease losses$-39,0008,515
Total noninterest income$478,0004,600
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$26,0007,188
Trading account gains and fees$0126
Additional Noninterest Income$452,0003,014
Total noninterest expense$2,815,0004,158
Salaries and employee benefits$1,648,0003,973
Premises and equipment expense$486,0003,546
Additional noninterest expense$681,0004,807
Pre-tax net operating income$175,0007,518
Securities gains (losses)$01,388
Applicable income taxes$1,0006,574
Income before extraordinary items$174,0007,346
Extraordinary gains, net$045
Net income$174,0007,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,096
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$174,0007,345
2006-06-30 (YTD Data)Rank
Total interest income$3,181,0004,779
Total interest expense$1,567,0003,994
Net interest income$1,614,0005,376
Provision for loan and lease losses$-39,0008,567
Total noninterest income$84,0007,265
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$18,0007,222
Trading account gains and fees$0126
Additional Noninterest Income$66,0005,904
Total noninterest expense$1,979,0004,030
Salaries and employee benefits$1,127,0003,929
Premises and equipment expense$319,0003,590
Additional noninterest expense$533,0004,271
Pre-tax net operating income$-242,0008,436
Securities gains (losses)$01,185
Applicable income taxes$1,0006,575
Income before extraordinary items$-243,0008,457
Extraordinary gains, net$039
Net income$-243,0008,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,236
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-243,0008,455
2006-03-31 (YTD Data)Rank
Total interest income$1,513,0004,873
Total interest expense$743,0004,022
Net interest income$770,0005,520
Provision for loan and lease losses$-9,0008,544
Total noninterest income$54,0006,815
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$9,0007,226
Trading account gains and fees$0115
Additional Noninterest Income$45,0005,314
Total noninterest expense$985,0004,057
Salaries and employee benefits$569,0003,904
Premises and equipment expense$165,0003,494
Additional noninterest expense$251,0004,460
Pre-tax net operating income$-152,0008,502
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-152,0008,518
Extraordinary gains, net$021
Net income$-152,0008,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,875
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-152,0008,505
2005-12-31 (YTD Data)Rank
Total interest income$4,404,0005,551
Total interest expense$1,748,0004,831
Net interest income$2,656,0005,884
Provision for loan and lease losses$-677,0008,761
Total noninterest income$261,0006,594
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$35,0007,303
Trading account gains and fees$0138
Additional Noninterest Income$226,0004,929
Total noninterest expense$3,626,0004,178
Salaries and employee benefits$1,953,0004,188
Premises and equipment expense$681,0003,313
Additional noninterest expense$992,0004,443
Pre-tax net operating income$-32,0008,285
Securities gains (losses)$-228,0008,604
Applicable income taxes$1,0006,850
Income before extraordinary items$-261,0008,448
Extraordinary gains, net$046
Net income$-261,0008,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-686,0008,795
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$1,000,000471
Net operating income$-33,0008,292
2005-09-30 (YTD Data)Rank
Total interest income$2,993,0005,807
Total interest expense$1,062,0005,275
Net interest income$1,931,0005,991
Provision for loan and lease losses$-110,0008,708
Total noninterest income$67,0008,085
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$27,0007,332
Trading account gains and fees$0126
Additional Noninterest Income$40,0007,342
Total noninterest expense$2,724,0004,127
Salaries and employee benefits$1,426,0004,250
Premises and equipment expense$521,0003,245
Additional noninterest expense$777,0004,275
Pre-tax net operating income$-616,0008,638
Securities gains (losses)$-208,0008,725
Applicable income taxes$1,0006,867
Income before extraordinary items$-825,0008,717
Extraordinary gains, net$035
Net income$-825,0008,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-118,0008,666
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$1,000,000340
Net operating income$-617,0008,655
2005-06-30 (YTD Data)Rank
Total interest income$1,836,0005,992
Total interest expense$584,0005,627
Net interest income$1,252,0006,057
Provision for loan and lease losses$7,0006,262
Total noninterest income$45,0008,078
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$18,0007,341
Trading account gains and fees$0116
Additional Noninterest Income$27,0007,318
Total noninterest expense$1,793,0004,166
