United New Mexico Bank at Santa Fe, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$1,656,000	11,604
Total interest expense	$583,000	12,377
Net interest income	$1,073,000	10,801
Provision for loan and lease losses	$45,000	9,299
Total noninterest income	$174,000	9,943
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$123,000	7,877
Trading account gains and fees	NA	NA
Additional Noninterest Income	$51,000	10,352
Total noninterest expense	$1,091,000	9,559
Salaries and employee benefits	$476,000	10,031
Premises and equipment expense	$244,000	6,904
Additional noninterest expense	$371,000	9,932
Pre-tax net operating income	$111,000	11,908
Securities gains (losses)	$0	8,369
Applicable income taxes	$39,000	11,559
Income before extraordinary items	$72,000	12,328
Extraordinary gains, net	$0	1,422
Net income	$72,000	12,351
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	12,286
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$72,000	12,040

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.