Home > United Northern Federal Savings Bank > Income and Expense
United Northern Federal Savings Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,203,000 | 4,719 |
| Total interest expense | $2,690,000 | 4,353 |
| Net interest income | $3,513,000 | 4,927 |
| Provision for loan and lease losses | $66,000 | 5,441 |
| Total noninterest income | $459,000 | 5,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $459,000 | 3,123 |
| Total noninterest expense | $2,929,000 | 4,507 |
| Salaries and employee benefits | $1,408,000 | 4,535 |
| Premises and equipment expense | $641,000 | 3,074 |
| Additional noninterest expense | $880,000 | 5,277 |
| Pre-tax net operating income | $977,000 | 6,057 |
| Securities gains (losses) | $174,000 | 543 |
| Applicable income taxes | $499,000 | 4,056 |
| Income before extraordinary items | $652,000 | 6,206 |
| Extraordinary gains, net | $-162,000 | 12,553 |
| Net income | $490,000 | 7,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,047 |
| Cash dividends | $658,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $540,640 | 7,048 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,061,000 | 3,792 |
| Total interest expense | $4,165,000 | 3,052 |
| Net interest income | $3,896,000 | 4,514 |
| Provision for loan and lease losses | $405,000 | 2,437 |
| Total noninterest income | $578,000 | 5,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $578,000 | 2,955 |
| Total noninterest expense | $4,337,000 | 3,230 |
| Salaries and employee benefits | $1,821,000 | 3,574 |
| Premises and equipment expense | $969,000 | 2,118 |
| Additional noninterest expense | $1,547,000 | 3,417 |
| Pre-tax net operating income | $-268,000 | 12,746 |
| Securities gains (losses) | $726,000 | 690 |
| Applicable income taxes | $343,000 | 5,583 |
| Income before extraordinary items | $115,000 | 11,643 |
| Extraordinary gains, net | $781,000 | 285 |
| Net income | $896,000 | 5,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $517,000 | 1,727 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-349,640 | 12,780 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,041,000 | 3,839 |
| Total interest expense | $6,369,000 | 2,645 |
| Net interest income | $2,672,000 | 6,267 |
| Provision for loan and lease losses | $845,000 | 2,079 |
| Total noninterest income | $1,567,000 | 2,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,567,000 | 1,470 |
| Total noninterest expense | $4,707,000 | 3,032 |
| Salaries and employee benefits | $1,696,000 | 3,778 |
| Premises and equipment expense | $1,071,000 | 1,977 |
| Additional noninterest expense | $1,940,000 | 2,869 |
| Pre-tax net operating income | $-1,313,000 | 13,544 |
| Securities gains (losses) | $1,308,000 | 540 |
| Applicable income taxes | $-5,000 | 13,377 |
| Income before extraordinary items | $0 | 12,887 |
| Extraordinary gains, net | $-297,000 | 13,781 |
| Net income | $-297,000 | 13,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 2,707 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-837,120 | 13,423 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.