Salaries and employee benefits$912,0004,369
Premises and equipment expense$342,0003,251
Additional noninterest expense$539,0004,118
Pre-tax net operating income$-503,0008,673
Securities gains (losses)$-208,0008,771
Applicable income taxes$1,0006,848
Income before extraordinary items$-712,0008,759
Extraordinary gains, net$030
Net income$-712,0008,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,385
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$1,000,000238
Net operating income$-504,0008,688
2005-03-31 (YTD Data)Rank
Total interest income$894,0006,063
Total interest expense$263,0005,834
Net interest income$631,0006,069
Provision for loan and lease losses$6,0005,706
Total noninterest income$24,0008,024
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$10,0007,294
Trading account gains and fees$0115
Additional Noninterest Income$14,0007,363
Total noninterest expense$881,0004,233
Salaries and employee benefits$433,0004,567
Premises and equipment expense$178,0003,180
Additional noninterest expense$270,0004,122
Pre-tax net operating income$-232,0008,747
Securities gains (losses)$01,685
Applicable income taxes$1,0006,740
Income before extraordinary items$-233,0008,772
Extraordinary gains, net$024
Net income$-233,0008,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-233,0008,753
2004-12-31 (YTD Data)Rank
Total interest income$3,662,0005,838
Total interest expense$1,040,0005,549
Net interest income$2,622,0005,851
Provision for loan and lease losses$-1,012,0008,932
Total noninterest income$113,0007,935
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$53,0007,247
Trading account gains and fees$0138
Additional Noninterest Income$60,0007,192
Total noninterest expense$4,077,0003,681
Salaries and employee benefits$1,746,0004,434
Premises and equipment expense$664,0003,262
Additional noninterest expense$1,667,0002,856
Pre-tax net operating income$-330,0008,589
Securities gains (losses)$-61,0008,634
Applicable income taxes$-28,0008,638
Income before extraordinary items$-363,0008,653
Extraordinary gains, net$034
Net income$-363,0008,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-336,0008,921
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$3,000,000287
Net operating income$-306,2708,605
2004-09-30 (YTD Data)Rank
Total interest income$2,764,0005,812
Total interest expense$791,0005,474
Net interest income$1,973,0005,834
Provision for loan and lease losses$-1,010,0008,990
Total noninterest income$86,0007,980
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$41,0007,255
Trading account gains and fees$0134
Additional Noninterest Income$45,0007,213
Total noninterest expense$3,115,0003,596
Salaries and employee benefits$1,241,0004,578
Premises and equipment expense$508,0003,217
Additional noninterest expense$1,366,0002,599
Pre-tax net operating income$-46,0008,547
Securities gains (losses)$03,710
Applicable income taxes$1,0007,130
Income before extraordinary items$-47,0008,575
Extraordinary gains, net$026
Net income$-47,0008,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-334,0008,958
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$3,000,000205
Net operating income$-47,0008,548
2004-06-30 (YTD Data)Rank
Total interest income$1,877,0005,761
Total interest expense$541,0005,419
Net interest income$1,336,0005,777
Provision for loan and lease losses$-995,0009,047
Total noninterest income$61,0007,944
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$28,0007,267
Trading account gains and fees$0130
Additional Noninterest Income$33,0007,099
Total noninterest expense$2,260,0003,405
Salaries and employee benefits$824,0004,611
Premises and equipment expense$368,0003,001
Additional noninterest expense$1,068,0002,260
Pre-tax net operating income$132,0007,678
Securities gains (losses)$03,413
Applicable income taxes$1,0007,109
Income before extraordinary items$131,0007,489
Extraordinary gains, net$021
Net income$131,0007,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-387,0009,036
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$3,000,000133
Net operating income$131,0007,417
2004-03-31 (YTD Data)Rank
Total interest income$1,004,0005,558
Total interest expense$286,0005,312
Net interest income$718,0005,540
Provision for loan and lease losses$06,501
Total noninterest income$35,0007,776
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$15,0007,174
Trading account gains and fees$0121
Additional Noninterest Income$20,0006,798
Total noninterest expense$1,296,0002,995
Salaries and employee benefits$402,0004,720
Premises and equipment expense$221,0002,553
Additional noninterest expense$673,0001,761
Pre-tax net operating income$-543,0009,048
Securities gains (losses)$02,934
Applicable income taxes$1,0006,972
Income before extraordinary items$-544,0009,061
Extraordinary gains, net$016
Net income$-544,0009,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-278,0009,072
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$2,000,00087
Net operating income$-544,0009,042
2003-12-31 (YTD Data)Rank
Total interest income$5,623,0004,490
Total interest expense$2,000,0004,030
Net interest income$3,623,0004,678
Provision for loan and lease losses$650,0001,734
Total noninterest income$222,0007,164
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$70,0007,085
Trading account gains and fees$0160
Additional Noninterest Income$152,0005,808
Total noninterest expense$6,497,0002,417
Salaries and employee benefits$1,847,0004,183
Premises and equipment expense$952,0002,369
Additional noninterest expense$3,698,0001,342
Pre-tax net operating income$-3,302,0009,119
Securities gains (losses)$04,500
Applicable income taxes$1,0007,379
Income before extraordinary items$-3,303,0009,146
Extraordinary gains, net$054
Net income$-3,303,0009,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-382,0009,154
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$3,223,000263
Net operating income$-3,303,0009,119
2003-09-30 (YTD Data)Rank
Total interest income$4,481,0004,377
Total interest expense$1,634,0003,874
Net interest income$2,847,0004,551
Provision for loan and lease losses$650,0001,314
Total noninterest income$178,0007,095
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$54,0007,102
Trading account gains and fees$0153
Additional Noninterest Income$124,0005,684
Total noninterest expense$4,857,0002,432
Salaries and employee benefits$1,390,0004,172
Premises and equipment expense$722,0002,339
Additional noninterest expense$2,745,0001,345
Pre-tax net operating income$-2,482,0009,173
Securities gains (losses)$04,204
Applicable income taxes$1,0007,438
Income before extraordinary items$-2,483,0009,207
Extraordinary gains, net$040
Net income$-2,483,0009,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-109,0009,104
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$2,000,000237
Net operating income$-2,483,0009,173
2003-06-30 (YTD Data)Rank
Total interest income$3,206,0004,187
Total interest expense$1,194,0003,679
Net interest income$2,012,0004,380
Provision for loan and lease losses$650,000922
Total noninterest income$130,0006,919
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$41,0006,904
Trading account gains and fees$0150
Additional Noninterest Income$89,0005,537
Total noninterest expense$3,509,0002,238
Salaries and employee benefits$946,0004,093
Premises and equipment expense$486,0002,308
Additional noninterest expense$2,077,0001,207
Pre-tax net operating income$-2,017,0009,216
Securities gains (losses)$03,782
Applicable income taxes$15,0006,772
Income before extraordinary items$-2,032,0009,248
Extraordinary gains, net$030
Net income$-2,032,0009,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-58,0009,024
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-2,032,0009,219
2003-03-31 (YTD Data)Rank
Total interest income$1,659,0004,109
Total interest expense$632,0003,597
Net interest income$1,027,0004,312
Provision for loan and lease losses$100,0002,353
Total noninterest income$71,0006,688
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$22,0006,745
Trading account gains and fees$0134
Additional Noninterest Income$49,0005,306
Total noninterest expense$1,636,0002,375
Salaries and employee benefits$481,0004,024
Premises and equipment expense$243,0002,301
Additional noninterest expense$912,0001,325
Pre-tax net operating income$-638,0009,233
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$-638,0009,266
Extraordinary gains, net$021
Net income$-638,0009,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-209,0009,271
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-638,0009,230
2002-12-31 (YTD Data)Rank
Total interest income$7,648,0003,786
Total interest expense$3,390,0003,200
Net interest income$4,258,0004,148
Provision for loan and lease losses$253,0003,836
Total noninterest income$535,0005,030
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$111,0006,388
Trading account gains and fees$0153
Additional Noninterest Income$424,0003,599
Total noninterest expense$7,963,0001,890
Salaries and employee benefits$2,397,0003,219
Premises and equipment expense$1,050,0002,084
Additional noninterest expense$4,516,0001,096
Pre-tax net operating income$-3,423,0009,294
Securities gains (losses)$20,0003,147
Applicable income taxes$1,0007,615
Income before extraordinary items$-3,404,0009,315
Extraordinary gains, net$070
Net income$-3,404,0009,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,254,000790
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$3,000,000229
Net operating income$-3,424,0009,294
2001-12-31 (YTD Data)Rank
Total interest income$11,700,0002,896
Total interest expense$6,468,0002,479
Net interest income$5,232,0003,318
Provision for loan and lease losses$3,595,000460
Total noninterest income$620,0004,508
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$127,0006,132
Trading account gains and fees$0177
Additional Noninterest Income$493,0003,156
Total noninterest expense$5,312,0002,669
Salaries and employee benefits$2,598,0002,853
Premises and equipment expense$1,343,0001,602
Additional noninterest expense$1,371,0003,112
Pre-tax net operating income$-3,055,0009,532
Securities gains (losses)$266,000969
Applicable income taxes$974,0002,111
Income before extraordinary items$-3,763,0009,558
Extraordinary gains, net$0105
Net income$-3,763,0009,559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,453,000493
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-4,029,0009,552
2000-12-31 (YTD Data)Rank
Total interest income$14,574,0002,394
Total interest expense$7,913,0002,160
Net interest income$6,661,0002,669
Provision for loan and lease losses$1,900,000635
Total noninterest income$747,0003,826
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$147,0005,810
Trading account gains and fees$0180
Additional Noninterest Income$600,0002,630
Total noninterest expense$4,908,0002,766
Salaries and employee benefits$2,634,0002,706
Premises and equipment expense$939,0002,197
Additional noninterest expense$1,335,0003,102
Pre-tax net operating income$600,0006,588
Securities gains (losses)$01,956
Applicable income taxes$246,0005,017
Income before extraordinary items$354,0007,133
Extraordinary gains, net$038
Net income$354,0007,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,348,000439
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$354,0007,129
1999-12-31 (YTD Data)Rank
Total interest income$11,271,0002,870
Total interest expense$5,935,0002,490
Net interest income$5,336,0003,253
Provision for loan and lease losses$1,670,000649
Total noninterest income$920,0003,302
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$174,0005,471
Trading account gains and fees$0173
Additional Noninterest Income$746,0002,269
Total noninterest expense$4,241,0003,140
Salaries and employee benefits$2,362,0002,968
Premises and equipment expense$835,0002,425
Additional noninterest expense$1,044,0003,878
Pre-tax net operating income$345,0007,861
Securities gains (losses)$03,155
Applicable income taxes$152,0006,257
Income before extraordinary items$193,0008,360
Extraordinary gains, net$035
Net income$193,0008,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,366,000407
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$2,500,000396
Net operating income$193,0008,324
1998-12-31 (YTD Data)Rank
Total interest income$10,443,0003,096
Total interest expense$5,878,0002,577
Net interest income$4,565,0003,685
Provision for loan and lease losses$692,0001,325
Total noninterest income$1,073,0002,918
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$281,0004,131
Trading account gains and fees$0224
Additional Noninterest Income$792,0002,186
Total noninterest expense$4,083,0003,159
Salaries and employee benefits$2,091,0003,191
Premises and equipment expense$748,0002,599
Additional noninterest expense$1,244,0003,264
Pre-tax net operating income$863,0005,866
Securities gains (losses)$-18,00010,273
Applicable income taxes$-655,00010,406
Income before extraordinary items$1,500,0003,264
Extraordinary gains, net$032
Net income$1,500,0003,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0001,910
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,518,0003,132
1997-12-31 (YTD Data)Rank
Total interest income$7,963,0003,991
Total interest expense$4,417,0003,347
Net interest income$3,546,0004,689
Provision for loan and lease losses$510,0001,742
Total noninterest income$662,0004,136
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$248,0004,688
Trading account gains and feesNANA
Additional Noninterest Income$414,0003,218
Total noninterest expense$3,417,0003,684
Salaries and employee benefits$1,772,0003,701
Premises and equipment expense$641,0002,974
Additional noninterest expense$1,004,0003,890
Pre-tax net operating income$281,0009,114
Securities gains (losses)$90,0001,032
Applicable income taxes$-629,00010,870
Income before extraordinary items$1,000,0004,722
Extraordinary gains, net$044
Net income$1,000,0004,721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$401,0001,596
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$910,0004,955
1996-12-31 (YTD Data)Rank
Total interest income$5,575,0005,462
Total interest expense$3,228,0004,482
Net interest income$2,347,0006,484
Provision for loan and lease losses$1,550,000745
Total noninterest income$377,0006,148
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$220,0005,226
Trading account gains and feesNANA
Additional Noninterest Income$157,0005,848
Total noninterest expense$3,559,0003,720
Salaries and employee benefits$1,868,0003,552
Premises and equipment expense$635,0003,029
Additional noninterest expense$1,056,0004,211
Pre-tax net operating income$-2,385,00011,410
Securities gains (losses)$04,148
Applicable income taxes$1,00010,529
Income before extraordinary items$-2,386,00011,408
Extraordinary gains, net$053
Net income$-2,386,00011,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$309,0002,036
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$2,500,000260
Net operating income$-2,386,00011,399
1995-12-31 (YTD Data)Rank
Total interest income$5,254,0005,781
Total interest expense$3,035,0004,702
Net interest income$2,219,0006,834
Provision for loan and lease losses$235,0002,726
Total noninterest income$432,0005,683
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$282,0004,502
Trading account gains and feesNANA
Additional Noninterest Income$150,0005,986
Total noninterest expense$2,489,0005,014
Salaries and employee benefits$1,230,0005,098
Premises and equipment expense$468,0003,969
Additional noninterest expense$791,0005,295
Pre-tax net operating income$-73,00011,580
Securities gains (losses)$121,000875
Applicable income taxes$1,00011,102
Income before extraordinary items$47,00011,302
Extraordinary gains, net$065
Net income$47,00011,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,152
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-71,58011,562
1994-12-31 (YTD Data)Rank
Total interest income$4,372,0006,284
Total interest expense$1,994,0005,629
Net interest income$2,378,0006,702
Provision for loan and lease losses$193,0003,099
Total noninterest income$530,0005,071
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$309,0004,260
Trading account gains and feesNANA
Additional Noninterest Income$221,0004,955
Total noninterest expense$2,479,0005,195
Salaries and employee benefits$1,189,0005,277
Premises and equipment expense$504,0003,778
Additional noninterest expense$786,0005,775
Pre-tax net operating income$236,00010,613
Securities gains (losses)$16,0001,924
Applicable income taxes$1,00011,577
Income before extraordinary items$251,0009,683
Extraordinary gains, net$0249
Net income$251,0009,694
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0002,402
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$235,0009,929
1993-12-31 (YTD Data)Rank
Total interest income$3,354,0007,747
Total interest expense$1,401,0007,532
Net interest income$1,953,0007,819
Provision for loan and lease losses$315,0002,894
Total noninterest income$458,0005,917
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$300,0004,426
Trading account gains and feesNANA
Additional Noninterest Income$158,0006,394
Total noninterest expense$2,316,0005,630
Salaries and employee benefits$1,106,0005,621
Premises and equipment expense$473,0004,066
Additional noninterest expense$737,0006,316
Pre-tax net operating income$-220,00012,707
Securities gains (losses)$76,0002,857
Applicable income taxes$1,00012,075
Income before extraordinary items$-145,00012,705
Extraordinary gains, net$03,149
Net income$-145,00012,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$615,0001,560
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$3,003,000274
Net operating income$-221,00012,694
1992-12-31 (YTD Data)Rank
Total interest income$3,586,0008,057
Total interest expense$1,648,0008,054
Net interest income$1,938,0007,925
Provision for loan and lease losses$298,0004,183
Total noninterest income$627,0004,812
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$271,0004,810
Trading account gains and feesNANA
Additional Noninterest Income$356,0003,995
Total noninterest expense$2,716,0004,942
Salaries and employee benefits$1,188,0005,215
Premises and equipment expense$456,0004,301
Additional noninterest expense$1,072,0004,778
Pre-tax net operating income$-449,00013,262
Securities gains (losses)$08,369
Applicable income taxes$1,00012,632
Income before extraordinary items$-450,00013,357
Extraordinary gains, net$01,422
Net income$-450,00013,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,00013,128
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$2,000,000305
Net operating income$-450,00013,250

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.